Credit Limit Increase Application
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Credit Limit Increase Application
Extracted Text
CREDIT LIMIT INCREASE APPLICATION Please complete this form in black or blue pen using CAPITALS and tick appropriate boxes where applicable. Log onto ANZ Internet Banking. To view detailed instructions select `Help' button located in the top right hand corner of the page. Call us on 1800 119 848 (international callers: +613 9683 7043) between 8am-8pm from Mon-Fri AEST. Return the completed form to any ANZ branch, or fax to 1800 457 921. Alternatively, mail (no stamp required) to: REPLY PAID 65798, ANZ Card Operations, Locked Bag 10, Collins Street West Post Office, Melbourne VIC 8007 1. APPLICANT DETAILS Account Name (exactly as it appears on the Credit Card) Date of Birth (DD/MM/YYYY) Applicant's Home No. Credit Card Account Number Applicant's Work No. Applicant's Mobile No. 2. NEW CREDIT LIMIT Request: $ Reason: 1. Y our application is subject to ANZ credit assessment procedures. If you do not meet the criteria for the new credit limit amount requested, ANZ may determine a different credit limit increase amount. 2. T he requested credit limit must not be less than the current balance on your account. Minimum credit limit is $1000, or $6000 for Platinum cards (including ANZ Rewards Travel Adventures) or $15000 for any ANZ Rewards Black or ANZ Frequent Flyer Black Card. 3. EMPLOYMENT DETAILS (ANZ may verify your employment details and income with your employer or accountant.) Employment status Your Occupation Full-time Part-time Casual Pension/ Retired Self-employed Not working Contractor Employer's Name/Accountant's Name Employer's/Accountant's Phone No. Time in Current Employment 4. RESIDENTIAL STATUS Yrs (If self employed, give details of your accountant who can confirm your financial details.) Mths Home owned Mortgage Renting Living with parents/relatives 5. FINANCIAL DETAILS (Non disclosure may result in your application being delayed.) ASSETS Present Value Bank Deposits/Savings $ Balance of ANZ Accounts $ Years open Balance of Other Accounts $ Years open Total Value of Other Assets $ (eg. motor vehicles, shares etc. excludes Cash /property) Total Value of Property owned $ (including Residential and Investment) Total Assets $ 0 LIABILITIES Limit(s) ANZ Home/Investment Loan(s) Current Outstanding $ ANZ Other Loan(s) $ ANZ Credit Cards(s) $ $ OFI Home/Investment Loan/s $ OFI Other Loan(s) $ OFI Credit Cards(s) $ $ Total Liabilities $ 0 INCOME Gross Monthly Salary $ Other Gross Monthly Income $ (rent, interest, dividend, pension, government benefit etc.) Number of Dependants EXPENDITURE (Please enter your share of expenses only) Credit Commitments ANZ Home/Investment Loan Repayments $ Combine all repayments for ANZ Home/Investment loans ANZ Other Loan Repayments $ Combine all repayments for ANZ Personal Loans and Car Loans Repayments on ANZ Credit Cards $ OFI Home/Investment Loan Repayments $ Combine all repayments for OFI Home/Investment loans OFI Other Loan repayments $ Combine all repayments for OFI Personal Loans, Car Loans and Hire Purchase Loans Repayments on OFI Credit/Store Cards $ Total Credit Commitments $ 0 Living Expenses Utilities $ Electricity, gas and water bills for your home Household $ (excluding Land Tax and Body Corporate fees) Rates, home and contents insurance, repairs and maintenance, furniture and appliances, gardener, housekeeping, cleaning services TV & Communications $ Mobile phone, landline, internet, pay TV and streaming subscriptions Groceries $ Supermarket shop (e.g. food, cleaning products and toiletries), fresh food from butchers, markets and greengrocers Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Page 1 CREDIT LIMIT INCREASE APPLICATION Personal $ Clothing and shoes, haircuts, cosmetics, personal care for yourself and your dependants Lifestyle $ Entertainment, hobbies and recreation (e.g. eating out, takeaways, alcohol, tobacco, pets, movies, electronics, magazines, books, sport/camping equipment, holidays and travel) Public Transport & Vehicle Running Costs $ Public transport tickets, registration, vehicle insurance, servicing, petrol, parking fees, road tolls Health $ Fitness, dental, optical, pharmaceutical, physiotherapy, chiropractic fees, doctor visits, ongoing hospital costs Childcare & Public Education $ Childcare and preschool costs; public primary and secondary education costs (e.g. tuition fees, uniforms, books, excursions and camps for government school); tertiary education costs (e.g. textbooks) Professional Costs and Services $ Financial management/legal costs (e.g. accountant, financial planning, solicitors), Union fees and professional association memberships/costs Total Living Expenses $ 0 Other Commitments Child/Spousal Maintenance $ Regular child/spousal maintenance payments Private Education $ Tuition fees, uniforms, books, excursions and camps for independent schools Personal Insurance $ Health insurance, life and income replacement insurances Other Expenses $ Any other regular expenses (e.g. Superannuation voluntary contribution, voluntary HECS payments, gifts and donations, Land Tax, Body Corporate fees and investment property expenses) Total Other Commitments $ 0 Rent/Board $ 6. DECLARATION AND SIGNATURE By signing the space below I consent to the credit limit on my credit card account being changed to the requested limit or a lesser limit determined by ANZ. I confirm that I can repay this new credit limit without substantial hardship. I have read and understood this application and declaration. I acknowledge that all information provided in this application form is true and correct. I understand and authorise that ANZ may also disclose information about me to a credit reporting body for the purpose of obtaining a credit report to assist us assess this credit limit increase application. I understand that if I choose to change my card product before this request is actioned then ANZ may apply this request to the new product type. Information about credit reporting, including the name and contact details of these credit reporting bodies, when ANZ may disclose your personal information to them to include in a report about your credit worthiness, and how you can request credit reporting bodies not use your information in certain circumstances, is available at www.anz.com/privacy. For a hard copy of this information, please call 13 13 14 or visit any ANZ branch for a copy of ANZ's Privacy Policy. Applicant's Signature Date (DD/MM/YYYY) Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Australian Credit Licence Number 234527. Item No. 78807 06.2021 WZ106685 Page 2