FarmTek MI043 Polaris Timer Console User Manual

FarmTek Inc Polaris Timer Console

User Manual

)DUP
%
HN 6SRUW 7LPLQJ 6SHFLDOLVWV
3RODULV
0XOWL(YHQW 7LPHU
2SHUDWLQJ
,QVWUXFWLRQV
)DUP7HN ,QF
' +Z\  1RUWK  
:\OLH 7;   
  (CTO6GM +PE
32/$5,6 7,0(5 &2162/(
7LPHU &RQVROH 3RZHU
%DWWHULHV
7KH QHZ 3RODULV WLPHU LV SRZHUHG E\ IRXU $$ DOND
OLQH EDWWHULHV LQVWHDG RI DQ $& DGDSWHU DV LQ WKH SDVW
7KH WLPHU UXQV  WR  KRXUV RQ D QHZ VHW RI EDWWHU
LHV $OZD\V WXUQ WKH WLPHU RII EHIRUH FKDQJLQJ WKH
EDWWHULHV DQG DOZD\V UHSODFH DOO IRXU EDWWHULHV DW WKH
VDPH WLPH ± GR QRW PL[ ROG DQG QHZ EDWWHULHV
7R FKHFN WKH EDWWHU\ OHYHO IROORZ WKHVH VWHSV
 3UHVV 6(783 WR DFFHVV VHWXS IXQFWLRQV
 3UHVV 1(;7 &+2,&( XQWLO &KHFN %DWWHU\ LV
GLVSOD\HG MXVW RQH RU WZR SUHVVHV
 3UHVV (17(5 WR VKRZ UHPDLQLQJ EDWWHU\ OLIH
 3UHVV 6(783 WR UHWXUQ WR QRUPDO RSHUDWLRQ
.HHS LQ PLQG WKDW ZKHQ WKH FRQVROH LV ILUVW WXUQHG RQ
DIWHU EHLQJ RII IRU D ZKLOH HJ RYHUQLJKW WKH UH
SRUWHG EDWWHU\ OHYHO LV DUWLILFLDOO\ KLJK IRU WKH ILUVW
KDOIKRXU RU VR RI XVH
/RZ %DWWHU\ :DUQLQJ
$ ORZ EDWWHU\ LFRQ LV IODVKHG LQ WKH XSSHU ULJKW FRU
QHU RI WKH 6WDWXV GLVSOD\ ZKHQ DERXW  WR  KRXUV RI
FRQVROH EDWWHU\ OLIH DUH OHIW 1RWH WKDW WKH EDWWHU\
LFRQ LV DOVR GLVSOD\HG ZKHQHYHU DQ HOHFWULF H\H LQ
WKH DUHQD KDV D ORZ EDWWHU\ &KHFN WKH FRQVROH¶V
EDWWHU\ OHYHO DV GHVFULEHG SUHYLRXVO\ WR VHH LI LW LV
WKH UHDVRQ WKH LFRQ LV IODVKLQJ
3RZHU 2Q2II
7XUQ WKH 2QNCTKU WLPHU RQ DQG RII XVLQJ WKH VOLGH
VZLWFK ORFDWHG DW WKH XSSHU ULJKW FRUQHU RI WKH WLPHU
FRQVROH
7LPHU &RQQHFWLRQV
&RQQHFWLRQV RQ WKH UHDU RI WKH WLPHU FRQVROH KDYH
FKDQJHG ZLWK WKH LQWURGXFWLRQ RI WKH QHZ 3RODULV
WLPHU 7KH 3RZHU MDFN LV JRQH DQG LQ LWV SRVLWLRQ LV
WKH ,QSXW MDFN 7KH ,QSXW MDFN LV IRU FRQQHFWLRQ RI
RSWLRQDO LQSXW GHYLFHV VXFK DV D EDU FRGH UHDGHU DQG
QXPHULF NH\SDG WR EH RIIHUHG LQ WKH IXWXUH 'R QRW
SOXJ DQ $& DGDSWHU IURP DQ ROGHU )DUP7HN WLPHU
LQWR WKH ,QSXW MDFN RQ WKH QHZ 3RODULV,WFDQFDXVH
VHULRXV GDPDJH
7KH 'LVSOD\ MDFN LV QRZ FDOOHG WKH 2XWSXW MDFN
KRZHYHU LWV IXQFWLRQV DUH WKH VDPH 2XWSXW RI VFRUH
ERDUG GDWD DQG RXWSXW RI FRPSXWHUSULQWHU GDWD
7KH IXQFWLRQV RI WKH +RUQ MDFN DUH XQFKDQJHG IURP
WKH SUHYLRXV YHUVLRQ RI WKH 3RODULV WLPHU ,W SURYLGHV
DXGLR RXWSXW RI WKH KRUQ VRXQG WR D 3$ V\VWHP DQG
DOVR FRQQHFWV WR RXU VWDQGDORQH KRUQ
  (CTO6GM +PE
:,5(/(66 (/(&75,& (<(6
2SHUDWLRQ
%DWWHULHV
7KH HOHFWULF H\HV RSHUDWH RYHU  KRXUV IURP D  YROW
DONDOLQH EDWWHU\ XVH RQO\ DONDOLQH EDWWHULHV7KH
2QYGT ODPS RQ WKH XQLW JORZV VWHDGLO\ ZKLOH WKH EDW
WHU\ LV JRRG DQG IODVKHV ZKHQ WKH EDWWHU\ LV ORZ
7R KHOS GHWHFW DQ H\H ZLWK D ORZ EDWWHU\ WKH 3RODULV
WLPHU LQ WKH DQQRXQFHU¶V ERRWK IODVKHV D ORZ EDWWHU\
LFRQ LQ WKH XSSHU ULJKW FRUQHU RI LWV 6WDWXV 'LVSOD\
ZKHQ DQ\ HOHFWULF H\H LQ XVH KDV D ORZ EDWWHU\
7KH HOHFWULF H\HV RSHUDWH DW OHDVW WZR KRXUV DIWHU WKH
ILUVW LQGLFDWLRQ RI ORZ EDWWHU\ 1RWH 7KH WZR KRXU
SHULRG LV IURP WKH ILUVW WLPH WKH ORZ EDWWHU\ OLJKW EH
JLQV IODVKLQJ ,I D XQLW ZLWK D ORZ EDWWHU\ LV WXUQHG RII
DQG WKHQ ODWHU WXUQHG EDFN RQ WKH ODPS PD\ JORZ
VWHDGLO\ IRU VRPH WLPH EHIRUH LW VWDUWV IODVKLQJ DJDLQ
7KLV GRHV QRW PHDQ WKHUH DUH WZR PRUH KRXUV RI RS
HUDWLRQ UHPDLQLQJ DW WKLV SRLQW
2QFH WKH 2QYGT ODPS EHJLQV IODVKLQJ LW LV VLPSOHVW WR
MXVW UHSODFH WKH EDWWHU\ GXULQJ WKH QH[W EUHDN LQ \RXU
HYHQW ± GRQ¶W ZRUU\ DERXW WU\LQJ WR XVH WKH ODVW IHZ
KRXUV RI WKH EDWWHU\
:KHQ VWRULQJ WKH HOHFWULF H\HV IRU DQ H[WHQGHG SHULRG
RI WLPH DOZD\V UHPRYH WKH EDWWHULHV
+HOSIXO +LQWV
(YHQ WKRXJK WKH DQWHQQDV
FDQ EH XQVFUHZHG GRLQJ VR
FDQ FDXVH SUREOHPV'R 1RW 5HPRYH WKH $QWHQQDV
3ODFHPHQW RI WKH HOHFWULF H\HV DQG WKH WLPHU FRQVROH
LQ WKH DUHQD DQG WKH DQQRXQFHU¶V VWDQG FDQ DIIHFW SHU
IRUPDQFH RI WKH UDGLR OLQN 1RWH WKHVH JXLGHOLQHV
 (QVXUH DQ XQREVWUXFWHG OLQHRIVLJKW EHWZHHQ WKH
DQWHQQD RQ WKH HOHFWULF H\H DQG WKH DQWHQQD RQ WKH
WLPHU FRQVROH LQ WKH DQQRXQFHU¶V ERRWK 9HULI\
FOHDU OLQHRIVLJKW IURP GRZQ DW WKH DQWHQQD¶V
OHYHO ± QRW IURP \RXU VWDQGLQJ H\H OHYHO
 3RVLWLRQ WKH WLPHU FRQVROH DW OHDVW  IHHW IURP
PDMRU HOHFWURQLF HTXLSPHQW VXFK DV FRPSXWHUV
PRQLWRUV DQG WKH 3$ V\VWHP
2SWLFDO ,QWHUIHUHQFH IURP WKH 6XQ
:KHQWKHHOHFWULFH\HVDUHVHWXSZLWKPRUHWKDQ
IHHW EHWZHHQ WKHP D ODWH DIWHUQRRQ VXQ VKLQLQJ GL
UHFWO\ LQWR WKH 3KRWR5HFHLYHU WKH HOHFWULF H\H ZLWK
WKH DQWHQQD FDQ FDXVH SUREOHPV $ VLPSOH UHPHG\ LV
WR VZDS WKH HOHFWULF H\HV ZLWK HDFK RWKHU VR WKDW WKH
VXQ VKLQHV LQWR WKH IDFH RI WKH 3KRWR7UDQVPLWWHU LQ
VWHDGWKHHOHFWULFH\HZLWKRXW WKH DQWHQQD 2U \RX
FDQ FRQVWUXFW D VKDGH IRU WKH 3KRWR5HFHLYHU ± VHH D
VDPSOH VXQVKLHOG WR SULQW DQG FXW RXW RQ WKH ZHE DW
IDUPWHNQHWVXQVKLHOGKWP
7ZR 7LPHUV $W 2QFH
7ZR FRPSOHWH WLPHUV FDQ EH XVHG DW WKH VDPH WLPH WR
SURYLGH EDFNXS IRU HDFK RWKHU +RZHYHU ZKHQ WZR
3KRWR7UDQVPLWWHUV WKH LQIUDUHG OLJKW VRXUFH DUH RQ
DW WKH VDPH WLPH WKH\ LQWHUIHUH ZLWK HDFK RWKHU DW WKH
3KRWR5HFHLYHU 7R SUHYHQW SUREOHPV VHW XS ERWK
FRPSOHWH WLPHUV VWDFNLQJ WKH HOHFWULF H\HV RQ WRS RI
HDFK RWKHU +RZHYHU RQO\ WXUQ RQ RQH RI WKH 3KRWR
7UDQVPLWWHUV %RWK 3KRWR5HFHLYHUV ZLOO ³VHH´ WKH
EHDP EXW VLQFH WKH EHDP LV FRPLQJ IURP MXVW RQH
3KRWR7UDQVPLWWHU WKHUH LV QR LQWHUIHUHQFH
1RWH 2OGHU ZLUHG HOHFWULF H\HV PD\ QRW ³UHFRJQL]H´
WKH ZLUHOHVV 3KRWR7UDQVPLWWHU ,Q WKLV VLWXDWLRQ PDNH
VXUH WKH RQH 3KRWR7UDQVPLWWHU WKDW \RX WXUQ RQ LV WKH
ROGHU ZLUHG 3KRWR7UDQVPLWWHU ± ERWK WKH ZLUHG DQG
ZLUHOHVV 3KRWR5HFHLYHUV ZLOO RSHUDWH IURP WKH ROGHU
ZLUHG 3KRWR7UDQVPLWWHU
7ZR :LUHOHVV 7LPHUV DW 2QFH
,I WKH WZR WLPHUV LQ XVH DUH ERWK ZLUHOHVV WLPHUV WKHQ
LQ DGGLWLRQ WR WKH UHTXLUHPHQWV DOUHDG\ PHQWLRQHG
PDNH VXUH WKH WZR 3KRWR5HFHLYHUV WKH HOHFWULF H\H
ZLWK WKH DQWHQQD RSHUDWH RQ GLIIHUHQW FKDQQHOV 7KH
FKDQQHO QXPEHU XVHG E\ WKH 3KRWR5HFHLYHU LV
VWDPSHG LQVLGH WKH EDWWHU\ FRPSDUWPHQW
  (CTO6GM +PE
(OHFWULF (\H ,' &RGHV :,5(/(66 (/(&75,& (<(6 
(DFK ZLUHOHVV HOHFWULF H\H LV SHUPDQHQWO\ SUR
JUDPPHG ZLWK DQ HOHFWURQLF LGHQWLILFDWLRQ FRGH 1R
WZR XQLWV KDYH WKH VDPH ,' FRGH 7KH ,' FRGH LV
WUDQVPLWWHG DORQJ ZLWK RWKHU LQIRUPDWLRQ ZKHQHYHU
WKH HOHFWULF H\H EHDP LV EURNHQ RU UHVWRUHG )RU D VHW
RI ZLUHOHVV HOHFWULF H\HV WR ZRUN ZLWK D SDUWLFXODU
WLPHU FRQVROH WKH WLPHU FRQVROH PXVW ³NQRZ´ WKH ,'
FRGH RI WKH HOHFWULF H\H EHLQJ XVHG
,I \RX XVH D GLIIHUHQW VHW RI HOHFWULF H\HV RU D GLIIHUHQW
WLPHU FRQVROH WKDQ XVXDO \RX PXVW KDYH WKH WLPHU
FRQVROH ³OHDUQ´ WKH ,' FRGH RI WKH HOHFWULF H\HV EHLQJ
XVHG DV GHWDLOHG EHORZ
1RWH WKDW WKH 3RODULV WLPHU VXSSRUWV XS WR IRXU VHWV RI
HOHFWULF H\HV 7KHVH DUH UHIHUUHG WR DV (\H  (\H 
(\H  DQG (\H  7KH WDEOH EHORZ VKRZV ZKLFK
H\HV DUH XVHG IRU HDFK HYHQW ,I D QHZ ,' FRGH LV
OHDUQHG IRU (\H  WKHQ DOO HYHQWV WKDW XVH (\H 
DUH DOVR DIIHFWHG 7KH VDPH ORJLF DSSOLHV ZKHQ WKH ,'
FRGH IRU DQ\ RWKHU H\H LV XSGDWHG
(YHQW (\H  (\H  (\H  (\H 
%DUUHO 5DFLQJ 6WDUW6WRS
5RSLQJ 6WHHU 6WDUW +HDGHU %UHDNRXW +HHOHU %UHDNRXW
%XOO 5LGLQJ
7HDP 3HQQLQJ 6WDUW 2SWLRQDO
&XWWLQJ 6WDUW 2SWLRQDO
6KRZ -XPSLQJ 6WDUW6WRS 6WDUW6WRS 6WDUW6WRS
/DS 7LPLQJ 6WDUW6WRS
6SULQW*HQHUDO 6WDUW6WRS 6WDUW6WRS 6SOLW 7LPH 6SOLW 7LPH
7LPH 6WDPS 7LPH 0HVVDJH 7LPH 0HVVDJH 7LPH 0HVVDJH 7LPH 0HVVDJH
/HDUQLQJ D 1HZ ,' &RGH
 6HW XS WKH HOHFWULF H\HV DQG WKH WLPHU FRQVROH DV
QRUPDO IRU WKH HYHQW \RX DUH SHUIRUPLQJ 7KH
DOLJQPHQW LQGLFDWRUV RQ WKH WLPHU FRQVROH PD\ QRW
XSGDWH XQWLO DIWHU WKH ,' FRGHV KDYH EHHQ VHW
 2Q WKH WLPHU FRQVROH SUHVV WKH 6(783 EXWWRQ WR
DFFHVV WKH WLPHU 6HWXS RSWLRQV
 3UHVV1(;7&+2,&(XQWLO6HW (\H ,' LV
GLVSOD\HG )RU VRPH HYHQWV OLNH 5RSLQJ DQG
6KRZ -XPSLQJ \RX FDQ FKRRVH IURP WZR RU WKUHH
GLIIHUHQW H\HV ± FKRRVH WKH RQH \RX QHHG WR VHW
 :KHQ \RX DUH UHDG\ WR EUHDN WKH HOHFWULF H\H
EHDP SUHVV (17(5 7KH WLPHU ZLOO GLVSOD\
%UHDN (\H %HDP 1RZ RU WKH DSSURSULDWH
PHVVDJH IRU WKH H\H \RX VHOHFWHG
 :DON WKURXJK WKH VHOHFWHG HOHFWULF H\H EHDP $V
VRRQ DV WKH EHDP LV EURNHQ WKH WLPHU PRPHQWDULO\
GLVSOD\V WKH ,' FRGH IRU WKH H\H
7KDW¶V LW )RU HYHQWV OLNH 5RSLQJ RU 6KRZ -XPSLQJ
UHSHDW WKH SURFHGXUH IRU RWKHU H\HV LI QHHGHG
1RWH ,I WKH ³%UHDN (\H %HDP 1RZ«´ PHVVDJH UH
PDLQV RQ WKH GLVSOD\ WKH WLPHU GLG QRW UHFHLYH D
WUDQVPLVVLRQ IURP WKH HOHFWULF H\H 0DNH VXUH WKH H\HV
DUH RQ DQG YLVXDOO\ DOLJQHG WKHQ ZDON WKURXJK WKH
EHDP DJDLQ ,I WKH WLPHU VWLOO IDLOV WR UHFHLYH DQ ,'
FRGH PRYH WKH H\HV FORVHU WR HDFK RWKHU DQG FORVHU WR
WKH WLPHU FRQVROH WU\ OHVV WKDQ  IHHW
)RU HYHQWV ZKLFK FDQ XVH PRUH WKDQ WZR VHWV RI H\HV
OHDUQLQJ WKH ,' FRGH IRU (\H  RU HQDEOHV WKRVH
H\HV &RQYHUVHO\ WR GLVDEOH DQ HOHFWULF H\H WKDW LV QRW
XVHG IROORZ VWHSV  WR  IRU WKH H\H \RX ZLVK WR GLV
DEOH WKHQ DERUW WKH SURJUDPPLQJ SURFHVV E\ SUHVVLQJ
DQ\ EXWWRQ RQ WKH NH\SDG 7KLV GLVDEOHV WKH VHOHFWHG
HOHFWULF H\H
l  (CTO6GM +PE
2YHUYLHZ RI 2SHUDWLRQ :,5(/(66 +$1'6:,7&+
7KH ZLUHOHVV KDQGVZLWFK DGGV IOH[LELOLW\ WR VHYHUDO
HYHQWV VXSSRUWHG E\ WKH 3RODULV WLPHU 7KH ZLUHOHVV
KDQGVZLWFK FDQ EH XVHG WR VWDUW DQG VWRS WKH WLPHU IRU
%XOO 5LGLQJ 7HDP 3HQQLQJ &XWWLQJHWF)RU7HDP
5RSLQJ WKH KDQGVZLWFK LV FDUULHG E\ WKH MXGJH LQ WKH
DUHQD DQG LV VHW WR VWRS WKH WLPHU RQO\ )RU 6KRZ
-XPSLQJ DQG 3RZHU  6SHHG HYHQWV WKH KDQGVZLWFK
LV XVHG WR VWRS DQG VWDUW WKH WLPHU ZKHQ D MXPS LV
GLVORGJHG 3UHVVLQJ WKH KDQGVZLWFK ZKLOH WKH WLPHU LV
UXQQLQJ VRXQGV WZR EXUVWV RI WKH KRUQ DQG VWRSV WKH
WLPHU 3UHVVLQJ WKH EXWWRQ DJDLQ VRXQGV WKH KRUQ DQG
UHVXPHV WLPLQJ )RU /DS 7LPLQJ WKH KDQGVZLWFK FDQ
EH XVHG LQ SODFH RI WKH HOHFWULF H\HV WR DOORZ PDQXDO
WLPLQJ RI ODSV
7KH $YHUDJH 7LPH HYHQW LV XVHG IRU KDQG WLPLQJ RI
5RSLQJ 6WHHU :UHVWOLQJ *RDW 7\LQJ HWF 7KLV HYHQW
DYHUDJHV WKH WLPHV RI WZR WLPHNHHSHUV DQG UHTXLUHV
DW OHDVW RQH ZLUHOHVV KDQGVZLWFK :LWK D VLQJOH
KDQGVZLWFK RQH WLPHNHHSHU XVHV WKH 6WDUW6WRS EXW
WRQ RQ WKH WLPHU FRQVROH DQG WKH RWKHU WLPHNHHSHU
XVHV WKH ZLUHOHVV KDQGVZLWFK $ VHFRQG ZLUHOHVV
KDQGVZLWFK FDQ EH XVHG VR WKDW QHLWKHU WLPHNHHSHU LV
WLHG WR WKH WLPHU FRQVROH
+DQGVZLWFK 2SHUDWLRQ
7KH ZLUHOHVV KDQGVZLWFKHV DUH GHVLJQHG IRU RSHUD
WLRQ ZLWKLQ DERXW  IHHW RI WKH WLPHU FRQVROH 7KH
KDQGVZLWFK LV VLPLODU WR WKH ZLUHOHVV HOHFWULF H\HV
DQG PXVW EH WXUQHG RQ E\ SUHVVLQJ WKH UHG SRZHU
EXWWRQ RQ WKH IURQW SDQHO 2QFH SRZHUHG RQ WKH
KDQGVZLWFK LV RSHUDWHG E\ SUHVVLQJ WKH JUHHQ EXWWRQ
RQ WRS RI WKH KDQGVZLWFK ZLWK \RXU WKXPE
7ZR +DQGVZLWFKHV 8VHG DW WKH 6DPH 7LPH
,I WKH WZR KDQGVZLWFKHV DUH LQ XVH DW WKH VDPH WLPH
PDNH VXUH WKH\ RSHUDWH RQ GLIIHUHQW FKDQQHOV 7KH
FKDQQHO QXPEHU LV EHWZHHQ  DQG  DQG LV VWDPSHG
RQ D VPDOO \HOORZ VWLFNHU LQVLGH WKH EDWWHU\ FRP
SDUWPHQW RI WKH KDQGVZLWFK
+DQGVZLWFK ,' &RGH
(DFK KDQGVZLWFK LV SHUPDQHQWO\ SURJUDPPHG ZLWK D
XQLTXH HOHFWURQLF LGHQWLILFDWLRQ FRGH )RU D
KDQGVZLWFK WR ZRUN ZLWK D SDUWLFXODU WLPHU FRQVROH
WKH WLPHU FRQVROH PXVW ³NQRZ´ WKH ,' FRGH RI WKH
KDQGVZLWFK EHLQJ XVHG
,I \RX XVH D GLIIHUHQW KDQGVZLWFK RU D GLIIHUHQW WLPHU
FRQVROH WKDQ XVXDO RU LI \RXU KDQGVZLWFK LV QRW
ZRUNLQJ ZLWK \RXU FRQVROH KDYH WKH WLPHU FRQVROH
³OHDUQ´ WKH ,' FRGH RI WKH KDQGVZLWFKHV EHLQJ E\
XVLQJ WKH 6HW +DQG6ZLWFK ,' RSWLRQ LQ WKH 6HWXS
PHQX
%DWWHULHV
7KH KDQGVZLWFK RSHUDWHV RYHU  KRXUV IURP D  YROW
DONDOLQH EDWWHU\ XVH RQO\ DONDOLQH EDWWHULHV7KH
2QYGT ODPS RQ WKH XQLW JORZV VWHDGLO\ ZKLOH WKH
EDWWHU\ LV JRRG DQG IODVKHV ZKHQ WKH EDWWHU\ LV ORZ
7KH KDQGVZLWFK ZLOO RSHUDWH DW OHDVW WZR KRXUV DIWHU
WKH ILUVW LQGLFDWLRQ RI ORZ EDWWHU\ +RZHYHU WKH WZR
KRXU SHULRG LV IURP WKH ILUVW WLPH WKH ORZ EDWWHU\
OLJKW EHJLQV IODVKLQJ ,I D XQLW ZLWK D ORZ EDWWHU\ LV
WXUQHG RII DQG WKHQ ODWHU WXUQHG EDFN RQ WKH ODPS
PD\ JORZ VWHDGLO\ IRU VRPH WLPH EHIRUH LW VWDUWV
IODVKLQJ DJDLQ 7KLV GRHV QRW PHDQ WKHUH DUH WZR
PRUH KRXUV RI RSHUDWLRQ UHPDLQLQJ DW WKLV SRLQW
2QFH WKH 2QYGT ODPS EHJLQV IODVKLQJ LW LV VLPSOHVW
WR MXVW UHSODFH WKH EDWWHU\ GXULQJ WKH QH[W EUHDN LQ
\RXU HYHQW ± GRQ¶W ZRUU\ DERXW WU\LQJ WR XVH WKH ODVW
IHZ KRXUV RI WKH EDWWHU\
:KHQ VWRULQJ WKH KDQGVZLWFK IRU DQ H[WHQGHG SHULRG
RI WLPH DOZD\V UHPRYH WKH EDWWHU\
l  (CTO6GM +PE
+251 23(5$7,21
7KH ZLUHOHVV 3RODULV WLPHU VXSSRUWV VHYHUDO GLIIHUHQW
KRUQ RSWLRQV
6WDQGDORQH KRUQ
$ KRUQ EXLOW LQWR VRPH VFRUHERDUG PRGHOV
7KH ³3$ +RUQ´ D GLUHFW FRQQHFWLRQ EHWZHHQ WKH
WLPHU FRQVROH DQG D 3$ V\VWHP
$OO KRUQV SURYLGH WKH VDPH IXQFWLRQDOLW\ DV GHVFULEHG
LQ WKH LQVWUXFWLRQV IRU HDFK HYHQW 7KH SULPDU\ GLIIHU
HQFH LV KRZ HDFK KRUQ FRQQHFWV WR WKH WLPHU
1RWH 7R FKHFN KRUQ RSHUDWLRQ \RX FDQ SUHVV WKH
+251 EXWWRQ RQ WKH WLPHU FRQVROH DW DQ\ WLPH WR
VRXQG WKH KRUQ
0HFKDQLFDO +RUQV
6WDQG$ORQH +RUQ
7R FRQQHFW WKH VWDQGDORQH KRUQ SOXJ WKH JUD\ FDEOH
ZKLFK H[LWV IURP WKH KRUQ LQWR WKH +RUQ MDFN RQ WKH
UHDU RI WKH WLPHU FRQVROH 3OXJ WKH EODFN SRZHU FRUG
IURP WKH KRUQ LQWR D VWDQGDUG  YROW RXWOHW 'R QRW
KDQJ RU PRXQW WKH KRUQ E\ WKH ZLUHV ZKLFK H[LW IURP
WKH KRUQ ,Q D ZHW HQYLURQPHQW RULHQW WKH KRUQ VR WKDW
WKH KRUQ¶V FDEOHV H[LW GRZQZDUGV
6FRUHERDUG +RUQ
7KH VFRUHERDUGV ZKLFK XVH OLJKW EXOEV KDYH D KRUQ
EXLOW LQWR WKH VFRUHERDUG :KHQHYHU WKH VFRUHERDUG LV
FRQQHFWHG WR WKH WLPHU FRQVROH IRU QRUPDO RSHUDWLRQ
E\ FRQQHFWLQJ WKH VFRUHERDUG¶V GDWD FDEOH WR WKH
2XWSXW MDFN RQ WKH WLPHU FRQVROH WKH KRUQ LQ WKH
VFRUHERDUG LV DOVR FRQQHFWHG ± QR DGGLWLRQDO FRQQHF
WLRQ WR WKH VFRUHERDUG LV UHTXLUHG WR RSHUDWH WKH KRUQ
3$ +RUQ
&RQQHFWLRQ
7KH ZLUHOHVV 3RODULV FRQVROH SURYLGHV IRU D GLUHFW
FRQQHFWLRQ EHWZHHQ WKH WLPHU FRQVROH DQG D SXEOLF
DGGUHVV V\VWHP 3$ V\VWHP 7KH WLPHU FRQVROH FRQ
WDLQV D GLJLWL]HG UHFRUGLQJ RI RXU ORXG VWDQGDORQH
KRUQ 7KH 3$ V\VWHP SHUIRUPV DV LI D PLFURSKRQH LV
LQ IURQW RI D VWDQGDORQH KRUQ ± H[FHSW WKHUH LV QR
KRUQ DQG WKHUH LV QR PLFURSKRQH
7R XVH WKH 3$ +RUQ FRQQHFW WKH ³7LPHU WR 3$ &D
EOH´ SURYLGHG ZLWK WKH WLPHU  IRRW FDEOH ZLWK D
VWHUHR SKRQH SOXJ RQ RQH HQG DQG DQ 5&$ SKRQR
SOXJ RQ WKH RWKHU HQG IURP WKH +RUQ MDFN RQ WKH
WLPHU FRQVROH WR D OLQH LQSXW MDFN RQ \RXU 3$ V\VWHP
/LQH LQSXW MDFNV RQ D 3$ V\VWHP DUH W\SLFDOO\ ODEHOHG
ZLWK QDPHV OLNH ³$8;´ ³&' ,QSXW´ ³7DSH ,Q´
³0L[ ,Q´ HWF
,I D VSDUH OLQH LQSXW LV QRW DYDLODEOH RU \RX FDQQRW
REWDLQ WKH GHVLUHG YROXPH OHYHO D FDEOH WR FRQQHFW
WKH WLPHU WR D PLFURSKRQH LQSXW RQ WKH 3$ LV DOVR
DYDLODEOH &RQWDFW )DUP7HN IRU PRUH LQIRUPDWLRQ
'LVDEOLQJ WKH 6FRUHERDUG +RUQ
,I \RX DUH XVLQJ RQH RI WKH WZR ODUJHU VFRUHERDUGV
ZKLFK KDV D EXLOWLQ KRUQ DQG \RX GR QRW ZDQW WKH
KRUQ LQ WKH VFRUHERDUG WR VRXQG IROORZ WKHVH VWHSV WR
GLVDEOH WKH KRUQ LQ WKH VFRUHERDUG
D 3UHVV 6(783 WR DFFHVV VHWXS IXQFWLRQV
E 3UHVV1(;7&+2,&(XQWLO'LVDEOH 6% +RUQ
LV GLVSOD\HG
F 3UHVV (17(5 WR GLVDEOH WKH VFRUHERDUG KRUQ
1RWH <RX FDQ UHHQDEOH WKH VFRUHERDUG KRUQ ZKHQ
QHHGHG E\ SLFNLQJ (QDEOH 6% +RUQ LQ VWHS E
'LIIHUHQW +RUQ 7RQHV
,Q DGGLWLRQ WR WKH VWDQGDUG EXOOKRUQ VRXQG RWKHU
KRUQ WRQHV FDQ EH VHOHFWHG
D 3UHVV 6(783 WR DFFHVV VHWXS IXQFWLRQV
E 3UHVV1(;7&+2,&(XQWLO6HW +RUQ 6RXQG
LV GLVSOD\HG WKHQ SUHVV (17(5
F 3UHVV1(;7&+2,&(WRVFUROOWKURXJKWKH
DYDLODEOH KRUQ WRQHV 3UHVV (17(5 ZKHQ WKH
GHVLUHG WRQH LV GLVSOD\HG
l  (CTO6GM +PE
2YHUYLHZ 48,&.02817
7KH 4XLFN 0RXQW LV D TXLFN DQG IOH[LEOH ZD\ WR
PRXQW WKH :LUHOHVV (OHFWULF (\HV WR YLUWXDOO\ DQ\
IHQFH SLSH FDWWOH SDQHO HWF ,WV JUHDW IRU WHPSRUDU\
RU SHUPDQHQW LQVWDOODWLRQ RI HOHFWULF H\HV IRU URSLQJ
7KH FRPELQDWLRQ RI D EDOO KHDG SLYRWLQJ VXSSRUW
DUPV DQG D URWDWLQJ EDVH DOORZV QXPHURXV SRVLWLRQ
LQJ DGMXVWPHQWV DV LOOXVWUDWHG EHORZ
7KH 4XLFN 0RXQW DWWDFKHV WR IHQFHV DQG SRVWV XVLQJ
SODVWLF WLHZUDSV /HDYH WKH PRXQW DWWDFKHG IRU MXVW
WKH QLJKW RU OHDYH LW DWWDFKHG IRU PRQWKV $GGLWLRQDO
WLHZUDSV DUH DYDLODEOH DW PRVW KDUGZDUH DQG DXWR
SDUWV VWRUHV
/RRVHQLQJ WKH $GMXVWPHQW .QRE DOORZV PRYHPHQW RI
WKH EDOO KHDG DQG SLYRWLQJ RI WKH KROGLQJ DUPV /RRV
HQLQJ WKH NQRE DERXW  WXUQ IUHHV WKH EDOO KHDG WR
URWDWH DQG VZLYHO /RRVHQLQJ WKH NQRE VOLJKWO\ PRUH
DOORZV WKH DUPV WR SLYRW
/RRVHQLQJ WKH %DVH .QRE RQ WKH 4XLFN 0RXQW DOORZV
URWDWLRQ RI WKH 4XLFN 0RXQW RQ LWV EDVH 7KLV URWDWLRQ
FDQ EH XVHG WR RULHQW WKH KROGLQJ DUPV VR WKH\ SLYRW LQ
WKH GLUHFWLRQ \RX UHTXLUH
1RWH .HHSLQJ WKH H\H ³IODW´ DV LOOXVWUDWHG LV RQO\
UHTXLUHG ZKHQ PRXQWLQJ WKH H\H ZLWK WKH DQWHQQD
7KHHOHFWULFH\HZLWKRXW WKH DQWHQQD FDQ EH PRXQWHG
LQ DQ\ RULHQWDWLRQ UHTXLUHG
(
((
(Y
YY
YH
HH
HQ
QQ
QW
WW
W
,
,,
,Q
QQ
QV
VV
VW
WW
WU
UU
UX
XX
XF
FF
FW
WW
WL
LL
LR
RR
RQ
QQ
QV
VV
V
l(CTO6GM +PE
3UHSDUDWLRQ )RU 8VH %$55(/ 5$&,1* 
 $WWDFK HDFK HOHFWULF H\H WR D WULSRG 3ODFH WKH H\HV
RQ RSSRVLWH VLGHV RI WKH DUHQD WR IRUP D VWDUWVWRS
OLQH EHWZHHQ WKHP([WHQG WULSRG OHJV IXOO\ WR HQ
VXUH WKH HOHFWULF H\HV DUH KLJK HQRXJK WR EH EURNHQ
E\ WKH KRUVHV ERG\ QRW LWV OHJV
 7XUQ WKH HOHFWULF H\HV 21 7KH SRZHU LQGLFDWRU
ODPS RQ HDFK XQLW VKRXOG JORZ VWHDGLO\ ,I WKH LQ
GLFDWRU LV EOLQNLQJ WKH EDWWHU\ LV ORZ DQG VKRXOG
EH UHSODFHG
 $OLJQ WKH HOHFWULF H\HV 7KH HOHFWULF H\H RQ WKH
RSSRVLWH VLGH RI WKH DUHQD VKRXOG EH GLUHFWO\ LQ
OLQH ZKHQ VLJKWLQJ GRZQ HLWKHU OLQH RQ WRS RI WKH
HOHFWULF H\H OHIW WR ULJKW DOLJQPHQW DQG ZKHQ
VLJKWLQJ GRZQ WKH FUDFN RQ WKH VLGH RI WKH HOHFWULF
H\H XS DQG GRZQ DOLJQPHQW
 7XUQ RQ WKH WLPHU FRQVROH LQ WKH DQQRXQFHUV
ERRWK 7KH SRZHU VZLWFK LV ORFDWHG DW WKH XSSHU
ULJKW FRUQHU RI WKH WLPHU
 7KH FXUUHQW HYHQW W\SH %DUUHO 5DFLQJ 5RSLQJ
HWF LV VKRZQ RQ WKH 6WDWXV GLVSOD\ RQ WKH WLPHU
FRQVROH ,I %$55(/ 5$&,1* LV QRW GLVSOD\HG VH
OHFW WKH %DUUHO 5DFLQJ HYHQW DV IROORZV
D 3UHVV 6(783 WR DFFHVV 6HWXS IXQFWLRQV
E 3UHVV (17(5 WR VHOHFW D QHZ HYHQW
F 3UHVV (17(5 WR VHOHFW %DUUHO 5DFLQJ
 :DON WKURXJK WKH HOHFWULF H\H EHDP WR IRUFH WKH
H\HV WR VHQG D PHVVDJH WR WKH WLPHU FRQVROH 7KLV
PDNHV WKH WLPHU FRQVROH XSGDWH LWV HOHFWULF H\H
DOLJQPHQW LQGLFDWRU VHH EHORZ
7\SLFDO %DUUHO 5DFLQJ /D\RXW
&KHFNLQJ (\H $OLJQPHQW
7KH ERWWRP ULJKW FRUQHU RI WKH 6WDWXV GLVSOD\ VKRZV
WKH DOLJQPHQW VWDWXV RI WKH HOHFWULF H\HV :KHQ WKH
H\HV DUH DOLJQHG WKH H\H QXPEHU LV GLVSOD\HG ³´
,I QRW DOLJQHG RU LI WKH EHDP LV EURNHQ ³[´ LV VKRZQ
#NKIPOGPV &KURNC[ 5JQYU
(\HV DOLJQHG (\H
1RW DOLJQHG RU
EHDP EURNHQ (\H
;
,PSRUWDQW :KHQ VHWWLQJ XS WKH HOHFWULF H\HV DOZD\V WDNH WLPH WR DOLJQ WKH H\HV DV RXWOLQHG DERYH ± HYHQ LI WKH
WLPHU LQGLFDWHV WKH H\HV DUH DOLJQHG 7KLV HQVXUHV D VWURQJ DOLJQPHQW LQVWHDG RI D SRVVLEO\ PDUJLQDO DOLJQPHQW
l(CTO6GM +PE
7LPHU 2SHUDWLRQ %$55(/ 5$&,1* 
:KHQ WKH ULGHU HQWHUV WKH DUHQD DQG EUHDNV WKH EHDP
WKH WLPHU DXWRPDWLFDOO\ EHJLQV WLPLQJ IURP ]HUR 7KH
WLPHU GRHV QRW QHHG WR EH UHVHW WR ]HUR EHIRUH WKH
ULGHU VWDUWV 2QFH EURNHQ WKH EHDP LV LJQRUHG IRU
DERXW WZR VHFRQGV WR DOORZ GXVW WR VHWWOH
$V WKH ULGHU FRPSOHWHV WKH UXQ DQG EUHDNV WKH EHDP
DJDLQ WKH WLPHU VWRSV DQG VKRZV WKH ILQDO WLPH 7KH
WLPHU LV QRZ UHDG\ IRU WKH QH[W ULGHU $V ZKHQ VWDUW
LQJ WKH WLPHU WKH EHDP LV LJQRUHG IRU DERXW WZR VHF
RQGV DIWHU VWRSSLQJ WR DOORZ GXVW WR VHWWOH
8VHIXO )HDWXUHV
0DQXDO 6WDUW6WRS
7KH 67$576723 EXWWRQ VWDUWV DQG VWRSV WKH WLPHU
MXVW DV LI WKH HOHFWULF H\H EHDP KDG EHHQ EURNHQ
$FFLGHQWDO %HDP %UHDN
,I WKH WLPHU DFFLGHQWDOO\ VWRSV GXULQJ WKH PLGGOH RI D
UXQWKH ULGHU FDQ VWLOO EH DFFXUDWHO\ WLPHG3UHVVLQJ
WKH 5(67$57 EXWWRQ UHVXPHV WLPLQJ DV LI WKH WLPHU
KDG QHYHU EHHQ VWRSSHG $V ORQJ DV 5(67$57 LV
SUHVVHG EHIRUH WKH ULGHU ILQLVKHV WKH WLPH LV QRW ORVW
/RFNLQJ 2XW 7KH (OHFWULF (\HV
)RU HYHQWV ZKLFK UHTXLUH WKH ULGHU WR SDVV WKURXJK WKH
EHDP PXOWLSOH WLPHV GXULQJ D UXQ \RX FDQ PDQXDOO\
RU DXWRPDWLFDOO\ GLVDEOH WKH H\HV GXULQJ WKH UXQ WKHQ
UHHQDEOH WKH H\HV SULRU WR WKH ILQDO SDVV
7R PDQXDOO\ GLVDEOH WKH HOHFWULF H\HV SUHVV WKH (<(6
2)) EXWWRQ 2II LV IODVKHG RYHU WKH HOHFWULF H\H
DOLJQPHQW GLVSOD\ ZKLOH WKH H\HV DUH RII 7R UHHQDEOH
WKH HOHFWULF H\HV SUHVV WKH (<(6 21 EXWWRQ
7R DXWRPDWLFDOO\ LJQRUH RQH RU PRUH SDVVHV LQ WKH
PLGGOH RI D UXQ FKRRVH (\H 2II 6HWWLQJLQWKH
VHWXS PHQX NH\ LQ WKH QXPEHU RI SDVVHV WR LJQRUH
DQG WKHQ SUHVV (17(5 6HWWLQJ WKH QXPEHU RI SDVVHV
EDFN WR ]HUR RU WXUQLQJ WKH WLPHU RII DQG EDFN RQ
UHVWRUHV QRUPDO RSHUDWLRQ
3UHYLRXV 7LPH 5HFDOO
8VH WKH 35(9 DQG 1(;7 NH\V WR VFDQ EDFN DQG IRUWK
WKURXJK SUHYLRXV WLPHV 7KH SUHYLRXV WLPH GLVSOD\ LV
UHPRYHG DIWHU DERXW WHQ VHFRQGV RU E\ SUHVVLQJ DQ\
RWKHU NH\ <RX PD\ YLHZ D SUHYLRXV WLPH HYHQ ZKLOH
WKH WLPHU LV UXQQLQJ
6NLSSLQJ D 5LGHU  1R 7LPH
,I XVLQJ WKH RSWLRQDO SULQWHU SUHVVLQJ WKH 12 7,0(
EXWWRQ SULQWV  1R 7LPH  RQ WKH SULQWHU 7KLV HQ
VXUHV D OLQH LV SUHVHQW RQ WKH SULQWHU IRU HDFK FRQWHVW
DQW UHJLVWHUHG WR ULGH
3HQDOWLHV
(QWHULQJ D 3HQDOW\
:LWK WKH WLPHU VWRSSHG SUHVV WKH 6&25(3(1$/7<
EXWWRQ 7KHQ NH\ LQ WKH SHQDOW\ IROORZHG E\ WKH
(17(5 EXWWRQ 3UHVVLQJ WKH GHFLPDO SRLQW EXWWRQ
PRYHV WKH LQSXW FXUVRU WR WKH ULJKW RI WKH GHFLPDO
+RZHYHU ]HURV WR WKH ULJKW RI WKH GHFLPDO GR QRW
QHHG WR EH HQWHUHG
$IWHU WKH SHQDOW\ LV HQWHUHG WKH 7LPH GLVSOD\ LV XS
GDWHG WR LQFOXGH WKH SHQDOW\ 7KH 6WDWXV GLVSOD\ VKRZV
WKH RULJLQDO WLPH DQG WKH SHQDOW\ YDOXH ,I D VFRUH
ERDUG LV FRQQHFWHG LW VKRZV WKH WLPH LQFOXGLQJ
SHQDOW\ ,I D SULQWHU LV FRQQHFWHG DQ DGGLWLRQDO OLQH LV
SULQWHG VKRZLQJ WKH SHQDOW\ DQG WLPH ZLWK SHQDOW\
&RUUHFWLQJ 0LVWDNHV
7R FRUUHFW D PLVWDNH ZKLOH HQWHULQJ D SHQDOW\ SUHVV
DQG KROG GRZQ WKH &/($5 7,0( EXWWRQ XQWLO WKH
WLPHU EHHSV DQG WKH SHQDOW\ YDOXH LV FOHDUHG WR ]HUR
,I (17(5 KDV DOUHDG\ EHHQ SUHVVHG VLPSO\ VWDUW WKH
SHQDOW\ HQWU\ SURFHVV RYHU ± WKH QHZ HQWU\ UHSODFHV
WKH SUHYLRXV SHQDOW\
l(CTO6GM +PE
3UHSDUDWLRQ )RU 8VH 523,1* 
 'HFLGH ZKHUH DQG KRZ HDFK HOHFWULF H\H SDLU ZLOO
EH PRXQWHG $ W\SLFDO VHWXS LV VKRZQ EHORZ WKH
KHHOHU H\H LV RSWLRQDO &KRRVH H\H ORFDWLRQV WKDW
DUH QRW OLNHO\ WR EH KLW E\ ULGHUV RU WKH VWHHU
 0RXQW HDFK HOHFWULF H\H RQ D 4XLFN0RXQW RU D
WULSRG,WLVEHVWWRRULHQWWKHH\HZKLFKKDVWKHDQ
WHQQD VXFK WKDW WKH DQWHQQD LV SRLQWHG VWUDLJKW XS
7KH H\H ZLWKRXW WKH DQWHQQD FDQ EH RULHQWHG DV
FRQYHQLHQW 1RWH WKH IOH[LEOH SRVLWLRQLQJ SURYLGHG
E\ WKH 4XLFN0RXQW DOORZV \RX WR ³UHFHVV´ WKH
H\H RXW RI WKH ZD\ VOLJKWO\
 7XUQ WKH HOHFWULF H\HV 21 7KH SRZHU LQGLFDWRU
ODPS RQ HDFK XQLW VKRXOG JORZ VWHDGLO\ ,I WKH LQ
GLFDWRU LV EOLQNLQJ WKH EDWWHU\ LV ORZ DQG VKRXOG
EH UHSODFHG
 $OLJQ WKH HOHFWULF H\HV 7KH RSSRVLWH HOHFWULF H\H
VKRXOG EH GLUHFWO\ LQOLQH ZKHQ VLJKWLQJ GRZQ HL
WKHU OLQH RQ WRS RI WKH H\H OHIW WR ULJKW DOLJQPHQW
DQGZKHQVLJKWLQJGRZQWKHFUDFNRQWKHVLGHRI
WKH H\H XS DQG GRZQ DOLJQPHQW
 :LWK WKH WLPHU FRQVROH 2)) FRQQHFW WKH WLPHU
FRQVROH WR ZKLFKHYHU KRUQ \RX DUH XVLQJ VHH WKH
+RUQ 2SHUDWLRQ LQVWUXFWLRQ SDJH
 7XUQ RQ WKH WLPHU FRQVROH LQ WKH DQQRXQFHUV
ERRWK 7KH SRZHU VZLWFK LV ORFDWHG DW WKH XSSHU
ULJKW FRUQHU RI WKH WLPHU
 7KH FXUUHQW HYHQW W\SH %DUUHO 5DFLQJ 5RSLQJ
HWF LV GLVSOD\HG RQ WKH WLPHU ,I 523,1* LV QRW
GLVSOD\HG VHOHFW WKH 5RSLQJ HYHQW DV IROORZV
D 3UHVV 6(783 WR DFFHVV 6HWXS RSWLRQV
E 3UHVV (17(5 WR SLFN D QHZ HYHQW
F 3UHVV 1(;7 &+2,&( XQWLO 5RSLQJ LV GLV
SOD\HG
G 3UHVV (17(5 WR VHOHFW WKH 5RSLQJ (YHQW
 :DON WKURXJK HDFK H\H EHDP WR IRUFH WKH H\HV WR
VHQG D PHVVDJH WR WKH WLPHU FRQVROH 7KLV PDNHV
WKH WLPHU FRQVROH XSGDWH LWV HOHFWULF H\H DOLJQPHQW
LQGLFDWRU VHH WKH QH[W SDJH
l(CTO6GM +PE
&KHFNLQJ (\H $OLJQPHQW 523,1* 
7KH ERWWRP ULJKW FRUQHU RI WKH 6WDWXV GLVSOD\ VKRZV
WKH DOLJQPHQW VWDWXV RI HDFK HOHFWULF H\H :KHQ DQ
HOHFWULF H\H LV DOLJQHG LWV H\H QXPEHU LV GLVSOD\HG ,I
QRW DOLJQHG DQ ³[´ LV GLVSOD\HG (\H  LV WKH VWHHU
H\H  LV WKH KHDGHU H\H  LV WKH KHHOHU
1RWH $IWHU WKH WLPHU LV ILUVW WXUQHG RQ RU WKH ³5RS
LQJ´ HYHQW KDV MXVW EHHQ VHOHFWHG WKH H\HV DOO VKRZ
³[´ XQWLO HDFK EHDP LV EURNHQ IRU WKH ILUVW WLPH
$OLJQPHQW ,QGLFDWRU ([DPSOH
#NKIPOGPV &KURNC[ 5JQYU
$OO H\HV DOLJQHG (\H   
+HDGHU H\H QRW DOLJQHG RU
EHDP LV EURNHQ (\H  ; 
7LPHU 2SHUDWLRQ
 :KHQ WKH VWHHU EUHDNV LWV EHDP WKH WLPHU DXWR
PDWLFDOO\ EHJLQV WLPLQJ IURP ]HUR 2QFH VWDUWHG
IXUWKHU LQWHUUXSWLRQV RI WKH HOHFWULF H\HV DUH LJ
QRUHG ZKLOH WKH WLPHU LV UXQQLQJ
 :KHQ WKH MXGJH GURSV WKH IODJ SUHVV WKH
67$576723 EXWWRQ WR VWRS WKH WLPHU
 7KH WLPHU LV QRZ UHDG\ IRU WKH QH[W WHDP 1R UHVHW
LV UHTXLUHG
%URNHQ %DUULHU
,I WKH KHDGHU EUHDNV WKH EDUULHU WKH KRUQ VRXQGV
EULHIO\ DQG WKH PHVVDJH ³+HDGHU´ LV GLVSOD\HG ,I WKH
KHHOHU EUHDNV RXW WKH KRUQ VRXQGV WZR VKRUW EXUVWV
DQG ³+HHOHU´ LV GLVSOD\HG 7KH EUHDNRXW PHVVDJH
UHPDLQV RQ WKH GLVSOD\ XQWLO LW LV DXWRPDWLFDOO\ UH
PRYHG ZKHQ WKH WLPHU VWDUWV IRU WKH QH[W ULGHU
&OHDQ 6WDUW
,I WKH ULGHU GRHV QRW EUHDN WKH EDUULHU WKH PHVVDJH
³&OHDQ 6WDUW´ LV GLVSOD\HG PRPHQWDULO\ ZKHQ WKH
VWHHU VWDUWV WKH WLPHU
%\ WKH ZD\«
7KH WLPHU UHFRUGV D EURNHQ EDUULHU RQO\ LI WKH WLPHU LV
VWDUWHG VWHHU UHOHDVHG %UHDNLQJ WKH ULGHUV EHDP
ZLWKRXW WKH UHOHDVH RI D VWHHU IURQW ORDGLQJ WKH ER[
FURVVHG E\ ZRUNHUV HWF GRHV QRW FDXVH WKH WLPHU WR
GLVSOD\ RU VDYH WKH IDXOW
7KH WLPHU FDQ EH VHW WR VRXQG WKH KRUQ ZKHQ WKH WLPHU
UHFRUGV WKH IDXOW DV GHWDLOHG DERYH RU WKH KRUQ FDQ EH
VRXQGHG DQ\ WLPH WKH ULGHUV EHDP LV EURNHQ 6HH WKH
5RSLQJ  SDJH IRU GHWDLOV
%UHDNRXW 7LPHU
7KH EUHDNRXW WLPH LV WKH DPRXQW RI WLPH WKH KHDGHU LV
EHKLQG WKH VWHHU FOHDQ VWDUW RU DKHDG RI WKH VWHHU
EUHDNRXW :KHQ WKH EUHDNRXW WLPHU IHDWXUH LV HQ
DEOHG WKH EUHDNRXW WLPH LV GLVSOD\HG RQ WKH WLPHU¶V
6WDWXV GLVSOD\ DQG RQ WKH RSWLRQDO VFRUHERDUG &OHDQ
VWDUWV DUH GLVSOD\HG DV SRVLWLYH YDOXHV %UHDNRXWV DUH
GLVSOD\HG DV QHJDWLYH YDOXHV
(QDEOLQJ WKH %UHDNRXW 7LPHU
7R WXUQ GLVSOD\ RI WKH EUHDNRXW WLPHU RQ RU RII IROORZ
WKHVH VWHSV
 3UHVV 6(783 WR DFFHVV VHWXS IXQFWLRQV
 3UHVV 1(;7 &+2,&( XQWLO %UNRXW 7LPH 21
RU %UNRXW 7LPH 2)) LV GLVSOD\HG
 3UHVV (17(5 WR WXUQ WKH EUHDNRXW WLPHU RQ RU
RII DV VHOHFWHG LQ VWHS 
&KDQJLQJ WKH 6FRUHERDUG +ROG 7LPH
7KH DPRXQW RI WLPH WKH EUHDNRXW WLPH LV KHOG RQ WKH
VFRUHERDUG FDQ EH FKDQJHG DV IROORZV
 3UHVV 6(783 WR DFFHVV VHWXS IXQFWLRQV
 3UHVV1(;7&+2,&(XQWLO6FRUHEG 2S
WLRQV LV GLVSOD\HG WKHQ SUHVV (17(5
 7KH 6HW +ROG 7LPH RSWLRQ LV GLVSOD\HG 3UHVV
(17(5
 3UHVV 1(;7 &+2,&( DV QHHGHG WR VFUROO
WKURXJK WKH KROG WLPH RSWLRQV :KHQ WKH GHVLUHG
KROG WLPH LV GLVSOD\HG SUHVV (17(5
l(CTO6GM +PE
.H\SDG )HDWXUHV 523,1* 
$FFLGHQWDO 7LPHU 6WRS
,I WKH WLPHU LV DFFLGHQWDOO\ VWRSSHG GXULQJ WKH PLGGOH
RI D UXQ WKH ULGHU FDQ VWLOO EH DFFXUDWHO\ WLPHG E\
SUHVVLQJ WKH 5(67$57 EXWWRQ 7KH WLPHU FRQWLQXHV
WLPLQJ HYHQ ZKHQ VWRSSHG $V ORQJ DV 5(67$57 LV
SUHVVHG EHIRUH WKH ULGH LV FRPSOHWHG QR WLPH LV ORVW
3UHYLRXV 7LPH 5HFDOO
8VH WKH 35(9 DQG 1(;7 NH\V WR VFDQ EDFN DQG IRUWK
WKURXJK SUHYLRXV WLPHV %URNHQ EDUULHUV ³1R 7LPHV´
DQG SHQDOWLHV LI HQWHUHG DUH DOO VDYHG
7KH SUHYLRXV WLPH GLVSOD\ LV UHPRYHG DIWHU DERXW WHQ
VHFRQGV RU E\ SUHVVLQJ DQ\ RWKHU NH\ <RX PD\ YLHZ
D SUHYLRXV WLPH HYHQ ZKLOH WKH WLPHU LV UXQQLQJ
1R 7LPH
7R UHFRUG D ³1R 7LPH´ SUHVV WKH 12 7,0( EXWWRQ
DIWHU VWRSSLQJ WKH WLPHU 7KH PHVVDJH ³1R 7LPH´ LV
GLVSOD\HG DQG LI XVLQJ WKH RSWLRQDO SULQWHU D ³1R
7LPH´ PHVVDJH LV SULQWHG 7KH ³1R 7LPH´ LV DOVR
GLVSOD\HG ZKHQHYHU WKH ULGHUV WLPH LV UHFDOOHG ODWHU
3HQDOWLHV
(QWHULQJ D 3HQDOW\
7R HQWHU D SHQDOW\ SUHVV WKH 6&25(3(1$/7< EXW
WRQ 7R DFFHSW WKH GHIDXOW SHQDOW\ WKDW LV VKRZQ SUHVV
(17(5 RWKHUZLVH NH\ LQ D QHZ SHQDOW\ IROORZHG E\
WKH (17(5 EXWWRQ 1RWH SUHVVLQJ WKH GHFLPDO SRLQW
EXWWRQ PRYHV WKH LQSXW FXUVRU WR WKH ULJKW RI WKH
GHFLPDO +RZHYHU ]HURV WR WKH ULJKW RI WKH GHFLPDO
GR QRW QHHG WR EH HQWHUHG
$IWHU WKH SHQDOW\ LV HQWHUHG WKH 7LPH GLVSOD\ LV XS
GDWHG WR LQFOXGH WKH SHQDOW\ 7KH 6WDWXV GLVSOD\ VKRZV
WKH RULJLQDO WLPH DQG WKH SHQDOW\ YDOXH ,I D VFRUH
ERDUG LV FRQQHFWHG LW VKRZV WKH WLPH LQFOXGLQJ
SHQDOW\ ,I D SULQWHU LV FRQQHFWHG DQ DGGLWLRQDO OLQH LV
SULQWHG VKRZLQJ WKH SHQDOW\ DQG WLPH ZLWK SHQDOW\
&RUUHFWLQJ 0LVWDNHV
7R FRUUHFW D PLVWDNH ZKLOH HQWHULQJ D SHQDOW\ SUHVV
DQG KROG GRZQ WKH &/($5 7,0( EXWWRQ XQWLO WKH
WLPHU EHHSV DQG WKH SHQDOW\ YDOXH LV FOHDUHG WR ]HUR
DERXW RQH VHFRQG
,I (17(5 KDV DOUHDG\ EHHQ SUHVVHG VLPSO\ VWDUW WKH
SHQDOW\ HQWU\ SURFHVV RYHU ± WKH QHZ HQWU\ UHSODFHV
WKH SUHYLRXV SHQDOW\
3UDFWLFH 0RGH
,Q WKH 3UDFWLFH 0RGH RI WKH 5RSLQJ HYHQW WKH WLPHU
VWRSV LWVHOI DIWHU DERXW WKUHH VHFRQGV WR OHW \RX SUDF
WLFH DJDLQVW WKH EDUULHU ZLWKRXW QHHGLQJ VRPHRQH WR
VWRS WKH WLPHU 7R VHOHFW WKH URSLQJ SUDFWLFH PRGH
 3UHVV 6(783 WR DFFHVV 6HWXS RSWLRQV
 3UHVV1(;7&+2,&(XQWLO3UDFWLFH 0RGH LV
GLVSOD\HG DQG WKHQ SUHVV (17(5
7KH WLPHU UHPDLQV LQ SUDFWLFH PRGH XQWLO WKH WLPHU LV
WXUQHG RII RU \RX UHVHOHFW WKH 5RSLQJ HYHQW DV GH
WDLOHG RQ WKH ILUVW SDJH
%UHDNRXW 7LPHU IRU 3UDFWLFH
7KH %UHDNRXW 7LPHU RI WKH 6SULQW*HQHUDO HYHQW PD\
EH PRUH VXLWDEOH IRU SUDFWLFH WKDQ WKH ³PDLQ´ EUHDN
RXW WLPHU GHVFULEHG SUHYLRXVO\ 7KH EUHDNRXW WLPHU RI
WKH 6SULQW*HQHUDO HYHQW OHDYHV WKH EUHDNRXW WLPH RQ
WKH PDLQ WLPHU GLVSOD\ DQG RQ WKH VFRUHERDUG VR \RX
FDQ PRUH HDVLO\ YLHZ WKH EUHDNRXW WLPH DIWHU HDFK UXQ
6HH SDJH RI WKH 6SULQW*HQHUDO HYHQW LQ WKLV PDQXDO
IRU GHWDLOV
l(CTO6GM +PE
(OHFWULF (\H ,' &RGHV 523,1* 
(DFK ZLUHOHVV HOHFWULF H\H LV D DVVLJQHG D SHUPDQHQW
DQG XQLTXH HOHFWURQLF ,' FRGH 7R RSHUDWH SURSHUO\
WKH 3RODULV WLPHU PXVW ³NQRZ´ WKH ,' FRGH RI HDFK
HOHFWULF H\H LQ XVH
3ULRU WR VKLSPHQW \RXU 3RODULV WLPHU ZDV ³WDXJKW´ WKH
,' FRGH IRU HDFK HOHFWULF H\H \RX SXUFKDVHG )RU \RXU
FRQYHQLHQFH WKH HOHFWULF H\HV ZHUH ODEHOHG ZLWK WKHLU
FRUUHVSRQGLQJ XVH VWHHU KHDGHU KHHOHU DV VHW IURP
WKH IDFWRU\
,I WKH VWLFNHUV FRPH RII WKH HOHFWULF H\HV RU \RX QHHG
WR VZDS H\H ORFDWLRQV RU XVH D EDFNXS HOHFWULF H\H
\RX PXVW IRUFH WKH 3RODULV WLPHU WR UHOHDUQ WKH ,'
FRGH RI WKH DIIHFWHG H\H VWHHU KHDGHU RU KHHOHU
5HIHU WR WKH :LUHOHVV (OHFWULF (\HV SDJH IRU GHWDLOHG
LQVWUXFWLRQV RQ SURJUDPPLQJ DQ H\H LQWR WKH WLPHU
&XVWRPL]LQJ <RXU 7LPHU
7KH 3RODULV WLPHU KDV PDQ\ IHDWXUHV WKDW FDQ EH FXV
WRPL]HG WR PHHW WKH SDUWLFXODU QHHGV RI \RX DQG \RXU
DUHQD 7KHVH LWHPV DUH FKDQJHG XVLQJ D ³PHQX´ RI
GLIIHUHQW VHWXS RSWLRQV &KDQJLQJ VHWWLQJV LV HDV\
 :LWK WKH WLPHU VWRSSHG SUHVV WKH 6(783 EXWWRQ
WR DFFHVV WKH VHWXS RSWLRQV
 ,I WKH GHVLUHG RSWLRQ LV GLVSOD\HG GR ZKDW LV LQ
VWUXFWHG RQ WKH GLVSOD\ XVXDOO\ MXVW SUHVVLQJ WKH
(17(5 EXWWRQ 2WKHUZLVH SUHVV 1(;7
&+2,&( WR VKRZ WKH QH[W DYDLODEOH RSWLRQ
1RWH WKH IROORZLQJ
N<RX FDQ H[LW 6HWXS ZLWKRXW PDNLQJ D FKDQJH E\
SUHVVLQJ WKH 6(783 NH\ RU E\ VHOHFWLQJ WKH
(;LW 6HWXS RSWLRQ ZKHQ LW LV GLVSOD\HG
N7R KHOS \RX LGHQWLI\ WKH VHWWLQJV FXUUHQWO\ LQ XVH
DQ DVWHULVN  LV GLVSOD\HG QH[W WR DQ LWHP ZKHQ LW
LV WKH SUHVHQW VHWWLQJ
N&KDQJHV \RX PDNH DUH SHUPDQHQWO\ VDYHG XQWLO
FKDQJHG DJDLQ XVLQJ WKH 6HWXS PHQX
&RPPRQ 6HWXS 2SWLRQV FKDQJH WKHVH DV RXWOLQHG DERYH
)ROORZLQJ DUH D IHZ 6HWXS RSWLRQV WKDW \RX PD\ ZDQW WR FKDQJH 8VH WKH SURFHGXUH GHVFULEHG DERYH WR FKDQJH
WKHVH LWHPV ,Q DGGLWLRQ WR WKH LWHPV OLVWHG KHUH WKHUH DUH RWKHU RSWLRQV WKDW FDQ EH FKDQJHG WR FXVWRPL]H \RXU
WLPHU ,I WKH WLPHU LV QRW GRLQJ H[DFWO\ ZKDW \RX QHHG FKDQFHV DUH LW FDQ ± FDOO XV IRU DVVLVWDQFH
)URQW /RDGLQJ 5LGHU %R[HV
,I \RXU DUHQD UHTXLUHV WKH ULGHU WR SDVV WKURXJK WKH
EDUULHU EHDP DV KH ULGHV LQWR WKH ER[ ± DQG WKLV FDXVHV
WKH KRUQ WR VRXQG HDFK WLPH ± \RX FDQ FKDQJH ZKHQ
WKH KRUQ LV VRXQGHG E\ FKRRVLQJ EHWZHHQ WKH IROORZ
LQJ WZR RSWLRQV
 +RUQ ZLWK 5LGHU ± )DFWRU\ GHIDXOW 7KH KRUQ
VRXQGV DQ\ WLPH WKH ULGHUV EHDP LV EURNHQ DQG WKH
WLPHU LV QRW UXQQLQJ )RU H[DPSOH WKH KRUQ ZLOO
VRXQG DV D ULGHU IURQW ORDGV WKH ER[
 +RUQ ZLWK 6WHHU ± 7KH KRUQ VRXQGV RQO\ LI WKH
ULGHU EUHDNV KLV EHDP DQG D VWHHU LV UHOHDVHG 7KH
VWHHU PXVW VWDUW WKH WLPHU ZLWKLQ WZR VHFRQGV DIWHU
WKH ULGHUV EHDP LV EURNHQ
<HW DQRWKHU ZD\ RI FRQWUROOLQJ ZKHQ WKH KRUQ VRXQGV
LV WR FKDQJH WKH $XWR (\H 2II VHWWLQJ
 $XWR (\H 2II ± $XWRPDWLFDOO\ GLVDEOHV DOO HOHF
WULF H\HV DIWHU HDFK UXQ :KHQ WKH QH[W ULGHU LV
UHDG\ WXUQ WKH H\HV EDFN RQ E\ SUHVVLQJ WKH (<(6
21 EXWWRQ
 1R $XWR (\H 2II ± )DFWRU\ GHIDXOW 7KH HOHFWULF
H\HV DUH DOZD\V HQDEOHG 1R EXWWRQ SUHVVHV DUH UH
TXLUHG EHWZHHQ ULGHUV
7LPH ([SLUHG +RUQ
7R VSHHG XS WKH URSLQJ DQG UHGXFH FDWWOH IDWLJXH \RX
FDQ VHW D KRUQ WR VRXQG DW D VSHFLILHG WLPH OLPLW ZLWK
WKH 6HW )LQDO +RUQ RSWLRQ :KHQ SURPSWHG WR NH\
LQ D QHZ WLPH NH\LQ WKH GHVLUHG WLPH OLPLW IROORZHG
E\ WKH (17(5 NH\ RU VLPSO\ SUHVV (17(5 WR NHHS
WKH YDOXH DOUHDG\ GLVSOD\HG :KHQ D OLPLW RWKHU WKDQ
]HUR LV VSHFLILHG WKH WLPHU ZLOO DXWRPDWLFDOO\ VWRS DQG
VRXQG WKH KRUQ ZKHQ WKH WLPH OLPLW LV UHDFKHG
l(CTO6GM +PE
2YHUYLHZ RI 2SHUDWLRQ $9(5$*( 7,0(
7KH $YHUDJH 7LPH HYHQW LV XVHG WR PDQXDOO\ WLPH
HYHQWV ZLWK WZR WLPHNHHSHUV 7KH WZR WLPHV DUH DY
HUDJHG DQG GLVSOD\HG RQ WKH 3RODULV QXPHULF GLVSOD\
DQG RQ WKH DUHQD VFRUHERDUG :KLOH WKHUH LV RQO\ RQH
SK\VLFDO WLPHU WKH 3RODULV WLPHU FRQVROH WKH WLPHU
FRQVROH LQWHUQDOO\ PDLQWDLQV WZR LQGHSHQGHQW WLPHV
UHIHUUHG WR DV 7LPHU $ DQG 7LPHU %
7LPHU $
7LPHU $ LV FRQWUROOHG E\ WKH 67$576723 EXWWRQ
RQ WKH WLPHU FRQVROH RU E\ KDQGVZLWFK 7LPHU $
LV GLVSOD\HG RQ WKH OHIW VLGH RI WKH 3RODULV VWDWXV GLV
SOD\ :KHQ 7LPHU $ LV UXQQLQJ LW DOVR GLVSOD\HG RQ
WKH 3RODULV QXPHULF GLVSOD\ DQG RQ WKH DUHQD VFRUH
ERDUG
7LPHU %
7LPHU % LV FRQWUROOHG E\ KDQGVZLWFK 7LPHU % LV
GLVSOD\HG RQO\ RQ WKH ULJKW VLGH RI WKH 3RODULV VWDWXV
GLVSOD\
$YHUDJLQJ RI 7LPHV
:KHQ ERWK 7LPHU $ DQG 7LPHU % KDYH VWRSSHG WKH
3RODULV DWWHPSWV WR FRPSXWH DQ DYHUDJH WLPH 7KH
DYHUDJH WLPH LV GLVSOD\HG RQ WKH 3RODULV QXPHULF
GLVSOD\ DQG RQ WKH DUHQD VFRUHERDUG ,I D SHQDOW\ LV
HQWHUHG WKH SHQDOW\ LV DGGHG WR WKH DYHUDJHG WLPH
,I DQ DYHUDJH FDQQRW EH FRPSXWHG ³(UURU´ LV GLV
SOD\HG RQ WKH 3RODULV QXPHULF GLVSOD\ DQG WKH YDOXH
RI 7LPHU $ LVVKRZQRQWKHDUHQDVFRUHERDUG³(U
URU´ LV GLVSOD\HG IRU WKH IROORZLQJ UHDVRQV
7LPHU $ DQG 7LPHU % GLIIHU E\ PRUH WKDQ 
VHFRQGV
7LPHU $ DQG 7LPHU % ZHUH VWDUWHG PRUH WKDQ
 VHFRQGV DSDUW IURP HDFK RWKHU
1RWH 7KH WLPH YDULDWLRQV ZKLFK GHILQH DQ HUURU FRQ
GLWLRQ FDQ EH FKDQJHG &RQWDFW )DUP7HN IRU DV
VLVWDQFH
3UHSDUDWLRQ DQG 2SHUDWLRQ
3UHSDUDWLRQ
7KH FXUUHQW HYHQW W\SH LV VKRZQ RQ WKH VWDWXV GLVSOD\
RQ WKH WLPHU FRQVROH ,I $YHUDJH 7LPH LV QRW GLV
SOD\HG VHOHFW WKH $YHUDJH 7LPH HYHQW DV IROORZV
 3UHVV 6(783 WR DFFHVV VHWXS IXQFWLRQV
 3UHVV (17(5 WR VHOHFW D QHZ HYHQW
 3UHVV1(;7&+2,&(XQWLO$YHUDJH 7LPH
LV GLVSOD\HG
 3UHVV (17(5 WR VHOHFW WKH $YHUDJH 7LPH
HYHQW
7KH ZLUHOHVV KDQGVZLWFKHV PXVW EH WXUQHG RQ LQ RU
GHU WR RSHUDWH 3UHVV WKH UHG RQRII EXWWRQ WR WXUQ WKH
KDQGVZLWFK RQ 7KH ³3RZHU´ LQGLFDWRU ODPS
VKRXOG JORZ VWHDGLO\ ,I IODVKLQJ WKH EDWWHU\ LQ WKH
KDQGVZLWFK LV ORZ DQG VKRXOG EH UHSODFHG
2SHUDWLRQ
 %HIRUH HDFK UXQ PDNH VXUH ERWK 7LPHU $ DQG
7LPHU % DUH VWRSSHG 7KH\ GR QRW QHHG WR EH
FOHDUHG WR ]HUR ± MXVW VWRSSHG
 3UHVV WKH JUHHQ EXWWRQ RQ WKH KDQGVZLWFK DQGRU
WKH 67$576723 EXWWRQ RQ WKH WLPHU FRQVROH WR
VWDUW DQG VWRS WKH FRUUHVSRQGLQJ WLPHU 6HH WKH
³2YHUYLHZ´ DERYH IRU GHWDLOV DERXW ZKHUH WLPHV
DUH GLVSOD\HG DQG KRZ DYHUDJH WLPHV DUH FRP
SXWHG
l(CTO6GM +PE
3UHSDUDWLRQ )RU 8VH %8// 5,',1*
 &RQQHFW WKH WLPHU WR ZKLFKHYHU KRUQ \RX DUH XVLQJ
VHH ³+RUQ 2SHUDWLRQ´ SDJH
 7XUQ RQ WKH WLPHU FRQVROH 7KH SRZHU VZLWFK LV
ORFDWHG DW WKH XSSHU ULJKW FRUQHU RI WKH WLPHU
 7KH FXUUHQW HYHQW W\SH %DUUHO 5DFLQJ %XOO 5LG
LQJ HWF LV VKRZQ RQ WKH 6WDWXV GLVSOD\ RQ WKH
WLPHU FRQVROH
,I %8// 5,'( LV QRW GLVSOD\HG VHOHFW %XOO 5LGLQJ
DV IROORZV
D 3UHVV 6(783 WR DFFHVV VHWXS IXQFWLRQV
E 3UHVV (17(5 WR VHOHFW D QHZ HYHQW
F 3UHVV 1(;7 &+2,&( XQWLO %XOO 5LGLQJ LV
GLVSOD\HG
G 3UHVV (17(5 WR VHOHFW %XOO 5LGLQJ
6HWWLQJ 7KH 5LGH 7LPH
4XLFN 6HOHFW RI D 6WDQGDUG 5LGH 7LPH
7KH WLPH DW ZKLFK WKH KRUQ VRXQGV LV VKRZQ RQ WKH
ILUVW OLQH RI WKH 6WDWXV 'LVSOD\ 7KH WLPHU SURYLGHV
HDV\ DFFHVV WR W\SLFDO ULGH WLPHV  WKURXJK  VHF
RQGV 7R VHOHFW D GLIIHUHQW ULGH WLPH
 3UHVV 6(783 WR DFFHVV VHWXS IHDWXUHV
 3UHVV 1(;7 &+2,&( XQWLO WKH GHVLUHG ULGH WLPH
LV GLVSOD\HG
 3UHVV (17(5 WR DFWLYDWH WKH ULGH WLPH VKRZQ
(QWHULQJD&XVWRP5LGH7LPH
7R HQWHU D WLPH RWKHU WKDQ  WKURXJK  VHFRQGV IRO
ORZ WKHVH VWHSV
 3UHVV 6(783 WR DFFHVV VHWXS IHDWXUHV
 3UHVV1(;7&+2,&(XQWLO6HW +RUQ 7LPH LV
GLVSOD\HG
 3UHVV (17(5 WR GLVSOD\ WKH FXUUHQW KRUQ VHWWLQJ
 7R NHHS WKH VDPH WLPH SUHVV (17(5 RU NH\ LQ D
QHZ WLPH IROORZHG E\ WKH (17(5 NH\
7LPHU 2SHUDWLRQ
 :KHQ WKH EXOO LV UHOHDVHG VWDUW WKH WLPHU E\ SUHVV
LQJ WKH 67$576723 EXWWRQ 7KH WLPHU DXWR
PDWLFDOO\ VWDUWV DW ]HUR ± QR UHVHW LV UHTXLUHG
 :KHQ WLPH H[SLUHV WKH KRUQ VRXQGV DQG WKH WLPHU
DXWRPDWLFDOO\ VWRSV
 7R HQWHU D VFRUH 3UHVV WKH 6&25(3(1$/7<
EXWWRQ 7KHQ NH\ LQ WKH VFRUH IROORZHG E\ WKH
(17(5 NH\ 3UHVVLQJ WKH GHFLPDO SRLQW EXWWRQ
PRYHV WKH LQSXW FXUVRU WR WKH ULJKW RI WKH GHFLPDO
+RZHYHU ]HURV WR WKH ULJKW RI WKH GHFLPDO GR QRW
QHHG WR EH HQWHUHG 0LVWDNH"3UHVVDQG KROG GRZQ WKH
&/($5 7,0( EXWWRQ XQWLO WKH VFRUH YDOXH LV ]HURHG
$IWHU D VFRUH LV HQWHUHG LW LV VKRZQ RQ WKH PDLQ WLPH
GLVSOD\ RQ WKH VFRUHERDUG DQG RQ WKH SULQWHU LI FRQ
QHFWHG 7KH VFRUH UHPDLQV RQ WKH GLVSOD\ DQG VFRUH
ERDUG XQWLO WLPH VWDUWV IRU WKH QH[W ULGHU
8VHIXO )HDWXUHV
3UHYLRXV 7LPH6FRUH 5HFDOO
8VH WKH 35(9 DQG 1(;7 NH\V WR VFDQ EDFN DQG IRUWK
WKURXJK SUHYLRXV WLPHV DQG VFRUHV 7KH SUHYLRXV WLPH
GLVSOD\ LV UHPRYHG DIWHU DERXW WHQ VHFRQGV RU E\
SUHVVLQJ DQ\ RWKHU NH\ <RX PD\ YLHZ D SUHYLRXV
VFRUH HYHQ ZKLOH WKH WLPHU LV UXQQLQJ
6NLSSLQJ D 5LGHU  1R 6FRUH
7KH WLPHU ZLOO SULQW  1R 6FRUH  RQ WKH RSWLRQDO
SULQWHU ZKHQHYHU WKH 12 7,0( EXWWRQ LV SUHVVHG RU D
VFRUH KDV QRW EHHQ HQWHUHG DQG WKH WLPHU VWDUWV IRU WKH
QH[W ULGHU 7KLV HQVXUHV D OLQH LV SUHVHQW RQ WKH SULQWHU
IRU HDFK FRQWHVWDQW UHJLVWHUHG WR UXQ
$FFLGHQWDO 7LPHU 6WRS
,I WKH WLPHU LV DFFLGHQWDOO\ VWRSSHG GXULQJ D UXQ WKH
ULGHU FDQ VWLOO EH DFFXUDWHO\ WLPHG E\ SUHVVLQJ WKH
5(67$57 EXWWRQ $V ORQJ DV 5(67$57 LV SUHVVHG
EHIRUH WLPH H[SLUHV WLPLQJ LV UHVXPHG ZLWKRXW DQ\
ORVV RI WLPH
l  (CTO6GM +PE
3UHSDUDWLRQ )RU 8VH 6+2: -803,1* 
 $WWDFK HDFK HOHFWULF H\H WR D WULSRG 3ODFH 7UDQV
PLWWHU5HFHLYHU SDLUV IDFLQJ HDFK RWKHU WR IRUP
VWDUWVWRS OLQHV EHWZHHQ WKH H\HV ([WHQG WULSRG
OHJV IXOO\ WR HQVXUH WKH H\HV DUH KLJK HQRXJK WR EH
EURNHQ E\ WKH KRUVHV ERG\ QRW LWV OHJV
 7XUQWKHHOHFWULFH\HV217KHSRZHULQGLFDWRU
ODPS RQ HDFK XQLW VKRXOG JORZ VWHDGLO\ ,I WKH LQ
GLFDWRU LV EOLQNLQJ WKH EDWWHU\ LV ORZ DQG VKRXOG
EH UHSODFHG
 $OLJQ WKH HOHFWULF H\HV 7KH RSSRVLQJ HOHFWULF H\H
VKRXOG EH GLUHFWO\ LQOLQH ZKHQ VLJKWLQJ GRZQ HL
WKHU OLQH RQ WRS RI WKH HOHFWULF H\H OHIW WR ULJKW
DOLJQPHQW DQG ZKHQ VLJKWLQJ GRZQ WKH FUDFN RQ
WKHVLGHRIWKHH\HXSDQGGRZQDOLJQPHQW
 7XUQ RQ WKH WLPHU FRQVROH LQ WKH DQQRXQFHUV
ERRWK 7KH SRZHU VZLWFK LV ORFDWHG DW WKH XSSHU
ULJKW FRUQHU RI WKH WLPHU
 :DON WKURXJK HDFK HOHFWULF H\H EHDP WR IRUFH WKH
H\HV WR VHQG D PHVVDJH WR WKH WLPHU FRQVROH 7KLV
PDNHV WKH WLPHU FRQVROH XSGDWH LWV HOHFWULF H\H
DOLJQPHQW LQGLFDWRU VHH WKH QH[W SDJH
6HWWLQJ &RXUVH 7LPHV (OHFWULF (\H 8VDJH
7KH 3RODULV WLPHU LV HDVLO\ VZLWFKHG EHWZHHQ ³)LUVW
5RXQG´ DQG ³-XPS2II 5RXQG´ VHH WKH 7LPHU 2S
HUDWLRQ 6HFWLRQ 7KLV FDSDELOLW\ DOORZV WKH IROORZLQJ
N6HSDUDWH FRXUVH WLPHV DUH PDLQWDLQHG IRU )LUVW DQG
-XPS2II URXQGV 7KH WLPHU DXWRPDWLFDOO\ VWRSV
DQG WKHQ VRXQGV WKH KRUQ DW WZLFH WKH FRXUVH WLPH
N&RPSXWDWLRQ RI WLPH IDXOWV FDQ EH GLIIHUHQW IRU
)LUVW 5RXQG YHUVXV -XPS2II 5RXQG
N7KHZD\WKHHOHFWULFH\HVDUHXVHGWRVWDUWDQG
VWRS WKH WLPHU FDQ EH VHW GLIIHUHQWO\ IRU WKH )LUVW
5RXQG DQG -XPS2II 5RXQG :KHQ WKH WLPHU LV
VZLWFKHG EHWZHHQ URXQGV WKH H\H FRQILJXUDWLRQ LV
DXWRPDWLFDOO\ FKDQJHG
7KH H[DPSOH EHORZ VKRZV VDPSOH FRXUVH WLPHV DQG
H\H XVDJH IRU )LUVW DQG -XPS2II 5RXQGV
)LUVW 5RXQG -XPS2II 5RXQG
&RXUVH 7LPH  VHF  VHF
(\H 8VDJH (\H  VWDUWV
(\H  VWRSV
(\H  VWDUWV
DQG VWRSV
7R 6HW &RXUVH 7LPHV DQG (OHFWULF (\H 8VDJH
 3UHVV 6(783 WR DFFHVV WLPHU VHWXS IHDWXUHV
 3UHVV 1(;7 &+2,&( XQWLO WKH VW 5RXQG 7LPH
RSWLRQ LV GLVSOD\HG DQG WKHQ SUHVV (17(5
 7R DFFHSW WKH FRXUVH WLPH VKRZQ SUHVV (17(5
RU NH\ LQ D QHZ WLPH IROORZHG E\ WKH (17(5
NH\ 7R IL[ D PLVWDNH SUHVV DQG KROG GRZQ WKH
&/($5 7,0( NH\ XQWLO WKH WLPH LV FOHDUHG
 $IWHU HQWHULQJ WKH )LUVW 5RXQG WLPH WKH RSWLRQ IRU
HQWHULQJ WKH -XPS2II 7LPH LV GLVSOD\HG 3UHVV
(17(5 WR LQSXW WKH -XPS2II WLPH
 $IWHU HQWHULQJ WKH -XPS2II WLPH WKH RSWLRQ IRU
VHOHFWLQJ ZKLFK H\HV DUH XVHG IRU WKH )LUVW 5RXQG
LV VKRZQ VW 5RXQG (\HV 3UHVV (17(5 WKHQ
XVH WKH 1(;7 &+2,&( NH\ WR VFUROO WKURXJK WKH
SRVVLEOH H\H FRPELQDWLRQV ³´LV GLVSOD\HG QH[W WR
WKH FXUUHQW VHWWLQJ 3UHVV (17(5 ZKHQ WKH GH
VLUHG H\H FRPELQDWLRQ LV VKRZQ
 5HSHDW6WHSIRU-XPS2II5RXQGHOHFWULFH\HV
 3UHVV WKH 6(783 EXWWRQ WR H[LW 6HWXS
N<RX FDQ SUHVV 6(783 DW DQ\ WLPH WR H[LW 6HWXS
DQG UHWXUQ WR WLPLQJ PRGH
N7KHVH SDUDPHWHUV FDQ EH XSGDWHG LQGLYLGXDOO\ DQG
LQ DQ\ RUGHU GHVLUHG
N$OO FKDQJHV DUH DXWRPDWLFDOO\ VWRUHG LQ WKH WLPHU
XQWLO FKDQJHG DJDLQ LQ WKH IXWXUH
N7R GLVDEOH WKH GLVSOD\ DQG SULQWLQJ RI WLPH IDXOWV
IRU D FODVV HQWHU D FRXUVH WLPH RI ]HUR
N6HH WKH 6KRZ -XPSLQJ  DQG  SDJH IRU PRUH
VHWXS RSWLRQV
l  (CTO6GM +PE
&KHFNLQJ (\H $OLJQPHQW 6+2: -803,1* 
7KH ERWWRP ULJKW FRUQHU RI WKH 6WDWXV 'LVSOD\ VKRZV
WKH DOLJQPHQW VWDWXV RI HDFK HOHFWULF H\H :KHQ DQ
HOHFWULF H\H LV DOLJQHG LWV H\H QXPEHU LV GLVSOD\HG ,I
QRW DOLJQHG DQ ³[´ LV GLVSOD\HG
$OLJQPHQW 'LVSOD\ 6KRZV
(\HV DOLJQHG (\H 
(\H  QRW DOLJQHG RU
EHDP EURNHQ (\H  ;
,PSRUWDQW :KHQ VHWWLQJ XS WKH HOHFWULF H\HV DOZD\V WDNH WLPH WR DOLJQ WKH H\HV DV RXWOLQHG DERYH ± HYHQ LI WKH
WLPHU LQGLFDWHV WKH H\HV DUH DOLJQHG 7KLV HQVXUHV D VWURQJ DOLJQPHQW LQVWHDG RI D SRVVLEO\ PDUJLQDO DOLJQPHQW
7LPHU 2SHUDWLRQ
 9HULI\ WKH SURSHU URXQG LV VKRZQ RQ WKH GLVSOD\
),567 5281' RU -8032)) 5281'
7R FKDQJH URXQGV 3UHVV WKH 6(783 NH\ WKHQ
SUHVV (17(5 WR DFFHSW WKH QHZ URXQG W\SH
 6RXQG WKH KRUQ DQG VWDUW WKH ULGHUVWDUW FRXQW
GRZQ E\ SUHVVLQJ WKH &2817 '2:1 EXWWRQ ,I D
FRXQW GRZQ VWDUW WLPHU LV QRW QHHGHG VRXQG WKH
KRUQ E\ SUHVVLQJ WKH +251 EXWWRQ 2QFH VWDUWHG
WKH FRXQW GRZQ FDQ EH SDXVHG  UHVXPHG ZLWK VXF
FHVVLYH SUHVVHV RI WKH &2817 '2:1 EXWWRQ
3UHVV &/($5 7,0( WR VWDUW D QHZ FRXQW GRZQ
 0DNH VXUH WKH HOHFWULF H\HV DUH HQDEOHG E\ SUHVV
LQJ WKH (<(6 21 EXWWRQ EHIRUH WKH ULGHU LV UHDG\
WR FURVV WKH VWDUW OLQH :KHQ WKH ULGHU EUHDNV WKH
EHDP WKH WLPHU EHJLQV WLPLQJ IURP ]HUR DQG WKH
H\HV DUH DXWRPDWLFDOO\ WXUQHG EDFN RII
 $V WKH ULGHU FRPHV WR WKH HQG RI WKH FRXUVH SUHVV
WKH (<(6 21 EXWWRQ WR UHHQDEOH WKH HOHFWULF
H\HV :KHQ WKH EHDP LV FURVVHG WKH WLPHU VWRSV
DQG WKH H\HV DUH DXWRPDWLFDOO\ WXUQHG EDFN RII ,I
WKH ULGHUV WLPH H[FHHGV WKH WLPH DOORZHG WLPH
IDXOWV DUH VKRZQ RQ WKH 6WDWXV 'LVSOD\ $W WZLFH
WKH FRXUVH WLPH WKH WLPHU DXWRPDWLFDOO\ VWRSV DQG
VRXQGV WKH KRUQ
 ,I WKH ULGHU LV HOLJLEOH IRU WKH -XPS2II SUHVV
6(783 DQG WKHQ (17(5 WR VZLWFK URXQGV
 5HSHDW VWHSV  WKURXJK  IRU WKH -XPS2II 5RXQG
8VHIXO )HDWXUHV
0DQXDO 6WDUW6WRS
7KH WLPHU FDQ EH PDQXDOO\ VWDUWHG DQG VWRSSHG E\
SUHVVLQJ WKH 67$576723 EXWWRQ
'LVORGJHG -XPS
,I D ULGHU GLVORGJHV D MXPS VRXQG WKH KRUQ E\ SUHVV
LQJ WKH +251 EXWWRQ DQG VWRS WKH FORFN E\ SUHVVLQJ
WKH 67$576723 EXWWRQ 3UHVV 5(67$57 QRW WKH
67$576723 NH\ WR UHVXPH WLPLQJ $ ZLUHOHVV
KDQGVZLWFK LV DYDLODEOH DV DQ RSWLRQ WR DXWRPDWLFDOO\
VRXQG WKH KRUQ DQG VWRS WKH WLPHU RU VRXQG WKH KRUQ
DQG UHVXPH WLPLQJ
$GGLQJ D 7LPH 3HQDOW\ QRW MXPSLQJ IDXOWV
:LWK WKH WLPHU VWRSSHG SUHVV WKH 6&25(3(1$/7<
EXWWRQ WKHQ NH\ LQ D SHQDOW\ IROORZHG E\ WKH (17(5
EXWWRQ 7KH WLPH SHQDOW\ LV DGGHG WR WKH ULGHUV WLPH
$FFLGHQWDO %HDP %UHDN
,I DQ HOHFWULF H\H DFFLGHQWDOO\ VWRSV WKH WLPHU WKH
ULGHU FDQ VWLOO EH DFFXUDWHO\ WLPHG 3UHVVLQJ WKH
5(67$57 EXWWRQ UHVXPHV WLPLQJ DV LI WKH WLPHU KDG
QHYHU EHHQ VWRSSHG 1RWH,IWKHWLPHULVPDQXDOO\
VWRSSHG XVLQJ WKH 67$576723 EXWWRQ 5(67$57
UHVXPHV WLPLQJ IURP WKH WLPH VKRZQ RQ WKH GLVSOD\
3UHYLRXV 7LPH 5HFDOO
8VH WKH 35(9 DQG 1(;7 NH\V WR VFDQ EDFN DQG IRUWK
WKURXJK SUHYLRXV WLPHV WLPH IDXOWV DQG WKH DVVRFLDWHG
URXQG )LUVW 5RXQG RU -XPS2II ,I D FRXUVH WLPH LV
FKDQJHG WKHQ WKH VDYHG WLPH IDXOWV DUH XSGDWHG WR
UHIOHFW WKH QHZ FRXUVH WLPH
l  (CTO6GM +PE
5XOH 2SWLRQV 6+2: -803,1* 
6HYHUDO WLPHU RSWLRQV FDQ EH FKDQJHG WR VXSSRUW
UXOH YDULDWLRQV WKDW PD\ DIIHFW \RXU HYHQW
7LPH DOORZHG IRU D ULGHU WR VWDUW WKH UXQ
'HIDXOW  VHFRQGV
'LVSOD\ IRUPDW RI WKH VWDUWLQJ FRXQWGRZQ WLPHU
IUDFWLRQDO VHFRQGV ZKROH VHFRQGV HWF
:KDW KDSSHQV ZKHQ WKH VWDUWLQJ WLPHU H[SLUHV
VRXQG D KRUQ RU VWDUW WLPLQJ
'HIDXOW 6WDUW WLPLQJ
)DXOWV SHU VHFRQG RU RWKHU XQLW RI WLPH IRU )LUVW
5RXQG DQG -XPS2II
89 5RXQG 86  IDXOWVHFRQG
89 5RXQG )(,  IDXOW VHFRQGV
-XPS 2II  IDXOWVHFRQG
(DV\ 6HW8S
7R VHW DOO RSWLRQV IRU 86 RU )(, UXOHV DW RQH WLPH DV
VKRZQ WR WKH OHIW IROORZ WKHVH VWHSV
 3UHVV 6(783 WR DFFHVV WLPHU VHWXS IHDWXUHV
 3UHVV 1(;7 &+2,&( XQWLO 5XOH 2SWLRQV LV
GLVSOD\HG WKHQ SUHVV (17(5
 86 5XOHV LV GLVSOD\HG ILUVW 3UHVV (17(5 WR
VHOHFW 86 UXOHV RU SUHVV 1(;7 &+2,&( WR GLV
SOD\ )(, 5XOHV DQG SUHVV (17(5
 $IWHU (17(5 LV SUHVVHG WKH WLPHU PRPHQWDULO\
GLVSOD\V 'RQH WKHQ WKH FKRVHQ UXOH VHW LV VKRZQ
DJDLQ 3UHVV 6(783 WR H[LW
&KDQJLQJ ,QGLYLGXDO 5XOH 2SWLRQV
7LPH $OORZHG IRU WKH 5LGHU WR 6WDUW
7R VHW WKH WLPH DOORZHG IRU WKH ULGHU WR VWDUW
 3UHVV 6(783 WR DFFHVV WLPHU VHWXS IHDWXUHV
 3UHVV 1(;7 &+2,&( XQWLO 5XOH 2SWLRQV LV
GLVSOD\HG WKHQ SUHVV (17(5
 3UHVV 1(;7 &+2,&( XQWLO 6WDUW 7LPHRXW LV
GLVSOD\HG WKHQ SUHVV (17(5
 7KH FXUUHQW VWDUWLQJ WLPHRXW LV GLVSOD\HG 7R NHHS
WKHVDPHWLPHRXWMXVWSUHVV(17(5RUNH\LQD
QHZ VWDUWLQJ WLPHRXW IROORZHG E\ (17(5
 $IWHU (17(5 LV SUHVVHG WKH WLPHU PRPHQWDULO\
GLVSOD\V 'RQHWKHQWKH6WDUW 7LPHRXW PHQX
RSWLRQ LV VKRZQ DJDLQ 3UHVV 1(;7 &+2,&( WR
FKDQJH RWKHU UXOH RSWLRQV RU SUHVV 6(783 WR H[LW
7LPHU $FWLRQ XSRQ 6WDUWLQJ 7LPHU ([SLUDWLRQ
:KHQ WKH ULGHU¶V VWDUWLQJ WLPH H[SLUHV WKH WLPHU FDQ
HLWKHU VRXQG WKH KRUQ WR VLJQDO WKH ULGHU RII FRXUVH RU
WKH WLPHU FDQ VWDUW UXQQLQJ
 3UHVV 6(783 WR DFFHVV WLPHU VHWXS IHDWXUHV
 3UHVV 1(;7 &+2,&( XQWLO 5XOH 2SWLRQV LV
GLVSOD\HG WKHQ SUHVV (17(5
 3UHVV 1(;7 &+2,&( XQWLO +RUQ Z7LPHRXW RU
6WDUW Z7LPHRXW LV GLVSOD\HG \RXU FKRLFH
WKHQ SUHVV (17(5
 $IWHU (17(5 LV SUHVVHG WKH WLPHU PRPHQWDULO\
GLVSOD\V 'RQH WKHQ WKH PHQX RSWLRQ \RX VH
OHFWHG LV VKRZQ DJDLQ 3UHVV 1(;7 &+2,&( WR
FKDQJH RWKHU UXOH RSWLRQV RU SUHVV 6(783 WR H[LW
'LVSOD\ )RUPDW RI WKH 6WDUWLQJ 7LPHU
7KH VWDUWLQJ FRXQWGRZQ WLPHU FDQ EH GLVSOD\HG LQ DQ\
RI VHYHUDO WLPH IRUPDWV &KDQJLQJ WKH FRXQWGRZQ
WLPH IRUPDW GRHV QRW DIIHFW WKH WLPH IRUPDW RI QRUPDO
WLPLQJ IXQFWLRQV 7R FKDQJH WKH FRXQWGRZQ WLPH IRU
PDW IROORZ WKHVH VWHSV
 3UHVV 6(783 WR DFFHVV WLPHU VHWXS IHDWXUHV
 3UHVV 1(;7 &+2,&( XQWLO 5XOH 2SWLRQV LV
GLVSOD\HG WKHQ SUHVV (17(5
 3UHVV 1(;7 &+2,&( XQWLO 7LPHRXW )RUPDW LV
GLVSOD\HG WKHQ SUHVV (17(5
 3UHVV 1(;7 &+2,&( WR VFUROO WKURXJK WKH GLIIHU
HQW WLPH IRUPDWV DYDLODEOH :KHQ WKH GHVLUHG WLPH
IRUPDW LV GLVSOD\HG SUHVV (17(5
 $IWHU (17(5 LV SUHVVHG WKH WLPHU PRPHQWDULO\
GLVSOD\V 'RQH WKHQ WKH 7LPHRXW )RUPDW PHQX
RSWLRQ LV VKRZQ DJDLQ 3UHVV 1(;7 &+2,&( WR
FKDQJH RWKHU UXOH RSWLRQV RU SUHVV 6(783 WR H[LW
l  (CTO6GM +PE
,QGLYLGXDO 5XOH 2SWLRQV FRQW¶G 6+2: -803,1* 
&KDQJLQJ )DXOWV SHU 6HFRQG RU RWKHU XQLW RI WLPH
<RX FDQ HQWHU WKH IDXOWV SHU XQLW RI WLPH IRU )LUVW
5RXQG DQG IRU WKH -XPS2II 5RXQG 7R FKDQJH IDXOWV
SHU XQLW RI WLPH IROORZ WKHVH VWHSV
 3UHVV 6(783 WR DFFHVV WLPHU VHWXS IHDWXUHV
 3UHVV 1(;7 &+2,&( XQWLO 5XOH 2SWLRQV LV
GLVSOD\HG WKHQ SUHVV (17(5
 3UHVV 1(;7 &+2,&( XQWLO 5RXQG  )DXOWV RU
-XPS 2II )DXOWV LV GLVSOD\HG \RXU FKRLFH
WKHQ SUHVV (17(5
 7KH FXUUHQW YDOXH RI WKH ³IDXOWV´ SRUWLRQ RI IDXOWV
SHU XQLW RI WLPH LV GLVSOD\HG 7R NHHS WKH VDPH
YDOXH SUHVV (17(5 RU NH\LQ D QHZ YDOXH IRU
IDXOWV IROORZHG E\ (17(5 )RU H[DPSOH SUHVV
³´ WKHQ (17(5 IRU ZKROH IDXOWV .H\ LQ ³´
WKHQ (17(5 IRU ó IDXOWV
 $IWHU (17(5 LV SUHVVHG WKH WLPHU PRPHQWDULO\
GLVSOD\V 'RQHWKHQ6HFV LV GLVSOD\HG WR
SURPSW IRU WKH XQLW RI WLPH )RU H[DPSOH NH\ LQ
³´ IRU IDXOWV SHU VHFRQG RU NH\ LQ ³´ IRU IDXOWV
SHU IRXU VHFRQGV WKHQ SUHVV (17(5
 $IWHU (17(5 LV SUHVVHG WKH WLPHU PRPHQWDULO\
GLVSOD\V 'RQH WKHQ WKH PHQX RSWLRQ \RX VH
OHFWHG LV VKRZQ DJDLQ 3UHVV 1(;7 &+2,&( WR
FKDQJH RWKHU UXOH RSWLRQV RU SUHVV 6(783 WR H[LW
0LVFHOODQHRXV )HDWXUHV
8VLQJ 7KUHH 6HWV RI (OHFWULF (\HV
$ WKLUG VHW RI HOHFWULF H\HV SURYLGHV WKH FRXUVH GH
VLJQHU ZLWK PRUH IOH[LELOLW\ LQ FRXUVH OD\RXW ,I WKUHH
HOHFWULF H\HV DUH VKRZQ RQ WKH ERWWRP ULJKW RI WKH
6WDWXV 'LVSOD\ WKH WLPHU LV UHDG\ IRU WKUHH H\H RSHUD
WLRQ 2WKHUZLVH SURJUDP (\H  LQWR WKH WLPHU DV
GHWDLOHG LQ WKH ³/HDUQLQJ D 1HZ ,' &RGH´ VHFWLRQ RI
WKH ³:LUHOHVV (OHFWULF (\HV´ SDJHV RI WKLV PDQXDO
7R UHPRYH WKH WKLUG VHW RI H\HV IURP WKH WLPHU IROORZ
WKH SURFHGXUH IRU ³/HDUQLQJ D 1HZ ,' &RGH´ WR WKH
SRLQW ZKHUH ³%UHDN %HDP 1RZ«´ LV GLVSOD\HG
+RZHYHU LQVWHDG RI EUHDNLQJ WKH EHDP SUHVV DQ\ NH\
RQ WKH WLPHU WR DERUW WKH SURJUDPPLQJ SURFHVV (\H
 ZLOO EH UHPRYHG
3RZHU  6SHHG &ODVVHV
7KH 3RODULV WLPHU LQFOXGHV D VHSDUDWH HYHQW VSHFLIL
FDOO\ GHVLJQHG IRU 3RZHU  6SHHG FODVVHV 6HH WKH
IROORZLQJ SDJH IRU GHWDLOV
6WDUW 7LPHRXW
,I WKH WLPHU DXWRPDWLFDOO\ VWDUWV EHFDXVH WKH ULGHU IDLOV
WR FURVV WKH VWDUW OLQH EHIRUH WKH  VHFRQG FRXQW
GRZQ WLPHU H[SLUHV WKH ULGHU¶V WLPH LV IODJJHG ZLWK D
³7´ RQ WKH RSWLRQDO SULQWHU
7DEOH 9 2SWLPXP 7LPH
)RU 2SWLPXP 7LPH FODVVHV WKH ODUJH VFRUHERDUG FDQ
EH DXWRPDWLFDOO\ EODQNHG ZKLOH WKH FRPSHWLWRU LV RQ
FRXUVH DQG WKHQ UHVWRUHG ZKHQ WKH UXQ LV ILQLVKHG
 3UHVV 6(783 WR DFFHVV 6HWXS RSWLRQV
 3UHVV 35(9 &+2,&( XQWLO 6FRUHEG 2SWLRQV
LV GLVSOD\HG WKHQ SUHVV (17(5
 3UHVV 1(;7 &+2,&( XQWLO 5XQ 7LPH 2II LV
GLVSOD\HG WKHQ SUHVV (17(5
1RUPDO RSHUDWLRQ LV UHVWRUHG E\ FKRRVLQJ 5XQ 7LPH
2Q E\ SLFNLQJ DQRWKHU HYHQW RU F\FOLQJ SRZHU
)DXOW  2XW &ODVVHV
)RU )DXOW  2XW DQG VLPLODU FODVVHV D ZDUQLQJ KRUQ
FDQ EH VHW WR VRXQG DW D VSHFLILHG WLPH 0DQXDOO\
VRXQGLQJ WKH KRUQ ZKLOH WKH WLPHU LV UXQQLQJ VXS
SUHVVHV WKH ZDUQLQJ KRUQ IRU WKH FXUUHQW ULGHU 
7R VHW D ZDUQLQJ KRUQ IROORZ WKHVH VWHSV
 3UHVV 6(783 WR DFFHVV 6HWXS IXQFWLRQV
 3UHVV 1(;7 &+2,&( XQWLO 6HW :DUQ +RUQ  LV
GLVSOD\HG WKHQ SUHVV (17(5
 7R NHHS WKH WLPH VKRZQ SUHVV (17(5 RU NH\ LQ
D QHZ WLPH IROORZHG E\ (17(5
l(CTO6GM +PE
3UHSDUDWLRQ )RU 8VH 32:(5  63((' 
3RZHU DQG VSHHG FODVVHV UHTXLUH WKUHH VHWV RI HOHFWULF
H\HV (\H  VWDUWV WLPLQJ RI WKH SRZHU SKDVH (\H 
VWRSV WKH SRZHU SKDVH DQG VWDUWV WKH VSHHG SKDVH (\H
 VWRSV WKH VSHHG SKDVH 3ODFH WKH H\HV LQ WKH DSSUR
SULDWH ORFDWLRQ RQ FRXUVH DQG IROORZV WKHVH VWHSV WR
FRPSOHWH SUHSDUDWLRQ
 $WWDFK HDFK HOHFWULF H\H WR D WULSRG 3ODFH 7UDQV
PLWWHU5HFHLYHU SDLUV IDFLQJ HDFK RWKHU WR IRUP
VWDUWVWRS OLQHV EHWZHHQ WKH H\HV ([WHQG WULSRG
OHJV IXOO\ WR HQVXUH WKH H\HV DUH KLJK HQRXJK WR EH
EURNHQ E\ WKH KRUVHV ERG\ QRW LWV OHJV
 7XUQ WKH HOHFWULF H\HV 21 7KH SRZHU LQGLFDWRU
ODPS RQ HDFK XQLW VKRXOG JORZ VWHDGLO\ ,I WKH LQ
GLFDWRU LV EOLQNLQJ WKH EDWWHU\ LV ORZ DQG VKRXOG
EH UHSODFHG
 $OLJQ WKH HOHFWULF H\HV 7KH RSSRVLQJ HOHFWULF H\H
VKRXOG EH GLUHFWO\ LQOLQH ZKHQ VLJKWLQJ GRZQ HL
WKHU OLQH RQ WRS RI WKH HOHFWULF H\H OHIW WR ULJKW
DOLJQPHQW DQG ZKHQ VLJKWLQJ GRZQ WKH FUDFN RQ
WKH VLGH RI WKH H\H XS DQG GRZQ DOLJQPHQW
 7XUQ RQ WKH WLPHU FRQVROH LQ WKH DQQRXQFHUV
ERRWK 7KH SRZHU VZLWFK LV ORFDWHG DW WKH XSSHU
ULJKW FRUQHU RI WKH WLPHU
 7KH FXUUHQW HYHQW W\SH LV GLVSOD\HG RQ WKH WLPHU ,I
32:(5 3+$6( LV QRW GLVSOD\HG VHOHFW WKH 3RZHU
 6SHHG HYHQW DV IROORZV
D 3UHVV 6(783 WR DFFHVV 6HWXS RSWLRQV
E 3UHVV (17(5 WR SLFN D QHZ HYHQW
F 3UHVV 1(;7 &+2,&( XQWLO 3RZHU  6SHHG
LV GLVSOD\HG
G 3UHVV (17(5 WR VHOHFW 3RZHU  6SHHG
 :DON WKURXJK HDFK HOHFWULF H\H EHDP WR IRUFH WKH
H\HV WR VHQG D PHVVDJH WR WKH WLPHU FRQVROH 7KLV
PDNHV WKH WLPHU FRQVROH XSGDWH LWV HOHFWULF H\H
DOLJQPHQW LQGLFDWRU VHH WKH QH[W SDJH
6HWWLQJ &RXUVH 7LPHV
$ SRZHU SKDVH FRXUVH WLPH DQG D VSHHG SKDVH FRXUVH
WLPH VKRXOG EH VSHFLILHG
3RZHU 3KDVH 7KH SRZHU SKDVH VWDUWV ZKHQ (\H  LV
EURNHQ DQG ILQLVKHV ZKHQ WKH ULGHU EUHDNV (\H 
RU H[FHHGV WZLFH WKH FRXUVH WLPH ,I WKH ULGHU FRP
SOHWHV WKH SRZHU SKDVH SULRU WR H[SLUDWLRQ RI WLPH
DOORZHG WKHQ WLPLQJ DXWRPDWLFDOO\ EHJLQV IRU WKH
VSHHG SKDVH 2WKHUZLVH WKH KRUQ VRXQGV DQG WLP
LQJ VWRSV XSRQ FRPSOHWLRQ RI WKH SRZHU SKDVH ,I
WKH SRZHU SKDVH LV QRW WR EH WLPHG HQWHU D FRXUVH
WLPHRI]HURIRUWKHSRZHUSKDVH
6SHHG 3KDVH 7KH VSHHG SKDVH VWDUWV ZKHQ (\H  LV
EURNHQ EHIRUH H[SLUDWLRQ RI WKH SRZHU SKDVH
FRXUVH WLPH 8SRQ H[SLUDWLRQ RI WKH VSHHG SKDVH
FRXUVH WLPH DFFXPXODWLRQ RI WLPH IDXOWV FRP
PHQFHV $W WZLFH WKH VSHHG SKDVH FRXUVH WLPH WKH
KRUQ VRXQGV DQG WKH WLPHU LV VWRSSHG ,I WLPH IDXOWV
DUH QRW WR EH DFFXPXODWHG HQWHU D FRXUVH WLPH RI
]HUR IRU WKH VSHHG SKDVH
7R VHW WKH FRXUVH WLPHV IRU WKH SRZHU DQG VSHHG
SKDVHV IROORZ WKHVH VWHSV
 3UHVV 6(783 WR DFFHVV WLPHU VHWXS IHDWXUHV
 3UHVV 1(;7 &+2,&( XQWLO WKH 3ZU 3KDVH 7LPH
RSWLRQ LV GLVSOD\HG WKHQ SUHVV (17(5
 7R DFFHSW WKH FRXUVH WLPH VKRZQ SUHVV (17(5
RU NH\ LQ D QHZ WLPH IROORZHG E\ WKH (17(5 NH\
7R IL[ D PLVWDNH SUHVV DQG KROG GRZQ WKH
&/($5 7,0( NH\ XQWLO WKH WLPH LV FOHDUHG
 $IWHU HQWHULQJ WKH SRZHU SKDVH WLPH WKH RSWLRQ
IRU HQWHULQJ WKH 6SG 3KDVH 7LPH LV GLVSOD\HG
3UHVV (17(5 WR GLVSOD\ WKH VSHHG SKDVH WLPH
 7R DFFHSW WKH VSHHG SKDVH FRXUVH WLPH VKRZQ
SUHVV (17(5 RU HQWHU D QHZ FRXUVH WLPH IRO
ORZHG E\ WKH (17(5 NH\
 $IWHU HQWHULQJ WKH VSHHG SKDVH WLPH WKH RSWLRQ IRU
PRGLI\LQJ WKH WLPH IDXOW YDOXHV IRU WKH SRZHU DQG
VSHHG SKDVHV LV GLVSOD\HG 3UHVV 6(783 WR H[LW
WKH VHWXS PRGH DQG UHWXUQ WR QRUPDO WLPLQJ
l(CTO6GM +PE
&KHFNLQJ (\H $OLJQPHQW 32:(5  63((' 
7KH ERWWRP ULJKW FRUQHU RI WKH 6WDWXV GLVSOD\ VKRZV
WKH DOLJQPHQW VWDWXV RI HDFK HOHFWULF H\H :KHQ DQ
HOHFWULF H\H LV DOLJQHG LWV H\H QXPEHU LV GLVSOD\HG ,I
QRW DOLJQHG DQ ³[´ LV GLVSOD\HG
$OLJQPHQW 'LVSOD\ 6KRZV
(\HV DOLJQHG (\H   
(\H  QRW DOLJQHG RU
EHDP EURNHQ (\H  ; 
,PSRUWDQW :KHQ VHWWLQJ XS WKH HOHFWULF H\HV DOZD\V WDNH WLPH WR DOLJQ WKH H\HV DV RXWOLQHG DERYH ± HYHQ LI WKH
WLPHU LQGLFDWHV WKH H\HV DUH DOLJQHG 7KLV HQVXUHV D VWURQJ DOLJQPHQW LQVWHDG RI D SRVVLEO\ PDUJLQDO DOLJQPHQW
7LPHU 2SHUDWLRQ
 7KH WLPHU GLVSOD\V WKH PRVW UHFHQWO\ FRPSOHWHG
SKDVH 32:(5 3+$6( RU 63((' 3+$6(RQWKH
ERWWRP GLVSOD\ ,W GRHV QRW PDWWHU ZKLFK SKDVH LV
GLVSOD\HG EHIRUH D ULGHU VWDUWV ± EUHDNLQJ (\H 
ZLOO DOZD\V VWDUW WLPLQJ RI WKH SRZHU SKDVH
 6RXQG WKH KRUQ DQG VWDUW D FRXQW GRZQ E\ SUHVVLQJ
WKH &2817 '2:1 EXWWRQ 2QFH VWDUWHG WKH
FRXQW GRZQ FDQ EH SDXVHG  UHVXPHG ZLWK VXFFHV
VLYH SUHVVHV RI WKH &2817 '2:1 EXWWRQ 3UHVV
&/($5 7,0( WR VWDUW D QHZ FRXQW
 0DNH VXUH WKH HOHFWULF H\HV DUH HQDEOHG E\ SUHVV
LQJ WKH (<(6 21 EXWWRQ EHIRUH WKH ULGHU LV UHDG\
WR FURVV WKH VWDUW OLQH :KHQ WKH ULGHU FURVVHV (\H
 WKH WLPHU EHJLQV WLPLQJ IURP ]HUR DQG WKH H\HV
DUH DXWRPDWLFDOO\ WXUQHG EDFN RII
 ,I MXPSLQJ IDXOWV RFFXU SUHVV WKH 12 7,0( EXW
WRQ WR SUHYHQW WLPLQJ RI WKH 6SHHG 3KDVH 3UHVV
12 7,0( DJDLQ WR WXUQ MXPSLQJ IDXOWV EDFN RII
 $V WKH ULGHU QHDUV WKH HQG RI WKH SRZHU SKDVH RI
WKH FRXUVH SUHVV WKH (<(6 21 EXWWRQ WR UH
HQDEOH WKH HOHFWULF H\HV ,I WKH ULGHU FURVVHV (\H 
EHIRUH H[SLUDWLRQ RI WKH SRZHU SKDVH DQG ZLWK QR
MXPSLQJ IDXOWV WLPLQJ RI WKH VSHHG SKDVH EHJLQV
DXWRPDWLFDOO\ 7KH ULGHU¶V SRZHU SKDVH WLPH LV
VKRZQ RQ WKH WLPHU¶V 6WDWXV GLVSOD\ ,I D VFRUH
ERDUG LV FRQQHFWHG LW VKRZV WKH SRZHU SKDVH WLPH
IRU VHYHUDO VHFRQGV EHIRUH UHYHUWLQJ WR WKH UXQQLQJ
WLPH RI WKH VSHHG SKDVH
 $V WKH ULGHU FRPHV WR WKH HQG RI WKH VSHHG SKDVH
SUHVV WKH (<(6 21 EXWWRQ WR UHHQDEOH WKH HOHF
WULF H\HV :KHQ (\H  LV FURVVHG WKH WLPHU VWRSV
DQG WKH H\HV DUH DXWRPDWLFDOO\ WXUQHG EDFN RII ,I
WKH ULGHUV WLPH H[FHHGV WKH WLPH DOORZHG WLPH
IDXOWV DUH VKRZQ RQ WKH WLPHU¶V 6WDWXV GLVSOD\ $W
WZLFH WKH VSHHG SKDVH FRXUVH WLPH WKH WLPHU
DXWRPDWLFDOO\ VWRSV DQG VRXQGV WKH KRUQ
8VHIXO )HDWXUHV
'LVORGJHG -XPS
,I D ULGHU GLVORGJHV D MXPS VRXQG WKH KRUQ E\ SUHVV
LQJ WKH +251 EXWWRQ DQG VWRS WKH FORFN E\ SUHVVLQJ
WKH 67$576723 EXWWRQ 3UHVV 5(67$57 QRW WKH
67$576723 NH\ WR UHVXPH WLPLQJ
3UHYLRXV 7LPH 5HFDOO
8VH WKH 35(9 DQG 1(;7 NH\V WR VFDQ EDFN DQG IRUWK
WKURXJK SUHYLRXV WLPHV WLPH IDXOWV DQG WKH DVVRFLDWHG
SKDVH DUH DOVR VKRZQ
$FFLGHQWDO %HDP %UHDN
,I DQ HOHFWULF H\H DFFLGHQWDOO\ VWRSV WKH WLPHU WKH
ULGHU FDQ VWLOO EH DFFXUDWHO\ WLPHG 3UHVVLQJ WKH
5(67$57 EXWWRQ UHVXPHV WLPLQJ DV LI WKH WLPHU KDG
QHYHU EHHQ VWRSSHG 1RWH ,I WKH WLPHU LV PDQXDOO\
VWRSSHG XVLQJ WKH 67$576723 EXWWRQ 5(67$57
UHVXPHV WLPLQJ IURP WKH WLPH VKRZQ RQ WKH GLVSOD\
6HWXS 2SWLRQV
)DXOWV SHU VHFRQG RU RWKHU XQLW RI WLPH FDQ EH VHW IRU
WKH SRZHU DQG VSHHG SKDVHV XVLQJ WKH 3RZHU )DXOWV
DQG 6SHHG )DXOWV VHWXS RSWLRQV 6HH WKH ³$G
YDQFHG´ SDJH RI WKH 6KRZ -XPSLQJ LQVWUXFWLRQV IRU
IXUWKHU LQIRUPDWLRQ
'XUDWLRQ RI WKH VWDUWLQJ FRXQW GRZQ WLPHU FDQ EH
FKDQJHG XVLQJ WKH 6WDUW 7LPHRXW VHWXS RSWLRQ
+RZ ORQJ WKH VFRUHERDUG KROGV WKH SRZHU SKDVH WLPH
FDQ EH FKDQJHG XVLQJ WKH 6HW +ROG 7LPH RSWLRQ RI
6FRUHERDUG 2SWLRQV LQ WKH VHWXS PHQX
l(CTO6GM +PE
3UHSDUDWLRQ )RU 8VH 8VLQJ (OHFWULF (\HV &877,1* 
 $WWDFK HDFK HOHFWULF H\H WR D WULSRG 3ODFH WKH H\HV
RQ RSSRVLWH VLGHV RI WKH DUHQD WR IRUP D VWDUW OLQH
EHWZHHQ WKHP([WHQG WULSRG OHJV IXOO\ WR HQVXUH
WKHHOHFWULFH\HVDUHKLJKHQRXJKWREHEURNHQE\
WKH KRUVHV ERG\ QRW LWV OHJV
 7XUQ WKH HOHFWULF H\HV 21 7KH SRZHU LQGLFDWRU
ODPS RQ HDFK XQLW VKRXOG JORZ VWHDGLO\ ,I WKH LQ
GLFDWRU LV EOLQNLQJ WKH EDWWHU\ LV ORZ DQG VKRXOG
EH UHSODFHG
 $OLJQ WKH HOHFWULF H\HV 7KH HOHFWULF H\H RQ WKH
RSSRVLWH VLGH RI WKH DUHQD VKRXOG EH GLUHFWO\ LQ
OLQH ZKHQ VLJKWLQJ GRZQ HLWKHU OLQH RQ WRS RI WKH
HOHFWULF H\H OHIW WR ULJKW DOLJQPHQW DQG ZKHQ
VLJKWLQJ GRZQ WKH FUDFN RQ WKH VLGH RI WKH H\H XS
DQG GRZQ DOLJQPHQW
 $IWHU WKH WLPHU FRQVROH LV WXUQHG RQ VHH EHORZ
ZDON WKURXJK WKH HOHFWULF H\H EHDP WR IRUFH WKH
H\HV WR VHQG D PHVVDJH WR WKH WLPHU FRQVROH 7KLV
PDNHV WKH WLPHU FRQVROH XSGDWH LWV HOHFWULF H\H
DOLJQPHQW LQGLFDWRU VHH EHORZ
3UHSDUDWLRQ )RU 8VH *HQHUDO
 :LWK WKH WLPHU FRQVROH RII FRQQHFW WKH WLPHU FRQ
VROH WR ZKLFKHYHU KRUQ \RX DUH XVLQJ VHH WKH
+RUQ 2SHUDWLRQ SDJH
 7XUQ RQ WKH WLPHU FRQVROH LQ WKH DQQRXQFHUV
ERRWK 7KH SRZHU VZLWFK LV ORFDWHG DW WKH XSSHU
ULJKW FRUQHU RI WKH WLPHU
 7KH FXUUHQW HYHQW W\SH %DUUHO 5DFLQJ &XWWLQJ
HWF LV VKRZQ RQ WKH 6WDWXV GLVSOD\ RQ WKH WLPHU
FRQVROH ,I &877,1* LV QRW GLVSOD\HG VHOHFW WKH
&XWWLQJ HYHQW DV IROORZV
D 3UHVV 6(783 WR DFFHVV 6HWXS IXQFWLRQV
E 3UHVV (17(5 WR VHOHFW D QHZ HYHQW
F 3UHVV 1(;7 &+2,&( XQWLO &XWWLQJ LV GLV
SOD\HG
G 3UHVV (17(5 WR VHOHFW WKH &XWWLQJ HYHQW
6HWWLQJWKH5LGH7LPH
7KH GHIDXOW WLPH OLPLW LV  7KLV FDQ EH FKDQJHG DV
VKRZQ EHORZ 2QFH FKDQJHG WKH WLPH OLPLW LV DXWR
PDWLFDOO\ VDYHG LQ WKH WLPHU XQWLO FKDQJHG DJDLQ E\
WKLV VDPH SURFHGXUH
D 3UHVV 6(783 WR DFFHVV 6HWXS IXQFWLRQV
E 3UHVV 1(;7 &+2,&( RQFH VR 6HW )LQDO +RUQ
LV GLVSOD\HG
F 3UHVV (17(5 WR GLVSOD\ WKH FXUUHQW KRUQ VHWWLQJ
G 7R NHHS WKH VDPH WLPH SUHVV WKH (17(5 EXWWRQ
RU NH\ LQ D QHZ WLPH IROORZHG E\ WKH (17(5 EXW
WRQ 7R FRUUHFW D PLVWDNH ZKLOH HQWHULQJ D WLPH
SUHVV DQG KROG GRZQ WKH &/($5 7,0( NH\ XQWLO
WKH WLPH LV FOHDUHG WR ]HUR
&KHFNLQJ (\H $OLJQPHQW
7KH ERWWRP ULJKW FRUQHU RI WKH 6WDWXV GLVSOD\ VKRZV
WKH DOLJQPHQW VWDWXV RI WKH HOHFWULF H\HV :KHQ WKH
H\HV DUH DOLJQHG WKH H\H QXPEHU LV GLVSOD\HG ³´
,I QRW DOLJQHG RU LI WKH EHDP LV EURNHQ ³[´ LV VKRZQ
#NKIPOGPV &KURNC[ 5JQYU
(\HV DOLJQHG (\H
1RW DOLJQHG RU
EHDP EURNHQ (\H ;
,PSRUWDQW :KHQ VHWWLQJ XS WKH HOHFWULF H\HV DOZD\V WDNH WLPH WR DOLJQ WKH H\HV DV RXWOLQHG DERYH ± HYHQ LI WKH
WLPHU LQGLFDWHV WKH H\HV DUH DOLJQHG 7KLV HQVXUHV D VWURQJ DOLJQPHQW LQVWHDG RI D SRVVLEO\ PDUJLQDO DOLJQPHQW
1RWH 8QWLO WKH HOHFWULF H\H EHDP LV EURNHQ IRU WKH ILUVW WLPH QR DOLJQPHQW LQIRUPDWLRQ LV GLVSOD\HG
l(CTO6GM +PE
7LPHU 2SHUDWLRQ &877,1* 
 7KH WLPHU DXWRPDWLFDOO\ EHJLQV FRXQWLQJ GRZQ
IURP WKH WLPH OLPLW ZKHQ WKH ULGHU EUHDNV WKH HOHF
WULF H\H EHDP RU WKH 67$576723 EXWWRQ LV
SUHVVHG 1RWH 7KH HOHFWULF H\HV RQO\ VWDUW WKH
WLPHU WKH\ ZLOO QRW VWRS WKH WLPHU
 :KHQ WLPH H[SLUHV WKH KRUQ LV VRXQGHG DQG WKH
WLPHU DXWRPDWLFDOO\ VWRSV $W WKLV WLPH D VFRUH FDQ
EH HQWHUHG VHH (QWHULQJ D 6FRUH EHORZ
,I WKH HOHFWULF H\HV DUH XVHG WKH\ DUH GLVDEOHG ZKHQ
HYHU WKH WLPHU VWRSV 7KLV DOORZV DUHQD SUHSDUDWLRQ
EHWZHHQ ULGHUV ZLWKRXW VWDUWLQJ WKH WLPHU $ IODVKLQJ
2II PHVVDJH LV GLVSOD\HG RYHU WKH HOHFWULF H\H VWDWXV
WR UHPLQG WKH RSHUDWRU WKDW WKH H\HV DUH GLVDEOHG
$IWHU WKH DUHQD LV FOHDUHG IRU WKH QH[W ULGHU SUHVV WKH
(<(6 21 EXWWRQ WR UHHQDEOH WKH HOHFWULF H\HV
(QWHULQJ D 6FRUH
3UHVV WKH 6&25(3(1$/7< EXWWRQ 7KHQ NH\ LQ
WKH VFRUH IROORZHG E\ WKH (17(5 NH\ 3UHVVLQJ WKH
GHFLPDO SRLQW EXWWRQ PRYHV WKH LQSXW FXUVRU WR WKH
ULJKW RI WKH GHFLPDO +RZHYHU ]HURV WR WKH ULJKW RI
WKH GHFLPDO GR QRW QHHG WR EH HQWHUHG
$IWHU WKH VFRUH LV HQWHUHG LW LV VKRZQ RQ WKH PDLQ
WLPH GLVSOD\ RQ WKH VFRUHERDUG DQG RQ WKH SULQWHU LI
FRQQHFWHG 7KH VFRUH UHPDLQV RQ WKH GLVSOD\ DQG
VFRUHERDUG XQWLO WLPH VWDUWV IRU WKH QH[W ULGHU
&RUUHFWLQJ 0LVWDNHV
,I D PLVWDNH LV PDGH ZKLOH HQWHULQJ WKH VFRUH SUHVV
DQG KROG GRZQ WKH &/($5 7,0( EXWWRQ XQWLO WKH
WLPHU EHHSV DQG WKH VFRUH YDOXH LV FOHDUHG
,I (17(5 KDV DOUHDG\ EHHQ SUHVVHG VLPSO\ VWDUW WKH
VFRUH HQWU\ SURFHVV RYHU ± WKH QHZ VFRUH UHSODFHV WKH
SUHYLRXV VFRUH
8VHIXO )HDWXUHV
$FFLGHQWDO 7LPHU 6WRS
,I WKH WLPHU LV DFFLGHQWDOO\ VWRSSHG GXULQJ D UXQ WKH
ULGHU FDQ VWLOO EH DFFXUDWHO\ WLPHG E\ SUHVVLQJ WKH
5(67$57 EXWWRQ $V ORQJ DV 5(67$57 LV SUHVVHG
EHIRUH WLPH H[SLUHV WLPLQJ LV UHVXPHG ZLWKRXW DQ\
ORVV RI WLPH
3UHYLRXV 7LPH6FRUH 5HFDOO
8VH WKH 35(9 DQG 1(;7 NH\V WR VFDQ EDFN DQG IRUWK
WKURXJK SUHYLRXV WLPHV DQG VFRUHV 7KH SUHYLRXV WLPH
GLVSOD\ LV UHPRYHG DIWHU WHQ VHFRQGV RU E\
SUHVVLQJ DQ\ RWKHU NH\ <RX PD\ YLHZ D SUHYLRXV
VFRUH HYHQ ZKLOH WKH WLPHU LV UXQQLQJ
6NLSSLQJ D 5LGHU  1R 6FRUH
3UHVVLQJ WKH 12 7,0( EXWWRQ SULQWV  1R 6FRUH 
RQ WKH RSWLRQDO SULQWHU 7KLV HQVXUHV D OLQH LV SUHVHQW
RQ WKH SULQWHU IRU HDFK FRQWHVWDQW UHJLVWHUHG WR ULGH ,I
D VFRUH LV QRW HQWHUHG IRU D ULGHU WKH SULQWHU DXWRPDWL
FDOO\ SULQWV 1R 6FRUH IRU WKH ULGHU ZKHQ WKH
WLPHU VWDUWV IRU WKH QH[W FRQWHVWDQW
l  (CTO6GM +PE
3UHSDUDWLRQ )RU 8VH 8VLQJ (OHFWULF (\HV 7($0 3(11,1* 
 $WWDFK HDFK HOHFWULF H\H WR D WULSRG 3ODFH WKH
H\HV RQ RSSRVLWH VLGHV RI WKH DUHQD WR IRUP D VWDUW
OLQH EHWZHHQ WKHP([WHQG WULSRG OHJV IXOO\ WR HQ
VXUHWKHHOHFWULFH\HVDUHKLJKHQRXJKWREHEUR
NHQ E\ WKH KRUVHV ERG\ QRW LWV OHJV
 7XUQ WKH HOHFWULF H\HV 21 7KH SRZHU LQGLFDWRU
ODPS RQ HDFK XQLW VKRXOG JORZ VWHDGLO\ ,I WKH LQ
GLFDWRU LV EOLQNLQJ WKH EDWWHU\ LV ORZ DQG VKRXOG
EH UHSODFHG
 $OLJQ WKH HOHFWULF H\HV 7KH HOHFWULF H\H RQ WKH
RSSRVLWH VLGH RI WKH DUHQD VKRXOG EH GLUHFWO\ LQ
OLQH ZKHQ VLJKWLQJ GRZQ HLWKHU OLQH RQ WRS RI WKH
HOHFWULF H\H OHIW WR ULJKW DOLJQPHQW DQG ZKHQ
VLJKWLQJ GRZQ WKH FUDFN RQ WKH VLGH RI WKH H\H XS
DQG GRZQ DOLJQPHQW
 $IWHU WKH WLPHU FRQVROH LV WXUQHG RQ VHH EHORZ
ZDON WKURXJK WKH HOHFWULF H\H EHDP WR IRUFH WKH
H\HV WR VHQG D PHVVDJH WR WKH WLPHU FRQVROH 7KLV
PDNHV WKH WLPHU FRQVROH XSGDWH LWV HOHFWULF H\H
DOLJQPHQW LQGLFDWRU VHH EHORZ
3UHSDUDWLRQ )RU 8VH *HQHUDO
 :LWK WKH WLPHU FRQVROH RII FRQQHFW WKH WLPHU
FRQVROH WR ZKLFKHYHU KRUQ \RX DUH XVLQJ VHH WKH
+RUQ 2SHUDWLRQ LQVWUXFWLRQV SDJH
 7XUQ RQ WKH WLPHU FRQVROH LQ WKH DQQRXQFHUV
ERRWK 7KH SRZHU VZLWFK LV ORFDWHG DW WKH XSSHU
ULJKW FRUQHU RI WKH WLPHU
 7KH FXUUHQW HYHQW W\SH %DUUHO 5DFLQJ 7HDP
3HQQLQJ HWF LV VKRZQ RQ WKH 6WDWXV 'LVSOD\ RQ
WKH WLPHU FRQVROH ,I 7($0 3(1 LV QRW GLVSOD\HG
VHOHFW 7HDP 3HQQLQJ DV IROORZV
D 3UHVV 6(783 WR DFFHVV VHWXS IXQFWLRQV
E 3UHVV (17(5 WR SLFN D QHZ HYHQW
F 3UHVV 1(;7 &+2,&( XQWLO 7HDP 3HQQLQJ
LV GLVSOD\HG
G 3UHVV (17(5 WR VHOHFW 7HDP 3HQQLQJ
6HWWLQJ +RUQ 7LPHV
'HIDXOW KRUQV DUH DW  DQG  VHFRQGV ZDUQLQJ
KRUQ DQG ILQDO KRUQ UHVSHFWLYHO\ 7KHVH FDQ EH
FKDQJHG DV VKRZQ EHORZ 2QFH FKDQJHG WKH QHZ
KRUQ WLPHV DUH DXWRPDWLFDOO\ VDYHG LQ WKH WLPHU XQWLO
FKDQJHG DJDLQ E\ WKLV VDPH SURFHGXUH
D 3UHVV 6(783 WR DFFHVV VHWXS IXQFWLRQV
E 3UHVV 1(;7 &+2,&( XQWLO 6HW )LQDO +RUQ RU
6HW :DUQ +RUQ \RXU FKRLFH LV GLVSOD\HG
F 3UHVV (17(5 WR GLVSOD\ WKH FXUUHQW KRUQ VHWWLQJ
G 7R NHHS WKH VDPH WLPH SUHVV WKH (17(5 EXWWRQ
RU NH\ LQ D QHZ WLPH IROORZHG E\ WKH (17(5
EXWWRQ 7R FRUUHFW D PLVWDNH ZKLOH HQWHULQJ D
WLPH SUHVV DQG KROG GRZQ WKH &/($5 7,0(
NH\ XQWLO WKH WLPH LV FOHDUHG WR ]HUR
&KHFNLQJ (\H $OLJQPHQW
7KH ERWWRP ULJKW FRUQHU RI WKH 6WDWXV GLVSOD\
VKRZV WKH DOLJQPHQW VWDWXV RI WKH HOHFWULF H\HV
:KHQ WKH H\HV DUH DOLJQHG WKH H\H QXPEHU LV GLV
SOD\HG ³´ ,I QRW DOLJQHG RU LI WKH EHDP LV EUR
NHQ ³[´ LV VKRZQ
#NKIPOGPV &KURNC[ 5JQYU
(\HV DOLJQHG (\H
1RW DOLJQHG RU
EHDP EURNHQ (\H ;
,PSRUWDQW:KHQ VHWWLQJ XS WKH HOHFWULF H\HV DOZD\V WDNH WLPH WR DOLJQ WKH H\HV DV RXWOLQHG DERYH ± HYHQ LI WKH
WLPHU LQGLFDWHV WKH H\HV DUH DOLJQHG 7KLV HQVXUHV D VWURQJ DOLJQPHQW LQVWHDG RI D SRVVLEO\ PDUJLQDO DOLJQPHQW
1RWH 8QWLO WKH EHDP LV EURNHQ IRU WKH ILUVW WLPH QR DOLJQPHQW LQIRUPDWLRQ LV GLVSOD\HG
l  (CTO6GM +PE
7LPHU 2SHUDWLRQ 7($0 3(11,1* 
 7KH WLPHU DXWRPDWLFDOO\ EHJLQV WLPLQJ IURP ]HUR
ZKHQ WKH OHDG ULGHU EUHDNV WKH HOHFWULF H\H EHDP
RU WKH 67$576723 EXWWRQ LV SUHVVHG
 :KHQ WKH ZDUQLQJ KRUQ WLPH LV UHDFKHG WKH KRUQ
VRXQGV DQG WKH WLPHU FRQWLQXHV WR UXQ
 3UHVV WKH 67$576723 EXWWRQ WR VWRS WKH WLPHU
ZKHQ WKH FDWWOH DUH VXFFHVVIXOO\ SHQQHG
 :KHQ WLPH H[SLUHV WKH KRUQ VRXQGV DQG WKH WLPHU
VWRSV DW WKH ILQDO WLPH   VHFRQGV
,I WKH HOHFWULF H\HV DUH XVHG WKH\ DUH GLVDEOHG ZKHQ
HYHU WKH WLPHU VWRSV 7KLV DOORZV DUHQD SUHSDUDWLRQ
EHWZHHQ WHDPV ZLWKRXW VWDUWLQJ WKH WLPHU $ IODVKLQJ
2II PHVVDJH LV GLVSOD\HG RYHU WKH HOHFWULF H\H VWDWXV
WR UHPLQG WKH RSHUDWRU WKDW WKH H\HV DUH GLVDEOHG
$IWHU WKH DUHQD LV FOHDUHG IRU WKH QH[W WHDP SUHVV WKH
(<(6 21 EXWWRQ WR UHHQDEOH WKH HOHFWULF H\HV
1RWH 7KH HOHFWULF H\HV RQO\ VWDUW WKH WLPHU WKH\
ZLOO QRW VWRS WKH WLPHU
&DWWOH 1XPEHU 6HOHFWLRQ
%\ GHIDXOW WKH WLPHU DXWRPDWLFDOO\ JHQHUDWHV UDQGRP
FDWWOH QXPEHUV 7KH 6WDWXV 'LVSOD\ VKRZV WKH FDWWOH
QXPEHU DVVLJQHG WR WKH FXUUHQW WHDP DQG WKH FDWWOH
QXPEHU WR EH DVVLJQHG WR WKH QH[W WHDP
7($0 3(1 &XUUHQW 7HDPV
NN &DWWOH 1XPEHU
8VHG V
1H[W 7HDPV &DWWOH 1XPEHU
(DFK WLPH WKH WLPHU LV VWDUWHG WKH QH[W FDWWOH QXP
EHU LV DVVLJQHG WR WKH FXUUHQW WHDP DQG D QHZ FDWWOH
QXPEHU LV VHOHFWHG IRU WKH QH[W WHDP
,I D VFRUHERDUG LV FRQQHFWHG WKH WHDPV FDWWOH QXP
EHU LV DXWRPDWLFDOO\ GLVSOD\HG ZKHQ WKH WLPHU VWDUWV
7KH FDWWOH QXPEHU UHPDLQV RQ WKH VFRUHERDUG IRU 
VHFRQGV DIWHU ZKLFK WKH UXQQLQJ WLPH LV GLVSOD\HG
)RUFLQJ D 1HZ &DWWOH 1XPEHU
,I WKH FDWWOH QXPEHU IRU WKH QH[W WHDP LV XQDFFHSW
DEOH IRUFH D QHZ FDWWOH QXPEHU VHOHFWLRQ
 3UHVV WKH &$77/( 180 EXWWRQ
 3UHVV  DV SURPSWHG WR UHMHFW WKH FXUUHQW
QXPEHU DQG IRUFH WKH WLPHU WR SLFN D QHZ QXP
EHU
)RUFLQJ D 1HZ 6HW RI &DWWOH 1XPEHUV
 3UHVV WKH &$77/( 180 EXWWRQ
 3UHVV  DV SURPSWHG WR IRUFH VHOHFWLRQ RI D
QHZ VHW RI QXPEHUV DQG D QHZ FDWWOH QXPEHU
&KRRVLQJ D 5HGXFHG 6HW RI &DWWOH 1XPEHUV
 3UHVV WKH 6(783 EXWWRQ
 3UHVV 1(;7 &+2,&( XQWLO 0D[ &DWWOH 1XP LV
GLVSOD\HG DQG WKHQ SUHVV (17(5
 3UHVV WKH KLJKHVW FDWWOH QXPEHU WR EH XVHG
&DWWOH 1XPEHU 6HWWLQJV
7KH 3RODULV WLPHU SURYLGHV VHYHUDO RSWLRQV IRU FRQ
WUROOLQJ WKH JHQHUDWLRQ RI FDWWOH QXPEHUV
:KHQ WR 'LVSOD\ WKH &DWWOH 1XPEHU
N:KHQ WLPHU VWDUWV 'LVSOD\ Z6WDUWRU«
N:KHQ WKH QXPEHU LV HQWHUHG RU DFFHSWHG YLD WKH
&$77/( 180 NH\ 'LVSOD\ Z,QSXW
+RZ WKH &DWWOH 1XPEHU LV 2EWDLQHG
N7LPHU DXWRPDWLFDOO\ JHQHUDWHV WKH FDWWOH QXPEHU
$XWR &DWWOHRU«
N&DWWOH QXPEHU PDQXDOO\ HQWHUHG E\ SUHVVLQJ WKH
&$77/( 180 EXWWRQ 0DQXDO &DWWOH
+RZ /RQJ WKH &DWWOH 6WD\V RQ 6FRUHERDUG
'LVSOD\ IRU    RU  VHFRQGV
7R FKDQJH RQH RI WKHVH RSWLRQV
 3UHVV 6(783 WR DFFHVV VHWXS IHDWXUHV
 3UHVV 1(;7 &+2,&( XQWLO 6HWXS &DWWOH LV
GLVSOD\HG
 3UHVV (17(5 WR GLVSOD\ WKH FDWWOH QXPEHU PHQX
 3UHVV 1(;7 &+2,&( XQWLO WKH GHVLUHG RSWLRQ
WKH LWHPV VKRZQ LQ SDUHQWKHVLV LV GLVSOD\HG
 3UHVV (17(5 WR DFWLYDWH WKH GLVSOD\HG FKRLFH
l  (CTO6GM +PE
2YHUYLHZ 5$1&+ 6257,1* 
5DQFK 6RUWLQJ LV UXQ XQGHU WKH 7HDP 3HQQLQJ HYHQW
RQ WKH WLPHU FRQVROH 5DQFK 6RUWLQJ VKDUHV WLPHU
IHDWXUHV ZLWK 7HDP 3HQQLQJ VXFK DV WKH ZDUQLQJ
KRUQ ILQDO KRUQ FDWWOH QXPEHU VHOHFWLRQ HWF
,Q 5DQFK 6RUWLQJ D ZLUHOHVV KDQGVZLWFK LV XVHG ZLWK
WKH WLPHU WR UHFRUG WKH WLPH HDFK FRZ LV SHQQHG 7KLV
HOLPLQDWHV WKH QHHG IRU D VHSDUDWH VWRSZDWFK WR
JHQHUDWH WKHVH VSOLW WLPHV (DFK WLPH WKH KDQGVZLWFK
LV SUHVVHG WKH UXQQLQJ WLPH LV FDSWXUHG DQG VKRZQ
RQ WKH WLPHU¶V VWDWXV GLVSOD\ ,I D VFRUHERDUG LV LQ
XVH WKH FRZ¶V WLPH LV VKRZQ PRPHQWDULO\ RQ WKH
VFRUHERDUG WR DOORZ WKH DXGLHQFH WR VHH WKH WLPH DW
ZKLFK WKH FRZ ZDV SHQQHG $IWHU WKH ODVW FRZ LV
SHQQHG WKH WLPHU DXWRPDWLFDOO\ VWRSV
7LPHU 2SHUDWLRQ
5DQFK 6RUWLQJ LV UXQ XQGHU WKH 7HDP 3HQQLQJ HYHQW
RQ WKH WLPHU FRQVROH )ROORZ WKH ³3UHSDUDWLRQ )RU
8VH *HQHUDO´ VHFWLRQ RI WKH 7HDP 3HQQLQJ LQVWUXF
WLRQV WR SUHSDUH WKH WLPHU IRU RSHUDWLRQ
)ROORZ WKHVH VWHSV WR WLPH D WHDP
 6WDUW WKH WLPHU E\ SUHVVLQJ WKH ZLUHOHVV KDQG
VZLWFK RU E\ SUHVVLQJ WKH 67$576723 EXWWRQ
RQ WKH WLPHU FRQVROH 7KH HOHFWULF H\HV ZLOO DOVR
VWDUW WKH WLPHU EXW H\HV DUH QRW W\SLFDOO\ XVHG
 3UHVV WKH KDQGVZLWFK DV HDFK FRZ LV SHQQHG 7KH
WLPH DW ZKLFK WKH KDQGVZLWFK LV SUHVVHG DQG WKH
FRXQW RI FRZV SHQQHG LV VKRZQ RQ WKH WLPHU¶V
VWDWXV GLVSOD\ ,I D VFRUHERDUG LV LQ XVH WKH SHQ
WLPH LV IUR]HQ PRPHQWDULO\ RQ WKH VFRUHERDUG
 :KHQ WKH ZDUQLQJ KRUQ WLPH LV UHDFKHG WKH KRUQ
VRXQGV DQG WKH WLPHU FRQWLQXHV WR UXQ
 ,I DOO FRZV DUH SHQQHG EHIRUH WKH H[SLUDWLRQ RI
WLPH WKH WLPHU DXWRPDWLFDOO\ VWRSV 7KH WLPHU FDQ
DOVR EH VWRSSHG E\ SUHVVLQJ WKH 67$576723
EXWWRQ RQ WKH WLPHU FRQVROH
 ,I WLPH H[SLUHV WKH KRUQ VRXQGV DQG WKH WLPHU
VWRSV DW WKH ILQDO WLPH   HJ  7KLV
DOORZV D SHQ DW H[DFWO\  VHFRQGV
 7KH MXGJH FDQ FRQWLQXH SUHVVLQJ WKH KDQGVZLWFK
XQWLO KH KHDUV WKH KRUQ ± WKH WLPHU DXWRPDWLFDOO\
LJQRUHV DQ\ SUHVVHV DIWHU WKH WLPH OLPLW 2QFH WKH
KRUQ VRXQGV WKH KDQGVZLWFK LV LJQRUHG IRU DERXW
WKUHH VHFRQGV DIWHU ZKLFK WKH QH[W SUHVV RI WKH
KDQGVZLWFK VWDUWV WKH WLPHU IRU WKH QH[W WHDP
$GYDQFHG 6HWWLQJV
&DWWOH 1XPEHU )HDWXUHV
6HH WKH 7HDP 3HQQLQJ VHFWLRQ WR UHDG DERXW VHYHUDO
FDWWOH QXPEHU IHDWXUHV WKDW FDQ EH VHOHFWHG
$XWRPDWLF 6WRS DIWHU /DVW &RZ
7KH WLPHU FDQ EH VHW WR DXWRPDWLFDOO\ VWRS DIWHU WKH
ODVW FRZ LV SHQQHG GHIDXOW RU FRQWLQXH UXQQLQJ 7R
FKDQJH WKLV VHWWLQJ SUHVV 6(783 WKHQ SUHVV 1(;7
&+2,&( VHYHUDO WLPHV XQWLO $XWR 6WRS RU 1R $XWR
6WRS \RXU FKRLFH LV GLVSOD\HG WKHQ SUHVV (17(5
6FRUHERDUG +ROG 7LPH
7R FKDQJH WKH GXUDWLRQ D SHQ WLPH UHPDLQV IUR]HQ RQ
WKH VFRUHERDUG SUHVV 6(783 WKHQ SUHVV 1(;7
&+2,&( VHYHUDO WLPHV XQWLO 6SOLW 7LPHV LV GLV
SOD\HG WKHQ SUHVV (17(5 3UHVV 1(;7 &+2,&( D
IHZ PRUH WLPHV XQWLO WKH GHVLUHG KROG WLPH LV GLV
SOD\HG WKHQ SUHVV (17(5
+DQGVZLWFK 8VDJH
7R XVH WKH KDQGVZLWFK IRU 7HDP 3HQQLQJ LH WR MXVW
VWDUW DQG VWRS WKH WLPHU \RX PXVW FKDQJH WKH
³+DQGVZLWFK 8VDJH´ PHQX RSWLRQ 3UHVV 6(783
WKHQ SUHVV 1(;7 &+2,&( VHYHUDO WLPHV XQWLO
+DQGVZ 8VDJH LV GLVSOD\HG WKHQ SUHVV (17(5
3UHVV 1(;7 &+2,&( WR VFDQ WKURXJK WKH DYDLODEOH
XVDJH RSWLRQV DQG SUHVV (17(5 ZKHQ WKH GHVLUHG
RSWLRQ LV VKRZQ 1RWH &KRRVH WKH 5DQFK 6RUWLQJ
RSWLRQ WR UHVWRUH RSHUDWLRQ DV GHVFULEHG DERYH
l(CTO6GM +PE
3UHSDUDWLRQ )RU 8VH 635,17*(1(5$/ 
7KH 6SULQW*HQHUDO HYHQW FDQ EH XVHG WR WLPH D ZLGH YDULHW\ RI QRQVWDQGDUG HYHQWV 7KH PRVW FRPPRQ LV WR
WLPH IURP 3RLQW ³$´ WR 3RLQW ³%´ 7KHVH LQVWUXFWLRQV IROORZ /RRN XQGHU ³$GYDQFHG )HDWXUHV´ RQ WKH QH[W SDJH
DQG RQ 6SULQW*HQHUDO SDJH  IRU PRUH IHDWXUHV
 $WWDFK HDFK HOHFWULF H\H WR D WULSRG 3ODFH 7UDQV
PLWWHU5HFHLYHU SDLUV IDFLQJ HDFK RWKHU WR IRUP
VWDUWVWRS OLQHV EHWZHHQ WKH H\HV $GMXVW WKH WULSRG
KHLJKW WR HQVXUH WKH EHDP LV EURNHQ E\ WKH ERG\ RI
WKH KRUVH RU YHKLFOH
 7XUQWKHHOHFWULFH\HV217KHSRZHULQGLFDWRU
ODPS RQ HDFK XQLW VKRXOG JORZ VWHDGLO\ ,I WKH LQ
GLFDWRU LV EOLQNLQJ WKH EDWWHU\ LV ORZ DQG VKRXOG
EH UHSODFHG
 $OLJQ WKH HOHFWULF H\HV 7KH RSSRVLQJ HOHFWULF H\H
VKRXOG EH GLUHFWO\ LQOLQH ZKHQ VLJKWLQJ GRZQ HL
WKHU OLQH RQ WRS RI WKH HOHFWULF H\H OHIW WR ULJKW
DOLJQPHQW DQG ZKHQ VLJKWLQJ GRZQ WKH FUDFN RQ
WKH VLGH RI WKH H\H XS DQG GRZQ DOLJQPHQW
 7XUQ RQ WKH WLPHU FRQVROH LQ WKH DQQRXQFHUV
ERRWK 7KH SRZHU VZLWFK LV ORFDWHG DW WKH XSSHU
ULJKW FRUQHU RI WKH WLPHU
 :DON WKURXJK HDFK HOHFWULF H\H EHDP WR IRUFH WKH
H\HV WR VHQG D PHVVDJH WR WKH WLPHU FRQVROH 7KLV
PDNHV WKH WLPHU FRQVROH XSGDWH LWV HOHFWULF H\H
DOLJQPHQW LQGLFDWRUV VHH EHORZ
&KHFNLQJ (\H $OLJQPHQW
7KH ERWWRP ULJKW FRUQHU RI WKH 6WDWXV GLVSOD\ VKRZV
WKH DOLJQPHQW VWDWXV RI WKH HOHFWULF H\HV :KHQ WKH
H\HV DUH DOLJQHG LWV QXPEHU LV GLVSOD\HG  RU  ,I
QRW DOLJQHG RU LI WKH EHDP LV EURNHQ ³[´ LV VKRZQ
#NKIPOGPV &KURNC[ 5JQYU
(\HV DOLJQHG (\H
(\H  QRW DOLJQHG
RU EHDP EURNHQ (\H
;
,PSRUWDQW :KHQ VHWWLQJ XS WKH HOHFWULF H\HV DOZD\V WDNH WLPH WR DOLJQ WKH H\HV DV RXWOLQHG DERYH ± HYHQ LI WKH
WLPHU LQGLFDWHV WKH H\HV DUH DOLJQHG7KLV HQVXUHV D VWURQJ DOLJQPHQW LQVWHDG RI D SRVVLEO\ PDUJLQDO DOLJQPHQW
l(CTO6GM +PE
7LPHU 2SHUDWLRQ 635,17*(1(5$/ 
 :KHQ WKH HOHFWULF H\H EHDP DFURVV WKH VWDUW OLQH LV
EURNHQ WKH WLPHU DXWRPDWLFDOO\ EHJLQV WLPLQJ
IURP ]HUR ± WKHUH LV QR QHHG WR UHVHW WKH WLPHU
 :KHQ WKH HOHFWULF H\H EHDP DFURVV WKH ILQLVK OLQH
LV EURNHQ WKH WLPHU VWRSV WLPLQJ DQG VKRZV WKH IL
QDO WLPH 7KH WLPHU LV UHDG\ IRU WKH QH[W UXQ
8VHIXO )HDWXUHV
0DQXDO 6WDUW6WRS
7KH 67$576723 EXWWRQ VWDUWV DQG VWRSV WKH WLPHU
MXVW DV LI WKH HOHFWULF H\H EHDP KDG EHHQ EURNHQ
$FFLGHQWDO %HDP %UHDN
,I WKH WLPHU VWRSV DFFLGHQWDOO\ VWRSV GXULQJ WKH PLGGOH
RI D UXQ WKH ULGHU FDQ VWLOO EH DFFXUDWHO\ WLPHG WKH
3RODULV WLPHU FRQWLQXHV WLPLQJ HYHQ ZKLOH WKH WLPHU LV
VWRSSHG 3UHVVLQJ WKH 5(67$57 EXWWRQ UHVXPHV
WLPLQJ DV LI WKH WLPHU KDG QHYHU EHHQ VWRSSHG $V ORQJ
DV 5(67$57 LV SUHVVHG EHIRUH WKH ULGH LV FRPSOHWHG
WKH WLPH LV QRW ORVW 1RWH 7KH 3RODULV WLPHU FRQVROH
EHHSV ZKHQHYHU WKH EHDP LV EURNHQ WR DOHUW \RX LI WKH
WLPHU KDSSHQV WR VWRS GXULQJ WKH PLGGOH RI D UXQ
/RFNLQJ 2XW 7KH (OHFWULF (\HV
6RPH HYHQWV UHTXLUH WKH ULGHU WR SDVV WKURXJK WKH
EHDPV VHYHUDO WLPHV GXULQJ D UXQ )RU WKHVH HYHQWV
WKH H\HV FDQ EH GLVDEOHG GXULQJ WKH UXQ WKHQ UH
HQDEOHG EHIRUH WKH ULGHU FRPSOHWHV WKH UXQ 7R GLVDEOH
WKH HOHFWULF H\HV SUHVV WKH (<(6 2)) EXWWRQ 2II
LV IODVKHG RYHU WKH HOHFWULF H\H DOLJQPHQW GLVSOD\
ZKLOH WKH H\HV DUH RII 7R UHHQDEOH WKH HOHFWULF H\HV
SUHVV WKH (<(6 21 EXWWRQ
3UHYLRXV 7LPH 5HFDOO
8VHWKH35(9DQG1(;7NH\VWRVFDQEDFNDQGIRUWK
WKURXJK SUHYLRXV WLPHV 7KH SUHYLRXV WLPH GLVSOD\ LV
UHPRYHG DIWHU DERXW WHQ VHFRQGV RU E\ SUHVVLQJ DQ\
RWKHU NH\ <RX PD\ YLHZ D SUHYLRXV WLPH HYHQ ZKLOH
WKH WLPHU LV UXQQLQJ
$GYDQFHG )HDWXUHV
,Q DGGLWLRQ WR VWDUWLQJ WKH WLPHU ZLWK (\H  DQG VWRS
SLQJ WKH WLPHU ZLWK (\H  WKH WLPHU SURYLGHV VHYHUDO
RWKHU HOHFWULF H\H FRPELQDWLRQV DV VKRZQ WR WKH ULJKW
7R VHOHFW D GLIIHUHQW HOHFWULF H\H FRPELQDWLRQ
 3UHVV 6(783 WR DFFHVV 6HWXS RSWLRQV
 3UHVV 1(;7 &+2,&( RQFH VR 6HW (\H 8VDJH
LV GLVSOD\HG WKHQ SUHVV (17(5
 3UHVV 1(;7 &+2,&( WR VFDQ WKURXJK WKH DYDLO
DEOH H\H FRPELQDWLRQV DV VKRZQ WR WKH ULJKW 3UHVV
(17(5 ZKHQ WKH GHVLUHG H\H FRPELQDWLRQ LV GLV
SOD\HG
1RWH $QDVWHULVNLVGLVSOD\HGQH[WWRWKH
FXUUHQWO\ DFWLYH H\H FRPELQDWLRQ
7LPHU'LVSOD\ 7LPHU$FWLRQ
6WDUW  6WRS 6WDUW ZLWK (\H  6WRS
ZLWK (\H 
6WDUW  6WRS 6WDUW ZLWK (\H  6WRS
ZLWK (\H 
6WUW 6WRS 6WDUW ZLWK HLWKHU H\H WKHQ
VWRS ZLWK WKH RSSRVLWH H\H
$Q\ 6WDUW6WRS 6WDUW ZLWK HLWKHU H\H VWRS
ZLWK HLWKHU H\H
%UHDNRXW 7LPHU 7LPH GLIIHUHQFH EHWZHHQ
VWHHU DQG ULGHU IRU URSLQJ
:LQQLQJ /DQH 6WDUW ZLWK HLWKHU H\H WKHQ
VWRS ZLWK WKH RSSRVLWH H\H
LQGLFDWH ZKLFK H\H VWDUWHG
WKH WLPHU ZLQQLQJ ODQH
l(CTO6GM +PE
%UHDNRXW 7LPHU 635,17*(1(5$/ 
7KH %UHDNRXW 7LPHU LV SDUW RI WKH 6SULQW*HQHUDO
HYHQW ,W DOORZV \RX WR WLPH WKH LQWHUYDO IURP ZKHQ
WKH VWHHU FURVVHV WKH VFRUHOLQH WR ZKHQ WKH ULGHU H[LWV
WKH ER[ RU YLFHYHUVD 7KLV LV D JUHDW SUDFWLFH WRRO
IRU JHWWLQJ WKH EHVW MXPS SRVVLEOH RQ WKH VWHHU
,I WKH VWHHU OHDGV WKH ULGHU LW LV D FOHDQ VWDUW ,I WKH
ULGHU OHDGV WKH VWHHU D EUHDNRXW KDV RFFXUUHG ,Q WKH
FDVH RI D EUHDNRXW WKH KRUQ VRXQGV LI DWWDFKHG WKH
ERWWRP GLVSOD\ VKRZV ³%UHDNRXW´ DQG WKH VFRUHERDUG
LI XVHG VKRZV D QHJDWLYH WLPH LQVWHDG RI D SRVLWLYH
WLPH
7R XVH WKH %UHDNRXW 7LPHU IXQFWLRQ VHOHFW WKH
%UHDNRXW 7LPHU RSWLRQ DV GHWDLOHG XQGHU ³$G
YDQFHG )HDWXUHV´ RQ WKH SUHYLRXV SDJH 2QFH \RX
KDYH VHOHFWHG WKH %UHDNRXW 7LPHU RSWLRQ LW ZLOO DO
UHDG\ EH VHOHFWHG ZKHQHYHU \RX FKRRVH WKH
6SULQW*HQHUDO HYHQW LQ WKH IXWXUH
6SOLW 7LPHV
,Q DGGLWLRQ WR WKH YDULRXV FRPELQDWLRQV RI (\H  DQG
(\H  IRU VWDUWLQJ DQG VWRSSLQJ WKH WLPHU GHWDLOHG RQ
WKH SUHYLRXV SDJH WKH WLPHU FDQ DOVR ZRUN ZLWK XS WR
WZR PRUH H\HV IRU SURYLGLQJ VSOLW WLPHV $V VSOLW
WLPHV RFFXU WKH\ DUH GLVSOD\HG RQ WKH ERWWRP GLVSOD\
ZKLOH WKH PDLQ WLPH GLVSOD\ FRQWLQXHV WR UXQ ,I D
VFRUHERDUG LV FRQQHFWHG WKH VSOLW WLPH LV GLVSOD\HG
IRU DQ LQWHUYDO \RX FDQ VSHFLI\ EHIRUH WKH GLVSOD\ UH
WXUQV WR VKRZLQJ WKH UXQQLQJ WLPH
7KH VSOLWWLPH H\HV DUH GHVLJQDWHG (\H  DQG (\H
 2SWLRQV IRU FRQWUROOLQJ VSOLW WLPH IXQFWLRQV DUH LQ
WKH 6SOLW 7LPHV PHQX 7R DFFHVV WKH 6SOLW 7LPHV
PHQX IROORZ WKHVH VWHSV
 3UHVV 6(783 WR DFFHVV 6HWXS RSWLRQV
 3UHVV 35(9 &+2,&( XQWLO 6SOLW 7LPHV LV GLV
SOD\HG WKHQ SUHVV (17(5
<RX FDQ WKHQ VFUROO WKURXJK WKH 6SOLW 7LPHV RSWLRQV
E\ SUHVVLQJ WKH 1(;7 &+2,&( NH\
7LPHU 'LVSOD\ )XQFWLRQ
6HW (\H  ,' 3URJUDP (\H  LQWR
WLPHU
6HW (\H  ,' 3URJUDP (\H  LQWR
WLPHU
3ULQW 7LPHV 212)) &RQWUROV ZKHWKHU VSOLW
WLPHV DUH SULQWHG RQ WKH
SULQWHU
6DYH 7LPHV 212)) &RQWUROV ZKHWKHU VSOLW
WLPHV DUH VDYHG LQ PHP
RU\
+ROG IRU V &KRRVH WKH DPRXQW RI
WLPH D VSOLW WLPH LV GLV
SOD\HG RQ WKH VFRUHERDUG
l(CTO6GM +PE
3UHSDUDWLRQ )RU 8VH /$3 7,0,1* 
 $WWDFK HDFK HOHFWULF H\H WR D TXLFNPRXQW 3ODFH
WKH H\HV RQ RSSRVLWH VLGHV RI WKH WUDFN WR IRUP D
VWDUWVWRS OLQH EHWZHHQ WKHP
 7XUQWKHHOHFWULFH\HV217KHSRZHULQGLFDWRU
ODPS RQ HDFK XQLW VKRXOG JORZ VWHDGLO\ ,I WKH
ODPS EOLQNV WKH ORZ EDWWHU\ VKRXOG EH UHSODFHG
 $OLJQWKHHOHFWULFH\HV7KHHOHFWULFH\HRQWKH
RSSRVLWH VLGH RI WKH DUHQD VKRXOG EH GLUHFWO\ LQ
OLQH ZKHQ VLJKWLQJ GRZQ HLWKHU OLQH RQ WRS RI WKH
HOHFWULF H\H OHIW WR ULJKW DOLJQPHQW DQG ZKHQ
VLJKWLQJ GRZQ WKH FUDFN RQ WKH VLGH RI WKH H\H XS
DQG GRZQ DOLJQPHQW
 7XUQ RQ WKH WLPHU FRQVROH LQ WKH DQQRXQFHUV
ERRWK 7KH SRZHU VZLWFK LV ORFDWHG DW WKH XSSHU
ULJKW FRUQHU RI WKH WLPHU
 7KH FXUUHQW HYHQW LV VKRZQ RQ WKH 6WDWXV GLVSOD\
RQ WKH WLPHU FRQVROH ,I /$3 7,0,1* LV QRW GLV
SOD\HG VHOHFW WKH /DS 7LPLQJ HYHQW DV IROORZV
D 3UHVV 6(783 WR DFFHVV VHWXS IXQFWLRQV
E 3UHVV (17(5 WR VHOHFW D QHZ HYHQW
F 3UHVV 1(;7 &+2,&( XQWLO /DS 7LPLQJ LV
GLVSOD\HG
G 3UHVV (17(5 WR VHOHFW /DS 7LPLQJ
 :DON WKURXJK WKH HOHFWULF H\H EHDP WR IRUFH WKH
H\HV WR VHQG D PHVVDJH WR WKH WLPHU FRQVROH 7KLV
PDNHV WKH WLPHU FRQVROH XSGDWH LWV HOHFWULF H\H
DOLJQPHQW LQGLFDWRU VHH WKH QH[W SDJH
(QWHULQJ D 7UDFN /HQJWK
7KH WLPHU FDQ FRPSXWH ODS VSHHG DV ZHOO DV ODS WLPH
7R FRPSXWH VSHHG D WUDFN OHQJWK PXVW EH HQWHUHG
2QFH WKH WUDFN OHQJWK LV HQWHUHG LW LV SHUPDQHQWO\
VDYHG LQ WKH WLPHU <RX GR QRW QHHG WR UHHQWHU WKH
WUDFN OHQJWK HDFK WLPH \RX XVH WKH WLPHU XQOHVV D
GLIIHUHQW WUDFN OHQJWK LV GHVLUHG
7R VHW WKH WUDFN OHQJWK IROORZ WKHVH VWHSV
 :LWK WKH WLPHU VWRSSHG SUHVV WKH 6(783 EXWWRQ
WR DFFHVV WKH WLPHUV VHWXS IHDWXUHV
 3UHVV 1(;7 &+2,&( RQFH VR WKH GLVSOD\ VKRZV
3UHVV (17(5 IRU 7UDFN /HQJWK
 3UHVV (17(5 WR GLVSOD\ WKH FXUUHQW WUDFN OHQJWK
 ,I WKH GLVSOD\HG WUDFN OHQJWK LV 2. SUHVV WKH
(17(5 EXWWRQ WR NHHS WKH VDPH YDOXH 2WKHUZLVH
NH\ LQ D QHZ WUDFN OHQJWK IROORZHG E\ WKH (17(5
NH\ 7R FRUUHFW D PLVWDNH SUHVV DQG KROG GRZQ
WKH &/($5 7,0( EXWWRQ XQWLO WKH WUDFN OHQJWK
YDOXH LV FOHDUHG WR ]HUR
7\SLFDO 7UDFN 6HWXS
l(CTO6GM +PE
&KHFNLQJ (\H $OLJQPHQW /$3 7,0,1* 
7KH ERWWRP ULJKW FRUQHU RI WKH 6WDWXV GLVSOD\ VKRZV
WKH DOLJQPHQW VWDWXV RI WKH HOHFWULF H\HV :KHQ WKH
H\HV DUH DOLJQHG WKH H\H QXPEHU LV GLVSOD\HG ³´
,I QRW DOLJQHG RU LI WKH EHDP LV EURNHQ ³[´ LV VKRZQ
#NKIPOGPV &KURNC[ 5JQYU
(\HV DOLJQHG (\H
1RW DOLJQHG RU
EHDP EURNHQ (\H
;
,PSRUWDQW :KHQ VHWWLQJ XS WKH HOHFWULF H\HV DOZD\V WDNH WLPH WR DOLJQ WKH H\HV DV RXWOLQHG DERYH ± HYHQ LI WKH
WLPHU LQGLFDWHV WKH H\HV DUH DOLJQHG 7KLV HQVXUHV D VWURQJ DOLJQPHQW LQVWHDG RI D SRVVLEO\ PDUJLQDO DOLJQPHQW
7LPHU 2SHUDWLRQ
 0DNH VXUH WKH WLPHU LV VWRSSHG EHIRUH WKH GULYHU
VWDUWVKLVODSVSUHVVWKH67$576723EXWWRQWR
VWRS WKH WLPHU LI QHHGHG
 :KHQ WKH FDU EUHDNV WKH EHDP DW WKH VWDUW RI WKH
ILUVW ODS WKH WLPHU DXWRPDWLFDOO\ EHJLQV WLPLQJ
IURP ]HUR
 $V WKH FDU EUHDNV WKH EHDP DIWHU HDFK ODS WKH ERW
WRP GLVSOD\ VKRZV WKH ODS QXPEHU ODS WLPH DQG
ODS VSHHG LI D WUDFN OHQJWK KDV EHHQ HQWHUHG
0HDQZKLOH WKH PDLQ WLPH GLVSOD\ VKRZV WKH UXQ
QLQJ WLPH RI WKH QHZ ODS
 $IWHU WKH GULYHU KDV FRPSOHWHG DOO ODSV SUHVV WKH
67$576723 EXWWRQ WR VWRS WLPLQJ RI WKH FXUUHQW
GULYHU 7KH WLPHU LV QRZ UHDG\ IRU WKH QH[W FDU
%\ WKH ZD\
,I WKH RSWLRQDO SULQWHU LV FRQQHFWHG WKH ODS WLPH ODS
QXPEHU DQG ODS VSHHG DUH SULQWHG DIWHU HDFK ODS
,I DQ RSWLRQDO VFRUHERDUG LV FRQQHFWHG LW VKRZV WKH
UXQQLQJ WLPH DV WKH ODS LV WLPHG :KHQ D ODS LV FRP
SOHWHG WKH ODS WLPH UHPDLQV RQ WKH GLVSOD\ IRU DERXW
ILYH VHFRQGV DIWHU ZKLFK LW UHWXUQV WR VKRZLQJ WKH
UXQQLQJ WLPH RI WKH QHZ ODS 7KH DPRXQW RI WLPH WKH
SUHYLRXV ODS UHPDLQV GLVSOD\HG FDQ EH FKDQJHG &RQ
WDFW )DUP7HN IRU DVVLVWDQFH
7R DYRLG IDOVH WULJJHUV WKH EHDP LV LJQRUHG IRU DERXW
WZR VHFRQGV DIWHU LW LV EURNHQ WR DOORZ GXVW DQG GHEULV
WR VHWWOH
8VHIXO )HDWXUHV
$FFLGHQWDO 0DQXDO 6WRS
,I WKH WLPHU LV LQDGYHUWHQWO\ VWRSSHG E\ SUHVVLQJ WKH
67$576723 EXWWRQ WKH ODS FDQ VWLOO EH DFFXUDWHO\
WLPHG E\ SUHVVLQJ WKH 5(67$57 EXWWRQ 7KLV UH
VXPHV WLPLQJ DV LI WKH WLPHU KDG QHYHU EHHQ VWRSSHG
$V ORQJ DV 5(67$57 LV SUHVVHG EHIRUH WKH ODS LV
FRPSOHWHG WKH WLPH LV QRW ORVW
/RFNLQJ 2XW 7KH (OHFWULF (\HV
,I WKH EHDP ZLOO EH EURNHQ GXULQJ D ODS E\ RWKHU YHKL
FOHV WKH WLPHU FDQ EH IRUFHG WR WHPSRUDULO\ LJQRUH WKH
HOHFWULF H\HV 7R GLVDEOH WKH HOHFWULF H\HV SUHVV WKH
(<(6 2)) EXWWRQ 2II LV IODVKHG RQ WKH ERWWRP GLV
SOD\ ZKLOH WKH H\HV DUH RII 7R UHHQDEOH WKH HOHFWULF
H\HV SUHVV WKH (<(6 21 EXWWRQ
1RWH ,I RWKHU FDUV RU SHUVRQQHO RQ WKH WUDFN GXULQJ
ODS WLPLQJ LV W\SLFDO WKHQ WKH WLPHU FDQ EH VHW WR
DXWRPDWLFDOO\ WXUQ WKH H\HV RII DIWHU DQ\ EHDP EUHDN
7KLV ZD\ WKH H\HV UHPDLQ GLVDEOHG WKH PDMRULW\ RI WKH
WLPH ± WKH WLPHU RSHUDWRU UHHQDEOHV WKH H\HV E\ SUHVV
LQJ WKH (<(6 21 EXWWRQ RQO\ ZKHQ WKH GHVLUHG FDU
FRPHV QHDU WKH EHDP &RQWDFW )DUP7HN IRU PRUH
LQIRUPDWLRQ
3UHYLRXV 7LPH 5HFDOO
8VH WKH 35(9 DQG 1(;7 NH\V WR VFDQ EDFN DQG IRUWK
WKURXJK SUHYLRXV WLPHV 7KH SUHYLRXV WLPH GLVSOD\ LV
UHPRYHG DIWHU DERXW WHQ VHFRQGV RU E\ SUHVVLQJ DQ\
RWKHU NH\ <RX PD\ YLHZ D SUHYLRXV WLPH HYHQ ZKLOH
WKH WLPHU LV UXQQLQJ
© 2011
FarmTek, Inc.
FCC and Industry Canada Information
This equipment has been tested and found to comply
with the limits for a Class B digital device, pursuant
to Part 15 of the FCC Rules. These limits are de-
signed to provide reasonable protection against
harmful interference when the equipment is oper-
ated in a residential installation. This equipment
generates, uses, and can radiate radio frequency
energy and, if not installed and used in accordance
with the instruction manual, may cause harmful in-
terference to radio communications. However, there
is no guarantee that interference will not occur in a
particular installation.
If this equipment does cause harmful interference to
radio or television reception, the user is encouraged
to try to correct the interference by one or more of
the following measures: (1) Reorient or relocate the
receiving antenna. (2) Increase the separation be-
tween the equipment and the receiver. (3) Consult
the dealer or radio/TV technician for help.
CAUTION: Changes made or modifications not
expressly approved by the party responsible for FCC
compliance of this equipment could void the user’s
authority to operate the equipment.
Industry Canada
Under Industry Canada regulations, this radio
transmitter may only operate using an antenna of a
type and maximum (or lesser) gain approved for the
transmitter by Industry Canada. To reduce potential
radio interference to other users, the antenna type
and its gain should be so chosen that the equivalent
isotropically radiated power (e.i.r.p.) is not more
than that necessary for successful communications.
This radio transmitter (IC: 3845A-MI043) has been
approved by Industry Canada to operate with the
antenna types listed below with the maximum per-
missible gain and required antenna impedance for
each antenna type indicated. Antenna types not in-
cluded in this list, having a gain greater than the
maximum gain indicated for that type, are strictly
prohibited for use with this device.
¼ wave whip, max gain 2 dBi, 50 ohm
This device complies with Industry Canada license-
exempt RSS standard(s). Operation is subject to the
following two conditions: (1) this device may not
cause interference, and (2) this device must accept
any interference, including interference that may
cause undesired operation of the device.
d'Industrie Canada
Conformément à la réglementation d'Industrie Can-
ada, le présent émetteur radio peut fonctionner avec
une antenne d'un type et d'un gain maximal (ou in-
férieur) approuvé pour l'émetteur par Industrie Can-
ada. Dans le but de réduire les risques de brouillage
radioélectrique à l'intention des autres utilisateurs, il
faut choisir le type d'antenne et son gain de sorte
que la puissance isotrope rayonnée équivalente
(p.i.r.e.) ne dépasse pas l'intensité nécessaire à
l'établissement d'une communication satisfaisante.
Le présent émetteur radio (IC: 3845A-MI043) de
modèle s'il fait partie du matériel de catégorie I) a
été approuvé par Industrie Canada pour fonctionner
avec les types d'antenne énumérés ci-dessous et
ayant un gain admissible maximal et l'impédance
requise pour chaque type d'antenne. Les types d'an-
tenne non inclus dans cette liste, ou dont le gain est
supérieur au gain maximal indiqué, sont strictement
interdits pour l'exploitation de l'émetteur.
¼ whip d'onde, le gain max 2 dBi, 50 ohm
Le présent appareil est conforme aux CNR d'Indus-
trie Canada applicables aux appareils radio exempts
de licence. L'exploitation est autorisée aux deux
conditions suivantes : (1) l'appareil ne doit pas pro-
duire de brouillage, et (2) l'utilisateur de l'appareil
doit accepter tout brouillage radioélectrique subi,
même si le brouillage est susceptible d'en com-
promettre le fonctionnement.
)DUP7HN ,QF
' +Z\  1RUWK
:\OLH 7; 
 
 
  ID[
2Q WKH ZHE DW KWWSIDUPWHNQHW
(0DLO LQIR#IDUPWHNQHW
)DUP7HN,QF

Navigation menu