Defy Refrigerators K60328 Users Manual DAC511 512 515 516 517 534 535

K60328 to the manual a2c24932-eba9-47b5-b8d5-cecd59f50d0f

2015-02-02

: Defy Defy-Refrigerators-K60328-Users-Manual-396595 defy-refrigerators-k60328-users-manual-396595 defy pdf

Open the PDF directly: View PDF PDF.
Page Count: 24

3DJH
'$&
'$&
'$&
'$&
'$&
'$&
'$&
7KHPDQXIDFWXUHUVWULYHVIRUFRQWLQXRXVLPSURYHPHQW
)RUWKLVUHDVRQWKHWH[WDQGLOOXVWUDWLRQVLQWKLVPDQXDO
DUHVXEMHFWWRFKDQJHZLWKRXWQRWLFH
3DUWQXPEHU

..5()5,*(5$7256
5HFRUGLQWKHVSDFHEHORZWKHOLVWHGLQIRUPDWLRQIRUIXWXUHUHIHUHQFH
6(5,$/180%(5«««««««««««««««««««««««««««««««
'$7(2)385&+$6(«««««««««««««««««««««««««««««
385&+$6(')520««««««««««««««««««««««««««««««
««««««««««««««««««««««««««««««««««««««««
,16758&7,210$18$/(1
3DJH
5HDGWKLVPDQXDOEHIRUHLQLWLDOLQVWDOODWLRQDQGRSHUDWLRQRIWKH
SURGXFW
'HDU&XVWRPHU
<RXUQHZ'HI\UHIULJHUDWRUZDVPDQXIDFWXUHGLQDVWDWHRIWKHDUWIDFLOLW\DQGKDVSDVVHGWKH
VWULFWHVWTXDOLW\FRQWUROSURFHGXUHV
3OHDVHUHDGWKLVPDQXDOFDUHIXOO\EHIRUHXVLQJ\RXUSURGXFWIRUWKHILUVWWLPHDQGWKHQVWRUHLW
ZLWKLQHDV\UHDFKIRUIXWXUHUHIHUHQFH
:HWUXVW\RXZLOOHQMR\\HDUVRIWURXEOHIUHHXVH
7KHXVHUPDQXDO
x 7KLVPDQXDOZLOOSURYLGH\RXZLWKLQIRUPDWLRQRQKRZWRVDIHO\RSHUDWHDQGFDUHIRU\RXU
SURGXFWLQRUGHUWKDW\RXJDLQWKHPD[LPXPEHQHILWIURPLW
x 3D\SDUWLFXODUDWWHQWLRQWRDQ\VDIHW\LQVWUXFWLRQV
x 3OHDVHUHDGDOODGGLWLRQDOGRFXPHQWVVXSSOLHGZLWK\RXUUHIULJHUDWRU
x 3OHDVHQRWHWKDWWKLVPDQXDOPD\EHXVHGIRUVHYHUDOVLPLODUEXWGLIIHUHQWPRGHOV3OHDVH
FKHFNIRUUHOHYDQFHUHJDUGLQJ\RXUSDUWLFXODUPRGHO
([SODQDWLRQRIV\PEROVXVHGLQWKLVPDQXDO
,PSRUWDQW VDIHW\ LQIRUPDWLRQ :DUQLQJ IRU KD]DUGRXV VLWXDWLRQV ZLWK UHJDUG WR OLIH DQG
SURSHUW\
&DXWLRQ:DUQLQJIRUVXSSO\YROWDJH
&DXWLRQ:DUQLQJIRUILUHKD]DUG
&DXWLRQ:DUQLQJIRUKRWVXUIDFHV
5HDGWKHLQVWUXFWLRQV
8VHIXOLQIRUPDWLRQ,PSRUWDQWLQIRUPDWLRQRUXVHIXOKLQWVDERXWXVDJH
8QSDFNLQJ
5HPRYHDOOSDFNDJLQJ
(QVXUHWKDWSDFNLQJPDWHULDOLVGLVSRVHGRILQDUHVSRQVLEOHPDQQHUDQGWKDWDQ\SODVWLFEDJV
DUHFXWXSWRSUHYHQWFKLOGUHQSOD\LQJZLWKWKHPDQGDFFLGHQWDOO\VXIIRFDWLQJ
,IWKHUHIULJHUDWRULVGDPDJHGLQDQ\ZD\GRQRWXVHLW5HSRUWWKHGDPDJHWR\RXUGHDOHUZKR
ZLOOWDNHWKHQHFHVVDU\FRUUHFWLYHDFWLRQ
7KLVUHIULJHUDWRULVQRWLQWHQGHGIRUXVHE\SHUVRQVLQFOXGLQJFKLOGUHQZLWKUHGXFHG
SK\VLFDOVHQVRU\RUPHQWDOFDSDELOLWLHVRUODFNRIH[SHULHQFHDQGNQRZOHGJHXQOHVV
WKH\KDYHEHHQJLYHQVXSHUYLVLRQRULQVWUXFWLRQFRQFHUQLQJWKHXVHRIWKH
UHIULJHUDWRUE\DSHUVRQUHVSRQVLEOHIRUWKHLUVDIHW\
&KLOGUHQVKRXOGEHVXSHUYLVHGWRHQVXUHWKDWWKH\GRQRWSOD\ZLWKWKHUHIULJHUDWRU
3DJH
&RQWHQWV
<RXU5HIULJHUDWRU   
,PSRUWDQW6DIHW\,QIRUPDWLRQ 
:DUQLQJV     
&KLOGVDIHW\     
+&$:DUQLQJ    
(QHUJ\VDYLQJWLSV  

3ODFLQJDQG,QVWDOODWLRQ  
7UDQVSRUWDWLRQLQVWUXFWLRQV  
%HIRUHXVLQJWKHUHIULJHUDWRU  
(OHFWULFDOFRQQHFWLRQ   
$GMXVWLQJWKHIHHW  
5HYHUVLQJWKHGRRUV   
8VLQJ\RXUUHIULJHUDWRU  
7HPSHUDWXUHFRQWURODQGDGMXVWPHQW 
'HIURVWLQJ     
7KHIUHH]HUFRPSDUWPHQW  
'HHSIUHH]HLQIRUPDWLRQ   
'HHS)UHH]HSDFNDJLQJLQIRUPDWLRQ 
3ODFLQJIRRGV    
:DWHU'LVSHQVHU   
&OHDQLQJWKHZDWHUWDQN  
0DLQWHQDQFHDQGFOHDQLQJ  
7URXEOH6KRRWLQJ  
5HIULJHUDWRUVSHFLILFDWLRQV  
6HUYLFH&HQWUHV  
:DUUDQW\    
)LJXUHVLQWKLVPDQXDODUHVFKHPDWLFDQGPD\QRWPDWFK\RXUUHIULJHUDWRUH[DFWO\
9DOXHVVWDWHGRQWKHPDFKLQHODEHOVRULQWKHGRFXPHQWDWLRQDFFRPSDQ\LQJLWDUH
REWDLQHGLQODERUDWRU\FRQGLWLRQVLQDFFRUGDQFHZLWKWKHUHOHYDQWVWDQGDUGV
'HSHQGLQJRQRSHUDWLRQDODQGHQYLURQPHQWDOFRQGLWLRQVRIWKHPDFKLQHWKHVH
YDOXHVPD\YDU\
:DUQLQJ'RQRWSODFHDQ\FRSSHUSRWVRUGLVKHVLQVLGHWKHFDELQHW
3DJH
<RXU5HIULJHUDWRU

7KHPDQXIDFWXUHUVWULYHVIRUFRQWLQXRXVLPSURYHPHQW)RUWKLVUHDVRQWHFKQLFDO
VSHFLILFDWLRQVWH[WDQGLOOXVWUDWLRQVLQWKLVPDQXDODUHVXEMHFWWRFKDQJHZLWKRXWQRWLFH
)LJXUHVUHSUHVHQWHGLQWKLVLQVWUXFWLRQPDQXDODUHVFKHPDWLFDQGPD\QRWFRUUHVSRQG
H[DFWO\ZLWK\RXUUHIULJHUDWRU,IWKHSDUWVDUHQRWLQFOXGHGLQWKHUHIULJHUDWRU\RXKDYH
SXUFKDVHGWKH\PD\EHPRGHOVSHFLILFDQGWKHUHIRUHRQO\YDOLGIRUVRPHPRGHOV
 7KHUPRVWDWNQRE
 ,QWHULRUOLJKW
 $GMXVWDEOHVKHOYHV
 'HIURVWZDWHUFROOHFWLRQFKDQQHO
 'UDLQWXEH
 &ULVSHUFRYHU
 6DODGFULVSHU
 'HSHQGVRQ0RGHO
D )UHH]HUGUDZHUZLWKLFHWUD\
 )UHH]HUGUDZHU
 $GMXVWDEOHIURQWIHHW
D 'DLU\VKHOI
 'RRUVKHOI
 %RWWOHVKHOI
 (JJ7UD\
 )ULGJHFRPSDUWPHQW
 )UHH]HUFRPSDUWPHQW
 :DWHUGLVSHQVHUILOOLQJFRQWDLQHU
 :DWHUGLVSHQVHUXSSHUVKHOI
 :DWHUGLVSHQVHUWDQN
 'HSHQGVRQ0RGHO
D


D
3DJH
x 8QSOXJ WKH UHIULJHUDWRU ZKHQ FOHDQLQJ
GXULQJ URXWLQH PDLQWHQDQFH RU LI LW ZLOO QRW
EHXVHGIRUDQH[WHQGHGSHULRG
x 7RXQSOXJWKHUHIULJHUDWRUUHPRYHWKHSOXJ
E\SXOOLQJRQWKHSOXJDQGQRWWKHFDEOH
x ([SRVLQJWKHUHIULJHUDWRUWRUDLQVQRZVXQ
DQGZLQGLVDQHOHFWULFDOVDIHW\ULVN
x 6KRXOG WKH PDLQV OHDG RI WKH UHIULJHUDWRU
EHFRPH GDPDJHG RU VKRXOG LW QHHG
UHSODFLQJDW DQ\ WLPH LW PXVW EH UHSODFHG
E\ D VSHFLDO SXUSRVH PDGH PDLQV OHDG
ZKLFK FDQ RQO\ EH REWDLQHG IURP D '()<
$XWKRULVHG6HUYLFH$JHQW
x 1HYHU FRQQHFW \RXU UHIULJHUDWRU WR
HOHFWULFLW\ VDYLQJ V\VWHPV DV WKH\ PD\
GDPDJHWKHUHIULJHUDWRU
x 'R QRW VWRUH PHGLFLQH RU DFDGHPLF
UHVHDUFK VDPSOHV ZKLFK UHTXLUH VWULFW
WHPSHUDWXUHFRQWUROLQWKHUHIULJHUDWRU
x 'R QRW VWRUH RU XVH IODPPDEOH JDV
EHQ]HQHSHWURORUYRODWLOHVXEVWDQFHVLQRU
QHDUWKHUHIULJHUDWRU
x 'RQRWVWRUHH[SORVLYHVXEVWDQFHVVXFKDV
DHURVRO FDQV ZLWK D IODPPDEOH SURSHOODQW
LQWKHUHIULJHUDWRU
x ,Q WKH HYHQW RI D PDOIXQFWLRQ GLVFRQQHFW
WKHUHIULJHUDWRUIURPWKHSRZHUVXSSO\
x 'R QRW RYHUORDG \RXU UHIULJHUDWRU ZLWK
H[FHVVLYHDPRXQWVRI IRRG ,I RYHUORDGHG
WKH IRRG LWHPV PD\ IDOO GRZQ DQG LQMXUH
\RXDQGGDPDJHWKHUHIULJHUDWRUZKHQ\RX
RSHQWKHGRRU1HYHUSODFHREMHFWVRQWRS
RIWKHUHIULJHUDWRUWKH\PD\IDOOGRZQDQG
LQMXUH \RX ZKHQ \RX RSHQ RU FORVH WKH
UHIULJHUDWRUGRRU
x ,I WKHUH LV D EOXH OLJKW ILWWHG RQ WKH
UHIULJHUDWRU GR QRW ORRN DW WKH EOXH OLJKW
WKURXJKRSWLFV
,PSRUWDQWVDIHW\LQIRUPDWLRQ
3OHDVH UHYLHZ DQG REVHUYH WKH IROORZLQJ
LQIRUPDWLRQ )DLOXUH WR GR VR PD\ UHVXOW LQ
LQMXULHV RU PDWHULDO GDPDJH DQG ZLOO UHQGHU
DQ\ ZDUUDQW\ DQG UHOLDELOLW\ FRPPLWPHQWV
YRLG 6SDUHSDUWVIRUWKH UHIULJHUDWRUZLOOEH
VWRFNHG IRU  \HDUV WR PHHW DQ\
PDLQWHQDQFHRUVHUYLFHUHTXLUHPHQWV
:DUQLQJV
x +DQGWKLVRZQHUVPDQXDORYHUWRWKHQHZ
RZQHUVKRXOGRZQHUVKLSFKDQJH
x 7KH UHIULJHUDWRU PXVW RQO\ EH XVHG IRU LWV
LQWHQGHGSXUSRVHLHWKHVWRULQJRIHGLEOH
IRRGVWXII
x 7KH UHIULJHUDWRU LV LQWHQGHG WR EH XVHG LQ
KRXVHKROGDQGVLPLODUDSSOLFDWLRQVVXFKDV
VWDII NLWFKHQ DUHDV LQ VKRSV RIILFHV DQG
RWKHU ZRUNLQJ HQYLURQPHQWV IDUP KRXVHV
DQG E\ FOLHQWV LQ KRWHOV PRWHOV DQG RWKHU
UHVLGHQWLDO W\SH HQYLURQPHQWV EHG DQG
EUHDNIDVWW\SH HQYLURQPHQWVFDWHULQJDQG
VLPLODUQRQUHWDLODSSOLFDWLRQV
x &RQVXOWZLWK\RXUDXWKRULVHG'()<VHUYLFH
FHQWUH IRU DOO TXHVWLRQV DQG SUREOHPV
UHODWLQJWRWKHUHIULJHUDWRU2QO\DXWKRULVHG
DJHQWVDUHWRFDUU\RXWUHSDLUV
x 9DSRXU DQG YDSRUL]HG FOHDQLQJ PDWHULDOV
PXVW QHYHU EH XVHG LQ WKH FOHDQLQJ DQG
GHIURVWLQJWKHUHIULJHUDWRU7KHYDSRXUPD\
FRPH LQWR FRQWDFW ZLWK WKH HOHFWULFDO SDUWV
DQGFDXVHDVKRUWFLUFXLWRUHOHFWULFVKRFN
x 'R QRW DOORZ FKLOGUHQ WR KDQJ RQ WKH
UHIULJHUDWRU GRRU DV WKH XQLW FRXOG WRSSOH
IRUZDUG ULVNLQJ SHUVRQDO LQMXU\ 1HYHU XVH
WKHSDUWV RQ\RXU UHIULJHUDWRUVXFK DV WKH
GRRUDVDPHDQVRIVXSSRUWRUVWHS
x 'RQRWXVHHOHFWULFDODSSOLDQFHVLQVLGHWKH
UHIULJHUDWRURUIUHH]HU
x .HHS YHQWLODWLRQ RSHQLQJV LQ WKH
UHIULJHUDWRURULQWKHEXLOWLQVWUXFWXUHFOHDU
RIREVWUXFWLRQV

'R QRW RSHUDWH D GDPDJHG
UHIULJHUDWRU &RQVXOW ZLWK \RXU
QHDUHVW '()< VHUYLFH FHQWUH
VKRXOG\RXKDYHDQ\FRQFHUQV
7KH HOHFWULFDO VDIHW\ RI WKH
UHIULJHUDWRU LV RQO\ JXDUDQWHHG LI
WKHHDUWKV\VWHPRI\RXUKRPHLV
FRPSOLDQWWRQDWLRQDOVWDQGDUGV
1HYHU SOXJ WKH UHIULJHUDWRU LQWR
WKH ZDOO VRFNHW GXULQJ
LQVWDOODWLRQ 'HDWK RU VHULRXV
LQMXU\PD\UHVXOW
'R QRW GULOO FXW RU PRGLI\ WKH
UHIULJHUDWRU ,QMXULHV PD\ UHVXOW LI
WKHUHIULJHUDQWFLUFXLWLVGDPDJHG
6HH +&$ ZDUQLQJ 'R QRW
GDPDJHWKHUHIULJHUDQWFLUFXLW
5HSDLUV PXVW EH FDUULHG RXW E\
DXWKRULVHGSHUVRQVRQO\5HSDLUV
FDUULHG RXW E\ LQFRPSHWHQW
SHUVRQVFUHDWHDXVHUULVN
3DJH
x (QVXUH WKDW WKHUH LV VXIILFLHQW VSDFLQJ
EHWZHHQ WKH UHIULJHUDWRU DQG VXUURXQGLQJ
ZDOOV
x 8QSOXJ WKH UHIULJHUDWRU IURP WKH PDLQV
ZKHQ\RXFOHDQWKHUHIULJHUDWRU
&KLOGVDIHW\
x ,I WKH GRRU KDV D ORFN WKH NH\ VKRXOG EH
NHSWRXWRIUHDFKIURPFKLOGUHQ
x ,I \RX DUH GLVFDUGLQJ DQ ROG UHIULJHUDWRU
ZLWK D ORFN RU ODWFK ILWWHG WR WKH GRRU
GLVDEOHWKHORFNODWFKDQGHQVXUHWKDWWKH
UHIULJHUDWRU LV OHIW LQ D VDIH FRQGLWLRQ WR
SUHYHQWFKLOGUHQIURPEHLQJWUDSSHGLQVLGH
DQGVXIIRFDWLQJ
x &KLOGUHQ PXVW EH VXSHUYLVHG WR SUHYHQW
WKHPIURPWDPSHULQJZLWKWKHUHIULJHUDWRU
+&$:DUQLQJ
5HIULJHUDWRU FRROLQJ V\VWHPV FRQWDLQLQJ
5D
$W '()< WKH FDUH DQG SURWHFWLRQ RI RXU
HQYLURQPHQW LV DQ RQ JRLQJ FRPPLWPHQW
7KLV '()< UHIULJHUDWRU LV SDUWLFXODUO\
HQYLURQPHQWDOO\ IULHQGO\ DQG FRQWDLQV QRQ
&)&+)&QDWXUDOVXEVWDQFHVLQWKHFRROLQJ
V\VWHP&DOOHG5D DQGLQWKHLQVXODWLRQ
&DOOHGF\FORSHQWDQH7KHVHDUH SRWHQWLDOO\
IODPPDEOH LI H[SRVHG WR ILUH 7DNH FDUH QRW
WR GDPDJH WKH FRROLQJ FLUFXLW  SLSHV RI WKH
UHIULJHUDWRULQWUDQVSRUWDWLRQDQGLQXVH
,Q FDVH RI GDPDJH GR QRW H[SRVH WKH
UHIULJHUDWRU WR ILUH RU SRWHQWLDO LJQLWLRQ
VRXUFHV DQG LPPHGLDWHO\ YHQWLODWH WKH
URRPZKHUHWKHUHIULJHUDWRULVVLWXDWHG
,JQRUH WKLV ZDUQLQJ LI \RXU UHIULJHUDWRUV
FRROLQJV\VWHPFRQWDLQV5D
x 7KH UHIULJHUDWRU PD\ PRYH LI WKH
DGMXVWDEOH OHJV DUH QRW SURSHUO\ OHYHOOHG
RQ WKH IORRU /HYHOOLQJ WKH DGMXVWDEOH OHJV
RQ WKH IORRU KHOSV SUHYHQW WKH UHIULJHUDWRU
IURPPRYLQJ
x :KHQFDUU\LQJWKHUHIULJHUDWRUGRQRWKROG
RQWKHGRRUKDQGOHDV WKLVPD\FDXVHWKH
KDQGOHWREUHDN
x :KHQ SODFLQJ \RXU UHIULJHUDWRU QH[W WR
DQRWKHU UHIULJHUDWRU RU IUHH]HU WKH
GLVWDQFHEHWZHHQWKHGHYLFHVVKRXOGEHDW
OHDVW  PP )DLOXUH WR GR VR PD\ FDXVH
DGMDFHQWZDOOVWRKXPLGLI\
x )RU UHIULJHUDWRUV ZLWK D IUHH]HU
FRPSDUWPHQW 'R QRW SXW ERWWOHG DQG
FDQQHG OLTXLG EHYHUDJHV LQ WKH IUHH]HU
FRPSDUWPHQWDVWKH\PD\EXUVW
x 'RQRWWRXFKIUR]HQIRRGZLWK\RXUKDQGV
WKH\PD\VWLFNWR\RXUKDQG
x 1HYHU SRXU RU VSUD\ ZDWHU LQWR RU RQ WKH
UHIULJHUDWRU DQG GR QRW VWRUH OLTXLGV SRW
SODQWV RU RSHQ FRQWDLQHUV RQ WRS RI WKH
UHIULJHUDWRU DV WKHVH PLJKW VSLOO FDXVLQJ
HOHFWULFDOVKRUWLQJ
x )RU PDQXDOO\ FRQWUROOHG UHIULJHUDWRUV ZDLW
DW OHDVW  PLQXWHV EHIRUH VWDUWLQJ WKH
UHIULJHUDWRUDIWHUDSRZHUIDLOXUH
x $YRLG DQ\ GDPDJH WR WKH SRZHU FDEOH
ZKHQWUDQVSRUWLQJWKHUHIULJHUDWRU
x %HQGLQJWKHFDEOHPD\FDXVHDILUH
x 1HYHU SODFH KHDY\ REMHFWV RQ WKH SRZHU
FDEOH
x 'RQRWWRXFKWKHSOXJZLWKZHWKDQGV
x 'R QRW SOXJ LQ WKH UHIULJHUDWRU LI WKH ZDOO
VRFNHWLVORRVH
x 2Q GHOLYHU\ FKHFN WR PDNH VXUH WKDW WKH
UHIULJHUDWRULVQRWGDPDJHGDQGWKDWDOOWKH
SDUWV DQG DFFHVVRULHV DUH LQ SHUIHFW
FRQGLWLRQ
x (QVXUH WKDW WKH SOXJ UHPDLQV UHDGLO\
DFFHVVLEOH 'R QRW XVH PXOWLSOH DGDSWHU
SOXJVRUDQH[WHQVLRQFDEOH
:DUQLQJ 1HYHU GLVSRVH RI WKH
5HIULJHUDWRULQDILUH
'R QRW GLVSRVH RI \RXU
5HIULJHUDWRU DORQJ ZLWK UHJXODU
KRXVHKROGZDVWH
&RQWDFW \RXU ORFDO DXWKRULW\ IRU
GLVSRVDO LQIRUPDWLRQ DQG IDFLOLWLHV
DYDLODEOH
;
3DJH
(QHUJ\VDYLQJWLSV
x (QVXUH \RXU UHIULJHUDWRU LV LQVWDOOHG LQ D
ZHOO YHQWLODWHG DUHD ,I WKH DPELHQW
WHPSHUDWXUH LV ORZ EXW LQ QR FDVH ORZHU
WKDQ& WKHQ WKH HQHUJ\ VDYLQJZLOO EH
PRUH 'R QRW LQVWDOO \RXU UHIULJHUDWRU
XQGHUGLUHFWVXQOLJKWRUQHDUKHDWHPLWWLQJ
DSSOLDQFHVVXFKDVRYHQVGLVKZDVKHUVRU
UDGLDWRUV.HHSIRRGLQFORVHGFRQWDLQHUV
x (QVXUH WKH WLPH EHWZHHQ EX\LQJ FKLOOHG
IUR]HQ IRRG DQG SODFLQJ LW LQ WKH
UHIULJHUDWRU LV NHSW DW D PLQLPXP
SDUWLFXODUO\ LQ VXPPHU 8VH D FRROHU EDJ
RU D VSHFLDO FDUULHU EDJ WR FDUU\ IUR]HQ
IRRG'RQRW SXW KRW IRRGRUGULQNVLQ WKH
UHIULJHUDWRU
x 'R QRW OHDYH WKH GRRUV RI WKH
UHIULJHUDWRURSHQIRUORQJDQGHQVXUHWKH\
DUHFORVHGSURSHUO\DIWHUHDFKRSHQLQJ
x 'HIURVW\RXUUHIULJHUDWRUUHJXODUO\
x 'HIURVW IUR]HQ IRRG LQ WKH IULGJH
FRPSDUWPHQWVRWKDWIUR]HQIRRGDFWV DV
DQLFHSDFNWRDVVLVWFRROLQJLQWKHIULGJH
7KLV ZLOO SURYLGH HQHUJ\ VDYLQJ DQG
SUHVHUYHWKHIRRGTXDOLW\
x 'R QRW SXW KRW IRRG RU GULQNV LQ \RXU
UHIULJHUDWRU
x 'R QRW RYHUORDG \RXU UHIULJHUDWRU 7KLV
UHVWULFWV HIIHFWLYH DLU FLUFXODWLRQ LQ WKH
UHIULJHUDWRU
x 3D\DWWHQWLRQ WR NHHS\RXUIRRGLQ FORVHG
FRQWDLQHUV
3DJH
7UDQVSRUWDWLRQLQVWUXFWLRQV
7KHUHIULJHUDWRUPXVWEHWUDQVSRUWHGRQO\LQ
DQ XSULJKW SRVLWLRQ 7KH SDFNLQJ PXVW EH
LQWDFWGXULQJWUDQVSRUWDWLRQ
 :KHQ SRVLWLRQLQJ \RXU UHIULJHUDWRU WDNH
FDUH QRW WR GDPDJH IORRULQJ SLSHV ZDOO
FRYHULQJVHWF'RQRWPRYHWKHUHIULJHUDWRU
E\SXOOLQJWKHGRRURUKDQGOH
:KHQUHWUDQVSRUWLQJ\RXUUHIULJHUDWRU
x <RXU UHIULJHUDWRU PXVW EH HPSWLHG DQG
FOHDQHGSULRUWRDQ\WUDQVSRUWDWLRQ
x 7KHVKHOYHVDFFHVVRULHVFULVSHUHWF
,Q \RXU UHIULJHUDWRU PXVW EH IDVWHQHG
VHFXUHO\ ZLWK DGKHVLYH WDSH WR SURWHFW
DJDLQVWDQ\MROWV
x 3DFNDJLQJ PXVW EH WLHG ZLWK WKLFN WDSH
DQG VWURQJ URSH DQG WKH WUDQVSRUWDWLRQ
JXLGHOLQHV SULQWHG RQ WKH SDFNDJH PXVW
EHIROORZHG
<RXUUHIULJHUDWRUVKRXOGEH
LQVWDOOHGDWOHDVWFPDZD\IURP
KHDWVRXUFHVVXFKDVKREV
RYHQVFHQWUDOKHDWHUVDQGVWRYHV
DQGDWOHDVWFPDZD\IURP
HOHFWULFDORYHQVDQGVKRXOGQRW
EHORFDWHGXQGHUGLUHFWVXQOLJKW
,IWZRUHIULJHUDWRUVDUHWREH
LQVWDOOHGVLGHE\VLGHWKHUH
VKRXOGEHDWOHDVWFPGLVWDQFH
EHWZHHQWKHP
3ODFLQJDQG,QVWDOODWLRQ

,QVWDOO \RXU UHIULJHUDWRU LQ D SODFH WKDW
DOORZVIRUHDVHRIXVH
.HHS \RXU UHIULJHUDWRU DZD\ IURP KHDW
VRXUFHV VXFK DV VWRYHV JH\VHUV KXPLG
SODFHVDQGGLUHFWVXQOLJKW
7KHUH PXVW EH DSSURSULDWH DLU YHQWLODWLRQ
DURXQG\RXUUHIULJHUDWRULQRUGHUWRDFKLHYH
HIILFLHQW RSHUDWLRQ 7KH UHIULJHUDWRU LV WR
KDYH DW OHDVW D  PP VSDFH IURP WKH
FHLOLQJ DQG DW OHDVW D  PP VSDFH IURP
WKH ZDOO )LW WKH 7ZR SODVWLF ZDOO VSDFHUV
VXSSOLHG ZLWK WKH DSSOLDQFH URWDWLQJ 
WXUQ WR WKH FRQGHQVHU DW WKH EDFN RI WKH
DSSOLDQFH6HH'LDJUDP
3ODFH \RXU UHIULJHUDWRU RQ DQ HYHQ IORRU
VXUIDFHWRSUHYHQWMROWV
'R QRW NHHS \RXU UHIULJHUDWRU LQ DPELHQW
WHPSHUDWXUHVXQGHU&
3OHDVH PDNH VXUH WKDW WKH LQWHULRU RI \RXU
UHIULJHUDWRULVFOHDQHGWKRURXJKO\
%HIRUHXVLQJWKHUHIULJHUDWRUFKHFNWKDW
7KH IHHW KDYH EHHQ DGMXVWHG IRU SHUIHFW
OHYHOOLQJ
7KHLQWHULRURIWKHUHIULJHUDWRULVFOHDQDQG
GU\
&KHFNWKHUHTXLUHGGLVWDQFHEHWZHHQ\RXU
UHIULJHUDWRU DQG WKH ZDOO LQ RUGHU WR DOORZ
IRUIUHHDLUFLUFXODWLRQ
7KH SOXJ KDV EHHQ LQVHUWHG LQWR WKH ZDOO
VRFNHW DQG WKH HOHFWULFLW\ LV VZLWFKHG RQ
:KHQ WKH GRRU LV RSHQ WKH LQWHULRU OLJKW
ZLOOFRPHRQ
<RXPD\KHDUDQRLVHDVWKHFRPSUHVVRU
VWDUWV XS 7KH OLTXLG DQG JDVHV VHDOHG
ZLWKLQ WKH UHIULJHUDWLRQ V\VWHP PD\ DOVR
JLYHULVHWRQRLVHHYHQLIWKHFRPSUHVVRU
LVQRWUXQQLQJWKLVLVTXLWHQRUPDO
'R QRW ORDG WKH UHIULJHUDWRU LPPHGLDWHO\
DIWHU LW LV VZLWFKHG RQ :DLW XQWLO WKH
FRUUHFW VWRUDJH WHPSHUDWXUH KDV EHHQ
UHDFKHG
(OHFWULFDOFRQQHFWLRQ
&RQQHFW \RXU UHIULJHUDWRU WR D JURXQGHG
VRFNHWZKLFKLVSURWHFWHGE\DIXVHZLWKWKH
DSSURSULDWHFDSDFLW\
,PSRUWDQW
7KH FRQQHFWLRQ PXVW EH LQ FRPSOLDQFH ZLWK
QDWLRQDOUHJXODWLRQV
7KH SRZHU FDEOH SOXJ PXVW EH HDVLO\
DFFHVVLEOHDIWHULQVWDOODWLRQ
7KHVSHFLILHGYROWDJHPXVWEHHTXDOWR\RXU
PDLQVYROWDJH
,I WKH IORRU LV FRYHUHG ZLWK D FDUSHW \RXU
UHIULJHUDWRUPXVWEH HOHYDWHGPPIURP
WKHIORRU
3DJH
$GMXVWLQJWKHIHHW
7KH UHIULJHUDWRU PD\ PRYH LI WKH DGMXVWDEOH
OHJVDUHQRWSURSHUO\OHYHOOHGRQWKHIORRU
/HYHOOLQJWKHDGMXVWDEOHOHJVRQWKHIORRU
/HYHO \RXU UHIULJHUDWRU E\ WXUQLQJ WKH IURQW
OHJVDVVKRZQLQWKHLOOXVWUDWLRQEHORZ
7KH FRUQHU ZKHUH WKH OHJV DUH LV ORZHUHG
ZKHQWKHOHJLVWXUQHGLQWKHGLUHFWLRQRIWKH
EODFN DUURZ DQG UDLVHG ZKHQ WXUQHG LQ WKH
RSSRVLWHGLUHFWLRQ
+DYLQJ VRPHRQH WR FDUHIXOO\ DVVLVW LQ WLOWLQJ
WKHUHIULJHUDWRUVOLJKWO\ZLOOKHOSIDFLOLWDWHWKLV
SURFHVV
$GDPDJHGSRZHUFDEOHPXVWEH
UHSODFHGE\DTXDOLILHG
HOHFWULFLDQ
$GDPDJHGUHIULJHUDWRUPXVWQRW
EHRSHUDWHGEHIRUHLWLVUHSDLUHG
7KHUHLVGDQJHURIDQHOHFWULF
VKRFN
([WHQVLRQFDEOHVDQGPXOWLZD\
SOXJVPXVWQRWEHXVHGIRU
FRQQHFWLRQ
7KHIURQWHGJHVRIWKH
UHIULJHUDWRUPD\IHHOZDUP7KLV
LVQRUPDO7KHVHDUHDVDUH
GHVLJQHGWREHZDUPLQRUGHUWR
DYRLGFRQGHQVDWLRQ
,PSRUWDQW
&DUHPXVWEHWDNHQZKLOH
FOHDQLQJFDUU\LQJWKHUHIULJHUDWRU
QRWWRWRXFKWKHERWWRPRIWKH
FRQGHQVHUPHWDOZLUHVDWWKH
EDFNRIWKHUHIULJHUDWRUDVWKLV
FRXOGFDXVHLQMXU\
'()<GHFOLQHVWRDFFHSWDQ\
OLDELOLW\VKRXOGWKHLQVWUXFWLRQV
QRWEHIROORZHG
:KHQ RSHUDWLQJ \RXU UHIULJHUDWRU IRU WKH
ILUVW WLPH SOHDVH REVHUYH WKH IROORZLQJ
LQVWUXFWLRQVGXULQJWKHLQLWLDOVL[KRXUV
x 7KH GRRU VKRXOG QRW EH RSHQHG
IUHTXHQWO\
x 7KH UHIULJHUDWRU PXVW EH RSHUDWHG HPSW\
ZLWKRXWDQ\IRRGLQLW
x 'RQRWXQSOXJ\RXUUHIULJHUDWRU
x 2ULJLQDO SDFNDJLQJ DQG IRDP PDWHULDOV
VKRXOG EH NHSW IRU DQ\ IXWXUH
WUDQVSRUWDWLRQRUPRYLQJ
3OHDVH UHPHPEHU WKDW WKH PDQXIDFWXUHU
VKDOO QRW EH KHOG OLDEOH LI WKH LQIRUPDWLRQ
JLYHQ LQ WKH LQVWUXFWLRQ PDQXDO LV QRW
IROORZHG
3DJH
5HYHUVLQJ7KH'RRUV
:H UHFRPPHQG WKDW \RX UHYHUVH GRRUV LI
UHTXLUHG EHIRUH VZLWFKLQJ RQ IRU WKH ILUVW
WLPH
7RROVUHTXLUHG
6PDOO DQG PHGLXP VL]H VFUHZGULYHUV DQG D
SDLURISOLHUV
6SDUH3DUWVVXSSOLHGLQWKHSODVWLFEDJ
7KHIROORZLQJSDUWVZKLFKDUHH[FOXVLYHO\IRU
OHIW KDQG VLGH ILWWHG KLQJH RSHUDWLRQ DUH
VXSSOLHGLQDSODVWLFEDJZLWKWKHDSSOLDQFH
8SSHUGRRUWRSWULPKLQJHFRYHUV±WKHUHDUH
GLIIHUHQWSDUWVRQHIRUHDFKVLGHRIWKHWRS
WULP
8SSHU GRRU PLGGOH KLQJH EXVKLQJ  GRRU
VWRSSHUDVVHPEO\
.HHSDOOWKHSDUWVVXSSOLHGLQWKHSODVWLFEDJ
DQGSDUWVZKLFKKDYH EHHQ UHPRYHG ZKHQ
UHYHUVLQJGRRUVLQDVDIHSODFHIRUSRVVLEOH
IXWXUHUHXVH
,PSRUWDQW+DYHVRPHERG\WR
DVVLVW\RXZKHQPRYLQJWKH
UHIULJHUDWRUDQGWRKROGWKHGRRUV
ZKHQUHPRYLQJUHILWWLQJKLQJHV
DQGGRRUVWRDYRLGLQMXU\DQG
GDPDJHWRWKHSURGXFW
3OHDVHUHIHUWRGLDJUDPVVXSSOLHG
8VLQJWKHVFUHZVDQGSODVWLF
SOXJVVXSSOLHGLQWKHLQVWDOODWLRQ
NLWLQVLGHWKHIULGJHILWKDQGOHVWR
WKHGHVLUHGVLGHVHHGLDJUDPIRU
ORFDWLRQV
127('HSHQGVRQPRGHO
6RPHPRGHOVKDYHLQWHJUDWHG
KDQGOHVWKDWDUHXQLYHUVDOWROHIW
DQGULJKWKDQGVLGHVDQGGRQRW
QHHGWREHVZDSSHG
)LJXUHVUHSUHVHQWHGLQWKLV
LQVWUXFWLRQPDQXDODUHVFKHPDWLF
DQGPD\QRWFRUUHVSRQGH[DFWO\
ZLWK\RXUUHIULJHUDWRU
,IWKHSDUWVDUHQRWLQFOXGHGLQWKH
UHIULJHUDWRU\RXKDYHSXUFKDVHG
WKH\PD\EHPRGHOVSHFLILFDQG
WKHUHIRUHRQO\YDOLGIRUVRPH
PRGHOV
3DJH
5HYHUVLQJWKHGRRUV
3URFHHGLQQXPHULFDORUGHU
3DJH
8VLQJ\RXUUHIULJHUDWRU

7HPSHUDWXUHFRQWURODQGDGMXVWPHQW
2SHUDWLQJWHPSHUDWXUHVDUHFRQWUROOHGE\WKH
WKHUPRVWDW NQRE VHH GLDJUDP  ORFDWHG RQ
WKH FHLOLQJ RI WKH IULGJH FRPSDUWPHQW
6HWWLQJV PD\ EH PDGH IURP  WR   EHLQJ
WKHFROGHVWSRVLWLRQ
:KHQ WKH DSSOLDQFH LV VZLWFKHG RQ IRU WKH
ILUVWWLPHWKHWKHUPRVWDW VKRXOGEHDGMXVWHG
VR WKDW DIWHU  KRXUV WKH DYHUDJH IULGJH
WHPSHUDWXUHLVQRKLJKHUWKDQ&
6HW WKH WKHUPRVWDW KDOI ZD\ EHWZHHQ WKH 
DQG  VHWWLQJ DQG PRQLWRU WR REWDLQ WKH
GHVLUHGWHPSHUDWXUHLHWRZDUGV\RXZLOO
REWDLQDFROGHUIULGJHWHPSHUDWXUHDQG YLFH
YHUVD 6RPH VHFWLRQV RI WKH IULGJH PD\ EH
FRROHURUZDUPHUVXFKDVWKHVDODGFULVSHU
DQGWKHWRSSDUWRIWKHFDELQHW7KLVLVTXLWH
QRUPDO
7KH QRUPDO VWRUDJH WHPSHUDWXUH  RI WKH
IUHH]HU VKRXOG EH & /RZHU
WHPSHUDWXUHVPD\EHREWDLQHGE\DGMXVWLQJ
WKHWKHUPRVWDWNQREWRZDUGVSRVLWLRQ
&KHFN WKH WHPSHUDWXUH  ZLWK DQ DFFXUDWH
WKHUPRPHWHU WR HQVXUH WKDW WKH VWRUDJH
FRPSDUWPHQWV DUH NHSW WR WKH GHVLUHG
WHPSHUDWXUH5HPHPEHU WR WDNHWKHUHDGLQJ
YHU\ TXLFNO\ VLQFH WKH WKHUPRPHWHU
WHPSHUDWXUHZLOOULVHYHU\UDSLGO\DIWHULWKDV
EHHQUHPRYHGIURPWKHIUHH]HU
(DFK WLPH WKH GRRU LV RSHQHG  FROG DLU
HVFDSHVDQGWKHLQWHUQDOWHPSHUDWXUHULVHV
7KHUHIRUH QHYHU OHDYH WKH GRRU RSHQ DQG
HQVXUH LW LV FORVHG LPPHGLDWHO\ DIWHU IRRG LV
DGGHGRUUHPRYHG
,Q FDVH  RI D WHPSRUDU\ LFH EXLOG XS LQ WKH
IULGJHFRPSDUWPHQWUHGXFHWKHWKHUPRVWDW
VHWWLQJWRPRQLWRULQJDWWKHVDPHWLPHWKDW
WKH IULGJH WHPSHUDWXUH LV PD[LPXP &
2QFH  WKH LFH EXLOG XS GLVDSSHDUV DQG  WKH
UHIULJHUDWRU VWDUWV DXWR GHIURVWLQJ DJDLQ  DV
QRUPDO WKHQ \RX PD\ LQFUHDVH WKH
WKHUPRVWDWVHWWLQJLIUHTXLUHG
)LJXUHVUHSUHVHQWHGLQWKLVLQVWUXFWLRQPDQXDODUHVFKHPDWLFDQGPD\QRW
FRUUHVSRQGH[DFWO\ZLWK\RXUUHIULJHUDWRU,IWKHSDUWVDUHQRWLQFOXGHGLQWKH
UHIULJHUDWRU\RXKDYHSXUFKDVHGWKH\PD\EHPRGHOVSHFLILFDQGWKHUHIRUHRQO\
YDOLGIRUVRPHPRGHOV
3DJH
)LJXUHVUHSUHVHQWHGLQWKLVLQVWUXFWLRQPDQXDODUHVFKHPDWLFDQGPD\QRW
FRUUHVSRQGH[DFWO\ZLWK\RXUUHIULJHUDWRU,IWKHSDUWVDUHQRWLQFOXGHGLQWKH
UHIULJHUDWRU\RXKDYHSXUFKDVHGWKH\PD\EHPRGHOVSHFLILFDQGWKHUHIRUHRQO\
YDOLGIRUVRPHPRGHOV
'HIURVWLQJ
)ULGJHFRPSDUWPHQW
7KHIULGJHFRPSDUWPHQWGHIURVWV
DXWRPDWLFDOO\
7KH GHIURVWLQJ ZDWHU UXQV WR WKH GUDLQ WXEH
YLD D FROOHFWLRQ FRQWDLQHU DW WKH EDFN RI WKH
DSSOLDQFH
6HHGLDJUDP
'XULQJGHIURVWLQJZDWHUGURSOHWVPD\IRUPDW
WKH EDFN RI WKH IULGJH FRPSDUWPHQW ZKHUH
WKHFRQFHDOHGHYDSRUDWRULVORFDWHG
6RPH GURSOHWV PD\ UHPDLQ RQ WKH OLQHU DQG
UHIUHH]HZKHQGHIURVWLQJLVFRPSOHWHG
'R QRW XVH SRLQWHG RU VKDUS HGJHG
REMHFWVVXFKDVNQLYHVRUIRUNVWRUHPRYH
WKHGURSOHWVZKLFKKDYHIUR]HQ
,I DW DQ\ WLPH WKH GHIURVW ZDWHU GRHV QRW
GUDLQ IURP WKH FROOHFWLRQ FKDQQHO FKHFN WR
HQVXUH WKDW QR IRRG SDUWLFOHV KDYH EORFNHG
WKHGUDLQWXEH
7KH GUDLQ WXEH FDQ EH FOHDUHG E\ SXVKLQJ
WKH VSHFLDO SODVWLF SOXQJHU SURYLGHG GRZQ
WKH GUDLQ WXEH  ,I WKH IURVW OD\HU UHDFKHV
DERXW  PP UHGXFH WKH VHWWLQJ LH IURP
WRWRUHVWDUWDXWRPDWLFGHIURVWLQJ
3DJH
'HIURVWLQJ
)UHH]HUFRPSDUWPHQW
7R VWDUW WKH GHIURVWLQJ SURFHGXUH VZLWFK RII
WKH UHIULJHUDWRU DW WKH ZDOO VRFNHW DQG SXOO
RXWWKHPDLQVSOXJ
$OOIRRGVKRXOGEHZUDSSHGLQVHYHUDOOD\HUV
RI QHZVSDSHU DQG VWRUHG LQ D FRRO SODFH
HJIULGJHRUODUGHU
5HPRYH DOO IUHH]HU GUDZHUV &RQWDLQHUV IXOO
RIZDUPZDWHUPD\EHSODFHGFDUHIXOO\LQWKH
IUHH]HUWRVSHHGXSWKHGHIURVWLQJSURFHVV
'R QRW XVH SRLQWHG RU VKDUS HGJHG REMHFWV
VXFKDVNQLYHVRUIRUNVWRUHPRYHWKHIURVW
1HYHU XVH KDLUGU\HUV HOHFWULFDO KHDWHUV DQG
RWKHU VLPLODU HOHFWULFDO DSSOLDQFHV IRU
GHIURVWLQJ
:KHQ GHIURVWLQJ KDV ILQLVKHG VSRQJH RXW
DQ\ GHIURVW ZDWHU ZKLFK FROOHFWV DW WKH
ERWWRP RI WKH IUHH]HU DQG GU\ WKH LQWHULRU
WKRURXJKO\
,QVHUW WKH SOXJ LQ WR WKH ZDOO VRFNHW DQG
VZLWFKRQWKHHOHFWULFLW\VXSSO\
3DJH
7KHIUHH]HUFRPSDUWPHQW
'HHSIUHH]HLQIRUPDWLRQ
x )RRG PXVW EH IUR]HQ DV UDSLGO\ DV
SRVVLEOH ZKHQ SODFHG LQ D IUHH]HU WR
PDLQWDLQLWVTXDOLW\
x ,W LV SRVVLEOH WR NHHS IRRG IRU D ORQJ WLPH
SHULRG RQO\ DW WHPSHUDWXUHV RI & RU
ORZHU
x 7KH TXDOLW\ RI IRRG LQ D IUHH]HU FDQ EH
PDLQWDLQHG IRU PDQ\ PRQWKV DW
WHPSHUDWXUHVRI&RUORZHU
x 3UHSDFNHG FRPPHUFLDOO\ IUR]HQ IRRG
VKRXOG EH VWRUHG LQ DFFRUGDQFH ZLWK WKH
IUR]HQIRRGPDQXIDFWXUHU¶VLQVWUXFWLRQVIRU
D  VWDU IUR]HQ IRRG VWRUDJH
FRPSDUWPHQW
7RHQVXUHWKDWWKHKLJKTXDOLW\DFKLHYHGE\
WKHIUR]HQIRRGPDQXIDFWXUHUDQGWKHIRRG
UHWDLOHULVPDLQWDLQHGWKHIROORZLQJVKRXOG
EHUHPHPEHUHG
3XW SDFNDJHV LQ WKH IUHH]HU DV TXLFNO\ DV
SRVVLEOH DIWHU SXUFKDVH (QVXUH WKDW
FRQWHQWV DUH ODEHOOHG DQG GDWHG 'R QRW
H[FHHG³8VH%\´RU³%HVW%HIRUH´GDWHVRQ
WKHSDFNDJLQJ
 ,IWKHUHLVDSRZHUIDLOXUHGRQRWRSHQWKH
IUHH]HU GRRU (YHQ LI WKH SRZHU IDLOXUH
ODVWV XS WR WKH ³7HPSHUDWXUH ULVH WLPH´
IUR]HQ IRRG ZLOO QRW EH DIIHFWHG ,Q FDVH
WKH IDLOXUH ODVWV ORQJHU WKH IRRG PXVW EH
FKHFNHG DQG ZKHQ QHFHVVDU\ PXVW EH
FRQVXPHG LPPHGLDWHO\ RU PXVW EH IUR]HQ
DIWHUEHLQJFRRNHG
x :UDS DOO IRRG EHIRUH VWRUDJH 6HDO DOO
IRRGV RU SODFH LQ DLUWLJKW FRQWDLQHUV WR
SUHYHQWGHK\GUDWLRQ
x (OLPLQDWH DOO WKH DLU SRFNHWV IURP
SDFNDJHVDQGNHHSDLURXWE\ILUPVHDOLQJ
x :KHQSDFNDJLQJLQVKHHWPDWHULDOVXFKDV
DOXPLQLXPIRLOSDUFHOWLJKWO\DQGSUHVVRXW
DOO DLU SRFNHWV $OO IROGV VKRXOG EH VHDOHG
ZLWKGHHSIUHH]HVHDOLQJWDSH
x 8QZUDSSHG IRRG FRQWDLQLQJ DFLGV RU VDOW
PD\SHUPDQHQWO\VWDLQWKHFDELQHWLQWHULRU
x :KHQ ORDGLQJ EXON LQWR WKH IUHH]HU ORDG
RQH TXDUWHU DW D WLPH DQG DOORZ WR IUHH]H
EHIRUHORDGLQJWKHQH[WTXDUWHU
x 'LYLGH IRRG LQWR UHDVRQDEOH SRUWLRQV
DFFRUGLQJWR\RXUUHTXLUHPHQWV
x $OORZKRWIRRGWRFRROEHIRUHSXWWLQJLWLQWR
WKH IUHH]HU )UHH]H FRRNHG IRRG LQ VPDOO
TXDQWLWLHV7KLVHQVXUHVUDSLGIUHH]LQJDQG
PDLQWDLQVWKHTXDOLW\RIWKHIRRG
x $OZD\V XVH DSSURSULDWH SDFNDJLQJ
PDWHULDO WR DYRLG RGRXU SHQHWUDWLRQ RU
GHJUDGDWLRQRIWKHIRRG
x 7UDQVSRUW SUHIUR]HQ IRRG IURP WKH
VXSHUPDUNHW LQ IRLO OLQHG FRROHU EDJV DQG
WUDQVIHU WR WKH KRPH IUHH]HU DV VRRQ DV
SRVVLEOH
x 3ODFHIUHVKIRRGWREHIUR]HQQHDUWKHVLGH
ZDOOVRIWKHIUHH]HUWRHQVXUHIDVWIUHH]LQJ
x 1HYHU H[FHHG WKH PD[LPXP IUHH]LQJ
FDSDFLW\RIWKHIUHH]HU
x 'RQRWIUHH]HWRRODUJHD TXDQWLW\ RI IRRG
DWDQ\RQHWLPH7KHTXDOLW\RIWKHIRRGLV
EHVW SUHVHUYHG ZKHQ LW LV IUR]HQ ULJKW
WKURXJK WR WKH FHQWUH DV TXLFNO\ DV
SRVVLEOH
x 7DNH VSHFLDO FDUH QRW WR PL[ DOUHDG\
IUR]HQIRRGDQGIUHVKIRRG

'R QRW WDNH RXW IUR]HQ IRRG ZLWK
ZHW KDQGV <RXU KDQGV FRXOG
VWLFNWRWKHIUR]HQIRRG
'R QRW H[FHHG WKH H[SLU\ GDWH
VKRZQRQIRRGSDFNV
)RRG WKDW KDV GHIURVWHG PXVW EH
FRQVXPHG ZLWKLQ  KRXUV 2QO\
FRRNHGIRRGFDQEHUHIUR]HQ'R
QRW UHIUHH]H IRRG WKDW KDV
GHIURVWHG
1RWH,IWKHGRRURI WKHIUHH]HULV
GLIILFXOW WR RSHQ MXVW DIWHU EHLQJ
FORVHGWKLVLVGXHWRWKHSUHVVXUH
GLIIHUHQFHZKLFKZLOOHTXDOL]HDQG
DOORZ IRU WKH GRRU WR EH RSHQHG
QRUPDOO\DIWHUDIHZPLQXWHV
'HHS)UHH]HSDFNDJLQJLQIRUPDWLRQ
0DWHULDOV WR EH XVHG IRU SDFNDJLQJ PXVW EH
WHDUSURRI DQG UHVLVWDQW WR FROG KXPLGLW\
RGRXURLOVDQGDFLGVDQGWKH\PXVW DOVREH
DLUWLJKW 7KH\ PXVW EH PDGH IURP PDWHULDOV
WKDWDUHVXLWDEOHIRUGHHSIUHH]HXVDJH
0DWHULDOVQHFHVVDU\IRUSDFNDJLQJ
&ROG UHVLVWDQW DGKHVLYH WDSH 6HOI DGKHVLYH
ODEHOV5XEEHUULQJVDQGD3HQ
3DJH
3ODFLQJIRRGV
)UHH]HUFRPSDUWPHQW
VKHOYHV
9DULRXVIUR]HQIRRGVXFKDVPHDWILVKLFHFUHDPDQG
YHJHWDEOHV
(JJKROGHU (JJV
)ULGJHFRPSDUWPHQW
VKHOYHV
)RRGLQSDQVFRYHUHGSODWHVDQGFORVHGFRQWDLQHUV
)ULGJHFRPSDUWPHQWGRRU
VKHOYHV
6PDOODQGSDFNDJHGIRRGRUGULQNVVXFKDVPLONDQGIUXLW
MXLFH'HOLFDWHVVHQSURGXFWVFKHHVHDQGEXWWHU
&ULVSHU 9HJHWDEOHVDQGIUXLWV
9DOXHVVWDWHGLQWKHGRFXPHQWDWLRQDUHREWDLQHGLQODERUDWRU\FRQGLWLRQVLQ
DFFRUGDQFHZLWKWKHUHOHYDQWVWDQGDUGV'HSHQGLQJRQRSHUDWLRQDODQG
HQYLURQPHQWDOFRQGLWLRQVRIWKHUHIULJHUDWRUWKHVHYDOXHVPD\YDU\
,I\RXUUHIULJHUDWRULVQRWJRLQJWREHXVHGIRUDORQJSHULRGRIWLPHXQSOXJWKH
SRZHUFDEOHUHPRYHDOOIRRGFOHDQLWDQGOHDYHWKHGRRUDMDU
$UUDQJHPHQW([DPSOHV
6HHGLDJUDP
%DNHGFKLOOHGFRRNHG
IRRGGDLU\SURGXFWV
FDQV
0HDWVDXVDJHVFROG
FXWV
)UXLWYHJHWDEOHV
VDODGV
0DNLQJVWRULQJLFH
FXEHV
)UR]HQIRRG
)UR]HQIRRGDQG
IUHH]LQJRIIUHVKIRRG
'DLU\
&DQV
(JJV
7DOOODUJHERWWOHV
EHYHUDJHV
3DJH
:DWHU'LVSHQVHU
7KHZDWHUGLVSHQVHULVDYHU\XVHIXOIHDWXUH
ZLWK UHJDUGV WR DFFHVVLQJ FKLOOHG ZDWHU
ZLWKRXW KDYLQJ WR RSHQ WKH GRRU RI \RXU
IULGJH
6LQFH \RX GR QRW KDYH WR RSHQ WKH GRRU RI
\RXU IULGJH IUHTXHQWO\ \RX DOVR VDYH RQ
HOHFWULFLW\ 
  
8VLQJWKHZDWHUGLVSHQVHU
3XVKLQWKHOHYHURIWKHZDWHUGLVSHQVHUZLWK
\RXUJODVVIRUZDWHUIORZ5HOHDVLQJWKHOHYHU
FXWVRIIWKHZDWHUIORZ
:KHQ RSHUDWLQJ WKH ZDWHU GLVSHQVHU
PD[LPXP IORZ LV DFKLHYHG E\ IXOO\
GHSUHVVLQJWKHOHYHU
3OHDVHQRWHKRZPXFKZDWHUIORZVIURPWKH
GLVSHQVHU GHSHQGV RQ KRZ IDU \RX GHSUHVV
WKHOHYHU$VWKHOHYHORIZDWHULQ\RXUFXS
JODVV ULVHV JHQWO\ UHGXFH WKH DPRXQW RI
SUHVVXUHRQWKHOHYHUWRDYRLGRYHUIORZ
,I\RX GHSUHVVWKH OHYHU E\ D VPDOO DPRXQW
WKHQ WKH ZDWHU ZLOO RQO\ WULFNOH WKLV LV
SHUIHFWO\QRUPDODQGLVQRWDIDXOW
)LOOLQJWKHZDWHUGLVSHQVHUVWDQN
7KH ZDWHU WDQN ILOOLQJ UHVHUYRLU LV ORFDWHG
LQVLGH WKH GRRU UDFN 2SHQ WKH UHVHUYRLU
FRYHUDQGILOOXSZLWKSXUHDQGFOHDQGULQNLQJ
ZDWHU&ORVHWKHFRYHU

8VHFOHDQDQGSXUHGULQNLQJZDWHURQO\

&DSDFLW\ RI WKH ZDWHU WDQN LV  OLWUHV GR
QRWRYHUILOO
3XVK WKH DUP RI WKH ZDWHU GLVSHQVHU ZLWK D
ULJLG JODVV ,I \RX DUH XVLQJ GLVSRVDEOH
SODVWLF JODVVHV SXVK WKH DUP ZLWK \RXU
ILQJHUVIURPEHKLQGWKHJODVV
:DUQLQJ
'RQRWILOOWKHZDWHUWDQNZLWKDQ\OLTXLGRWKHU
WKDQGULQNLQJ ZDWHU EHYHUDJHVVXFKDVIUXLW
MXLFH FDUERQDWHG EHYHUDJHV DQG DOFRKROLF
GULQNVDUHQRWVXLWDEOHIRUXVHZLWKWKHZDWHU
GLVSHQVHU
,IVXFKOLTXLGVDUHXVHGWKHZDWHUGLVSHQVHU
ZLOO PDOIXQFWLRQ DQG PD\ EH GDPDJHG
EH\RQGUHSDLU 7KH ZDUUDQW\ GRHVQRWFRYHU
VXFK XVDJH 6RPH RI WKH LQJUHGLHQWV DQG
DGGLWLYHV LQ WKHVH GULQNV  EHYHUDJHV PD\
DOVR DWWDFN DQG GDPDJH WKH ZDWHU WDQN
PDWHULDO
3DJH
:DWHUWUD\
$Q\ ZDWHU WKDW GULSV ZKLOVW XVLQJ WKH ZDWHU
GLVSHQVHUDFFXPXODWHVLQWKHVSLOODJHWUD\
5HPRYH WKH SODVWLF VWUDLQHU E\ SUHVVLQJ RQ
WKHVLGHDVVKRZQLQWKHILJXUH:LWKDFOHDQ
DQG GU\ FORWK UHPRYH WKH ZDWHU WKDW KDV
DFFXPXODWHG
:$51,1*'RQRWZDVKDQ\RI
WKHZDWHUWDQNSDUWVLQD
GLVKZDVKLQJPDFKLQH
&OHDQLQJWKHZDWHUWDQN
x 5HPRYH WKH ZDWHU ILOOLQJ UHVHUYRLU LQVLGH
WKHGRRUUDFN
0DNHVXUHWKDWWKHSDUWVDQGVHDOVUHPRYHG
LIDQ\DVLOOXVWUDWHGLQWKHH[SORGHGGLDJUDP
EHORZ GXULQJ FOHDQLQJ DUH SURSHUO\ UHILWWHG
WRSUHYHQWDQ\ZDWHUOHDNDJH
x 5HPRYH WKH ZDWHU GLVSHQVHU VKHOI E\
KROGLQJIURPERWKVLGHV
x *UDE WKH ZDWHU GLVSHQVHU UHVHUYRLU RQ
ERWKVLGHVUHPRYHLWDWDQDQJOHRI
x &OHDQWKHUHVHUYRLUE\UHPRYLQJLWVOLG
3DJH
3URWHFWLRQRISODVWLFVXUIDFHV
'RQRWSODFHOLTXLGRLOVRURLOFRRNHGPHDOVLQ
\RXU UHIULJHUDWRU LQ XQVHDOHG FRQWDLQHUV DV
WKH\PD\GDPDJHWKHSODVWLFVXUIDFHV
,Q FDVH RI VSLOOLQJ RU VPHDULQJ RLO RQ WKH
SODVWLFVXUIDFHVFOHDQDQGULQVHWKHUHOHYDQW
SDUWRIWKHVXUIDFHDWRQFHZLWKZDUPZDWHU
5HSODFLQJWKHOLJKWEXOE
 6ZLWFK RII DW WKH ZDOO VRFNHW DQG SXOO RXW
WKHPDLQVSOXJ
6KHOYHVPD\EHUHPRYHGIRUHDV\DFFHVV
8VHDIODWWLSSHGVFUHZGULYHUWRUHPRYHWKH
OLJKWGLIIXVHUFRYHUE\LQVHUWLQJWKHEODGHLQWR
HDFK RI WKH WZR UHFHVVHV WR SULVH RII HDFK
VLGH
 )LUVW FKHFN WKDW WKH EXOE LV QRW ORRVH E\
HQVXULQJ LW LV VHFXUHO\ VFUHZHG LQWR WKH
KROGHU 5HILW WKH SOXJ DQG VZLWFK RQ ,I WKH
EXOE ZRUNV UHSODFH WKH OLJKW FRYHU E\
LQVHUWLQJ WKH UHDU OXJ DQG SXVKLQJ XS WR
ORFDWHWKHIURQWWZROXJV
 ,I WKH OLJKW VWLOO IDLOV WR ZRUN VZLWFK RII DW
WKH ZDOO VRFNHW DQG SXOO RXW WKH PDLQV SOXJ
5HSODFH WKH EXOE ZLWK D QHZ  ZDWW PD[
VFUHZFDS6(6EXOE
 &DUHIXOO\ GLVSRVH RI WKH EXUQWRXW OLJKW
EXOE
$ UHSODFHPHQW OLJKW EXOE FDQ EH REWDLQHG
IURPDJRRGORFDOHOHFWULFDORU',<VWRUH
0DLQWHQDQFHDQG&OHDQLQJ

 $OZD\V GLVFRQQHFW WKH SOXJ IURP WKH
PDLQVVRFNHWEHIRUHFOHDQLQJ
 1HYHU XVH DQ\ VKDUS LQVWUXPHQWV RU
DEUDVLYHVXEVWDQFHVVRDSKRXVHKROG
FOHDQHUGHWHUJHQWRUZD[SROLVKIRUFOHDQLQJ
 8VHOXNHZDUPZDWHUWRFOHDQWKHFDELQHW
RIWKHUHIULJHUDWRUDQGZLSHLWGU\
 8VHDGDPSFORWKZUXQJRXWLQDVROXWLRQ
RI RQH WHDVSRRQ RI ELFDUERQDWH RI VRGD WR
WZR OLWUHV RI ZDWHU WR FOHDQ WKH LQWHULRU DQG
ZLSHLWGU\ZLWKDVRIWFORWK
 0DNH VXUH WKDW QR ZDWHU HQWHUV WKH
WHPSHUDWXUHFRQWUROER[RUODPSKRXVLQJDQG
RWKHUHOHFWULFDOLWHPV
 ,I WKH UHIULJHUDWRULV QRW JRLQJWR EH XVHG
IRU D ORQJ SHULRG RI WLPH VZLWFK LW RII DQG
XQSOXJ WKH SRZHU FDEOH UHPRYH DOO IRRG
FOHDQLWDQGOHDYHWKHGRRUDMDU
 $Q\ GXVW WKDW JDWKHUVRQ WKH FRQGHQVHU
ZKLFKLVORFDWHGDWWKHEDFNRIWKH
UHIULJHUDWRUVKRXOGEH UHPRYHGRQFHD \HDU
ZLWKDYDFXXPFOHDQHURUGXVWHGXVLQJDVRIW
EULVWOHEUXVK
 &KHFNGRRUVHDOVUHJXODUO\WRHQVXUHWKH\
DUHFOHDQDQGIUHHIURPIRRGSDUWLFOHV
1HYHU
 &OHDQ WKH UHIULJHUDWRU ZLWK XQVXLWDEOH
PDWHULDOHJSHWUROHXPEDVHGSURGXFWV
6XEMHFWLWWRKLJKWHPSHUDWXUHVLQDQ\ZD\
6FRXUUXEHWFZLWKDEUDVLYHPDWHULDO
 $OZD\V HQVXUH WKDW WKH GHIURVW GUDLQ
ORFDWHG EHORZ WKH EDFN ZDOO HYDSRUDWRU LQ
WKH UHIULJHUDWRU VHFWLRQ LV FOHDQ DQG IUHH
IURPREVWUXFWLRQV
 6KHOYHV DQG IUHH]HU EDVNHWV PD\ EH
UHPRYHG IRU FOHDQLQJ SXUSRVHV 5HSODFH
EDVNHWV LQ RULJLQDO SRVLWLRQV 7R UHPRYH D
IUHH]HUGUDZHUSXOOLWDVIDUDVSRVVLEOHWLOWLW
XSZDUGVDQGWKHQSXOOLWRXWFRPSOHWHO\
 7KHUHLVQRQHHGWRGHIURVWVHPLQRIURVW
PRGHOV WKH IUHH]HU GHIURVWV DXWRPDWLFDOO\
)RUVWDWLFPRGHOVVHHGHIURVWLQJ
:DUQLQJ'RQRWGDPDJHWKH
UHIULJHUDQWFLUFXLW'RQRWXVH
HOHFWULFDODSSOLDQFHVLQVLGHWKH
IRRGVWRUDJHFRPSDUWPHQWVRIWKH
UHIULJHUDWRUXQOHVVWKH\KDYH
EHHQUHFRPPHQGHGE\WKH
PDQXIDFWXUHU
3DJH
7URXEOH6KRRWLQJ

3OHDVHUHYLHZWKLVOLVWEHIRUHFDOOLQJDVHUYLFHFHQWUH,WFRXOGVDYH\RXWLPHDQGPRQH\7KLV
OLVWLQFOXGHVIUHTXHQWFRPSODLQWVWKDWGRQRWDULVHIURPGHIHFWLYHZRUNPDQVKLSRUPDWHULDO
XVDJH6RPHRIWKHIHDWXUHVGHVFULEHGKHUHPD\QRWDSSO\WR\RXUPRGHO
6\PSWRP &KHFN
7KHUHIULJHUDWRUGRHVQRW
RSHUDWH
0DNHVXUHWKHUHIULJHUDWRUSOXJLVVHFXUHO\SOXJJHGLQ
&KHFNIRUDEORZQIXVHRUWULSSHGFLUFXLWEUHDNHU
7HVWWKHZDOOVRFNHWIRUSRZHUXVLQJDQRWKHUDSSOLDQFH
,QVSHFWWKHHOHFWULFDOFRUGIRUGDPDJH
(OLPLQDWHWKHXVHRIDQH[WHQVLRQFRUGLIDQ\LVEHLQJXVHG
&RQGHQVDWLRQRQWKHVLGH
ZDOORIWKHIULGJH
FRPSDUWPHQW
9HU\FROGDPELHQWFRQGLWLRQV)UHTXHQWRSHQLQJDQGFORVLQJRI
WKH GRRU +LJKO\ KXPLG DPELHQW FRQGLWLRQV 6WRUDJH RI IRRG
FRQWDLQLQJ OLTXLG LQ RSHQ FRQWDLQHUV /HDYLQJ WKH GRRU DMDU
6ZLWFKLQJWKHWKHUPRVWDWWRDFROGHUGHJUHH
'HFUHDVLQJWKHDPRXQWRIWLPHWKHGRRULVOHIWRSHQRUXVLQJLW
OHVVIUHTXHQWO\
 &RYHULQJ WKH IRRG VWRUHG LQ RSHQ FRQWDLQHUV ZLWK D VXLWDEOH
PDWHULDO
:LSHWKHFRQGHQVDWLRQXVLQJDGU\FORWKDQGFKHFNLILWSHUVLVWV
&RPSUHVVRULVQRW
UXQQLQJ
 7KH SURWHFWLYH WKHUPDO UHOD\ RI WKH FRPSUHVVRU ZLOO EORZ RXW
GXULQJ VXGGHQ SRZHU IDLOXUHV RU SOXJRXWV DQG SOXJLQV DV WKH
UHIULJHUDQWSUHVVXUHLQWKHFRROLQJV\VWHPRIWKHUHIULJHUDWRUKDV
QRW \HW EHHQ EDODQFHG <RXU UHIULJHUDWRU ZLOO VWDUW UXQQLQJ
DSSUR[LPDWHO\DIWHUPLQXWHV3OHDVHFDOODVHUYLFHFHQWUHLIWKH
UHIULJHUDWRUGRHVQRWVWDUWXSDWWKHHQGRIWKLVSHULRG
 7KH UHIULJHUDWRU LV LQ GHIURVW F\FOH 7KLV LV QRUPDO IRU DQ
DXWRPDWLF GHIURVWLQJ UHIULJHUDWRU 7KH GHIURVWLQJ F\FOH RFFXUV
SHULRGLFDOO\
<RXUUHIULJHUDWRULVQRWSOXJJHGLQWRWKHZDOOVRFNHW0DNHVXUH
WKDWWKHSOXJLVSURSHUO\ILWWHGLQWRWKHZDOOVRFNHW
+DYHWKHWHPSHUDWXUHDGMXVWPHQWVEHHQFRUUHFWO\PDGH"
3RZHUPLJKWEHFXWRII
&RQGHQVDWLRQRQWKH
LQQHUZDOOVRIUHIULJHUDWRU
+RWDQGKXPLGZHDWKHULQFUHDVHVLFLQJDQGFRQGHQVDWLRQ,WLV
QRUPDODQGQRWDIDXOW
'RRUVPLJKWKDYHEHHQOHIWDMDUHQVXUHWKHGRRUVDUHIXOO\
FORVHG
'RRUVPLJKWKDYHEHHQRSHQHGIUHTXHQWO\RUOHIWDMDUIRUDORQJ
WLPHRSHQWKHPOHVVIUHTXHQWO\
)RRGNHSWLQWKHIULGJH
FRPSDUWPHQWGUDZHUVDUH
IUHH]LQJ
7KHIULGJHWHPSHUDWXUHPLJKWKDYHEHHQDGMXVWHGWRDYHU\ORZ
WHPSHUDWXUH$GMXVWWKHIULGJHWHPSHUDWXUHWRDZDUPHUGHJUHH
DQGFKHFN
)UHH]HUWHPSHUDWXUHLV
YHU\ORZZKLOHWKHIULGJH
WHPSHUDWXUHLVVXIILFLHQW
7KHIUHH]HUWHPSHUDWXUHLVDGMXVWHGWRDYHU\ORZWHPSHUDWXUH
$GMXVWWKHIUHH]HUWHPSHUDWXUHWRDZDUPHUGHJUHHDQGFKHFN
3DJH
6\PSWRP &KHFN
)ULGJHWHPSHUDWXUHLV
YHU\ORZZKLOHWKHIUHH]HU
WHPSHUDWXUHLVVXIILFLHQW
7KHIULGJHWHPSHUDWXUHPLJKWKDYHEHHQDGMXVWHGWRDYHU\ORZ
WHPSHUDWXUH$GMXVWWKHIULGJHWHPSHUDWXUHWRDZDUPHUGHJUHH
DQGFKHFN
7HPSHUDWXUHLQWKHIULGJH
RUIUHH]HULVYHU\KLJK
7KHIULGJHWHPSHUDWXUHPLJKWKDYHEHHQDGMXVWHGWRDYHU\KLJK
GHJUHH)ULGJHDGMXVWPHQWKDVDQHIIHFWRQWKHWHPSHUDWXUHRI
WKHIUHH]HU&KDQJHWKHWHPSHUDWXUHRIWKHIULGJHRUIUHH]HUXQWLO
WKHIULGJHRUIUHH]HUWHPSHUDWXUHUHDFKHVDVXIILFLHQWOHYHO
'RRUVPLJKWKDYHEHHQRSHQHGIUHTXHQWO\RUOHIWDMDUIRUDORQJ
WLPHRSHQWKHPOHVVIUHTXHQWO\
'RRUPLJKWKDYHEHHQOHIWDMDUFORVHWKHGRRUFRPSOHWHO\
/DUJHDPRXQWRIKRWIRRGPLJKWKDYHEHHQSXWLQWKH
UHIULJHUDWRUUHFHQWO\:DLWXQWLOWKHIULGJHRUIUHH]HUUHDFKHVWKH
GHVLUHGWHPSHUDWXUH
7KHUHIULJHUDWRUPLJKWKDYHEHHQSOXJJHGLQUHFHQWO\&RPSOHWH
FRROLQJGRZQRIWKHUHIULJHUDWRUWDNHVWLPH
7KHIULGJHLVUXQQLQJ
FRQWLQXRXVO\RUIRUDORQJ
WLPH
<RXUQHZUHIULJHUDWRUPD\EHZLGHUWKDQWKHSUHYLRXVRQH7KLV
LVTXLWHQRUPDO/DUJHUHIULJHUDWRUVRSHUDWHIRUDORQJHUSHULRGRI
WLPH
 7KH DPELHQW URRP WHPSHUDWXUH PD\ EH KLJK 7KLV LV TXLWH
QRUPDO
 7KH UHIULJHUDWRU PLJKW KDYH EHHQ SOXJJHG LQ UHFHQWO\ RU PLJKW
KDYH EHHQ ORDGHG ZLWK IRRG &RROLQJ GRZQ RI WKH UHIULJHUDWRU
FRPSOHWHO\PD\ODVWIRUDFRXSOHRIKRXUVORQJHU
 /DUJH DPRXQWV RI KRW IRRG PLJKW KDYH EHHQ SXW LQ WKH
UHIULJHUDWRU UHFHQWO\ +RW IRRG FDXVHV ORQJHU UXQQLQJ RI WKH
UHIULJHUDWRUXQWLOWKHIRRGKDVFRROHGGRZQ
'RRUVPLJKWKDYHEHHQRSHQHGIUHTXHQWO\RUOHIWDMDUIRUDORQJ
WLPH7KHZDUP DLUWKDWKDV HQWHUHGLQWRWKH UHIULJHUDWRUFDXVHV
WKH UHIULJHUDWRU WR UXQ IRU ORQJHU SHULRGV 2SHQ WKH GRRUV OHVV
IUHTXHQWO\
 7KH IUHH]HU RU IULGJH FRPSDUWPHQW GRRU PLJKW KDYH EHHQ OHIW
DMDU&KHFNWKDWWKHGRRUVDUHWLJKWO\FORVHG
 7KH UHIULJHUDWRU LV DGMXVWHG WR D YHU\ ORZ WHPSHUDWXUH $GMXVW
WKH UHIULJHUDWRU WHPSHUDWXUH WR D ZDUPHU GHJUHH DQG ZDLW XQWLO
WKHWHPSHUDWXUHLVDFKLHYHG
7KHGRRUVHDORIWKHIULGJHRUIUHH]HUPD\EHVRLOHGZRUQRXW
EURNHQ RU QRW SURSHUO\ VHDWHG &OHDQ RU UHSODFH WKH VHDO $
GDPDJHGEURNHQVHDO FDXVHVWKHUHIULJHUDWRUWRUXQIRUD ORQJHU
SHULRGRIWLPHLQRUGHUWRPDLQWDLQWKHFXUUHQWWHPSHUDWXUH
+XPLGLW\RFFXUVRQWKH
RXWVLGHRIWKHUHIULJHUDWRU
RUEHWZHHQWKHGRRUV
7KHUHPLJKWEHKXPLGLW\LQWKHDLUWKLVLVTXLWHQRUPDOLQKXPLG
ZHDWKHU:KHQWKHKXPLGLW\LVOHVVFRQGHQVDWLRQZLOOGLVDSSHDU
%DGRGRXULQVLGHWKH
UHIULJHUDWRU
7KHLQVLGHRIWKHUHIULJHUDWRUPXVWEHFOHDQHG&OHDQWKHLQVLGH
RIWKHUHIULJHUDWRUZLWKDVSRQJHOXNHZDUPZDWHURUFDUERQDWHG
ZDWHU
6RPHFRQWDLQHUVRUSDFNDJHPDWHULDOVPLJKWFDXVHWKHVPHOO
8VHDGLIIHUHQWFRQWDLQHURUGLIIHUHQWEUDQGRISDFNDJLQJPDWHULDO
3DJH
5HIULJHUDWRUVSHFLILFDWLRQV

:DUQLQJ5HSDLUVPXVWEHFDUULHG
RXWE\DXWKRULVHGSHUVRQVRQO\
5HSDLUVFDUULHGRXWE\
LQFRPSHWHQWSHUVRQVFUHDWHD
XVHUULVN
&2'( '$& '$& '$& '$& '$&
02'(/ . . . . .
$33/,$1&(
7<3( )5,'*()5,'*()5,'*()5,'*()5,'*(
7RWDOJURVV
YROXPHO     
1HWYROXPHO     
'LPHQVLRQV
+[:['PP
[
[

[
[

[
[

[
[

[
[

(QHUJ\HIILFLHQF\
FODVV $ $ $ $ $
&OLPDWHFODVV 61 61 61 61 61
5HIULJHUDQW 5D 5D 5D 5D 5D
(QHUJ\FODVVHV$*$ HFRQRPLFDO* OHVVHFRQRPLFDO
'$&
.
)5,'*(


[
[

$
61
5D
'$&
.
)5,'*(


[
[

$
61
5D
2ZQHU¶VUHVSRQVLELOLW\
'RQRWGDPDJHWKHUHIULJHUDQWFLUFXLW
'RQRWXVHHOHFWULFDODSSOLDQFHVLQVLGHWKHIRRGVWRUDJHFRPSDUWPHQWVRIWKHDSSOLDQFH
XQOHVVWKH\KDYHEHHQUHFRPPHQGHGE\WKHPDQXIDFWXUHU
6LQFHWKHIROORZLQJDUHQRWIDFWRU\IDXOWVWKH\DUHWKHRZQHUVUHVSRQVLELOLW\
x 'DPDJHWRWKHH[WHULRUILQLVK
x %UHDNDJHRIJODVVDQGRWKHUFRPSRQHQWV
x 5HSODFHPHQWRIOLJKWEXOEV
x 'DPDJHFDXVHGWKURXJKLPSURSHUXVHRIWKHDSSOLDQFH
x 'DPDJHFDXVHGE\PRYLQJWKHDSSOLDQFH
6\PSWRP &KHFN
&ULVSHUVDUHVWXFN 7KHIRRGPLJKWEHWRXFKLQJWKHFHLOLQJRIWKHGUDZHU5HDUUDQJH
WKHIRRGLQWKHGUDZHU
7KHGRRULVQRWFORVLQJ )RRGSDFNDJHVPD\SUHYHQWWKHGRRUVFORVLQJ5HSDFNWKH
SDFNDJHVWKDWDUHREVWUXFWLQJWKHGRRU
7KHUHIULJHUDWRULVQRWFRPSOHWHO\OHYHORQWKHIORRUDQGURFNV
ZKHQVOLJKWO\PRYHG$GMXVWWKHHOHYDWLRQVFUHZV
7KHIORRULVQRWOHYHORUVWURQJ0DNHVXUHWKDWWKHIORRULVOHYHO
DQGFDSDEOHRIFDUU\LQJWKHZHLJKWRIWKHUHIULJHUDWRU
'$1*(5$OZD\VGLVFRQQHFWWKH
SOXJIURPWKHZDOOVRFNHWEHIRUH
DQ\PDLQWHQDQFHRUFOHDQLQJ
3DJH
6HUYLFH&HQWUHV
,I\RXKDYHIROORZHGWKHLQVWUXFWLRQVDQGVWLOOKDYHDSUREOHPFRQWDFWWKHQHDUHVW
'HI\6HUYLFH&HQWUH7KH\ZLOOEHDEOHWRDGYLVH\RXRQDQ\DVSHFWRIWKHSURGXFW
RUVHQGDTXDOLILHGWHFKQLFLDQWRUHSDLULW

27+(5$5($6$5(6(59,&('%<29(5
$87+25,6('6(59,&($*(176
3/($6(&2168/77+(1($5(675(*,21$/
'()<6(59,&(&(175()25'(7$,/6
3OHDVHUHJLVWHU\RXUSURGXFWDW
ZZZGHI\FR]D
'()<$33/,$1&(637</7'
32%2;
-$&2%6
'85%$1

6287+$)5,&$
6RXWK$IULFDQ6HUYLFH$JHQWV
%/2(0)217(,1
/RQJ6WUHHW+LOWRQ%ORHPIRQWHLQ
7HO
%ORHPIRQWHLQ6HUYLFH#GHI\FR]D
&$3(72:1
$0DUFRQL5G0RQWDJXH*DUGHQV
7HO
&DSH7RZQ6HUYLFH#GHI\FR]D
'85%$1
,QWHUVLWH$YHQXH8PJHQL%XVLQHVV3DUN
'XUEDQ
7HO
'XUEDQ6HUYLFH#GHI\FR]D
($67/21'21
%RZOV5G$UFDGLD(DVW/RQGRQ
7HO
(DVW/RQGRQ6HUYLFH#GHI\FR]D
-2+$11(6%85*
&QU0LPHWHV.UXJHU6WV'HQYHUH[W
-RKDQQHVEXUJ
7HORU
*DXWHQJ6HUYLFH#GHI\FR]D
32/2.:$1(
1HOVRQ0DQGHOD'ULYH6XSHUELD
7HO
3RORNZDQH6HUYLFH#GHI\FR]D
3257(/,=$%(7+
3DWWHUVRQ5RDG1RUWK(QG3RUW(OL]DEHWK

7HO
3RUW(OL]DEHWK6HUYLFH#GHI\FR]D
35(725,$
%ORFN$2OG0XWXDO,QGXVWULDO3DUN
&QU')0DODQ'ULYH0RRW6WU+HUPDQVWDG

7HO
3UHWRULD6HUYLFH#GHI\FR]D
6XE6DKDUDQ$IULFD6HUYLFH$JHQWV
=$0%,$6287+*$7(,19(670(176/7'
3ORW6KHNL6KHNL5RDG
32%R[
/XVDND=DPELD
7HO
)D[
VJLVHUYLFHFHQWUH#PLFUROLQN]P
1$0,%,$$7/$17,&',675,%8725637</7'
7LHQLH/RXZ6WUHHW1RUWKHUQ,QGXVWULDO$UHD
32%R[:LQGKRHN1DPLELD
7HO
)D[
DWODQWLF#PZHEFRPQD
=,0%$%:(75$'(&20$)5,&$
7UDGH&RP$IULFD/RUHOH\&UHVFHQW
0VDVD+DUDUH=LPEDEZH
7HO
&HOO
&HOO

%276:$1$5$<025*$1$*(1&,(6
50$6HUYLFH&HQWUH3ORW(DVW*DWH
*DERURQH,QWHUQDWLRQDO&RPPHUFH3DUN
.JDOH9LHZ*DERURQH
%RWVZDQD
7HO
)D[
&HOO
VHUYLFH#UPDFREZUDMD#UPDFREZ
6:$=,/$1'/<1'6',675,%87256
32%R[0EDEDQH6ZD]LODQG+
7HO
)D[
02=$0%,48(&22/:25/'/'$
5XDGD5HVLVWHQFLD1R%5&
&HOO
FRROZRUOGOGD#KRWPDLOFRP
1RVVR6KRZ5RRP
$YGD,QGXVWULDV3DUFHOD1R$
0DFKDYD0DSXWR
3DJH
:DUUDQW\

7KLV FHUWLILFDWH LV LVVXHG E\ '()< $33/,$1&(6 37< /,0,7(' PDQXIDFWXUHUV RI 'HI\
DQG 2FHDQ SURGXFWV KHUHLQDIWHU WKH &RPSDQ\ WR WKH RULJLQDO SXUFKDVHU RQO\ RI WKH
DSSOLDQFH GHVFULEHG RQ WKH FHUWLILFDWH DQG VKDOO FRQVWLWXWH WKH RQO\ ZDUUDQW\ JLYHQ LQ
UHVSHFWRIWKLVDSSOLDQFH
7KH &RPSDQ\ ZDUUDQWV WR WKH RULJLQDO SXUFKDVHU WKDW IRU D SHULRG RI 7:2 <($56 IURP
GDWH RI SXUFKDVH WKH DSSOLDQFH LV IUHH IURP GHIHFW XQGHU QRUPDO GRPHVWLF XVH ERWK LQ
ZRUNPDQVKLSDQGPDWHULDOVXEMHFWWRWKHIROORZLQJFRQGLWLRQV
 5HSDLU RU UHSODFHPHQW RI DQ\ SDUW RI WKLV DSSOLDQFH IRXQG E\ WKH &RPSDQ\ WR EH
GHIHFWLYH VKDOO EH DW WKH HOHFWLRQ RI WKH &RPSDQ\ 7KH &RPSDQ\ UHVHUYHV WKH ULJKW WR
HIIHFW VXFK VHUYLFH WKURXJK DQ\ RI LWV 6HUYLFH 'LYLVLRQV RU $XWKRULVHG 6HUYLFH 'HDOHUV
7KH FRVW RI VXFK VHUYLFH VKDOO EH ERUQH E\ WKH &RPSDQ\ LQ IXOO SURYLGHG WKDW WKH
DSSOLDQFH LV ORFDWHG QR IXUWKHU WKDQ NP IURP D &RPSDQ\ 6HUYLFH &HQWUH RU DQ
$XWKRULVHG6HUYLFH'HDOHU:KHUHWKHDSSOLDQFHLVORFDWHGEH\RQGWKHNPUDGLXVWKH
SXUFKDVHU VKDOO EH OLDEOH IRU WKH VWDQGDUG WUDYHOOLQJ FKDUJHV DV GHWHUPLQHG E\ WKH
&RPSDQ\
9LWUHRXVHQDPHOZDUHIXVHVDQGODPSVDUHVSHFLILFDOO\H[FOXGHGIURPWKHVHZDUUDQWLHV,W
LV DQ H[SUHVV FRQGLWLRQ RI WKHVH ZDUUDQWLHV WKDW WKH SXUFKDVHU WDNHV GXH FDUH DQG
DWWHQWLRQ LQ WKH XVH DQG PDLQWHQDQFH RI WKH DSSOLDQFH $EXVH PLVXVH LQ FRQIOLFW ZLWK
RSHUDWLQJLQVWUXFWLRQVFRQQHFWLRQWRLQFRUUHFWYROWDJHVDQGVXEMHFWLRQWRFRPPHUFLDOXVH
VKDOOUHOHDVHWKH&RPSDQ\IURPLWVREOLJDWLRQV
7KLVZDUUDQW\VKDOOEHFRPHYRLGDQGFHDVHWRRSHUDWHLIWKHDSSOLDQFHLVGLVPDQWOHGE\
RU DQ\ UHSDLUV WR WKH DSSOLDQFH DUH HIIHFWHG E\ DQ\ SHUVRQV QRW GXO\ DXWKRULVHG E\ WKH
&RPSDQ\RULIVXEVWLWXWHSDUWVQRWDSSURYHGE\WKH&RPSDQ\DUHXVHGLQWKHDSSOLDQFH
RULIWKHVHULDOQXPEHURIWKHDSSOLDQFHLVUHPRYHG
 7KH &RPSDQ\ VKDOO QRW EH UHVSRQVLEOH IRU GDPDJHV UHVXOWLQJ IURP ILUH IORRG FLYLO
GLVWXUEDQFHVRUDQ\$FWRI*RG7KH&RPSDQ\VKDOOQRWLQWHUPVRIWKHVHZDUUDQWLHVEH
UHVSRQVLEOHQRUKHOGOLDEOHIRUDQ\FRQVHTXHQWLDOORVVRUGDPDJHRIDQ\NLQGFDXVHGE\RU
GXHWRWKHIDLOXUHRUPDOIXQFWLRQRIWKHDSSOLDQFH
7KH&RPSDQ\VKDOOQRWEHUHVSRQVLEOHIRUWUDQVSRUWDWLRQRURWKHUFRVWVRWKHUWKDQWKRVH
LQFXUUHGZLWKLQWKHSURYLVLRQVRI3RLQWRIWKLV&HUWLILFDWH
)RU ZDUUDQWLHV LQ WKH 5HSXEOLF RI 6RXWK $IULFD DQG 6XE6DKDUDQ $IULFD SOHDVH
FRQWDFW \RXU QHDUHVW 'HI\ RIILFH 3OHDVH UHIHU WR SDJH  IRU UHVSHFWLYH 6RXWK
$IULFDQVHUYLFHDJHQWVDQG6XE6DKDUDQ$IULFDVHUYLFHDJHQWV
:KHUHVHUYLFH LVUHTXHVWHGXQGHUZDUUDQW\ DQG QRIDXOWRU GHIHFW FDQEHIRXQGE\ WKH
&RPSDQ\DOOFRVWVLQFXUUHGZLOOEHIRUWKHSXUFKDVHUVDFFRXQW
7KLV&HUWLILFDWHDVZHOODV\RXULQYRLFHZLOOVHUYHDVSURRIRISXUFKDVH)RUWKHSXUSRVH
RIZDUUDQW\LWZLOOEHHVVHQWLDOWRSURGXFHWKLV&HUWLILFDWHDQGLQYRLFH)DLOXUHWRGRVRZLOO
UHQGHUWKHSXUFKDVHUOLDEOHIRUVHUYLFHFRVWV
.((37+,6&(57,),&$7($1'6$/(6,192,&($63522)2)
385&+$6()25:$55$17<385326(6

Navigation menu