Defy Refrigerator K60363H Users Manual 3801450100 AB DAC536
K60363H to the manual d0919b4a-8b8d-413e-8220-7134acd12b53
2015-02-02
: Defy Defy-Refrigerator-K60363H-Users-Manual-396606 defy-refrigerator-k60363h-users-manual-396606 defy pdf
Open the PDF directly: View PDF .
Page Count: 24
3DJH
'$&
,16758&7,210$18$/
7KHPDQXIDFWXUHUVWULYHVIRUFRQWLQXRXVLPSURYHPHQW
)RUWKLVUHDVRQWKHWH[WDQGLOOXVWUDWLRQVLQWKLVPDQXDO
DUHVXEMHFWWRFKDQJHZLWKRXWQRWLFH
3DUWQXPEHU
5HYLVLRQ$%
(1
.+5()5,*(5$725
5HFRUGLQWKHVSDFHEHORZWKHOLVWHGLQIRUPDWLRQIRUIXWXUHUHIHUHQFH
6(5,$/180%(5«««««««««««««««««««««««««««««««
'$7(2)385&+$6(«««««««««««««««««««««««««««««
385&+$6(')520««««««««««««««««««««««««««««««
««««««««««««««««««««««««««««««««««««««««
3DJH
5HDGWKLVPDQXDOEHIRUHLQLWLDOLQVWDOODWLRQDQGRSHUDWLRQRIWKH
SURGXFW
'HDU&XVWRPHU
<RXUQHZ'HI\UHIULJHUDWRUZDVPDQXIDFWXUHGLQDVWDWHRIWKHDUWIDFLOLW\DQGKDVSDVVHGWKH
VWULFWHVWTXDOLW\FRQWUROSURFHGXUHV
3OHDVHUHDGWKLVPDQXDOFDUHIXOO\EHIRUHXVLQJ\RXUSURGXFWIRUWKHILUVWWLPHDQGWKHQVWRUHLW
ZLWKLQHDV\UHDFKIRUIXWXUHUHIHUHQFH
:HWUXVW\RXZLOOHQMR\\HDUVRIWURXEOHIUHHXVH
7KHXVHUPDQXDO
x 7KLVPDQXDOZLOOSURYLGH\RXZLWKLQIRUPDWLRQRQKRZWRVDIHO\RSHUDWHDQGFDUHIRU\RXU
SURGXFWLQRUGHUWKDW\RXJDLQWKHPD[LPXPEHQHILWIURPLW
x 3D\SDUWLFXODUDWWHQWLRQWRDQ\VDIHW\LQVWUXFWLRQV
x 3OHDVHUHDGDOODGGLWLRQDOGRFXPHQWVVXSSOLHGZLWK\RXUSURGXFW
x 3OHDVHQRWHWKDWWKLVPDQXDOPD\EHXVHGIRUVHYHUDOVLPLODUEXWGLIIHUHQWPRGHOV3OHDVH
FKHFNIRUUHOHYDQFHUHJDUGLQJ\RXUSDUWLFXODUPRGHO
([SODQDWLRQRIV\PEROVXVHGLQWKLVPDQXDO
,PSRUWDQW VDIHW\ LQIRUPDWLRQ :DUQLQJ IRU KD]DUGRXV VLWXDWLRQV ZLWK UHJDUG WR OLIH DQG
SURSHUW\
&DXWLRQ:DUQLQJIRUVXSSO\YROWDJH
&DXWLRQ:DUQLQJIRUILUHKD]DUG
&DXWLRQ:DUQLQJIRUKRWVXUIDFHV
5HDGWKHLQVWUXFWLRQV
8VHIXOLQIRUPDWLRQ,PSRUWDQWLQIRUPDWLRQRUXVHIXOKLQWVDERXWXVDJH
8QSDFNLQJ
5HPRYHDOOSDFNDJLQJ
(QVXUHWKDWSDFNLQJPDWHULDOLVGLVSRVHGRILQDUHVSRQVLEOHPDQQHUDQGWKDWDQ\SODVWLFEDJV
DUHFXWXSWRSUHYHQWFKLOGUHQSOD\LQJZLWKWKHPDQGDFFLGHQWDOO\VXIIRFDWLQJ
,IWKHUHIULJHUDWRULVGDPDJHGLQDQ\ZD\GRQRWXVHLW5HSRUWWKHGDPDJHWR\RXUGHDOHUZKR
ZLOOWDNHWKHQHFHVVDU\FRUUHFWLYHDFWLRQ
7KLVUHIULJHUDWRULVQRWLQWHQGHGIRUXVHE\SHUVRQVLQFOXGLQJFKLOGUHQZLWKUHGXFHG
SK\VLFDOVHQVRU\RUPHQWDOFDSDELOLWLHVRUODFNRIH[SHULHQFHDQGNQRZOHGJHXQOHVV
WKH\KDYHEHHQJLYHQVXSHUYLVLRQRULQVWUXFWLRQFRQFHUQLQJWKHXVHRIWKH
UHIULJHUDWRUE\DSHUVRQUHVSRQVLEOHIRUWKHLUVDIHW\
&KLOGUHQVKRXOGEHVXSHUYLVHGWRHQVXUHWKDWWKH\GRQRWSOD\ZLWKWKHUHIULJHUDWRU
3DJH
&RQWHQWV
8VLQJ\RXUUHIULJHUDWRU
7HPSHUDWXUHFRQWURODQGDGMXVWPHQW
7KHIUHH]HUFRPSDUWPHQW
'HHS)UHH]HLQIRUPDWLRQ
'HHS)UHH]HSDFNDJLQJLQIRUPDWLRQ
3ODFLQJIRRGV
:DWHU'LVSHQVHU
&OHDQLQJWKHZDWHUWDQN
0DLQWHQDQFHDQGFOHDQLQJ
7URXEOH6KRRWLQJ
5HIULJHUDWRUVSHFLILFDWLRQV
6HUYLFH&HQWUHV
:DUUDQW\
<RXU5HIULJHUDWRU
,PSRUWDQW6DIHW\,QIRUPDWLRQ
:DUQLQJV
&KLOGVDIHW\
+&$:DUQLQJ
(QHUJ\VDYLQJWLSV
3ODFLQJDQG,QVWDOODWLRQ
7UDQVSRUWDWLRQLQVWUXFWLRQV
%HIRUHXVLQJWKHUHIULJHUDWRU
(OHFWULFDOFRQQHFWLRQ
$GMXVWLQJWKHIHHW
5HYHUVLQJWKHGRRUV
)LJXUHVLQWKLVPDQXDODUHVFKHPDWLFDQGPD\QRWPDWFK\RXUUHIULJHUDWRUH[DFWO\
9DOXHVVWDWHGRQWKHPDFKLQHODEHOVRULQWKHGRFXPHQWDWLRQDFFRPSDQ\LQJLWDUH
REWDLQHGLQODERUDWRU\FRQGLWLRQVLQDFFRUGDQFHZLWKWKHUHOHYDQWVWDQGDUGV
'HSHQGLQJRQRSHUDWLRQDODQGHQYLURQPHQWDOFRQGLWLRQVRIWKHPDFKLQHWKHVH
YDOXHVPD\YDU\
:DUQLQJ'RQRWSODFHDQ\FRSSHUSRWVRUGLVKHVLQVLGHWKHFDELQHW
3DJH
<RXU5HIULJHUDWRU
7KHPDQXIDFWXUHUVWULYHVIRUFRQWLQXRXVLPSURYHPHQW)RUWKLVUHDVRQWHFKQLFDO
VSHFLILFDWLRQVWH[WDQGLOOXVWUDWLRQVLQWKLVPDQXDODUHVXEMHFWWRFKDQJHZLWKRXWQRWLFH
)LJXUHVUHSUHVHQWHGLQWKLVLQVWUXFWLRQPDQXDODUHVFKHPDWLFDQGPD\QRWFRUUHVSRQG
H[DFWO\ZLWK\RXUUHIULJHUDWRU,IWKHSDUWVDUHQRWLQFOXGHGLQWKHUHIULJHUDWRU\RXKDYH
SXUFKDVHGWKH\PD\EHPRGHOVSHFLILFDQGWKHUHIRUHRQO\YDOLGIRUVRPHPRGHOV
7KHUPRVWDWNQRE
,QWHULRUOLJKW
$GMXVWDEOHVKHOYHV
%RWWOHUDFN
'HIURVWZDWHUFROOHFWLRQFKDQQHO
'UDLQWXEH
&ULVSHUFRYHU
6DODGFULVSHU
'HSHQGVRQ0RGHO
D )UHH]HUGUDZHUZLWKLFHWUD\
)UHH]HUGUDZHU
$GMXVWDEOHIURQWIHHW
D'DLU\VKHOI
'RRUVKHOI
(JJWUD\
)ULGJHFRPSDUWPHQW
)UHH]HUFRPSDUWPHQW
:DWHUGLVSHQVHUILOOLQJFRQWDLQHU
:DWHUGLVSHQVHUXSSHUVKHOI
:DWHUGLVSHQVHUWDQN
%RWWOHVKHOI
'HSHQGVRQ0RGHO
D
D
3DJH
x 8QSOXJ WKH UHIULJHUDWRU ZKHQ FOHDQLQJ
GXULQJ URXWLQH PDLQWHQDQFH RU LI LW ZLOO QRW
EHXVHGIRUDQH[WHQGHGSHULRG
x 7RXQSOXJWKHUHIULJHUDWRUUHPRYHWKHSOXJ
E\SXOOLQJRQWKHSOXJDQGQRWWKHFDEOH
x ([SRVLQJWKHUHIULJHUDWRUWRUDLQVQRZVXQ
DQGZLQGLVDQHOHFWULFDOVDIHW\ULVN
x 6KRXOG WKH PDLQV OHDG RI WKH UHIULJHUDWRU
EHFRPH GDPDJHG RU VKRXOG LW QHHG
UHSODFLQJDW DQ\ WLPH LW PXVW EH UHSODFHG
E\ D VSHFLDO SXUSRVH PDGH PDLQV OHDG
ZKLFK FDQ RQO\ EH REWDLQHG IURP D '()<
$XWKRULVHG6HUYLFH$JHQW
x 1HYHU FRQQHFW \RXU UHIULJHUDWRU WR
HOHFWULFLW\ VDYLQJ V\VWHPV DV WKH\ PD\
GDPDJHWKHUHIULJHUDWRU
x 'R QRW VWRUH PHGLFLQH RU DFDGHPLF
UHVHDUFK VDPSOHV ZKLFK UHTXLUH VWULFW
WHPSHUDWXUHFRQWUROLQWKHUHIULJHUDWRU
x 'R QRW VWRUH RU XVH IODPPDEOH JDV
EHQ]HQHSHWURORUYRODWLOHVXEVWDQFHVLQRU
QHDUWKHUHIULJHUDWRU
x 'RQRWVWRUHH[SORVLYHVXEVWDQFHVVXFKDV
DHURVRO FDQV ZLWK D IODPPDEOH SURSHOODQW
LQWKHUHIULJHUDWRU
x ,Q WKH HYHQW RI D PDOIXQFWLRQ GLVFRQQHFW
WKHUHIULJHUDWRUIURPWKHSRZHUVXSSO\
x 'R QRW RYHUORDG \RXU UHIULJHUDWRU ZLWK
H[FHVVLYHDPRXQWVRI IRRG ,I RYHUORDGHG
WKH IRRG LWHPV PD\ IDOO GRZQ DQG LQMXUH
\RXDQGGDPDJHWKHUHIULJHUDWRUZKHQ\RX
RSHQWKHGRRU1HYHUSODFHREMHFWVRQWRS
RIWKHUHIULJHUDWRUWKH\PD\IDOOGRZQDQG
LQMXUH \RX ZKHQ \RX RSHQ RU FORVH WKH
UHIULJHUDWRUGRRU
x ,I WKHUH LV D EOXH OLJKW ILWWHG RQ WKH
UHIULJHUDWRU GR QRW ORRN DW WKH EOXH OLJKW
WKURXJKRSWLFV
,PSRUWDQWVDIHW\LQIRUPDWLRQ
3OHDVH UHYLHZ DQG REVHUYH WKH IROORZLQJ
LQIRUPDWLRQ )DLOXUH WR GR VR PD\ UHVXOW LQ
LQMXULHV RU PDWHULDO GDPDJH DQG ZLOO UHQGHU
DQ\ ZDUUDQW\ DQG UHOLDELOLW\ FRPPLWPHQWV
YRLG 6SDUHSDUWVIRUWKH UHIULJHUDWRUZLOOEH
VWRFNHG IRU \HDUV WR PHHW DQ\
PDLQWHQDQFHRUVHUYLFHUHTXLUHPHQWV
:DUQLQJV
x +DQGWKLVRZQHUVPDQXDORYHUWRWKHQHZ
RZQHUVKRXOGRZQHUVKLSFKDQJH
x 7KH UHIULJHUDWRU PXVW RQO\ EH XVHG IRU LWV
LQWHQGHGSXUSRVHLHWKHVWRULQJRIHGLEOH
IRRGVWXII
x 7KH UHIULJHUDWRU LV LQWHQGHG WR EH XVHG LQ
KRXVHKROGDQGVLPLODUDSSOLFDWLRQVVXFKDV
VWDII NLWFKHQ DUHDV LQ VKRSV RIILFHV DQG
RWKHU ZRUNLQJ HQYLURQPHQWV IDUP KRXVHV
DQG E\ FOLHQWV LQ KRWHOV PRWHOV DQG RWKHU
UHVLGHQWLDO W\SH HQYLURQPHQWV EHG DQG
EUHDNIDVWW\SH HQYLURQPHQWVFDWHULQJDQG
VLPLODUQRQUHWDLODSSOLFDWLRQV
x &RQVXOWZLWK\RXUDXWKRULVHG'()<VHUYLFH
FHQWUH IRU DOO TXHVWLRQV DQG SUREOHPV
UHODWLQJWRWKHUHIULJHUDWRU2QO\DXWKRULVHG
DJHQWVDUHWRFDUU\RXWUHSDLUV
x 9DSRXU DQG YDSRUL]HG FOHDQLQJ PDWHULDOV
PXVW QHYHU EH XVHG LQ WKH FOHDQLQJ DQG
GHIURVWLQJWKHUHIULJHUDWRU7KHYDSRXUPD\
FRPH LQWR FRQWDFW ZLWK WKH HOHFWULFDO SDUWV
DQGFDXVHDVKRUWFLUFXLWRUHOHFWULFVKRFN
x 'R QRW DOORZ FKLOGUHQ WR KDQJ RQ WKH
UHIULJHUDWRU GRRU DV WKH XQLW FRXOG WRSSOH
IRUZDUG ULVNLQJ SHUVRQDO LQMXU\ 1HYHU XVH
WKHSDUWV RQ\RXU UHIULJHUDWRUVXFKDVWKH
GRRUDVDPHDQVRIVXSSRUWRUVWHS
x 'RQRWXVHHOHFWULFDODSSOLDQFHVLQVLGHWKH
UHIULJHUDWRURUIUHH]HU
x .HHS YHQWLODWLRQ RSHQLQJV LQ WKH
UHIULJHUDWRURULQWKHEXLOWLQVWUXFWXUHFOHDU
RIREVWUXFWLRQV
'R QRW RSHUDWH D GDPDJHG
UHIULJHUDWRU &RQVXOW ZLWK \RXU
QHDUHVW '()< VHUYLFH FHQWUH
VKRXOG\RXKDYHDQ\FRQFHUQV
7KH HOHFWULFDO VDIHW\ RI WKH
UHIULJHUDWRU LV RQO\ JXDUDQWHHG LI
WKHHDUWKV\VWHPRI\RXUKRPHLV
FRPSOLDQWWRQDWLRQDOVWDQGDUGV
1HYHU SOXJ WKH UHIULJHUDWRU LQWR
WKH ZDOO VRFNHW GXULQJ
LQVWDOODWLRQ 'HDWK RU VHULRXV
LQMXU\PD\UHVXOW
'R QRW GULOO FXW RU PRGLI\ WKH
UHIULJHUDWRU ,QMXULHV PD\ UHVXOW LI
WKHUHIULJHUDQWFLUFXLWLVGDPDJHG
6HH +&$ ZDUQLQJ 'R QRW
GDPDJHWKHUHIULJHUDQWFLUFXLW
5HSDLUV PXVW EH FDUULHG RXW E\
DXWKRULVHGSHUVRQVRQO\5HSDLUV
FDUULHG RXW E\ LQFRPSHWHQW
SHUVRQVFUHDWHDXVHUULVN
3DJH
x (QVXUH WKDW WKHUH LV VXIILFLHQW VSDFLQJ
EHWZHHQ WKH UHIULJHUDWRU DQG VXUURXQGLQJ
ZDOOV
x 8QSOXJ WKH UHIULJHUDWRU IURP WKH PDLQV
ZKHQ\RXFOHDQWKHUHIULJHUDWRU
&KLOGVDIHW\
x ,I WKH GRRU KDV D ORFN WKH NH\ VKRXOG EH
NHSWRXWRIUHDFKIURPFKLOGUHQ
x ,I \RX DUH GLVFDUGLQJ DQ ROG UHIULJHUDWRU
ZLWK D ORFN RU ODWFK ILWWHG WR WKH GRRU
GLVDEOHWKHORFNODWFKDQGHQVXUHWKDWWKH
UHIULJHUDWRU LV OHIW LQ D VDIH FRQGLWLRQ WR
SUHYHQWFKLOGUHQIURPEHLQJWUDSSHGLQVLGH
DQGVXIIRFDWLQJ
x &KLOGUHQ PXVW EH VXSHUYLVHG WR SUHYHQW
WKHPIURPWDPSHULQJZLWKWKHUHIULJHUDWRU
+&$:DUQLQJ
5HIULJHUDWRU FRROLQJ V\VWHPV FRQWDLQLQJ
5D
$W '()< WKH FDUH DQG SURWHFWLRQ RI RXU
HQYLURQPHQW LV DQ RQ JRLQJ FRPPLWPHQW
7KLV '()< UHIULJHUDWRU LV SDUWLFXODUO\
HQYLURQPHQWDOO\ IULHQGO\ DQG FRQWDLQV QRQ
&)&+)&QDWXUDOVXEVWDQFHVLQWKHFRROLQJ
V\VWHP&DOOHG5D DQGLQWKHLQVXODWLRQ
&DOOHGF\FORSHQWDQH7KHVHDUH SRWHQWLDOO\
IODPPDEOH LI H[SRVHG WR ILUH 7DNH FDUH QRW
WR GDPDJH WKH FRROLQJ FLUFXLW SLSHV RI WKH
UHIULJHUDWRULQWUDQVSRUWDWLRQDQGLQXVH
,Q FDVH RI GDPDJH GR QRW H[SRVH WKH
UHIULJHUDWRU WR ILUH RU SRWHQWLDO LJQLWLRQ
VRXUFHV DQG LPPHGLDWHO\ YHQWLODWH WKH
URRPZKHUHWKHUHIULJHUDWRULVVLWXDWHG
,JQRUH WKLV ZDUQLQJ LI \RXU UHIULJHUDWRUV
FRROLQJV\VWHPFRQWDLQV5D
x 7KH UHIULJHUDWRU PD\ PRYH LI WKH
DGMXVWDEOH OHJV DUH QRW SURSHUO\ OHYHOOHG
RQ WKH IORRU /HYHOOLQJ WKH DGMXVWDEOH OHJV
RQ WKH IORRU KHOSV SUHYHQW WKH UHIULJHUDWRU
IURPPRYLQJ
x :KHQFDUU\LQJWKHUHIULJHUDWRUGRQRWKROG
RQWKHGRRUKDQGOHDV WKLVPD\FDXVHWKH
KDQGOHWREUHDN
x :KHQ SODFLQJ \RXU UHIULJHUDWRU QH[W WR
DQRWKHU UHIULJHUDWRU RU IUHH]HU WKH
GLVWDQFHEHWZHHQWKHGHYLFHVVKRXOGEHDW
OHDVW PP )DLOXUH WR GR VR PD\ FDXVH
DGMDFHQWZDOOVWRKXPLGLI\
x )RU UHIULJHUDWRUV ZLWK D IUHH]HU
FRPSDUWPHQW 'R QRW SXW ERWWOHG DQG
FDQQHG OLTXLG EHYHUDJHV LQ WKH IUHH]HU
FRPSDUWPHQWDVWKH\PD\EXUVW
x 'RQRWWRXFKIUR]HQIRRGZLWK\RXUKDQGV
WKH\PD\VWLFNWR\RXUKDQG
x 1HYHU SRXU RU VSUD\ ZDWHU LQWR RU RQ WKH
UHIULJHUDWRU DQG GR QRW VWRUH OLTXLGV SRW
SODQWV RU RSHQ FRQWDLQHUV RQ WRS RI WKH
UHIULJHUDWRU DV WKHVH PLJKW VSLOO FDXVLQJ
HOHFWULFDOVKRUWLQJ
x )RU PDQXDOO\ FRQWUROOHG UHIULJHUDWRUV ZDLW
DW OHDVW PLQXWHV EHIRUH VWDUWLQJ WKH
UHIULJHUDWRUDIWHUDSRZHUIDLOXUH
x $YRLG DQ\ GDPDJH WR WKH SRZHU FDEOH
ZKHQWUDQVSRUWLQJWKHUHIULJHUDWRU
x %HQGLQJWKHFDEOHPD\FDXVHDILUH
x 1HYHU SODFH KHDY\ REMHFWV RQ WKH SRZHU
FDEOH
x 'RQRWWRXFKWKHSOXJZLWKZHWKDQGV
x 'R QRW SOXJ LQ WKH UHIULJHUDWRU LI WKH ZDOO
VRFNHWLVORRVH
x 2Q GHOLYHU\ FKHFN WR PDNH VXUH WKDW WKH
UHIULJHUDWRULVQRWGDPDJHGDQGWKDWDOOWKH
SDUWV DQG DFFHVVRULHV DUH LQ SHUIHFW
FRQGLWLRQ
x (QVXUH WKDW WKH SOXJ UHPDLQV UHDGLO\
DFFHVVLEOH 'R QRW XVH PXOWLSOH DGDSWHU
SOXJVRUDQH[WHQVLRQFDEOH
:DUQLQJ 1HYHU GLVSRVH RI WKH
5HIULJHUDWRULQDILUH
'RQRWGLVSRVHRI\RXU5HIULJHUDWRU
DORQJ ZLWK UHJXODU KRXVHKROG
ZDVWH
&RQWDFW \RXU ORFDO DXWKRULW\ IRU
GLVSRVDO LQIRUPDWLRQ DQG IDFLOLWLHV
DYDLODEOH
;
3DJH
(QHUJ\VDYLQJWLSV
x (QVXUH \RXU UHIULJHUDWRU LV LQVWDOOHG LQ D
ZHOO YHQWLODWHG DUHD ,I WKH DPELHQW
WHPSHUDWXUH LV ORZ EXW LQ QR FDVH ORZHU
WKDQ& WKHQ WKH HQHUJ\ VDYLQJZLOO EH
PRUH 'R QRW LQVWDOO \RXU UHIULJHUDWRU
XQGHUGLUHFWVXQOLJKWRUQHDUKHDWHPLWWLQJ
DSSOLDQFHVVXFKDVRYHQVGLVKZDVKHUVRU
UDGLDWRUV.HHSIRRGLQFORVHGFRQWDLQHUV
x (QVXUH WKH WLPH EHWZHHQ EX\LQJ FKLOOHG
IUR]HQ IRRG DQG SODFLQJ LW LQ WKH
UHIULJHUDWRU LV NHSW DW D PLQLPXP
SDUWLFXODUO\ LQ VXPPHU 8VH D FRROHU EDJ
RU D VSHFLDO FDUULHU EDJ WR FDUU\ IUR]HQ
IRRG'RQRW SXW KRW IRRGRUGULQNVLQ WKH
UHIULJHUDWRU
x 'R QRW OHDYH WKH GRRUV RI WKH
UHIULJHUDWRURSHQIRUORQJDQGHQVXUHWKH\
DUHFORVHGSURSHUO\DIWHUHDFKRSHQLQJ
x 'HIURVW IUR]HQ IRRG LQ WKH IULGJH
FRPSDUWPHQWVRWKDWIUR]HQIRRGDFWV DV
DQLFHSDFNWRDVVLVWFRROLQJLQWKHIULGJH
7KLV ZLOO SURYLGH HQHUJ\ VDYLQJ DQG
SUHVHUYHWKHIRRGTXDOLW\
x 'R QRW SXW KRW IRRG RU GULQNV LQ \RXU
UHIULJHUDWRU
x 'R QRW RYHUORDG \RXU UHIULJHUDWRU 7KLV
UHVWULFWV HIIHFWLYH DLU FLUFXODWLRQ LQ WKH
UHIULJHUDWRU
x 3D\DWWHQWLRQ WR NHHS\RXUIRRGLQ FORVHG
FRQWDLQHUV
3DJH
7UDQVSRUWDWLRQLQVWUXFWLRQV
7KHUHIULJHUDWRUPXVWEHWUDQVSRUWHGRQO\LQ
DQ XSULJKW SRVLWLRQ 7KH SDFNLQJ PXVW EH
LQWDFWGXULQJWUDQVSRUWDWLRQ
:KHQ SRVLWLRQLQJ \RXU UHIULJHUDWRU WDNH
FDUH QRW WR GDPDJH IORRULQJ SLSHV ZDOO
FRYHULQJVHWF'RQRWPRYHWKHUHIULJHUDWRU
E\SXOOLQJWKHGRRURUKDQGOH
:KHQUHWUDQVSRUWLQJ\RXUUHIULJHUDWRU
x <RXU UHIULJHUDWRU PXVW EH HPSWLHG DQG
FOHDQHGSULRUWRDQ\WUDQVSRUWDWLRQ
x 7KHVKHOYHVDFFHVVRULHVFULVSHUHWF
,Q \RXU UHIULJHUDWRU PXVW EH IDVWHQHG
VHFXUHO\ ZLWK DGKHVLYH WDSH WR SURWHFW
DJDLQVWDQ\MROWV
x 3DFNDJLQJ PXVW EH WLHG ZLWK WKLFN WDSH
DQG VWURQJ URSH DQG WKH WUDQVSRUWDWLRQ
JXLGHOLQHV SULQWHG RQ WKH SDFNDJH PXVW
EHIROORZHG
<RXUUHIULJHUDWRUVKRXOGEH
LQVWDOOHGDWOHDVWFPDZD\IURP
KHDWVRXUFHVVXFKDVKREV
RYHQVFHQWUDOKHDWHUVDQGVWRYHV
DQGDWOHDVWFPDZD\IURP
HOHFWULFDORYHQVDQGVKRXOGQRW
EHORFDWHGXQGHUGLUHFWVXQOLJKW
,IWZRUHIULJHUDWRUVDUHWREH
LQVWDOOHGVLGHE\VLGHWKHUH
VKRXOGEHDWOHDVWFPGLVWDQFH
EHWZHHQWKHP
3ODFLQJDQG,QVWDOODWLRQ
,QVWDOO \RXU UHIULJHUDWRU LQ D SODFH WKDW
DOORZVIRUHDVHRIXVH
.HHS \RXU UHIULJHUDWRU DZD\ IURP KHDW
VRXUFHV VXFK DV VWRYHV JH\VHUV KXPLG
SODFHVDQGGLUHFWVXQOLJKW
7KHUH PXVW EH DSSURSULDWH DLU YHQWLODWLRQ
DURXQG\RXUUHIULJHUDWRULQRUGHUWRDFKLHYH
HIILFLHQW RSHUDWLRQ 7KH UHIULJHUDWRU LV WR
KDYH DW OHDVW D PP VSDFH IURP WKH
FHLOLQJ DQG DW OHDVW D PP VSDFH IURP
WKH ZDOO )LW WKH 7ZR SODVWLF ZDOO VSDFHUV
VXSSOLHG ZLWK WKH DSSOLDQFH URWDWLQJ
WXUQ WR WKH FRQGHQVHU DW WKH EDFN RI WKH
DSSOLDQFH6HH'LDJUDP
3ODFH \RXU UHIULJHUDWRU RQ DQ HYHQ IORRU
VXUIDFHWRSUHYHQWMROWV
'R QRW NHHS \RXU UHIULJHUDWRU LQ DPELHQW
WHPSHUDWXUHVXQGHU&
3OHDVH PDNH VXUH WKDW WKH LQWHULRU RI \RXU
UHIULJHUDWRULVFOHDQHGWKRURXJKO\
%HIRUHXVLQJWKHUHIULJHUDWRUFKHFNWKDW
7KH IHHW KDYH EHHQ DGMXVWHG IRU SHUIHFW
OHYHOOLQJ
7KHLQWHULRURIWKHUHIULJHUDWRULVFOHDQDQG
GU\
&KHFNWKHUHTXLUHGGLVWDQFHEHWZHHQ\RXU
UHIULJHUDWRU DQG WKH ZDOO LQ RUGHU WR DOORZ
IRUIUHHDLUFLUFXODWLRQ
7KH SOXJ KDV EHHQ LQVHUWHG LQWR WKH ZDOO
VRFNHW DQG WKH HOHFWULFLW\ LV VZLWFKHG RQ
:KHQ WKH GRRU LV RSHQ WKH LQWHULRU OLJKW
ZLOOFRPHRQ
<RXPD\KHDUDQRLVHDVWKHFRPSUHVVRU
VWDUWV XS 7KH OLTXLG DQG JDVHV VHDOHG
ZLWKLQ WKH UHIULJHUDWLRQ V\VWHP PD\ DOVR
JLYHULVHWRQRLVHHYHQLIWKHFRPSUHVVRU
LVQRWUXQQLQJWKLVLVTXLWHQRUPDO
'R QRW ORDG WKH UHIULJHUDWRU LPPHGLDWHO\
DIWHU LW LV VZLWFKHG RQ :DLW XQWLO WKH
FRUUHFW VWRUDJH WHPSHUDWXUH KDV EHHQ
UHDFKHG
(OHFWULFDOFRQQHFWLRQ
&RQQHFW \RXU UHIULJHUDWRU WR D JURXQGHG
VRFNHWZKLFKLVSURWHFWHGE\DIXVHZLWKWKH
DSSURSULDWHFDSDFLW\
,PSRUWDQW
7KH FRQQHFWLRQ PXVW EH LQ FRPSOLDQFH ZLWK
QDWLRQDOUHJXODWLRQV
7KH SRZHU FDEOH SOXJ PXVW EH HDVLO\
DFFHVVLEOHDIWHULQVWDOODWLRQ
7KHVSHFLILHGYROWDJHPXVWEHHTXDOWR\RXU
PDLQVYROWDJH
,I WKH IORRU LV FRYHUHG ZLWK D FDUSHW \RXU
UHIULJHUDWRUPXVWEH HOHYDWHGPPIURP
WKHIORRU
3DJH
$GMXVWLQJWKHIHHW
7KH UHIULJHUDWRU PD\ PRYH LI WKH DGMXVWDEOH
OHJVDUHQRWSURSHUO\OHYHOOHGRQWKHIORRU
/HYHOOLQJWKHDGMXVWDEOHOHJVRQWKHIORRU
/HYHO \RXU UHIULJHUDWRU E\ WXUQLQJ WKH IURQW
OHJVDVVKRZQLQWKHLOOXVWUDWLRQEHORZ
7KH FRUQHU ZKHUH WKH OHJV DUH LV ORZHUHG
ZKHQWKHOHJLVWXUQHGLQWKHGLUHFWLRQRIWKH
EODFN DUURZ DQG UDLVHG ZKHQ WXUQHG LQ WKH
RSSRVLWHGLUHFWLRQ
+DYLQJ VRPHRQH WR FDUHIXOO\ DVVLVW LQ WLOWLQJ
WKHUHIULJHUDWRUVOLJKWO\ZLOOKHOSIDFLOLWDWHWKLV
SURFHVV
$GDPDJHGSRZHUFDEOHPXVWEH
UHSODFHGE\DTXDOLILHG
HOHFWULFLDQ
$GDPDJHGUHIULJHUDWRUPXVWQRW
EHRSHUDWHGEHIRUHLWLVUHSDLUHG
7KHUHLVGDQJHURIDQHOHFWULF
VKRFN
([WHQVLRQFDEOHVDQGPXOWLZD\
SOXJVPXVWQRWEHXVHGIRU
FRQQHFWLRQ
7KHIURQWHGJHVRIWKH
UHIULJHUDWRUPD\IHHOZDUP7KLV
LVQRUPDO7KHVHDUHDVDUH
GHVLJQHGWREHZDUPLQRUGHUWR
DYRLGFRQGHQVDWLRQ
,PSRUWDQW
&DUHPXVWEHWDNHQZKLOH
FOHDQLQJFDUU\LQJWKHUHIULJHUDWRU
QRWWRWRXFKWKHERWWRPRIWKH
FRQGHQVHUPHWDOZLUHVDWWKH
EDFNRIWKHUHIULJHUDWRUDVWKLV
FRXOGFDXVHLQMXU\
'()<GHFOLQHVWRDFFHSWDQ\
OLDELOLW\VKRXOGWKHLQVWUXFWLRQV
QRWEHIROORZHG
:KHQ RSHUDWLQJ \RXU UHIULJHUDWRU IRU WKH
ILUVW WLPH SOHDVH REVHUYH WKH IROORZLQJ
LQVWUXFWLRQVGXULQJWKHLQLWLDOVL[KRXUV
x 7KH GRRU VKRXOG QRW EH RSHQHG
IUHTXHQWO\
x 7KH UHIULJHUDWRU PXVW EH RSHUDWHG HPSW\
ZLWKRXWDQ\IRRGLQLW
x 'RQRWXQSOXJ\RXUUHIULJHUDWRU
x 2ULJLQDO SDFNDJLQJ DQG IRDP PDWHULDOV
VKRXOG EH NHSW IRU DQ\ IXWXUH
WUDQVSRUWDWLRQRUPRYLQJ
3OHDVH UHPHPEHU WKDW WKH PDQXIDFWXUHU
VKDOO QRW EH KHOG OLDEOH LI WKH LQIRUPDWLRQ
JLYHQ LQ WKH LQVWUXFWLRQ PDQXDO LV QRW
IROORZHG
3DJH
5HYHUVLQJ7KH'RRUV
:H UHFRPPHQG WKDW \RX UHYHUVH GRRUV LI
UHTXLUHG EHIRUH VZLWFKLQJ RQ IRU WKH ILUVW
WLPH
7RROVUHTXLUHG
6PDOO DQG PHGLXP VL]H VFUHZGULYHUV DQG D
SDLURISOLHUV
6SDUH3DUWVVXSSOLHGLQWKHSODVWLFEDJ
7KHIROORZLQJSDUWVZKLFKDUHH[FOXVLYHO\IRU
OHIW KDQG VLGH ILWWHG KLQJH RSHUDWLRQ DUH
VXSSOLHGLQDSODVWLFEDJZLWKWKHDSSOLDQFH
8SSHUGRRUWRSWULPKLQJHFRYHUV±WKHUHDUH
GLIIHUHQWSDUWVRQHIRUHDFKVLGHRIWKHWRS
WULP
8SSHU GRRU PLGGOH KLQJH EXVKLQJ GRRU
VWRSSHUDVVHPEO\
.HHSDOOWKHSDUWVVXSSOLHGLQWKHSODVWLFEDJ
DQGSDUWVZKLFKKDYH EHHQ UHPRYHG ZKHQ
UHYHUVLQJGRRUVLQDVDIHSODFHIRUSRVVLEOH
IXWXUHUHXVH
,PSRUWDQW+DYHVRPHERG\WR
DVVLVW\RXZKHQPRYLQJWKH
UHIULJHUDWRUDQGWRKROGWKHGRRUV
ZKHQUHPRYLQJUHILWWLQJKLQJHV
DQGGRRUVWRDYRLGLQMXU\DQG
GDPDJHWRWKHSURGXFW
3OHDVHUHIHUWRGLDJUDPVVXSSOLHG
8VLQJWKHVFUHZVDQGSODVWLF
SOXJVVXSSOLHGLQWKHLQVWDOODWLRQ
NLWLQVLGHWKHIULGJHILWKDQGOHVWR
WKHGHVLUHGVLGHVHHGLDJUDPIRU
ORFDWLRQV
127('HSHQGVRQPRGHO
6RPHPRGHOVKDYHLQWHJUDWHG
KDQGOHVWKDWDUHXQLYHUVDOWROHIW
DQGULJKWKDQGVLGHVDQGGRQRW
QHHGWREHVZDSSHG
)LJXUHVUHSUHVHQWHGLQWKLV
LQVWUXFWLRQPDQXDODUHVFKHPDWLF
DQGPD\QRWFRUUHVSRQGH[DFWO\
ZLWK\RXUUHIULJHUDWRU
,IWKHSDUWVDUHQRWLQFOXGHGLQWKH
UHIULJHUDWRU\RXKDYHSXUFKDVHG
WKH\PD\EHPRGHOVSHFLILFDQG
WKHUHIRUHRQO\YDOLGIRUVRPH
PRGHOV
3DJH
5HYHUVLQJWKHGRRUV
3URFHHGLQQXPHULFDORUGHU
3DJH
8VLQJ\RXUUHIULJHUDWRU
)LJXUHVUHSUHVHQWHGLQWKLVLQVWUXFWLRQPDQXDODUHVFKHPDWLFDQGPD\QRW
FRUUHVSRQGH[DFWO\ZLWK\RXUUHIULJHUDWRU,IWKHSDUWVDUHQRWLQFOXGHGLQWKH
UHIULJHUDWRU\RXKDYHSXUFKDVHGWKH\PD\EHPRGHOVSHFLILFDQGWKHUHIRUHRQO\
YDOLGIRUVRPHPRGHOV
2SHUDWLQJWHPSHUDWXUHVDUHFRQWUROOHGE\WKH
WKHUPRVWDW NQRE VHH GLDJUDP ORFDWHG RQ
WKH FDELQHW WRS WULP YLVLEOH ZKHQ WKH
UHIULJHUDWRUGRRULVRSHQ
6HWWLQJV PD\ EH PDGH IURP WR 0D[ 0D[
EHLQJWKHFROGHVWSRVLWLRQ
:KHQ WKH DSSOLDQFH LV VZLWFKHG RQ IRU WKH
ILUVWWLPHWKHWKHUPRVWDW VKRXOGEHDGMXVWHG
VR WKDW DIWHU KRXUV WKH DYHUDJH IULGJH
WHPSHUDWXUHLVQRKLJKHUWKDQ&
6HW WKH WKHUPRVWDW KDOI ZD\ EHWZHHQ WKH
DQG 0D[ VHWWLQJ DQG PRQLWRU WR REWDLQ WKH
GHVLUHG WHPSHUDWXUH L H WRZDUGV 0D[ \RX
ZLOO REWDLQ D FROGHU IULGJH WHPSHUDWXUH DQG
YLFHYHUVD
6RPHVHFWLRQVRIWKHIULGJHPD\EHFRROHURU
ZDUPHU VXFK DV WKH VDODG FULVSHU DQG WKH
WRSSDUWRIWKHFDELQHW7KLVLVTXLWHQRUPDO
7KH QRUPDO VWRUDJH WHPSHUDWXUH RI WKH
IUHH]HUVKRXOGEH&
/RZHU WHPSHUDWXUHV PD\ EH REWDLQHG E\
DGMXVWLQJ WKH WKHUPRVWDW NQRE WRZDUGV WKH
0D[SRVLWLRQ
&KHFN WKH WHPSHUDWXUH ZLWK DQ DFFXUDWH
WKHUPRPHWHU WR HQVXUH WKDW WKH VWRUDJH
FRPSDUWPHQWV DUH NHSW WR WKH GHVLUHG
WHPSHUDWXUH
5HPHPEHU WR WDNH WKH UHDGLQJ YHU\ TXLFNO\
VLQFH WKH WKHUPRPHWHU WHPSHUDWXUH ZLOO ULVH
YHU\ UDSLGO\ DIWHU LW KDV EHHQ UHPRYHG IURP
WKHIUHH]HU
(DFK WLPH WKH GRRU LV RSHQHG FROG DLU
HVFDSHVDQGWKHLQWHUQDOWHPSHUDWXUHULVHV
7KHUHIRUH QHYHU OHDYH WKH GRRU RSHQ DQG
HQVXUH LW LV FORVHG LPPHGLDWHO\ DIWHU IRRG LV
DGGHGRUUHPRYHG
,Q FDVH RI D WHPSRUDU\ LFH EXLOG XS LQ WKH
IULGJHFRPSDUWPHQWUHGXFHWKHWKHUPRVWDW
VHWWLQJWRPRQLWRULQJDWWKHVDPHWLPHWKDW
WKHIULGJHWHPSHUDWXUHLVPD[LPXP&
2QFH WKH LFH EXLOG XS GLVDSSHDUV DQG WKH
UHIULJHUDWRU VWDUWV DXWR GHIURVWLQJ DJDLQ DV
QRUPDO WKHQ \RX PD\ LQFUHDVH WKH
WKHUPRVWDWVHWWLQJLIUHTXLUHG
7HPSHUDWXUHFRQWURODQGDGMXVWPHQW
3DJH
7KHIUHH]HUFRPSDUWPHQW
'HHSIUHH]HLQIRUPDWLRQ
x )RRG PXVW EH IUR]HQ DV UDSLGO\ DV
SRVVLEOH ZKHQ SODFHG LQ D IUHH]HU WR
PDLQWDLQLWVTXDOLW\
x ,W LV SRVVLEOH WR NHHS IRRG IRU D ORQJ WLPH
SHULRG RQO\ DW WHPSHUDWXUHV RI & RU
ORZHU
x 7KH TXDOLW\ RI IRRG LQ D IUHH]HU FDQ EH
PDLQWDLQHG IRU PDQ\ PRQWKV DW
WHPSHUDWXUHVRI&RUORZHU
x 3UHSDFNHG FRPPHUFLDOO\ IUR]HQ IRRG
VKRXOG EH VWRUHG LQ DFFRUGDQFH ZLWK WKH
IUR]HQIRRGPDQXIDFWXUHU¶VLQVWUXFWLRQVIRU
D VWDU IUR]HQ IRRG VWRUDJH
FRPSDUWPHQW
7RHQVXUHWKDWWKHKLJKTXDOLW\DFKLHYHGE\
WKHIUR]HQIRRGPDQXIDFWXUHUDQGWKHIRRG
UHWDLOHULVPDLQWDLQHGWKHIROORZLQJVKRXOG
EHUHPHPEHUHG
3XW SDFNDJHV LQ WKH IUHH]HU DV TXLFNO\ DV
SRVVLEOH DIWHU SXUFKDVH (QVXUH WKDW
FRQWHQWV DUH ODEHOOHG DQG GDWHG 'R QRW
H[FHHG³8VH%\´RU³%HVW%HIRUH´GDWHVRQ
WKHSDFNDJLQJ
,IWKHUHLVDSRZHUIDLOXUHGRQRWRSHQWKH
IUHH]HU GRRU (YHQ LI WKH SRZHU IDLOXUH
ODVWV XS WR WKH ³7HPSHUDWXUH ULVH WLPH´
IUR]HQ IRRG ZLOO QRW EH DIIHFWHG ,Q FDVH
WKH IDLOXUH ODVWV ORQJHU WKH IRRG PXVW EH
FKHFNHG DQG ZKHQ QHFHVVDU\ PXVW EH
FRQVXPHG LPPHGLDWHO\ RU PXVW EH IUR]HQ
DIWHUEHLQJFRRNHG
x :UDS DOO IRRG EHIRUH VWRUDJH 6HDO DOO
IRRGV RU SODFH LQ DLUWLJKW FRQWDLQHUV WR
SUHYHQWGHK\GUDWLRQ
x (OLPLQDWH DOO WKH DLU SRFNHWV IURP
SDFNDJHVDQGNHHSDLURXWE\ILUPVHDOLQJ
x :KHQSDFNDJLQJLQVKHHWPDWHULDOVXFKDV
DOXPLQLXPIRLOSDUFHOWLJKWO\DQGSUHVVRXW
DOO DLU SRFNHWV $OO IROGV VKRXOG EH VHDOHG
ZLWKGHHSIUHH]HVHDOLQJWDSH
x 8QZUDSSHG IRRG FRQWDLQLQJ DFLGV RU VDOW
PD\SHUPDQHQWO\VWDLQWKHFDELQHWLQWHULRU
x :KHQ ORDGLQJ EXON LQWR WKH IUHH]HU ORDG
RQH TXDUWHU DW D WLPH DQG DOORZ WR IUHH]H
EHIRUHORDGLQJWKHQH[WTXDUWHU
x 'LYLGH IRRG LQWR UHDVRQDEOH SRUWLRQV
DFFRUGLQJWR\RXUUHTXLUHPHQWV
x $OORZKRWIRRGWRFRROEHIRUHSXWWLQJLWLQWR
WKH IUHH]HU )UHH]H FRRNHG IRRG LQ VPDOO
TXDQWLWLHV7KLVHQVXUHVUDSLGIUHH]LQJDQG
PDLQWDLQVWKHTXDOLW\RIWKHIRRG
x $OZD\V XVH DSSURSULDWH SDFNDJLQJ
PDWHULDO WR DYRLG RGRXU SHQHWUDWLRQ RU
GHJUDGDWLRQRIWKHIRRG
x 7UDQVSRUW SUHIUR]HQ IRRG IURP WKH
VXSHUPDUNHW LQ IRLO OLQHG FRROHU EDJV DQG
WUDQVIHU WR WKH KRPH IUHH]HU DV VRRQ DV
SRVVLEOH
x 3ODFHIUHVKIRRGWREHIUR]HQQHDUWKHVLGH
ZDOOVRIWKHIUHH]HUWRHQVXUHIDVWIUHH]LQJ
x 1HYHU H[FHHG WKH PD[LPXP IUHH]LQJ
FDSDFLW\RIWKHIUHH]HU
x 'RQRWIUHH]HWRRODUJHD TXDQWLW\ RI IRRG
DWDQ\RQHWLPH7KHTXDOLW\RIWKHIRRGLV
EHVW SUHVHUYHG ZKHQ LW LV IUR]HQ ULJKW
WKURXJK WR WKH FHQWUH DV TXLFNO\ DV
SRVVLEOH
x 7DNH VSHFLDO FDUH QRW WR PL[ DOUHDG\
IUR]HQIRRGDQGIUHVKIRRG
'HIURVWLQJ
7KHIULGJHDQGIUHH]HUFRPSDUWPHQWVGHIURVW
DXWRPDWLFDOO\
'HHS)UHH]HSDFNDJLQJLQIRUPDWLRQ
x 0DWHULDOV WR EH XVHG IRU SDFNDJLQJ PXVW
EH WHDUSURRI DQG UHVLVWDQW WR FROG
KXPLGLW\ RGRXU RLOV DQG DFLGV DQG WKH\
PXVWDOVREHDLUWLJKW
x 7KH\ PXVW EH PDGH IURP PDWHULDOV WKDW
DUHVXLWDEOHIRUGHHSIUHH]HXVDJH
0DWHULDOVQHFHVVDU\IRUSDFNDJLQJ
x &ROG UHVLVWDQW DGKHVLYH WDSH 6HOI
DGKHVLYHODEHOV5XEEHUULQJVDQGD3HQ
3DJH
'R QRW WDNH RXW IUR]HQ IRRG ZLWK
ZHW KDQGV <RXU KDQGV FRXOG
VWLFNWRWKHIUR]HQIRRG
'R QRW H[FHHG WKH H[SLU\ GDWH
VKRZQRQIRRGSDFNV
)RRG WKDW KDV GHIURVWHG PXVW EH
FRQVXPHG ZLWKLQ KRXUV 2QO\
FRRNHGIRRGFDQEHUHIUR]HQ'R
QRW UHIUHH]H IRRG WKDW KDV
GHIURVWHG
1RWH,IWKHGRRURI WKHIUHH]HULV
GLIILFXOW WR RSHQ MXVW DIWHU EHLQJ
FORVHGWKLVLVGXHWRWKHSUHVVXUH
GLIIHUHQFHZKLFKZLOOHTXDOL]HDQG
DOORZ IRU WKH GRRU WR EH RSHQHG
QRUPDOO\DIWHUDIHZPLQXWHV
3ODFLQJIRRGV
)UHH]HUFRPSDUWPHQW
VKHOYHV
9DULRXVIUR]HQIRRGVXFKDVPHDWILVKLFHFUHDPDQG
YHJHWDEOHV
(JJKROGHU (JJV
)ULGJHFRPSDUWPHQW
VKHOYHV
)RRGLQSDQVFRYHUHGSODWHVDQGFORVHGFRQWDLQHUV
)ULGJHFRPSDUWPHQWGRRU
VKHOYHV
6PDOODQGSDFNDJHGIRRGRUGULQNVVXFKDVPLONDQGIUXLW
MXLFH'HOLFDWHVVHQSURGXFWVFKHHVHDQGEXWWHU
&ULVSHU 9HJHWDEOHVDQGIUXLWV
3DJH
:DWHU'LVSHQVHU
7KHZDWHUGLVSHQVHULVDYHU\XVHIXOIHDWXUH
ZLWK UHJDUGV WR DFFHVVLQJ FKLOOHG ZDWHU
ZLWKRXW KDYLQJ WR RSHQ WKH GRRU RI \RXU
IULGJH
6LQFH \RX GR QRW KDYH WR RSHQ WKH GRRU RI
\RXU IULGJH IUHTXHQWO\ \RX DOVR VDYH RQ
HOHFWULFLW\
8VLQJWKHZDWHUGLVSHQVHU
3XVKLQWKHOHYHURIWKHZDWHUGLVSHQVHUZLWK
\RXUJODVVIRUZDWHUIORZ5HOHDVLQJWKHOHYHU
FXWVRIIWKHZDWHUIORZ
:KHQ RSHUDWLQJ WKH ZDWHU GLVSHQVHU
PD[LPXP IORZ LV DFKLHYHG E\ IXOO\
GHSUHVVLQJWKHOHYHU
3OHDVHQRWHKRZPXFKZDWHUIORZVIURPWKH
GLVSHQVHU GHSHQGV RQ KRZ IDU \RX GHSUHVV
WKHOHYHU$VWKHOHYHORIZDWHULQ\RXUFXS
JODVV ULVHV JHQWO\ UHGXFH WKH DPRXQW RI
SUHVVXUHRQWKHOHYHUWRDYRLGRYHUIORZ
,I\RX GHSUHVVWKH OHYHU E\ D VPDOO DPRXQW
WKHQ WKH ZDWHU ZLOO RQO\ WULFNOH WKLV LV
SHUIHFWO\QRUPDODQGLVQRWDIDXOW
)LOOLQJWKHZDWHUGLVSHQVHUVWDQN
7KH ZDWHU WDQN ILOOLQJ UHVHUYRLU LV ORFDWHG
LQVLGH WKH GRRU UDFN 2SHQ WKH UHVHUYRLU
FRYHUDQGILOOXSZLWKSXUHDQGFOHDQGULQNLQJ
ZDWHU&ORVHWKHFRYHU
8VHFOHDQDQGSXUHGULQNLQJZDWHURQO\
&DSDFLW\ RI WKH ZDWHU WDQN LV OLWUHV GR
QRWRYHUILOO
3XVK WKH DUP RI WKH ZDWHU GLVSHQVHU ZLWK D
ULJLG JODVV ,I \RX DUH XVLQJ GLVSRVDEOH
SODVWLF JODVVHV SXVK WKH DUP ZLWK \RXU
ILQJHUVIURPEHKLQGWKHJODVV
:DUQLQJ
'RQRWILOOWKHZDWHUWDQNZLWKDQ\OLTXLGRWKHU
WKDQGULQNLQJ ZDWHU EHYHUDJHVVXFKDVIUXLW
MXLFH FDUERQDWHG EHYHUDJHV DQG DOFRKROLF
GULQNVDUHQRWVXLWDEOHIRUXVHZLWKWKHZDWHU
GLVSHQVHU
,IVXFKOLTXLGVDUHXVHGWKHZDWHUGLVSHQVHU
ZLOO PDOIXQFWLRQ DQG PD\ EH GDPDJHG
EH\RQGUHSDLU 7KH ZDUUDQW\ GRHVQRWFRYHU
VXFK XVDJH 6RPH RI WKH LQJUHGLHQWV DQG
DGGLWLYHV LQ WKHVH GULQNV EHYHUDJHV PD\
DOVR DWWDFN DQG GDPDJH WKH ZDWHU WDQN
PDWHULDO
3DJH
:DWHUWUD\
$Q\ ZDWHU WKDW GULSV ZKLOVW XVLQJ WKH ZDWHU
GLVSHQVHUDFFXPXODWHVLQWKHVSLOODJHWUD\
5HPRYH WKH SODVWLF VWUDLQHU E\ SUHVVLQJ RQ
WKHVLGHDVVKRZQLQWKHILJXUH:LWKDFOHDQ
DQG GU\ FORWK UHPRYH WKH ZDWHU WKDW KDV
DFFXPXODWHG
:$51,1*'RQRWZDVKDQ\RI
WKHZDWHUWDQNSDUWVLQD
GLVKZDVKLQJPDFKLQH
&OHDQLQJWKHZDWHUWDQN
x 5HPRYH WKH ZDWHU ILOOLQJ UHVHUYRLU LQVLGH
WKHGRRUUDFN
0DNHVXUHWKDWWKHSDUWVDQGVHDOVUHPRYHG
LIDQ\DVLOOXVWUDWHGLQWKHH[SORGHGGLDJUDP
EHORZ GXULQJ FOHDQLQJ DUH SURSHUO\ UHILWWHG
WRSUHYHQWDQ\ZDWHUOHDNDJH
x 5HPRYH WKH ZDWHU GLVSHQVHU VKHOI E\
KROGLQJIURPERWKVLGHV
x *UDE WKH ZDWHU GLVSHQVHU UHVHUYRLU RQ
ERWKVLGHVUHPRYHLWDWDQDQJOHRI
x &OHDQWKHUHVHUYRLUE\UHPRYLQJLWVOLG
3DJH
:DUQLQJ 5HSDLUVPXVWEH FDUULHG
RXW E\ DXWKRULVHG SHUVRQV RQO\
5HSDLUVFDUULHGRXWE\LQFRPSHWHQW
SHUVRQVFUHDWHDXVHUULVN
8QSOXJ WKH UHIULJHUDWRU IURP WKH
ZDOO VRFNHW ZKHQ \RX FOHDQ WKH
UHIULJHUDWRU
0DLQWHQDQFHDQG&OHDQLQJ
$OZD\V GLVFRQQHFW WKH SOXJ IURP WKH
PDLQVVRFNHWEHIRUHFOHDQLQJ
1HYHU XVH DQ\ VKDUS LQVWUXPHQWV RU
DEUDVLYHVXEVWDQFHVVRDSKRXVHKROG
FOHDQHUGHWHUJHQWRUZD[SROLVKIRUFOHDQLQJ
8VHOXNHZDUPZDWHUWRFOHDQWKHFDELQHW
RIWKHUHIULJHUDWRUDQGZLSHLWGU\
8VHDGDPSFORWKZUXQJRXWLQDVROXWLRQ
RI RQH WHDVSRRQ RI ELFDUERQDWH RI VRGD WR
WZR OLWUHV RI ZDWHU WR FOHDQ WKH LQWHULRU DQG
ZLSHLWGU\ZLWKDVRIWFORWK
0DNH VXUH WKDW QR ZDWHU HQWHUV WKH
WHPSHUDWXUHFRQWUROER[RUODPSKRXVLQJDQG
RWKHUHOHFWULFDOLWHPV
,I WKH UHIULJHUDWRULV QRW JRLQJWR EH XVHG
IRU D ORQJ SHULRG RI WLPH VZLWFK LW RII DQG
XQSOXJ WKH SRZHU FDEOH UHPRYH DOO IRRG
FOHDQLWDQGOHDYHWKHGRRUDMDU
$Q\ GXVW WKDW JDWKHUVRQ WKH FRQGHQVHU
ZKLFKLVORFDWHGDWWKHEDFNRIWKH
UHIULJHUDWRUVKRXOGEH UHPRYHGRQFHD \HDU
ZLWKDYDFXXPFOHDQHURUGXVWHGXVLQJDVRIW
EULVWOHEUXVK
&KHFNGRRUVHDOVUHJXODUO\WRHQVXUHWKH\
DUHFOHDQDQGIUHHIURPIRRGSDUWLFOHV
1HYHU
&OHDQ WKH UHIULJHUDWRU ZLWK XQVXLWDEOH
PDWHULDOHJSHWUROHXPEDVHGSURGXFWV
6XEMHFWLWWRKLJKWHPSHUDWXUHVLQDQ\ZD\
6FRXUUXEHWFZLWKDEUDVLYHPDWHULDO
$OZD\V HQVXUH WKDW WKH GHIURVW GUDLQ
ORFDWHG EHORZ WKH EDFN ZDOO HYDSRUDWRU LQ
WKH UHIULJHUDWRU VHFWLRQ LV FOHDQ DQG IUHH
IURPREVWUXFWLRQV
6KHOYHV DQG IUHH]HU EDVNHWV PD\ EH
UHPRYHG IRU FOHDQLQJ SXUSRVHV 5HSODFH
EDVNHWV LQ RULJLQDO SRVLWLRQV 7R UHPRYH D
IUHH]HUGUDZHUSXOOLWDVIDUDVSRVVLEOHWLOWLW
XSZDUGVDQGWKHQSXOOLWRXWFRPSOHWHO\
7KHUHLVQRQHHGWRGHIURVWVHPLQRIURVW
PRGHOV WKH IUHH]HU GHIURVWV DXWRPDWLFDOO\
)RUVWDWLFPRGHOVVHHGHIURVWLQJ
:DUQLQJ'RQRWGDPDJHWKH
UHIULJHUDQWFLUFXLW'RQRWXVH
HOHFWULFDODSSOLDQFHVLQVLGHWKH
IRRGVWRUDJHFRPSDUWPHQWVRIWKH
UHIULJHUDWRUXQOHVVWKH\KDYH
EHHQUHFRPPHQGHGE\WKH
PDQXIDFWXUHU
7R UHPRYH WKH IUHH]HU IODS GRRU ILUVW
RSHQWKHGRRUPPWKHQJHQWO\SXOOLWRII
0DNH VXUH WKDW WKH IODS LV LQ SODFH EHIRUH
FORVLQJWKHIUHH]HUGRRU
$YRLG VSLOODJH RI IRRG SDUWLFXODUO\ VPDOO
LWHPV OLNH ULFH SHDV EHDQV WKURXJK WKH IDQ
JXDUGDVWKH\PD\FDXVHWKHFRROLQJV\VWHP
WREORFNDQGWKHUHIRUHRSHUDWHOHVV
HIILFLHQWO\
,I\RXUUHIULJHUDWRULVQRWJRLQJWREHXVHGIRU
D ORQJ SHULRG RI WLPH XQSOXJ WKH SRZHU
FDEOHUHPRYHDOOIRRGFOHDQLWDQGOHDYHWKH
GRRUDMDU
6SLOODJHV HVSHFLDOO\ FLWULF DQG DFLGLF MXLFHV
PXVWEHZLSHGXSLPPHGLDWHO\DVWKH\FRXOG
VWDLQWKHLQWHULRURIWKHUHIULJHUDWRU
6KHOYHV DQG IUHH]HU EDVNHWV ZKHUH ILWWHG
PD\EHUHPRYHGIRUFOHDQLQJSXUSRVHV
3URWHFWLRQRISODVWLFVXUIDFHV
'RQRWSODFHOLTXLGRLOVRURLOFRRNHGPHDOVLQ
\RXU UHIULJHUDWRU LQ XQVHDOHG FRQWDLQHUV DV
WKH\PD\GDPDJHWKHSODVWLFVXUIDFHV
,Q FDVH RI VSLOOLQJ RU VPHDULQJ RLO RQ WKH
SODVWLFVXUIDFHVFOHDQDQGULQVHWKHUHOHYDQW
SDUWRIWKHVXUIDFHDWRQFHZLWKZDUPZDWHU
5HSODFLQJWKHLOOXPLQDWLRQODPS
7RFKDQJHWKHODPSXVHGIRULOOXPLQDWLRQRI
\RXUUHIULJHUDWRUSOHDVHFDOO\RXU$XWKRUL]HG
6HUYLFH
3DJH
7URXEOH6KRRWLQJ
6\PSWRP &KHFN
7KHUHIULJHUDWRUGRHVQRW
RSHUDWH
0DNHVXUHWKHUHIULJHUDWRUSOXJLVVHFXUHO\SOXJJHGLQ
&KHFNIRUDEORZQIXVHRUWULSSHGFLUFXLWEUHDNHU
7HVWWKHZDOOVRFNHWIRUSRZHUXVLQJDQRWKHUDSSOLDQFH
,QVSHFWWKHHOHFWULFDOFRUGIRUGDPDJH
(OLPLQDWHWKHXVHRIDQH[WHQVLRQFRUGLIDQ\LVEHLQJXVHG
&RQGHQVDWLRQRQWKHVLGH
ZDOORIWKHIULGJH
FRPSDUWPHQW
9HU\FROGDPELHQWFRQGLWLRQV)UHTXHQWRSHQLQJDQGFORVLQJRI
WKH GRRU +LJKO\ KXPLG DPELHQW FRQGLWLRQV 6WRUDJH RI IRRG
FRQWDLQLQJ OLTXLG LQ RSHQ FRQWDLQHUV /HDYLQJ WKH GRRU DMDU
6ZLWFKLQJWKHWKHUPRVWDWWRDFROGHUGHJUHH
'HFUHDVLQJWKHDPRXQWRIWLPHWKHGRRULVOHIWRSHQRUXVLQJLW
OHVVIUHTXHQWO\
&RYHULQJ WKH IRRG VWRUHG LQ RSHQ FRQWDLQHUV ZLWK D VXLWDEOH
PDWHULDO
:LSHWKHFRQGHQVDWLRQXVLQJDGU\FORWKDQGFKHFNLILWSHUVLVWV
&RPSUHVVRULVQRW
UXQQLQJ
7KH SURWHFWLYH WKHUPDO UHOD\ RI WKH FRPSUHVVRU ZLOO EORZ RXW
GXULQJ VXGGHQ SRZHU IDLOXUHV RU SOXJRXWV DQG SOXJLQV DV WKH
UHIULJHUDQWSUHVVXUHLQWKHFRROLQJV\VWHPRIWKHUHIULJHUDWRUKDV
QRW \HW EHHQ EDODQFHG <RXU UHIULJHUDWRU ZLOO VWDUW UXQQLQJ
DSSUR[LPDWHO\DIWHUPLQXWHV3OHDVHFDOODVHUYLFHFHQWUHLIWKH
UHIULJHUDWRUGRHVQRWVWDUWXSDWWKHHQGRIWKLVSHULRG
7KH UHIULJHUDWRU LV LQ GHIURVW F\FOH 7KLV LV QRUPDO IRU DQ
DXWRPDWLF GHIURVWLQJ UHIULJHUDWRU 7KH GHIURVWLQJ F\FOH RFFXUV
SHULRGLFDOO\
<RXUUHIULJHUDWRULVQRWSOXJJHGLQWRWKHZDOOVRFNHW0DNHVXUH
WKDWWKHSOXJLVSURSHUO\ILWWHGLQWRWKHZDOOVRFNHW
+DYHWKHWHPSHUDWXUHDGMXVWPHQWVEHHQFRUUHFWO\PDGH"
3RZHUPLJKWEHFXWRII
&RQGHQVDWLRQRQWKH
LQQHUZDOOVRIUHIULJHUDWRU
+RWDQGKXPLGZHDWKHULQFUHDVHVLFLQJDQGFRQGHQVDWLRQ,WLV
QRUPDODQGQRWDIDXOW
'RRUVPLJKWKDYHEHHQOHIWDMDUHQVXUHWKHGRRUVDUHIXOO\
FORVHG
'RRUVPLJKWKDYHEHHQRSHQHGIUHTXHQWO\RUOHIWDMDUIRUDORQJ
WLPHRSHQWKHPOHVVIUHTXHQWO\
)RRGNHSWLQWKHIULGJH
FRPSDUWPHQWGUDZHUVDUH
IUHH]LQJ
7KHIULGJHWHPSHUDWXUHPLJKWKDYHEHHQDGMXVWHGWRDYHU\ORZ
WHPSHUDWXUH$GMXVWWKHIULGJHWHPSHUDWXUHWRDZDUPHUGHJUHH
DQGFKHFN
)UHH]HUWHPSHUDWXUHLV
YHU\ORZZKLOHWKHIULGJH
WHPSHUDWXUHLVVXIILFLHQW
7KHIUHH]HUWHPSHUDWXUHLVDGMXVWHGWRDYHU\ORZWHPSHUDWXUH
$GMXVWWKHIUHH]HUWHPSHUDWXUHWRDZDUPHUGHJUHHDQGFKHFN
3OHDVHUHYLHZWKLVOLVWEHIRUHFDOOLQJDVHUYLFHFHQWUH,WFRXOGVDYH\RXWLPHDQGPRQH\7KLV
OLVWLQFOXGHVIUHTXHQWFRPSODLQWVWKDWGRQRWDULVHIURPGHIHFWLYHZRUNPDQVKLSRUPDWHULDO
XVDJH6RPHRIWKHIHDWXUHVGHVFULEHGKHUHPD\QRWDSSO\WR\RXUPRGHO
3DJH
6\PSWRP &KHFN
)ULGJHWHPSHUDWXUHLV
YHU\ORZZKLOHWKHIUHH]HU
WHPSHUDWXUHLVVXIILFLHQW
7KHIULGJHWHPSHUDWXUHPLJKWKDYHEHHQDGMXVWHGWRDYHU\ORZ
WHPSHUDWXUH$GMXVWWKHIULGJHWHPSHUDWXUHWRDZDUPHUGHJUHH
DQGFKHFN
7HPSHUDWXUHLQWKHIULGJH
RUIUHH]HULVYHU\KLJK
7KHIULGJHWHPSHUDWXUHPLJKWKDYHEHHQDGMXVWHGWRDYHU\KLJK
GHJUHH)ULGJHDGMXVWPHQWKDVDQHIIHFWRQWKHWHPSHUDWXUHRI
WKHIUHH]HU&KDQJHWKHWHPSHUDWXUHRIWKHIULGJHRUIUHH]HUXQWLO
WKHIULGJHRUIUHH]HUWHPSHUDWXUHUHDFKHVDVXIILFLHQWOHYHO
'RRUVPLJKWKDYHEHHQRSHQHGIUHTXHQWO\RUOHIWDMDUIRUDORQJ
WLPHRSHQWKHPOHVVIUHTXHQWO\
'RRUPLJKWKDYHEHHQOHIWDMDUFORVHWKHGRRUFRPSOHWHO\
/DUJHDPRXQWRIKRWIRRGPLJKWKDYHEHHQSXWLQWKH
UHIULJHUDWRUUHFHQWO\:DLWXQWLOWKHIULGJHRUIUHH]HUUHDFKHVWKH
GHVLUHGWHPSHUDWXUH
7KHUHIULJHUDWRUPLJKWKDYHEHHQSOXJJHGLQUHFHQWO\&RPSOHWH
FRROLQJGRZQRIWKHUHIULJHUDWRUWDNHVWLPH
7KHIULGJHLVUXQQLQJ
FRQWLQXRXVO\RUIRUDORQJ
WLPH
<RXUQHZUHIULJHUDWRUPD\EHZLGHUWKDQWKHSUHYLRXVRQH7KLV
LVTXLWHQRUPDO/DUJHUHIULJHUDWRUVRSHUDWHIRUDORQJHUSHULRGRI
WLPH
7KH DPELHQW URRP WHPSHUDWXUH PD\ EH KLJK 7KLV LV TXLWH
QRUPDO
7KH UHIULJHUDWRU PLJKW KDYH EHHQ SOXJJHG LQ UHFHQWO\ RU PLJKW
KDYH EHHQ ORDGHG ZLWK IRRG &RROLQJ GRZQ RI WKH UHIULJHUDWRU
FRPSOHWHO\PD\ODVWIRUDFRXSOHRIKRXUVORQJHU
/DUJH DPRXQWV RI KRW IRRG PLJKW KDYH EHHQ SXW LQ WKH
UHIULJHUDWRU UHFHQWO\ +RW IRRG FDXVHV ORQJHU UXQQLQJ RI WKH
UHIULJHUDWRUXQWLOWKHIRRGKDVFRROHGGRZQ
'RRUVPLJKWKDYHEHHQRSHQHGIUHTXHQWO\RUOHIWDMDUIRUDORQJ
WLPH7KHZDUP DLUWKDWKDV HQWHUHGLQWRWKH UHIULJHUDWRUFDXVHV
WKH UHIULJHUDWRU WR UXQ IRU ORQJHU SHULRGV 2SHQ WKH GRRUV OHVV
IUHTXHQWO\
7KH IUHH]HU RU IULGJH FRPSDUWPHQW GRRU PLJKW KDYH EHHQ OHIW
DMDU&KHFNWKDWWKHGRRUVDUHWLJKWO\FORVHG
7KH UHIULJHUDWRU LV DGMXVWHG WR D YHU\ ORZ WHPSHUDWXUH $GMXVW
WKH UHIULJHUDWRU WHPSHUDWXUH WR D ZDUPHU GHJUHH DQG ZDLW XQWLO
WKHWHPSHUDWXUHLVDFKLHYHG
7KHGRRUVHDORIWKHIULGJHRUIUHH]HUPD\EHVRLOHGZRUQRXW
EURNHQ RU QRW SURSHUO\ VHDWHG &OHDQ RU UHSODFH WKH VHDO $
GDPDJHGEURNHQVHDO FDXVHVWKHUHIULJHUDWRUWRUXQIRUD ORQJHU
SHULRGRIWLPHLQRUGHUWRPDLQWDLQWKHFXUUHQWWHPSHUDWXUH
+XPLGLW\RFFXUVRQWKH
RXWVLGHRIWKHUHIULJHUDWRU
RUEHWZHHQWKHGRRUV
7KHUHPLJKWEHKXPLGLW\LQWKHDLUWKLVLVTXLWHQRUPDOLQKXPLG
ZHDWKHU:KHQWKHKXPLGLW\LVOHVVFRQGHQVDWLRQZLOOGLVDSSHDU
%DGRGRXULQVLGHWKH
UHIULJHUDWRU
7KHLQVLGHRIWKHUHIULJHUDWRUPXVWEHFOHDQHG&OHDQWKHLQVLGH
RIWKHUHIULJHUDWRUZLWKDVSRQJHOXNHZDUPZDWHURUFDUERQDWHG
ZDWHU
6RPHFRQWDLQHUVRUSDFNDJHPDWHULDOVPLJKWFDXVHWKHVPHOO
8VHDGLIIHUHQWFRQWDLQHURUGLIIHUHQWEUDQGRISDFNDJLQJPDWHULDO
3DJH
:DUQLQJ5HSDLUVPXVWEHFDUULHG
RXWE\DXWKRULVHGSHUVRQVRQO\
5HSDLUVFDUULHGRXWE\
LQFRPSHWHQWSHUVRQVFUHDWHD
XVHUULVN
2ZQHU¶VUHVSRQVLELOLW\
'RQRWGDPDJHWKHUHIULJHUDQWFLUFXLW
'RQRWXVHHOHFWULFDODSSOLDQFHVLQVLGHWKHIRRGVWRUDJHFRPSDUWPHQWVRIWKHDSSOLDQFH
XQOHVVWKH\KDYHEHHQUHFRPPHQGHGE\WKHPDQXIDFWXUHU
6LQFHWKHIROORZLQJDUHQRWIDFWRU\IDXOWVWKH\DUHWKHRZQHUVUHVSRQVLELOLW\
x 'DPDJHWRWKHH[WHULRUILQLVK
x %UHDNDJHRIJODVVDQGRWKHUFRPSRQHQWV
x 5HSODFHPHQWRIOLJKWEXOEV
x 'DPDJHFDXVHGWKURXJKLPSURSHUXVHRIWKHDSSOLDQFH
x 'DPDJHFDXVHGE\PRYLQJWKHDSSOLDQFH
6\PSWRP &KHFN
&ULVSHUVDUHVWXFN 7KHIRRGPLJKWEHWRXFKLQJWKHFHLOLQJRIWKHGUDZHU5HDUUDQJH
WKHIRRGLQWKHGUDZHU
7KHGRRULVQRWFORVLQJ )RRGSDFNDJHVPD\SUHYHQWWKHGRRUVFORVLQJ5HSDFNWKH
SDFNDJHVWKDWDUHREVWUXFWLQJWKHGRRU
7KHUHIULJHUDWRULVQRWFRPSOHWHO\OHYHORQWKHIORRUDQGURFNV
ZKHQVOLJKWO\PRYHG$GMXVWWKHHOHYDWLRQVFUHZV
7KHIORRULVQRWOHYHORUVWURQJ0DNHVXUHWKDWWKHIORRULVOHYHO
DQGFDSDEOHRIFDUU\LQJWKHZHLJKWRIWKHUHIULJHUDWRU
1RLVHOLNHZLQGEORZLQJ )DQVDUHXVHGWRFRROWKHUHIULJHUDWRU,WLVQRUPDODQGQRWD
IDXOW
'$1*(5$OZD\VGLVFRQQHFWWKH
SOXJIURPWKHZDOOVRFNHWEHIRUH
DQ\PDLQWHQDQFHRUFOHDQLQJ
3DJH
5HIULJHUDWRUVSHFLILFDWLRQV
&2'('$&
02'(/ .+
$33/,$1&(7<3( )5,'*(
7RWDOJURVVYROXPHO
1HWYROXPHO
'LPHQVLRQV+[:['PP [[
(QHUJ\HIILFLHQF\FODVV $
&OLPDWHFODVV 61
5HIULJHUDQW 5D
(QHUJ\FODVVHV$*$ HFRQRPLFDO* OHVVHFRQRPLFDO
3DJH
6HUYLFH&HQWUHV
,I\RXKDYHIROORZHGWKHLQVWUXFWLRQVDQGVWLOOKDYHDSUREOHPFRQWDFWWKHQHDUHVW
'HI\6HUYLFH&HQWUH7KH\ZLOOEHDEOHWRDGYLVH\RXRQDQ\DVSHFWRIWKHSURGXFW
RUVHQGDTXDOLILHGWHFKQLFLDQWRUHSDLULW
27+(5$5($6$5(6(59,&('%<29(5$87+25,6('6(59,&($*(176
3/($6(&2168/77+(1($5(675(*,21$/'()<6(59,&(&(175()25'(7$,/6
6RXWK$IULFDQ6HUYLFH$JHQWV
%/2(0)217(,1
/RQJ6WUHHW+LOWRQ%ORHPIRQWHLQ
7HO
%ORHPIRQWHLQ6HUYLFH#GHI\FR]D
&$3(72:1
$0DUFRQL5G0RQWDJXH*DUGHQV
7HO
&DSH7RZQ6HUYLFH#GHI\FR]D
'85%$1
,QWHUVLWH$YHQXH8PJHQL%XVLQHVV3DUN
'XUEDQ
7HO
'XUEDQ6HUYLFH#GHI\FR]D
($67/21'21
%RZOV5G$UFDGLD(DVW/RQGRQ
7HO
(DVW/RQGRQ6HUYLFH#GHI\FR]D
-2+$11(6%85*
&QU0LPHWHV.UXJHU6WV'HQYHUH[W
-RKDQQHVEXUJ
7HORU
*DXWHQJ6HUYLFH#GHI\FR]D
32/2.:$1(
1HOVRQ0DQGHOD'ULYH6XSHUELD
7HO
3RORNZDQH6HUYLFH#GHI\FR]D
3257(/,=$%(7+
3DWWHUVRQ5RDG1RUWK(QG3RUW(OL]DEHWK
7HO
3RUW(OL]DEHWK6HUYLFH#GHI\FR]D
35(725,$
%ORFN$2OG0XWXDO,QGXVWULDO3DUN
&QU')0DODQ'ULYH0RRW6WU+HUPDQVWDG
7HO
3UHWRULD6HUYLFH#GHI\FR]D
6XE6DKDUDQ$IULFD6HUYLFH$JHQWV
=$0%,$6287+*$7(,19(670(176/7'
3ORW6KHNL6KHNL5RDG
32%R[
/XVDND=DPELD
7HO
)D[
VJLVHUYLFHFHQWUH#PLFUROLQN]P
1$0,%,$$7/$17,&',675,%8725637<
/7'
7LHQLH/RXZ6WUHHW1RUWKHUQ,QGXVWULDO$UHD
32%R[:LQGKRHN1DPLELD
7HO
)D[
DWODQWLF#PZHEFRPQD
=,0%$%:(75$'(&20$)5,&$
7UDGH&RP$IULFD/RUHOH\&UHVFHQW
0VDVD+DUDUH=LPEDEZH
7HO
&HOO
&HOO
%276:$1$5$<025*$1$*(1&,(6
50$6HUYLFH&HQWUH3ORW(DVW*DWH
*DERURQH,QWHUQDWLRQDO&RPPHUFH3DUN
.JDOH9LHZ*DERURQH
%RWVZDQD
7HO
)D[
&HOO
VHUYLFH#UPDFREZUDMD#UPDFREZ
6:$=,/$1'/<1'6',675,%87256
32%R[0EDEDQH6ZD]LODQG+
7HO
)D[
02=$0%,48(&22/:25/'/'$
5XDGD5HVLVWHQFLD1R%5&
&HOO
FRROZRUOGOGD#KRWPDLOFRP
1RVVR6KRZ5RRP
$YGD,QGXVWULDV3DUFHOD1R$
0DFKDYD0DSXWR
3DJH
7KLV FHUWLILFDWH LV LVVXHG E\ '()< $33/,$1&(6 37< /,0,7(' PDQXIDFWXUHUV RI 'HI\
DQG 2FHDQ SURGXFWV KHUHLQDIWHU WKH &RPSDQ\ WR WKH RULJLQDO SXUFKDVHU RQO\ RI WKH
DSSOLDQFH GHVFULEHG RQ WKH FHUWLILFDWH DQG VKDOO FRQVWLWXWH WKH RQO\ ZDUUDQW\ JLYHQ LQ
UHVSHFWRIWKLVDSSOLDQFH
7KH &RPSDQ\ ZDUUDQWV WR WKH RULJLQDO SXUFKDVHU WKDW IRU D SHULRG RI 7:2 <($56 IURP
GDWH RI SXUFKDVH WKH DSSOLDQFH LV IUHH IURP GHIHFW XQGHU QRUPDO GRPHVWLF XVH ERWK LQ
ZRUNPDQVKLSDQGPDWHULDOVXEMHFWWRWKHIROORZLQJFRQGLWLRQV
5HSDLU RU UHSODFHPHQW RI DQ\ SDUW RI WKLV DSSOLDQFH IRXQG E\ WKH &RPSDQ\ WR EH
GHIHFWLYH VKDOO EH DW WKH HOHFWLRQ RI WKH &RPSDQ\ 7KH &RPSDQ\ UHVHUYHV WKH ULJKW WR
HIIHFW VXFK VHUYLFH WKURXJK DQ\ RI LWV 6HUYLFH 'LYLVLRQV RU $XWKRULVHG 6HUYLFH 'HDOHUV
7KH FRVW RI VXFK VHUYLFH VKDOO EH ERUQH E\ WKH &RPSDQ\ LQ IXOO SURYLGHG WKDW WKH
DSSOLDQFH LV ORFDWHG QR IXUWKHU WKDQ NP IURP D &RPSDQ\ 6HUYLFH &HQWUH RU DQ
$XWKRULVHG6HUYLFH'HDOHU:KHUHWKHDSSOLDQFHLVORFDWHGEH\RQGWKHNPUDGLXVWKH
SXUFKDVHU VKDOO EH OLDEOH IRU WKH VWDQGDUG WUDYHOOLQJ FKDUJHV DV GHWHUPLQHG E\ WKH
&RPSDQ\
9LWUHRXVHQDPHOZDUHIXVHVDQGODPSVDUHVSHFLILFDOO\H[FOXGHGIURPWKHVHZDUUDQWLHV,W
LV DQ H[SUHVV FRQGLWLRQ RI WKHVH ZDUUDQWLHV WKDW WKH SXUFKDVHU WDNHV GXH FDUH DQG
DWWHQWLRQ LQ WKH XVH DQG PDLQWHQDQFH RI WKH DSSOLDQFH $EXVH PLVXVH LQ FRQIOLFW ZLWK
RSHUDWLQJLQVWUXFWLRQVFRQQHFWLRQWRLQFRUUHFWYROWDJHVDQGVXEMHFWLRQWRFRPPHUFLDOXVH
VKDOOUHOHDVHWKH&RPSDQ\IURPLWVREOLJDWLRQV
7KLVZDUUDQW\VKDOOEHFRPHYRLGDQGFHDVHWRRSHUDWHLIWKHDSSOLDQFHLVGLVPDQWOHGE\
RU DQ\ UHSDLUV WR WKH DSSOLDQFH DUH HIIHFWHG E\ DQ\ SHUVRQV QRW GXO\ DXWKRULVHG E\ WKH
&RPSDQ\RULIVXEVWLWXWHSDUWVQRWDSSURYHGE\WKH&RPSDQ\DUHXVHGLQWKHDSSOLDQFH
RULIWKHVHULDOQXPEHURIWKHDSSOLDQFHLVUHPRYHG
7KH &RPSDQ\ VKDOO QRW EH UHVSRQVLEOH IRU GDPDJHV UHVXOWLQJ IURP ILUH IORRG FLYLO
GLVWXUEDQFHVRUDQ\$FWRI*RG7KH&RPSDQ\VKDOOQRWLQWHUPVRIWKHVHZDUUDQWLHVEH
UHVSRQVLEOHQRUKHOGOLDEOHIRUDQ\FRQVHTXHQWLDOORVVRUGDPDJHRIDQ\NLQGFDXVHGE\RU
GXHWRWKHIDLOXUHRUPDOIXQFWLRQRIWKHDSSOLDQFH
7KH&RPSDQ\VKDOOQRWEHUHVSRQVLEOHIRUWUDQVSRUWDWLRQRURWKHUFRVWVRWKHUWKDQWKRVH
LQFXUUHGZLWKLQWKHSURYLVLRQVRI3RLQWRIWKLV&HUWLILFDWH
)RU ZDUUDQWLHV LQ WKH 5HSXEOLF RI 6RXWK $IULFD DQG 6XE6DKDUDQ $IULFD SOHDVH
FRQWDFW \RXU QHDUHVW 'HI\ RIILFH 3OHDVH UHIHU WR SDJH IRU UHVSHFWLYH 6RXWK
$IULFDQVHUYLFHDJHQWVDQG6XE6DKDUDQ$IULFDVHUYLFHDJHQWV
:KHUHVHUYLFH LVUHTXHVWHGXQGHUZDUUDQW\ DQG QRIDXOWRU GHIHFW FDQEHIRXQGE\ WKH
&RPSDQ\DOOFRVWVLQFXUUHGZLOOEHIRUWKHSXUFKDVHUVDFFRXQW
7KLV&HUWLILFDWHDVZHOODV\RXULQYRLFHZLOOVHUYHDVSURRIRISXUFKDVH)RUWKHSXUSRVH
RIZDUUDQW\LWZLOOEHHVVHQWLDOWRSURGXFHWKLV&HUWLILFDWHDQGLQYRLFH)DLOXUHWRGRVRZLOO
UHQGHUWKHSXUFKDVHUOLDEOHIRUVHUYLFHFRVWV
.((37+,6&(57,),&$7($1'6$/(6,192,&($63522)2)
385&+$6()25:$55$17<385326(6
:DUUDQW\
3DJH
3OHDVHUHJLVWHU\RXUSURGXFWDW
ZZZGHI\FR]D
'()<$33/,$1&(637</7'
32%2;
-$&2%6
'85%$1
6287+$)5,&$
,16758&7,210$18$/
'$&