ChinaPay NetPayClient API Merchant Manual Net Pay Client

NetPayClient_Merchant_Manual

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http://www.ChinaPay.com
ChinaPay
NetPayClient API Merchant Manual
Version 2.5.23
ChinaPay e-Payment Service Co.,Ltd
http://www.chinapay.com©Copyright 2014
ChinaPay e-Payment Service Co.,Ltd. All rights reserved.
http://www.ChinaPay.com
Revision History
Date
Version
Description
Author
2014-12-8
2.5.23
1.Update the payment interface to
20141120, sign the whole packet
2. Modify the user manual of payment
interface in appendix B
Tang.yan
2014-02-08
2.5.22
1. Add the description of orders uniqueness
2. Delete the chapter 3.3 KEYWORDS
3. Modify the file name and adjust format
Shane Zhang
2013-04-01
2.5.21
Add detailed description about Digital
Envelope in chapter 3.4.5
Ye.qingqing
2012-08-08
2.5.20
Change from transget to TransGet in
chapter 7.5
Xi.nan
2012-06-28
2.5.19
Add Appendix B about the Instructions for
Payment Interfaces
Yu.shanshan/Ye.qingqi
ng
Adjust the display format for Appendix
Add Question 2 and Question 4 in
Appendix A
Perfect the description about signature
function and verifying function in Qustion6
Appendix A
Add Error Code description about
-109,120,402 in Appendix C
2012-02-29
2.5.18
Add parameter BgRetUrl description in
chapter 4.3
Hu.jianlin
2010-2-18
2.5.17
Add function definition of PHP in Chapter
3.5
Zhou.yin/Ye.qingqing
2010-1-16
2.5.16
Change response code in the chapter of
Query from ResponseCode
to ResponeseCode
Ye.qingqing
2010-11-15
2.5.15
Change the value of return URLs in
Payment and Refund
Ye.qingqing
http://www.ChinaPay.com
2010-09-02
2.5.14
Modifying query version 20060831 digital
signature string field ` OrderId` to `OrdId`,
modifying java function reference link
`sign` to `Sign`
li.guolin
2010-08-24
2.5.13
NetPayClient_Merchant Operational
Manual domestic version.
li.guolin
http://www.ChinaPay.com
4
Contents
1. Backgrounds ................................................................................................................. 5
2. Introduction ................................................................................................................... 5
2.1. Object .................................................................................................................. 5
3. Summary ........................................................................................................................ 6
3.1. Why read this? .................................................................................................. 6
3.2. System environment ....................................................................................... 6
3.3. Basic concepts ................................................................................................. 6
3.3.1. Public-key Cryptography ......................................................................... 7
3.3.2. Secret-Key Cryptography ........................................................................ 7
3.3.3. Message-digest Algorithm ....................................................................... 8
3.3.4. Digital Signature........................................................................................ 8
3.3.5. Digital Envelope ...................................................................................... 10
3.4. Installing and deploying NetPayClient...................................................... 11
3.4.1. NetPayClient for Java Function Description ....................................... 11
3.4.2. NetPayClient for Win32 Function Description .................................... 15
3.4.3. NetPayClient for C Function Description ............................................ 20
3.4.4. NetpayClient for C# Function Description ........................................... 26
3.4.5. NetpayClient for PHP Function Description ....................................... 31
4. Payment ........................................................................................................................ 35
4.1. Object ................................................................................................................ 35
4.2. Transaction process ...................................................................................... 35
4.3. Connection Approaches ............................................................................... 36
4.3.1. Connecting URL ..................................................................................... 36
4.3.2. Version ..................................................................................................... 36
5. Refund ........................................................................................................................... 38
5.1. Object ................................................................................................................ 38
5.2. Transaction Process ...................................................................................... 39
5.3. Connecting Approaches ............................................................................... 39
5.3.1. Connection URL ..................................................................................... 39
5.3.2. Version ..................................................................................................... 39
6. Query ............................................................................................................................. 42
6.1. Object ................................................................................................................ 42
6.2. Transaction Process ...................................................................................... 42
6.3. Connection Approaches ............................................................................... 43
6.3.1. Connection URL ..................................................................................... 43
6.3.2. Version ..................................................................................................... 43
Appendix A Common Connection Problems and Solutions .................................. 45
Appendix B The Instructions for Payment Interfaces .............................................. 48
Appendix C Response Code Description ................................................................. 49
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1. Backgrounds
ChinaPay commits herself to the development of e-payment service in China.
The thriving economic development of China has brought us not only the
e-commerce based on leading technology but also the concept of e-finance services.
Today, both traditional businesses and general consumers are in greater and higher need
for best-of-breed financial services. For businesses, the presence of e-commerce and
other brand-new business models impel them to request for high-grade electronization
and automatization of the financial services. While for consumers, their needs for personal
online financial services are continuously increasing as a result of life quality improvement.
ChinaPay, a new-born financial service representative, embraced the world leading
hi-technology into its professional financial services provided to businesses and
consumers in a customer-oriented manner. It is the aim to enable the whole society to
enjoy the e-payment service, to reduce costs, to enhance social working efficiency, and to
improve the living standard accordingly.
ChinaPay highly appreciates the great support from PBOC, local commercial banks
and SIIC in our process of development. We provide services including
enterprise-oriented e-payment resolutions and e-finance services focused on individual
consumers. Pursuing for breakthroughs and innovations, the products and resolutions
developed by ChinaPay integrate the Chinese-characterized professional financial
services with the modern hi-technology to meet the market demand and are also clinging
to the principle of professional, safe and easy to use. Employed by hundreds of
businesses and more than a hundred thousand consumers, ChinaPay’s e-payment
services have been proved to be a comprehensive and professional support for
businesses’ e-commerce as well as a secure and fast individual financial service for
general consumers.
ChinaPay is working to establish a nation-wide and multi-industry financial e-payment
network system. By cooperation with commercial banks and hi-tech enterprises, we will
be able to provide all-needs-met e-payment services to fulfill a common prosperity for all
parties involved.
2. Introduction
NetPayClient is an API Lib installed on the client side of ChinaPay’s authorized
merchants. It integrates with merchants’ online system to provide secure online payment
method between customers, merchants and banks. The main functions of this interface
below the list:
-
- The Pay online by bankcard.
-
- Refund the scuccessfully payment
- To inquire existing onlinepayment transactions
- To find the existing payment
2.1. Object
The main object of this manual is to help the member merchants of ChinaPay use the
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payment service interface- NetPayClient.
The document has four parts
Summary: Introduces some basic concepts in the file, NetPayClient and its usage
PaymentIntroduces required data field and content of payment interface
Refund Introduces required data field and content of refund interface
Query Introduces usage of transaction inquiry interface
3. Summary
3.1. Why read this?
The purpose of this document is to help ChinaPay’s merchants to understand
ChinaPay’s online transaction flows, NetPayClient installation and usage, which will
facilitate the system integration process with merchant’s online system.
This manual is intended as a guide for system developers, administration and
maintenance personnel of ChinaPay’s merchants. They are required to have basic
knowledge about the followings,
- Knowledge of operation systems, such as Microsoft Windows/NTWindows9x
Windows 2000HP-UXAIXSUN SolarisLinuxBSD.
- Knowledge of website configuration and web page development based on any of
the operation systems listed above.
- Development skills of standard CGICommon Gateway Interface, ASPActive
Server Pages, ISAPI, PHP or JAVA.
- Basic understandings of information security.
3.2. System environment
Merchants can choose the proper development and run-time environment according
to the practice. Currently, ChinaPay is able to support the following platforms and
development tools,
- NetPayClient for Java in JARfor Java development
- NetPayClient for Win32 in DLLfor Windows system development
- NetPayClient for C (in.so or.afor UNIX LINUX FreeBSD etc.development)
- NetPayClient for C# in DLLfor Windows system development
3.3. Basic concepts
With the development of computers and Internet, more and more businesses,
merchants and financial institutions have started to migrate their traditional business to the
Internet gradually so as to reduce costs, increase efficiency, explore new market areas
and improve service quality.
Internet is no longer a simple information exchange platform; instead it has grown up
into a global business network. Consequentially, network security is drawing more and
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more attention nowadays. What mean by network security is to solve the following
problems using all kinds of available technologies,
Privacy – the information is protected from being sniffed by the third party during
transmission.
Integration – the receiver is enabled to detect whether the information has been
changed during transmission or not.
Authenticity – the receiver is able to identify the sender’s identity.
Undeniability – the sender shall not be able to deny his sending activity as long
as the other party receives the effective information sent out.
Modern cryptography gives satisfying answers to these questions. As known,
encryption algorithms are responsible to solve the information privacy concern,
message-digest algorithms make it possible for integration checking, digital signature
enables the function of authentication and also avoids the deny after the event. Modern
cryptography comprises two systems; they are public-key cryptography and secret-key
cryptography. This chapter will explain some basic concepts briefly.
3.3.1. Public-key Cryptography
Public-key cryptography is also called asymmetrical cryptography, which utilizes two
keys, one for message encryption, and one for message decryption. This algorithm is
based on a mathematical relation between those two keys, so that the message encrypted
using either of the keys could only be decrypted using another key in the pair. Each user
owns a pair of keys, one is called private key that the user is responsible to keep it private,
and the other called public key is made widely available so that anyone can possess it.
Data encrypted with a public key can be decrypted only with the corresponding private key,
and vice versa. Currently, the most well known public key cryptography is called RSA
algorithm as it is invented by Rivest, Shamir and Adleman.
Figure 1 RSA Algorithm
3.3.2. Secret-Key Cryptography
Secret-key cryptography, known as symmetrical cryptography, employs only one key
for both encryption and decryption. A pair of users shares one secret key and is
responsible to keep it confidential between them. The message encrypted by the secret
key could only be decrypted using the same key. The most prevalent algorithms are
DES(Data Encryption Standard), 3DES etc.
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Figure 2. DES Algorithm
3.3.3. Message-digest Algorithm
Message-digest algorithm is a method taking a message of arbitrary length and
producing a message digest of fixed-length. The digests are sometimes called the ―digital
fingerprints‖ of data. A sound message-digest algorithm should have the following
features,
It is almost impossible to find two such different byte streams that give the same
digest.
If given a digest value, it is hard to invert, that is to say, it is computationally
infeasible to find the input message.
Before the sender sends a message, a message digest is applied to the message
and attached to it. Upon receiving, the recipient takes the original message and runs it
through the same message-digest algorithm to create his own local message digest value.
The recipient then compares the sender provided message digest with the locally
recovered message digest to check whether they are identical. If they are indeed identical,
this fact assures that there has been no change or tampering during transmission. The
widely used message-digest algorithm includes MD2 and MD5. Please check document
RFC1319 and RFC1321 for the usage of these two algorithms.
Figure 3. Message Digest
3.3.4. Digital Signature
A digital signature is an application that combines the asymmetrical cryptography with
message-digest algorithms. By using this, a digital signature authenticates the integrity of
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the signed data and the identity of the signatory. The following example explains the digital
signature process in details.
Figure 4 Digital Signature
- Alice has a contract M.
- Alice uses message-digest algorithm to calculate the message digest of the
contract M, say MD.
- Alice uses asymmetric algorithm with her private key to sign the message digest
MD, and the result S is the so-called digital signature.
- Alice attaches the contract M with the signature S, and then sends it to the
recipient, Bob, via the network.
- Bob receives the contract M with the signature S sent by Alice.
- Bob uses Alice’s public key to decrypt the signature S so as to obtain the
message digest MD which was prepared by Alice before sending.
- Bob takes the originally unencrypted contract M and runs it through the same
message-digest algorithm to create his own local message digest MD’.
- Bob compares MD and MD' to check if they are identical.
- If they are indeed identical, then the message is verified. The recipient knows
that the signatory has sent the message because only the sender’s public key
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will work. The message was signed by no one other than himself, and that the
message has not been modified since he signed it.
3.3.5. Digital Envelope
A digital envelope is an application that combines the asymmetrical cryptography with
symmetrical cryptography. It is used to keep files transferring safety between two parties.
The following example explains the digital signature process in details.
Figure 5 Digital Envelope
- Alice has a contract M.
- Alice generates a random number.
- Alice uses symmetrical cryptography with this random number as key file to
encrypt the contract M, and generate ciphertext contract.
- Alice uses attaches asymmetrical cryptography with Bobs public key to encrypt
the random number, and generate the envelope.
- Alice sends the ciphertext contract and the envelope to Bob.
- Bob receives the ciphertext contract and the envelope sent by Alice.
- Bob uses his own private key to decrypt the envelope so as to obtain the
symmetric key (the random number).
- Bob takes the symmetric key to decrypt the ciphertext contract and then get
contract M.
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3.4. Installing and deploying NetPayClient
3.4.1. NetPayClient for Java Function Description
NetPayClient is an API Lib installed on the client side of ChinaPay’s authorized
merchants. It integrates with the online system to provide secure online payment service
between customers, merchants and banks. Its main functions can be described as
follows:
. To generate digital signature for orders key information
. To verify the response of transaction results
. To generate digital signature for a digital string
. To verify digital signature of a digital string
3.4.1.1. File list
Name
Path
Usage
netpayclinet.jar
Installed in the corresponding path
according to the need of project
To provide the
method of deploying
digital signature
MerPrk.key
Unspecified, but needed to deploy
function appointed file path and file
name
Merchant’s private
key
PgPubk.key
Unspecified, but needed to deploy
function appointed file path and file
name
ChinaPay’s public
key
3.4.1.2. Functions Description
1) Function buildKey-to build public key/private key
- Function-Description:
public boolean buildKey (String MerId, int KeyUsage, String KeyFile)
- Function:
To build public key/private key for generating signature or verifying digital signature
- Parameter Description:
String MerId: merchant IDit is defined as an array of digits with the length of 15
and is assigned by ChinaPay
int KeyUsage: the way of using public/private key, fixed value is 0
String KeyFile: file pathe of public/private key(including file name) e.g.
"d:\\MerPrk.key‖
- Return Value:
true: represents correct public/private key is found, and can use function of
digital signature and digital signature verification
false: represents failure of building public/private key, can’t use function of digital
signature and digital signature verification
- Note:
The method is in class chinapay. PrivateKey
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2) Function signOrder-to generate digital signature
- Function-Description:
public String signOrder(String MerId, String OrdId, String TransAmt, String CuryId,
String TransDate, String TransType)
- Function:
To generate digital signature for inputted parameters
- Parameter Description:
String MerId merchant ID, It is defined as a string with the length of 15 bytes
that is assigned by ChinaPay or the clearing bank when the merchant agrees to
use the service provided by ChinaPay.
String OrdId order number. It is specified as a 16-byte long numeric string that
is generated by the merchant’s system, and previously failed transactions could
be paid again.
String TransAmt transaction amount. This variable is defined as a numeric
string and has the length of 12. For example, the string ―000000001234‖
represents 12.34RMB in this case.
String CuryId the type of the currency used. It is a string containing 3 bytes.
Currently, only the value ―156‖ is accepted to represent RMB in the system.
String TransDate the date of the transaction. This numeric string is defined with
the length of 8 to represent the transaction date with the format of YYYYMMDD.
String TransType the transaction type. It is a string sized 4 and values between
―0001‖ and ―0002‖. Hereinto, ―0001‖ represents payment transaction and ―0002‖
refers to refund transaction.
- Return Value:
String CheckValue[256] --It is a digital signature string with the length of 256
bytes. It is generated using the input parameter values listed above.
- Note:
The method is in class chinapay. SecureLink
3) Function verifyTransResponse-to verify transaction response
- Function-Description:
public boolean verifyTransResponse(String MerId, String OrdId, String TransAmt,
String CuryId, String TransDate, String TransType, String OrderStatus, String
CheckValue)
- Function:
To verify digital signature which inputs parameters
- Parameter Description:
String MerId merchant ID, It is defined as a string with the length of 15 bytes
that is assigned by ChinaPay or the clearing bank when the merchant agrees to
use the service provided by ChinaPay.
String OrdId order number. It is specified as a 16-byte long numeric string that
is generated by the merchant’s system, and previously failed transactions could
be paid again.
String TransAmt transaction amount. This variable is defined as a numeric
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string and has the length of 12. For example, the string ―000000001234‖
represents 12.34RMB in this case.
String CuryId the type of the currency used. It is a string containing 3 bytes.
Currently, only the value ―156‖ is accepted to represent RMB in the system.
String TransDate the date of the transaction. This numeric string is defined with
the length of 8 to represent the transaction date with the format of YYYYMMDD.
String TransType the transaction type. It is a string sized 4 and values between
―0001‖ and ―0002‖. Hereinto, ―0001‖ represents payment transaction and
―0002‖ refers to refund transaction.
String OrderStatus the status of the transaction. It is specified as an array of
numbers sized4. See the transaction response code table‖ for details.
String CheckValue - check value. It is the digital signature value with 256 bytes
generated by ChinaPay based on the transaction results.
- Return Value:
true : The value ―0‖ means that the method has been executed successfully. That
is to say, it is ChinaPay who sends the result to the merchant. And the merchant
will be responsible for the subsequent processing.
All the other return values indicate the failure of the function and the results can
be ignored or simply put into the ―garbage bin‖.
- Note:
This method is in class chinapay. SecureLink
4) Function Sign-to generate digital signature for a string
- Function-Description:
Public String Sign (String SignMsg)
- Function:
To generate digital signature for inputted string of parameters
- Parameter Description:
String SignMsg : is applied in the string for signature
- Return Value:
String CheckValue[256] -- It is a digital signature string with the length of 256
bytes. It is generated using the input parameter values listed above
5) Function verifyAuthToken- to verify signature for a string
- Function-Description:
public boolean verifyAuthToken (String PlainData, StringCheckValue)
- Function:
To verify the digital signature of target string
- Parameter Description:
String PlainData- is applied in the string which generates digital signature
String CheckValue- Verification value, to verify signature of a 256-byte string
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- Return Value:
True: represents success, otherwise is failure
3.4.1.3. Sample Codes
the following code is not verified and only for reference
- Sign Code
//initializing key files
chinapay.PrivateKey key=new chinapay.PrivateKey();
chinapay.SecureLink t;
boolean flag;
String MerId, OrdId, TransAmt, CuryId, TransDate, TransType,ChkValue;
String plainData, ChkValue2 ;
flag=key.buildKey(MerId,0,"app/usr/chinapay/keys/MerPrk.key");
if (flag==false)
{
System.out.println("build key error!");
return;
}
t=new chinapay.SecureLink (key);
// sign to order
ChkValue= t.signOrder(MerId, OrdId, TransAmt, CuryId, TransDate, TransType) ;
// sign to a string
plainData = "test sign data ";
ChkValue2 = t.sign(plainData) ;
- Verify Signature Sample Code
chinapay.PrivateKey key=new chinapay.PrivateKey();
chinapay.SecureLink t;
boolean flag;
boolean flag1;
String MerId, OrdId, TransAmt, CuryId, TransDate, TransType,ChkValue;
String plainData, ChkValue2
flag=key.buildKey("999999999999999",0,"c:\\winnt\\PgPubk.key");
if (flag==false)
{
msg="build key error!";
return;
}
t=new chinapay.SecureLink (key);
flag1=t.verifyTransResponse(MerId,OrdId, TransAmt, CuryId, TransDate, TransType, OrderStatus, ChkValue);
// ChkValue returned by ChinaPay response.
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if(flag1!=0) {
//handling the error of verifying signature.
}
// verifying the signature of a string
plainData = "test sign data ";
flag1 = t. verifyAuthToken (plainData, ChkValue2) ; // ChkValue2 returned by ChinaPay response.
if(flag1) {
//handling the error of verifying signature.
}
3.4.2. NetPayClient for Win32 Function Description
3.4.2.1. File list
Name
Path
Usage
netpay.dll
The same path as ChinaPay.dll ,
or copy the file to
c:\winnt\system32(c:\windows\syst
em for win95,98,etc)
To provide the function
of order sign and
ChinaPay’s signature
verification
netpay.lib
Unspecified (such as c:\netpay)
This file is required
when invoking
netpay.dll for compiling
MerPrk.key
Copy to the same path as windows
c:\winnt for NT OR c:\windows for
win95,98; or Unspecified, but
needed to deploy function
appointed file location and file
name
Merchant’s private key
PgPubk.key
Copy to the same path as windows
c:\winnt for NT OR c:\windows for
win95,98; or Unspecified, but
needed to deploy function
appointed file path and file name
ChinaPay’s public key
ChinaPay.dll
Unspecified (such as c:\netpay)
Method package with
netpay.dll in COM
need to register with
regsvr32
Installation procedure
- Install automatically
Unzip the netpay package for NT platform and run NetPay4NTSetup.exe. The
program will copy the files to the specified directory.
- Install manually
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If there is exception thrown out during installation (probably due to the system
abnormity), you may need to follow the procedures below to install the software manually.
Copy all the key files to the specified directory.
Register ChinaPay.dll by entering ―regsvr32 [the path of gensign]‖ in the
command line. This control can only work in a VC environment, it is suggested to
use ―Dependency Walker‖ to make sure that this DLL file has been set correctly.
3.4.2.2. Functions Description:
1) Set Private Key Path- setMerKeyFile
- Function Descripiton
void setMerKeyFile (String KeyFile)
- Function
Set private key path
- Parameters Descripiton:
String KeyFile: file path of private key(including file name) e.g. "d:\\MerPrk.key
2) Unset private key path-unsetMerKeyFile
- Function Descripiton
void unsetMerKeyFile ()
- Function
Unset previous private key path, recover default private key path
- Parameters Descripiton:
None
3) Set ChinaPay Public Key Path-setPubKeyFile
- Function Descripiton
void setPubKeyFile (String KeyFile)
- Function
Set ChinaPay Public Key path
- Parameters Descripiton:
String KeyFile: file path of private key(including file name) e.g."d:\\ PgPubk.key
4) Unset public key path- unsetPubKeyFile
- Function Descripiton
void unsetPubKeyFile ()
- Function
Unset previous ChinaPay public key path which setPubKeyFile sets, recover
default public key path
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- Parameters Descripiton:
None
5) Function sign-generate digital signature for order
- Function Descripiton
public String sign (String MerId, String OrdId, String TransAmt, String CuryId,
String TransDate, String TransType)
- Parameters Descripiton:
String MerId merchant ID, It is defined as a string with the length of 15
bytes that is assigned by ChinaPay or the clearing bank when the merchant
agrees to use the service provided by ChinaPay.
String OrdId order number. It is specified as a 16-byte long numeric string
that is generated by the merchant’s system, and previously failed
transactions could be paid again.
String TransAmt transaction amount. This variable is defined as a numeric
string and has the length of 12. For example, the string ―000000001234‖
represents 12.34RMB in this case.
String CuryId the type of the currency used. It is a string containing 3 bytes.
Currently, only the value ―156‖ is accepted to represent RMB in the system.
String TransDate the date of the transaction. This numeric string is defined
with the length of 8 to represent the transaction date with the format of
YYYYMMDD.
String TransType the transaction type. It is a string sized 4 and values
between ―0001‖ and ―0002‖. Hereinto, ―0001‖ represents payment
transaction and ―0002‖ refers to refund transaction.
- Return values:
String CheckValue[256] -- It is a digital signature string with the length of 256 bytes. It
is generated using the input parameter values listed above
- Note:
If COM is not called load netpay.dll with LoadLibrary, need to find corresponding
name with Dependency Walker.
6) Function check-to verify transaction response
- Function Descripiton
public String check(String MerId, String OrdId, String TransAmt, String CuryId,
String TransDate, String TransType, String OrderStatus, String CheckValue)
- Parameters Descripiton:
String MerId merchant ID, It is defined as a string with the length of 15 bytes
that is assigned by ChinaPay or the clearing bank when the merchant agrees to
use the service provided by ChinaPay.
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String OrdId order number. It is specified as a 16-byte long numeric string that
is generated by the merchant’s system, and previously failed transactions could
be paid again.
String TransAmt transaction amount. This variable is defined as a numeric
string and has the length of 12. For example, the string ―000000001234‖
represents 12.34RMB in this case.
String CuryId the type of the currency used. It is a string containing 3 bytes.
Currently, only the value ―156‖ is accepted to represent RMB in the system.
String TransDate the date of the transaction. This numeric string is defined with
the length of 8 to represent the transaction date with the format of YYYYMMDD.
String TransType the transaction type. It is a string sized 4 and values between
―0001‖ and ―0002‖. Hereinto, ―0001‖ represents payment transaction and ―0002‖
refers to refund transaction.
String OrderStatus the status of the transaction. It is specified as an array of
numbers sized 4. See the ― transaction response code table‖ for details.
String CheckValue check value. It is the digital signature value with 256 bytes
generated by ChinaPay based on the transaction results.
- Return values:
true : The value ―0‖ means that the method has been executed successfully. That
is to say, it is ChinaPay who sends the result to the merchant. And the merchant
will be responsible for the subsequent processing.
All the other return values indicate the failure of the function and the results can
be ignored or simply put into the ―garbage bin‖.
- Note:
If COM is called, method return value is ―0‖ in string—means signature
verification successful.
7) Function signData-to generate digital signature for a string
- Function Descripiton
Public String Sign (String MerId, String SignMsg)
- Parameters Descripiton:
String MerId merchant ID, It is defined as a string with the length of 15 bytes
that is assigned by ChinaPay.
String SignMsg is applied in the string for signature.
- Return values:
String CheckValue[256] -- It is a digital signature string with the length of 256
bytes. It is generated using the input parameter values listed above
- Note:
If COM is not called load netpay.dll with LoadLibrary, need to find
corresponding name with Dependency Walker
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8) Function checkData- to verify signature for a string
- Function Descripiton
public String checkData (String PlainData, String CheckValue)
- Parameters Descripiton:
String PlainData- is applied in the string which generates digital signature
String CheckValue- Verification value, to verify signature of a 256-byte string
- Return values:
―0‖: represents success, otherwise is failure
- Note:
If COM is called, method return value is ―0‖ in string—means signature
verification successful.
3.4.2.3. Sample Codes
Take C# for example
First, transform Com type information into .NET digits tlbimp ChinaPay.dll /out:
ChinaPay_tsl.dll (tlbimp is the tool vs.net provides) in the project, if project->add
referenceselect cominput ChinaPay_tsl.dll
the following code is not verified and only for reference
- Sign Sample Codes
using System;
using ChinaPay_tsl;
namespace ConsoleApplication1
{
class Class1
{
[STAThread]
public static void Main()
{
//Sign
NetPayClientClass a = new NetPayClientClass();
//Set private key path
a.setMerKeyFile("D:\\ MerPrK.key"); // if this method is not called, it will proceed
according to the default path
String ChkValue;
String MerId; //merchant id
//Sign order
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ChkValue=a.sign(MerId,"0000000000000001","000000001234","156","20070123",
"0001");
// Sign a string
String ChkValue2;
String plainData = "test sign data ";
ChkValue2= a.signData(MerId,plainData);
}
}
}
- Verify Signature Sample Codes
using System;
using ChinaPay_tsl;
namespace ConsoleApplication1
{
class Class1
{
[STAThread]
public static void Main()
{
//verify signature
NetPayClientClass a = new NetPayClientClass();
//set private key path
a.setPubKeyFile("D:\\ PgPubk.key"); // if this method is not called, it will proceed
according to the default path
] String ChkValue;
String MerId; //merchant id
//sign order
string flag =
a.check(MerId,"070699060500011","000000010000","156","20070615","0001","1001",
ChkValue); // ChkValue is return value which ChinaPay sends to merchant
// sign a string
String ChkValue2;
String plainData = "test sign data ";
ChkValue2= a.signData(MerId,plainData);
}
}
}
3.4.3. NetPayClient for C Function Description
3.4.3.1. File List
File name
File path
Usage
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netpayclient.h
Unspecified
Applied in import file of C
language etc
libnpc.so / libnpc.a
Unspecified
Method lib of signature dat
a
and signature verification
(
apply for .so or .a accordi
ng to merchants’ conditi
on)
MerPrk.key
Set NPCDIR environment variabl
e appointed file path, can’t cha
nge file name or appoint NPCDI
R environment variable, but nee
d to call method appointed file
path and name
Merchant signature private
key
PgPubk.key
Set NPCDIR environment variabl
e appointed file path, can’t cha
nge file name or appoint NPCDI
R environment variable, but nee
d to call method appointed file
path and name
ChinaPay signature public
key
3.4.3.2. Functions Description
1) Set Private Key Path- setMerKeyFile
- Function Descripiton
void setMerKeyFile (char keyFile[256])
- Function
Set private key path.
- Parameters Descripiton:
char KeyFile: file path of private key(including file name) e.g. "d:\\MerPrk.key‖
2) Unset private key path-unsetMerKeyFile
- Function Descripiton
Function Description: void unsetMerKeyFile ()
- Function
Unset previous private key path, recover default private key path
- Parameters Descripiton:
None
3) Set ChinaPay Public Key Path-setPubKeyFile
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- Function Descripiton
void setPubKeyFile (char keyFile[256])
- Function
Set ChinaPay Public Key path
- Parameters Descripiton:
char keyFile: file path of private key(including file name) e.g."d:\\ PgPubk.key‖
4) Unset public key path- unsetPubKeyFile
- Function Descripiton
void unsetPubKeyFile ()
- Function
Unset previous ChinaPay public key path which setPubKeyFile sets, recover
default public key path
- Parameters Descripiton:
None
5) Generate digital signature Function signOrder
- Function Descripiton
int signOrder(char MerId[15], char OrdId[16], char TransAmt[12], char CuryId[3],
char TransDate[8], char TransType[4], char CheckValue[256])
- Function
To generate digital signature for inputted parameters
- Parameters Descripiton:
char MerId[15] merchant ID. It is defined as an array of digits with the length of
15. ChinaPay or the clearing bank assigns it to the authorized merchants.
char OrdId[16] order number. It is an array of numbers and has the length of 16,
generated by the merchant’s system and only the previously failed orders are
allowed to be performed again.
char TransAmt[12] transaction amount. It is specified as an array of numbers
sized 12. For example, the value of ―000000001234‖ represents 12.34RMB in
this case.
char CuryId[3] the type of the currency used. It is an array of numbers and has
a size of 3. Currently, only the value of ―156‖ is accepted to express RMB.
char TransDate[8] the date of the transaction. This variable is defined as an
array of numbers sized 8 and the format defined is YYYYMMDD.
char TransType[4] the type of the transaction. It is a four-bytes long array and
values between ―0001‖ and ―0002‖. ―0001‖ represents payment transaction and
―0002‖ refers to refund transaction.
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char OrderStatus[4] the status of the transaction. It is specified as an array of
numbers sized 4. See the ― transaction response code table‖ for details.
char CheckValue[256] check value. It is the digital signature value generated
by ChinaPay based on the transaction results.
- Return values:
The value ―0‖ means that the method has been executed successfully. Otherwise
means failure.
6) Verify transaction response verifyTransResponse
- Function Descripiton
int verifyTransResponse(char MerId[15], char OrdId[16], char TransAmt[12],
char CuryId[3], char TransDate[8], char TransType[4], char OrderStatus[4], char
CheckValue[256])
- Function
To verify digital signature which inputs parameters
- Parameters Descripiton:
String MerId[15] merchant ID, It is defined as a string with the length of 15
bytes that is assigned by ChinaPay or the clearing bank when the merchant
agrees to use the service provided by ChinaPay.
String OrdId[16] order number. It is specified as a 16-byte long numeric string
that is generated by the merchant’s system, and previously failed transactions
could be paid again.
String TransAmt[12] transaction amount. This variable is defined as a numeric
string and has the length of 12. For example, the string ―000000001234‖
represents 12.34RMB in this case.
String CuryId[3] the type of the currency used. It is a string containing 3 bytes.
Currently, only the value ―156‖ is accepted to represent RMB in the system.
String TransDate[8] the date of the transaction. This numeric string is defined
with the length of 8 to represent the transaction date with the format of
YYYYMMDD.
String TransType[4] the transaction type. It is a string sized 4 and values
between ―0001‖ and ―0002‖. Hereinto, ―0001‖ represents payment transaction
and ―0002‖ refers to refund transaction.
String OrderStatus[4] the status of the transaction. It is specified as an array of
numbers sized4. See the ― transaction response code table‖ for details.
String CheckValue[256] - check value. It is the digital signature value with 256
bytes generated by ChinaPay based on the transaction results.
- Return values:
The value ―0‖ means that the method has been executed successfully. That is to
say, it is ChinaPay who sends the result to the merchant. And the merchant will be
responsible for the subsequent processing. All the other return values indicate the
failure of the function and the results can be ignored or simply put into the ―garbage
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bin‖.
- Note:
7) generate digital signature for a string signData
- Function Descripiton
int signData (char MerId[15]char *SignMsgchar ChkValue[256])
- Function
To generate digital signature for inputted string of parameters
- Parameters Descripiton:
char MerId[15] - merchant ID, It is defined as a string with the length of 15 bytes
that is assigned by ChinaPay
char *SignMsg - is applied in the string for signature
char CheckValue[256] -It is a digital signature string with the length of 256 bytes.
It is generated using the input parameter values listed above
- Return values:
0 means successful, otherwise is error codes.
8) Verify signature for a string verifySignData
- Function Descripiton
int verifySignData (char * PlainData, char CheckValue[256])
- Function
To verify the digital signature of target string
- Parameters Descripiton:
char* PlainData - is applied in the string which generates digital signature
char CheckValue[256]- Verification value, to verify signature of a 256-byte
string
- Return values:
The value ―0‖ means that the method has been executed successfully. That is to
say, it is ChinaPay who sends the result to the merchant. And the merchant will
be responsible for the subsequent processing. All the other return values indicate
the failure of the function and the results can be ignored.
3.4.3.3. Sample Codes
- Sign Sample Codes
the following code is not verified and only for reference
#include <stdio.h>
#include <stdlib.h>
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#include "netpayclient.h"
int main (int argc, char* argv[])
{
char MerId[16];
char OrdId[17];
char TransAmt[13];
char CuryId[4];
char TransDate[9];
char TransType[5];
char ChkValue[257];
int flag;
setMerKeyFile("/app/netpay/key/MerPrk.key"); // if it is not set, files will be acquired
according to NPCDIR environment variables
// Sign an order
flag =signOrder(MerId, OrdId, TransAmt, CuryId, TransDate, TransType, ChkValue);
if(flag != 0) {
//signature failure
}
// sign a string
plainData = "test sign data ";
flag = signData (MerId ,plainData, ChkValue); // ChkValue is the signature of the string
if(flag != 0) {
//signature failure
}
}
- Verify Signature Sample Code
the following code is not verified and only for reference
#include <stdio.h>
#include <stdlib.h>
#include "netpayclient.h"
int main (int argc, char* argv[])
{
char MerId[16];
char OrdId[17];
char TransAmt[13];
char CuryId[4];
char TransDate[9];
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char TransType[5];
char ChkValue[257];
char OrderStatus[5];
int flag;
setPubKeyFile ("/app/netpay/key/PubPrk.key"); // if it is not set, files will be acquired
according to NPCDIR environment variables
// receive fields that ChinaPay returns: MerId, OrdId, TransAmt, CuryId, TransDate,
TransType OrderStatus ,ChkValue
// sign the verified order
flag = verifyTransResponse(MerId, OrdId, TransAmt, CuryId, TransDate, TransType,
OrderStatus ,ChkValue);
if(flag != 0) {
//signature failure
}
// sign a string
plainData = "test sign data ";
flag = verifySignData (plainData, ChkValue); // ChkValue is the signature that ChinaPay
returns
if(flag != 0) {
//signature failure
}
}
3.4.4. NetpayClient for C# Function Description
3.4.4.1. File List
File name
File path
Usage
netpay.dll
Installed in the corresponding path
according to the need of project
To provide the method of dep
loying digital signature.
MerPrk.key
Unspecified saving path, but the fu
nction need to specify file path and
file name.
Merchant’s private key for sig
nature.
PgPubk.key
Unspecified saving path, but the fu
nction need to specify file path and
file name.
ChinaPay public key for signa
ture.
- Saving the netpay.dll at specify path according to the need of project.
- In developing environment, by using‖Adding Adduction‖ adds the netpay.dll into
project, and could be called directly.
3.4.4.2. Functions Description
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1) Build public key/private key object buildKey
- Function Descripiton
public boolean builtKey (String MerId, int KeyUsage, String KeyFile)
- Function
Used to build public key/private key object for generating signature or verifying
digital signature.
- Parameters Descripiton:
String MerId merchant IDit is defined as an array of digits with the length of 15
and is assigned by ChinaPay.
int KeyUsage the way of using public/private key, fixed value is 0.
String KeyFile file pathe of public/private key(including file name) e.g.
"d:\\MerPrk.key‖
- Return values:
true: represents correct public/private key is found, and can use function of
digital signature and digital signature verification
false: represents failure of building public/private key, can’t use function of digital
signature and digital signature verification
- Note:
In netpay. NETPAY, this function can judge the status of current public key/private key by
NetPay.NETPAY.PrivateKeyFlag or NetPay.NETPAY.PublicKeyFlag
2) Function signOrder to generate digital signature
- Function Descripiton
public String signOrder(String MerId, String OrdId, String TransAmt, String CuryId,
String TransDate, String TransType)
- Function
To generate digital signature for inputted parameters.
- Parameters Descripiton:
String MerId merchant ID, It is defined as a string with the length of 15 bytes
which is assigned by ChinaPay or the clearing bank when the merchant agrees
to use the service provided by ChinaPay.
String OrdId order number. It is specified as a 16-byte long numeric string that
is generated by the merchant’s system, and previously failed transactions could
be paid again.
String TransAmt transaction amount. This variable is defined as a numeric
string and has the length of 12. For example, the string ―000000001234‖
represents 12.34RMB in this case.
String CuryId the type of the currency used. It is a string containing 3 bytes.
Currently, only the value ―156‖ is accepted to represent RMB in the system.
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String TransDate the date of the transaction. This numeric string is defined with
the length of 8 to represent the transaction date with the format of YYYYMMDD.
String TransType the transaction type. It is a string sized 4 and values between
―0001‖ and ―0002‖. Hereinto, ―0001‖ represents payment transaction and ―0002‖
refers to refund transaction.
- Return values:
String CheckValue[256] -- It is a digital signature string with the length of 256
bytes. It is generated using the input parameter values listed above
- Note:
The method is in class netpay. NETPAY
3) Function verifyTransResponse-to verify transaction response
- Function Descripiton
public boolean verifyTransResponse(String MerId, String OrdId, String TransAmt,
String CuryId, String TransDate, String TransType, String OrderStatus, String
CheckValue)
- Function
To verify digital signature which inputs parameters
- Parameters Descripiton:
String MerId merchant ID, It is defined as a string with the length of 15 bytes
that is assigned by ChinaPay or the clearing bank when the merchant agrees to
use the service provided by ChinaPay.
String OrdId order number. It is specified as a 16-byte long numeric string that
is generated by the merchant’s system, and previously failed transactions could
be paid again.
String TransAmt transaction amount. This variable is defined as a numeric
string and has the length of 12. For example, the string ―000000001234‖
represents 12.34RMB in this case.
String CuryId the type of the currency used. It is a string containing 3 bytes.
Currently, only the value ―156‖ is accepted to represent RMB in the system.
String TransDate the date of the transaction. This numeric string is defined with
the length of 8 to represent the transaction date with the format of YYYYMMDD.
String TransType the transaction type. It is a string sized 4 and values between
―0001‖ and ―0002‖. Hereinto, ―0001‖ represents payment transaction and
―0002‖ refers to refund transaction.
String OrderStatus the status of the transaction. It is specified as an array of
numbers sized4. See the ― transaction response code table‖ for details.
String CheckValue - check value. It is the digital signature value with 256 bytes
generated by ChinaPay based on the transaction results.
- Return values:
true : means that the method has been executed successfully. That is to say, it is
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ChinaPay who sends the result to the merchant. And the merchant will be
responsible for the subsequent processing. All the other return values indicate
the failure of the function and the results can be ignored or simply put into the
―garbage bin‖.
- Note:
This method is in class netpay. NETPAY
4) Function Sign-to generate digital signature for a string
- Function Descripiton
Public String Sign (String SignMsg)
- Function
To generate digital signature for inputted string of parameters
- Parameters Descripiton:
String SignMsg : is applied in the string for signature
- Return values:
String CheckValue[256] -- It is a digital signature string with the length of 256
bytes. It is generated using the input parameter values listed above
5) Function verifyAuthToken- to verify signature for a string
- Function Descripiton
public boolean verifyAuthToken (String PlainData, StringCheckValue)
- Function
To verify the digital signature of target string
- Parameters Descripiton:
String PlainData- is applied in the string which generates digital signature
String CheckValue- Verification value, to verify signature of a 256-byte string
- Return values:
True: represents success, otherwise is failure
- Note:
This method is in class netpay. NETPAY
3.4.4.3. Sample Codes
(the following code is not verified and only for reference)
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- Sign Code
string MerId, OrdId, TransAmt, CuryId, TransDate, TransType,ChkValue;
string plainData, ChkValue2 ;
//initialize key file
if (NetPay.NETPAY.buildKey("808080290000001", 0, "c:\\key\\MerPrk.key"))
{
showInfo(">> set private key: succeed.\r\n\r\n");
}
// signature for the order
if (NetPay.NETPAY.PrivateKeyFlag)
{
string ChkValue = NetPay.NETPAY. signOrder(MerId, OrdId, TransAmt, CuryId, TransDate,
TransType) ;
showInfo(">>ostr: " + ostr + "\r\n\r\n");
showInfo(">>ChkValue :" + ChkValue + "\r\n\r\n");
}
// signature for a string
string plainData = "8080802900000010000000010273765000000000001156201008060001";
if (NetPay.NETPAY.PrivateKeyFlag)
{
string ChkValue2 = NetPay.NETPAY. Sign(plainData);
showInfo(">>ostr :" + ostr + "\r\n\r\n");
showInfo(">>ChkValue: " + ChkValue + "\r\n\r\n");
}
- Verify Signature Sample Code
String MerId, OrdId, TransAmt, CuryId, TransDate, TransType,ChkValue;
String plainData, ChkValue2
//initializing key file
if (NetPay.NETPAY.buildKey("999999999999999", 0, "c:\\key\\PgPubk.key"))
{
showInfo(">>set public key:succeed.\r\n\r\n");
}
//verify signature of order
if (NetPay.NETPAY.PublicKeyFlag)
{
bool flag= NetPay.NETPAY.verifyTransResponse(MerId,OrdId, TransAmt, CuryId, TransDate,
TransType, OrderStatus, ChkValue); // ChkValue is returned by ChinaPay response.
showInfo(">>ostr:" + ostr + "\r\n\r\n");
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showInfo(">>check:" + check + "\r\n\r\n");
showInfo(">> verify signature:" + result + "\r\n\r\n");
if(!flag) {
// error of signature verification
}
}
// verifying the signature of a string
plainData = "test sign data ";
if (NetPay.NETPAY.PublicKeyFlag)
{
bool result = NetPay.NETPAY.verifyAuthToken(plainData, ChkValue2); // ChkValue2 returned
by ChinaPay response
showInfo(">>ostr:" + ostr + "\r\n\r\n");
showInfo(">>check:" + check + "\r\n\r\n");
showInfo(">>verifying signature: " + result + "\r\n\r\n");
if(!flag) {
// error of signature verification
}
}
3.4.5. NetpayClient for PHP Function Description
3.4.5.1. File List
Name
Path
Usage
netpayclinet.php
Installed in the corresponding path
according to the need of user
To provide the
method of deploying
digital signature
MerPrk.key
Unspecified, but needed to deploy
function appointed file path and file
name
Merchant’s private
key
PgPubk.key
Unspecified, but needed to deploy
function appointed file path and file
name
ChinaPay’s public
key
3.4.5.2. Functions Description
1) Function buildKey-to build public key/private key
- Function-Description:
function buildKey ($keyfile)
- Function:
To build public key/private key for generating signature or verifying digital signature
- Parameter Description:
$keyfile: file path of public/private key(including file name) e.g.
"d:\\MerPrk.key‖,support relative path
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- Return Value:
true: return 15 bytes merchant id, else is false
2) Function signOrder-to generate digital signature
- Function-Description:
function signOrder($merid, $ordno, $amount, $curyid, $transdate, $transtype)
- Function:
To generate digital signature for inputted parameters
- Parameter Description:
$merid merchant ID, It is defined as a string with the length of 15 bytes
that is assigned by ChinaPay.
$ordno order number. It is specified as a 16-byte long numeric string that
is generated by the merchant’s system, and previously failed transactions could
be paid again.
$amount transaction amount. This variable is defined as a numeric string and
has the length of 12. For example, the string ―000000001234‖ represents
12.34RMB in this case.
$curyid the type of the currency used. It is a string containing 3 bytes.
Currently, only the value ―156‖ is accepted to represent RMB in the system.
$transdate the date of the transaction. This numeric string is defined with the
length of 8 to represent the transaction date with the format of YYYYMMDD.
$transtype the transaction type. It is a string sized 4 and values between
―0001‖ and ―0002‖. Hereinto, ―0001‖ represents payment transaction and ―0002‖
refers to refund transaction.
- Return Value:
NetPayClient generates a digital signature string with the length of 256 bytes
using the input parameter values listed above. If the length of input parameter is
invalid, the function return false.
3) Function verifyTransResponse-to verify transaction response
- Function-Description:
function verifyTransResponse($merid, $ordid, $amount $curyid, $transdate,
$transtype, $status, $checkvaluue)
- Function:
To verify digital signature is right or not
- Parameter Description:
$merid merchant ID, It is defined as a string with the length of 15 bytes that
is assigned by ChinaPay.
$ordid order number. It is specified as a 16-byte long numeric string that is
generated by the merchant’s system, and previously failed transactions could be
paid again.
$amount transaction amount. This variable is defined as a numeric string
and has the length of 12. For example, the string ―000000001234‖ represents
12.34RMB in this case.
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$curyid the type of the currency used. It is a string containing 3 bytes.
Currently, only the value ―156‖ is accepted to represent RMB in the system.
$transdate the date of the transaction. This numeric string is defined with the
length of 8 to represent the transaction date with the format of YYYYMMDD.
$transtype the transaction type. It is a string sized 4 and values between
―0001‖ and ―0002‖. Hereinto, ―0001‖ represents payment transaction and
―0002‖ refers to refund transaction.
$status the status of the transaction. It is specified as an array of numbers
sized4. See the ―transaction response code table‖ for details.
$checkvalue - check value. It is the digital signature value with 256 bytes
generated by ChinaPay based on the transaction results.
- Return Value:
true means that the method has been executed successfully. That is to say,
it is ChinaPay who sends the result to the merchant. And the merchant will be
responsible for the subsequent processing.
All the other return values indicate the failure of the function and the results
can be ignored or simply put into the ―garbage bin‖.
4) Function sign-to generate digital signature for a string
- Function-Description:
function sign ($msg)
- Function:
To generate digital signature for inputted string of parameters
- Parameter Description:
$msg : is applied in the string for signature
- Return Value:
NetPayClient generates a digital signature string with the length of 256 bytes
using the input parameter values listed above.
5) Function verify- to verify signature for a string
- Function-Description:
function verify ($plain, $checkvalue)
- Function:
To verify the digital signature of target string
- Parameter Description:
$plain - is applied in the string which generates digital signature
$checkvalue - Verification value, to verify signature of a 256-byte string
- Return Value:
True: represents success, otherwise is failure
3.4.5.3. Sample Codes
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(the following code is not verified and only for reference)
- Sign Code
<?php
include_once("netpayclient.php");
$merid = buildKey(―MerPrk.key‖);
if(!$merid) {
echo "导入私钥文件失败!";
exit;
}
$ordid = "00" . date('YmdHis');
$transamt = padstr('1',12);
$curyid = "156";
$transdate = date('Ymd');
$transtype = "0001";
$version = "20070129";
$pagereturl = "$site_url/netpayclient_order_feedback.php";
$bgreturl = "$site_url/netpayclient_order_feedback.php";
$plain = $merid . $ordid . $transamt . $curyid . $transdate . $transtype . $priv1;
//sign for the order
$chkvalue = sign($merid, $ordid, $transamt, $curyid, $transdate, $transtype);
//sign for a string
$chkvalue = sign($plain);
if (!$chkvalue) {
echo "签名失败!";
exit;
}
?>
- Verify Signature Sample Code
<?php
include_once("netpayclient.php");
$flag = buildKey(―PgPubk.key‖);
if(!$flag) {
echo "导入公钥文件失败!";
exit;
}
$merid = $_REQUEST["merid"];
$orderno = $_REQUEST["orderno"];
$transdate = $_REQUEST["transdate"];
$amount = $_REQUEST["amount"];
$currencycode = $_REQUEST["currencycode"];
$transtype = $_REQUEST["transtype"];
$status = $_REQUEST["status"];
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$checkvalue = $_REQUEST["checkvalue"];
$gateId = $_REQUEST["GateId"];
$priv1 = $_REQUEST["Priv1"];
$plain = $merid . $orderno . $amount . $currencycode . $transdate . $transtype . $status .
$checkvalue;
// verify signature of order
$flag = verifyTransResponse($merid, $orderno, $amount, $currencycode, $transdate, $transtype,
$status, $checkvalue);
$flag = verify($plain, $checkvalue);
if(!flag) {
echo "<h2>验证签名失败!</h2>";
exit;
}
?>
4. Payment
4.1. Object
This chapter mainly instructs ChinaPay’s merchants to connect with payment platform.
In this way, merchants can develop their online payment transactions.
4.2. Transaction process
Card holders generate the order information from the merchant website, through the
public payment gateway subsystem platform to do the payment process. The transaction
processing includes order confirmation, payment processing, and payment complete
three parts. More details as following:
Step oneorder confirmation
1. The card holder browse the website of merchant, chooses the payment options,
generate the order information.
2. The card holder confirms order information, start payment process.
Step twopayment processing
3. the card holder confirms the payment information, and the merchant website begin
to applying the gateway for payment, then the gateway verify the validity of merchant
and the integrality of message.
4. The payment gateway show the interface of payment channels, and card holder
chose the payment channel.
5. Card holder input accounts and password and other verified information for safety
on the channel he/she selected.
6. After the confirmation of card holder’s safe information, begin the payment.
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Step threepayment complete
7. Payment channel return the payment result to the payment gateway.
8. Payment gateway shows the payment result to card holder, meanwhile informs
merchant the payment result of website.
9. Website shows card holder the result of merchant.
10. The payment complete.
4.3. Connection Approaches
4.3.1. Connecting URL
Merchant can connect with ChinaPay’s online payment system by the means of WEB
service. URL of receiving transaction data is:
Test Environmenthttp://payment-test.chinapay.com/pay/TransGet
Production Environmenthttps://payment.chinapay.com/pay/TransGet
4.3.2. Version
payment version: 20141120
- Content Submitted on Transaction Page
Merchant submits order information to ChinaPay’s payment connection URL.
Content of the FORM on transaction page should include(do remember to distinguish
capital letters and small letters):
<form action="https://payment.ChinaPay.com/pay/TransGet" METHOD=POST> (the content of
action is the URL address to submit transaction data)
<input type=hidden name="MerId" value="808080290000001"/>((MerId is the Merchant ID assi
gned by ChinaPay, length of 15 bytes, necessary)
<input type=hidden name="OrdId" value="0000000010096806"/> (Order ID merchants submits
to ChinaPay, length of 16 bytes, necessary)
<input type=hidden name="TransAmt" value="000000001234"/> (Order transaction amount, wit
h 2 decimal,length of 12 bytes, add 0 from the left if inadequate, necessary)
<input type=hidden name="CuryId" value="156"/> (Order transaction currency, length of 3 byt
es, only for Renminbi, necessary)
<input type=hidden name="TransDate" value="20141120"/>( Order transaction date, length of
8 bytes, necessary)
<input type=hidden name="TransType" value="0001"/> (Transaction type, length of 4 bytes,
necessary)
<input type=hidden name="Version" value="20141120"/> (Payment connection version,
necessary)
<input type=hidden name="BgRetUrl" value="http://www.example.com/pay/Bgreturn.jsp"/>
(URL of receiving background transactions, within 80 byts, necessary)
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<input type=hidden name="PageRetUrl" value="www. example.com/pay/Pgreturn.jsp "/>
(URL of receiving page transaction, within 80 bytes, necessary)
<input type=hidden name="GateId" value=""> (Payment gateway number, optional)
<input type=hidden name="Priv1" value="Memo">(Merchant private field, optional,
within 60 bytes)
<input type=hidden name="ChkValue" value="X…X"> (ASCII code of 256 bytes, necessary,
digital signature of key data submitted by this transaction)
</form>
Explanation
PageRetUrl: URL of receiving page transaction, used to lead the user back to
merchant website pages after payment.
BgRetUrl: URL of receiving background transactions, used to record transaction and
processing information, and it is invisible to user. Besides, ChinsaPay will judge whether
need to retransmit the answer number in term of the http return code, in order to ensure
the acceptance of background answer. The URL can not fill parameters. If you need to
passing parameters, you can use" Priv1" field.
Priv1: - is the private field for the Merchant , will be a part of the digital signature in
payment version 20141120. Chinapay will return the copy of the field which merchant
sent to Chinapay. No Chinese or special character is allowed in this field, based the
requirement of digital signature.
GateId: Optional, means payment gateway number, if it is GateIdpayment gateway
number, users directly enter payment webpage, if not, users enter gateway selection
webpage.
OrdId: means order number, The field can be customized by Merchant
Orders uniqueness: ChinaPay According to MerId,OrderId and TransDate which
include in the request form to determine the orders uniqueness. Refer to appendix B.
- Digital Signature of Transaction Data
Digital signature is required when Merchant sends transaction data to ChinaPay. For
Version 20141120, signature data should use ―Function Sign - to generate digital
signature for a string‖. Names of functions are:
NetPayClient for Java Sign(refer to Chapter 3.5.1)
NetPayClient for Win32 signData (refer to Chapter 3.4.2)
NetPayClient for C signData (refer to Chapter 3.4.3)
NetPayClient for C# Sign (refer to Chapter 3.4.4)
NetPayClient for PHP sign (refer to Chapter 3.4.45)
Description:
The digital signature in version 20141120 is to sign the strings, so the strings must
be organized in a certain sequence as below:
MerId
OrdId
TransAmt
CuryId
TransDate
TransType
Version
BgRetUrl
PageRetUrl
GateId
Priv1
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- Content of Receiving Transaction Data
ChinaPay will send transaction response to merchant when the payment has been
finished. Page receiving URL and background receiving URL will both receive transaction
data including the following fields. Take page FORM data for example.(pay attention to the
capital letters and small letters)
<form name="SendToMer" method="post" action=""> ‖action‖ is the URL of submitting
transaction data
<input type="hidden" name="merid" value="808080290000001"/>
<input type="hidden" name="orderno" value="0000000010096806"/>
<input type="hidden" name="transdate" value="20070801"/>
<input type="hidden" name="amount" value="000000001234"/>
<input type="hidden" name="currencycode" value="156"/>
<input type="hidden" name="transtype" value="0001"/>
<input type="hidden" name="status" value="1001"/>
<input type="hidden" name="checkvalue" value=" X…X "/>
<input type="hidden" name="GateId" value=" 0001"/>
<input type="hidden" name="Priv1" value=" Memo"/>
</form>
- Description:
―status‖ represents the transaction statement, only when the value is ―1001‖
means successful transaction, other values means failure, so after verify the sign
date was send by ChinaPay, you still need to judge the statement value is ―1001‖
please read the description carefully in Appendix B
- Verifying Signature of Response Data
After payment transaction is finished, ChinaPay will send result information to
merchant, which can be received by both page receiving URL and background
receiving URL. Merchant should verify its signature to confirm whether this response
is sent by ChinaPay. ―Function check - to verify transaction response‖ should be used.
Names of functions are:
NetPayClient for Java verifyTransResponse (refer to Chapter3.5.1)
NetPayClient for Win32 check (refer to Chapter 3.4.2)
NetPayClient for C verifyTransResponse (refer to Chapter 3.4.3)
NetPayClient for C# verifyTransResponse (refer to Chapter 3.4.4)
NetPayClient for PHP verifyTransResponse (refer to Chapter 3.4.45)
5. Refund
5.1. Object
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Currently, ChinaPay employed plenty ways of refund, and this chapter mainly guide
ChinaPay’s merchant members access through single refund method to refund system.
facilitate online payment business for success by ChinaPay refund transactions.
5.2. Transaction Process
After payment transition is finished, merchants can develop their refund transition
payment service through payment gateway subsystem of payment service interface-
NetPayClient, according to the order forms generated by the results of payment transition.
Step 1Refund Confirmation
1. Merchants according to the situation of payment transition select the refund
program, then generate refund order or the information of refund bill.
2. Merchants confirm the information of refund ,and start refund transition.
Step 2Refund Response
3. Merchants confirm the data of refund transition, and apply refunding to ChinaPay
with the data form regulated by ChinaPay. At the same time, payment gateway check
the validity of merchants.
4. After ChinaPay received refund order, it will send back merchants the response
of ―Refund is accepted successfully.‖ At the same time.
5. The response of success/failed refund will be send to notice merchants through the
URL which is written by merchants at the time of submitting refund information.
Step 3Refund Dispose
6. ChinaPay completes refund transition with bank, which has manual intervention
process ,and will generate refund information at last.
7. Merchants can look over the process of refund and the information of refund result
from console platform.
Step 4Refund Finished
8. The refund operation is finished.
5.3. Connecting Approaches
5.3.1. Connection URL
Merchant can connect with ChinaPay’s enquiry system by the means of WEB service.
URL of receiving transaction data is:
Test Environment: http://payment-test.chinapay.com/refund1/SingleRefund.jsp
Production Environment: http://console.chinapay.com/refund/SingleRefund.jsp
5.3.2. Version
5.3.2.1. Refund Version 20070129
- Content Submitted on Single Refund Page
Merchants submitted order information to ChinaPay’s payment connection URL
Content of the FORM on enquiry page should include:
<form action="https://bak.chinapay.com/refund/SingleRefund.jsp" METHOD=POST>
(‖action‖ is the URL of submitting enquiry data)
<input type=hidden name="MerID " value="808080290000001"> (MerId is the Merchant ID
assigned by ChinaPay, length of 15 bytes, necessary)
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<input type=hidden name="TransType" value="0002"> (Transaction Type: 0002 represents refund
transaction)
<input type=hidden name="OrderId" value="0000000010096806"> (Order ID, length of 16 bytes,
necessary)
<input type=hidden name="RefundAmount " value="000000001234"> (Amount of merchant refund,
with 2 decimal,length of 12 bytes, necessary)
<input type=hidden name="TransDate" value="20070801"> (Transaction date of the particular
order, length of 8 bytes, necessary)
<input type=hidden name="Version" value="20070129"> (Version of single enquiry, necessary)
<input type=hidden name=" ReturnURL " value="http://www.example.com/ back1.jsp">
(URL of receiving refund status, optional, within 80 bytes)
<input type=hidden name="Priv1" value=" "> (Merchant’s reserve field,within 40 bytes,
necessary, optional)
<input type=hidden name="ChkValue" value="X…X"> (ASCII code of 256 bytes, necessary)
</form>
Statement:
TransType is transaction type, 0002 represents refund. ReturnURL is refund respond,
whose content is optional. If merchants would like to get informed when the refund status
changed, the files should be filled in.
Priv1 is merchant’s private field, necessary, whose data is defined by merchant but
should not be repeated. In order to avoid submitting refund request for several times, data
in this field will be verified if it is repeated. If the refund request has been submitted before,
it is considered that it has been received and will not be processed again
- Digital Signature of Transaction Data
Digital signature is required when Merchant sends transaction data to ChinaPay. For
Version 20070129, signature data should use ―Function Sign - to generate digital
signature for a string‖. Names of functions are:
NetPayClient for Java Sign (refer to Chapter3.5.1)
NetPayClient for Win32 signData (refer to Chapter 3.4.2)
NetPayClient for C signData (refer to Chapter 3.4.3)
NetPayClient for C# Sign (refer to Chapter 3.4.4)
NetPayClient for PHP sign (refer to Chapter 3.4.45)
Statement
For Version 20070129, signature data uses ―Function Sign - to generate digital
signature for a string‖, so merchants should contact stings follow some sequence, the
sequence is as follows:
- Content of Refund Response Data
MerID
TransDate
TransType
OrderId
RefundAmount
Priv1
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ChinaPay’s server program will send back ―refund request received‖ response to
merchant after processing refund request. When the status of particular refund changes
into success or failure, corresponding response will also be sent to merchant.
Format of ―success‖ response:
Format of ―failure‖ response:
Statement:
Merchant can judge whether the refund is successful via ResponseCode.
ResponseCode value of 0 represents successful refund while other Response codes
mean failed refund.
Definition of each field in ―success‖ response:
ResponseCode : The code of response, the common value is 0(When the value is 0,
it will has other field data sent back to check the signature of the message).
MerID: Merchant ID, 15 bytes figure
ProcessDate: ChinaPay’s process date, 8 bytes figure
SendTime: Time of ChinaPay sending response code, 6 bytes figure(hhmmss), this
field is not in digital signature
TransType: Transaction type, 4 bytes figure
OrderId: Original order ID, 16 bytes figure
RefundAmout: Refund amount, 12 bytes figure
Status: Status of particular refund, 1 byte figure
1
Refund request
successfully
3
Refund is succeed
8
Refund is fail
Priv1: Merchant’s private field, maximum 40 bytes
Checkvalue: Signature verification, 256 bytes
Definition of each field in ―failure‖ response:
ResponseCode : Response code, 3 bytes figure
Message: Explanation of response code
- Signature Verification of Response Data
Response data will be sent to merchant when the refund request is successfully
submitted or the refund status changes into success or failure. After receiving response
ResponseCode=value0&MerID=value1&ProcessDate=value2&SendTime=value9&TransTyp
e=value3&OrderId=value4&RefundAmout=value5&Status=value6&Priv1=
value7&CheckValue=value8
ResponseCode=value0&Message=message_string
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data, merchant should verify the signature to confirm whether this data is sent by
ChinaPay, using ―Function check - to verify transaction response‖. Names of functions
are:
NetPayClient for Java verifyAuthToken (refer to Chapter3.5.1)
NetPayClient for Win32 checkData (refer to Chapter 3.4.2)
NetPayClient for C verifySignData (refer to Chapter 3.4.3)
NetPayClient for C# verifyAuthToken (refer to Chapter 3.4.4)
NetPayClient for PHP verify (refer to Chapter 3.4.45)
- Statement:
For Version 20070129, verifying digital signature of refund transaction should use
Function check - to verify transaction response‖, and the strings should be linked by the
following order:
6. Query
6.1. Object
Every transaction submitted to ChinaPay can be inquired both on merchant console,
and inquiry service. This chapter conducts merchant to set up connection with ChinaPay’s
enquiry system, so that they can facilitate merchant to inquire transactions.
6.2. Transaction Process
Merchant connect inquiry order information that meet merchant console according
informative details of payment transition, then, they undertake the inquiry operation of
transactional details. The processing flow of inquiry includes
Step 1Inquiry Confirmation
1. Merchant generates inquiry order information.
2. Merchant confirms inquiry order information, which should meet ChinaPay’s
code requirement.
Step 2Inquiry Action
3. After confirming inquiry order, merchant applies to ChinaPay for inquiring
transactional details with the data format regulated by ChinaPay.
4. ChinaPay deals with the inquiry of transactional details according to merchant’s
information and inquiry order information submitted.
Step 3Inquiry Finished
5. ChinaPay’s server program send back the response of query results to merchant
once it finished undertaking the request of querying transactional details.
6. Transactional details’ query finished
MerID
ProcessDate
TransType
OrderId
RefundAmount
Status
Priv1
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6.3. Connection Approaches
6.3.1. Connection URL
Merchant can connect with ChinaPay’s single enquiry system by the means of WEB
service. URL of receiving transaction data is:
Test Environment: http://payment-test.chinapay.com/QueryWeb/processQuery.jsp
Production Environment: http://console.chinapay.com/QueryWeb/processQuery.jsp
In addition, as we add extra note that ChinaPay adopts the way of flow control to
permit merchant accessing to, following conditions should be satisfied:
- Request will be responded only if it is submitted from IP address designated by
merchant that has the right to inquire transaction, and the interval between two
successful enquiries should be longer than the system’s set interval. Otherwise
system will report ―illegal merchant request‖ (Error code 111).
- Transactions of failure status which are inquired in a fix time should not exceed
some volume, otherwise system will report ―over-flow control‖ (Error code 305).
Therefore, when merchant applies for single enquiry function, its server’s IP
address and Merchant ID should be provided.
6.3.2. Version
6.3.2.1. Enquiry Version 20060831(Single Query)
- Content Submitted on Single Enquiry Page
Merchant submits order information to ChinaPay’s payment connection URL. Content
of the FORM on enquiry page should include:
<form action="http://console.chinapay.com/QueryWeb/processQuery.jsp" METHOD=POST>
(‖action‖ here is the URL of submitting enquiry data)
<input type=hidden name="MerId" value="808080290000001"> (MerId is the Merchant ID
assigned by ChinaPay, length of 15 bytes, necessary)
<input type=hidden name="TransType" value="0001"> (Transaction Type: 0001 represents
consumption transaction)
<input type=hidden name="OrdId" value="0000000010096806"> (Order ID, length of 16 bytes,
necessary)
<input type=hidden name="TransDate" value="20070801"> (Transaction date of the particular
order, length of 8 bytes, necessary)
<input type=hidden name="Version" value="20060831"> (Version of single enquiry, necessary)
<input type=hidden name="Resv" value=" "> (Merchant’s reserve field)
<input type=hidden name="ChkValue" value="X…X"> (ASCII code of 256 bytes, necessary)
</form>
- Digital Signature of Transaction Data
Digital signature is required when merchant sends transaction data to ChinaPay. For
Version 20060831, signature data should use ―Function Sign - to generate digital
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signature for a string‖. Names of functions are:
NetPayClient for Java Sign (refer to Chapter 3.5.1)
NetPayClient for Win32 signData (refer to Chapter 3.4.2)
NetPayClient for C signData (refer to Chapter 3.4.3)
NetPayClient for C# Sign (refer to Chapter 3.4.4)
NetPayClient for PHP sign (refer to Chapter 3.5.5)
- Statement:
For Version 20060831, digital signature of enquiry transaction should use ―Function
Sign - to generate digital signature for a string‖, and the strings should be linked by the
following sequence:
- Content of Query Response Data
ChinaPay’s server program will send back the enquiry result to merchant after
undertaking query request.
Format of ―success‖ response(Note case sensitive):
Format of ―failure‖ response(Note case sensitive):
- Statement:
Merchant can judge whether the query is successful via ResponseCode.
ResponseCode value of 0 represents successful query while other Response codes mean
failed query.
Definition of each field in ―success‖ response:
ResponeseCode: Response code, successful value is 0
merid Merchant ID, 15 bytes figure
orderno Enquiry Order ID, 16 bytes figure
amount Transaction amount, 12 bytes figure
currencycode Transaction currency, 3 bytes figure
transdate: Transaction date, 8 bytes figure
transtype Transaction type, 4 bytes figure
status Transaction status, 4 bytes figure
checkvalue Digital signature, 256 bytes
GateId Transaction gateway ID, 4 bytes
MerID
TransDate
OrdId
TransType
ResponeseCode=value1&merid=value2&orderno=value3&amount=value4&currencyc
ode=value5&transdate=value6&transtype=value7&status=value8&checkvalue=value9
&GateId= value10&Priv1= value11
ResponeseCode=value0&Message=message_string
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Priv1 Merchant private field
Definition of each field in ―failure‖ response:
ResponeseCode: Response code, 3 bytes figure
Message Explanation of response code
- Signature Verification of Response Data
ChinaPay will send the enquiry information to merchant when completing enquiry
transaction, using ―Function check - to verify transaction response‖. Names of functions
are:
NetPayClient for Java verifyTransResponse (refer to Chapter 3.5.1)
NetPayClient for Win32 check (refer to Chapter 3.4.2)
NetPayClient for C verifyTransResponse (refer to Chapter 3.4.3)
NetPayClient for C# verifyTransResponse (refer to Chapter 3.4.4)
NetPayClient for PHP verifyTransResponse (refer to Chapter 3.4.45)
Appendix A Common Connection Problems and Solutions
1. In the development process , reported 157 error code.
QA: Check to see if GATEID is 0001, if it is, delete 0001
2. After payment online, how to do, if click submit button, the page presents
Gateway Routing doesnt exsit”?
QA: Set GateIds value to empty, and then to submit the order to ChinaPay.
3. After payment online, how to do, if click submit button, the page presents “ The
standard data field cannot be blank”?
QA: Merchant checks whether every piece of program is written according to
<<NetPayClient_MerchantOperationManual>>. When come up with such report, it
expresses program designer doesn’t meet with the manual, there are some stupid
mistakes such as spelling mistake, forgetting to put in important data and so on. Remind
merchant to check the parameters as follows: MerId, OrdId, TransAmt, CuryId, TransDate,
TransType and some relative programs.
Typical case:
One company’s program’s designer input:
……
<input type=hidden name=‖cruyId‖ value=‖156‖>
……
The correct one is:
<input type=hidden name=‖curyId‖ value=‖156‖>. A word’s error contributes to the
difficult of data reading. That is, function can’t find the important information included by
curyId, which contributes to the report of ―Standard data field can not be blank!‖
4. After payment online, how to do, if click submit button, the page presents “ The
merchants code is empty”?
QA: This problem mainly happened in UPOP, as the MerId has not been configured
the Id used in UPOP. Merchants need to contact the operation center (phone NO.:
021-61871399) to configure this information.
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5. How to deal with the problem that the system report 500 error code during
merchant’s testing process?
QA: This error is systematic error, which belongs to the error of compiling program.
That is because merchant mixed test submit URL and official submit URL.
Typical case:
When compile programs , designer input:
……
<form action=https://payment.chinapay.com/pay/TransGet method=post>
……
This is test merchant, so the right content after action is
http://payment-test.chinapay.com/, that is to say, the right input is:
<form action=http://payment-test.chinapay.com/pay/TransGet method=post>
6. How to deal with the problem that merchant comes up with -109 error code?
QA:-109 error code represents encryption is not successful, which may be caused by
many problems. Currently, the main reason is that the signature method merchant used is
not right, which result in fail signature.
7. How to deal with the problem that merchant comes to illegal length?
QA: Illegal length is because of merchant’s wrong configuration that the length of
parameters is not follow actual demands. For example ,OrderId is not 16 bytes,TransDate
is not 8 bytes, TransAmt is not 12 bytes, Checkvalue is not generated, and so on, all of
which may cause illegal length.
The detail statement of sending parameters is as follows:
String MerId merchant ID, It is defined as a string with the length of 15 bytes that is
assigned by ChinaPay or the clearing bank when the merchant agrees to use the service
provided by ChinaPay.
String OrdId order number. It is specified as a 16-byte long numeric string that is
generated by the merchant’s system, and previously failed transactions could be paid
again.
String TransAmt transaction amount. This variable is defined as a numeric string
and has the length of 12. For example, the string ―000000001234‖ represents 12.34RMB
in this case.
String CuryId the type of the currency used. It is a string containing 3 bytes.
Currently, only the value ―156‖ is accepted to represent RMB in the system.
String TransDate the date of the transaction. This numeric string is defined with the
length of 8 to represent the transaction date with the format of YYYYMMDD.
String TransType the transaction type. It is a string sized 4 and values between
―0001‖ and ―0002‖. Hereinto, ―0001‖ represents payment transaction and ―0002‖ refers
to refund transaction.
Return Value
String CheckValue - check value. It is the digital signature value with 256 bytes
generated by ChinaPay based on the transaction results.
8. What’s the problem that ERRORCODE=110?
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QA: Background return URL or Page return URL is too long. The length of
Background return URL can’t over 80 bytes. If it is over 80 bytes ,the system will report
110 error code. Advice merchant alter Background return URL and Page return URL, limit
the length within 80 bytes.
9. How to deal with the problem that AXTIVEX control can’t create object or DLL is
not registered during the development process of ASP?
QA:
a) Let merchant to check whether the SCRIPT of system XP has been updated to
the latest version.
b) Let merchant to check whether lode CHINAPAY.DLL and CPNPC.DLL correctly,
and put NETPAY.DLL on the SYSTEM32 folder.
10. What’s the problem that system reports illegal page in the development
process?
QA: Submit page should use popup windows. If merchant use frame interface, that
the submission page will not redirect properly, that would report illegal page. Advice
merchant to alter the structure of website, and to use popup windows instead of directing
in the frame of page.
11. When sending transaction, some other error report information
status code
Transaction Description
1001
Purchase transaction succeeded
1003
Refund transaction succeeded
1005
Refund order cancel succeeded
others
All the other response codes refer to a failed transaction. Please check
the detailed description from ChinaPay’s Merchant Management System
or error information files of banks
12. During the system testing, successful payment but occur verifying signature
mistake when return to merchant website page.
QA: Firstly, the program developing must keep accord to the content of <<
NetPayClient User Manual>>.
Typical Example:
One company’s programmer input following content when testing company:
……
Chkvalue = request.getparameter(―chkvalue‖)
……
Because the sending parameter’s name is―ChkValue‖, when feedback fetch the
―ChkValue‖ too. In fact, this parameter should be ―checkvalue‖, so the transmit parameter
value is null, and results to failure of verifying signature. That is to say:
Chkvalue = request.getparameter(―checkvalue‖)
This mistake as a result of the merchant didn’t code the program according to <<
NetPayClient User Manual >>.
13. What should we do when the failure of initializing public key occurs?
QA: If merchants develop their program in JAVA, please check that whether
merchants have input the public key number instead of merchant ID.
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Typical Example:
One company’s programmer input following content when testing company:
……
Flag=key.buildKey(―808080002100999‖,0‖c:\winnt\\PgPubk.key‖);
……
But, the correct code should like this:
……
Flag=key.buildKey(―999999999999999‖,0‖c:\winnt\\PgPubk.key‖);
……
14. What we should do when the -118 mistake occurs?
QA: Generally speaking, this mistake does not occur frequently. It is mainly because
the merchant use the incorrect private key or transmit the wrong parameters to verifying
signature method which lead to verify signature error. For example, the testing
merchant use the producing merchant’s private key or signature method lead to
incorrectly parameter transmitting and verifying signature failure.
Typical Example:
One merchant use producing public key when test testing online system, result to
-118 mistake, after modified to testing merchant public key the error removed.
15. What about can’t receive the background answer?
QA: Checking that whether the response acceptance code have something wrong
with the judgment which responsible for judging the qualification of accepting response;
and ensure the correct accepting response URL when sending transaction.
16. How to inform ChinaPay when accept background response successfully?
QA: WEBSEVER feedback automatically, generally, successfully acceptance will
return number 200 automatically, so merchant don’t need any parameter. Only when the
value of OrderStatus is ―1001‖ means successful transaction, the rest values all mean
failing transaction. And merchant need to judge this then adds to own database.
17. What about the failure of loadlib(CHINAPAY.DLL)?
QA: Netpay.dll must be put in the system32 folder.
Appendix B The Instructions for Payment Interfaces
1. Response for payment results from ChinaPay
BgRetUrl: URL of receiving background transactions, necessary. It is used to receive
the payment results sent by ChinaPay when cardholders didnt return to merchants
website after paying successfully on the online banking page. The address is suggested
to use the ip address instead of domain name, and external network must be able to
access, while cant fill any parameters. Otherwise, itll affect merchants receiving
ChinaPays background response. If merchants need to transfer parameters, they could
make full use of Priv1, whose length is limited to 60 bytes. Before putting the payment
interface into operation formally, merchants must test whether the BgRetUrl can
normally receive ChinaPays response.
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The digital signature of the payment response message have to be verified by the m
erchant. The only status indicates payment successful is 1001, all other statuses are reco
gnized as unsuccessful. Meanwhile, the merchant must compare the content of the respo
nse message with the transaction data in its system. The message from Chinapay should
be the only reference if there was a difference.
ChinaPay has two payment results notifications, and the background response has
retransmission mechanism, so merchants system must judge whether the order is
repeatable before modifying the orders status in merchants database.
2. Priv1: Merchant private field
ChinaPay fulfills the same content that merchants send to ChinaPay in this field, and
returns to merchants. This field does not support Chinese and special characters, which
will affect the signature. So the merchants must limit the input type of this field, and
prevent the cardholders inputting Chinese characters or other special characters.
3. Merchant web page tips
- Suggest cardholders use IE browser;
- Suggest cardholders following the page prompts jump back to the merchant site
after paying successfully on the online banking page so as to ensure the
merchants system receiving payment results in time ;
- Suggest cardholders finish payment operation after ordering as soon as
possible.
4. Merchant change tips
If there are changes in merchants server, here are a couple of things to be aware:
1) If the domain name changes, merchants need to consider updating the following
information:
- PageRetUrl and BgRetUrl in payment interface;
- Notification addresses in settlement reconciliation and settlement account
interfaces. Merchants should contact the operation center (phone NO.:
021-61871399) to bind new addresses, which will take effect in the next day.
2) If IP address changes, merchants need to consider updating the following
information:
- PageRetUrl and BgRetUrl in payment interface;
- Ip addresses bound in ChinaPay where merchants launch single query request in
single query interface. Merchants should contact the operation center (phone
NO.: 021-61871399) to bind new ip addresses, which will take effect in the next
day.
- Notification addresses in settlement reconciliation and settlement account
interfaces. Merchants should contact the operation center (phone NO.:
021-61871399) to bind new addresses, which will take effect in the next day.
5. Description of Orders uniqueness
Notice: The MerId(Merchant Id), OrderId and TransDate which include in the request
Form to determine the orders uniqueness. eg. Use the same MerId and OrderId,but
difference TransDate to request the payment, It will be considered as same Order.
Appendix C Response Code Description
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1. ChinaPay transaction status code
Form 3 ChinaPay transaction status code
status code
Transaction Description
1001
Purchase transaction succeeded
1003
Refund transaction succeeded
1005
Refund order cancel succeeded
others
All the other response codes refer to a failed transaction. Please check the
detailed description from ChinaPay’s Merchant Management System or
error information files of banks
2. NetPayClient API Error Codes
Form 4 NetPayClient API Error Codes
status code
Status Information
All methods
-111
Private key path is not set, or NPCDIR environment variable is not set
Signature methods
-100
NPCDIR environment variable is not set
-101
Merchant private key file does not exist or can’t be opened
-102
private key file format error
-103
private key merchant id is not compatible with signature merchant id
-109
Checking the merchants signature failure
-130
Length of string for signature is blank
Signature verification methods
-112
ChinaPay public key file does not exist or can’t be opened
-113
Public key file format error
-114
Public key file error
-118
Signature verification failure
-134
Public key file path set error
3. QuerySingle Refund Error Codes
ERROR CODE
ERROR MESSAGE
101
Merchant id error or is blank
102
Order number of transaction response inquiry is blank
103
Transaction date is blank
104
Request transaction type error
105
Merchant id length error
106
Order number length error
107
Transaction date length error
108
Transaction type is blank or length error
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109
Version number is blank
110
Version number error
111
Merchant request forbidden
112
Transaction type error
116
Amount is blank
117
Merchant private field length error
118
Signature field error
120
Accumulated refund amount is over original payment amount
121
Refund amount does not equal to original order amount
122
Refund amount should be less than original order amount
123
Total refund amount is more than original order amount
201
Plaintext data is blank
201
Signature data does not exist
202
Signature error
203
Signature verification failure
204
Signature verification data error
205
Repeat submitting the transaction
301
Inquired transaction does not exist
302
Inquiry database error
303
Response data package error
304
Response data string transformation error
305
Exceed volume control range
307
Corresponding data is not found
402
Original transaction doesnt exist. The transaction date in the
refund request should be the date when the payment
transaction happened.
404
Other internal errors

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