Flir BelgiumBA WFBT10 Marine Multifunctional Display with 802.11b/g & Bluetooth User Manual a c e Series Installation and operation instructions 81337 10 EN WEB

Raymarine UK Ltd. Marine Multifunctional Display with 802.11b/g & Bluetooth a c e Series Installation and operation instructions 81337 10 EN WEB

a-c-e Series Installation and operation instructions 81337-10-EN_WEB - part 3

&KDSWHU  $ODUPV DQG 0DQ RYHU ERDUG IXQFWLRQV
&KDSWHU FRQWHQWV
 8VLQJ 0DQ 2YHUERDUG 02% IXQFWLRQV RQ SDJH 
 $ODUPV RQ SDJH 
$ODUPV DQG 0DQ RYHU ERDUG IXQFWLRQV 
 8VLQJ 0DQ 2YHUERDUG 02%
IXQFWLRQV
0DQ RYHUERDUG
,I \RX ORVH D SHUVRQ RU REMHFW RYHUERDUG \RX FDQ XVH WKH 0DQ
2YHUERDUG 02% IXQFWLRQ WR PDUN WKH SRVLWLRQ WKDW WKH YHVVHO
ZDV DW ZKHQ WKH 02% IXQFWLRQ ZDV DFWLYDWHG
7KH 02% IXQFWLRQ LV DYDLODEOH DW DOO WLPHV UHJDUGOHVV RI ZKLFK
DSSOLFDWLRQ LV UXQQLQJ 02% FDQ EH VHW WR 'HDG 5HFNRQLQJ
RU 3RVLWLRQ PRGH 'HDG 5HFNRQLQJ PRGH ZLOO WDNH LQWR
FRQVLGHUDWLRQ WKH HIIHFWV RI ZLQG DQG WLGHV 7KLV XVXDOO\ SURYLGHV
D PRUH DFFXUDWH FRXUVH 3RVLWLRQ PRGH GRHV QRW WDNH WKHVH
IDFWRUV LQWR DFFRXQW
7R REWDLQ D 02% SRVLWLRQ \RXU PXOWLIXQFWLRQ GLVSOD\ PXVW KDYH
D *36 SRVLWLRQ ¿[ ,I \RXUH XVLQJ GHDG UHFNRQLQJ KHDGLQJ DQG
VSHHG GDWD PXVW DOVR EH DYDLODEOH
:KHQ 02% LV DFWLYDWHG
$Q DXGLEOH 02% DODUP LV VRXQGHG
$Q 02% DODUP GLDORJ ER[ LV GLVSOD\HG
7KH V\VWHP VHQGV 02% DODUPV WR RWKHU 5D\PDULQH
HTXLSPHQW
7KH DFWLYH FKDUW DSSOLFDWLRQ LV FKDQJHG WR D ORZGHWDLO '
YLHZ ZLWK DQ LQLWLDO UDQJH RI  P  IW 0RWLRQ PRGH LV VHW
WR $XWR 5DQJH
7KH DFWLYH UDGDU DSSOLFDWLRQ UDQJH LV FKDQJHG WR  P 
IW
$OO *RWR DQG )ROORZ IXQFWLRQV DUH GLVDEOHG LQ DOO DSSOLFDWLRQV
1DYLJDWLRQ WR DQ\ DFWLYH ZD\SRLQW LV VWRSSHG DQG DQ\ H[LVWLQJ
QDYLJDWLRQ IXQFWLRQ LV FDQFHOOHG
,I SRVLWLRQ RU KHDGLQJ DQG VSHHG LQIRUPDWLRQ LV DYDLODEOH D
02% ZD\SRLQW LV SODFHG DW WKH FXUUHQW YHVVHO SRVLWLRQ LQ DQ\
DSSOLFDWLRQ WKDW LV FDSDEOH RI VKRZLQJ ZD\SRLQWV DQG YHVVHO
SRVLWLRQ
02% GDWD LV GLVSOD\HG LQ WKH GDWDEDU UHSODFLQJ WKH H[LVWLQJ
GDWD
02% GDWD LV GLVSOD\HG RQ WKH KRPHVFUHHQ UHSODFLQJ WKH
VWDWXV LFRQV
$V WKH YHVVHO PRYHV DZD\ IURP WKH 02% SRVLWLRQ D GRWWHG
OLQH LV GLVSOD\HG MRLQLQJ WKH 02% SRVLWLRQ ZLWK WKH YHVVHOV
SRVLWLRQ
:KHQ WKH 02% DODUP LV FDQFHOOHG
02% GDWD LV UHPRYHG IURP WKH UHOHYDQW DSSOLFDWLRQV
7KH FKDUW DSSOLFDWLRQ PRWLRQ PRGH LV UHVHW
7KH FKDUW LV FHQWHUHG RQ WKH YHVVHO DQG SLWFK  URWDWLRQ VHW
WR GHIDXOW
*272 DQG URXWH IXQFWLRQV DUH UHVWRUHG
7KH GDWDEDU PRGH LV UHVHW
$ 02% QRUPDO PRGH VLJQDO LV VHQW WR DQ\ LQVWUXPHQW RQ
6HD7DON
$FWLYDWLQJ WKH PDQ RYHUERDUG 02% DODUP
2Q PXOWLIXQFWLRQ GLVSOD\V ZLWK SK\VLFDO EXWWRQV RU ZKHQ XVLQJ D
UHPRWH NH\SDG \RX FDQ XVH WKH :37 02% EXWWRQ WR DFWLYDWH
WKH 02% DODUP
 3UHVV DQG KROG WKH :37  02% EXWWRQ IRU  VHFRQGV
$FWLYDWLQJ WKH PDQ RYHUERDUG 02%
DODUP ² 7RXFK RQO\ GLVSOD\V
2Q D 7RXFK RQO\ GLVSOD\ \RX FDQ XVH WKH RQVFUHHQ :37 02%
LFRQ WR DFWLYDWH WKH 02% DODUP
 3UHVV DQG KROG WKH RQVFUHHQ :37  02% LFRQ IRU  VHFRQGV
6LOHQFLQJ WKH 02% DODUP
7KH 02% DODUP FDQ EH VLOHQFHG E\ IROORZLQJ WKH VWHSV EHORZ
:LWK D 02% DODUP DFWLYH
 6HOHFW 2N RQ WKH 02% DODUP GLDORJ
7KH DODUP ZLOO EH VLOHQFHG EXW UHPDLQV DFWLYH
&DQFHOOLQJ WKH PDQ RYHUERDUG 02%
DODUP ² 7RXFK RQO\ GLVSOD\
2Q D 7RXFK RQO\ GLVSOD\ \RX FDQ FDQFHO WKH 02% DODUP DQG
UHVXPH QRUPDO RSHUDWLRQ IROORZ WKH VWHSV EHORZ
 3UHVV DQG KROG WKH RQVFUHHQ :37  02% LFRQ IRU  VHFRQGV
7KH 02% DODUP LV FDQFHOOHG DQG QRUPDO RSHUDWLRQ LV
UHVXPHG
&DQFHOOLQJ WKH PDQ RYHUERDUG 02% DODUP
2Q D PXOWLIXQFWLRQ GLVSOD\ ZLWK SK\VLFDO EXWWRQV RU ZKHQ XVLQJ
D UHPRWH NH\SDG \RX FDQ FDQFHO WKH 02% DODUP DQG UHVXPH
QRUPDO RSHUDWLRQ IROORZ WKH VWHSV EHORZ
 3UHVV DQG KROG WKH :37  02% EXWWRQ IRU  VHFRQGV
7KH 02% DODUP LV FDQFHOOHG DQG QRUPDO RSHUDWLRQ LV
UHVXPHG
 D 6HULHV  F 6HULHV  H 6HULHV
 $ODUPV
$ODUPV DOHUW \RX WR D VLWXDWLRQ RU KD]DUG UHTXLULQJ \RXU DWWHQWLRQ
<RX FDQ VHW XS DODUPV WR DOHUW \RX WR FHUWDLQ FRQGLWLRQV VXFK DV
FROOLVLRQ ZDUQLQJV DQG WHPSHUDWXUH OLPLWV
$ODUPV DUH UDLVHG E\ V\VWHP IXQFWLRQV DQG DOVR H[WHUQDO
HTXLSPHQW FRQQHFWHG WR \RXU PXOWLIXQFWLRQ GLVSOD\
:KHQ DQ DODUP VRXQGV D PHVVDJH GLDORJ LV GLVSOD\HG RQ \RXU
PXOWLIXQFWLRQ GLVSOD\ DQG DQ\ QHWZRUNHG GLVSOD\V 7KH GLDORJ
VWDWHV WKH UHDVRQ IRU WKH DODUP
<RX FDQ FRQ¿JXUH WKH EHKDYLRU RI FHUWDLQ DODUPV E\ VHOHFWLQJ WKH
(GLW RSWLRQ RQ WKH PHVVDJH GLDORJ RU E\ XVLQJ WKH $ODUPV PHQX
DFFHVVLEOH IURP WKH KRPHVFUHHQ YLD WKH 6HW8S LFRQ
6LOHQFLQJ&DQFHOOLQJ DODUPV
7R VLOHQFHFDQFHO DQ DFWLYH DODUP
 6HOHFW 2N RQ WKH DODUP PHVVDJH GLDORJ
1RWH 2QFH VLOHQFHG VRPH DODUPV PD\ UHPDLQ DFWLYH
$ODUPV DQG 0DQ RYHU ERDUG IXQFWLRQV 
$ODUPV PHQX
0HQX LWHP 'HVFULSWLRQ 2SWLRQV
02% 'DWD 7\SH 'HWHUPLQHV ZKHWKHU 3RVLWLRQ RU 'HDG 5HFNRQLQJ '5 GDWD LV
GLVSOD\HG $VVXPLQJ WKDW \RXU YHVVHO DQG WKH 02% DUH VXEMHFW WR WKH
VDPH WLGH DQG ZLQG HIIHFWV WKH 'HDG 5HFNRQLQJ VHWWLQJ QRUPDOO\
JLYHV D PRUH DFFXUDWH FRXUVH
'HDG 5HFNRQLQJ
3RVLWLRQ GHIDXOW
$ODUP &ORFN :KHQ VHW WR 2Q DQ DODUP LV WULJJHUHG DW WKH WLPH \RX VSHFLI\ IRU WKH
$ODUP &ORFN 7LPH VHWWLQJ
$ODUP &ORFN
2II GHIDXOW
 2Q
$ODUP &ORFN 7LPH
 GHIDXOW
 WR  KUV
$QFKRU 'ULIW :KHQ VHW WR 2Q WKH $QFKRU 'ULIW DODUP LV WULJJHUHG ZKHQ \RXU YHVVHO
GULIWV IURP \RXU DQFKRU SRVLWLRQ E\ PRUH WKDQ WKH GLVWDQFH \RX VSHFLI\
IRU WKH $QFKRU 'ULIW 5DQJH VHWWLQJ
$QFKRU 'ULIW
2II GHIDXOW
 2Q
$QFKRU 'ULIW 5DQJH
 ²  QP RU HTXLYDOHQW XQLWV
&RXQWGRZQ 7LPHU :KHQ VHW WR 2Q FRXQWV GRZQ WKH WLPH SHULRG \RX VSHFLI\ IRU WKH 7LPHU
3HULRG VHWWLQJ DQG WULJJHUV DQ DODUP ZKHQ ]HUR LV UHDFKHG
&RXQWGRZQ 7LPHU
2II GHIDXOW
 2Q
7LPHU 3HULRG
KP GHIDXOW
KP WR KP
$,6 7DUJHWV :KHQ VHW WR 2Q WKH DODUP IRU 'DQJHURXV 7DUJHWV LV HQDEOHG 7KLV
RSWLRQ LV RQO\ DYDLODEOH ZKHQ DQ $,6 XQLW LV GHWHFWHG 5HIHU WR WKH $,6
VHFWLRQ IRU GHWDLOV
'DQJHURXV 7DUJHWV
2Q GHIDXOW
 2II
(QJLQH $ODUPV :KHQ VHW WR 2Q WKHQ ZDUQLQJ DODUPV IURP FRQQHFWHG HQJLQH
PDQDJHPHQW V\VWHPV ZLOO EH GLVSOD\HG RQ WKH PXOWLIXQFWLRQ GLVSOD\
(QJLQH $ODUPV
2Q GHIDXOW
 2II
)LVKÀQGHU 'HHS ,I WKLV RSWLRQ LV VHW WR 2Q DQ DODUP LV WULJJHUHG ZKHQ WKH GHSWK
H[FHHGV WKH YDOXH WKDW \RX VSHFLI\ 7KLV RSWLRQ LV RQO\ DYDLODEOH ZKHQ
D VRQDU PRGXOH LV GHWHFWHG
1RWH 7KH )LVK¿QGHU 'HHS DODUP OLPLW FDQQRW EH VHW WR D YDOXH
OHVV WKDQ WKH 6KDOORZ /LPLW
)LVKÀQGHU 'HHS
2II GHIDXOW
 2Q
'HHS /LPLW
 IW RU HTXLYDOHQW XQLWV WR WKH PD[LPXP RI WKH
WUDQVGXFHU UDQJH
)LVKÀQGHU 6KDOORZ ,I WKLV RSWLRQ LV VHW WR 2Q DQ DODUP LV WULJJHUHG ZKHQ WKH GHSWK GURSV
EHORZ WKH YDOXH WKDW \RX VSHFLI\ 7KLV RSWLRQ LV RQO\ DYDLODEOH ZKHQ D
VRQDU PRGXOH LV GHWHFWHG
1RWH 7KH )LVK¿QGHU 6KDOORZ DODUP OLPLW FDQQRW EH VHW WR D YDOXH
JUHDWHU WKDQ WKH 'HHS /LPLW
)LVKÀQGHU 6KDOORZ
2II GHIDXOW
 2Q
6KDOORZ /LPLW
 IW RU HTXLYDOHQW XQLWV WR WKH PD[LPXP RI WKH
WUDQVGXFHU UDQJH
)LVK ,I WKH )LVK DODUP DQG ¿VK GHSWK OLPLWV DODUP DUH VHW WR 2Q D ZDUQLQJ
VRXQGV LV WULJJHUHG LI DQ\ WDUJHW PHHWV WKH VHQVLWLYLW\ OHYHO DQG LV
ZLWKLQ WKH 6KDOORZ )LVK /LPLW DQG 'HHS )LVK /LPLW WKDW \RX VSHFLI\
7KH IROORZLQJ LWHPV DUH DYDLODEOH LQ WKH VXEPHQX
)LVK ² 6ZLWFKHV ¿VK DODUP 2Q DQG 2II
)LVK 6HQVLWLYLW\ ² ,I WKH )LVK DODUP LV VHW WR 2Q DQ DODUP LV
WULJJHUHG ZKHQ WKH ¿VK UHWXUQ VWUHQJWK UHDFKHV WKH VHQVLWLYLW\ WKDW
\RX VSHFLI\
)LVK 'HSWK /LPLWV ² 6ZLWFKHV GHSWK OLPLWV 2Q DQG 2II
6KDOORZ )LVK /LPLW ² 6SHFL¿HV WKH ORZHU YDOXH IRU WKH )LVK $ODUP
'HSWK /LPLW
)LVK
2II GHIDXOW
 2Q
)LVK 6HQVLWLYLW\
 WR 
)LVK 'HSWK /LPLWV
 2Q
2II GHIDXOW
6KDOORZ )LVK /LPLW
 D 6HULHV  F 6HULHV  H 6HULHV
0HQX LWHP 'HVFULSWLRQ 2SWLRQV
'HHS )LVK /LPLW ² 6SHFL¿HV WKH XSSHU YDOXH IRU WKH )LVK $ODUP
'HSWK /LPLW  IW RU HTXLYDOHQW XQLWV WR WKH PD[LPXP RI WKH
WUDQVGXFHU UDQJH
'HHS )LVK /LPLW
 IW RU HTXLYDOHQW XQLWV WR WKH PD[LPXP RI WKH
WUDQVGXFHU UDQJH
)XHO 0DQDJHU ,Q WKH IXHO PDQDJHU DODUP RSWLRQV \RX FDQ VZLWFK WKH ORZ IXHO ZDUQLQJ
DODUP RQ RU RII DQG VSHFLI\ WKH IXHO OHYHO DW ZKLFK WKH DODUP LV WULJJHUHG
/RZ )XHO
 2Q
2II GHIDXOW
)XHO /HYHO
 WR 
*XDUG =RQH 7KH *XDUG =RQH IHDWXUH LQ WKH UDGDU DSSOLFDWLRQ WULJJHUV DQ DODUP
ZKHQ D WDUJHW LV ZLWKLQ D VSHFL¿HG ]RQH <RX FDQ DGMXVW WKH VHQVLWLYLW\
RI WKH DODUP (QVXUH WKDW WKH VHQVLWLYLW\ LV QRW VHW WRR ORZ RU WDUJHWV
PD\ EH PLVVHG DQG WKH DODUP ZLOO QRW EH WULJJHUHG
*XDUG =RQH 6HQVLWLYLW\
 WR 
2II 7UDFN :KHQ VHW WR 2Q GXULQJ DFWLYH QDYLJDWLRQ DQ DODUP LV WULJJHUHG ZKHQ
\RXU YHVVHO VWHHUV RIIWUDFN PRUH WKDQ WKH YDOXH \RX VSHFLI\ IRU WKH 2II
7UDFN ;7( VHWWLQJ
2II 7UDFN $ODUP
2II GHIDXOW
 2Q
2II 7UDFN ;7(
 WR  QP RU HTXLYDOHQW XQLWV
:DWHU 7HPSHUDWXUH :KHQ VHW WR 2Q WULJJHUV DQ DODUP ZKHQ WKH ZDWHU WHPSHUDWXUH LV
HTXDO WR RU ORZHU WKDQ WKH OLPLW \RX VSHFLI\ IRU WKH /RZHU 7HPS /LPLW
RU HTXDO WR RU JUHDWHU WKDQ WKH OLPLW \RX VSHFLI\ IRU WKH 8SSHU 7HPS
/LPLW VHWWLQJ
:DWHU 7HPSHUDWXUH
2II GHIDXOW
 2Q
/RZHU 7HPS /LPLW
 GHJUHHV IDKUHQKHLW RU HTXLYDOHQW XQLWV
± WR  GHJUHHV IDKUHQKHLW RU HTXLYDOHQW
XQLWV
8SSHU 7HPS /LPLW
 GHJUHHV IDKUHQKHLW RU HTXLYDOHQW XQLWV
± WR  GHJUHHV IDKUHQKHLW RU HTXLYDOHQW
XQLWV
:D\SRLQW $UULYDO :KHQ \RX DUULYH DW D ZD\SRLQW DQ DODUP LV WULJJHUHG 7KLV VHWWLQJ
DOORZV \RX WR VSHFLI\ WKH GLVWDQFH IURP WKH WDUJHW ZD\SRLQW DW ZKLFK
WKH DODUP LV WULJJHUHG 7KH XQLWV XVHG IRU WKLV VHWWLQJ DUH EDVHG RQ WKH
XQLWV \RX VSHFLI\ IRU GLVWDQFH LQ WKH 8QLWV 6HWXS PHQX
 WR  QP RU HTXLYDOHQW XQLWV
$FFHVVLQJ WKH DODUPV PHQX
)URP WKH KRPHVFUHHQ
 6HOHFW 6HWXS
 6HOHFW $ODUPV
7KH $ODUPV PHQX LV GLVSOD\HG
 6HOHFW WKH DSSURSULDWH DODUP FDWHJRU\
$ODUPV DQG 0DQ RYHU ERDUG IXQFWLRQV 
 D 6HULHV  F 6HULHV  H 6HULHV
&KDSWHU  '6& 9+) UDGLR LQWHJUDWLRQ
&KDSWHU FRQWHQWV
 '6& 9+) UDGLR LQWHJUDWLRQ RQ SDJH 
 (QDEOLQJ '6& 9+) UDGLR LQWHJUDWLRQ RQ SDJH 
'6& 9+) UDGLR LQWHJUDWLRQ 
 '6& 9+) UDGLR LQWHJUDWLRQ
<RX FDQ FRQQHFW \RXU '6& 9+) UDGLR WR \RXU PXOWLIXQFWLRQ
GLVSOD\ DQG VKRZ GLVWUHVV PHVVDJH LQIRUPDWLRQ DQG *36
SRVLWLRQ GDWD IRU RWKHU YHVVHOV
&RQQHFWLQJ D '6& 9+) UDGLR WR \RXU PXOWLIXQFWLRQ GLVSOD\
SURYLGHV WKH IROORZLQJ DGGLWLRQDO IXQFWLRQDOLW\
'LVWUHVV 0HVVDJHV ² ZKHQ \RXU '6& 9+) UDGLR UHFHLYHV
D '6& PHVVDJH RU DODUP IURP DQRWKHU '6& 9+) UDGLR
WKH YHVVHO LGHQWL¿FDWLRQ 006, *36 SRVLWLRQ DQG WLPH RI
GLVWUHVV PHVVDJH LV GLVSOD\HG RQ \RXU PXOWLIXQFWLRQ GLVSOD\
:LWK WKH GLVWUHVV PHVVDJH GLVSOD\HG \RX FDQ XVH WKH EXWWRQV
SURYLGHG WR FOHDU WKH PHVVDJH SODFH D ZD\SRLQW RQ WKH FKDUW
DW WKH *36 SRVLWLRQ RI WKH GLVWUHVVHG YHVVHO RU LPPHGLDWHO\
VWDUW QDYLJDWLQJ *RWR 9HVVHO WR WKH *36 SRVLWLRQ RI WKH
GLVWUHVVHG YHVVHO
3RVLWLRQ 'DWD ² WKH ³3RVLWLRQ 5HTXHVW´ EXWWRQ RQ \RXU '6&
9+) UDGLR HQDEOHV \RX WR VHQG DQG UHFHLYH *36 SRVLWLRQ GDWD
WR DQG IURP RWKHU YHVVHOV HTXLSSHG ZLWK D '6& 9+) UDGLR
)RU LQIRUPDWLRQ RQ LQVWDOOLQJ DQG RSHUDWLQJ \RXU '6& 9+) UDGLR
UHIHU WR WKH KDQGERRN WKDW DFFRPSDQLHV WKH UDGLR
7KH IROORZLQJ LPDJH VKRZV DQ H[DPSOH RI D GLVWUHVV PHVVDJH
GLVSOD\HG RQ D PXOWLIXQFWLRQ GLVSOD\
 (QDEOLQJ '6& 9+) UDGLR
LQWHJUDWLRQ
:LWK WKH KRPHVFUHHQ GLVSOD\HG
 6HOHFW 6HWXS
 6HOHFW 6\VWHP 6HWWLQJV
 6HOHFW WKH '6& $OHUWV RSWLRQ VR WKDW 2Q LV GLVSOD\HG
 D 6HULHV  F 6HULHV  H 6HULHV
&KDSWHU  )XHO PDQDJHU
&KDSWHU FRQWHQWV
 )XHO PDQDJHU RYHUYLHZ RQ SDJH 
)XHO PDQDJHU 
 )XHO PDQDJHU RYHUYLHZ
7KH IXHO PDQDJHU SURYLGHV DQ HVWLPDWH RI IXHO UHPDLQLQJ DQG
WKH GLVWDQFH DQG WLPH ZKLFK FDQ EH WUDYHOOHG EHIRUH WKH WDQNV
DUH HPSW\ ,Q RUGHU WR FDOFXODWH WKHVH YDOXHV \RX PXVW FRQ¿JXUH
WKH WRWDO FDSDFLW\ RI IXHO DYDLODEOH WR WKH HQJLQHV DQG ORJ HDFK
WLPH \RX DGG IXHO 7KH IXHO PDQDJHU DOVR DOORZV \RX WR VHW D
ORZ IXHO ZDUQLQJ DODUP ZKLFK LV VRXQGHG ZKHQ WKH YHVVHOV
HVWLPDWHG IXHO IDOOV EHORZ D VSHFL¿HG YDOXH
7KH IXHO PDQDJHU SDJH SURYLGHV FXUUHQW FDOFXODWLRQ HVWLPDWHV
DQG FRQWUROV WR HQDEOH XVH RI WKH IXHO PDQDJHU IHDWXUH
,WHP 2SWLRQ 'HVFULSWLRQ
%DFN %DFN WR 6\VWHP 6HWXS PHQX ²
1HZ H 6HULHV RQO\ )RU 1HZ F
6HULHV XVH WKH %DFN EXWWRQ
(VWLPDWHG IXHO UHPDLQLQJ

*UDSKLFDO UHSUHVHQWDWLRQ RI
SHUFHQWDJH RI IXHO UHPDLQLQJ LQ WKH
IXHO WDQNV
$OO WDQNV IXOO 5HVHWV IXHO UHPDLQLQJ WR IXOO WDQN
FDSDFLW\
7XUQ 2Q2II 7XUQ IXHO PDQDJHU 2Q RU 2II
&ORVH %DFN WR +RPHVFUHHQ ² 1HZ H
6HULHV RQO\ )RU 1HZ F 6HULHV XVH
WKH +RPH EXWWRQ
(VWLPDWHG IXHO UHPDLQLQJ
YRO
9ROXPH RI IXHO UHPDLQLQJ LQ WKH
IXHO WDQNV
5HVHW )XHO XVHG WKLV
VHDVRQ
5HVHW WKH IXHO XVHG WKLV VHDVRQ WR
]HUR
5HVHW )XHO XVHG WKLV
WULS
5HVHW WKH IXHO XVHG WKLV WULS WR
]HUR
$GG SDUWLDO ÀOO 6SHFLI\ ¿OO DPRXQW E\ YROXPH
 6HWXS 6SHFLI\ VHWWLQJV IRU IXHO PDQDJHU
,Q RUGHU WR XVH WKH IXHO PDQDJHU \RX PXVW
&RQQHFW D FRPSDWLEOH HQJLQH LQWHUIDFH WR HDFK HQJLQH \RX
ZLVK WR PRQLWRU WR SURYLGH IXHO ÀRZ UDWH GDWD WR WKH QHWZRUN
(QWHU WKH WRWDO IXHO FDSDFLW\ RI WKH YHVVHO¶V IXHO WDQNV
7XUQ RQ WKH IXHO PDQDJHU IHDWXUH
)LOO WKH IXHO WDQNV WR IXOO
6HOHFW µ$OO WDQNV IXOO¶
/RJ HDFK VXEVHTXHQW IXHO ¿OO ZKHWKHU SDUWLDO RU IXOO
1RWH
)XHO PDQDJHU HVWLPDWHV WKH DPRXQW RI IXHO RQERDUG EDVHG RQ
WKH XVHU ORJJLQJ HDFK WLPH \RX ¿OO XS WKH WRWDO IXHO FDSDFLW\
DQG KRZ PXFK IXHO LV EXUQHG E\ WKH HQJLQHV $Q\ LQFRUUHFW
HQWU\ FRXOG GUDPDWLFDOO\ DIIHFW WKH HVWLPDWHG IXHO XVDJH DQG
FDSDFLW\ ZKLFK FRXOG UHVXOW LQ D VKRUWDJH RI IXHO 7KLV V\VWHP
LV QRW D VXEVWLWXWH IRU RWKHU W\SHV RI IXHO FDOFXODWLRQV
7RWDO IXHO RQERDUG LV DQ HVWLPDWH DQG ZLOO EH LQDFFXUDWH LI IXHO
¿OOV DUH QRW HQWHUHG RU IXHO LV XVHG E\ RWKHU VRXUFHV HJ
JHQHUDWRUV HWF (VWLPDWHG GLVWDQFH DQG WLPH WR HPSW\ ZLOO
EH EDVHG RQ WKH IXHO UHPDLQLQJ FDOFXODWLRQ DQG YDOXHV GR QRW
LQFOXGH ZHDWKHUWLGH HIIHFWV
<RX VKRXOG QRW UHO\ RQ WKH IXHO PDQDJHU FDOFXODWLRQV IRU
DFFXUDWH YR\DJH SODQQLQJ RU LQ HPHUJHQF\ DQG VDIHW\ FULWLFDO
VLWXDWLRQV
(QDEOLQJ WKH IXHO PDQDJHU
7R WXUQ WKH IXHO PDQDJHU RQ DQG RII IROORZ WKH VWHSV EHORZ
)URP WKH KRPHVFUHHQ
 6HOHFW 6HWXS
 6HOHFW )XHO 0DQDJHU
 6HOHFW 7XUQ 2Q
7KH IXHO PDQDJHU GLVFODLPHU LV GLVSOD\HG
 6HOHFW $&&(37 WR DFFHSW WKH GLVFODLPHU DQG VWDUW XVLQJ WKH
IXHO PDQDJHU
7KH ,QLWLDOL]H IXHO PDQDJHU SRSXS LV GLVSOD\HG
 6HOHFW 2.
7KH IXHO PDQDJHU ZLOO VWDUW WKH QH[W WLPH WKH $OO WDQNV IXOO LFRQ
LV SUHVVHG
'LVDEOLQJ WKH IXHO PDQDJHU
)URP WKH IXHO PDQDJHU SDJH
 6HOHFW 7XUQ 2II
7KH GHDFWLYDWH IXHO PDQDJHU SRSXS PHVVDJH LV GLVSOD\HG
 6HOHFW <HV WR WXUQ RII WKH IXHO PDQDJHU
6HWWLQJ XS IXHO PDQDJHU
7R VHW XS WKH UHTXLUHG VHWWLQJV IRU WKH IXHO PDQDJHU IROORZ WKH
VWHSV EHORZ
:LWK WKH )XHO 0DQDJHU SDJH GLVSOD\HG
 6HOHFW 6HWXS
 6HOHFW 7RWDO )XHO &DSDFLW\
7KH QXPHULF NH\SDG LV GLVSOD\HG
 (QWHU \RXU YHVVHO¶V WRWDO IXHO FDSDFLW\
 6HOHFW 2N
 6HOHFW (FRQRP\ 8QLWV
$ OLVW RI DYDLODEOH RSWLRQV LV GLVSOD\HG
'LVWDQFH SHU 9ROXPH
9ROXPH SHU 'LVWDQFH
/LWUHV SHU NP
 6HOHFW WKH UHTXLUHG HFRQRP\ XQLWV
 6HOHFW )XHO &DOFXODWLRQV WR VHOHFW WKH GHVLUHG PHWKRG RI
FDOFXODWLRQ
7KH IROORZLQJ RSWLRQV DUH DYDLODEOH
)XHO 8VHG 3*1
)XHO )ORZ 5DWH
1RWH ,I WKH )XHO 8VHG 3*1 LV QRW DYDLODEOH RQ \RXU
QHWZRUN \RX ZLOO QHHG WR XVH WKH )XHO )ORZ 5DWH RSWLRQ :KHQ
)XHO )ORZ 5DWH LV VHOHFWHG WKHQ \RXU PXOWLIXQFWLRQ GLVSOD\
PXVW UHPDLQ SRZHUHG RQ ZKLOVW WKH HQJLQHV DUH UXQQLQJ WR
HQDEOH WKH IXHO FDOFXODWLRQ WR EH PDGH
 6HOHFW %DFN WR JR EDFN WR WKH )XHO 0DQDJHU SDJH
 D 6HULHV  F 6HULHV  H 6HULHV
)XHO ORJJLQJ
<RX PXVW HQVXUH DOO IXHO ¿OOV DUH UHFRUGHG XVLQJ WKH IXHO
PDQDJHU
)URP WKH IXHO PDQDJHU SDJH
 :KHQ ¿OOLQJ WKH WDQNV XQWLO IXOO VHOHFW $OO WDQNV IXOO
7KH HVWLPDWHG IXHO UHPDLQLQJ LV UHVHW WR WKH YDOXH RI \RXU
IXHO WDQNV FDSDFLW\
 :KHQ RQO\ SDUWLDOO\ ¿OOLQJ WKH WDQN PDNH D QRWH RI WKH YROXPH
RI IXHO DGGHG WR WKH WDQN DQG WKHQ VHOHFW $GG SDUWLDO ¿OO
 (QWHU WKH YDOXH QRWHG HDUOLHU WKLV ZLOO EH DGGHG WR \RXU FXUUHQW
IXHO UHPDLQLQJ ¿JXUH
1RWH ,W LV UHFRPPHQGHG WKDW \RX SHUIRUP DQ µ$OO WDQNV IXOO¶ ¿OO
XS DV UHJXODUO\ DV SRVVLEOH DV SDUWLDO ¿OOV ZLOO FDXVH D KLJKHU
FXPXODWLYH LQDFFXUDF\ LQ WKH SURYLGHG FDOFXODWLRQV
6HWWLQJ WKH ORZ IXHO DODUP
8VLQJ WKH IXHO PDQDJHU DOVR DOORZV \RX WR VHW D ORZ IXHO DODUP
ZKLFK LI DFWLYDWHG LV VRXQGHG ZKHQ \RXU YHVVHO¶V UHPDLQLQJ
IXHO IDOOV WR D VSHFL¿HG YDOXH
:LWK WKH IXHO PDQDJHU WXUQHG RQ DQG VHW XS FRUUHFWO\
 )URP WKH KRPHVFUHHQ VHOHFW 6HW8S
 6HOHFW $ODUPV
 6HOHFW )XHO PDQDJHU
7KH ORZ IXHO DODUP VHWWLQJV DUH GLVSOD\HG
 6HOHFW /RZ )XHO VR WKDW 2Q LV KLJKOLJKWHG
6HOHFWLQJ /RZ )XHO ZLOO WXUQ WKH ORZ IXHO DODUP 2Q RU 2II
 6HOHFW )XHO /HYHO
7KH IXHO OHYHO QXPHULF DGMXVW FRQWURO LV GLVSOD\HG
 $GMXVW WKH IXHO OHYHO WR WKH UHTXLUHG YDOXH
7KH ORZ IXHO DODUP ZLOO QRZ EH VRXQGHG ZKHQ WKH IXHO UHPDLQLQJ
LQ WKH WDQN IDOOV WR WKH YDOXH VSHFL¿HG
1RWH %\ GHIDXOW WKH ORZ IXHO DODUP LV VZLWFKHG RII
5HVHWWLQJ IXHO XVHG UHDGLQJV
<RX FDQ UHVHW WKH YDOXH RI WKH IXHO XVHG WKLV VHDVRQ RU IXHO XVHG
WKLV WULS E\ IROORZLQJ WKH VWHSV EHORZ
)URP WKH IXHO PDQDJHU SDJH
 6HOHFW 5HVHW DJDLQVW IXHO XVHG WKLV VHDVRQ RU
 6HOHFW 5HVHW DJDLQVW IXHO XVHG WKLV WULS
7KH YDOXH LV VHW WR ]HUR DIWHU 5HVHW KDV EHHQ VHOHFWHG
1RWH 3HUIRUPLQJ D 6HDVRQ UHVHW DXWRPDWLFDOO\ UHVHWV WKH
WULS YDOXH
)XHO UDQJH ULQJV
7KH IXHO UDQJH ULQJ JLYHV DQ HVWLPDWHG UDQJH WKDW FDQ EH
UHDFKHG ZLWK WKH HVWLPDWHG IXHO UHPDLQLQJ RQERDUG
7KH IXHO UDQJH ULQJ FDQ EH GLVSOD\HG JUDSKLFDOO\ LQ WKH FKDUW
DSSOLFDWLRQ DQG LQGLFDWHV DQ HVWLPDWHG UDQJH WKDW FDQ EH
UHDFKHG ZLWK WKH
&XUUHQW UDWH RI IXHO FRQVXPSWLRQ
(VWLPDWHG IXHO UHPDLQLQJ RQERDUG
&RXUVH UHPDLQLQJ LQ D VWUDLJKW OLQH
&XUUHQW VSHHG PDLQWDLQHG
1RWH
7KH IXHO UDQJH ULQJ LV DQ HVWLPDWHG UDQJH WKDW FDQ EH UHDFKHG
DW WKH FXUUHQW UDWH RI IXHO FRQVXPSWLRQ RI WKH IXHO RQERDUG
DQG EDVHG RQ D QXPEHU RI H[WHUQDO IDFWRUV ZKLFK FRXOG HLWKHU
H[WHQG RU VKRUWHQ WKH SURMHFWHG UDQJH
7KLV HVWLPDWH LV EDVHG RQ GDWD UHFHLYHG IURP H[WHUQDO IXHO
PDQDJHPHQW GHYLFHV RU YLD WKH )XHO 0DQDJHU ,W GRHV QRW
WDNH LQWR DFFRXQW SUHYDLOLQJ FRQGLWLRQV VXFK DV WLGH FXUUHQW
VHD VWDWH ZLQG HWF
<RX VKRXOG QRW UHO\ RQ WKH IXHO UDQJH ULQJ IHDWXUH IRU DFFXUDWH
YR\DJH SODQQLQJ RU LQ HPHUJHQF\ DQG VDIHW\ FULWLFDO VLWXDWLRQV
(QDEOLQJ WKH IXHO UDQJH ULQJ
)URP WKH FKDUW DSSOLFDWLRQ LQ ' YLHZ
 6HOHFW 0HQX
 6HOHFW 3UHVHQWDWLRQ
 6HOHFW 2YHUOD\V
 6HOHFW )XHO 5DQJH 5LQJ VR WKDW 2Q LV VHOHFWHG
7KH IXHO UDQJH ULQJ SRSXS PHVVDJH LV GLVSOD\HG
 6HOHFW 2. WR WXUQ RQ WKH IXHO UDQJH ULQJV
)XHO PDQDJHU 
 D 6HULHV  F 6HULHV  H 6HULHV
&KDSWHU  $,6 IXQFWLRQ
&KDSWHU FRQWHQWV
 $,6 RYHUYLHZ RQ SDJH 
 $,6 SUHUHTXLVLWHV RQ SDJH 
 $,6 FRQWH[W PHQX RQ SDJH 
 (QDEOLQJ $,6 RQ SDJH 
 'LVSOD\LQJ $,6 YHFWRUV RQ SDJH 
 $,6 VWDWXV V\PEROV RQ SDJH 
 $,6 VLOHQW PRGH RQ SDJH 
 $,6 WDUJHW V\PEROV RQ SDJH 
 'LVSOD\LQJ GHWDLOHG $,6 WDUJHW LQIRUPDWLRQ RQ SDJH 
 9LHZLQJ DOO $,6 WDUJHWV RQ SDJH 
 8VLQJ $,6 WR DYRLG FROOLVLRQV RQ SDJH 
 7DUJHW RSWLRQV RQ SDJH 
 $,6 DODUPV RQ SDJH 
 %XGG\ WUDFNLQJ RQ SDJH 
$,6 IXQFWLRQ 
 $,6 RYHUYLHZ
7KH $,6 IHDWXUH HQDEOHV \RX WR UHFHLYH LQIRUPDWLRQ EURDGFDVW E\
RWKHU YHVVHOV DQG WR DGG WKHVH YHVVHOV DV WDUJHWV LQ WKH FKDUW
DQG UDGDU DSSOLFDWLRQV
:LWK DQ RSWLRQDO $,6 XQLW FRQQHFWHG WR \RXU V\VWHP \RX FDQ
'LVSOD\ WDUJHWV IRU DQ\ RWKHU $,6HTXLSSHG YHVVHOV
'LVSOD\ YR\DJH LQIRUPDWLRQ EHLQJ EURDGFDVW E\ WKHVH WDUJHWV
VXFK DV WKHLU SRVLWLRQ FRXUVH VSHHG DQG UDWHRIWXUQ
'LVSOD\ EDVLF RU GHWDLOHG LQIRUPDWLRQ IRU HDFK WDUJHW YHVVHO
LQFOXGLQJ VDIHW\FULWLFDO WDUJHW GDWD
6HW XS D VDIH ]RQH DURXQG \RXU YHVVHO
9LHZ $,6 DODUP DQG VDIHW\UHODWHG PHVVDJHV
$GG $,6HTXLSSHG IULHQGV DQG UHJXODU FRQWDFWV WR D ³%XGG\
/LVW´
$,6 LQIRUPDWLRQ LV GLVSOD\HG LQ WKH IRUP RI DQ RYHUOD\ LQ WKH FKDUW
DQG UDGDU DSSOLFDWLRQV $GGLWLRQDO GDWD LV GLVSOD\HG LQ D GLDORJ
ER[ IRU H[DPSOH
,WHP 'HVFULSWLRQ
'DQJHURXV WDUJHW ÀDVKHV
6DIH ]RQH GH¿QHG E\ GLVWDQFH DQG
 RU WLPH
$,6 WDUJHW YHVVHO
 +HDGLQJ
'LUHFWLRQ RI WXUQ
&2*62* YHFWRU
6DIHW\ FULWLFDO GDWD
$,6HTXLSSHG YHVVHOV LQ WKH VXUURXQGLQJ DUHD DUH GLVSOD\HG
LQ WKH FKDUW RU UDGDU DSSOLFDWLRQ DV WULDQJXODU WDUJHWV 8S WR
 WDUJHWV DUH GLVSOD\HG $V WKH YHVVHO¶V VWDWXV FKDQJHV WKH
V\PERO IRU WKH WDUJHW FKDQJHV DFFRUGLQJO\
9HFWRUV FDQ EH GLVSOD\HG IRU HDFK WDUJHW 7KHVH YHFWRUV LQGLFDWH
WKH YHVVHOV GLUHFWLRQ RI WUDYHO DQG WKH GLVWDQFH LW ZLOO WUDYHO
RYHU D VSHFL¿HG SHULRG RI WLPH &2*  62* YHFWRU 7DUJHWV
GLVSOD\HG ZLWK WKHLU YHFWRUV DUH UHIHUUHG WR DV µDFWLYH WDUJHWV¶ DQG
DUH VFDOHG DFFRUGLQJ WR WKH VL]H RI WKH YHVVHO 7KH ODUJHU WKH
YHVVHO WKH ODUJHU WKH WDUJHW <RX FDQ HLWKHU GLVSOD\ DOO WDUJHWV RU
MXVW GDQJHURXV WDUJHWV
+RZ $,6 :RUNV
$,6 XVHV GLJLWDO UDGLR VLJQDOV WR EURDGFDVW µUHDOWLPH¶ LQIRUPDWLRQ
EHWZHHQ YHVVHOV DQG VKRUHEDVHG VWDWLRQV YLD GHGLFDWHG 9+)
UDGLR IUHTXHQFLHV 7KLV LQIRUPDWLRQ LV XVHG WR LGHQWLI\ DQG WUDFN
YHVVHOV LQ WKH VXUURXQGLQJ DUHD DQG WR SURYLGH IDVW DXWRPDWLF
DQG DFFXUDWH FROOLVLRQ DYRLGDQFH GDWD 7KH $,6 IHDWXUHV
FRPSOHPHQW WKH UDGDU DSSOLFDWLRQ DV $,6 FDQ RSHUDWH LQ UDGDU
EOLQG VSRWV DQG FDQ GHWHFW VPDOOHU YHVVHOV HTXLSSHG ZLWK $,6
1RWH ,W PD\ QRW EH PDQGDWRU\ IRU YHVVHOV WR EH ¿WWHG ZLWK
RSHUDWLRQDO $,6 HTXLSPHQW 7KHUHIRUH \RX VKRXOG QRW DVVXPH
WKDW \RXU PXOWLIXQFWLRQ GLVSOD\ ZLOO VKRZ $// YHVVHOV LQ \RXU
DUHD 'XH SUXGHQFH DQG MXGJHPHQW VKRXOG EH H[HUFLVHG $,6
VKRXOG EH XVHG WR FRPSOHPHQW UDGDU 127 VXEVWLWXWH LW
$,6 6LPXODWRU 0RGH
5D\PDULQH UHFRPPHQGV WKDW \RX XVH WKH VLPXODWRU IXQFWLRQ WR
IDPLOLDUL]H \RXUVHOI ZLWK WKH $,6 IHDWXUHV :KHQ WKH VLPXODWRU
IXQFWLRQ LV HQDEOHG KRPHVFUHHQ ! 6HWXS ! 6\VWHP 6HWWLQJV
! 6LPXODWRU LW GLVSOD\V  $,6 WDUJHWV ZLWKLQ D  QP UDQJH
7KHVH WDUJHWV DUH GLVSOD\HG XVLQJ WKH DSSURSULDWH $,6 WDUJHWV
VWDWXV V\PERO DQG PRYH DURXQG WKH VFUHHQ DV LI WKH\ ZHUH UHDO
WDUJHWV
1RWH ,QFRPLQJ VDIHW\ PHVVDJHV DUH 127 GLVSOD\HG ZKLOH
WKH VLPXODWRU LV HQDEOHG
 D 6HULHV  F 6HULHV  H 6HULHV
 $,6 SUHUHTXLVLWHV
<RX PXVW KDYH VXLWDEOH $,6 KDUGZDUH FRQQHFWHG WR \RXU
PXOWLIXQFWLRQ GLVSOD\ WR PDNH XVH RI WKH $,6 IXQFWLRQDOLW\
,Q RUGHU WR UXQ $,6 \RX ZLOO QHHG
$ UHFHLYHRQO\ $,6 XQLW RU D IXOO $,6 WUDQVFHLYHU D XQLW WKDW
VHQGV DQG UHFHLYHV
$ 9+) DQWHQQD
$ *36  WR SURYLGH SRVLWLRQ GDWD
7KH $,6 OD\HU HQDEOHG LQ WKH FKDUW RU UDGDU DSSOLFDWLRQ DV
DSSURSULDWH
1RWH $ UHFHLYHU ZLOO DOORZ \RX WR UHFHLYH GDWD DERXW RWKHU
YHVVHOV LQ \RXU DUHD EXW ZLOO QRW DOORZ RWKHU YHVVHOV WR µVHH¶
\RX $ IXOO WUDQVFHLYHU WUDQVPLWV DQG UHFHLYHV $,6 GDWD DQG
WKHUHIRUH DOORZV \RX WR UHFHLYH GDWD DERXW RWKHU YHVVHOV ,W
DOVR HQDEOHV RWKHU $,6HTXLSSHG YHVVHOV WR VHH DQG UHFHLYH
LQIRUPDWLRQ DERXW \RXU YHVVHO 7KLV FRXOG LQFOXGH SRVLWLRQ
FRXUVH VSHHG DQG UDWH RI WXUQ GDWD
:KHQ WKH $,6 XQLW LV FRQQHFWHG WR \RXU PXOWLIXQFWLRQ GLVSOD\ WKH
VWDWXV RI WKH XQLW LV LQGLFDWHG E\ DQ $,6 LFRQ LQ WKH VWDWXV EDU
<RX FDQ FRQQHFW DQ $,6 XQLW WR \RXU PXOWLIXQFWLRQ GLVSOD\
XVLQJ 10($ RU 6HD7DONQJ GHSHQGLQJ RQ WKH $,6 XQLW ,I
FRQQHFWLQJ XVLQJ 10($ \RX ZLOO QRZ QHHG WR VSHFLI\ WKH
 EDXG VHWWLQJ KRPHVFUHHQ ! 6HWXS ! 6\VWHP 6HWWLQJV
! 10($ 6HWXS IRU WKH 10($ LQSXW SRUW WKDW FRPPXQLFDWHV
ZLWK WKH $,6 WUDQVFHLYHU RU UHFHLYHU
 $,6 FRQWH[W PHQX
7KH $,6 IXQFWLRQ LQFOXGHV D FRQWH[W PHQX ZKLFK SURYLGHV $,6
WDUJHW LQIRUPDWLRQ DQG PHQX LWHPV
7KH FRQWH[W PHQX SURYLGHV WKH IROORZLQJ $,6 WDUJHW GDWD
 006,
 &3$
 7&3$
 &2*
 62*
7KH FRQWH[W PHQX DOVR SURYLGH WKH IROORZLQJ PHQX LWHPV
$,6 9HFWRU ² 6ZLWFK WDUJHW YHFWRUV 2Q DQG 2II
$,6 'DWD ² 6ZLWFK RQ VFUHHQ WDUJHW GDWD 2Q DQG 2II
9LHZ )XOO 'DWD
$GG %XGG\ ² $GG WDUJHW WR WKH EXGG\ GLUHFWRU\
$FTXLUH 7DUJHW RQO\ DYDLODEOH LI 5DGDU RYHUOD\ LV VZLWFKHG
RQ
6OHZ WKHUPDO FDPHUD RQO\ DYDLODEOH ZKHQ WKHUPDO FDPHUD
LV FRQQHFWHG DQG RSHUDWLQJ
$FFHVVLQJ WKH FRQWH[W PHQX
<RX FDQ DFFHVV WKH FRQWH[W PHQX E\ IROORZLQJ WKH VWHSV EHORZ
 1RQWRXFKVFUHHQ DQG +\EULG7RXFK GLVSOD\V
L 6HOHFWLQJ D ORFDWLRQ REMHFW RU WDUJHW RQVFUHHQ DQG
SUHVVLQJ WKH 2N EXWWRQ
 +\EULG7RXFK DQG 7RXFK RQO\ GLVSOD\V
L 6HOHFWLQJ DQ REMHFW RU WDUJHW RQVFUHHQ
LL 6HOHFWLQJ DQG KROGLQJ RQ D ORFDWLRQ RQVFUHHQ
$,6 IXQFWLRQ 
 (QDEOLQJ $,6
(QDEOLQJ $,6 LQ WKH &KDUW DSSOLFDWLRQ
7R HQDEOH WKH $,6 RYHUOD\ LQ WKH &KDUW DSSOLFDWLRQ IROORZ WKH
VWHSV EHORZ
7R HQDEOH WKH $,6 RYHUOD\ \RXU V\VWHP PXVW LQFOXGH DQ $,6
UHFHLYHU RU WUDQVFHLYHU 7KH $,6 RYHUOD\ LV QRW DYDLODEOH LQ '
YLHZ
)URP WKH &KDUW DSSOLFDWLRQ PHQX
 6HOHFW 3UHVHQWDWLRQ
 6HOHFW 2YHUOD\V
 6HOHFW $,6 VR WKDW 2Q LV VHOHFWHG
6HOHFWLQJ $,6 VZLWFKHV WKH $,6 EHWZHHQ 2Q DQG 2II
)RU $,6 LQIRUPDWLRQ UHIHU WR &KDSWHU  $,6 IXQFWLRQ
(QDEOLQJ $,6 LQ WKH UDGDU DSSOLFDWLRQ
)URP WKH UDGDU DSSOLFDWLRQ
 6HOHFW 0HQX
 6HOHFW 7DUJHWV
 6HOHFW 'LVSOD\ $,6 7DUJHWV
 6HOHFW WKH UHOHYDQW RSWLRQ IURP WKH OLVW
)URP WKH 'LVSOD\ $,6 7DUJHWV PHQX \RX FDQ VZLWFK RQ
$OO $,6 WDUJHWV RQO\ 'DQJHURXV $,6 WDUJHWV RU VZLWFK $,6
WDUJHWV 2II
 'LVSOD\LQJ $,6 YHFWRUV
<RX PXVW KDYH WKH FRUUHFW GDWD DYDLODEOH EHIRUH $,6 YHFWRUV
FDQ EH GLVSOD\HG
$ WDUJHW LV GH¿QHG DV DFWLYH ZKHQ LW KDV WKH IROORZLQJ GDWD
GLVSOD\HG JUDSKLFDOO\
$ &2*62* YHFWRU LQGLFDWLQJ WKH SUHGLFWHG GLVWDQFH WKDW D
WDUJHW ZLOO WUDYHO ZLWKLQ D JLYHQ SHULRG RI WLPH
$ KHDGLQJ DQG GLUHFWLRQ RI WXUQ LQGLFDWRU
(QDEOLQJ DQG GLVDEOLQJ $,6 YHFWRUV
)URP WKH FKDUW RU UDGDU DSSOLFDWLRQ
 6HOHFW DQ $,6 WDUJHW
7KH $,6 WDUJHW FRQWH[W PHQX LV GLVSOD\HG
 6HOHFW $,6 9HFWRU
6HOHFWLQJ $,6 9HFWRU ZLOO VZLWFK EHWZHHQ 2Q DQG 2II
1RWH 7KH VDPH WDUJHW YHFWRU DQG VDIH ]RQH VHWWLQJV DSSO\
WR ERWK UDGDU 0$53$ DQG $,6 WDUJHWV
 D 6HULHV  F 6HULHV  H 6HULHV
 $,6 VWDWXV V\PEROV
$,6 VWDWXV LV LQGLFDWHG E\ D V\PERO LQ WKH GDWDEDU
6\PERO 'HVFULSWLRQ
$,6 XQLW LV VZLWFKHG RQ DQG RSHUDWLQJ
$,6 FXUUHQWO\ XQDYDLODEOH
$,6 XQLW LV VZLWFKHG RII RU QRW FRQQHFWHG
$,6 XQLW LV LQ 6LOHQW 0RGH
$,6 XQLW LV LQ 6LOHQW 0RGH ZLWK DFWLYH DODUPV
$,6 XQLW LV FRQQHFWHG DQG VZLWFKHG RQ EXW
KDV DFWLYH DODUPV
$,6 XQLW LV FRQQHFWHG DQG VZLWFKHG RQ EXW
WKH GDQJHURXV DQG ORVW DODUP LV GLVDEOHG
 $,6 VLOHQW PRGH
$,6 VLOHQW PRGH HQDEOHV \RX WR GLVDEOH $,6 WUDQVPLVVLRQV
$,6 VLOHQW PRGH HQDEOHV \RX WR GLVDEOH WKH WUDQVPLWWLQJ IXQFWLRQV
RI \RXU $,6 HTXLSPHQW 7KLV LV XVHIXO ZKHQ \RX GR QRW ZDQW WR
WUDQVPLW \RXU YHVVHO¶V $,6 GDWD WR RWKHU $,6 UHFHLYHUV EXW VWLOO
ZLVK WR UHFHLYH GDWD IURP RWKHU YHVVHOV
1RWH 1RW DOO $,6 HTXLSPHQW VXSSRUWV VLOHQW PRGH )RU PRUH
LQIRUPDWLRQ UHIHU WR WKH GRFXPHQWDWLRQ WKDW DFFRPSDQLHV
\RXU $,6 XQLW
(QDEOLQJ DQG GLVDEOLQJ $,6 VLOHQW PRGH LQ
WKH &KDUW DSSOLFDWLRQ
)URP WKH &KDUW DSSOLFDWLRQ
 6HOHFW 0HQX
 6HOHFW $,6 2SWLRQV RU 5DGDU  $,6 2SWLRQV
 6HOHFW 7DUJHWV
 6HOHFW $,6 6HWXS
 6HOHFW 6LOHQW 0RGH
6HOHFWLQJ 6LOHQW 0RGH ZLOO VZLWFK $,6 VLOHQW PRGH 2Q DQG 2II
1RWH
:KHQ 5DGDU RYHUOD\ LV DOVR HQDEOHG WKH PHQX QDPH
EHFRPHV 5DGDU  $,6 2SWLRQV
 6WHS  LV RQO\ UHTXLUHG ZKHQ 5DGDU RYHUOD\ LV HQDEOHG
(QDEOLQJ DQG GLVDEOLQJ $,6 6LOHQW 0RGH LQ
WKH UDGDU DSSOLFDWLRQ
)URP WKH 5DGDU DSSOLFDWLRQ
 6HOHFW 0HQX
 6HOHFW 7DUJHWV
 6HOHFW $,6 6HWXS
 6HOHFW 6LOHQW 0RGH
6HOHFWLQJ $,6 6LOHQW 0RGH ZLOO VZLWFK VLOHQW PRGH 2Q DQG 2II
$,6 IXQFWLRQ 
 $,6 WDUJHW V\PEROV
<RXU PXOWLIXQFWLRQ GLVSOD\ VKRZV D UDQJH RI V\PEROV WR UHSUHVHQW
WKH GLIIHUHQW W\SHV RI $,6 WDUJHW
7DUJHW W\SH 'HVFULSWLRQ 6\PERO
7UDQVPLWWLQJ WDUJHW 7DUJHW LV PRYLQJ RU DW
DQFKRU 7DUJHW LV QRW
DFWLYDWHG GDQJHURXV
RU ORVW
$FWLYDWHG WDUJHW 7DUJHW DFWLYDWHG ²
WKDW LV $,6 YHFWRU
GLVSOD\HG 9HFWRU
OLQH RSWLRQDO VKRZV
SUHGLFWHG GLVWDQFH
WUDYHOOHG ZLWKLQ D JLYHQ
WLPH
6HOHFWHG WDUJHW 7DUJHW VHOHFWHG ZLWK
FXUVRU &DQ YLHZ
GHWDLOHG GDWD
'DQJHURXV WDUJHW 7DUJHWV ZLWKLQ VSHFL¿HG
GLVWDQFH &3$ RU WLPH
7&3$ 'DQJHURXV
WDUJHW DODUP VRXQGV LI
HQDEOHG 7DUJHW UHG
DQG ÀDVKLQJ
8QFHUWDLQ WDUJHW &DOFXODWHG &3$  7&3$
YDOXH XQFHUWDLQ
/RVW WDUJHW :KHQ WKH VLJQDO RI
D GDQJHURXV WDUJHW
QRW UHFHLYHG IRU 
VHFRQGV 7DUJHW
LQ ODWHVW SUHGLFWHG
SRVLWLRQ $ODUPV
VRXQGV LI HQDEOHG
7DUJHW ÀDVKHV
%XGG\ WDUJHW 7DUJHW KDV SUHYLRXVO\
EHHQ DGGHG WR WKH
%XGG\ /LVW
$LG 7R 1DYLJDWLRQ
$7R1 WDUJHW 5HDO
$7R1 WDUJHW LV 21
SRVLWLRQ
$LG 7R 1DYLJDWLRQ
$7R1 WDUJHW 5HDO
$7R1 WDUJHW LV 2))
SRVLWLRQ
$LG 7R 1DYLJDWLRQ
$7R1 WDUJHW 9LUWXDO
$7R1 WDUJHW LV 21
SRVLWLRQ
$LG 7R 1DYLJDWLRQ
$7R1 WDUJHW 9LUWXDO
$7R1 WDUJHW LV 2))
SRVLWLRQ
/DQG EDVH VWDWLRQ
WDUJHW
/DQG EDVH VWDWLRQ
WDUJHW LV 21/,1(
6HDUFK DQG UHVFXH
WUDQVSRQGHUV 6$576
WDUJHW
6$576 WDUJHW
6HDUFK DQG UHVFXH
DLUFUDIW 6$56 WDUJHW
6$56 WDUJHW
0LOLWDU\ DQG ODZ
HQIRUFHPHQW WDUJHW
2QO\ GLVSOD\HG ZKHQ
FRQQHFWHG WR DSSURYHG
67('6($,6 $,6
KDUGZDUH
 'LVSOD\LQJ GHWDLOHG $,6 WDUJHW
LQIRUPDWLRQ
)URP WKH FKDUW RU UDGDU DSSOLFDWLRQ
 6HOHFW DQ $,6 WDUJHW
7KH $,6 WDUJHW FRQWH[W PHQX LV GLVSOD\HG
 6HOHFW 9LHZ $,6 'DWD
$,6 'DWD
7KH WDEOH EHORZ VKRZV WKH $,6 WDUJHW LQIRUPDWLRQ ZKLFK LI
DYDLODEOH ZLOO EH GLVSOD\HG RQ WKH PXOWLIXQFWLRQ GLVSOD\
 7\SH
 6WDWXV
 'HVWLQDWLRQ
/DVW 6HHQ
 (7$
 006,
&DOO 6LJQ
,02 1R
 /HQJWK
 %HDP
 'UDXJKW
 +HDGLQJ
 527
 3RVLWLRQ
 &2*
 62*
 &3$
 7&3$
1RWH $YDLODEOH GDWD LV GHSHQGDQW XSRQ ZKDW LQIRUPDWLRQ LV
EHLQJ WUDQVPLWWHG IURP WKH WDUJHW YHVVHO DQG WKH W\SH RI $,6
XQLW FRQQHFWHG WR \RXU V\VWHP
 D 6HULHV  F 6HULHV  H 6HULHV
 9LHZLQJ DOO $,6 WDUJHWV
)URP WKH &KDUW DSSOLFDWLRQ ZLWK RQO\ WKH $,6 RYHUOD\ HQDEOHG
JR WR 0HQX ! $,6 2SWLRQV ! 7DUJHWV ! 9LHZ $,6 /LVW
)URP WKH &KDUW DSSOLFDWLRQ ZKHQ WKH 5DGDU RYHUOD\ LV DOVR
HQDEOHG JR WR 0HQX ! 5DGDU  $,6 2SWLRQV ! 7DUJHWV !
9LHZ 7DUJHWV /LVWV ! 9LHZ $,6 /LVW
)URP WKH 5DGDU DSSOLFDWLRQ JR WR 0HQX ! 7DUJHWV ! 9LHZ
7DUJHW /LVWV ! 9LHZ $,6 /LVW
 +LJKOLJKW DQ $,6 WDUJHW IURP WKH OLVW
:KHQ DQ $,6 WDUJHW LV KLJKOLJKWHG WKH IROORZLQJ GHWDLOV DUH
GLVSOD\HG LQ WKH OLVW
 006,
 5DQJH
 %HDULQJ
 %XGG\
 7\SH
7KLV OLVW FDQ EH ¿OWHUHG WR VKRZ RQO\ EXGGLHV RU DOO WDUJHWV
,I DYDLODEOH WKH IROORZLQJ GDWD LV DOVR VKRZQ IRU WKH KLJKOLJKWHG
WDUJHW
 62*
 &2*
 527
 3RVLWLRQ
 +HDGLQJ
 7R YLHZ IXOO $,6 WDUJHW LQIRUPDWLRQ 6HOHFW D WDUJHW IURP WKH OLVW
DQG WKHQ VHOHFW 9LHZ )XOO 7DUJHW 'DWD
7KH $,6 WDUJHW LQIR GLDORJ LV GLVSOD\HG VKRZLQJ DOO DYDLODEOH
GDWD IRU WKH VHOHFWHG WDUJHW
 8VLQJ $,6 WR DYRLG FROOLVLRQV
<RX FDQ XVH WKH $,6 VDIH ]RQH DQG VDIHW\ PHVVDJH IXQFWLRQV WR
KHOS \RX DYRLG FROOLVLRQV ZLWK RWKHU YHVVHOV DQG REMHFWV
6DIH =RQHV
$ VDIH ]RQH LV D ULQJ FHQWUHG RQ \RXU YHVVHO ZLWKLQ ZKLFK D WDUJHW
LV FRQVLGHUHG GDQJHURXV ,W LV GLVSOD\HG LQ WKH UDGDU RU FKDUW
DSSOLFDWLRQV DV D UHG ULQJ
7KLV $,6 VDIH ]RQH XVHV WKH VDPH FULWHULD DV 0$53$ DQG ZLOO
GHHP D WDUJHW GDQJHURXV LI LW FRPHV ZLWKLQ D VSHFL¿HG GLVWDQFH
RI \RXU YHVVHO FORVHVW SRLQW RI DSSURDFK RU &3$ ZLWKLQ D
VSHFL¿HG WLPH WLPH WR FORVHVW SRLQW RI DSSURDFK RU 7&3$ 7KH
&3$ DQG 7&3$ DUH FDOFXODWHG XVLQJ &2*62* DQG SRVLWLRQ
IURP WKH $,6 WDUJHW
:KHQ \RXU V\VWHP UHFRJQL]HV D GDQJHURXV $,6 WDUJHW
7KH WDUJHW V\PERO FKDQJHV WR UHG DQG ÀDVKHV
7KH GDQJHURXV DODUP GLDORJ LV GLVSOD\HG WKLV FDQ EH GLVDEOHG
LI UHTXLUHG
7KH GDQJHURXV DODUP VRXQGV WKLV FDQ EH GLVDEOHG LI UHTXLUHG
1RWH :KHQ WKH $,6 XQLW LV FRQQHFWHG DQG IXQFWLRQLQJ WKH
V\VWHP ZLOO FKHFN IRU GDQJHURXV WDUJHWV ZLWKLQ WKH VDIH
]RQH DQG LI HQDEOHG LVVXH DQ DODUP ZKHQHYHU QHFHVVDU\
'DQJHURXV WDUJHW DODUP RSHUDWHV LUUHVSHFWLYH RI WKH VWDWXV RI
WKH $,6 WDUJHW GLVSOD\ RU WKH VDIH ]RQH ULQJ
6DIHW\ 0HVVDJHV
:KHQ WKH VWDWXV RI WKH $,6 6DIHW\ 0HVVDJHV IXQFWLRQ LV VHW WR
2Q DQ\ LQFRPLQJ VDIHW\ PHVVDJHV IURP VXUURXQGLQJ YHVVHOV
VKRUH VWDWLRQV DQG PRELOH VWDWLRQV DUH GLVSOD\HG LQ D GLDORJ ER[
,I NQRZQ WKH PHVVDJH ZLOO LQFOXGH WKH VHQGLQJ YHVVHO¶V SRVLWLRQ
LQ ODWLWXGH  ORQJLWXGH <RX ZLOO KDYH WKH RSWLRQ WR
5HPRYH WKH PHVVDJH 2N
3ODFH D ZD\SRLQW RQ \RXU FKDUW  UDGDU WR PDUN WKH VHQGLQJ
YHVVHO¶V SRVLWLRQ 3ODFH :D\SRLQW
*RWR WKH VHQGLQJ YHVVHO¶V SRVLWLRQ *RWR :D\SRLQW
1RWH <RX ZLOO 127 UHFHLYH DQ\ VDIHW\ PHVVDJHV LQ
6LPXODWRU PRGH KRPHVFUHHQ ! 6HWXS ! 6\VWHP 6HWWLQJV
! 6LPXODWRU
6KRZLQJ WKH 6DIH =RQH 5LQJ LQ WKH &KDUW
DSSOLFDWLRQ
7R VKRZ WKH 6DIH =RQH ULQJ IROORZ WKH LQVWUXFWLRQV EHORZ
)URP WKH &KDUW DSSOLFDWLRQ
 6HOHFW 0HQX
 6HOHFW 3UHVHQWDWLRQ
 6HOHFW 2YHUOD\V
 6HOHFW 6DIH =RQH 5LQJ VR WKDW 6KRZ LV VHOHFWHG
6HOHFWLQJ 6DIH =RQH 5LQJ ZLOO VZLWFK WKH ]RQH ULQJ EHWZHHQ
KLGGHQ WR YLVLEOH
6KRZLQJ WKH 6DIH =RQH 5LQJ LQ WKH 5DGDU
DSSOLFDWLRQ
7R VKRZ WKH 6DIH =RQH ULQJ IROORZ WKH LQVWUXFWLRQV EHORZ
)URP WKH 5DGDU DSSOLFDWLRQ
 6HOHFW 0HQX
 6HOHFW 3UHVHQWDWLRQ
 6HOHFW 6DIH =RQH 5LQJ VR WKDW 6KRZ LV VHOHFWHG
6HOHFWLQJ 6DIH =RQH 5LQJ ZLOO VZLWFK WKH ]RQH ULQJ EHWZHHQ
KLGGHQ WR YLVLEOH
(QDEOLQJ DQG GLVDEOLQJ $,6 VDIHW\ PHVVDJHV
LQ WKH &KDUW DSSOLFDWLRQ
)URP LQ WKH &KDUW DSSOLFDWLRQ
 6HOHFW 0HQX
 6HOHFW $,6 2SWLRQV RU 5DGDU  $,6 2SWLRQV
 6HOHFW 7DUJHWV
 6HOHFW $,6 6HWXS
$,6 IXQFWLRQ 
 6HOHFW 6DIHW\ 0HVVDJHV
6HOHFWLQJ 6DIHW\ 0HVVDJHV ZLOO VZLWFK EHWZHHQ VDIHW\
PHVVDJHV 2Q DQG 2II
1RWH
:KHQ 5DGDU RYHUOD\ LV DOVR HQDEOHG WKH PHQX QDPH
EHFRPHV 5DGDU  $,6 2SWLRQV
 6WHS  LV RQO\ UHTXLUHG ZKHQ 5DGDU RYHUOD\ LV HQDEOHG
(QDEOLQJ DQG GLVDEOLQJ $,6 VDIHW\ PHVVDJHV
LQ WKH UDGDU DSSOLFDWLRQ
)URP LQ WKH UDGDU DSSOLFDWLRQ
 6HOHFW 0HQX
 6HOHFW 7DUJHWV
 6HOHFW $,6 6HWXS
 6HOHFW 6DIHW\ 0HVVDJHV
6HOHFWLQJ 6DIHW\ 0HVVDJHV ZLOO VZLWFK EHWZHHQ VDIHW\
PHVVDJHV 2Q DQG 2II
'LVSOD\LQJ VDIHW\FULWLFDO $,6 LQIRUPDWLRQ
)URP WKH FKDUW RU UDGDU DSSOLFDWLRQ
 6HOHFW WKH $,6 WDUJHW
7KH $,6 WDUJHW FRQWH[W PHQX LV GLVSOD\HG
 6HOHFW $,6 'DWD VR WKDW 2Q LV KLJKOLJKWHG
6HOHFWLQJ $,6 'DWD ZLOO VZLWFK EHWZHHQ $,6 GDWD 2Q DQG 2II
7KH 6DIHW\ FULWLFDO $,6 GDWD ZLOO QRZ EH GLVSOD\HG QH[W WR WKH
WDUJHW LQ WKH DSSOLFDWLRQ
 D 6HULHV  F 6HULHV  H 6HULHV
 7DUJHW RSWLRQV
7KH 7DUJHW RSWLRQV PHQX IRU WKH &KDUW DSSOLFDWLRQ DQG 5DGDU DSSOLFDWLRQ DUH VKRZQ EHORZ
3DUDPHWHU 'HVFULSWLRQ 2SWLRQV
9HFWRU /HQJWK 7KH OHQJWK RI WKH YHFWRU OLQHV GLVSOD\HG GHSHQGV RQ WKH
GLVWDQFH WKDW DQ $,6 WDUJHW WUDYHOV LQ WKH WLPH SHULRG WKDW
\RX VSHFLI\ IRU WKLV VHWWLQJ
 PLQ
 PLQ
 PLQ
 PLQ
 PLQ
 PLQ
 PLQ
7DUJHW +LVWRU\ 7DUJHWV¶ SUHYLRXV SRVLWLRQ ZLOO EH SORWWHG DV D WDUJHW LFRQ
ZLWK OLJKWHU VKDGLQJ WKDQ WKH DFWXDO WDUJHW IRU WKH WLPH
VSHFL¿HG
2II GHIDXOW
 PLQ
 PLQ
 PLQ
 PLQ
$,6 IXQFWLRQ 
 $,6 DODUPV
7KH $,6 IXQFWLRQV JHQHUDWH D QXPEHU RI DODUPV WR DOHUW \RX WR
GDQJHURXV RU ORVW WDUJHWV
,Q DGGLWLRQ WR WKH GDQJHURXV WDUJHW DODUP WKH V\VWHP JHQHUDWHV
DQ DODUP ZKHQ D GDQJHURXV WDUJHW EHFRPHV D ORVW WDUJHW LH LWV
VLJQDO KDV QRW EHHQ UHFHLYHG IRU  VHFRQGV
<RXU $,6 UHFHLYHU JHQHUDWHV ORFDO DODUPV ZKLFK DUH GLVSOD\HG
DQG VRXQGHG RQ \RXU PXOWLIXQFWLRQ GLVSOD\ ZKHQHYHU DQ DODUP
FRQGLWLRQ H[LVWV RQ WKH XQLW
/RFDO $,6 DODUPV
:KHQ WKH FRQQHFWHG $,6 XQLW JHQHUDWHV DQ DODUP \RXU
PXOWLIXQFWLRQ GLVSOD\ VKRZV D ORFDO DODUP PHVVDJH DQG LQGLFDWHV
WKH DODUP VWDWXV LQ WKH VWDWXV EDU
$FWLYH $,6 DODUPV ORJ
7KH DFWLYH DODUP ORJ VKRZV WKH VWDWXV RI HDFK ORFDO DODUP 7KLV
ORJ FDQ EH DFFHVVHG DV IROORZV
IURP WKH &KDUW DSSOLFDWLRQ ZKHQ RQO\ WKH $,6 RYHUOD\ LV
HQDEOHG E\ JRLQJ WR 0HQX ! $,6 2SWLRQV ! $,6 6HWXS !
$,6 $ODUPV /RJ
IURP WKH &KDUW DSSOLFDWLRQ ZKHQ WKH 5DGDU RYHUOD\ LV DOVR
HQDEOHG E\ JRLQJ WR 0HQX ! 5DGDU  $,6 2SWLRQV ! 7DUJHWV
! $,6 6HWXS ! $,6 $ODUPV /RJ
IURP WKH 5DGDU DSSOLFDWLRQ E\ JRLQJ WR 0HQX ! 7DUJHWV ! $,6
6HWXS ! $,6 $ODUPV /RJ
$FNQRZOHGJLQJ $,6 DODUPV
,Q WKH FKDUW RU UDGDU DSSOLFDWLRQ
 6HOHFW 2N RQ WKH DODUP GLDORJ ER[
1RWH $Q $,6 DODUP UHPDLQV DFWLYH XQWLO LW LV DFNQRZOHGJHG
RQ \RXU PXOWLIXQFWLRQ GLVSOD\
 %XGG\ WUDFNLQJ
7KH %XGG\ 7UDFNLQJ IHDWXUH HQDEOHV \RX WR DGG $,6HTXLSSHG
IULHQGV DQG UHJXODU FRQWDFWV WR D ³%XGG\ /LVW´ RQ \RXU
PXOWLIXQFWLRQ GLVSOD\ $V VRRQ DV D YHVVHO RQ \RXU %XGG\ /LVW
VDLOV LQWR WKH UDQJH RI \RXU $,6 XQLW WKH YHVVHO LFRQ FKDQJHV WR
LQGLFDWH WKLV
,WHP 'HVFULSWLRQ
%XGG\ LFRQ
'DQJHURXV WDUJHW LFRQ
2ZQ YHVVHO LFRQ
1RUPDO $,6 LFRQ
+RZ LW ZRUNV
:KHQ WKH $,6 /D\HU LV HQDEOHG LQ WKH FKDUW RU UDGDU DSSOLFDWLRQ
$,6 WDUJHWV DUH VKRZQ RQ \RXU GLVSOD\ <RX FDQ DGG DQ\ $,6
WDUJHW WR D ³%XGG\ /LVW´ HDFK HQWU\ FRQVLVWLQJ RI DQ 006,
QXPEHU DQG DQ RSWLRQDO QDPH 6XEVHTXHQWO\ ZKHQHYHU %XGG\
7UDFNLQJ LV HQDEOHG RQ \RXU PXOWLIXQFWLRQ GLVSOD\ DQG D ³%XGG\´
YHVVHO ZLWK DQ 006, QXPEHU VDLOV LQWR WKH UDQJH RI \RXU $,6
UHFHLYHU DQ $,6 %XGG\ LFRQ LV GLVSOD\HG 8S WR  YHVVHOV
PD\ EH DGGHG WR WKH %XGG\ /LVW
3UHUHTXLVLWHV
7KH IROORZLQJ LWHPV DUH UHTXLUHG IRU WKH %XGG\ 7UDFNLQJ IHDWXUH
)RU WKH SXUSRVHV RI XVLQJ WKH %XGG\ 7UDFNLQJ IHDWXUH LW LV
DVVXPHG WKDW \RXU GLVSOD\ LV DOUHDG\ FRQQHFWHG WR D VXLWDEOH
$,6 XQLW
2QO\ WUDQVPLWWLQJ $,6HTXLSSHG YHVVHOV ZLOO EH GHWHFWHG
(QDEOLQJ DQG GLVDEOLQJ EXGG\ WUDFNLQJ LQ WKH
&KDUW DSSOLFDWLRQ
)URP WKH &KDUW DSSOLFDWLRQ ZLWK WKH $,6 RYHUOD\ HQDEOHG
 6HOHFW 0HQX
 6HOHFW $,6 2SWLRQV RU 5DGDU  $,6 2SWLRQV
 6HOHFW 7DUJHWV
 6HOHFW 'LVSOD\ EXGGLHV
6HOHFWLQJ 'LVSOD\ EXGGLHV ZLOO VZLWFK WKH EXGG\ WUDFNLQJ
IHDWXUH 2Q DQG 2II
1RWH
:KHQ 5DGDU RYHUOD\ LV DOVR HQDEOHG WKH PHQX QDPH
EHFRPHV 5DGDU  $,6 2SWLRQV
(QDEOLQJ DQG GLVDEOLQJ EXGG\ WUDFNLQJ LQ WKH
UDGDU DSSOLFDWLRQ
)URP WKH UDGDU DSSOLFDWLRQ ZLWK $,6 HQDEOHG
 6HOHFW 0HQX
 6HOHFW 7DUJHWV
 6HOHFW 'LVSOD\ EXGGLHV
6HOHFWLQJ 'LVSOD\ EXGGLHV ZLOO VZLWFK WKH EXGG\ WUDFNLQJ
IHDWXUH 2Q DQG 2II
$GGLQJ D YHVVHO WR \RXU EXGG\ OLVW
,Q WKH FKDUW RU UDGDU DSSOLFDWLRQ
 D 6HULHV  F 6HULHV  H 6HULHV
 6HOHFW WKH $,6 WDUJHW
7KH $,6 WDUJHW FRQWH[W PHQX LV GLVSOD\HG
 6HOHFW $GG %XGG\
L 6HOHFW <HV WR HQWHU D QDPH IRU WKH EXGG\ YHVVHO
LL 6HOHFW 1R WR VDYH WKH YHVVHO WR \RXU EXGG\ OLVW ZLWKRXW
HQWHULQJ D QDPH IRU WKH EXGG\ YHVVHO
7KH YHVVHO ZLOO QRZ EH DGGHG WR \RXU EXGG\ GLUHFWRU\
$GGLQJ DQ $,6 EXGG\ IURP WKH $,6 WDUJHW OLVW
7KH $,6 WDUJHW OLVW FDQ EH DFFHVVHG IURP
WKH &KDUW DSSOLFDWLRQ ZLWK RQO\ WKH $,6 RYHUOD\ HQDEOHG 0HQX
! $,6 2SWLRQV ! 7DUJHWV ! 9LHZ $,6 /LVW
WKH &KDUW DSSOLFDWLRQ ZLWK WKH 5DGDU DQG $,6 RYHUOD\V
HQDEOHG 0HQX ! 5DGDU  $,6 2SWLRQV ! 7DUJHWV ! 9LHZ
7DUJHW /LVWV ! 9LHZ $,6 /LVW
WKH 5DGDU DSSOLFDWLRQ 0HQX ! 7DUJHWV ! 9LHZ 7DUJHW /LVWV
! 9LHZ $,6 /LVW
)URP WKH $,6 OLVW
 6HOHFW DQ $,6 WDUJHW
 6HOHFW $GG %XGG\
L 6HOHFW <HV WR HQWHU D QDPH IRU WKH EXGG\ YHVVHO
LL 6HOHFW 1R WR VDYH WKH YHVVHO WR \RXU EXGG\ OLVW ZLWKRXW
HQWHULQJ D QDPH IRU WKH EXGG\ YHVVHO
7KH YHVVHO ZLOO QRZ EH DGGHG WR \RXU EXGG\ GLUHFWRU\
(GLWLQJ D EXGG\V GHWDLOV
)URP WKH FKDUW RU UDGDU DSSOLFDWLRQ
 6HOHFW WKH $,6 EXGG\ WDUJHW
7KH $,6 EXGG\ FRQWH[W PHQX LV GLVSOD\HG
 6HOHFW 9LHZ %XGG\ /LVW
 6HOHFW WKH EXGG\ \RX ZLVK WR HGLW
7KH %XGG\ RSWLRQV GLDORJ LV GLVSOD\HG
 7R FKDQJH WKH 006, QXPEHU VHOHFW (GLW %XGG\ 006, RU
7KH 006, QXPEHU PXVW EH  GLJLWV
 6HOHFW (GLW %XGG\ 1DPH WR FKDQJH WKH EXGG\ QDPH
7KLV FRXOG EH WKH QDPH RI WKH YHVVHO RU WKH QDPH RI WKH
IULHQG ZKR RZQV WKH YHVVHO IRU H[DPSOH
 (QWHU WKH QHZ GHWDLOV DQG VHOHFW 6$9(
<RX ZLOO EH UHWXUQHG WR WKH EXGG\ OLVW
'HOHWLQJ D EXGG\
)URP WKH FKDUW RU UDGDU DSSOLFDWLRQ
 6HOHFW WKH $,6 EXGG\ WDUJHW
7KH $,6 EXGG\ FRQWH[W PHQX LV GLVSOD\HG
 6HOHFW 5HPRYH %XGG\
 6HOHFW <HV WR FRQ¿UP
7KH EXGG\ KDV QRZ EHHQ UHPRYHG IURP WKH OLVW
7KH EXGG\ OLVW FDQ DOVR EH DFFHVVHG IURP
WKH &KDUW DSSOLFDWLRQ ZLWK RQO\ WKH $,6 RYHUOD\ HQDEOHG 0HQX
! $,6 2SWLRQV ! $,6 2SWLRQV ! ! 7DUJHWV ! 9LHZ %XGG\
/LVW
WKH &KDUW DSSOLFDWLRQ ZLWK WKH 5DGDU DQG $,6 RYHUOD\V
HQDEOHG 0HQX ! 5DGDU  $,6 2SWLRQV ! 7DUJHWV ! 9LHZ
7DUJHW /LVWV ! 9LHZ %XGG\ /LVW
WKH 5DGDU DSSOLFDWLRQ 0HQX ! 7DUJHWV ! 9LHZ 7DUJHW /LVWV !
9LHZ %XGG\ /LVW
'LVSOD\LQJ DGGLWLRQDO EXGG\ LQIRUPDWLRQ
)URP WKH FKDUW RU UDGDU DSSOLFDWLRQ
 6HOHFW WKH $,6 EXGG\ WDUJHW
7KH $,6 EXGG\ FRQWH[W PHQX LV GLVSOD\HG
 6HOHFW %XGG\ 'DWD VR WKDW 2Q LV KLJKOLJKWHG
6HOHFWLQJ %XGG\ 'DWD ZLOO VZLWFK GDWD EHWZHHQ 2Q DQG 2II
7KH %XGG\ 006, DQG 1DPH ZLOO QRZ EH GLVSOD\HG QH[W WR WKH
EXGG\ LFRQ
$,6 IXQFWLRQ 
 D 6HULHV  F 6HULHV  H 6HULHV
&KDSWHU  :D\SRLQWV 5RXWHV DQG 7UDFNV
&KDSWHU FRQWHQWV
 :D\SRLQWV RYHUYLHZ RQ SDJH 
 5RXWHV RQ SDJH 
 7UDFNV RQ SDJH 
 ,PSRUW DQG ([SRUW RQ SDJH 
 :D\SRLQWV URXWHV DQG WUDFNV VWRUDJH FDSDFLW\ RQ SDJH 
:D\SRLQWV 5RXWHV DQG 7UDFNV 
 :D\SRLQWV RYHUYLHZ
:D\SRLQWV DUH SRVLWLRQ PDUNHUV XVHG IRU WKH SXUSRVHV RI
QDYLJDWLRQ <RXU PXOWLIXQFWLRQ GLVSOD\ FDQ FUHDWH ZD\SRLQWV
ZKLFK FDQ WKHQ EH VHOHFWHG IRU DFWLYH QDYLJDWLRQ
7KHUH DUH D UDQJH RI IHDWXUHV IRU SODFLQJ QDYLJDWLQJ DQG
PDQDJLQJ ZD\SRLQWV WKHVH FDQ EH DFFHVVHG IURP WKH :D\SRLQWV
PHQX DQG :D\SRLQW FRQWH[W PHQX :D\SRLQWV DUH UHSUHVHQWHG
RQVFUHHQ XVLQJ FXVWRPL]DEOH ZD\SRLQW V\PEROV :D\SRLQW
FDQ EH FUHDWHG PRYHG GHOHWHG H[SRUWHG WR PHPRU\ FDUG RU
LPSRUWHG IURP D PHPRU\ FDUG
:D\SRLQW GLVSOD\ H[DPSOHV
:D\SRLQWV LQ WKH FKDUW DSSOLFDWLRQ
,Q WKH FKDUW DSSOLFDWLRQ ERWK DFWLYH DQG LQDFWLYH ZD\SRLQWV DUH
VKRZQ $Q DFWLYH ZD\SRLQW LV WKH RQH WKDW \RX DUH QDYLJDWLQJ WR
,WHP 'HVFULSWLRQ
,QDFWLYH ZD\SRLQW
$FWLYH ZD\SRLQW
$OWHUQDWLYH ZD\SRLQW V\PEROV
7KH GHIDXOW ZD\SRLQW V\PERO LV D UHG µ;¶ $OWHUQDWLYH V\PEROV
FDQ EH XVHG LI UHTXLUHG
:D\SRLQWV LQ WKH UDGDU DSSOLFDWLRQ
,Q WKH UDGDU DSSOLFDWLRQ ERWK DFWLYH DQG LQDFWLYH ZD\SRLQWV DUH
VKRZQ $Q DFWLYH ZD\SRLQW LV WKH RQH WKDW \RX DUH QDYLJDWLQJ WR
 ,QDFWLYH ZD\SRLQW
 $FWLYH ZD\SRLQW
 $OWHUQDWH ZD\SRLQW V\PEROV
7KH GHIDXOW ZD\SRLQW V\PERO LV D UHG µ;¶ $OWHUQDWLYH V\PEROV
FDQ EH XVHG LI UHTXLUHG
:D\SRLQWV LQ WKH ¿VK¿QGHU DSSOLFDWLRQ
:D\SRLQWV LQ WKH ¿VK¿QGHU DSSOLFDWLRQ DUH UHSUHVHQWHG E\ D
YHUWLFDO OLQH ODEHOOHG :37
:D\SRLQW 02% EXWWRQ  LFRQ
'HSHQGLQJ RQ WKH PXOWLIXQFWLRQ GLVSOD\ YDULDQW WKHUH ZLOO EH
HLWKHU D :D\SRLQW 02% EXWWRQ RU DQ RQVFUHHQ LFRQ
:37 EXWWRQ
F 6HULHV
H 6HULHV
50. NH\SDG
:37 LFRQV D 6HULHV
J6 6HULHV
7KURXJKRXW WKLV PDQXDO WKH WHUP 6HOHFW :37 UHIHUV WR SUHVVLQJ
WKH SK\VLFDO :37 EXWWRQ RU SUHVVLQJ WKH RQVFUHHQ :37 LFRQ
:D\SRLQW FRQWH[W PHQX
3ODFLQJ WKH FXUVRU RYHU D ZD\SRLQW LQ WKH FKDUW RU UDGDU
DSSOLFDWLRQV GLVSOD\V D FRQWH[W PHQX VKRZLQJ WKH ZD\SRLQWV
SRVLWLRQDO GDWD DQG PHQX LWHPV
7KH FRQWH[W PHQX SURYLGHV WKH IROORZLQJ SRVLWLRQDO GDWD IRU WKH
ZD\SRLQW LQ UHODWLRQ WR \RXU YHVVHO
 /DWLWXGH
 /RQJLWXGH
 5DQJH
 %HDULQJ
)RU LQDFWLYH ZD\SRLQWV WKH IROORZLQJ PHQX LWHPV DUH DYDLODEOH
*RWR :D\SRLQW
)ROORZ )URP +HUH RQO\ DYDLODEOH ZKHQ ZD\SRLQW LV SDUW RI D
URXWH
(GLW :D\SRLQW
(UDVH :D\SRLQW
5HPRYH :D\SRLQW RQO\ DYDLODEOH ZKHQ ZD\SRLQW LV SDUW RI D
URXWH
0RYH :D\SRLQW
0HDVXUH
%XLOG 5RXWH
$FTXLUH 7DUJHW RQO\ DYDLODEOH LI 5DGDU RYHUOD\ LV VZLWFKHG
RQ
 D 6HULHV  F 6HULHV  H 6HULHV
6OHZ WKHUPDO FDPHUD RQO\ DYDLODEOH ZKHQ WKHUPDO FDPHUD
LV FRQQHFWHG DQG RSHUDWLQJ
)RU DFWLYH ZD\SRLQWV WKH IROORZLQJ PHQX LWHPV DUH DYDLODEOH
6WRS *RWR
5HVWDUW ;7(
$GYDQFH :D\SRLQW
0HDVXUH
%XLOG 5RXWH
$FTXLUH 7DUJHW RQO\ DYDLODEOH LI 5DGDU RYHUOD\ LV VZLWFKHG
RQ
6OHZ WKHUPDO FDPHUD RQO\ DYDLODEOH ZKHQ WKHUPDO FDPHUD
LV FRQQHFWHG DQG RSHUDWLQJ
$FFHVVLQJ WKH FRQWH[W PHQX
<RX FDQ DFFHVV WKH FRQWH[W PHQX E\ IROORZLQJ WKH VWHSV EHORZ
 1RQWRXFKVFUHHQ DQG +\EULG7RXFK GLVSOD\V
L 6HOHFWLQJ D ORFDWLRQ REMHFW RU WDUJHW RQVFUHHQ DQG
SUHVVLQJ WKH 2N EXWWRQ
 +\EULG7RXFK DQG 7RXFK RQO\ GLVSOD\V
L 6HOHFWLQJ DQ REMHFW RU WDUJHW RQVFUHHQ
LL 6HOHFWLQJ DQG KROGLQJ RQ D ORFDWLRQ RQVFUHHQ
:D\SRLQW SODFHPHQW
3ODFLQJ D ZD\SRLQW
<RX FDQ SODFH D ZD\SRLQW RQ D PXOWLIXQFWLRQ GLVSOD\ ZLWK D
WRXFKVFUHHQ E\ IROORZLQJ WKH VWHSV EHORZ
)URP WKH FKDUW UDGDU RU ¿VK¿QGHU DSSOLFDWLRQ
 6HOHFW DQG KROG WKH UHTXLUHG ORFDWLRQ RQ VFUHHQ
7KH FRQWH[W PHQX LV GLVSOD\HG
 6HOHFW 3ODFH :D\SRLQW
7KH :D\SRLQW 6DYHG GLDORJ LV GLVSOD\HG
 6HOHFW WKH 6\PERO ¿HOG WR FKDQJH WKH V\PERO WKDW ZLOO
EH XVHG WR GLVSOD\ WKH ZD\SRLQW LQ WKH &KDUW RU 5DGDU
DSSOLFDWLRQ
 6HOHFW WKH 1DPH ¿HOG WR FKDQJH WKH QDPH RI WKH ZD\SRLQW
 6HOHFW WKH *URXS ¿HOG WR FKDQJH WKH JURXS WKDW WKH ZD\SRLQW
LV DVVLJQHG WR
 6HOHFW 2. WR FRQ¿UP WKH ZD\SRLQW GHWDLOV
1RWH ,I WKHUH LV QR XVHU LQWHUDFWLRQ ZLWK WKH :D\SRLQW VDYHG
GLDORJ IRU DSSUR[LPDWHO\  VHFRQGV WKHQ WKH ZD\SRLQW LV VDYHG
ZLWK WKH GHIDXOW VHWWLQJV DQG WKH GLDORJ LV FORVHG DXWRPDWLFDOO\
3ODFLQJ D ZD\SRLQW
)URP WKH FKDUW UDGDU RU ¿VK¿QGHU DSSOLFDWLRQ
 3RVLWLRQ WKH FXUVRU DW WKH UHTXLUHG SRVLWLRQ
 3UHVV WKH :37 EXWWRQ
7KH FRQWH[W PHQX LV GLVSOD\HG
 6HOHFW 3ODFH :D\SRLQW
7KH :D\SRLQW 6DYHG GLDORJ LV GLVSOD\HG
 6HOHFW WKH 6\PERO ¿HOG WR FKDQJH WKH V\PERO WKDW ZLOO
EH XVHG WR GLVSOD\ WKH ZD\SRLQW LQ WKH &KDUW RU 5DGDU
DSSOLFDWLRQ
 6HOHFW WKH 1DPH ¿HOG WR FKDQJH WKH QDPH RI WKH ZD\SRLQW
 6HOHFW WKH *URXS ¿HOG WR FKDQJH WKH JURXS WKDW WKH ZD\SRLQW
LV DVVLJQHG WR
 6HOHFW 2. WR FRQ¿UP WKH ZD\SRLQW GHWDLOV
1RWH ,I WKHUH LV QR XVHU LQWHUDFWLRQ ZLWK WKH :D\SRLQW VDYHG
GLDORJ IRU DSSUR[LPDWHO\  VHFRQGV WKHQ WKH ZD\SRLQW LV VDYHG
ZLWK WKH GHIDXOW VHWWLQJV DQG WKH GLDORJ LV FORVHG DXWRPDWLFDOO\
3ODFLQJ D ZD\SRLQW DW \RXU YHVVHOV SRVLWLRQ
,Q DGGLWLRQ WR SRVLWLRQDO LQIRUPDWLRQ D ZD\SRLQW SODFHG DW WKH
YHVVHO SRVLWLRQ ZLOO FDSWXUH WHPSHUDWXUH DQG VRXQGHG GHSWK
LQIRUPDWLRQ LI \RX KDYH WKH DSSURSULDWH VHQVRUV FRQQHFWHG WR
\RXU V\VWHP
)URP WKH FKDUW UDGDU RU ¿VK¿QGHU DSSOLFDWLRQ
 6HOHFW :37
7KH ZD\SRLQW PHQX LV GLVSOD\HG
 6HOHFW :37 DJDLQ RU VHOHFW 3ODFH :D\SRLQW $W 9HVVHO IURP
WKH PHQX
7KH :D\SRLQW 6DYHG GLDORJ LV GLVSOD\HG
 6HOHFW WKH 6\PERO ¿HOG WR FKDQJH WKH V\PERO WKDW ZLOO
EH XVHG WR GLVSOD\ WKH ZD\SRLQW LQ WKH &KDUW RU 5DGDU
DSSOLFDWLRQ
 6HOHFW WKH 1DPH ¿HOG WR FKDQJH WKH QDPH RI WKH ZD\SRLQW
 6HOHFW WKH *URXS ¿HOG WR FKDQJH WKH JURXS WKDW WKH ZD\SRLQW
LV DVVLJQHG WR
 6HOHFW 2. WR FRQ¿UP WKH ZD\SRLQW GHWDLOV
1RWH ,I WKHUH LV QR XVHU LQWHUDFWLRQ ZLWK WKH :D\SRLQW VDYHG
GLDORJ IRU DSSUR[LPDWHO\  VHFRQGV WKHQ WKH ZD\SRLQW LV VDYHG
ZLWK WKH GHIDXOW VHWWLQJV DQG WKH GLDORJ LV FORVHG DXWRPDWLFDOO\
:D\SRLQWV 5RXWHV DQG 7UDFNV 
3ODFLQJ D ZD\SRLQW DW D NQRZQ SRVLWLRQ
<RX FDQ SODFH D ZD\SRLQW DW D VSHFL¿HG ORFDWLRQ XVLQJ ODWLWXGH
DQG ORQJLWXGH FRRUGLQDWHV
 6HOHFW :37
 6HOHFW 3ODFH :D\SRLQW $W /DW/RQ
7KH ZD\SRLQW GHWDLOV GLDORJ LV GLVSOD\HG
 6HOHFW WKH 3RVLWLRQ ¿HOG
 (QWHU WKH /DWLWXGH/RQJLWXGH SRVLWLRQ
 6HOHFW 6$9(
 <RX FDQ DOVR HGLW WKH ZD\SRLQW V\PERO QDPH DQG JURXS E\
VHOHFWLQJ WKH UHOHYDQW ¿HOGV
 6HOHFW &ORVH RU %DFN WR FORVH WKH GLDORJ
:D\SRLQW JURXSV
:D\SRLQWV DUH RUJDQL]HG LQWR JURXSV %\ GHIDXOW DOO ZD\SRLQWV
DUH SODFHG LQ WKH ³816257('´ JURXS
1HZ ZD\SRLQW JURXSV FDQ EH FUHDWHG DQG HDFK ZD\SRLQW FDQ EH
DVVLJQHG WR D ZD\SRLQW JURXS )RU H[DPSOH \RX FRXOG FUHDWH D
ZD\SRLQW JURXS FDOOHG ³)LVKLQJ´ DQG SODFH DOO RI \RXU ZD\SRLQWV
ZKHUH \RX FDXJKW ¿VK LQWR WKDW JURXS
:D\SRLQW JURXSV FDQ EH PDQDJHG IURP WKH :D\SRLQW JURXSV OLVW
 6RUW %\ ² :D\SRLQW JURXSV FDQ EH VRUWHG E\ QDPH RU E\
GDWH E\ VHOHFWLQJ WKH 6RUW %\ ¿HOG
 8QVRUWHG ² %\ GHIDXOW QHZ ZD\SRLQWV DUH DGGHG WR WKH
816257(' ZD\SRLQW JURXS 6HOHFWLQJ WKH JURXS ZLOO
GLVSOD\ D OLVW RI DOO ZD\SRLQWV WKDW KDYH QRW EHHQ DVVLJQHG WR
D VSHFL¿F JURXS
 6HDUFK ² <RX FDQ VHDUFK IRU ZD\SRLQWV XVLQJ NH\ZRUGV
E\ VHOHFWLQJ 6HDUFK
 ,PSRUW([SRUW ² :D\SRLQWV FDQ EH H[SRUWHG WR RU LPSRUWHG
IURP D PLFUR6' FDUG E\ VHOHFWLQJ ,PSRUW([SRUW 5HIHU WR
 6DYLQJ XVHU GDWD DQG XVHU VHWWLQJV IRU GHWDLOV
 $OO ZD\SRLQWV ² 6HOHFWLQJ $// :$<32,176 GLVSOD\V D OLVW
RI DOO ZD\SRLQWV VDYHG RQ \RXU V\VWHP
 :D\SRLQW *URXSV ² $OO ZD\SRLQW JURXSV DUH GLVSOD\HG LQ
WKH OLVW
 1HZ *URXS ² $ QHZ ZD\SRLQW JURXS FDQ EH DGGHG E\
VHOHFWLQJ 1HZ *URXS
 1HZ :D\SRLQW ² 1HZ ZD\SRLQWV FDQ EH DGGHG PDQXDOO\
E\ VHOHFWLQJ 1HZ :D\SRLQW
 6KRZ+LGH ² <RX FDQ FKRRVH ZKLFK ZD\SRLQW JURXSV DUH
GLVSOD\HG DQG ZKLFK JURXSV DUH KLGGHQ E\ VHOHFWLQJ WKH
UHOHYDQW JURXS IURP WKH OLVW DQG WKHQ VHOHFWLQJ 6KRZ+LGH
6HOHFWLQJ D ZD\SRLQWV JURXS IURP WKH OLVW GLVSOD\V D OLVW RI DOO
ZD\SRLQWV LQ WKDW JURXS $GGLWLRQDO IXQFWLRQV DUH DYDLODEOH WR
KHOS PDQDJH \RXU ZD\SRLQWV
 6RUW %\ ² 6RUW ZD\SRLQWV E\ 1DPH 5DQJH 6\PERO RU
'DWH
 6HDUFK ² 6HDUFK IRU ZD\SRLQWV XVLQJ NH\ZRUGV
 ([SRUW ² ([SRUWV WKH ZD\SRLQW JURXS FXUUHQWO\ GLVSOD\HG WR
D PHPRU\ FDUG
 :D\SRLQW JURXS ² 7KLV LV WKH FXUUHQWO\ VHOHFWHG ZD\SRLQW
JURXS
 5HQDPH *URXS ² 5HQDPH WKH FXUUHQW JURXS
 (UDVH :SWV ² (UDVH DOO ZD\SRLQWV LQ WKH JURXS
 0RYH :SWV ² 0RYH DOO ZD\SRLQWV LQ WKH JURXS
 $VVLJQ 6\PERO ² $VVLJQ D QHZ V\PERO WR DOO ZD\SRLQWV
LQ WKH JURXS
'LVSOD\LQJ WKH ZD\SRLQW JURXS OLVW
)URP DQ\ DSSOLFDWLRQ
 6HOHFW :37
 6HOHFW :D\SRLQWV
7KH ZD\SRLQW JURXS OLVW LV GLVSOD\HG
0DNLQJ D QHZ ZD\SRLQW JURXS
:LWK WKH :D\SRLQW *URXS /LVW GLVSOD\HG
 6HOHFW 1HZ *URXS
7KH RQVFUHHQ NH\ERDUG LV GLVSOD\HG
 8VH WKH RQVFUHHQ NH\ERDUG WR HQWHU WKH UHTXLUHG QDPH IRU
WKH QHZ JURXS
 VHOHFW 6$9(
5HQDPLQJ D ZD\SRLQW JURXS
:LWK WKH :D\SRLQW JURXS OLVW GLVSOD\HG
 6HOHFW WKH JURXS \RX ZDQW WR UHQDPH
*URXS GHWDLOV DUH GLVSOD\HG
 6HOHFW 5HQDPH *URXS
7KH RQVFUHHQ NH\ERDUG LV GLVSOD\HG
 8VLQJ WKH RQVFUHHQ NH\ERDUG FKDQJH WKH JURXS QDPH DV
UHTXLUHG
 6HOHFW 6$9(
$VVLJQLQJ D QHZ V\PERO WR D ZD\SRLQW JURXS
<RX FDQ DVVLJQ D QHZ ZD\SRLQW V\PERO WR DOO WKH ZD\SRLQWV LQ D
JURXS
)URP WKH :D\SRLQW JURXS OLVW
 6HOHFW WKH JURXS WKDW \RX ZDQW WR DVVLJQ D QHZ ZD\SRLQW
V\PERO WR
$ JURXS GHWDLOV OLVW LV GLVSOD\HG VKRZLQJ DOO ZD\SRLQWV LQ WKH
VHOHFWHG JURXS
 D 6HULHV  F 6HULHV  H 6HULHV
 6HOHFW $VVLJQ 6\PERO
$ OLVW RI DOO DYDLODEOH V\PEROV LV GLVSOD\HG
 6HOHFW WKH V\PERO WKDW \RX ZDQW WR XVH IRU WKH ZD\SRLQWV
LQ WKH VHOHFWHG JURXS
$ FRQ¿UPDWLRQ GLDORJ LV GLVSOD\HG
 6HOHFW <HV WR DSSO\ WKH QHZ V\PEROV WR WKH ZD\SRLQWV RU
VHOHFW 1R WR FDQFHO
0RYLQJ D ZD\SRLQW WR D GLIIHUHQW JURXS
:LWK WKH :D\SRLQWV JURXS OLVW GLVSOD\HG
 6HOHFW $// :$<32,176
$ OLVW RI DOO ZD\SRLQWV FXUUHQWO\ RQ \RXU V\VWHP LV GLVSOD\HG
 6HOHFW WKH ZD\SRLQW \RX ZDQW WR PRYH
7KH ZD\SRLQW GHWDLOV SDJH LV GLVSOD\HG
 6HOHFW WKH *URXS ¿HOG
$ OLVW RI DOO JURXSV LV GLVSOD\HG
 6HOHFW WKH *URXS WKDW \RX ZDQW WR PRYH WKH ZD\SRLQW WR RU
 6HOHFW &UHDWH 1HZ *URXS WR PRYH WKH ZD\SRLQW WR D QHZ
JURXS
7KH ZD\SRLQW LV PRYHG WR WKH VHOHFWHG JURXS
0RYLQJ DOO ZD\SRLQWV LQ D JURXS WR D GLIIHUHQW JURXS
<RX FDQ PRYH DOO ZD\SRLQWV LQ D JURXS WR D GLIIHUHQW JURXS
:LWK WKH :D\SRLQWV JURXS OLVW GLVSOD\HG
 6HOHFW WKH *URXS WKDW FRQWDLQV WKH ZD\SRLQWV \RX ZDQW WR
PRYH
 6HOHFW 0RYH :SWV
$ OLVW RI DOO JURXSV LV GLVSOD\HG
 6HOHFW WKH JURXS IURP WKH OLVW WKDW \RX ZDQW WR PRYH WKH
ZD\SRLQWV WRR
$ FRQ¿UPDWLRQ GLDORJ LV GLVSOD\HG
 6HOHFW <HV WR PRYH WKH ZD\SRLQWV RU 1R WR FDQFHO
7KH ZD\SRLQWV KDYH QRZ EHHQ PRYHG WR WKH QHZ JURXS
(UDVLQJ DOO ZD\SRLQWV LQ D JURXS
<RX FDQ HUDVH DOO ZD\SRLQWV LQ D VHOHFWHG JURXS
:LWK WKH ZD\SRLQW JURXSV OLVW GLVSOD\HG
 6HOHFW WKH JURXS WKDW FRQWDLQ WKH ZD\SRLQWV \RX ZDQW WR
HUDVH
$ OLVW LV GLVSOD\HG VKRZLQJ DOO ZD\SRLQWV LQ WKH VHOHFWHG
JURXS
 6HOHFW (UDVH :SWV
$ FRQ¿UPDWLRQ GLDORJ LV GLVSOD\HG
 6HOHFW <HV WR HUDVH DOO ZD\SRLQWV LQ WKH JURXS RU 1R WR
FDQFHO
$OO RI WKH ZD\SRLQWV LQ WKH VHOHFWHG JURXS DUH HUDVHG IURP WKH
V\VWHP DQG WKH JURXS ZLOO QRZ EH HPSW\
(UDVLQJ D ZD\SRLQW JURXS
%HIRUH \RX FDQ HUDVH D ZD\SRLQW JURXS \RX PXVW PRYH RU HUDVH
DOO WKH ZD\SRLQWV DVVLJQHG WR WKDW JURXS
:LWK WKH :D\SRLQW *URXS GLVSOD\HG
 6HOHFW WKH ZD\SRLQW JURXS WKDW \RX ZDQW WR HUDVH
 6HOHFW (UDVH *URXS
7KH JURXS LV GHOHWHG IURP WKH V\VWHP
:D\SRLQW LQIRUPDWLRQ
:KHQ \RX FUHDWH D ZD\SRLQW WKH V\VWHP DVVLJQV LQIRUPDWLRQ
UHJDUGLQJ WKH ORFDWLRQ PDUNHG <RX FDQ YLHZ DQG HGLW WKH GHWDLOV
RI DQ\ ZD\SRLQW WKDW KDV EHHQ FUHDWHG DQG VWRUHG
7KH IROORZLQJ LQIRUPDWLRQ LV DVVLJQHG RU FDSWXUHG IRU HDFK
ZD\SRLQW
6\PERO D GHIDXOW V\PERO LV DVVLJQHG RU \RX FDQ VHOHFW DQ
DOWHUQDWLYH
1DPH D GHIDXOW QDPH LV DVVLJQHG RU \RX FDQ VHOHFW DQ
DOWHUQDWLYH
3RVLWLRQ /DWLWXGH DQG /RQJLWXGH RI WKH ZD\SRLQW
%HDULQJ DQG 5DQJH %HDULQJ DQG UDQJH IURP YHVVHO
7HPSHUDWXUH UHTXLUHV DSSURSULDWH VHQVRU RQO\ IRU ZD\SRLQWV
FDSWXUHG DW WKH YHVVHO SRVLWLRQ
'HSWK UHTXLUHV DSSURSULDWH VHQVRU RQO\ IRU ZD\SRLQWV
FDSWXUHG DW WKH YHVVHO SRVLWLRQ
'DWH DQG WLPH
&RPPHQW \RX FDQ DGG \RXU RZQ WH[W FRPPHQWV WR D
ZD\SRLQW
)URP WKH ZD\SRLQW LQIRUPDWLRQ SDJH \RX FDQ DOVR SHUIRUP WKH
IROORZLQJ DFWLRQV
*RWR 6WDUW DFWLYH QDYLJDWLRQ WR WKH ZD\SRLQW
6KRZ RQ &KDUW 6KRZ WKH ZD\SRLQW ORFDWLRQ LQ WKH FKDUW
DSSOLFDWLRQ
'HOHWH 'HOHWH WKH ZD\SRLQW IURP WKH ZD\SRLQWV OLVW
'LVSOD\LQJ WKH ZD\SRLQW OLVW
)URP DQ\ DSSOLFDWLRQ
 6HOHFW :37
 6HOHFW :D\SRLQW /LVW
7KH ZD\SRLQW OLVW LV GLVSOD\HG
1RWH 7KH ZD\SRLQW OLVW FDQ DOVR EH DFFHVVHG GLUHFWO\ IURP
WKH +RPHVFUHHQ E\ VHOHFWLQJ :37 RU E\ JRLQJ WR WKH 0\
'DWD PHQX DQG VHOHFWLQJ :D\SRLQW /LVW
(GLWLQJ ZD\SRLQW GHWDLOV
:LWK WKH :D\SRLQW /LVW GLVSOD\HG
 6HOHFW WKH ZD\SRLQW \RX ZDQW WR HGLW
7KH ZD\SRLQW LQIRUPDWLRQ SDJH LV GLVSOD\HG
 6HOHFW WKH ¿HOG \RX ZDQW WR HGLW
 8VH WKH RQVFUHHQ NH\ERDUG WR PDNH WKH FKDQJHV WKHQ
VHOHFW WKH RQVFUHHQ NH\ERDUGV 6$9( EXWWRQ
(GLWLQJ D ZD\SRLQW XVLQJ WKH FRQWH[W PHQX
:LWK WKH DSSOLFDWLRQ SDJH GLVSOD\HG
 6HOHFW WKH ZD\SRLQW V\PERO RQVFUHHQ
7KH ZD\SRLQW FRQWH[W PHQX LV GLVSOD\HG
 6HOHFW (GLW :D\SRLQW
7KH HGLW ZD\SRLQW GLDORJ LV GLVSOD\HG
 6HOHFW WKH ¿HOG \RX ZDQW WR HGLW
 8VH WKH RQVFUHHQ NH\ERDUG WR PDNH WKH FKDQJHV DQG WKHQ
VHOHFW WKH RQVFUHHQ NH\ERDUGV 6$9( NH\
:D\SRLQWV 5RXWHV DQG 7UDFNV 
0RYLQJ ZD\SRLQWV
0RYLQJ D ZD\SRLQW XVLQJ WKH FRQWH[W PHQX
:LWK WKH DSSOLFDWLRQ SDJH GLVSOD\HG
 6HOHFW WKH ZD\SRLQW V\PERO RQVFUHHQ
7KH ZD\SRLQW FRQWH[W PHQX LV GLVSOD\HG
 6HOHFW 0RYH :D\SRLQW
 6HOHFW WKH QHZ SRVLWLRQ IRU WKH ZD\SRLQW
0RYLQJ D ZD\SRLQW E\ HQWHULQJ QHZ FRRUGLQDWHV
:LWK WKH :D\SRLQW /LVW GLVSOD\HG
 6HOHFW $OO :D\SRLQWV
 6HOHFW WKH UHOHYDQW ZD\SRLQW
7KH ZD\SRLQW LQIRUPDWLRQ SDJH LV GLVSOD\HG
 6HOHFW WKH 3RVLWLRQ ¿HOG
 8VH WKH RQVFUHHQ NH\ERDUG WR PDNH WKH FKDQJHV DQG WKHQ
VHOHFW WKH RQVFUHHQ NH\ERDUGV 6$9( NH\
(UDVLQJ ZD\SRLQWV
(UDVLQJ D ZD\SRLQW XVLQJ WKH FRQWH[W PHQX
:LWK WKH DSSOLFDWLRQ SDJH GLVSOD\HG
 6HOHFW WKH ZD\SRLQW V\PERO RQVFUHHQ
7KH ZD\SRLQW FRQWH[W PHQX LV GLVSOD\HG
 6HOHFW (UDVH :D\SRLQW
7KH HUDVH ZD\SRLQW SRS XS PHVVDJH LV GLVSOD\HG
 6HOHFW <HV WR FRQ¿UP RU 1R WR FDQFHO
(UDVLQJ D ZD\SRLQW XVLQJ WKH ZD\SRLQW OLVW
:LWK WKH :D\SRLQW /LVW GLVSOD\HG
 6HOHFW $OO :D\SRLQWV
 6HOHFW WKH ZD\SRLQW \RX ZDQW WR HUDVH
7KH ZD\SRLQW LQIRUPDWLRQ SDJH LV GLVSOD\HG
 6HOHFW (UDVH
7KH HUDVH ZD\SRLQW SRS XS PHVVDJH LV GLVSOD\HG
 6HOHFW <HV WR FRQ¿UP RU 1R WR FDQFHO
(UDVLQJ DOO ZD\SRLQWV
)URP WKH KRPHVFUHHQ
 6HOHFW 0\ 'DWD
 6HOHFW ,PSRUW([SRUW
 6HOHFW (UDVH )URP 6\VWHP
 6HOHFW (UDVH :D\SRLQWV )URP 6\VWHP
$ OLVW RI DOO ZD\SRLQW JURXSV LV GLVSOD\HG
 6HOHFW (UDVH $OO
7KH FRQ¿UP GHOHWH SRS XS PHVVDJH LV GLVSOD\HG
 6HOHFW <HV WR FRQ¿UP RU 1R WR FDQFHO
:D\SRLQW VHDUFK
7KH ZD\SRLQW VHDUFK IHDWXUH DOORZV \RX WR VHDUFK IRU ZD\SRLQWV
RQ \RXU V\VWHP
7KH VHDUFK IHDWXUH LV DYDLODEOH E\ VHOHFWLQJ 6HDUFK IURP WKH
:D\SRLQWV OLVW
:D\SRLQWV FDQ EH VHDUFKHG IRU E\
1DPH RU NH\ZRUG
 6\PERO
 $UHD
)URP WKH VHDUFK UHVXOWV \RX FDQ HUDVH DOO WKH ZD\SRLQWV LQ WKH
VHDUFK OLVW PRYH WKHP WR DQ H[LVWLQJ RU QHZ ZD\SRLQW JURXS RU
DVVLJQ DOO RI WKH ZD\SRLQWV WKH VDPH ZD\SRLQW V\PERO
6HDUFKLQJ IRU ZD\SRLQWV E\ QDPH RU NH\ZRUG
:D\SRLQWV FDQ EH VHDUFKHG IRU E\ QDPH RU NH\ZRUG
)URP WKH :D\SRLQWV OLVW
 6HOHFW 6HDUFK
7KH VHDUFK SDJH LV GLVSOD\HG
 8VH WKH RQVFUHHQ NH\ERDUG WR HQWHU WKH ZD\SRLQW QDPH RU
NH\ZRUG
 6HOHFW 6HDUFK
7KH VHDUFK UHVXOWV DUH GLVSOD\HG
 6HOHFW (UDVH :SWV WR HUDVH WKH OLVW RI ZD\SRLQWV IURP \RXU
V\VWHP RU
 6HOHFW 0RYH :SWV WR PRYH WKH ZD\SRLQWV WR D QHZ RU
H[LVWLQJ JURXS RU
 6HOHFW $VVLJQ 6\PERO WR DVVLJQ D QHZ V\PERO WR DOO WKH
ZD\SRLQWV LQ WKH VHDUFK UHVXOWV OLVW
<RX FDQ DOVR VHOHFW D ZD\SRLQW IURP WKH OLVW WR YLHZ LWV GHWDLOV RU
LI DFFHVVHG IURP WKH &KDUW DSSOLFDWLRQ VHW D JRWR RU GLVSOD\ WKH
ZD\SRLQW LQ WKH &KDUW DSSOLFDWLRQ
6HDUFKLQJ IRU ZD\SRLQWV E\ V\PERO
:D\SRLQWV FDQ EH VHDUFKHG IRU E\ ZD\SRLQW V\PERO
)URP WKH :D\SRLQWV OLVW
 6HOHFW 6HDUFK
7KH VHDUFK SDJH LV GLVSOD\HG
 6HOHFW 6\PERO
7KH ZD\SRLQWV V\PERO OLVW LV GLVSOD\HG
 6HOHFW WKH V\PERO WKDW LV DVVLJQHG WR WKH ZD\SRLQWV \RX
ZDQW WR VHDUFK IRU
$ OLVW RI DOO ZD\SRLQWV XVLQJ WKH VHOHFWHG V\PERO LV GLVSOD\HG
 D 6HULHV  F 6HULHV  H 6HULHV
 6HOHFW (UDVH :SWV WR HUDVH WKH OLVW RI ZD\SRLQWV IURP \RXU
V\VWHP RU
 6HOHFW 0RYH :SWV WR PRYH WKH ZD\SRLQWV WR D QHZ RU
H[LVWLQJ JURXS RU
 6HOHFW $VVLJQ 6\PERO WR DVVLJQ D QHZ V\PERO WR DOO WKH
ZD\SRLQWV LQ WKH VHDUFK UHVXOWV OLVW
<RX FDQ DOVR VHOHFW D ZD\SRLQW IURP WKH OLVW WR YLHZ LWV GHWDLOV RU
LI DFFHVVHG IURP WKH &KDUW DSSOLFDWLRQ VHW D JRWR RU GLVSOD\ WKH
ZD\SRLQW LQ WKH &KDUW DSSOLFDWLRQ
6HDUFKLQJ IRU ZD\SRLQWV E\ DUHD
:D\SRLQWV FDQ EH VHDUFKHG IRU E\ VHOHFWLQJ DQ DUHD LQ WKH &KDUW
DSSOLFDWLRQ
)URP WKH &KDUW DSSOLFDWLRQ
 6HOHFW 0HQX
 6HOHFW 0\ 'DWD
 6HOHFW :D\SRLQWV
7KH ZD\SRLQWV OLVW LV GLVSOD\HG
 6HOHFW 6HDUFK
7KH VHDUFK SDJH LV GLVSOD\HG
 6HOHFW $UHD
7KH &KDUW DSSOLFDWLRQ LV GLVSOD\HG ZLWK WKH DUHD VHDUFK PHQX
RSHQ
 6HOHFW WKH ORFDWLRQ IRU WKH ¿UVW FRUQHU SRLQW RI WKH VHDUFK DUHD
 6HOHFW WKH ORFDWLRQ IRU WKH RSSRVLWH FRUQHU RI WKH VHDUFK DUHD
$ ER[ LV GUDZQ RQ WKH VFUHHQ ZKLFK FRYHUV WKH VHOHFWHG DUHD
,I WKH ER[ LV GUDZQ LQ WKH ZURQJ SODFH \RX FDQ GUDZ D QHZ
DUHD E\ VHOHFWLQJ  QHZ FRUQHU SRLQWV
 6HOHFW 6HDUFK IURP WKH PHQX
$ OLVW RI DOO ZD\SRLQWV LQ WKH VHOHFWHG DUHD LV GLVSOD\HG
 6HOHFW (UDVH :SWV WR HUDVH WKH OLVW RI ZD\SRLQWV IURP \RXU
V\VWHP RU
6HOHFW 0RYH :SWV WR PRYH WKH ZD\SRLQWV WR D QHZ RU
H[LVWLQJ JURXS RU
 6HOHFW $VVLJQ 6\PERO WR DVVLJQ D QHZ V\PERO WR DOO WKH
ZD\SRLQWV LQ WKH VHDUFK UHVXOWV OLVW
<RX FDQ DOVR VHOHFW D ZD\SRLQW IURP WKH OLVW WR YLHZ LWV GHWDLOV
VHW D JRWR RU GLVSOD\ WKH ZD\SRLQW LQ WKH &KDUW DSSOLFDWLRQ
:D\SRLQW V\PEROV
$ 5DQJH RI ZD\SRLQW V\PEROV DUH DYDLODEOH WKDW FDQ EH XVHG WR
UHSUHVHQW GLIIHUHQW ZD\SRLQW W\SHV
%ODFN &URVV 5HG &URVV
%ODFN &LUFOH 5HG &LUFOH
%ODFN 6TXDUH 5HG 6TXDUH
%ODFN 7ULDQJOH 5HG 7ULDQJOH
%OXH &URVV *UHHQ &URVV
%OXH &LUFOH *UHHQ &LUFOH
%OXH 6TXDUH *UHHQ 6TXDUH
%OXH 7ULDQJOH *UHHQ 7ULDQJOH
$QFKRU :UHFN
%XR\
)XHO
7RLOHWV 5HVWDXUDQW
5DPS &DXWLRQ
*UHHQ UDFHPDUN
DQWLFORFNZLVH
*UHHQ 5DFHPDUN
FORFNZLVH
<HOORZ UDFHPDUN
DQWLFORFNZLVH
<HOORZ 5DFHPDUN
FORFNZLVH
:D\SRLQWV 5RXWHV DQG 7UDFNV 
5HG UDFHPDUN
DQWLFORFNZLVH
5HG 5DFHPDUN
FORFNZLVH
0DUNHU 5HVWULFWLRQ
%RWWRP 0DUN 7RS 0DUN
5RXWH 6WDUW 5RXWH (QG
'LYHU 'RZQ 'LYHU 'RZQ 
2LO 5LJ )LOOHG &LUFOH
)$' )LVK $WWUDFWLQJ
'HYLFH
&RQFUHWH 5XEEOH
6HDZHHG 2\VWHU
*UHHQ &DQ *UHHQ 1XQ
5HG &DQ 5HG 1XQ
<HOORZ &DQ <HOORZ 1XQ
)LVK 7UDS %UXVKSLOH
3UHIHUUHG 0DUNV 3RVW
/HGJH )LVK
)LVK  6WDU )LVK  6WDU
)LVK  6WDU 6FKRRO )LVK
/REVWHU 6PDOO )LVK
5RFNV 5HHI
3ULYDWH 5HHI 3XEOLF 5HHI
'ROSKLQ 6KDUN
%LOO¿VK 7DQN
5HHI %DOO 6DLOERDW
6SRUWV¿VKHU 7UDZOHU
6ZLPPHU 0DUWLQL
7UHH 7RZHU
+LOO RU 3HDN %ULGJH
$LUSODQH &DU
6NXOO 'LDPRQG 7
'LDPRQG 4XDUWHU
)LOOHG 7ULDQJOH
6KRZLQJ DQG KLGLQJ ZD\SRLQW JURXSV
)URP WKH FKDUW RU UDGDU DSSOLFDWLRQ
 6HOHFW :37
 6HOHFW 'LVSOD\ :SWV RQ &KDUW RU 'LVSOD\ :SWV RQ 5DGDU
GHSHQGLQJ RQ WKH DSSOLFDWLRQ \RX KDYH RSHQ
7KH 6KRZ+LGH ZD\SRLQWV OLVW LV GLVSOD\HG
 D 6HULHV  F 6HULHV  H 6HULHV
,Q WKH H[DPSOH DERYH WKH 'D\ 7ULS JURXS ZLOO QRW EH GLVSOD\HG
LQ WKH &KDUW DSSOLFDWLRQ
 6HOHFW 6RUW E\ WR VZLWFK EHWZHHQ *URXSV DQG 6\PEROV
$ OLVW RI 6\PEROV RU *URXSV LV GLVSOD\HG
 6HOHFW WKH *URXS RU 6\PERO IURP WKH OLVW WKDW \RX ZDQW WR
VKRZ RU KLGH
,I 6KRZ LV GLVSOD\HG LQ WKH OLVW WKHQ WKH JURXS RU V\PEROV ZLOO
EH GLVSOD\HG LI +LGH LV GLVSOD\HG LQ WKH OLVW WKHQ WKH JURXS RU
V\PEROV DUH QRW GLVSOD\HG LQ WKH DSSOLFDWLRQ
 5HSHDW 6WHS  IRU HDFK ZD\SRLQW JURXS RU V\PERO W\SH \RX
ZDQW WR VKRZ RU KLGH
 $OWHUQDWLYHO\ WR VKRZ RU KLGH DOO ZD\SRLQWV VHOHFW 6KRZ $OO RU
+LGH $OO WR VKRZ RU KLGH DOO ZD\SRLQWV
7KH OLVW RI ZD\SRLQWV DQG V\PEROV FDQ DOVR EH DFFHVVHG IURP
WKH DSSOLFDWLRQ PHQX
&KDUW DSSOLFDWLRQ 0HQX ! 0\ 'DWD ! :D\SRLQWV
5DGDU DSSOLFDWLRQ 0HQX ! 3UHVHQWDWLRQ ! 6HOHFW :37V 7R
'LVSOD\
 5RXWHV
$ URXWH LV D VHULHV RI ZD\SRLQWV W\SLFDOO\ XVHG WR DVVLVW ZLWK
SDVVDJH SODQQLQJ DQG QDYLJDWLRQ
$ URXWH LV GLVSOD\HG RQ VFUHHQ DV D VHULHV RI ZD\SRLQWV OLQNHG
E\ D OLQH
5RXWH IHDWXUHV
7KHUH DUH D UDQJH RI URXWH IHDWXUHV IRU EXLOGLQJ QDYLJDWLQJ DQG
PDQDJLQJ URXWHV
7KH URXWH IHDWXUHV DOORZ \RX WR
%XLOG DQG VDYH D URXWH IRU XVH ZKHQ UHTXLUHG VWRUHG LQ WKH
URXWH OLVW
1DYLJDWH IROORZ URXWHV
0DQDJH DQG HGLW URXWHV VWRUHG RQ WKH V\VWHP
%XLOG D URXWH IURP DQ H[LVWLQJ WUDFN
5RXWH IHDWXUHV DUH DFFHVVHG IURP WKH FKDUW DSSOLFDWLRQ
E\ VHOHFWLQJ DQ H[LVWLQJ URXWH
E\ XVLQJ WKH %XLOG 5RXWH RSWLRQ IURP WKH FKDUW FRQWH[W PHQX
E\ XVLQJ WKH &KDUW DSSOLFDWLRQ PHQX 0HQX ! 1DYLJDWH !
)ROORZ 5RXWH RU %XLOG 5RXWH
1RWH 7KH 5RXWH /LVW FDQ DOVR EH DFFHVVHG IURP WKH
KRPHVFUHHQ E\ VHOHFWLQJ 0\ 'DWD DQG WKHQ 5RXWHV
5RXWH EXLOGLQJ
$ URXWH FDQ FRQVLVW RI D FRPELQDWLRQ RI
1HZ ZD\SRLQWV
H[LVWLQJ ZD\SRLQWV
DQ H[LVWLQJ WUDFN
$V HDFK ZD\SRLQW LV DGGHG LW LV DVVLJQHG DQ LQGH[ QXPEHU
FRUUHVSRQGLQJ WR LWV SRVLWLRQ LQ WKH URXWH DQG GUDZQ RQ WKH FKDUW
XVLQJ WKH FXUUHQWO\ VSHFL¿HG V\PERO 7KH IROORZLQJ VKRXOG EH
QRWHG
:KHQ D URXWH LV EHLQJ EXLOW LW LV QRW DFWLYH DQG GRHV QRW DIIHFW
DQ\ FXUUHQW QDYLJDWLRQ
<RX FDQQRW VDYH D QHZ URXWH LI DQ\ RI WKH ZD\SRLQWV ZLWKLQ
LW DUH FXUUHQWO\ DFWLYH
%XLOGLQJ D URXWH
<RX FDQ EXLOG D URXWH RQ D WRXFKVFUHHQ PXOWLIXQFWLRQ GLVSOD\
E\ IROORZLQJ WKH VWHSV EHORZ
)URP WKH FKDUW DSSOLFDWLRQ
 6HOHFW DQG KROG D ORFDWLRQ RQ VFUHHQ
7KH FKDUW FRQWH[W PHQX LV GLVSOD\HG
:D\SRLQWV 5RXWHV DQG 7UDFNV 
 6HOHFW %XLOG 5RXWH
7KH EXLOG URXWH PHQX LV GLVSOD\HG
 6HOHFW D ORFDWLRQ RQ VFUHHQ WR EH WKH VWDUWLQJ SRVLWLRQ
 6HOHFW UHOHYDQW ORFDWLRQV WR SODFH VXEVHTXHQW ZD\SRLQWV LQ
RUGHU
7KH URXWH LV VDYHG DQG GLVSOD\HG DV HDFK ZD\SRLQW LV SODFHG
 :KHQ FRPSOHWH VHOHFW )LQLVK %XLOG
7KH ¿QLVK URXWH EXLOG SRS XS PHVVDJH LV GLVSOD\HG
 6HOHFW )ROORZ WR LPPHGLDWHO\ IROORZ WKH URXWH RU
 6HOHFW (GLW WR FKDQJH WKH URXWH QDPH RU FKDQJH WKH URXWH
FRORU RU
 6HOHFW ([LW WR VDYH WKH URXWH DQG UHWXUQ WR WKH FKDUW
DSSOLFDWLRQ
1RWH ,I \RX SODFH D ZD\SRLQW DW WKH ZURQJ SRVLWLRQ VHOHFW
8QGR :D\SRLQW IURP WKH 5RXWH 0HQX
%XLOGLQJ D URXWH
)URP WKH FKDUW DSSOLFDWLRQ
 6HOHFW 0HQX
 6HOHFW 1DYLJDWH
 6HOHFW %XLOG 5RXWH
7KH EXLOG URXWH PHQX LV GLVSOD\HG
 6HOHFW 3ODFH :SW
 8VLQJ WKH -R\VWLFN VHOHFW D ORFDWLRQ RQ VFUHHQ
 3UHVV WKH 2N EXWWRQ WR SODFH WKH ¿UVW ZD\SRLQW LQ WKH URXWH
 8VH WKH -R\VWLFN DQG WKH 2N EXWWRQ WR SODFH VXEVHTXHQW
ZD\SRLQWV
7KH URXWH LV VDYHG DQG GLVSOD\HG DV HDFK ZD\SRLQW LV SODFHG
 :KHQ \RXU URXWH LV FRPSOHWH VHOHFW )LQLVK %XLOG
7KH ¿QLVK URXWH EXLOG SRS XS PHVVDJH LV GLVSOD\HG
 6HOHFW )ROORZ WR LPPHGLDWHO\ IROORZ WKH URXWH RU
6HOHFW (GLW WR FKDQJH WKH URXWH QDPH RU FKDQJH WKH URXWH
FRORU RU
 6HOHFW ([LW WR VDYH WKH URXWH DQG UHWXUQ WR WKH FKDUW
DSSOLFDWLRQ
1RWH ,I \RX SODFH D ZD\SRLQW DW WKH ZURQJ SRVLWLRQ VHOHFW
8QGR :D\SRLQW
%XLOGLQJ D URXWH XVLQJ WKH ZD\SRLQW OLVW
)URP WKH FKDUW DSSOLFDWLRQ
 6HOHFW 0HQX
 6HOHFW 1DYLJDWH
 6HOHFW %XLOG 5RXWH
7KH EXLOG URXWH PHQX LV GLVSOD\HG
 6HOHFW 8VH :37 /LVW
7KH ZD\SRLQW OLVW LV GLVSOD\HG
 6HOHFW WKH UHTXLUHG ZD\SRLQW
<RX ZLOO EH WDNHQ EDFN WR WKH EXLOG URXWH PHQX
 $GG VXEVHTXHQW ZD\SRLQWV WR WKH URXWH
7KH URXWH LV VDYHG DQG GLVSOD\HG DV HDFK ZD\SRLQW LV SODFHG
 :KHQ \RXU URXWH LV FRPSOHWH VHOHFW )LQLVK %XLOG
7KH ¿QLVK URXWH EXLOG SRS XS PHVVDJH LV GLVSOD\HG
 6HOHFW )ROORZ WR LPPHGLDWHO\ IROORZ WKH URXWH RU
 6HOHFW (GLW WR FKDQJH WKH URXWH QDPH RU FKDQJH WKH URXWH
FRORU RU
6HOHFW ([LW WR VDYH WKH URXWH DQG UHWXUQ WR WKH FKDUW
DSSOLFDWLRQ
1RWH ,I \RX VHOHFW WKH ZURQJ ZD\SRLQW VHOHFW 8QGR
:D\SRLQW IURP WKH URXWH PHQX
$GMXVWLQJ FKDUW UDQJH ZKLOH EXLOGLQJ D URXWH
)URP WKH %XLOG 5RXWH PHQX
 8VH WKH RQVFUHHQ 5DQJH ,Q DQG 5DQJH 2XW LFRQV WR UDQJH
LQ DQG RXW RI WKH FKDUW
$GMXVWLQJ WKH FKDUW UDQJH ZKLOH EXLOGLQJ D URXWH
)URP WKH %XLOG 5RXWH PHQX
 8VH WKH 5DQJH ,Q DQG 5DQJH 2XW EXWWRQV WR UDQJH LQ DQG
RXW RI WKH FKDUW
%XLOG D URXWH IURP D WUDFN
<RX FDQ FUHDWH D URXWH IURP D UHFRUGHG WUDFN
:KHQ D WUDFN LV FRQYHUWHG WKH V\VWHP FUHDWHV WKH FORVHVW URXWH
WKURXJK WKH UHFRUGHG WUDFN XVLQJ WKH PLQLPXP QXPEHU RI
ZD\SRLQWV (DFK ZD\SRLQW FUHDWHG ZLOO EH VDYHG ZLWK WKH GHSWK
DQG WHPSHUDWXUH GDWD LI DSSOLFDEOH IRU WKDW SRVLWLRQ
1RWH ,I D WUDFN EUHDN RFFXUV RQO\ WKH ODVW VHJPHQW LV
FRQYHUWHG WR D URXWH
%XLOGLQJ D URXWH IURP D WUDFN
)URP WKH 7UDFN /LVW
DFFHVVHG IURP WKH KRPHVFUHHQ 0\ 'DWD ! 7UDFNV
DFFHVVHG IURP WKH FKDUW DSSOLFDWLRQ 0HQX ! 0\ 'DWD !
7UDFNV
 6HOHFW WKH 7UDFN \RX ZDQW WR FRQYHUW WR D URXWH
7KH WUDFN RSWLRQV GLDORJ LV GLVSOD\HG
 6HOHFW &UHDWH 5RXWH )URP 7UDFN
2Q FRPSOHWLRQ WKH PD[LPXP GHYLDWLRQ RI WKH URXWH IURP WKH
UHFRUGHG WUDFN LV GLVSOD\HG LQ D GLDORJ DQG WKH QHZ URXWH LV
DGGHG WR WKH URXWH OLVW ,W FDQ QRZ EH GLVSOD\HG HGLWHG DQG
HUDVHG HWF LQ WKH VDPH ZD\ DV RWKHU URXWHV LQ WKH V\VWHP
 6HOHFW 2N WR FRQ¿UP
 6HOHFW (GLW WR FKDQJH WKH QDPH DQG OLQH FRORU RI WKH FUHDWHG
URXWH
%XLOGLQJ D URXWH IURP D WUDFN GLVSOD\HG RQ WKH FKDUW
)URP WKH FKDUW DSSOLFDWLRQ
 6HOHFW WKH UHTXLUHG WUDFN
7KH WUDFN FRQWH[W PHQX LV GLVSOD\HG
 6HOHFW &UHDWH 5RXWH )URP 7UDFN
2Q FRPSOHWLRQ WKH PD[LPXP GHYLDWLRQ RI WKH URXWH IURP WKH
UHFRUGHG WUDFN LV GLVSOD\HG LQ D SRS XS PHVVDJH DQG WKH
QHZ URXWH LV DGGHG WR WKH URXWH OLVW ,W FDQ QRZ EH GLVSOD\HG
HGLWHG DQG HUDVHG HWF LQ WKH VDPH ZD\ DV RWKHU URXWHV LQ
WKH V\VWHP
 6HOHFW 2N WR FRQ¿UP
 6HOHFW (GLW WR FKDQJH WKH QDPH DQG OLQH FRORU RI WKH FUHDWHG
URXWH
5HYLHZ RU HGLW D URXWH
7KHUH DUH D YDULHW\ RI DWWULEXWHV DVVRFLDWHG ZLWK URXWHV 7KHVH
FDQ EH UHYLHZHG DQG HGLWHG
<RX FDQ
6KRZ RU KLGH D URXWH RQ WKH FKDUW VFUHHQ
5HYLHZ GHWDLOV RI WKH URXWH
&KDQJH WKH QDPH RU FRORU RI D URXWH
$GG PRYH DQG UHPRYH ZD\SRLQWV IURP D URXWH
&KDQJH WKH URXWH OLQHV ZLGWK
1RWH $Q DFWLYH URXWH FDQ EH HGLWHG ZLWK WKH H[FHSWLRQ RI WKH
DFWLYH ZD\SRLQW ,I D ZD\SRLQW EHLQJ HGLWHG EHFRPHV DFWLYH
WKHQ WKH V\VWHP VKDOO FDQFHO WKH HGLW WKH ZD\SRLQW VKDOO
UHPDLQ LQ LWV RULJLQDO SRVLWLRQ
 D 6HULHV  F 6HULHV  H 6HULHV
6KRZLQJ RU KLGLQJ URXWHV DQG WUDFNV
)URP WKH FKDUW DSSOLFDWLRQ
 6HOHFW 0HQX
 6HOHFW 0\ 'DWD
 6HOHFW 5RXWHV RU 7UDFNV
 6HOHFW 6KRZ+LGH
 6HOHFW WKH URXWH RU WUDFN WR VZLWFK EHWZHHQ 6KRZ DQG +LGH
6HOHFWLQJ D URXWH WR UHYLHZ RU HGLW
 'R RQH RI WKH IROORZLQJ WR VHOHFW WKH UHTXLUHG URXWH
)URP WKH FKDUW DSSOLFDWLRQ VHOHFW D URXWH RQ VFUHHQ WR
GLVSOD\ WKH URXWH FRQWH[W PHQX
)URP WKH FKDUW DSSOLFDWLRQ VHOHFW 0HQX ! 0\ 'DWD !
5RXWHV DQG VHOHFW WKH UHTXLUHG URXWH IURP WKH OLVW
)URP WKH +RPHVFUHHQ VHOHFW 0\ 'DWD ! 5RXWHV DQG
VHOHFW WKH UHTXLUHG URXWH IURP WKH OLVW
$GGLQJ D ZD\SRLQW WR D URXWH RQ WKH FKDUW VFUHHQ
)URP WKH FKDUW DSSOLFDWLRQ
 6HOHFW WKH DSSURSULDWH OHJ RI WKH URXWH
7KH URXWH FRQWH[W PHQX LV GLVSOD\HG
 6HOHFW ,QVHUW :D\SRLQW
 6HOHFW WKH ORFDWLRQ IRU WKH QHZ ZD\SRLQW
7KH OHJ RI WKH URXWH LV VWUHWFKHG WR LQFOXGH WKH QHZ ZD\SRLQW
5HPRYLQJ D ZD\SRLQW IURP D URXWH
)URP WKH FKDUW DSSOLFDWLRQ
 6HOHFW WKH ZD\SRLQW \RX ZDQW WR HUDVH
7KH ZD\SRLQW FRQWH[W PHQX LV GLVSOD\HG
 6HOHFW 5HPRYH :D\SRLQW
7KH 5HPRYH ZD\SRLQW GLDORJ LV GLVSOD\HG
 6HOHFW <HV WR FRQ¿UP RU 1R WR FDQFHO WKH DFWLRQ
7KH ZD\SRLQW ZLOO EH UHPRYHG IURP WKH URXWH EXW ZLOO VWLOO EH
DYDLODEOH
0RYLQJ D ZD\SRLQW ZLWKLQ D URXWH
)URP WKH FKDUW DSSOLFDWLRQ
 3RVLWLRQ WKH FXUVRU RYHU WKH ZD\SRLQW \RX ZDQW WR PRYH
7KH ZD\SRLQW FRQWH[W PHQX LV GLVSOD\HG
 6HOHFW 0RYH :D\SRLQW
 6HOHFW WKH QHZ ORFDWLRQ IRU WKH ZD\SRLQW
(UDVLQJ URXWHV
(UDVLQJ D GLVSOD\HG URXWH
)URP WKH FKDUW DSSOLFDWLRQ
 6HOHFW WKH URXWH
7KH 5RXWH FRQWH[W PHQX LV GLVSOD\HG
 6HOHFW (UDVH 5RXWH
7KH HUDVH URXWH SRS XS PHVVDJH LV GLVSOD\HG
 6HOHFW <HV WR FRQ¿UP RU 1R WR FDQFHO WKH DFWLRQ
(UDVLQJ D URXWH XVLQJ WKH URXWH OLVW
)URP WKH &KDUW DSSOLFDWLRQ PHQX RU WKH +RPHVFUHHQ
 6HOHFW 0\ 'DWD
 6HOHFW 5RXWHV
7KH URXWH OLVW LV GLVSOD\HG
 6HOHFW WKH URXWH \RX ZDQW WR HUDVH
 6HOHFW (UDVH URXWH
7KH HUDVH URXWH GLDORJ LV GLVSOD\HG
 6HOHFW <HV WR FRQ¿UP RU 1R WR FDQFHO WKH DFWLRQ
1RWH <RX FDQ GHOHWH DQ\ URXWH H[FHSW IRU WKH RQH WKDW \RX
DUH FXUUHQWO\ IROORZLQJ :KHQ \RX HUDVH D URXWH RQO\ WKRVH
ZD\SRLQWV DVVRFLDWHG ZLWK WKDW URXWH DUH GHOHWHG
(UDVLQJ DOO URXWHV
)URP WKH KRPHVFUHHQ
 6HOHFW 0\ 'DWD
 6HOHFW ,PSRUW([SRUW
 6HOHFW (UDVH IURP 6\VWHP
 6HOHFW (UDVH 5RXWHV IURP 6\VWHP
7KH HUDVH URXWHV IURP V\VWHP GLDORJ LV GLVSOD\HG
 6HOHFW (UDVH $OO
7KH FRQ¿UP GHOHWH GLDORJ LV GLVSOD\HG
 6HOHFW <HV WR FRQ¿UP RU 1R WR FDQFHO WKH DFWLRQ
5RXWH FRQWH[W PHQX
3ODFLQJ WKH FXUVRU RYHU D URXWH LQ WKH FKDUW DSSOLFDWLRQ GLVSOD\V
D FRQWH[W PHQX VKRZLQJ WKH OHJ RI WKH URXWH KLJKOLJKWHG E\ WKH
FXUVRU DQG PHQX LWHPV
7KH FRQWH[W PHQX SURYLGHV WKH IROORZLQJ PHQX LWHPV
)ROORZ 5RXWH
)ROORZ 5RXWH ,Q 5HYHUVH
+LGH 5RXWH
,QVHUW :D\SRLQW
(GLW 5RXWH
(UDVH 5RXWH
$GG 5RXWH /HJ
$FTXLUH 7DUJHW RQO\ DYDLODEOH LI 5DGDU RYHUOD\ LV VZLWFKHG
RQ
:KHQ IROORZLQJ D URXWH WKH FRQWH[W PHQX RSWLRQV FKDQJH WR
6WRS )ROORZ
5HVWDUW ;7(
$GYDQFH :D\SRLQW
,QVHUW :D\SRLQW
(GLW 5RXWH
(UDVH 5RXWH ² 'LVDEOHG
$GG 5RXWH /HJ
$FTXLUH 7DUJHW RQO\ DYDLODEOH LI 5DGDU RYHUOD\ LV VZLWFKHG
RQ
$FFHVVLQJ WKH FRQWH[W PHQX
<RX FDQ DFFHVV WKH FRQWH[W PHQX E\ IROORZLQJ WKH VWHSV EHORZ
 1RQWRXFKVFUHHQ DQG +\EULG7RXFK GLVSOD\V
L 6HOHFWLQJ D ORFDWLRQ REMHFW RU WDUJHW RQVFUHHQ DQG
SUHVVLQJ WKH 2N EXWWRQ
 +\EULG7RXFK DQG 7RXFK RQO\ GLVSOD\V
L 6HOHFWLQJ DQ REMHFW RU WDUJHW RQVFUHHQ
LL 6HOHFWLQJ DQG KROGLQJ RQ D ORFDWLRQ RQVFUHHQ
:D\SRLQWV 5RXWHV DQG 7UDFNV 
 7UDFNV
$ WUDFN LV DQ RQVFUHHQ WUDLO WKDW VKRZV WKH SDVVDJH \RX KDYH
WDNHQ 7KLV WUDLO LV PDGH XS RI D VHULHV RI WUDFN SRLQWV ZKLFK
DUH FUHDWHG DXWRPDWLFDOO\ <RX FDQ VDYH WKH WUDFN WR FUHDWH D
SHUPDQHQW UHFRUG RI ZKHUH \RX KDYH EHHQ
:LWK WUDFNV \RX FDQ
5HYLHZ ZKHUH \RX KDYH EHHQ
&UHDWH D URXWH IURP D WUDFN
&UHDWLQJ D WUDFN
)URP WKH FKDUW DSSOLFDWLRQ PHQX
 6HOHFW 1DYLJDWH
 6HOHFW 6WDUW 7UDFN
7KH VWDUW WUDFN SRS XS PHVVDJH LV GLVSOD\HG
 6HOHFW 2N
$V \RX QDYLJDWH \RXU YHVVHO \RXU MRXUQH\ LV DXWRPDWLFDOO\
UHFRUGHG DV D WUDFN
1RWH ,I WKH SRZHU IDLOV ZKLOVW D WUDFN LV EHLQJ UHFRUGHG RU WKH
SRVLWLRQ ¿[ LV ORVW D EUHDN ZLOO RFFXU LQ WKH WUDFN
1RWH ,I WKH PD[LPXP QXPEHU RI WUDFNLQJ SRLQWV LV UHDFKHG
\RX ZLOO EH ZDUQHG 7KH WUDFN ZLOO FRQWLQXH WR EH UHFRUGHG ZLWK
WKH HDUOLHU WUDFNLQJ SRLQWV EHLQJ RYHUZULWWHQ
 7R FRPSOHWH \RXU WUDFN VHOHFW 6WRS 7UDFN IURP WKH 1DYLJDWH
PHQX 0HQX ! 1DYLJDWH ! 6WRS 7UDFN
7KH WUDFN VWRSSHG SRS XS PHVVDJH LV GLVSOD\HG
 6HOHFW 6DYH(UDVH RU &DQFHO
6DYH ² :LOO VDYH WKH WUDFN DQG RSHQ WKH (GLW WUDFN
3URSHUWLHV GLDORJ ZKHUH \RX FDQ QDPH WKH WUDFN DQG
FKRRVH D FRORU IRU WKH WUDFN OLQH
(UDVH ² :LOO HUDVH WKH WUDFN
&DQFHO ² :LOO FDQFHO WKH 6WRS 7UDFN DFWLRQ
7UDFN LQWHUYDO
7KH WUDFN LQWHUYDO VSHFL¿HV WKH WLPH SHULRG RU GLVWDQFH EHWZHHQ
WKH SRLQWV LQ D WUDFN
<RX FDQ DGMXVW WKH LQWHUYDO EHWZHHQ WUDFN SRLQWV DQG FKRRVH WKH
LQWHUYDO W\SH LH GLVWDQFH RU WLPH ZKLFK FDQ KHOS HQVXUH EHVW
XVH RI WKH DYDLODEOH VWRUDJH
7KH VHWWLQJV DUH DYDLODEOH IURP WKH 7UDFNV 6HWXS RSWLRQV
5HFRUG 7UDFN %\ ² VSHFL¿HV WKH LQWHUYDO W\SH $XWR  7LPH 
'LVWDQFH
7UDFN ,QWHUYDO ² VSHFL¿HV WKH LQWHUYDO YDOXH HJ  PLQXWHV
)RU H[DPSOH ZKHQ FUHDWLQJ D WUDFN IRU D ORQJ MRXUQH\ DQ LQWHUYDO
VHW WR $XWR FRXOG UHVXOW LQ UDSLG XVH RI DOO RI WKH VWRUDJH DYDLODEOH
IRU WUDFN SRLQWV ,Q WKLV FDVH VHOHFWLQJ D KLJKHU YDOXH IRU WKH
7UDFN ,QWHUYDO ZRXOG SURYLGH FDSDFLW\ IRU D ORQJHU WUDFN
6HWWLQJ WKH WUDFN LQWHUYDO
)URP WKH 0\ 'DWD PHQX LQ WKH &KDUW DSSOLFDWLRQ RU RQ WKH
+RPHVFUHHQ
 6HOHFW 7UDFNV
 6HOHFW 7UDFN 6HWXS
 6HOHFW 5HFRUG 7UDFNV %\ DQG VHW WR WKH DSSURSULDWH YDOXH
$XWR² 7KH WUDFN LQWHUYDO LV DXWRPDWLFDOO\ VHW $XWR ZLOO
PLQLPL]H WUDFN SRLQWV ZKLOVW PDLQWDLQLQJ FRUUHODWLRQ
EHWZHHQ WKH WUDFN DQG WKH DFWXDO SDWK IROORZHG
7LPH² 7KH WUDFN SRLQWV DUH SODFHG DW UHJXODU LQWHUYDOV RI
WLPH
'LVWDQFH² 7KH WUDFN SRLQWV DUH SODFHG DW UHJXODU LQWHUYDOV
RI GLVWDQFH
 6HOHFW WKH 7UDFN ,QWHUYDO DQG VHW WR WKH DSSURSULDWH YDOXH
8QLWV RI WLPH DYDLODEOH LI ³UHFRUG WUDFN E\´ LV VHW WR WLPH
8QLWV RI GLVWDQFH DYDLODEOH LI ³UHFRUG WUDFN E\´ LV VHW WR
GLVWDQFH
1RW DYDLODEOH ² QR 7UDFN ,QWHUYDO LV DYDLODEOH LI WKH ³UHFRUG
WUDFN E\´ LV VHW WR DXWR
5HYLHZLQJ DQG HGLWLQJ D WUDFN
<RX FDQ UHYLHZ DQG HGLW DVSHFWV RI WKH WUDFNV VWRUHG
<RX FDQ
(UDVH D WUDFN
&UHDWH D URXWH IURP D WUDFN
6KRZ RU KLGH D WUDFN RQ WKH FKDUW RQO\ DYDLODEOH IURP WKH
FKDUW DSSOLFDWLRQ
&KDQJH WKH QDPH RI D WUDFN
&KDQJH WKH FRORU RI D WUDFN
6KRZLQJ RU KLGLQJ URXWHV DQG WUDFNV
)URP WKH FKDUW DSSOLFDWLRQ
 6HOHFW 0HQX
 6HOHFW 0\ 'DWD
 6HOHFW 5RXWHV RU 7UDFNV
 6HOHFW 6KRZ+LGH
 6HOHFW WKH URXWH RU WUDFN WR VZLWFK EHWZHHQ 6KRZ DQG +LGH
6HOHFWLQJ D WUDFN WR UHYLHZ RU HGLW
 'R RQH RI WKH IROORZLQJ WR VHOHFW WKH UHTXLUHG WUDFN
)URP WKH &KDUW DSSOLFDWLRQ VHOHFW D WUDFN RQ VFUHHQ WR
GLVSOD\ WKH WUDFN FRQWH[W PHQX
)URP WKH &KDUW DSSOLFDWLRQ JR WR WKH IROORZLQJ PHQX
0HQX ! 0\ 'DWD ! 7UDFNV  DQG VHOHFW WKH UHTXLUHG WUDFN
)URP WKH +RPHVFUHHQ VHOHFW 0\ 'DWD ! 7UDFNV DQG
VHOHFW WKH UHTXLUHG WUDFN
<RX FDQ WKHQ SURFHHG DQG UHYLHZ RU HGLW WKH UHTXLUHG WUDFN XVLQJ
WKH RSWLRQV DYDLODEOH
5HQDPLQJ D WUDFN
<RX FDQ FKDQJH WKH QDPH RI D VDYHG WUDFN
:LWK WKH WUDFN OLVW GLVSOD\HG
 6HOHFW WKH WUDFN \RX ZDQW WR HGLW
7KH WUDFN RSWLRQV SDJH LV GLVSOD\HG
 6HOHFW (GLW 1DPH
7KH RQVFUHHQ NH\ERDUG LV GLVSOD\HG
 8VH WKH RQVFUHHQ NH\ERDUG WR FKDQJH WKH WUDFN QDPH
 :KHQ ¿QLVKHG 6HOHFW 6$9(
<RX FDQ DOVR HGLW WUDFN GHWDLOV E\ VHOHFWLQJ (GLW 7UDFN IURP WKH
WUDFN FRQWH[W PHQX
&KDQJLQJ WKH FRORU RI D WUDFN
<RX FDQ FKDQJH WKH FRORU RI D VDYHG WUDFN
:LWK WKH WUDFN OLVW GLVSOD\HG
 6HOHFW WKH WUDFN \RX ZDQW WR HGLW
7KH WUDFN RSWLRQV SDJH LV GLVSOD\HG
 6HOHFW (GLW &RORXU
$ OLVW RI FRORUV LV GLVSOD\HG
 6HOHFW WKH FRORU \RX ZDQW WR XVH
 D 6HULHV  F 6HULHV  H 6HULHV
<RX FDQ DOVR HGLW WUDFN GHWDLOV E\ VHOHFWLQJ (GLW 7UDFN IURP WKH
WUDFN FRQWH[W PHQX
(UDVLQJ WUDFNV
(UDVLQJ D WUDFN
)URP WKH 0\ 'DWD PHQX
 6HOHFW 7UDFNV
7KH WUDFN OLVW LV GLVSOD\HG
 6HOHFW WKH WUDFN \RX ZDQW WR HUDVH
 6HOHFW (UDVH 7UDFN
7KH HUDVH WUDFN SRS XS PHVVDJH LV GLVSOD\HG
 6HOHFW <HV WR FRQ¿UP RU 1R WR FDQFHO WKH DFWLRQ
(UDVLQJ DOO WUDFNV
)URP WKH +RPHVFUHHQ
 6HOHFW 0\ 'DWD
 6HOHFW ,PSRUW([SRUW
 6HOHFW (UDVH IURP 6\VWHP
 6HOHFW (UDVH 7UDFNV IURP 6\VWHP
7KH WUDFNV OLVW LV GLVSOD\HG
 6HOHFW (UDVH $OO
7KH FRQ¿UP GHOHWH GLDORJ LV GLVSOD\HG
 6HOHFW <HV WR FRQ¿UP RU 1R WR FDQFHO WKH DFWLRQ
7UDFN FRQWH[W PHQX
6HOHFWLQJ D WUDFN LQ WKH FKDUW DSSOLFDWLRQ GLVSOD\V D FRQWH[W PHQX
VKRZLQJ WKH WUDFN OHQJWK QXPEHU RI SRLQWV DQG PHQX LWHPV
7KH FRQWH[W PHQX SURYLGHV WKH IROORZLQJ PHQX LWHPV
6WRS *RWR RQO\ DYDLODEOH GXULQJ DFWLYH QDYLJDWLRQ
(UDVH 7UDFN
+LGH 7UDFN
&UHDWH 5RXWH )URP
5HQDPH
(GLW &RORU
$FTXLUH 7DUJHW RQO\ DYDLODEOH LI 5DGDU RYHUOD\ LV VZLWFKHG
RQ
:KHQ FUHDWLQJ D WUDFN WKH FRQWH[W PHQX RSWLRQV FKDQJH WR
6WRS *RWR RQO\ DYDLODEOH GXULQJ DFWLYH QDYLJDWLRQ
6WRS 7UDFN
(UDVH 5RXWH ² 'LVDEOHG
&UHDWH 5RXWH )URP
5HQDPH
(GLW &RORU
$FTXLUH 7DUJHW RQO\ DYDLODEOH LI 5DGDU RYHUOD\ LV VZLWFKHG
RQ
$FFHVVLQJ WKH FRQWH[W PHQX
<RX FDQ DFFHVV WKH FRQWH[W PHQX E\ IROORZLQJ WKH VWHSV EHORZ
 1RQWRXFKVFUHHQ DQG +\EULG7RXFK GLVSOD\V
L 6HOHFWLQJ D ORFDWLRQ REMHFW RU WDUJHW RQVFUHHQ DQG
SUHVVLQJ WKH 2N EXWWRQ
 +\EULG7RXFK DQG 7RXFK RQO\ GLVSOD\V
L 6HOHFWLQJ DQ REMHFW RU WDUJHW RQVFUHHQ
LL 6HOHFWLQJ DQG KROGLQJ RQ D ORFDWLRQ RQVFUHHQ
 ,PSRUW DQG ([SRUW
:D\SRLQWV 5RXWHV DQG 7UDFNV FDQ EH LPSRUWHG DQG H[SRUWHG
XVLQJ D PHPRU\ FDUG
)RU GHWDLOV RQ LPSRUWLQJ DQG H[SRUWLQJ ZD\SRLQWV URXWHV DQG
WUDFNV UHIHU WR  6DYLQJ XVHU GDWD DQG XVHU VHWWLQJV
:D\SRLQWV 5RXWHV DQG 7UDFNV 
 :D\SRLQWV URXWHV DQG WUDFNV
VWRUDJH FDSDFLW\
7KH GLVSOD\ FDQ VWRUH WKH IROORZLQJ TXDQWLWLHV RI ZD\SRLQWV
URXWHV DQG WUDFNV
:D\SRLQWV  ZD\SRLQWV
 ZD\SRLQW JURXSV HDFK JURXS FDQ FRQWDLQ XS WR 
ZD\SRLQWV
5RXWHV  URXWHV HDFK URXWH FDQ FRQWDLQ XS WR  ZD\SRLQWV
7UDFNV  WUDFNV HDFK WUDFN FDQ FRQWDLQ XS WR  SRLQWV
 D 6HULHV  F 6HULHV  H 6HULHV
&KDSWHU  &KDUW DSSOLFDWLRQ
&KDSWHU FRQWHQWV
 &KDUW DSSOLFDWLRQ RYHUYLHZ RQ SDJH 
 (OHFWURQLF FKDUWV RYHUYLHZ RQ SDJH 
 1DYLJDWLRQ RSWLRQV RQ SDJH 
 &KDUW UDQJLQJ DQG SDQQLQJ RQ SDJH 
 &KDUW VHOHFWLRQ RQ SDJH 
 9HVVHO SRVLWLRQ RQ WKH FKDUW GLVSOD\ RQ SDJH 
 &KDUW RULHQWDWLRQ RQ SDJH 
 &KDUW PRWLRQ PRGH RQ SDJH 
 &KDUW YLHZV RQ SDJH 
 &KDUW GLVSOD\ RQ SDJH 
 2YHUOD\V RQ SDJH 
 &KDUW YHFWRUV RQ SDJH 
 &DUWRJUDSK\ REMHFWV RQ SDJH 
 2EMHFW LQIRUPDWLRQ RQ SDJH 
 'HSWK  &RQWRXU RSWLRQV RQ SDJH 
 0\ 'DWD RSWLRQV RQ SDJH 
 0XOWLSOH FKDUW V\QFKURQL]DWLRQ RQ SDJH 
 0HDVXULQJ GLVWDQFHV DQG EHDULQJV RQ SDJH 
&KDUW DSSOLFDWLRQ 
 &KDUW DSSOLFDWLRQ RYHUYLHZ
7KH FKDUW DSSOLFDWLRQ SURYLGHV URXWH SODQQLQJ DQG QDYLJDWLRQ
IHDWXUHV 7KH &KDUW DSSOLFDWLRQ LV SUHORDGHG ZLWK D EDVLF
ZRUOG EDVH PDS &RPSDWLEOH HOHFWURQLF FKDUWV FDQ EH XVHG WR
H[SDQG WKH LQIRUPDWLRQ DQG GHWDLO UHJDUGLQJ \RXU VXUURXQGLQJV
DQG FKDUWHG REMHFWV 'HSHQGLQJ RQ FDUWRJUDSK\ W\SH WKH FKDUW
DSSOLFDWLRQ FDQ EH VHW WR ' RU ' YLHZ
7\SLFDO FKDUW DSSOLFDWLRQ WDVNV LQFOXGH 
0RQLWRULQJ \RXU YHVVHO ORFDWLRQ DQG KHDGLQJ
,QWHUSUHWLQJ \RXU VXUURXQGLQJV
0HDVXULQJ GLVWDQFH DQG EHDULQJ
1DYLJDWLQJ XVLQJ ZD\SRLQWV
3ODQQLQJ DQG 1DYLJDWLQJ XVLQJ URXWHV
.HHSLQJ WUDFN DQG UHFRUGLQJ \RXU FRXUVH
9LHZLQJ LQIRUPDWLRQ IRU FKDUWHG REMHFWV
0RQLWRULQJ ¿[HG DQG PRYLQJ REMHFWV XVLQJ UDGDU RYHUOD\
0RQLWRULQJ $,6 HTXLSSHG YHVVHOV LQ \RXU YLFLQLW\ XVLQJ $,6
RYHUOD\
0RQLWRULQJ 86 DQG &DQDGLDQ ZHDWKHU LQIRUPDWLRQ XVLQJ WKH
12:5DG RYHUOD\
'LVSOD\LQJ DHULDO SKRWRV XVLQJ WKH DHULDO RYHUOD\
1RWH 7R REWDLQ IXOO ' GHWDLO \RX PXVW KDYH FKDUW FDUGV
FRQWDLQLQJ ' FDUWRJUDSK\ IRU WKH DSSURSULDWH JHRJUDSKLF
DUHD
7KH FKDUW DSSOLFDWLRQ FDQ EH FXVWRPL]HG <RX FDQ
$OWHU WKH ZD\ WKH FKDUW LV GUDZQ LQ UHODWLRQ WR \RXU YHVVHO
DQG WKH GLUHFWLRQ \RX DUH WUDYHOOLQJ LQ FKDUW RULHQWDWLRQ DQG
PRWLRQ PRGH
0DQDJH DQG HGLW FKDUW GDWD \RX KDYH HQWHUHG
&RQWURO WKH OHYHO RI GHWDLO GLVSOD\HG RQVFUHHQ
&KDUW GDWXP
7KH FKDUW GDWXP VHWWLQJ DIIHFWV WKH DFFXUDF\ RI WKH YHVVHO
SRVLWLRQ LQIRUPDWLRQ GLVSOD\HG LQ WKH FKDUW DSSOLFDWLRQ
,Q RUGHU IRU \RXU *36 UHFHLYHU DQG PXOWLIXQFWLRQ GLVSOD\ WR
FRUUHODWH DFFXUDWHO\ ZLWK \RXU SDSHU FKDUWV WKH\ PXVW EH XVLQJ
WKH VDPH GDWXP
7KH GHIDXOW GDWXP IRU \RXU PXOWLIXQFWLRQ GLVSOD\ LV :*6
,I WKLV LV QRW WKH GDWXP XVHG E\ \RXU SDSHU FKDUWV \RX FDQ
FKDQJH WKH GDWXP XVHG E\ \RXU PXOWLIXQFWLRQ GLVSOD\ XVLQJ WKH
V\VWHP SUHIHUHQFHV SDJH 7KH V\VWHP SUHIHUHQFHV SDJH FDQ EH
DFFHVVHG IURP WKH KRPHVFUHHQ 6HWXS ! 6\VWHP 6HWWLQJV !
6\VWHP 3UHIHUHQFHV ! 6\VWHP 'DWXP
:KHQ \RX FKDQJH WKH GDWXP IRU \RXU PXOWLIXQFWLRQ GLVSOD\ WKH
FKDUW JULG ZLOO VXEVHTXHQWO\ PRYH DFFRUGLQJ WR WKH QHZ GDWXP
DQG WKH ODWLWXGHORQJLWXGH RI WKH FDUWRJUDSKLF IHDWXUHV ZLOO DOVR
FKDQJH DFFRUGLQJO\ <RXU PXOWLIXQFWLRQ GLVSOD\ ZLOO DWWHPSW WR VHW
XS DQ\ *36 UHFHLYHU WR WKH QHZ GDWXP DV IROORZV
,I \RXU PXOWLIXQFWLRQ GLVSOD\ KDV D EXLOW LQ *36 UHFHLYHU LW ZLOO
DXWRPDWLFDOO\ FRUUHODWH HDFK WLPH \RX FKDQJH WKH GDWXP
,I \RX KDYH D 5D\PDULQH *36 UHFHLYHU XVLQJ 6HD7DON RU
6HD7DONQJ LW ZLOO DXWRPDWLFDOO\ FRUUHODWH HDFK WLPH \RX FKDQJH
WKH GDWXP RQ WKH PXOWLIXQFWLRQ GLVSOD\
,I \RX KDYH D 5D\PDULQH *36 UHFHLYHU XVLQJ 10($ RU D
WKLUGSDUW\ *36 UHFHLYHU \RX PXVW FRUUHODWH LW VHSDUDWHO\
,W PD\ EH SRVVLEOH WR XVH \RXU PXOWLIXQFWLRQ GLVSOD\ WR FRUUHODWH
DQ 10($ *36 UHFHLYHU )URP WKH KRPHVFUHHQ JR WR
6HWXS ! 6\VWHP VHWWLQJV ! *36 6HWXS ! 9LHZ 6DWHOOLWH
6WDWXV ,I WKH GDWXP YHUVLRQ LV GLVSOD\HG LW PD\ EH SRVVLEOH
WR FKDQJH LW )URP WKH KRPHVFUHHQ JR WR 6HWXS ! 6\VWHP
VHWWLQJV ! 'DWD 6RXUFHV ! *36 'DWXP
1RWH 5D\PDULQH UHFRPPHQGV WKDW \RX FKHFN WKH GLVSOD\HG
YHVVHO SRVLWLRQ LQ WKH FKDUW DSSOLFDWLRQ DJDLQVW \RXU DFWXDO
SUR[LPLW\ WR D NQRZQ FKDUWHG REMHFW $ W\SLFDO *36 KDV DQ
DFFXUDF\ RI EHWZHHQ  DQG  P
&KDUW FRQWH[W PHQX
7KH &KDUW FRQWH[W PHQX SURYLGHV WKH FXUVRUV SRVLWLRQDO GDWD
DQG VKRUWFXWV WR PHQX RSWLRQV
7KH PHWKRG RI VHOHFWLQJ D FKDUW REMHFW XVLQJ D WRXFKVFUHHQ
GLVSOD\ GHSHQGV RQ WKH &RQWH[W 0HQX VHWWLQJ LQ WKH FKDUW
6HWXS PHQX ZKLFK FDQ EH VHW WR 7RXFK RU +ROG
7KH FRQWH[W PHQX SURYLGHV WKH IROORZLQJ SRVLWLRQDO GDWD IRU WKH
FXUVRU SRVLWLRQ LQ UHODWLRQ WR \RXU YHVVHO
 /DWLWXGH
 /RQJLWXGH
 5DQJH
 %HDULQJ
7KH IROORZLQJ PHQX LWHPV DUH DYDLODEOH
*RWR &XUVRU 6WRS *RWR 6WRS )ROORZ
3ODFH :D\SRLQW
3KRWR
7LGH 6WDWLRQ RQO\ DYDLODEOH LI D WLGH VWDWLRQ LV VHOHFWHG
&XUUHQW 6WDWLRQ RQO\ DYDLODEOH LI D FXUUHQW VWDWLRQ LV VHOHFWHG
3LORW %RRN RQO\ DYDLODEOH DW FHUWDLQ SRUWV
$QLPDWH RQO\ DYDLODEOH LI D WLGH RU FXUUHQW VWDWLRQ LV VHOHFWHG
&KDUW 2EMHFWV
)LQG 1HDUHVW
0HDVXUH
%XLOG 5RXWH
$FTXLUH 7DUJHW RQO\ DYDLODEOH LI 5DGDU RYHUOD\ LV VZLWFKHG
RQ
6OHZ WKHUPDO FDPHUD RQO\ DYDLODEOH ZKHQ WKHUPDO FDPHUD
LV FRQQHFWHG DQG RSHUDWLQJ
$FFHVVLQJ WKH FRQWH[W PHQX
<RX FDQ DFFHVV WKH FRQWH[W PHQX E\ IROORZLQJ WKH VWHSV EHORZ
 1RQWRXFKVFUHHQ DQG +\EULG7RXFK GLVSOD\V
L 6HOHFWLQJ D ORFDWLRQ REMHFW RU WDUJHW RQVFUHHQ DQG
SUHVVLQJ WKH 2N EXWWRQ
 +\EULG7RXFK DQG 7RXFK RQO\ GLVSOD\V
L 6HOHFWLQJ DQ REMHFW RU WDUJHW RQVFUHHQ
LL 6HOHFWLQJ DQG KROGLQJ RQ D ORFDWLRQ RQVFUHHQ
6HOHFWLQJ FRQWH[W PHQX VHWWLQJV
2Q WRXFKVFUHHQ PXOWLIXQFWLRQ GLVSOD\V \RX FDQ FKRRVH KRZ
FKDUW REMHFW FRQWH[W PHQXV DUH D DFFHVVHG
)URP WKH +RPHVFUHHQ
 6HOHFW &XVWRPL]H
 D 6HULHV  F 6HULHV  H 6HULHV
 6HOHFW 'LVSOD\ 3UHIHUHQFHV
 6HOHFW &KDUW &W[W 0HQX WR VZLWFK EHWZHHQ 7RXFK RU +ROG
+ROG ² UHTXLUHV \RX WR WRXFK DQG KROG RQ D FKDUW REMHFW WR
DFFHVV WKH FRQWH[W PHQX
7RXFK ² UHTXLUHV \RX WR WRXFK D FKDUW REMHFW WR DFFHVV
WKH FRQWH[W PHQX
 (OHFWURQLF FKDUWV RYHUYLHZ
<RXU PXOWLIXQFWLRQ GLVSOD\ LQFOXGHV EDVLF ZRUOG EDVH PDSV
(OHFWURQLF FKDUWV SURYLGH DGGLWLRQDO FDUWRJUDSKLF LQIRUPDWLRQ
7KH OHYHO RI FDUWRJUDSKLF GHWDLO VKRZQ YDULHV IRU GLIIHUHQW FKDUW
W\SHV JHRJUDSKLF ORFDWLRQV DQG FKDUW VFDOHV 7KH FKDUW VFDOH
LQ XVH LV LQGLFDWHG E\ WKH RQVFUHHQ VFDOH LQGLFDWRU WKH YDOXH
GLVSOD\HG LV WKH GLVWDQFH WKDW WKH OLQH UHSUHVHQWV DFURVV WKH
VFUHHQ
<RX FDQ UHPRYH DQG LQVHUW FKDUW FDUGV DW DQ\ WLPH 7KH FKDUW
VFUHHQ LV DXWRPDWLFDOO\ UHGUDZQ ZKHQ WKH V\VWHP GHWHFWV WKDW D
FRPSDWLEOH FKDUW FDUG KDV EHHQ LQVHUWHG RU UHPRYHG
8VLQJ D GXDO YLHZ SDJH LW LV SRVVLEOH WR GLVSOD\ GLIIHUHQW
FDUWRJUDSK\ W\SHV VLPXOWDQHRXVO\
&DXWLRQ &DUH RI FKDUW DQG PHPRU\
FDUGV
7R DYRLG LUUHSDUDEOH GDPDJH WR DQG  RU ORVV RI GDWD
IURP FKDUW DQG PHPRU\ FDUGV
'2 127 VDYH GDWD RU ¿OHV WR D FDUG FRQWDLQLQJ
FDUWRJUDSK\ DV WKH FKDUWV PD\ EH RYHUZULWWHQ
(QVXUH WKDW FKDUW DQG PHPRU\ FDUGV DUH ¿WWHG
WKH FRUUHFW ZD\ DURXQG '2 127 WU\ WR IRUFH D
FDUG LQWR SRVLWLRQ
'2 127 XVH D PHWDOOLF LQVWUXPHQW VXFK DV D
VFUHZGULYHU RU SOLHUV WR LQVHUW RU UHPRYH D FKDUW
RU PHPRU\ FDUG
/LJKW+RXVH FKDUWV
:LWK WKH LQWURGXFWLRQ RI WKH /LJKW+RXVH ,, VRIWZDUH 5D\PDULQH
PXOWLIXQFWLRQ GLVSOD\V QRZ VXSSRUW WKH XVH RI 5D\PDULQH¶V QHZ
/LJKW+RXVH FKDUWV
/LJKW+RXVH FKDUWV DUH GHULYHG IURP YHFWRU DQG UDVWHU EDVHG
FKDUWV WKH /LJKW+RXVH FKDUW HQJLQH HQDEOHV 5D\PDULQH WR RIIHU
QHZ FKDUW W\SHV DQG UHJLRQV IURP DURXQG WKH JOREH
5HIHU WR WKH 5D\PDULQH ZHEVLWH IRU WKH ODWHVW LQIRUPDWLRQ RQ
DYDLODEOH /LJKW+RXVH FKDUWV
5DVWHU FKDUWV
5DVWHU FKDUWV DUH DQ H[DFW FRS\  VFDQ RI DQ H[LVWLQJ SDSHU
FKDUW $OO LQIRUPDWLRQ LV HPEHGGHG GLUHFWO\ LQ WKH FKDUW 5DQJLQJ
LQ DQG RXW RI UDVWHU FKDUWV ZLOO PDNH HYHU\WKLQJ DSSHDU ODUJHU
RU VPDOOHU RQ WKH VFUHHQ LQFOXGLQJ WH[W :KHQ FKDQJLQJ WKH
&KDUW DSSOLFDWLRQ¶V RULHQWDWLRQ HYHU\WKLQJ RQ WKH FKDUW ZLOO URWDWH
LQFOXGLQJ WKH WH[W $V UDVWHU FKDUWV DUH D VFDQQHG LPDJH WKH ¿OH
VL]H LV QRUPDOO\ ELJJHU ZKHQ FRPSDUHG WR WKH YHFWRU HTXLYDOHQW
&KDUW DSSOLFDWLRQ 
9HFWRU FKDUWV
9HFWRU FKDUWV DUH FRPSXWHU JHQHUDWHG FRQVLVWLQJ RI D VHULHV
RI SRLQWV DQG OLQHV WKDW PDNH XS WKH FKDUW &KDUW REMHFWV DQG
RYHUOD\V RQ YHFWRU FKDUWV FDQ EH VZLWFKHG RQ DQG RII DQG
FKDUW REMHFWV FDQ EH VHOHFWHG WR SURYLGH IXUWKHU LQIRUPDWLRQ
5DQJLQJ LQ DQG RXW RI YHFWRU FKDUWV ZLOO PDNH JHRJUDSKLFDO
IHDWXUHV DSSHDU ODUJHU RU VPDOOHU RQ WKH VFUHHQ KRZHYHU WH[W
DQG FKDUW REMHFWV ZLOO UHPDLQ WKH VDPH VL]H UHJDUGOHVV RI UDQJH
:KHQ FKDQJLQJ WKH &KDUW DSSOLFDWLRQ¶V RULHQWDWLRQ JHRJUDSKLFDO
IHDWXUHV ZLOO URWDWH EXW WH[W DQG FKDUW REMHFWV ZLOO UHPDLQ LQ
WKH FRUUHFW RULHQWDWLRQ IRU WKH GLVSOD\ $V YHFWRU FKDUWV DUH
JHQHUDWHG UDWKHU WKDQ D VFDQQHG LPDJH WKH ¿OH VL]H LV QRUPDOO\
VPDOOHU ZKHQ FRPSDUHG WR WKH UDVWHU HTXLYDOHQW
'RZQORDGLQJ /LJKW+RXVH70 FKDUWV
/LJKW+RXVH70 FKDUWV FDQ EH GRZQORDGHG WKURXJK WKH 5D\PDULQH
ZHEVLWH
,PSRUWDQW <RX PXVW UHDG DQG DJUHH WR WKH /LJKW+RXVH70
FKDUWV (QG 8VHU /LFHQVH $JUHHPHQW (8/$ EHIRUH
GRZQORDGLQJ DQG XVLQJ /LJKW+RXVH70 FKDUWV
 *R WR WKH /LJKW+RXVH FKDUWV SDJH RI WKH 5D\PDULQH ZHEVLWH
KWWSZZZUD\PDULQHFRPOLJKWKRXVHFKDUWV
 6HOHFW HLWKHU WKH 5DVWHU RU 9HFWRU FKDUWV
7KH &KDUW UHJLRQV SDJH LV GLVSOD\HG
 6HOHFW \RXU UHJLRQ
7KH FKDUW UHJLRQ GRZQORDG SDJH LV GLVSOD\HG
 &OLFN µ9LHZ WKH WHUPV RI XVH¶
 5HDG DQG HQVXUH \RX )8//< XQGHUVWDQG WKH (QG 8VHU
/LFHQVH $JUHHPHQW (8/$
<RX VKRXOG RQO\ SURFHHG WR WKH QH[W VWHS LI \RX DJUHH WR WKH
WHUPV RI WKH (8/$
 (QWHU \RXU GHWDLOV LQ WKH UHOHYDQW ¿HOGV
 &OLFN WKH FKHFN ER[ DJDLQVW µ, KDYH UHDG DQG DJUHH WR WKH
/LJKW+RXVH &KDUWV WHUPV RI XVH
 &OLFN 'RZQORDG &KDUW
7KH GRZQORDG VKRXOG VWDUW DXWRPDWLFDOO\ $ OLQN LV SURYLGHG LI
WKH GRZQORDG GRHV QRW FRPPHQFH
1RWH
'XH WR WKH ¿OH VL]H WKH GRZQORDG PD\ WDNH VRPH WLPH
'RZQORDG WLPHV ZLOO GLIIHU GHSHQGLQJ RQ FRQQHFWLRQ VSHHG
$V WKH ¿OHV DUH ODUJH LW LV UHFRPPHQGHG WKDW \RX XVH D
GRZQORDG PDQDJHU  DFFHOHUDWRU ZKLFK FDQ VSHHG XS \RXU
GRZQORDG WLPH DQG HQVXUH WKDW LI WKH GRZQORDG IDLOV WKH
GRZQORDG FDQ EH UHVXPHG UDWKHU WKDQ GRZQORDGLQJ WKH
HQWLUH ¿OH DJDLQ
 :DLW IRU WKH GRZQORDG WR ¿QLVK
7KH GRZQORDGHG ¿OH FDQ QRZ EH XQ]LSSHG  H[WUDFWHG WR PHPRU\
FDUG IRU XVH ZLWK \RXU PXOWLIXQFWLRQ GLVSOD\
 D 6HULHV  F 6HULHV  H 6HULHV
8Q]LSSLQJ ¿OHV WR PHPRU\ FDUG
7KH /LJKW+RXVH FKDUWV GRZQORDG ¿OH PXVW EH XQ]LSSHG 
H[WUDFWHG WR PHPRU\ FDUG IRU XVH RQ \RXU PXOWLIXQFWLRQ GLVSOD\
1RWH 7KH LQVWUXFWLRQV EHORZ DUH SURYLGHG IRU JXLGDQFH RQO\
'HSHQGLQJ RQ \RXU 3&¶V RSHUDWLQJ V\VWHP DQG WKH DUFKLYLQJ
]LS VRIWZDUH LQ XVH WKH VWHSV UHTXLUHG PD\ GLIIHU VOLJKWO\ IURP
WKRVH VKRZQ EHORZ ,I \RX DUH XQVXUH SOHDVH FRQVXOW \RXU
RSHUDWLQJ V\VWHP¶V DQG RU DUFKLYLQJ VRIWZDUH¶V KHOS ¿OHV
7R XQ]LS  H[WUDFW FKDUWV ZLWK D ¿OHVL]H RYHU *% \RX PD\
QHHG WR LQVWDOO UGSDUW\ DUFKLYLQJ ]LS VRIWZDUH VXFK DV ]LS
KWWSZZZ±]LSRUJ
(QVXUH \RX KDYH D PHPRU\ FDUG ZLWK VXI¿FLHQW VSDFH IRU WKH
FKDUWV \RX ZDQW WR GRZQORDG 7KH )LOH VL]H LV GLVSOD\HG RQ HDFK
FKDUW UHJLRQ¶V GRZQORDG SDJH
)RU EHVW SHUIRUPDQFH LW LV UHFRPPHQGHG WKDW \RX XVH &ODVV 
RU 8+6 8OWUD +LJK 6SHHG FODVV PHPRU\ FDUGV
 /RFDWH WKH GRZQORDGHG ¿OH
7KH ¿OH ZLOO EH VWRUHG LQ WKH IROGHU \RX VHOHFWHG RU LQ \RXU
QRUPDO GRZQORDGV IROGHU
 5LJKW FOLFN RQ WKH ¿OH DQG VHOHFW WKH ([WUDFW +HUH RSWLRQ IURP
WKH ]LS RSWLRQV
 2QFH DOO ¿OHV KDYH EHHQ H[WUDFWHG VHOHFW WKH FKDUW ¿OHV
 5LJKW FOLFN DQG FKRRVH 6HQG WR ! 5HPRYDEOH 'LVN
7KH &KDUW ¿OHV ZLOO QRZ EH FRSLHG WR \RXU PHPRU\ FDUG
 &KHFN WKDW WKH ¿OHV KDYH EHHQ VXFFHVVIXOO\ SODFHG RQ \RXU
PHPRU\ FDUG E\ YLHZLQJ LWV FRQWHQWV LQ \RXU ¿OH EURZVHU
 6DIHO\ UHPRYH \RXU PHPRU\ FDUG IURP \RXU 3&¶V FDUG UHDGHU
 ,QVHUW \RXU PHPRU\ FDUG LQWR WKH FDUG UHDGHU RI \RXU
PXOWLIXQFWLRQ GLVSOD\
 2SHQ WKH &KDUW DSSOLFDWLRQ RQ \RXU PXOWLIXQFWLRQ GLVSOD\
 6HOHFW WKH QHZ FKDUW IURP WKH &KDUW VHOHFWLRQ PHQX 0HQX
! 3UHVHQWDWLRQ ! &KDUW 6HOHFWLRQ
7KH &KDUW VFUHHQ ZLOO EH UHGUDZQ WR GLVSOD\ WKH QHZO\ VHOHFWHG
FKDUW W\SH
1DYLRQLFV FKDUWV
<RXU PXOWLIXQFWLRQ GLVSOD\ LV FRPSDWLEOH ZLWK 1DYLRQLFV
FDUWRJUDSK\
7KH IROORZLQJ 1DYLRQLFV FDUWRJUDSK\ W\SHV DUH DYDLODEOH IRU \RXU
PXOWLIXQFWLRQ GLVSOD\
5HDG\ WR 1DYLJDWH
 6LOYHU
 *ROG
 *ROG
 3ODWLQXP
 3ODWLQXP
)LVK1 &KLS
 +RWPDSV
7R FKHFN WKH FXUUHQW DYDLODELOLW\ RI 1DYLRQLFV FKDUW FDUGV DQG
W\SHV SOHDVH YLVLW ZZZQDYLRQLFVFRP RU ZZZQDYLRQLFVLW
1RWH 5HIHU WR WKH 5D\PDULQH ZHEVLWH ZZZUD\PDULQHFRP
IRU WKH ODWHVW OLVW RI VXSSRUWHG FDUWRJUDSK\
1DYLRQLFV PRELOH PDULQH DSS
<RX FDQ ZLUHOHVVO\ V\QFKURQL]H GDWD EHWZHHQ \RXU PXOWLIXQFWLRQ
GLVSOD\ 0)' DQG D PRELOH GHYLFH WKDW LV UXQQLQJ WKH 1DYLRQLFV
PRELOH PDULQH DSS
7KH V\QFKURQL]DWLRQ GRZQORDGV 1DYLRQLFV )UHVKHVW 'DWD IURP
\RXU PRELOH GHYLFH WR \RXU 0)' DQG XSORDGV VRQDU ORJV IURP
\RXU 0)' WR \RXU PRELOH GHYLFH :D\SRLQWV DQG URXWHV FDQ DOVR
EH V\QFKURQL]HG EHWZHHQ \RXU PRELOH GHYLFH DQG 0)'
&KDUW DSSOLFDWLRQ 
1DYLRQLFV VHUYHUV
'RZQORDG 1DYLRQLFV )UHVKHVW 'DWD WR PRELOH GHYLFH LQWHUQHW
FRQQHFWLRQ UHTXLUHG
0RELOH GHYLFH UXQQLQJ 1DYLRQLFV PRELOH DSS
'RZQORDG 1DYLRQLFV )UHVKHVW 'DWD WR 0)' :L)L FRQQHFWLRQ
WR 0)' UHTXLUHG
0)'
 8SORDG 6RQDU /RJV DQG &RPPXQLW\ HGLWV WR PRELOH GHYLFH
:L)L FRQQHFWLRQ WR 0)' UHTXLUHG
 8SORDG 6RQDU /RJV DQG &RPPXQLW\ HGLWV DQRQ\PRXVO\ WR
1DYLRQLFV VHUYHUV LQWHUQHW FRQQHFWLRQ UHTXLUHG
1RWH
 7R SDUWLFLSDWH LQ 1DYLRQLFV 6RQDU &KDUWV 6RQDU ORJJLQJ
PXVW EH HQDEOHG RQ \RXU 0)' 6RQDU /RJV FDQ EH HQDEOHG
IURP WKH &KDUW DSSOLFDWLRQ PHQX 0HQX ! 'HSWK  &RQWRXU !
6RQDU /RJV
 7KH 6RQDU ORJV VKDOO EH XSORDGHG WR 1DYLRQLFV VHUYHUV
DQRQ\PRXVO\
7R XVH WKLV IHDWXUH \RX PXVW ¿UVW
 'RZQORDG DQG LQVWDOO WKH 1DYLRQLFV 0RELOH 0DULQH DSS
DYDLODEOH IURP WKH UHOHYDQW DSS VWRUH
 6XEVFULEH WR 1DYLRQLFV )UHVKHVW 'DWD
 'RZQORDG )UHVKHVW GDWD WR \RXU PRELOH GHYLFH
 (QDEOH :L)L LQ WKH 6\VWHP 6HWWLQJV RQ WKH 0)'
 (QDEOH :L)L RQ \RXU PRELOH GHYLFH
 6HOHFW WKH 0)' :L)L FRQQHFWLRQ IURP WKH OLVW RI DYDLODEOH
:L)L QHWZRUNV RQ \RXU PRELOH GHYLFH
1DYLRQLFV )UHVKHVW 'DWD
1DYLRQLFV RIIHU D  PRQWK VXEVFULSWLRQV WR WKHLU )UHVKHVW 'DWD
VHUYLFH ZKLFK LQFOXGHV XSGDWHV WR QDXWLFDO FKDUWV VRQDU FKDUWV
DQG FRPPXQLW\ HGLWV OD\HU
1DXWLFDO FKDUWV ² 1DYLRQLFV ' FKDUWV
6RQDU &KDUWV ² +LJK GH¿QLWLRQ EDWK\PHWU\ FKDUW OD\HU FUHDWHG
E\ FRPELQLQJ PXOWLSOH GDWD VRXUFHV LQFOXGLQJ 6RQDU /RJV
SURYLGHG E\ 1DYLRQLFV FRPPXQLW\ XVHUV
&RPPXQLW\ (GLWV ² (GLWV PDGH E\ 1DYLRQLFV XVHUV
7R REWDLQ )UHVKHVW 'DWD LQVHUW \RXU 1DYLRQLFV FKDUW FDUG LQWR
\RXU 3& YLVLW WKH 1DYLRQLFV ZHEVLWH ZZZQDYLRQLFVFRP DQG
&OLFN 'RZQORDGV  8SGDWHV
 1DYLJDWLRQ RSWLRQV
7KH FKDUW DSSOLFDWLRQ SURYLGHV IHDWXUHV WR KHOS QDYLJDWH WR D
FKRVHQ ORFDWLRQ
7KH QDYLJDWLRQ RSWLRQV DUH IRXQG LQ WKH 1DYLJDWH PHQX 0HQX !
1DYLJDWH
3LORW &RQWUROV ² $FFHVVHV WKH 3LORW &RQWURO 'LDORJ ZKHQ
$XWRSLORW &RQWURO LV HQDEOHG
*RWR &XUVRU ² :LOO VHW WKH FXUVRU SRVLWLRQ DV WKH DFWLYH
GHVWLQDWLRQ
*RWR :D\SRLQW ² 3URYLGHV RSWLRQV WR QDYLJDWH WR D ZD\SRLQW
VWRUHG RQ WKH V\VWHP
6WRS *RWR ² 6WRSV WKH *RWR &XUVRU RU *RWR :D\SRLQW
6WRS )ROORZ ² 6WRSV IROORZLQJ WKH FXUUHQW URXWH
5HVWDUW ;7( ² 5HVWDUWV WKH &URVV 7UDFN (UURU
$GYDQFH :D\SRLQW ² :KHQ IROORZLQJ D URXWH VNLSV WR WKH
QH[W ZD\SRLQW LQ WKH URXWH
)ROORZ 5RXWH ² 3URYLGHV RSWLRQV WR QDYLJDWH WR D URXWH
VWRUHG RQ WKH V\VWHP
6WDUW 7UDFN  6WRS 7UDFN ² :LOO LQLWLDWH D WUDFN RQ VFUHHQ
WR SORW \RXU FRXUVH DV \RX SURJUHVV RU VWRS D WUDFN WKDW LV
FXUUHQWO\ EHLQJ FUHDWHG
%XLOG 5RXWH ² 3URYLGHV RSWLRQV WR EXLOG D URXWH
5HIHU WR &KDSWHU  :D\SRLQWV 5RXWHV DQG 7UDFNV IRU GHWDLOV
RQ FUHDWLQJ ZD\SRLQWV URXWHV DQG WUDFNV
1DYLJDWLRQ
1DYLJDWLQJ WR D ZD\SRLQW RQ WKH VFUHHQ
)URP WKH FKDUW RU UDGDU DSSOLFDWLRQ
 6HOHFW WKH ZD\SRLQW
7KH ZD\SRLQW FRQWH[W PHQX LV GLVSOD\HG
 6HOHFW WKH *RWR :D\SRLQW
1RWH :LWK DQ DFWLYH ZD\SRLQW VHOHFWHG \RX FDQ VHOHFW 6WRS
*RWR RSWLRQ IURP WKH ZD\SRLQW FRQWH[W PHQX DW DQ\ WLPH WR
FDQFHO WKH DFWLRQ
1DYLJDWLQJ WR D ZD\SRLQW XVLQJ WKH ZD\SRLQWV JURXS OLVW
)URP WKH &KDUW DSSOLFDWLRQ
 6HOHFW :37
7KH ZD\SRLQW PHQX LV GLVSOD\HG
 6HOHFW :D\SRLQWV
7KH ZD\SRLQWV JURXS OLVW LV GLVSOD\HG
 %URZVH WKH JURXS OLVW IRU WKH UHOHYDQW ZD\SRLQW
 6HOHFW WKH ZD\SRLQW
7KH ZD\SRLQW RSWLRQV GLDORJ LV GLVSOD\HG
 6HOHFW *RWR
1DYLJDWLQJ WR D ORFDWLRQ RQ WKH FKDUW
)URP WKH FKDUW DSSOLFDWLRQ
 6HOHFW WKH UHTXLUHG ORFDWLRQ RQVFUHHQ
7KH FKDUW FRQWH[W PHQX LV GLVSOD\HG
 6HOHFW *RWR &XUVRU
 D 6HULHV  F 6HULHV  H 6HULHV
1DYLJDWLQJ WR WKH FXUVRU SRVLWLRQ RQ WKH FKDUW XVLQJ WKH
PHQX
)URP WKH FKDUW DSSOLFDWLRQ
 3RVLWLRQ WKH FXUVRU DW WKH GHVLUHG GHVWLQDWLRQ RQ WKH FKDUW
 6HOHFW 0HQX
 6HOHFW 1DYLJDWH
 6HOHFW *RWR &XUVRU
&DQFHOOLQJ QDYLJDWLRQ WR D ZD\SRLQW
 6HOHFW DQ\ SRVLWLRQ DQ\ZKHUH RQVFUHHQ
7KH ZD\SRLQW FRQWH[W PHQX LV GLVSOD\HG
 6HOHFW 6WRS *RWR
 $OWHUQDWLYHO\ LQ WKH FKDUW DSSOLFDWLRQ JR WR 0HQX ! 1DYLJDWH
! 6WRS *RWR
1RWH 2QFH QDYLJDWLRQ LV QR ORQJHU DFWLYH WKH ZD\SRLQW
V\PERO UHWXUQV WR LWV QRUPDO VWDWH DQG WKH GDVKHG OLQH
EHWZHHQ \RXU YHVVHO DQG WKH ZD\SRLQW LV UHPRYHG
$UULYLQJ DW D ZD\SRLQW
$V \RXU YHVVHO DSSURDFKHV D ZD\SRLQW WKH ZD\SRLQW DUULYDO
DODUP SURYLGHV D ZDUQLQJ
 6HOHFW 2N RQ WKH ZD\SRLQW DUULYDO DODUP SRS XS PHVVDJH
2QFH WKH DODUP LV DFNQRZOHGJHG WKH QH[W ZD\SRLQW LV VHOHFWHG
DQG WKH GLVSOD\ XSGDWHV WR LQGLFDWH WKH QH[W OHJ RI WKH URXWH
1RWH <RX FDQ VHW WKH DSSURDFK GLVWDQFH UDGLXV DW ZKLFK WKH
ZD\SRLQW DUULYDO DODUP ZLOO VRXQG XVLQJ WKH $ODUPV PHQX IURP
WKH KRPHVFUHHQ 6HWXS ! $ODUPV ! :D\SRLQW $UULYDO
&URVV 7UDFN (UURU ;7(
&URVV 7UDFN (UURU ;7( LV WKH DPRXQW RI GHYLDWLRQ IURP \RXU
LQWHQGHG URXWH RU ZD\SRLQW H[SUHVVHG DV D GLVWDQFH
,Q WKH HYHQW WKDW \RX VWHHU RIIWUDFN \RX FDQ JR VWUDLJKW WR \RXU
WDUJHW E\ UHVHWWLQJ ;7(
5HVHWWLQJ &URVV 7UDFN (UURU ;7(
:KLOH IROORZLQJ D URXWH LQ WKH FKDUW DSSOLFDWLRQ
 6HOHFW WKH URXWH
7KH URXWH FRQWH[W PHQX LV GLVSOD\HG
 6HOHFW 5HVWDUW ;7(
5HVHWWLQJ ;7( UHVXOWV LQ D QHZ FRXUVH IURP WKH FXUUHQW YHVVHO
SRVLWLRQ WR WKH FXUUHQW WDUJHW ZD\SRLQW 7KLV GRHV QRW DIIHFW
\RXU VDYHG URXWH
<RX FDQ DOVR UHVHW WKH ;7( IURP WKH 1DYLJDWH 0HQX 0HQX !
1DYLJDWH ! 5HVWDUW ;7(
1DYLJDWLQJ D URXWH
<RX FDQ IROORZ DQ\ URXWH VWRUHG RQ WKH GLVSOD\ :KHQ IROORZLQJ
D URXWH \RX YLVLW HDFK ZD\SRLQW LQ RUGHU <RX PD\ DOVR XVH WKH
IROORZ URXWH RSWLRQV LQ FRQMXQFWLRQ ZLWK D FRPSDWLEOH DXWRSLORW WR
DXWRPDWLFDOO\ QDYLJDWH DORQJ \RXU FKRVHQ URXWH
7KHUH DUH D QXPEHU RI ZD\V WR VHOHFW WKH IROORZ URXWH RSWLRQ
8VLQJ D VWRUHG URXWH ZLWKLQ WKH URXWH OLVW
)URP D VHOHFWHG ZD\SRLQW RU DQ\ OHJ ZLWKLQ D URXWH
<RX FDQ DOVR IROORZ DQ\ URXWH LQ UHYHUVH RUGHU
)ROORZLQJ D VWRUHG URXWH
)URP WKH FKDUW DSSOLFDWLRQ
 6HOHFW 0HQX
 6HOHFW 1DYLJDWH
 6HOHFW )ROORZ 5RXWH
7KH 5RXWH OLVW LV GLVSOD\HG
 6HOHFW WKH URXWH \RX ZDQW WR IROORZ
 6HOHFW )ROORZ 5RXWH RU
 6HOHFW )ROORZ 5RXWH LQ 5HYHUVH WR IROORZ WKH URXWH LQ
UHYHUVH RUGHU
&DQFHOOLQJ QDYLJDWLRQ RI D URXWH
)URP WKH FKDUW DSSOLFDWLRQ
 6HOHFW WKH 5RXWH
7KH URXWH FRQWH[W PHQX LV GLVSOD\HG
 6HOHFW 6WRS )ROORZ
$GYDQFLQJ WR WKH QH[W ZD\SRLQW LQ D URXWH
<RX FDQ VNLS WKH FXUUHQW DFWLYH ZD\SRLQW DQG DGYDQFH WR WKH
QH[W ZD\SRLQW LQ D URXWH DW DQ\ WLPH
:KLOH IROORZLQJ D URXWH LQ WKH FKDUW DSSOLFDWLRQ
 6HOHFW WKH URXWH
7KH URXWH FRQWH[W PHQX LV GLVSOD\HG
 6HOHFW $GYDQFH :D\SRLQW
1RWH ,I WKH FXUUHQW GHVWLQDWLRQ LV WKH ODVW ZD\SRLQW WKH FKDUW
DGYDQFHV RQ WR WKH ¿UVW ZD\SRLQW LQ WKH URXWH
&KDUW DSSOLFDWLRQ 
 &KDUW UDQJLQJ DQG SDQQLQJ
5DQJLQJ LQ DQG RXW
7KH WDEOH EHORZ VKRZV WKH 5DQJH FRQWUROV DYDLODEOH IRU HDFK
GLVSOD\ YDULDQW
5RWDU\ &RQWURO F 6HULHV
H 6HULHV
50. NH\SDG
5DQJH LQ DQG 5DQJH
RXW EXWWRQV
F 6HULHV
H 6HULHV H[FOXGLQJ
H DQG H'
50. NH\SDG
5DQJH LQ DQG 5DQJH
RXW RQVFUHHQ LFRQV
D 6HULHV
H 6HULHV
J6 6HULHV
1RWH H 6HULHV
DQG J6 6HULHV
RQVFUHHQ UDQJH
FRQWUROV FDQ EH
HQDEOHG DQG
GLVDEOHG IURP
WKH +RPHVFUHHQ
&XVWRPL]H
! 'LVSOD\
3UHIHUHQFHV !
5DQJH &RQWUROV
0XOWL7RXFK JHVWXUH ²
3LQFK WR =RRP
D 6HULHV
J6 6HULHV
3DQQLQJ WKH FKDUW
<RX FDQ SDQ WKH FKDUW DUHD RQ D WRXFKVFUHHQ PXOWLIXQFWLRQ
GLVSOD\ E\ IROORZLQJ WKH VWHSV EHORZ
,Q WKH FKDUW DSSOLFDWLRQ
 6ZLSH \RXU ¿QJHU DFURVV WKH VFUHHQ IURP ULJKW WR OHIW WR SDQ
ULJKW
 6ZLSH \RXU ¿QJHU DFURVV WKH VFUHHQ IURP OHIW WR ULJKW WR SDQ
OHIW
 6ZLSH \RXU ¿QJHU DFURVV WKH VFUHHQ IURP WRS WR ERWWRP WR
SDQ XS
 6ZLSH \RXU ¿QJHU DFURVV WKH VFUHHQ IURP ERWWRP WR WRS WR
SDQ GRZQ
3DQQLQJ WKH FKDUW
<RX FDQ SDQ WKH FKDUW DUHD RQ D QRQWRXFKVFUHHQ PXOWLIXQFWLRQ
GLVSOD\ E\ IROORZLQJ WKH VWHSV EHORZ
)URP WKH FKDUW DSSOLFDWLRQ
 0RYH WKH -R\VWLFN LQ WKH GLUHFWLRQ \RX ZDQW WR SDQ
 &KDUW VHOHFWLRQ
<RX FDQ VHOHFW WKH FDUWRJUDSK\ W\SH WR EH XVHG LQ WKH &KDUW
DSSOLFDWLRQ 7KH &KDUW VHOHFWLRQ DSSOLHV WR WKH DFWLYH &KDUW
LQVWDQFH <RX PXVW KDYH WKH QHFHVVDU\ FDUWRJUDSK\ FKDUW
FDUGV LQVHUWHG LQWR \RXU PXOWLIXQFWLRQ GLVSOD\ LQ RUGHU WR GLVSOD\
GLIIHUHQW FDUWRJUDSK\ W\SH
6HOHFWLQJ D FDUWRJUDSK\ W\SH
<RX FDQ VHOHFW WKH FDUWRJUDSK\ W\SH \RX ZDQW WR GLVSOD\ LQ WKH
&KDUW DSSOLFDWLRQ
(QVXUH \RX KDYH LQVHUWHG WKH FKDUW FDUG WKDW FRQWDLQV WKH
FDUWRJUDSK\ W\SH \RX ZDQW WR GLVSOD\
)URP WKH &KDUW DSSOLFDWLRQ PHQX
 6HOHFW 3UHVHQWDWLRQ
 6HOHFW &KDUW 6HOHFWLRQ
$ OLVW RI DYDLODEOH FDUWRJUDSK\ LV GLVSOD\HG
 6HOHFW WKH FDUWRJUDSK\ W\SH \RX ZDQW WR GLVSOD\
7KH &KDUW ZLQGRZ LV UHGUDZQ WR VKRZ WKH VHOHFW FDUWRJUDSK\
W\SH
 D 6HULHV  F 6HULHV  H 6HULHV
 9HVVHO SRVLWLRQ RQ WKH FKDUW
GLVSOD\
<RXU FXUUHQW SRVLWLRQ LV UHSUHVHQWHG RQVFUHHQ E\ WKH YHVVHO
V\PERO
7KH YHVVHO V\PEROV DUH RQO\ GLVSOD\HG ZKHQ KHDGLQJ RU &2*
GDWD LV DYDLODEOH
7KH YHVVHO V\PERO YDULHV GHSHQGLQJ RQ VHOHFWHG VHWWLQJV DQG
WKH DYDLODELOLW\ RI KHDGLQJ GDWD
0RWRU 9HVVHO 7KH PRWRU YHVVHO V\PERO LV XVHG
ZKHQ WKH YHVVHO W\SH VHOHFWHG
GXULQJ WKH LQLWLDO VHW XS ZL]DUG LV
D PRWRU YHVVHO
6DLO 9HVVHO 7KH VDLO YHVVHO V\PERO LV XVHG
ZKHQ WKH YHVVHO W\SH VHOHFWHG
GXULQJ WKH LQLWLDO VHW XS ZL]DUG LV
D VDLO YHVVHO
6PDOO 9HVVHO 7KH VPDOO YHVVHO V\PERO LV XVHG
ZKHQ WKH %RDW 6L]H VHWWLQJ LV
VHW WR 6PDOO
%ODFN GRW $ EODFN GRW LV GLVSOD\HG ZKHQ
KHDGLQJ DQG &2* GDWD LV QRW
DYDLODEOH
9HVVHO SRVLWLRQ GDWD FDQ DOVR EH VKRZQ LQ WKH GDWDEDU
/RFDWLQJ \RXU YHVVHO
7KH YHVVHO LFRQ FDQ EH UHSRVLWLRQHG WR WKH FHQWHU RI WKH VFUHHQ
E\ IROORZLQJ WKH VWHSV EHORZ
 6HOHFW WKH )LQG 6KLS LFRQ ORFDWHG RQ WKH OHIW KDQG
VLGH RI WKH VFUHHQ
/RFDWLQJ \RXU YHVVHO
7KH YHVVHO LFRQ FDQ EH UHSRVLWLRQHG WR WKH FHQWHU RI WKH VFUHHQ
E\ IROORZLQJ WKH VWHSV EHORZ
 6HOHFW 0HQX
 6HOHFW )LQG 6KLS
 &KDUW RULHQWDWLRQ
7KH RULHQWDWLRQ RI D FKDUW UHIHUV WR WKH UHODWLRQVKLS EHWZHHQ WKH
FKDUW DQG WKH GLUHFWLRQ WKDW \RX DUH WUDYHOOLQJ LQ
,W LV XVHG LQ FRQMXQFWLRQ ZLWK PRWLRQ PRGH WR FRQWURO KRZ
\RXU YHVVHO DQG FKDUW UHODWH WR RQH DQRWKHU DQG KRZ WKH\ DUH
GLVSOD\HG RQ VFUHHQ
7KH PRGH \RX FKRRVH DSSOLHV WR WKH DFWLYH FKDUW LQVWDQFH DQG
LV UHVWRUHG DW SRZHU XS
7KH IROORZLQJ RSWLRQV DUH DYDLODEOH
1RUWK±8S
,Q 1RUWK 8S PRGH WKH FKDUW RULHQWDWLRQ LV ¿[HG ZLWK WUXH QRUWK
XSZDUGV $V \RXU KHDGLQJ FKDQJHV WKH YHVVHO V\PERO PRYHV
DFFRUGLQJO\ 7KLV LV WKH GHIDXOW PRGH IRU WKH FKDUW DSSOLFDWLRQ
+HDG8S
+HDG 8S PRGH GLVSOD\V WKH FKDUW ZLWK \RXU YHVVHO¶V FXUUHQW
KHDGLQJ XSZDUGV $V WKH KHDGLQJ FKDQJHV WKH YHVVHO V\PERO
UHPDLQV ¿[HG DQG WKH FKDUW SLFWXUH URWDWHV DFFRUGLQJO\
1RWH 7R SUHYHQW FRQWLQXRXV EDFNZDUGV DQG IRUZDUGV
URWDWLRQV DV WKH YHVVHO \DZV IURP VLGHWRVLGH WKH FKDUW ZLOO
QRW XSGDWH XQOHVV WKH KHDGLQJ FKDQJHV E\ DW OHDVW  GHJUHHV
IURP WKH ODVW GLVSOD\HG RULHQWDWLRQ
1RWH ,W LV QRW SRVVLEOH WR VHOHFW +HDG 8S ZKHQ WKH PRWLRQ
PRGH LV VHW WR 7UXH
&RXUVH8S
,Q &RXUVH 8S PRGH WKH FKDUW SLFWXUH LV VWDELOL]HG DQG VKRZQ
ZLWK \RXU FXUUHQW FRXUVH XSZDUGV $V \RXU YHVVHO¶V KHDGLQJ
FKDQJHV WKH VKLS V\PERO PRYHV DFFRUGLQJO\ ,I \RX VHOHFW D
QHZ FRXUVH WKH SLFWXUH ZLOO UHVHW WR GLVSOD\ WKH QHZ FRXUVH
XSZDUGV 7KH UHIHUHQFH XVHG IRU &RXUVH 8S GHSHQGV XSRQ
WKH LQIRUPDWLRQ DYDLODEOH DW D JLYHQ WLPH 7KH V\VWHP DOZD\V
SULRULWL]HV WKLV LQIRUPDWLRQ LQ WKH IROORZLQJ RUGHU
 %HDULQJ IURP RULJLQ WR GHVWLQDWLRQ LH LQWHQGHG FRXUVH
 /RFNHG KHDGLQJ IURP DQ $XWRSLORW
&KDUW DSSOLFDWLRQ 
 %HDULQJ WR ZD\SRLQW
 ,QVWDQWDQHRXV KHDGLQJ
,I KHDGLQJ GDWD EHFRPHV XQDYDLODEOH ZKLOVW LQ WKLV PRGH D
ZDUQLQJ SRS XS PHVVDJH LV GLVSOD\HG DQG WKH FKDUW XVHV 
KHDGLQJ LQ UHODWLYH PRWLRQ
6HWWLQJ WKH FKDUW RULHQWDWLRQ
)URP WKH FKDUW DSSOLFDWLRQ PHQX
 6HOHFW 3UHVHQWDWLRQ
 6HOHFW 9LHZ  0RWLRQ
 6HOHFW &KDUW 2ULHQWDWLRQ
 6HOHFW +HDG 8S 1RUWK 8S RU &RXUVH 8S RSWLRQ DV
DSSURSULDWH
2QFH VHOHFWHG WKH VFUHHQ ZLOO XSGDWH WR UHÀHFW WKH QHZ
RULHQWDWLRQ
 &KDUW PRWLRQ PRGH
7KH PRWLRQ PRGH FRQWUROV WKH UHODWLRQVKLS EHWZHHQ WKH FKDUW
DQG \RXU YHVVHO
:KLOVW PRWLRQ PRGH LV DFWLYH DV \RXU YHVVHO PRYHV WKH FKDUW LV
UHGUDZQ WR NHHS WKH YHVVHO RQVFUHHQ 7KH  PRWLRQ PRGHV DUH
5HODWLYH 0RWLRQ GHIDXOW
7UXH 0RWLRQ
$XWR 5DQJH
1RWH ,Q WKH ' FKDUW YLHZ RQO\ 5HODWLYH 0RWLRQ PRGH LV
DYDLODEOH
7KH FXUUHQW PRWLRQ PRGH DSSOLHV WR WKH DFWLYH LQVWDQFH RI WKH
FKDUW DSSOLFDWLRQ
:KHQ \RX SDQ WKH FKDUW WKH PRWLRQ PRGH LV QR ORQJHU DFWLYH
7KLV LV LQGLFDWHG LQ WKH VWDWXV EDU E\ EUDFNHWV DURXQG WKH PRWLRQ
PRGH ² IRU H[DPSOH 5HODWLYH 0RWLRQ 7KLV HQDEOHV \RX WR
YLHZ DQRWKHU DUHD RI WKH FKDUW ZKLOVW QDYLJDWLQJ 7R UHVHW WKH
PRWLRQ PRGH DQG UHWXUQ \RXU YHVVHO WR WKH VFUHHQ VHOHFW WKH
)LQG 6KLS LFRQ RU VHOHFW )LQG 6KLS IURP WKH PHQX 0DQXDOO\
FKDQJLQJ WKH UDQJH RU SDQQLQJ WKH FKDUW LQ DXWR UDQJH DOVR
VXVSHQGV PRWLRQ PRGH 7KH GHIDXOW VHWWLQJ LV UHODWLYH PRWLRQ
ZLWK WKH ERDW LFRQ SRVLWLRQHG LQ WKH FHQWHU RI WKH VFUHHQ 7KH
PRGH WKDW \RX VHOHFW LV UHVWRUHG DW SRZHU XS
%RDW SRVLWLRQV 5HODWLYH 0RWLRQ RQO\
3RVLWLRQ ([DPSOH
&HQWHU
3DUWLDO
2IIVHW
)XOO 2IIVHW
:KHQ WKH PRWLRQ PRGH LV VHW WR 5HODWLYH 0RWLRQ WKH SRVLWLRQ
RI \RXU YHVVHO LV ¿[HG RQVFUHHQ DQG WKH FKDUW SLFWXUH PRYHV
UHODWLYH WR \RXU YHVVHO <RX FDQ XVH WKH 0HQX ! 3UHVHQWDWLRQ
! 9LHZ  0RWLRQ ! %RDW 3RVLWLRQ PHQX RSWLRQV WR GHWHUPLQH
ZKHWKHU WKH YHVVHO LV ¿[HG LQ WKH FHQWHU RI WKH ZLQGRZ RU RIIVHW
,I \RX FKDQJH WKH SRVLWLRQ WR 3DUWLDO 2IIVHW RU )XOO 2IIVHW WKH
YLHZ DKHDG RI \RXU YHVVHO ZLOO EH LQFUHDVHG
 D 6HULHV  F 6HULHV  H 6HULHV
7UXH 0RWLRQ
:KHQ WKH PRWLRQ PRGH LV VHW WR 7UXH 0RWLRQ WKH FKDUW LV ¿[HG
DQG WKH YHVVHO PRYHV LQ WUXH SHUVSHFWLYH WR ¿[HG ODQGPDVVHV
RQVFUHHQ $V WKH YHVVHO¶V SRVLWLRQ DSSURDFKHV WKH HGJH RI WKH
VFUHHQ WKH FKDUW SLFWXUH LV DXWRPDWLFDOO\ UHVHW WR UHYHDO WKH DUHD
DKHDG RI WKH YHVVHO
1RWH ,W LV QRW SRVVLEOH WR VHOHFW 7UXH 0RWLRQ ZKHQ WKH
RULHQWDWLRQ LV VHW WR +HDG 8S
$XWR 5DQJH
$XWR 5DQJH VHOHFWV DQG PDLQWDLQV WKH ODUJHVW SRVVLEOH VFDOH RI
FKDUW WKDW ZLOO GLVSOD\ ERWK WKH YHVVHO DQG WKH WDUJHW ZD\SRLQW
$XWR UDQJH LV QRW DYDLODEOH LI UDGDUFKDUW V\QFKURQL]DWLRQ LV RQ
6HWWLQJ WKH PRWLRQ PRGH
7R FKDQJH WKH PRWLRQ PRGH IROORZ WKH VWHSV EHORZ
)URP WKH FKDUW DSSOLFDWLRQ PHQX
 6HOHFW 3UHVHQWDWLRQ
 6HOHFW 9LHZ  0RWLRQ
 6HOHFW 0RWLRQ 0RGH
 6HOHFW 7UXH 0RWLRQ 5HODWLYH 0RWLRQ RU $XWR 5DQJH RSWLRQ
DV DSSURSULDWH
2QFH VHOHFWHG WKH VFUHHQ ZLOO XSGDWH WR UHÀHFW WKH QHZ PRGH
&KDQJLQJ WKH SRVLWLRQ RI WKH ERDW LFRQ
)URP WKH FKDUW DSSOLFDWLRQ PHQX
 6HOHFW 3UHVHQWDWLRQ
 6HOHFW 9LHZ  0RWLRQ
 6HOHFW %RDW 3RVLWLRQ
 6HOHFW &HQWHU3DUWLDO 2IIVHW RU )XOO 2IIVHW DV DSSURSULDWH
 &KDUW YLHZV
,I VXSSRUWHG E\ \RXU FDUWRJUDSK\ W\SH WKH &KDUW DSSOLFDWLRQ FDQ
EH VHW WR HLWKHU ' RU ' YLHZ
6HOHFWLQJ ' DQG ' FKDUW YLHZV
<RX FDQ VZLWFK EHWZHHQ ' DQG ' YLHZV LQ WKH FKDUW DSSOLFDWLRQ
LI VXSSRUWHG E\ \RXU FDUWRJUDSK\
)URP WKH FKDUW DSSOLFDWLRQ PHQX
 6HOHFW 3UHVHQWDWLRQ
 6HOHFW 9LHZ  0RWLRQ
 6HOHFW &KDUW 9LHZ WR VHOHFW ' RU '
' FKDUW YLHZ
7KH ' FKDUW YLHZ FDQ GLVSOD\ D UDQJH RI LQIRUPDWLRQ WR KHOS
\RX QDYLJDWH
,WHP 'HVFULSWLRQ
5DQJH ² KRUL]RQWDO FKDUW VFDOH LQGLFDWRU VKRZQ LQ VHOHFWHG
V\VWHP XQLWV
:D\SRLQW ² LQDFWLYH
2ULHQWDWLRQ ² VWDWHV WKH RULHQWDWLRQ PRGH WKDW WKH FKDUW LV
XVLQJ 1RUWKXS +HDGXS RU &RXUVHXS
9HVVHO V\PERO² VKRZV \RXU FXUUHQW SRVLWLRQ
1DYLJDWLRQ RULJLQ OLQH ² GXULQJ QDYLJDWLRQ VKRZV D VROLG
OLQH IURP WKH VWDUWLQJ SRLQW WR WKH WDUJHW ZD\SRLQW 7KH VWDUWLQJ
SRLQW FDQ EH WKH YHVVHO¶V RULJLQDO ORFDWLRQ WKH SRLQW RI ;7(
UHVHW RU WKH SRLQW WKH FXUUHQW OHJ RI D URXWH ZDV LQLWLDWHG
0RWLRQ PRGH ² VWDWHV WKH FXUUHQW PRWLRQ PRGH 5HODWLYH
7UXH RU $XWR 5DQJH
&KDUW W\SH ² LQGLFDWHV WKH W\SH RI FKDUW LQ XVH ² )LVK RU
1DYLJDWLRQ
)LQG VKLS LFRQ ² XVHG WR ¿QG DQG FHQWHU \RXU YHVVHO RQ
WKH FKDUW
9HVVHO SRVLWLRQ OLQH ² GXULQJ QDYLJDWLRQ VKRZV D GRWWHG OLQH
IURP WKH YHVVHO¶V FXUUHQW SRVLWLRQ WR WKH WDUJHW ZD\SRLQW
 &XUVRU ² XVHG WR VHOHFW FKDUW REMHFWV DQG PRYH DURXQG WKH
FKDUW DUHD
7DUJHW ZD\SRLQW ² FXUUHQW WDUJHW ZD\SRLQW
 'DWDER[HV ² XVHG WR GLVSOD\ GDWD VXFK DV GHSWK RQ WKH FKDUW
VFUHHQ
 $,6 WDUJHW ² D YHVVHO EURDGFDVWLQJ $,6 LQIRUPDWLRQ RSWLRQDO
 5DQJH RXW ² VHOHFW LFRQ WR UDQJH RXW 7RXFKVFUHHQ GLVSOD\V
RQO\
 5DQJH LQ ² VHOHFW LFRQ WR UDQJH LQ 7RXFKVFUHHQ GLVSOD\V
RQO\
 &DUWRJUDSKLF REMHFWV ² OHYHO RI FDUWRJUDSKLF REMHFWV LV
GHWHUPLQHG E\ WKH FDUWRJUDSK\ W\SH
&KDUW DSSOLFDWLRQ 
' FKDUW YLHZ
7KH ' YLHZ FDQ GLVSOD\ D UDQJH RI LQIRUPDWLRQ WR KHOS \RX
QDYLJDWH
,WHP 'HVFULSWLRQ
5DQJH ² KRUL]RQWDO FKDUW VFDOH LQGLFDWRU VKRZQ LQ
VHOHFWHG V\VWHP XQLWV
'HSWK 6FDOH ² DSSUR[LPDWH GHSWK EHQHDWK \RXU YHVVHO
RSWLRQDO
:D\SRLQW ² RSWLRQDO
&HQWHURIYLHZ ² WKH ZKLWH FURVV LQGLFDWHV WKH FHQWHU RI
FKDUW YLHZ DW WKH ZDWHU OHYHO RSWLRQDO
2ULHQWDWLRQ ² VWDWHV WKH RULHQWDWLRQ PRGH WKDW WKH FKDUW
LV XVLQJ
&DUWRJUDSKLF REMHFWV ² XVH WKH &DUWRJUDSK\ 6HWXS
PHQX WR FKRRVH ZKLFK REMHFWV WR GLVSOD\
5RWDWLRQ ² VKRZV LQ GHJUHHV WUXH KRZ IDU WKH RQVFUHHQ
YLHZ KDV EHHQ URWDWHG IURP \RXU YHVVHOV KHDGLQJ DQG
WKH WLOW DQJOH RI \RXU YHVVHO
1RUWK DUURZ ± ' LQGLFDWLRQ RI 7UXH 1RUWK LQ UHODWLRQ WR
WKH FKDUW YLHZ 7KH QRUWK DUURZ DOVR WLOWV WR LQGLFDWH SLWFK
DQJOH
&KDUW W\SH ² LQGLFDWHV WKH W\SH RI FKDUW LQ XVH ² )LVK
RU 1DYLJDWLRQ
 )LQG VKLS LFRQ ² XVHG WR ¿QG DQG FHQWHU \RXU YHVVHO
RQ WKH FKDUW
9HVVHO V\PERO ² \RXU YHVVHOV FXUUHQW SRVLWLRQ
 'DWD RYHUOD\ ² XVHG WR GLVSOD\ GDWD VXFK DV GHSWK RQ
WKH FKDUW VFUHHQ
 5DQJH RXW ² XVH LFRQ WR UDQJH RXW 7RXFKVFUHHQ
GLVSOD\V RQO\
 5DQJH LQ ² XVH LFRQ WR UDQJH LQ 7RXFKVFUHHQ GLVSOD\V
RQO\
0DQLSXODWLQJ WKH ' FKDUW YLHZ
)URP WKH FKDUW DSSOLFDWLRQ
 :LWK WKH FKDUW LQ ' PRGH JR WR WKH $GMXVW 9LHZLQJ $QJOH
PHQX 0HQX ! $GMXVW 9LHZLQJ $QJOH
 6HOHFW $GMXVW VR WKDW 3LWFK DQG URWDWH LV KLJKOLJKWHG
 7R DGMXVW WKH SLWFK
L 1RQWRXFKVFUHHQ RU +\EULG7RXFK GLVSOD\V ² 0RYH WKH
-R\VWLFN 8S RU 'RZQ WR DGMXVW WKH SLWFK
LL +\EULG7RXFK RU 7RXFK RQO\ GLVSOD\V ² 6ZLSH \RXU ¿QJHU
XS RU GRZQ DFURVV WKH VFUHHQ WR DGMXVW WKH SLWFK
 7R DGMXVW WKH URWDWLRQ
L 1RQWRXFKVFUHHQ RU +\EULG7RXFK GLVSOD\V ² 0RYH WKH
-R\VWLFN /HIW RU 5LJKW WR DGMXVW WKH URWDWLRQ
LL +\EULG7RXFK RU 7RXFK RQO\ GLVSOD\V ² 6ZLSH \RXU ¿QJHU
OHIW RU ULJKW DFURVV WKH VFUHHQ WR DGMXVW WKH URWDWLRQ
' 'LVSOD\ 2SWLRQV
7KH IROORZLQJ RSWLRQV DUH DYDLODEOH ZLWK WKH &KDUW DSSOLFDWLRQ
LQ ' YLHZ
&HQWHU 2I 9LHZ ² 6ZLWFKHV D FURVV KDLU RQ DQG RII DW WKH
FHQWHU RI WKH VFUHHQ DW VHD OHYHO
([DJJHUDWLRQ ² $GMXVWLQJ WKH H[DJJHUDWLRQ KDV WKH HIIHFW RI
YHUWLFDOO\ VWUHWFKLQJ REMHFWV RQ WKH FKDUW PDNLQJ LW HDVLHU WR
VHH WKHLU VKDSH DQG SRVLWLRQ
7UDQVGXFHU &RQH ² 6ZLWFKHV RQ DQG RII D WUDQVGXFHU FRQH
LQGLFDWLQJ WKH FRYHUDJH RI D ¿VK¿QGHU WUDQVGXFHU
'HSWK 6FDOH ² 6ZLWFKHV RQ DQG RII D GHSWK VFDOH DW \RXU
YHVVHO SRVLWLRQ
(QDEOLQJ FHQWHU RI YLHZ
,Q ' YLHZ WR HQDEOH WKH FHQWHU RI YLHZ FURVV KDLU DW VHD OHYHO
IROORZ WKH VWHSV EHORZ
)URP WKH &KDUW DSSOLFDWLRQ PHQX
 6HOHFW 3UHVHQWDWLRQ
 6HOHFW 9LHZ  0RWLRQ
 6HOHFW ' 'LVSOD\ 2SWLRQV
 6HOHFW &HQWHU RI 9LHZ VR WKDW 2Q LV KLJKOLJKWHG
6HOHFWLQJ FHQWUH RI YLHZ ZLOO VZLWFK WKH FURVV KDLU RQ DQG RII
$GMXVWLQJ WKH ' H[DJJHUDWLRQ
,Q WKH ' FKDUW YLHZ
)URP WKH &KDUW DSSOLFDWLRQ PHQX
 6HOHFW 3UHVHQWDWLRQ
 6HOHFW 9LHZ  0RWLRQ
 6HOHFW ' 'LVSOD\ 2SWLRQV
 6HOHFW ([DJJHUDWLRQ
7KH ([DJJHUDWLRQ QXPHULF DGMXVW FRQWURO LV GLVSOD\HG
 $GMXVW WKH QXPHULF DGMXVW FRQWURO WR WKH UHTXLUHG VHWWLQJ
EHWZHHQ  DQG 
 6HOHFW 2N RU %DFN WR FRQ¿UP WKH VHWWLQJ DQG FORVH WKH
QXPHULF DGMXVW FRQWURO
(QDEOLQJ WUDQVGXFHU FRQH
,Q ' YLHZ WR HQDEOH WKH WUDQVGXFHU FRQH ZKLFK LQGLFDWHV WKH
FRYHUDJH RI \RXU ¿VK¿QGHU WUDQVGXFHU IROORZ WKH VWHSV EHORZ
)URP WKH &KDUW DSSOLFDWLRQ PHQX
 6HOHFW 3UHVHQWDWLRQ
 D 6HULHV  F 6HULHV  H 6HULHV
 6HOHFW 9LHZ  0RWLRQ
 6HOHFW ' 'LVSOD\ 2SWLRQV
 6HOHFW 7UDQVGXFHU &RQH VR WKDW 2Q LV KLJKOLJKWHG
6HOHFWLQJ 7UDQVGXFHU FRQH ZLOO VZLWFK WKH IXQFWLRQ RQ DQG RII
(QDEOLQJ GHSWK VFDOH
,Q ' YLHZ WR HQDEOH D GHSWK LQGLFDWRU DW \RXU YHVVHO¶V ORFDWLRQ
IROORZ WKH VWHSV EHORZ
)URP WKH &KDUW DSSOLFDWLRQ PHQX
 6HOHFW 3UHVHQWDWLRQ
 6HOHFW 9LHZ  0RWLRQ
 6HOHFW ' 'LVSOD\ 2SWLRQV
 6HOHFW 'HSWK 6FDOH VR WKDW 2Q LV KLJKOLJKWHG
6HOHFWLQJ GHSWK VFDOH ZLOO VZLWFK GHSWK LQGLFDWRU RQ DQG RII
 &KDUW GLVSOD\
7KH &KDUW 'LVSOD\ PHQX RSWLRQ GHWHUPLQHV WKH OHYHO RI GHWDLO
WKDW LV GLVSOD\HG RQVFUHHQ
7KH &KDUW GLVSOD\ PHQX RSWLRQ LV RQO\ DYDLODEOH ZKHQ XVLQJ
YHFWRU EDVHG FDUWRJUDSK\
7KH &KDUW GLVSOD\ RSWLRQV DUH VKRZQ EHORZ
6LPSOH
'HWDLOHG
([WUD 'HWDLOHG
7KH OHYHO RI GHWDLO VKRZQ RQVFUHHQ LV DOVR DIIHFWHG E\ WKH
FDUWRJUDSK\ &KDUW GHWDLO VHWWLQJV 5HIHU WR &KDUW GHWDLO IRU
LQIRUPDWLRQ
&KDQJLQJ WKH FKDUW GLVSOD\ GHWDLO
)URP WKH &KDUW DSSOLFDWLRQ PHQX
 6HOHFW 3UHVHQWDWLRQ
 6HOHFW &KDUW 'HWDLO
7KH IROORZLQJ RSWLRQV DUH DYDLODEOH
 6LPSOH
 'HWDLOHG
([WUD 'HWDLOHG
 6HOHFW WKH UHTXLUHG RSWLRQ
&KDUW DSSOLFDWLRQ 
 2YHUOD\V
7KH FKDUW KDV D QXPEHU RI RYHUOD\V WKDW GLVSOD\ GLIIHUHQW YLHZV
DQG LQIRUPDWLRQ 7KH RYHUOD\V UHTXLUH HOHFWURQLF FKDUWV ZLWK WKH
DSSURSULDWH IHDWXUH VXSSRUW DQG PD\ DOVR UHTXLUH DGGLWLRQDO
KDUGZDUH DQG VHUYLFH VXEVFULSWLRQV
<RX FDQ RYHUOD\ WKH IROORZLQJ GDWD RQWR D ' FKDUW WR JLYH
JUHDWHU GHSWK RI LQIRUPDWLRQ 7KH RYHUOD\V DYDLODEOH DUH
$,6 ² 9LHZ DQG WUDFN $,6 WDUJHWV 7KLV RYHUOD\ LV QRW
DYDLODEOH LQ ' YLHZ
5DGDU ² 2YHUOD\ UDGDU RQWR WKH FKDUW 7KLV RYHUOD\ LV QRW
DYDLODEOH LQ ' YLHZ
 $HULDO ² 3URYLGHV DQ DHULDO  VDWHOOLWH SKRWRJUDSK\ RYHUOD\
 $HULDO 2YHUOD\ ² 'HWHUPLQHV WKH FRYHUDJH RI WKH DHULDO
RYHUOD\
12:5DG ² 3URYLGHV WKH 12:5DG ZHDWKHU UDGDU RYHUOD\
7KLV RYHUOD\ LV QRW DYDLODEOH LQ ' YLHZ
'DWDER[HV ² 6HOHFW ZKHWKHU GDWDER[HV DUH GLVSOD\HG
RQVFUHHQ DQG ZKDW GDWD LV GLVSOD\HG
&KDUW *ULG ² 'HWHUPLQHV ZKHWKHU JULG OLQHV UHSUHVHQWLQJ
ORQJLWXGH DQG ODWLWXGH DUH GLVSOD\HG RQ WKH FKDUW
 ' 6KDGLQJ ² 'HWHUPLQHV ZKHWKHU WHUUDLQ VKDGLQJ LV
GLVSOD\HG LQ ' YLHZ
 &RPPXQLW\ (GLWV ² 'HWHUPLQHV ZKHWKHU WKH FRPPXQLW\
OD\HU LV HQDEOHG RU GLVDEOHG
 &KDUW 7H[W ² 'HWHUPLQHV ZKHWKHU FKDUW WH[W LV GLVSOD\HG
SODFH QDPHV DQG VR RQ
&KDUW %RXQGDULHV ² 'HWHUPLQHV ZKHWKHU D OLQH LQGLFDWLQJ
WKH FKDUW ERXQGDU\ LV GLVSOD\HG
5DQJH 5LQJV² 9LHZ UDQJH ULQJV LQ WKH &KDUW DSSOLFDWLRQ
7KLV RYHUOD\ LV QRW DYDLODEOH LQ ' YLHZ
6DIH =RQH 5LQJ ² 9LHZ VDIH ]RQH ULQJ 7KLV RYHUOD\ LV QRW
DYDLODEOH LQ ' YLHZ
)XHO 5DQJH 5LQJ ² 9LHZ WKH IXHO UDQJH ULQJ 7KLV RYHUOD\ LV
QRW DYDLODEOH LQ ' YLHZ
%RDW 6L]H ² 'HWHUPLQHV WKH VL]H RI WKH ERDW LFRQ RQVFUHHQ
:D\SRLQW 1DPH ² 'HWHUPLQHV ZKHWKHU WKH :D\SRLQW QDPHV
DUH GLVSOD\HG QH[W WR ZD\SRLQWV
5RXWH :LGWK ² 'HWHUPLQH WKH ZLGWK RI URXWH OLQHV RQVFUHHQ
7UDFN :LGWK ² 'HWHUPLQH WKH ZLGWK RI WUDFN OLQHV RQVFUHHQ
1RWH
 $GGLWLRQDO KDUGZDUH UHTXLUHG
 ,I VXSSRUWHG E\ \RXU FDUWRJUDSK\ W\SH
(QDEOLQJ $,6 LQ WKH &KDUW DSSOLFDWLRQ
7R HQDEOH WKH $,6 RYHUOD\ LQ WKH &KDUW DSSOLFDWLRQ IROORZ WKH
VWHSV EHORZ
7R HQDEOH WKH $,6 RYHUOD\ \RXU V\VWHP PXVW LQFOXGH DQ $,6
UHFHLYHU RU WUDQVFHLYHU 7KH $,6 RYHUOD\ LV QRW DYDLODEOH LQ '
YLHZ
)URP WKH &KDUW DSSOLFDWLRQ PHQX
 6HOHFW 3UHVHQWDWLRQ
 6HOHFW 2YHUOD\V
 6HOHFW $,6 VR WKDW 2Q LV VHOHFWHG
6HOHFWLQJ $,6 VZLWFKHV WKH $,6 EHWZHHQ 2Q DQG 2II
)RU $,6 LQIRUPDWLRQ UHIHU WR &KDSWHU  $,6 IXQFWLRQ
5DGDU RYHUOD\
<RX FDQ RYHUOD\ 5DGDU DQG 0$53$ IXQFWLRQV LQ WKH &KDUW
DSSOLFDWLRQ WR SURYLGH WDUJHW WUDFNLQJ RU WR KHOS \RX GLVWLQJXLVK
EHWZHHQ ¿[HG REMHFWV DQG RWKHU PDULQH WUDI¿F
<RX FDQ HQKDQFH WKH XVH RI \RXU FKDUW E\ FRPELQLQJ LW ZLWK WKH
IROORZLQJ UDGDU IHDWXUHV
 0$53$
5DGDU RYHUOD\ IRU GLVWLQJXLVKLQJ EHWZHHQ ¿[HG DQG PRYLQJ
REMHFWV
1RWH ,Q RUGHU WR XVH WKH 5DGDU RYHUOD\ IHDWXUH \RX PXVW
XVH DQ H[WHUQDO VRXUFH IRU PDJQHWLF KHDGLQJ HJ ÀX[JDWH
FRPSDVV \RX FDQQRW XVH &2* GDWD IRU UDGDU RYHUOD\
9LHZLQJ 0$53$ WDUJHWV RQ WKH FKDUW
7KH 0LQL $XWRPDWLF 5DGDU 3ORWWLQJ $LG 0$53$ IXQFWLRQ LV
XVHG IRU WDUJHW WUDFNLQJ DQG ULVN DQDO\VLV :KHQ 0$53$ WDUJHWV
DUH EHLQJ WUDFNHG WKH\ DUH GLVSOD\HG LQ WKH FKDUW DSSOLFDWLRQ
UHJDUGOHVV RI ZKHWKHU 5DGDU RYHUOD\ LV VZLWFKHG RQ $VVRFLDWHG
0$53$ IXQFWLRQV FDQ EH DFFHVVHG XVLQJ WKH FKDUW PHQX
8VLQJ UDGDU RYHUOD\ WR GLVWLQJXLVK EHWZHHQ ¿[HG DQG
PRYLQJ REMHFWV
<RX FDQ RYHUOD\ UDGDU LPDJH GDWD RYHU \RXU FKDUW LPDJH DOORZLQJ
EHWWHU GLVWLQFWLRQ EHWZHHQ ¿[HG REMHFWV DQG RWKHU PDULQH WUDI¿F
)RU EHVW UHVXOWV VZLWFK RQ 5DGDU&KDUW V\QFKURQL]DWLRQ WR
HQVXUH UDGDU UDQJH DQG FKDUW VFDOH DUH V\QFKURQL]HG
(QDEOLQJ UDGDU RYHUOD\
:LWK WKH UDGDU WXUQHG RQ DQG WUDQVPLWWLQJ DQG ZLWK WKH FKDUW
DSSOLFDWLRQ LQ ' YLHZ
 6HOHFW 0HQX
 6HOHFW 3UHVHQWDWLRQ
 6HOHFW 2YHUOD\V
 6HOHFW 5DGDU
7KH UDGDU RYHUOD\ RSDFLW\ VOLGHU EDU FRQWURO LV GLVSOD\HG
VKRZLQJ WKH FXUUHQW RSDFLW\ SHUFHQWDJH
 $GMXVW WKH VOLGHU EDU WR WKH UHTXLUHG RSDFLW\ RU
 6HOHFW 2II WR WXUQ WKH UDGDU RYHUOD\ RII
$FFHVVLQJ UDGDU FRQWUROV RQ WKH FKDUW
)URP WKH FKDUW DSSOLFDWLRQ
 6HOHFW 0HQX
 6HOHFW 5DGDU 2SWLRQV RU 5DGDU  $,6 2SWLRQV
1RWH $Q\ FKDQJHV PDGH WR WKH UDGDU RSWLRQV IURP WKH FKDUW
DSSOLFDWLRQ ZLOO EH DSSOLHG WR WKH UDGDU DSSOLFDWLRQ
&KDUW VFDOH DQG UDGDU UDQJH V\QFKURQL]DWLRQ
<RX FDQ V\QFKURQL]H WKH UDGDU UDQJH LQ DOO UDGDU ZLQGRZV ZLWK
WKH FKDUW VFDOH
:KHQ V\QFKURQL]DWLRQ LV VZLWFKHG RQ
7KH UDGDU UDQJH LQ DOO UDGDU ZLQGRZV FKDQJHV WR PDWFK WKH
FKDUW VFDOH
µ6\QF¶ LV LQGLFDWHG LQ WKH WRS OHIWKDQG FRUQHU RI WKH FKDUW
ZLQGRZ
,I \RX FKDQJH WKH UDGDU UDQJH LQ DQ\ UDGDU ZLQGRZ DOO
V\QFKURQL]HG FKDUW YLHZV FKDQJH VFDOH WR PDWFK
,I \RX FKDQJH WKH VFDOH RI D V\QFKURQL]HG FKDUW ZLQGRZ DOO
UDGDU ZLQGRZV FKDQJH UDQJH WR PDWFK
6\QFKURQL]LQJ WKH FKDUW DQG UDGDU UDQJH
,Q WKH ' FKDUW YLHZ
 6HOHFW 0HQX
 6HOHFW 3UHVHQWDWLRQ
 6HOHFW 9LHZ  0RWLRQ
 6HOHFW &KDUW 6\QF
 6HOHFW 5DGDU
1RWH 5DGDU UDQJH V\QFKURQL]DWLRQ LV QRW DYDLODEOH ZKHQ WKH
FKDUW PRWLRQ PRGH LV VHW WR $XWR 5DQJH
 D 6HULHV  F 6HULHV  H 6HULHV
$HULDO SKRWR RYHUOD\
<RXU HOHFWURQLF FKDUWV PD\ LQFOXGH DHULDO SKRWRJUDSK\
$HULDO SKRWRV FRYHU WKH QDYLJDEOH ZDWHUV XS WR  PLOHV LQVLGH WKH
FRDVWOLQH 7KH UHVROXWLRQ LV GHSHQGHQW RQ WKH UHJLRQ FRYHUHG
E\ WKH FKDUW FDUG
(QDEOLQJ DHULDO SKRWR RYHUOD\
)URP WKH FKDUW DSSOLFDWLRQ
 6HOHFW 0HQX
 6HOHFW 3UHVHQWDWLRQ
 6HOHFW 2YHUOD\V
 6HOHFW $HULDO
7KH DHULDO RSDFLW\ VOLGHU EDU FRQWURO LV GLVSOD\HG VKRZLQJ WKH
FXUUHQW RSDFLW\ SHUFHQWDJH
 $GMXVW WKH VOLGHU EDU WR WKH UHTXLUHG RSDFLW\ RU
 6HOHFW 2II WR WXUQ WKH DHULDO RYHUOD\ RII
6SHFLI\LQJ WKH DHULDO RYHUOD\ DUHD
)URP WKH &KDUW DSSOLFDWLRQ PHQX
 6HOHFW 3UHVHQWDWLRQ
 6HOHFW 2YHUOD\V
 6HOHFW $HULDO 2YHUOD\
$ OLVW RI RYHUOD\ RSWLRQV LV GLVSOD\HG
 6HOHFW HLWKHU 2Q /DQG 2Q /DQG DQG 6KDOORZV RU 2Q /DQG
DQG 6HD
7KH FKDUW GLVSOD\ LV UHGUDZQ VKRZLQJ WKH QHZ RYHUOD\
VHOHFWLRQ
12:5DG ZHDWKHU RYHUOD\
:LWK D VXLWDEOH ZHDWKHU UHFHLYHU FRQQHFWHG WR \RXU PXOWLIXQFWLRQ
GLVSOD\ \RX FDQ RYHUOD\ 12:5DG ZHDWKHU LQIRUPDWLRQ RQ WKH
FKDUW GLVSOD\
7KH 12:5DG ZHDWKHU RYHUOD\ SURYLGHV 12:5DG ZHDWKHU
LQIRUPDWLRQ DQG UHSRUWV LQ WKH FKDUW DSSOLFDWLRQ <RX FDQ DGMXVW
WKH LQWHQVLW\ RI WKH RYHUOD\ WR DFKLHYH RSWLPDO YLVLELOLW\ RI ERWK
FKDUW DQG ZHDWKHU LQIRUPDWLRQ
1RWH 7KH 12:5DG ZHDWKHU RYHUOD\ FDQ RQO\ EH XVHG LQ
1RUWK $PHULFD DQG LWV FRDVWDO ZDWHUV
(QDEOLQJ 12:5DG ZHDWKHU RYHUOD\ RQ WKH FKDUW
,Q WKH ' FKDUW YLHZ
 6HOHFW 0HQX
 6HOHFW 3UHVHQWDWLRQ
 6HOHFW 2YHUOD\V
 6HOHFW 12:5DG
7KH 12:5DG RSDFLW\ VOLGHU EDU FRQWURO LV GLVSOD\HG VKRZLQJ
WKH FXUUHQW RSDFLW\ SHUFHQWDJH
 $GMXVW WKH VOLGHU EDU WR WKH UHTXLUHG RSDFLW\ RU
 6HOHFW 2II WR WXUQ WKH 12:5DG RYHUOD\ RII
9LHZLQJ ZHDWKHU UHSRUWV IURP WKH FKDUW DSSOLFDWLRQ
,Q WKH ' FKDUW YLHZ
 6HOHFW 0HQX
 6HOHFW :HDWKHU 5HSRUWV
 6HOHFW 5HSRUW $W WR VZLWFK EHWZHHQ ZHDWKHU UHSRUWV IURP
6KLS RU &XUVRU ORFDWLRQ
 6HOHFW HLWKHU 7URSLFDO 6WDWHPHQWV 0DULQH :DUQLQJV 0DULQH
=RQH )RUHFDVWV RU :DWFKER[ :DUQLQJV
'DWDER[HV
'DWDER[HV FDQ EH GLVSOD\HG LQ WKH DSSOLFDWLRQ ZLQGRZ
7KH GDWDER[HV FDQ EH VZLWFKHG RQ DQG RII DQG WKH GDWD WKDW LV
GLVSOD\HG FDQ EH FXVWRPL]HG
&XVWRPL]LQJ GDWDER[HV LQ WKH FKDUW DSSOLFDWLRQ
7R VZLWFK GDWDER[HV RQ DQG RII DQG WR VHOHFW GDWD WR GLVSOD\
IROORZ WKH VWHSV EHORZ
)URP WKH &KDUW DSSOLFDWLRQ PHQX
 6HOHFW 3UHVHQWDWLRQ
 6HOHFW 2YHUOD\
 6HOHFW 'DWDER[HV
 6HOHFW 'DWDER[  ! 2Q
 6HOHFW 'DWDER[  ! 2Q
 &KRRVH WKH 6HOHFW 'DWD RSWLRQ IRU WKH UHOHYDQW GDWDER[
 6HOHFW WKH FDWHJRU\ WKDW UHÀHFWV WKH W\SH RI GDWD \RX ZDQW WR
GLVSOD\ LQ WKH GDWDER[ )RU H[DPSOH 'HSWK GDWD
 6HOHFW WKH GDWD LWHP
7KH GDWD \RX VHOHFWHG LV GLVSOD\HG RQVFUHHQ LQ WKH
DSSURSULDWH GDWDER[
&KDUW JULG
<RX FDQ RYHUOD\ D JULG RQWR WKH &KDUW DSSOLFDWLRQ
7KH &KDUW JULG UHSUHVHQWV WKH OLQHV RI ODWLWXGH DQG ORQJLWXGH
&KDUW DSSOLFDWLRQ 
%\ GHIDXOW WKH &KDUW JULG LV VZLWFKHG RII
6ZLWFKLQJ WKH FKDUW JULG RQ DQG RII
7KH &KDUW JULG FDQ EH VZLWFKHG RQ DQG RII E\ IROORZLQJ WKH VWHSV
EHORZ
)URP WKH &KDUW DSSOLFDWLRQ PHQX
 6HOHFW 3UHVHQWDWLRQ
 6HOHFW 2YHUOD\V
 6HOHFW &KDUW *ULG VR WKDW 2Q LV VHOHFWHG WR WXUQ WKH JULG
RQ RU
 6HOHFW &KDUW *ULG VR WKDW 2II LV VHOHFWHG WR WXUQ WKH JULG RII
' VKDGLQJ
,I VXSSRUWHG E\ \RXU FDUWRJUDSK\ W\SH \RX FDQ VZLWFK VKDGLQJ RI
ODQG DQG VHD FRQWRXUV RQ DQG RII
 ' VKDGLQJ 2Q
 ' VKDGLQJ 2II
%\ GHIDXOW ' VKDGLQJ LV VZLWFKHG RQ
6ZLWFKLQJ ' VKDGLQJ RQ DQG RII
' VKDGLQJ FDQ EH VZLWFKHG RQ DQG RII E\ IROORZLQJ WKH VWHSV
EHORZ
)URP WKH &KDUW DSSOLFDWLRQ PHQX
 6HOHFW 3UHVHQWDWLRQ
 6HOHFW 2YHUOD\V
 6HOHFW ' 6KDGLQJ VR WKDW 2Q LV VHOHFWHG WR WXUQ WKH
VKDGLQJ RQ RU
 6HOHFW ' 6KDGLQJ VR WKDW 2II LV VHOHFWHG WR WXUQ WKH
VKDGLQJ RII
&RPPXQLW\ OD\HU
,I VXSSRUWHG E\ \RXU FDUWRJUDSK\ W\SH \RX FDQ GLVSOD\ 8VHU
*HQHUDWHG &RQWHQW 8*& RQ WKH &KDUW DSSOLFDWLRQ
 &RPPXQLW\ IHDWXUH 2Q
 &RPPXQLW\ IHDWXUH 2II
7R FKHFN LI \RXU 1DYLRQLFV FDUWRJUDSK\ VXSSRUWV FRPPXQLW\ HGLWV
GRZQORDGV SOHDVH UHIHU WKH 1DYLRQLFV ZHEVLWH IRU LQIRUPDWLRQ
DQG LQVWUXFWLRQV RQ GRZQORDGLQJ WKH XSGDWHV WR \RXU FKDUW FDUG
6ZLWFKLQJ WKH FRPPXQLW\ HGLWV RQ DQG RII
,I VXSSRUWHG E\ \RXU FDUWRJUDSK\ W\SH WKH 8VHU *HQHUDWHG
&RQWHQW 8*& RYHUOD\ FDQ EH VZLWFKHG RQ DQG RII E\ IROORZLQJ
WKH VWHSV EHORZ
)URP WKH &KDUW DSSOLFDWLRQ PHQX
 6HOHFW 3UHVHQWDWLRQ
 6HOHFW 2YHUOD\V
 6HOHFW &RPPXQLW\ (GLWV VR WKDW 2Q LV VHOHFWHG WR GLVSOD\
8*& RU
 6HOHFW &RPPXQLW\ (GLWV VR WKDW 2II LV VHOHFWHG WR WXUQ RII
8*&
&KDUW WH[W
,I VXSSRUWHG E\ \RXU FDUWRJUDSK\ W\SH FKDUW WH[W VXFK DV SODFH
QDPHV DQG FDXWLRQ WH[W HWF FDQ EH VZLWFKHG RQ DQG RII
 &KDUW WH[W 2Q
 &KDUW WH[W 2II
7KH GHIDXOW VHWWLQJ IRU &KDUW WH[W LV 2Q
6ZLWFKLQJ FKDUW WH[W RQ DQG RII
7KH &KDUW WH[W FDQ EH VZLWFKHG RQ DQG RII E\ IROORZLQJ WKH VWHSV
EHORZ
)URP WKH &KDUW DSSOLFDWLRQ PHQX
 6HOHFW 3UHVHQWDWLRQ
 6HOHFW 2YHUOD\V
 6HOHFW &KDUW 7H[W VR WKDW 2Q LV VHOHFWHG WR WXUQ FKDUW WH[W
RQ RU
 6HOHFW &KDUW 7H[W VR WKDW 2II LV VHOHFWHG WR WXUQ FKDUW WH[W RII
 D 6HULHV  F 6HULHV  H 6HULHV
&KDUW ERXQGDULHV
&KDUW ERXQGDU\ OLQHV FDQ EH VKRZQ RQVFUHHQ WKHVH OLQHV
LQGLFDWH WKH ERXQGDU\ RI WKH FDUWRJUDSK\ FXUUHQWO\ LQ XVH
 &KDUW ERXQGDULHV 2Q
 &KDUW ERXQGDULHV 2II
%\ GHIDXOW &KDUW ERXQGDU\ OLQHV DUH VZLWFKHG 2Q
6ZLWFKLQJ FKDUW ERXQGDU\ OLQHV RQ DQG RII
&KDUW ERXQGDU\ OLQHV FDQ EH VZLWFKHG RQ DQG RII E\ IROORZLQJ
WKH VWHSV EHORZ
)URP WKH &KDUW DSSOLFDWLRQ PHQX
 6HOHFW 3UHVHQWDWLRQ
 6HOHFW 2YHUOD\V
 6HOHFW &KDUW %RXQGDULHV VR WKDW 2Q LV VHOHFWHG WR GLVSOD\
ERXQGDU\ OLQHV RU
 6HOHFW &KDUW %RXQGDULHV VR WKDW 2II LV VHOHFWHG WR WXUQ WKH
ERXQGDU\ OLQHV RII
5DQJH ULQJV
5DQJH ULQJV SURYLGH DQ RQVFUHHQ LQFUHPHQWDO UHSUHVHQWDWLRQ
RI GLVWDQFH IURP \RXU YHVVHO WR KHOS \RX MXGJH GLVWDQFHV DW D
JODQFH
7KH ULQJV DUH DOZD\V FHQWUHG RQ \RXU YHVVHO DQG WKH VFDOH
YDULHV WR VXLW \RXU FXUUHQW FKDUW UDQJH (DFK ULQJ LV ODEHOOHG ZLWK
WKH GLVWDQFH IURP \RXU YHVVHO
%\ GHIDXOW UDQJH ULQJV DUH VZLWFKHG RII 5DQJH ULQJV DUH QRW
GLVSOD\HG LQ ' YLHZ
6ZLWFKLQJ UDQJH ULQJV RQ DQG RII
7KH UDQJH ULQJV FDQ EH VZLWFKHG RQ DQG RII E\ IROORZLQJ WKH
VWHSV EHORZ
:LWK WKH &KDUW DSSOLFDWLRQ LQ ' YLHZ
 6HOHFW 0HQX
 6HOHFW 3UHVHQWDWLRQ
 6HOHFW 2YHUOD\V
 6HOHFW 5DQJH 5LQJV VR WKDW 2Q LV VHOHFWHG WR GLVSOD\ 5DQJH
5LQJV RU
 6HOHFW 5DQJH 5LQJV VR WKDW 2II LV VHOHFWHG WR WXUQ WKH
5DQJH 5LQJV RII
6DIH =RQH 5LQJ
7KH FKDUW DSSOLFDWLRQ FDQ GLVSOD\ DQG FRQ¿JXUH D 0$53$  $,6
VDIH ]RQH ULQJ
7KH VDIH ]RQH ULQJ VKDUHV LWV FRQ¿JXUDWLRQ ZLWK WKH 5DGDU
DSSOLFDWLRQV VDIH ]RQH ULQJ KRZHYHU FDQ EH GLVSOD\HG
LQGHSHQGHQWO\ RI WKH VDIH ]RQH ULQJ LQ WKH 5DGDU DSSOLFDWLRQ
,I D 0$53$ RU $,6 WDUJHW ZLOO UHDFK WKH VDIH ]RQH ULQJ ZLWKLQ WKH
WLPH WR VDIH ]RQH VHOHFWHG DQ DODUP LV VRXQGHG
6KRZLQJ WKH 6DIH =RQH 5LQJ LQ WKH &KDUW DSSOLFDWLRQ
7R VKRZ WKH 6DIH =RQH ULQJ IROORZ WKH LQVWUXFWLRQV EHORZ
)URP WKH &KDUW DSSOLFDWLRQ
 6HOHFW 0HQX
 6HOHFW 3UHVHQWDWLRQ
 6HOHFW 2YHUOD\V
 6HOHFW 6DIH =RQH 5LQJ VR WKDW 6KRZ LV VHOHFWHG
6HOHFWLQJ 6DIH =RQH 5LQJ ZLOO VZLWFK WKH ]RQH ULQJ EHWZHHQ
KLGGHQ WR YLVLEOH
6HWWLQJ XS WKH 6DIH =RQH 5LQJ
<RX FDQ DGMXVW WKH 6DIH =RQH 5LQJ UDGLXV WKH WLPH WR 6DIH =RQH
DQG FKRRVH ZKHWKHU $,6 WDUJHWV WULJJHU WKH 6DIH =RQH DODUP
IURP WKH 6DIH =RQH 5LQJ 6HWXS PHQX
7KH 6DIH =RQH 6HWXS PHQX FDQ EH DFFHVVHG DV IROORZV
)URP WKH 5DGDU DSSOLFDWLRQ 0HQX ! =RQHV ! 6DIH =RQH
6HWXS
)URP WKH &KDUW DSSOLFDWLRQ ZLWK RQO\ WKH $,6 RYHUOD\ HQDEOHG
0HQX ! $,6 2SWLRQV ! 6DIH =RQH ! 6DIH =RQH 6HWXS
)URP WKH &KDUW DSSOLFDWLRQ ZLWK RQO\ WKH 5DGDU RYHUOD\
HQDEOHG 0HQX ! 5DGDU 2SWLRQV ! 6DIH =RQH ! 6DIH =RQH
6HWXS
)URP WKH &KDUW DSSOLFDWLRQ ZLWK WKH $,6 DQG 5DGDU RYHUOD\V
HQDEOHG 0HQX ! 5DGDU  $,6 2SWLRQV ! 6DIH =RQH ! 6DIH
=RQH 6HWXS
)URP WKH 6DIH =RQH 6HWXS PHQX
 6HOHFW 6DIH =RQH 5DGLXV
L 6HOHFW WKH UHTXLUHG UDGLXV IRU WKH VDIH ]RQH
 6HOHFW 7LPH WR 6DIH =RQH
L 6HOHFW WKH UHTXLUHG WLPH SHULRG
 6HOHFW $,6 $ODUP VR WKDW 2Q LV KLJKOLJKWHG
6HOHFWLQJ $,6 $ODUP ZLOO VZLWFK WKH GDQJHURXV WDUJHW DODUP
EHWZHHQ 2Q DQG 2II
&KDUW DSSOLFDWLRQ 
)XHO UDQJH ULQJV
7KH IXHO UDQJH ULQJ JLYHV DQ HVWLPDWHG UDQJH WKDW FDQ EH
UHDFKHG ZLWK WKH HVWLPDWHG IXHO UHPDLQLQJ RQERDUG
7KH IXHO UDQJH ULQJ FDQ EH GLVSOD\HG JUDSKLFDOO\ LQ WKH FKDUW
DSSOLFDWLRQ DQG LQGLFDWHV DQ HVWLPDWHG UDQJH WKDW FDQ EH
UHDFKHG ZLWK WKH
&XUUHQW UDWH RI IXHO FRQVXPSWLRQ
(VWLPDWHG IXHO UHPDLQLQJ RQERDUG
&RXUVH UHPDLQLQJ LQ D VWUDLJKW OLQH
&XUUHQW VSHHG PDLQWDLQHG
1RWH
7KH IXHO UDQJH ULQJ LV DQ HVWLPDWHG UDQJH WKDW FDQ EH UHDFKHG
DW WKH FXUUHQW UDWH RI IXHO FRQVXPSWLRQ RI WKH IXHO RQERDUG
DQG EDVHG RQ D QXPEHU RI H[WHUQDO IDFWRUV ZKLFK FRXOG HLWKHU
H[WHQG RU VKRUWHQ WKH SURMHFWHG UDQJH
7KLV HVWLPDWH LV EDVHG RQ GDWD UHFHLYHG IURP H[WHUQDO IXHO
PDQDJHPHQW GHYLFHV RU YLD WKH )XHO 0DQDJHU ,W GRHV QRW
WDNH LQWR DFFRXQW SUHYDLOLQJ FRQGLWLRQV VXFK DV WLGH FXUUHQW
VHD VWDWH ZLQG HWF
<RX VKRXOG QRW UHO\ RQ WKH IXHO UDQJH ULQJ IHDWXUH IRU DFFXUDWH
YR\DJH SODQQLQJ RU LQ HPHUJHQF\ DQG VDIHW\ FULWLFDO VLWXDWLRQV
(QDEOLQJ WKH IXHO UDQJH ULQJ
)URP WKH FKDUW DSSOLFDWLRQ LQ ' YLHZ
 6HOHFW 0HQX
 6HOHFW 3UHVHQWDWLRQ
 6HOHFW 2YHUOD\V
 6HOHFW )XHO 5DQJH 5LQJ VR WKDW 2Q LV VHOHFWHG
7KH IXHO UDQJH ULQJ SRSXS PHVVDJH LV GLVSOD\HG
 6HOHFW 2. WR WXUQ RQ WKH IXHO UDQJH ULQJV
'LVDEOLQJ WKH )XHO 5DQJH 5LQJ
)URP WKH FKDUW DSSOLFDWLRQ LQ ' YLHZ
 6HOHFW 0HQX
 6HOHFW 3UHVHQWDWLRQ
 6HOHFW 2YHUOD\V
 6HOHFW )XHO 5DQJH 5LQJ VR WKDW 2II LV VHOHFWHG
&KDQJLQJ WKH VL]H RI WKH YHVVHO V\PERO
7KH YHVVHO V\PERO VL]H FDQ EH FKDQJHG IROORZLQJ WKH VWHSV
EHORZ
)URP WKH &KDUW DSSOLFDWLRQ PHQX
 6HOHFW 3UHVHQWDWLRQ
 6HOHFW 2YHUOD\V
 6HOHFW %RDW 6L]H VR WKDW /DUJH LV VHOHFWHG WR VKRZ WKH ODUJH
YHVVHO V\PEROV RU
 6HOHFW %RDW 6L]H VR WKDW 6PDOO LV VHOHFWHG WR VKRZ WKH VPDOO
YHVVHO V\PERO
'LVSOD\LQJ ZD\SRLQW QDPHV
:D\SRLQW QDPHV FDQ EH VKRZQ QH[W WR WKHLU UHVSHFWLYH ZD\SRLQW
V\PEROV
)URP WKH &KDUW DSSOLFDWLRQ PHQX
 6HOHFW 3UHVHQWDWLRQ
 6HOHFW 2YHUOD\V
 6HOHFW :D\SRLQW 1DPH VR WKDW 6KRZ LV VHOHFWHG WR GLVSOD\
WKH ZD\SRLQW QDPHV RU
 6HOHFW :D\SRLQW 1DPH VR WKDW +LGH LV VHOHFWHG WR KLGH WKH
ZD\SRLQW QDPHV
5RXWH DQG 7UDFN ZLGWKV
7KH ZLGWK RI URXWH DQG WUDFN OLQHV FDQ EH FKDQJHG
6HWWLQJ 5RXWH 7UDFN
7KLQ
1RUPDO
7KLFN
&KDQJLQJ URXWH RU WUDFN OLQH ZLGWKV
7KH ZLGWK RI WKH OLQH WKDW PDNH XS URXWHV DQG WUDFNV FDQ EH
FKDQJHG E\ IROORZLQJ WKH VWHSV EHORZ
)URP WKH &KDUW DSSOLFDWLRQ PHQX
 6HOHFW 3UHVHQWDWLRQ
 6HOHFW 2YHUOD\V
 6HOHFW HLWKHU 5RXWH :LGWK RU 7UDFN :LGWK DV UHTXLUHG
 6HOHFW WKH ZLGWK \RX UHTXLUH IURP WKH OLVW
 D 6HULHV  F 6HULHV  H 6HULHV
 &KDUW YHFWRUV
&KDUW YHFWRUV DUH DYDLODEOH IRU KHDGLQJ &2* ZLQG GLUHFWLRQ DQG
WLGH GLUHFWLRQ &KDUW YHFWRUV DUH RQO\ DYDLODEOH LQ ' YLHZ
$ UDQJH RI YHFWRU JUDSKLFV FDQ EH GLVSOD\HG LQ WKH FKDUW
DSSOLFDWLRQ ZKHQ LQ ' FKDUW YLHZ 7KH IROORZLQJ YHFWRUV FDQ EH
LQGHSHQGHQWO\ HQDEOHG RU GLVDEOHG
,WHP 'HVFULSWLRQV
:LQG DUURZ ² ZLQG GLUHFWLRQ LV GLVSOD\HG DV D \HOORZ OLQH
ZLWK VROLG DUURZ KHDGV SRLQWLQJ WRZDUGV \RXU YHVVHO LQGLFDWLQJ
WKH ZLQG GLUHFWLRQ 7KH ZLGWK RI WKH DUURZ LQGLFDWHV WKH ZLQG
VWUHQJWK
7LGH DUURZ ² WLGH LV GLVSOD\HG DV D EOXH OLQH ZLWK VROLG DUURZ
KHDG SRLQWLQJ DZD\ IURP \RXU YHVVHO LQ WKH GLUHFWLRQ RI WKH WLGDO
VHW 7KH ZLGWK RI WKH DUURZ LQGLFDWHV WKH WLGH VWUHQJWK
+'* KHDGLQJ YHFWRU ² D UHG OLQH VKRZV WKH YHVVHOV KHDGLQJ
$Q DUURZ KHDG LV XVHG LI WKH YHFWRU OHQJWK LV VHW WR D YDOXH RWKHU
WKDQ LQ¿QLWH
 &2* &RXUVH 2YHU *URXQG YHFWRU ² D JUHHQ OLQH LQGLFDWHV
WKH YHVVHO¶V DFWXDO FRXUVH $ GRXEOH DUURZ KHDG LV XVHG LI WKH
YHFWRU OHQJWK LV VHW WR D YDOXH RWKHU WKDQ LQ¿QLWH
1RWH ,I 6SHHG 2YHU *URXQG 62* RU KHDGLQJ GDWD LV QRW
DYDLODEOH YHFWRUV FDQQRW EH GLVSOD\HG
9HFWRU OHQJWK
7KH OHQJWK RI WKH +'* DQG &2* YHFWRU OLQHV FDQ EH VHW WR WKH
GLVWDQFH \RXU YHVVHO ZLOO WUDYHO LQ WKH WLPH \RX VSHFLI\ DW \RXU
FXUUHQW VSHHG RU WKH\ FDQ EH VHW WR LQ¿QLWH
(QDEOLQJ DQG GLVDEOLQJ FKDUW YHFWRUV
<RX FDQ HQDEOH DQG GLVDEOH WKH DYDLODEOH FKDUW YHFWRUV E\
IROORZLQJ WKH VWHSV EHORZ
,Q ' FKDUW YLHZ
)URP WKH &KDUW DSSOLFDWLRQ PHQX
 6HOHFW 3UHVHQWDWLRQ
 6HOHFW 9HFWRUV
 6HOHFW WKH UHOHYDQW PHQX LWHP WR VZLWFK +HDGLQJ 9HFWRU
&2* 9HFWRU7LGH $UURZ RU :LQG $UURZ 2Q RU 2II DV
DSSURSULDWH
6HWWLQJ YHFWRU OHQJWK DQG ZLGWK
<RX FDQ VSHFLI\ WKH OHQJWK DQG ZLGWK RI WKH KHDGLQJ DQG &2*
YHFWRUV E\ IROORZLQJ WKH VWHSV EHORZ
,Q ' FKDUW YLHZ
)URP WKH &KDUW DSSOLFDWLRQ PHQX
 6HOHFW 3UHVHQWDWLRQ
 6HOHFW 9HFWRUV
 6HOHFW 9HFWRU /HQJWK
$ OLVW RI WLPHV LV GLVSOD\HG 
 6HOHFW D WLPH VHWWLQJ RU VHOHFW ,Q¿QLWH
 6HOHFW 9HFWRU :LGWK
$ OLVW RI ZLGWKV LV GLVSOD\HG
 6HOHFW HLWKHU 7KLQ 1RUPDO RU :LGH
 &DUWRJUDSK\ REMHFWV
&KDUW GHWDLO
7KH FKDUW GHWDLO VHWWLQJ GHWHUPLQHV WKH DPRXQW RI GHWDLO VKRZQ
LQ WKH &KDUW DSSOLFDWLRQ
/RZ
+LJK
6HOHFWLQJ WKH /RZ RSWLRQ IRU WKH &KDUW 'HWDLO GLVDEOHV WKH
IROORZLQJ REMHFWV DQG RYHUOD\V
&RPPXQLW\ (GLWV
&KDUW 7H[W
&KDUW %RXQGDULHV
/LJKW 6HFWRUV
5RXWLQJ 6\VWHPV
&DXWLRQ $UHDV
0DULQH )HDWXUHV
/DQG )HDWXUHV
 5RDGV
$GGLWLRQDO :UHFNV
&RORU 6HDEHG $UHDV
'HSWK &RQWRXUV
&KDQJLQJ WKH OHYHO RI FKDUW GHWDLO
)URP WKH FKDUW DSSOLFDWLRQ PHQX
 6HOHFW 3UHVHQWDWLRQ
 6HOHFW 2EMHFWV
 6HOHFW &KDUW 'HWDLO WR VZLWFK EHWZHHQ +LJK RU /RZ DV
DSSURSULDWH
&KDUW DSSOLFDWLRQ 
&DUWRJUDSK\ REMHFWV
,I VXSSRUWHG E\ \RX FDUWRJUDSK\ W\SH FDUWRJUDSKLF REMHFWV FDQ EH LQGLYLGXDOO\ VZLWFKHG RQ DQG RII 7KH WDEOH EHORZ VKRZ D
OLVW RI WKHVH REMHFWV
7KH 2EMHFWV PHQX LV DFFHVVHG IURP 0HQX ! 3UHVHQWDWLRQ ! 2EMHFWV
1RWH 7KH 2EMHFWV PHQX LV RQO\ DYDLODEOH ZKHQ WKH FDUWRJUDSK\ LQ XVH VXSSRUWV WKHVH IHDWXUHV
2EMHFW 0HQX LWHP 'HVFULSWLRQ 2SWLRQV
6KRZ 5RFNV 'HWHUPLQHV WKH GHSWK DW ZKLFK URFNV DUH GLVSOD\HG LQ WKH
FKDUW DSSOLFDWLRQ
± IW  ± P  ± ID
± IW  ± P  ± ID
± IW  ± P ± ID
± IW  ± P  ± ID
± IW  ± P  ± ID
$OO GHIDXOW
1DY 0DUNV 'HWHUPLQHV ZKHWKHU QDYLJDWLRQ PDUNV DUH GLVSOD\HG RQ
WKH FKDUW
2II ² QDYLJDWLRQ PDUNV DUH 127 GLVSOD\HG
2Q ² QDYLJDWLRQ PDUNV DUH GLVSOD\HG
 2II
2Q GHIDXOW
1DY 0DUN 6\PEROV 'HWHUPLQHV ZKLFK VHW RI QDYLJDWLRQ PDUN V\PEROV LV XVHG
² ,QWHUQDWLRQDO RU 86 7KHVH V\PEROV FRUUHVSRQG WR
SDSHU FKDUWV
,QWHUQDWLRQDO GHIDXOW
 86
/LJKW 6HFWRUV 'HWHUPLQHV ZKHWKHU WKH VHFWRU RI OLJKW FDVW E\ D ¿[HG
EHDFRQ LV GLVSOD\HG RU QRW
2II ² VHFWRU RI OLJKW LV 127 GLVSOD\HG
2Q ² VHFWRU RI OLJKW LV GLVSOD\HG
 2II
2Q GHIDXOW
5RXWLQJ 6\VWHPV 'HWHUPLQHV ZKHWKHU URXWLQJ GDWD LV GLVSOD\HG RU QRW
2II ² URXWLQJ GDWD LV 127 GLVSOD\HG
2Q ² URXWLQJ GDWD LV GLVSOD\HG
 2II
2Q GHIDXOW
&DXWLRQ $UHDV 'HWHUPLQHV ZKHWKHU FDXWLRQ GDWD LV GLVSOD\HG RU QRW
2II ² FDXWLRQ GDWD LV 127 GLVSOD\HG
2Q ² FDXWLRQ GDWD LV GLVSOD\HG
 2))
21 GHIDXOW
0DULQH )HDWXUHV :KHQ WKLV PHQX LWHP LV VHW WR 2Q WKH IROORZLQJ
ZDWHUEDVHG FDUWRJUDSKLF IHDWXUHV DUH GLVSOD\HG
 &DEOHV
1DWXUH RI VHDEHG SRLQWV
7LGH VWDWLRQV
&XUUHQW VWDWLRQV
3RUW LQIRUPDWLRQ
 2II
2Q GHIDXOW
/DQG )HDWXUHV :KHQ WKLV PHQX LWHP LV VHW WR 2Q ODQGEDVHG FDUWRJUDSKLF
IHDWXUHV DUH GLVSOD\HG
 2II
2Q GHIDXOW
%XVLQHVV 6HUYLFHV :KHQ WKLV PHQX LWHP LV VHW WR 2Q V\PEROV LQGLFDWLQJ WKH
ORFDWLRQ RI D EXVLQHVV ZLOO EH VKRZQ
 2II
2Q GHIDXOW
3DQRUDPLF 3KRWRV 'HWHUPLQHV ZKHWKHU SDQRUDPLF SKRWRV DUH DYDLODEOH IRU
ODQGPDUNV VXFK DV SRUWV DQG PDULQDV
 2II
2Q GHIDXOW
5RDGV 'HWHUPLQHV ZKHWKHU PDMRU FRDVWDO URDGV DUH GLVSOD\HG
RQ WKH FKDUW
2II ² FRDVWDO URDGV DUH 127 GLVSOD\HG
2Q ² FRDVWDO URDGV DUH GLVSOD\HG
 2II
2Q GHIDXOW
$GGLWLRQDO :UHFNV 'HWHUPLQHV ZKHWKHU H[WHQGHG LQIRUPDWLRQ IRU QHZ ZUHFNV
LV GLVSOD\HG
 2II
2Q GHIDXOW
&RORUHG 6HDEHG $UHDV 3URYLGHV JUHDWHU GH¿QLWLRQ RI WKH VHDEHG 7KLV DSSOLHV
RQO\ WR OLPLWHG DUHDV ZKHUH WKH H[WUD GHWDLO LV DYDLODEOH
2II GHIDXOW
 2Q
 D 6HULHV  F 6HULHV  H 6HULHV
 2EMHFW LQIRUPDWLRQ
,I VXSSRUWHG E\ \RXU FDUWRJUDSK\ W\SH \RX FDQ YLHZ GHWDLOHG
LQIRUPDWLRQ DERXW VSHFL¿F FDUWRJUDSKLF REMHFWV
'HSHQGLQJ RQ WKH FDUWRJUDSK\ W\SH \RX DUH XVLQJ \RX FDQ YLHZ
VRPH RU DOO RI WKH IROORZLQJ DGGLWLRQDO LQIRUPDWLRQ
'HWDLOV RI HDFK FDUWRJUDSKLF REMHFW WKDW LV PDUNHG RQ WKH FKDUW
LQFOXGLQJ VRXUFH GDWD IRU VWUXFWXUHV OLQHV RSHQ VHD DUHDV HWF
'HWDLOV RI SRUWV SRUW IHDWXUHV DQG EXVLQHVV VHUYLFHV
3LORW ERRN LQIRUPDWLRQ VLPLODU WR ZKDW \RX ZRXOG VHH LQ D
PDULQH DOPDQDF 3LORW ERRN LQIRUPDWLRQ LV DYDLODEOH DW FHUWDLQ
SRUWV
3DQRUDPLF SKRWRV RI SRUWV DQG PDULQDV 7KH DYDLODELOLW\ RI
SKRWRV LV LQGLFDWHG E\ D FDPHUD V\PERO RQ WKH FKDUW GLVSOD\
<RX FDQ DOVR VHDUFK IRU WKH QHDUHVW LQVWDQFH RI D SDUWLFXODU FKDUW
REMHFW XVLQJ WKH )LQG 1HDUHVW RSWLRQ 7KH IROORZLQJ REMHFW FDQ
EH VHDUFKHG IRU
3RUW 6HDUFK E\ QDPH ² 1DYLRQLFV FKDUWV RQO\
:D\SRLQWV
3RUWV ² 1DYLRQLFV FKDUWV RQO\
7LGH 6WDWLRQ ² 1DYLRQLFV FKDUWV RQO\
&XUUHQW 6WDWLRQ ² 1DYLRQLFV FKDUWV RQO\
2EVWUXFWLRQV
:UHFNV
3RUW 6HUYLFHV
%XVLQHVV 6HUYLFHV ² 1DYLRQLFV FKDUWV RQO\
6PDOO &UDIW )DFLOLW\ ² /LJKW+RXVH FKDUWV RQO\
+DUERU )DFLOLW\ ² /LJKW+RXVH FKDUWV RQO\
7KLV LQIRUPDWLRQ FDQ EH DFFHVVHG XVLQJ WKH &KDUW 2EMHFWV RU
)LQG 1HDUHVW RSWLRQV IURP WKH FKDUW FRQWH[W PHQX
6HOHFW D FKDUW REMHFW RQ VFUHHQ DQG FKRRVH &KDUW 2EMHFWV
IURP WKH FKDUW FRQWH[W PHQX WR YLHZ LQIRUPDWLRQ DERXW WKH
VHOHFWHG REMHFW
6HOHFW )LQG 1HDUHVW IURP WKH FKDUW FRQWH[W PHQX WR VHDUFK
IRU REMHFWV FORVH E\
'LVSOD\LQJ FKDUW REMHFW LQIRUPDWLRQ
)URP WKH FKDUW DSSOLFDWLRQ
 6HOHFW DQ REMHFW
7KH FKDUW FRQWH[W PHQX LV GLVSOD\HG
 6HOHFW &KDUW 2EMHFWV
7KH &KDUW 2EMHFW 'LDORJ LV GLVSOD\HG
 6HOHFWLQJ DYDLODEOH RSWLRQV ZLOO GLVSOD\ GHWDLOHG LQIRUPDWLRQ
DERXW WKDW LWHP
 6HOHFWLQJ WKH SRVLWLRQ LQ WKH GLDORJ ZLOO FORVH WKH LQIRUPDWLRQ
GLDORJ DQG SRVLWLRQ WKH FXUVRU RYHU WKH REMHFW
6HDUFKLQJ IRU WKH QHDUHVW FKDUW REMHFW RU
VHUYLFH
)URP WKH FKDUW DSSOLFDWLRQ
 6HOHFW D ORFDWLRQ RQ VFUHHQ
7KH FKDUW FRQWH[W PHQX LV GLVSOD\HG
 6HOHFW )LQG 1HDUHVW
$ OLVW RI FKDUW REMHFW W\SHV LV GLVSOD\HG
 6HOHFW WKH FKDUW REMHFW RU VHUYLFH LQ WKH OLVW
$ OLVW LV GLVSOD\HG RI WKH DYDLODEOH LQVWDQFHV RI WKDW SDUWLFXODU
REMHFW RU VHUYLFH
 6HOHFW WKH LWHP WKDW \RX ZDQW WR ¿QG
7KH FXUVRU ZLOO EH UHSRVLWLRQHG RYHU WKH VHOHFWHG REMHFW RU D
OLVW RI LQVWDQFH ZLOO EH GLVSOD\HG
6HDUFKLQJ IRU D SRUW E\ QDPH
)URP WKH FKDUW DSSOLFDWLRQ
 6HOHFW D ORFDWLRQ RQ VFUHHQ
7KH FKDUW FRQWH[W PHQX LV GLVSOD\HG
 6HOHFW )LQG 1HDUHVW
$ OLVW RI FKDUW REMHFW W\SHV LV GLVSOD\HG
 6HOHFW 3RUW VHDUFK E\ QDPH IURP WKH OLVW
7KH RQ±VFUHHQ NH\ERDUG LV GLVSOD\HG
 8VH WKH RQVFUHHQ NH\ERDUG WR HQWHU WKH GHVLUHG SRUW QDPH
 6HOHFW 6$9(
7KH VHDUFK UHVXOWV DUH GLVSOD\HG
 6HOHFW WKH SRVLWLRQ DJDLQVW DQ HQWU\ LQ WKH OLVW WR UHSRVLWLRQ
WKH FXUVRU RYHU WKDW SRVLWLRQ
'LVSOD\LQJ SLORW ERRN LQIRUPDWLRQ
)URP WKH FKDUW DSSOLFDWLRQ ZKHQ D SRUW V\PERO LV GLVSOD\HG IRU
D SRUW ZKLFK KDV D SLORW ERRN
 6HOHFW WKH SRUW V\PERO
7KH FKDUW FRQWH[W PHQX ZLOO EH GLVSOD\HG
 6HOHFW 3LORW %RRN
 6HOHFW WKH UHOHYDQW FKDSWHU
'LVSOD\LQJ SDQRUDPLF SKRWRV
)URP WKH FKDUW DSSOLFDWLRQ ZKHQ D FDPHUD V\PERO LV GLVSOD\HG
LQGLFDWLQJ WKH DYDLODELOLW\ RI D SKRWR
 6HOHFW WKH FDPHUD V\PERO
7KH FKDUW FRQWH[W PHQX LV GLVSOD\HG
 6HOHFW 3KRWR
7KH SKRWR LV GLVSOD\HG RQ VFUHHQ
1RWH 1RW DOO FDUWRJUDSK\ W\SHV DUH FDSDEOH RI GLVSOD\LQJ
SDQRUDPLF SKRWRV
&XUUHQW LQIRUPDWLRQ
$QLPDWHG FXUUHQW LQIRUPDWLRQ
7KH HOHFWURQLF FKDUWV PD\ DOORZ DQLPDWLRQ RI WKH FXUUHQW
LQIRUPDWLRQ FXUUHQW VWDWLRQV
$QLPDWHG FXUUHQW LQIRUPDWLRQ LV DYDLODEOH LQ WKH FKDUW DSSOLFDWLRQ
ZKHUHYHU D GLDPRQGVKDSHG V\PERO ZLWK D & LV GLVSOD\HG
7KLV V\PERO LGHQWL¿HV WKH ORFDWLRQ RI D FXUUHQW VWDWLRQ DQG WKH
DYDLODELOLW\ RI FXUUHQW LQIRUPDWLRQ IRU WKH ORFDWLRQ
:KHQ \RX VHOHFW D FXUUHQW VWDWLRQ V\PERO WKH FKDUW FRQWH[W PHQX
LV GLVSOD\HG ZKLFK SURYLGHV WKH $QLPDWH RSWLRQ
&KDUW DSSOLFDWLRQ 
:KHQ \RX VHOHFW $QLPDWH WKH DQLPDWH PHQX LV GLVSOD\HG DQG
WKH GLDPRQGVKDSHG FXUUHQW V\PEROV DUH UHSODFHG ZLWK G\QDPLF
FXUUHQW DUURZV ZKLFK LQGLFDWH WKH GLUHFWLRQ DQG VWUHQJWK RI WKH
FXUUHQWV
&XUUHQW DQLPDWLRQ
$UURZV LQGLFDWH WKH GLUHFWLRQ RI FXUUHQW ÀRZV
7KH OHQJWK RI WKH DUURZ LQGLFDWHV WKH ÀRZ UDWH
7KH FRORU RI WKH DUURZ LQGLFDWHV WKH ÀRZ VSHHG
±5HG LQFUHDVLQJ FXUUHQW ÀRZ VSHHG
±%OXH GHFUHDVLQJ FXUUHQW ÀRZ VSHHG
7KH DQLPDWLRQ FDQ EH YLHZHG FRQWLQXRXVO\ RU LQFUHPHQWDOO\ DW D
WLPH LQWHUYDO WKDW \RX VSHFLI\ <RX FDQ DOVR VHW WKH GDWH IRU WKH
DQLPDWLRQ DQG VWDUW RU UHVWDUW WKH DQLPDWLRQ DW DQ\ SRLQW ZLWKLQ
D KRXU SHULRG ,I WKH V\VWHP GRHV QRW KDYH D YDOLG GDWH DQG
WLPH WKH GDWH XVHG ZLOO EH PLGGD\ IRU WKH V\VWHP GHIDXOW GDWH
1RWH 1RW DOO HOHFWURQLF FKDUWV VXSSRUW WKH DQLPDWHG FXUUHQWV
IHDWXUH &KHFN WKH 1DYLRQLFV ZHEVLWH ZZZQDYLRQLFVFRP WR
HQVXUH WKH IHDWXUHV DUH DYDLODEOH RQ \RXU FKRVHQ FDUWRJUDSK\
OHYHO
9LHZLQJ DQLPDWHG FXUUHQW LQIRUPDWLRQ
)URP WKH FKDUW DSSOLFDWLRQ
 6HOHFW GLDPRQGVKDSHG FXUUHQW LFRQ
7KH FKDUW FRQWH[W PHQX LV GLVSOD\HG
 6HOHFW $QLPDWH
7KH DQLPDWH PHQX LV GLVSOD\HG DQG WKH FXUUHQW LFRQV DUH
UHSODFHG ZLWK G\QDPLF FXUUHQW DUURZV
&RQWUROOLQJ DQLPDWLRQV
)URP WKH FKDUW DSSOLFDWLRQ ZLWK WKH DQLPDWH PHQX GLVSOD\HG
 7R VWDUW RU VWRS WKH DQLPDWLRQ VHOHFW $QLPDWH WR VZLWFK
EHWZHHQ 3OD\ DQG 3DXVH
 7R YLHZ WKH DQLPDWLRQ LQ VWHSV VHOHFW 6WHS %DFN RU 6WHS
)RUZDUG
 7R VHW WKH DQLPDWLRQ VWHS LQWHUYDO SDXVH DQ\ SOD\LQJ
DQLPDWLRQV DQG WKHQ VHOHFW 6HW 7LPH ,QWHUYDO
 7R VHW WKH DQLPDWLRQ GDWH VHOHFW 6HW 'DWH DQG WKHQ XVLQJ WKH
RQ VFUHHQ NH\ERDUG HQWHU WKH UHTXLUHG GDWH
 7R VHW WKH DQLPDWLRQ GDWH WR WKH FXUUHQW GDWH VHOHFW 7RGD\
 7R VHW WKH DQLPDWLRQ GDWH WR  KRXUV SUHYLRXV WR WKH FXUUHQW
GDWH VHOHFW 3UHYLRXV 'D\
 7R VHW WKH DQLPDWLRQ GDWH WR  KRXUV DKHDG RI WKH FXUUHQW
GDWH VHOHFW 1H[W 'D\
&XUUHQW JUDSKV
&XUUHQW JUDSKV SURYLGH D JUDSKLFDO YLHZ RI FXUUHQW DFWLYLW\
 %DFN ² 5HWXUQ WR WKH SUHYLRXV PHQX RU YLHZ
 6XQULVH LQGLFDWRU ² ,QGLFDWHV ZKHQ WKH VXQ ULVHV
 6XQVHW LQGLFDWRU ² ,QGLFDWHV ZKHQ WKH VXQ VHWV
 ([LW ² &ORVHV WKH GLDORJ
 1LJKWIDOO LQGLFDWRU ² 7KH JUH\HGRXW VHFWLRQ RI WKH JUDSK
LQGLFDWHV ZKHQ QLJKWIDOO RFFXUV
 &XUUHQW GLUHFWLRQ ² ,QGLFDWHV WKH GLUHFWLRQ RI FXUUHQW
UHODWLYH WR QRUWK
 (EE)ORRG ² 'LVSOD\V D OLVW VKRZLQJ HEE VODFN DQG ÀRRG
WLGHV
 'DWH QDYLJDWLRQ ² 8VH WKH LFRQV WR PRYH WR WKH QH[W RU
SUHYLRXV GD\
 7LPH ² 7KH KRUL]RQWDO D[LV RI WKH JUDSK LQGLFDWHV WLPH
LQ DFFRUGDQFH ZLWK WKH WLPH IRUPDW VSHFL¿HG LQ WKH 8QLWV
6HWXS RSWLRQV
 &XUUHQW VSHHG ² 7KH YHUWLFDO D[LV RI WKH JUDSK LQGLFDWHV
VSHHG LQ DFFRUGDQFH ZLWK WKH VSHHG SUHIHUHQFHV VSHFL¿HG
LQ WKH 8QLWV 6HWXS RSWLRQV
1RWH 7KH GDWD SURYLGHG LQ WKH FXUUHQW JUDSKV LV IRU
LQIRUPDWLRQ SXUSRVHV RQO\ DQG VKRXOG 127 EH UHOLHG XSRQ DV
D VXEVWLWXWH IRU SUXGHQW QDYLJDWLRQ 2QO\ RI¿FLDO JRYHUQPHQW
FKDUWV DQG QRWLFHV WR PDULQHUV FRQWDLQ DOO WKH FXUUHQW
LQIRUPDWLRQ QHHGHG IRU VDIH QDYLJDWLRQ $OZD\V PDLQWDLQ D
SHUPDQHQW ZDWFK
'LVSOD\LQJ GHWDLOV RI FXUUHQWV
)URP WKH FKDUW DSSOLFDWLRQ
 6HOHFW WKH GLDPRQGVKDSHG FXUUHQW LFRQ
7KH FKDUW FRQWH[W PHQX LV GLVSOD\HG
 6HOHFW &XUUHQW 6WDWLRQ
7KH JUDSK IRU WKH VHOHFWHG VWDWLRQ LV GLVSOD\HG
7LGH LQIRUPDWLRQ
$QLPDWHG WLGH LQIRUPDWLRQ
7KH HOHFWURQLF FKDUWV PD\ DOORZ DQLPDWLRQ RI WKH WLGH LQIRUPDWLRQ
WLGH VWDWLRQV
$QLPDWHG WLGH LQIRUPDWLRQ LV DYDLODEOH LQ WKH FKDUW DSSOLFDWLRQ
ZKHUHYHU D GLDPRQGVKDSHG V\PERO ZLWK D 7 LV GLVSOD\HG
7KLV V\PERO LGHQWL¿HV WLGH VWDWLRQV DQG WKH DYDLODELOLW\ RI WLGH
LQIRUPDWLRQ IRU WKH ORFDWLRQ
:KHQ \RX VHOHFW D WLGH VWDWLRQ V\PERO WKH FKDUW FRQWH[W PHQX LV
GLVSOD\HG ZKLFK SURYLGHV WKH $QLPDWH RSWLRQ
:KHQ \RX VHOHFW $QLPDWH WKH DQLPDWH PHQX LV GLVSOD\HG DQG
WKH GLDPRQG±VKDSHG V\PEROV DUH UHSODFHG ZLWK G\QDPLF WLGH
EDU ZKLFK LQGLFDWHV WKH SUHGLFWHG WLGH KHLJKW IRU WKH DFWXDO WLPH
DQG GDWH
7LGH DQLPDWLRQ
7LGH KHLJKW LV LQGLFDWHG E\ D JDXJH 7KH JDXJH LV FRPSULVHG
RI  OHYHOV ZKLFK DUH VHW DFFRUGLQJ WR WKH DEVROXWH PLQLPXP 
PD[LPXP YDOXHV RI WKDW SDUWLFXODU GD\
7KH FRORU RI WKH DUURZ RQ WKH WLGH JDXJHV LQGLFDWHV FKDQJHV
LQ WKH WLGH KHLJKW
±5HG LQFUHDVLQJ WLGH KHLJKW
±%OXH GHFUHDVLQJ WLGH KHLJKW
7KH DQLPDWLRQ FDQ EH YLHZHG FRQWLQXRXVO\ RU LQFUHPHQWDOO\ DW D
WLPH LQWHUYDO WKDW \RX VSHFLI\ <RX FDQ DOVR VHW WKH GDWH IRU WKH
DQLPDWLRQ DQG VWDUW RU UHVWDUW WKH DQLPDWLRQ DW DQ\ SRLQW ZLWKLQ
D KRXU SHULRG ,I WKH V\VWHP GRHV QRW KDYH D YDOLG GDWH DQG
WLPH WKH GDWH XVHG ZLOO EH PLGGD\ IRU WKH V\VWHP GHIDXOW GDWH
1RWH 1RW DOO HOHFWURQLF FKDUWV VXSSRUW WKH DQLPDWHG WLGHV
IHDWXUH &KHFN WKH 1DYLRQLFV ZHEVLWH ZZZQDYLRQLFVFRP WR
HQVXUH WKH IHDWXUHV DUH DYDLODEOH RQ \RXU FKRVHQ FDUWRJUDSK\
OHYHO
9LHZLQJ DQLPDWHG WLGH LQIRUPDWLRQ
)URP WKH FKDUW DSSOLFDWLRQ
 6HOHFW GLDPRQGVKDSHG WLGH LFRQ
7KH FKDUW FRQWH[W PHQX LV GLVSOD\HG
 D 6HULHV  F 6HULHV  H 6HULHV
 6HOHFW $QLPDWH
7KH DQLPDWH PHQX LV GLVSOD\HG DQG WKH WLGH LFRQ LV UHSODFHG
ZLWK D G\QDPLF WLGH EDU LQGLFDWRU
&RQWUROOLQJ DQLPDWLRQV
)URP WKH FKDUW DSSOLFDWLRQ ZLWK WKH DQLPDWH PHQX GLVSOD\HG
 7R VWDUW RU VWRS WKH DQLPDWLRQ VHOHFW $QLPDWH WR VZLWFK
EHWZHHQ 3OD\ DQG 3DXVH
 7R YLHZ WKH DQLPDWLRQ LQ VWHSV VHOHFW 6WHS %DFN RU 6WHS
)RUZDUG
 7R VHW WKH DQLPDWLRQ VWHS LQWHUYDO SDXVH DQ\ SOD\LQJ
DQLPDWLRQV DQG WKHQ VHOHFW 6HW 7LPH ,QWHUYDO
 7R VHW WKH DQLPDWLRQ GDWH VHOHFW 6HW 'DWH DQG WKHQ XVLQJ WKH
RQ VFUHHQ NH\ERDUG HQWHU WKH UHTXLUHG GDWH
 7R VHW WKH DQLPDWLRQ GDWH WR WKH FXUUHQW GDWH VHOHFW 7RGD\
 7R VHW WKH DQLPDWLRQ GDWH WR  KRXUV SUHYLRXV WR WKH FXUUHQW
GDWH VHOHFW 3UHYLRXV 'D\
 7R VHW WKH DQLPDWLRQ GDWH WR  KRXUV DKHDG RI WKH FXUUHQW
GDWH VHOHFW 1H[W 'D\
7LGH JUDSKV
7LGH JUDSKV SURYLGH D JUDSKLFDO YLHZ RI WLGDO DFWLYLW\
 %DFN ² UHWXUQ WR WKH SUHYLRXV PHQX RU YLHZ
 6XQULVH LQGLFDWRU ² LQGLFDWHV ZKHQ WKH VXQ ULVHV
 6XQVHW LQGLFDWRU ² LQGLFDWHV ZKHQ WKH VXQ VHWV
 ([LW ² FORVHV WKH GLDORJ
 1LJKWIDOO LQGLFDWRU ² WKH JUH\HGRXW VHFWLRQ RI WKH JUDSK
LQGLFDWHV ZKHQ QLJKWIDOO RFFXUV
 /RZ  +LJK 7LGH ² ,QGLFDWHV WKH WLPH DW ZKLFK ORZ RU KLJK
WLGH RFFXUV
 'DWH QDYLJDWLRQ ² 8VH WKH LFRQV WR PRYH WR WKH QH[W RU
SUHYLRXV GD\
 7LPH ² 7KH KRUL]RQWDO D[LV RI WKH JUDSK LQGLFDWHV WLPH LQ
DFFRUGDQFH ZLWK WKH WLPH IRUPDW VSHFL¿HG LQ WKH 6\VWHP
6HWWLQJV
 'HSWK ² 7KH YHUWLFDO D[LV RI WKH JUDSK LQGLFDWHV WLGDO ZDWHU
GHSWK 7KH XQLWV IRU WKH GHSWK PHDVXUHPHQW DUH EDVHG RQ
WKRVH VSHFL¿HG LQ WKH +RPHVFUHHQ ! &XVWRPL]H ! 8QLWV
6HWXS ! 'HSWK 8QLWV PHQX
1RWH 7KH GDWD SURYLGHG LQ WKH WLGH JUDSKV LV IRU LQIRUPDWLRQ
SXUSRVHV RQO\ DQG VKRXOG 127 EH UHOLHG XSRQ DV D VXEVWLWXWH
IRU SUXGHQW QDYLJDWLRQ 2QO\ RI¿FLDO JRYHUQPHQW FKDUWV DQG
QRWLFHV WR PDULQHUV FRQWDLQ DOO WKH FXUUHQW LQIRUPDWLRQ QHHGHG
IRU VDIH QDYLJDWLRQ $OZD\V PDLQWDLQ D SHUPDQHQW ZDWFK
'LVSOD\LQJ GHWDLOV RI WLGHV
)URP WKH FKDUW DSSOLFDWLRQ
 6HOHFW WKH GLDPRQGVKDSHG WLGH LFRQ
7KH FKDUW FRQWH[W PHQX LV GLVSOD\HG
 6HOHFW 7LGH 6WDWLRQ
7KH JUDSK IRU WKH VHOHFWHG VWDWLRQ LV GLVSOD\HG
&KDUW DSSOLFDWLRQ 
 'HSWK  &RQWRXU RSWLRQV
,I VXSSRUWHG E\ \RXU FDUWRJUDSK\ W\SH WKH IROORZLQJ GHSWK DQG FRQWRXU VHWWLQJV DUH DYDLODEOH
1RWH 7KH PHQX LWHPV DYDLODEOH DUH GHSHQGDQW XSRQ \RXU FDUWRJUDSK\ W\SH 7KH GHSWK RSWLRQV DUH GHSHQGDQW XSRQ WKH XQLWV
RI PHDVXUH LQ XVH RQ \RXU V\VWHP
0HQX LWHP &DUWRJUDSK\ W\SH 'HVFULSWLRQ 2SWLRQV
6KRZ 6RXQGLQJV /LJKW+RXVH
YHFWRU FKDUWV DQG
1DYLRQLFV
'HWHUPLQHV WKH GHSWK DW ZKLFK GHSWK
VRXQGLQJV DUH GLVSOD\HG
 1RQH
± IW  ± P  ± ID
± IW  ± P  ± ID
± IW  ± P  ± ID
± IW  ± P  ± ID
$OO GHIDXOW
6KRZ &RQWRXUV 1DYLRQLFV 'HWHUPLQHV ZKHWKHU FRQWRXUV DUH
GLVSOD\HG
 2II
± IW  ± P  ± ID
± IW  ± P  ± ID
± IW  ± P  ± ID
± IW  ± P  ± ID
± IW  ± P  ± ID
$OO GHIDXOW
6KDOORZ &RQWRXU /LJKW+RXVH FKDUWV 'HWHUPLQHV WKH GHSWK DW ZKLFK WKH
6KDOORZ FRQWRXU LV GLVSOD\HG
7KH 6KDOORZ FRQWRXU FDQQRW EH VHW WR D
YDOXH JUHDWHU WKDQ WKH 6DIHW\ RU 'HHS
FRQWRXUV
 2II
 IW   P   ID
 IW   P   ID GHIDXOW
 IW   P   ID
 IW   P   ID
 IW   P   ID
 IW   P   ID
 IW   P   ID
6DIHW\ &RQWRXU /LJKW+RXVH FKDUWV 'HWHUPLQHV WKH GHSWK DW ZKLFK WKH 6DIHW\
FRQWRXU LV GLVSOD\HG
7KH 6DIHW\ FRQWRXU FDQQRW EH VHW WR D
YDOXH OHVV WKDQ WKH 6KDOORZ FRQWRXU RU
KLJKHU WKDQ WKH 'HHS FRQWRXU
 2II
 IW   P   ID
 IW   P   ID
 IW   P   ID
 IW   P   ID
 IW   P   ID GHIDXOW
 IW   P   ID
 IW   P   ID
'HHS &RQWRXU /LJKW+RXVH
YHFWRU FKDUWV DQG
1DYLRQLFV
'HWHUPLQHV WKH GHSWK DW ZKLFK WKH 'HHS
FRQWRXU LV GLVSOD\HG
7KH 'HHS FRQWRXU FDQQRW EH VHW WR D
YDOXH OHVV WKDQ WKH 6KDOORZ RU 6DIHW\
FRQWRXUV
 2II
 IW   P   ID
 IW   P   ID
 IW   P   ID
 IW   P   ID
 IW   P   ID
 IW   P   ID GHIDXOW
 IW   P   ID
'HHS :DWHU &RORU 1DYLRQLFV 'HWHUPLQHV WKH FRORU RI GHHS ZDWHU :KLWH GHIDXOW
 %OXH
6RQDU /RJV 1DYLRQLFV $OORZV ORJJLQJ RI GHSWK DQG SRVLWLRQ
GDWD WR \RXU 1DYLRQLFV FKDUW FDUG 7KLV
GDWD ZLOO EH VHQW WR 1DYLRQLFV WR LPSURYH
WKH FRQWRXU GHWDLO RI 6RQDU &KDUWV RQ
\RXU PXOWLIXQFWLRQ GLVSOD\ 5HIHU WR WKH
1DYLRQLFV ZHEVLWH ZZZQDYLRQLFVFRP
IRU LQVWUXFWLRQV RQ KRZ WR XSORDG \RXU
VRQDU ORJV
 2Q
 2II
 D 6HULHV  F 6HULHV  H 6HULHV
'HSWK VRXQGLQJV DQG FRQWRXUV
,I VXSSRUWHG E\ \RXU FDUWRJUDSK\ W\SH GHSWK VRXQGLQJV DQG
FRQWRXUV FDQ EH XVHG LQ WKH &KDUW DSSOLFDWLRQ WR SURYLGH
DZDUHQHVV RI ZDWHU GHSWK
:KHQ XVLQJ YHFWRU EDVHG FDUWRJUDSK\ \RX FDQ DGMXVW WKH GHSWK
DW ZKLFK WKH FRQWRXUV DQG VRXQGLQJV DSSHDU RQVFUHHQ
 6KDOORZ FRQWRXU
 6DIHW\ FRQWRXU
 'HHS FRQWRXU
7KH 'HSWK  &RQWRXUV PHQX FDQ EH DFFHVVHG IURP 0HQX !
3UHVHQWDWLRQ ! 'HSWK  &RQWRXUV
&KDUW DSSOLFDWLRQ 
 0\ 'DWD RSWLRQV
7KH 0\ 'DWD PHQX SURYLGHV DFFHVV WR \RXU XVHU GDWD
7KH RSWLRQV DUH IRXQG LQ WKH 0\ 'DWD PHQX 0HQX ! 0\ 'DWD
:D\SRLQWV ² 9LHZ WKH ZD\SRLQWV JURXS OLVW
5RXWHV ² 9LHZ WKH 5RXWHV OLVW
7UDFNV ² 9LHZ WKH 7UDFNV OLVW
5HIHU WR &KDSWHU  :D\SRLQWV 5RXWHV DQG 7UDFNV IRU IXUWKHU
GHWDLOV
 0XOWLSOH FKDUW V\QFKURQL]DWLRQ
<RX FDQ V\QFKURQL]H WKH KHDGLQJ UDQJH DQG SRVLWLRQ
LQIRUPDWLRQ DFURVV PXOWLSOH FKDUW YLHZV DQG QHWZRUNHG GLVSOD\V
:KHQ FKDUW V\QFKURQL]DWLRQ LV HQDEOHG
,W LV LQGLFDWHG E\ ³&+57 6\QF´ LQ WKH FKDUW DSSOLFDWLRQ WLWOH EDU
$Q\ FKDQJHV PDGH WR WKH KHDGLQJ UDQJH RU SRVLWLRQ LQ DQ\
FKDUW LQVWDQFH ZLOO EH UHÀHFWHG LQ DOO RWKHU FKDUW LQVWDQFHV
1RWH :KHQ WKH ' DQG ' FKDUW YLHZV DUH V\QFKURQL]HG WKH
0RWLRQ 0RGH LV DOZD\V 5HODWLYH 0RWLRQ
6\QFKURQL]LQJ PXOWLSOH FKDUW LQVWDQFHV
)URP WKH FKDUW DSSOLFDWLRQ
 6HOHFW 0HQX
 6HOHFW 3UHVHQWDWLRQ
 6HOHFW &KDUW 6\QF
 6HOHFW &KDUW IURP WKH OLVW
$ WLFN LV SODFHG QH[W WR WKH VHOHFWHG RSWLRQ
 5HSHDW WKH VWHSV DERYH IRU HDFK FKDUW LQVWDQFH DQG LI
UHTXLUHG RQ HDFK QHWZRUNHG PXOWLIXQFWLRQ GLVSOD\ \RX ZDQW
WR V\QF WKH FKDUW YLHZ
1RWH <RX FDQQRW V\QF WR DQRWKHU FKDUW LI UDGDU V\QF LV WXUQHG
RQ
 D 6HULHV  F 6HULHV  H 6HULHV
 0HDVXULQJ GLVWDQFHV DQG
EHDULQJV
<RX FDQ XVH WKH GDWDEDU DQG FRQWH[W PHQX LQIRUPDWLRQ \RX FDQ
XVH WKH PHDVXUH IXQFWLRQ WR PHDVXUH GLVWDQFHV LQ WKH FKDUW
DSSOLFDWLRQ
<RX FDQ GHWHUPLQH WKH GLVWDQFH DQG EHDULQJ
IURP \RXU YHVVHO WR WKH SRVLWLRQ RI WKH FXUVRU
EHWZHHQ WZR SRLQWV RQ WKH FKDUW
0HDVXULQJ IURP YHVVHO SRVLWLRQ WR FXUVRU
)URP WKH FKDUW DSSOLFDWLRQ
 6HOHFW WKH ORFDWLRQ RQ VFUHHQ WKDW \RX ZDQW WR PHDVXUH WKH
GLVWDQFH RU EHDULQJ IURP \RXU YHVVHO
7KH FKDUW FRQWH[W PHQX ZLOO EH GLVSOD\HG
 6HOHFW 0HDVXUH
7KH IROORZLQJ ZLOO KDSSHQ
7KH PHDVXUH PHQX ZLOO EH GLVSOD\HG
$ OLQH ZLOO EH GUDZQ IURP WKH FXUVRU SRVLWLRQ WR WKH FHQWHU
RI WKH VFUHHQ
7KH FXUVRU ORFDWLRQ ZLOO EH PRYHG DW WKH FHQWHU RI WKH
VFUHHQ
7KH EHDULQJ DQG GLVWDQFH ZLOO EH GLVSOD\HG QH[W WR WKH QHZ
FXUVRU ORFDWLRQ
 )URP WKH PHDVXUH PHQX VHOHFW )URP VR WKDW 6KLS LV VHOHFWHG
7KH UXOHU OLQH LV UHGUDZQ IURP WKH FXUVRU SRVLWLRQ WR \RXU
YHVVHO
 <RX FDQ QRZ DGMXVW WKH UXOHU SRVLWLRQ E\ PRYLQJ WKH FXUVRU
WR WKH GHVLUHG ORFDWLRQ
 ,I \RX ZDQW WKH UXOHU GLVSOD\HG DIWHU \RX KDYH FORVHG WKH
PHDVXUH PHQX VHOHFW 5XOHU VR WKDW 2Q LV KLJKOLJKWHG
6HOHFWLQJ UXOHU ZLOO VZLWFK WKH UXOHU 2Q DQG 2II
 6HOHFW %DFN RU 2N WR FORVH WKH PHDVXUH PHQX OHDYLQJ WKH
FXUUHQW PHDVXUHPHQW RQVFUHHQ
0HDVXULQJ IURP SRLQW WR SRLQW
)URP WKH FKDUW DSSOLFDWLRQ
 6HOHFW WKH ORFDWLRQ RQ VFUHHQ WKDW \RX ZDQW WR PHDVXUH WKH
GLVWDQFH RU EHDULQJ IURP \RXU YHVVHO
7KH FKDUW FRQWH[W PHQX ZLOO EH GLVSOD\HG
 6HOHFW 0HDVXUH
7KH IROORZLQJ ZLOO KDSSHQ
7KH PHDVXUH PHQX ZLOO EH GLVSOD\HG
$ OLQH ZLOO EH GUDZQ IURP WKH FXUVRU SRVLWLRQ WR WKH FHQWHU
RI WKH VFUHHQ
7KH FXUVRU ORFDWLRQ ZLOO EH PRYHG DW WKH FHQWHU RI WKH
VFUHHQ
7KH EHDULQJ DQG GLVWDQFH ZLOO EH GLVSOD\HG QH[W WR WKH QHZ
FXUVRU ORFDWLRQ
 6HOHFW )URP VR WKDW &XUVRU LV VHOHFWHG
6HOHFWLQJ PHDVXUH IURP ZLOO VZLWFK EHWZHHQ 6KLS DQG &XUVRU
 <RX FDQ QRZ DGMXVW WKH HQG SRLQW E\ PRYLQJ WKH FXUVRU WR WKH
GHVLUHG ORFDWLRQ
 <RX FDQ DOVR 6ZDS 'LUHFWLRQ RI WKH UXOHU VR WKDW WKH EHDULQJ
EHFRPHV WKH EHDULQJ IURP HQG SRLQW WR VWDUW SRLQW
 ,I \RX ZDQW WKH UXOHU GLVSOD\HG DIWHU \RX KDYH FORVHG WKH
PHDVXUH PHQX VHOHFW 5XOHU VR WKDW 2Q LV KLJKOLJKWHG
6HOHFWLQJ GLVSOD\ UXOHU ZLOO VZLWFK WKH UXOHU 2Q DQG 2II
 6HOHFW %DFN RU 2N WR H[LW WKH PHDVXUH PHQX OHDYLQJ WKH
FXUUHQW PHDVXUHPHQW RQVFUHHQ
5HSRVLWLRQLQJ WKH UXOHU
<RX FDQ UHSRVLWLRQ D UXOHU E\ IROORZLQJ WKH VWHSV EHORZ
 6HOHFW WKH FXUUHQW UXOHU
7KH UXOHU FRQWH[W PHQX LV GLVSOD\HG
 6HOHFW 0HDVXUH
<RX FDQ QRZ UHSRVLWLRQ WKH UXOHU DV UHTXLUHG
&KDUW DSSOLFDWLRQ 
 D 6HULHV  F 6HULHV  H 6HULHV
&KDSWHU  )LVK¿QGHU DSSOLFDWLRQ
&KDSWHU FRQWHQWV
 +RZ WKH ¿VK¿QGHU ZRUNV RQ SDJH 
 6RQDU WHFKQRORJLHV RQ SDJH 
 5D\PDULQH VRQDU PRGXOHV RQ SDJH 
 )LVK¿QGHU RYHUYLHZ RQ SDJH 
 0XOWLSOH VRQDU PRGXOH VXSSRUW RQ SDJH 
 &XVWRP FKDQQHOV RQ SDJH 
 7KH VRQDU LPDJH RQ SDJH 
 5DQJH RQ SDJH 
 )LVK¿QGHU VFUROOLQJ RQ SDJH 
 )LVK¿QGHU GLVSOD\ PRGHV RQ SDJH 
 3UHVHQWDWLRQ PHQX RSWLRQV RQ SDJH 
 'HSWK DQG GLVWDQFH RQ SDJH 
 :D\SRLQWV LQ WKH )LVK¿QGHU DSSOLFDWLRQ RQ SDJH 
 6HQVLWLYLW\ VHWWLQJV RQ SDJH 
 )LVK¿QGHU DODUPV RQ SDJH 
 )UHTXHQF\ WXQLQJ RQ SDJH 
 6RXQGHU VHWXS PHQX RSWLRQV RQ SDJH 
 7UDQVGXFHU VHWXS PHQX RSWLRQV RQ SDJH 
 5HVHWWLQJ WKH VRQDU RQ SDJH 
)LVK¿QGHU DSSOLFDWLRQ 
 +RZ WKH ¿VK¿QGHU ZRUNV
7KH ¿VK¿QGHU DSSOLFDWLRQ XVHV D VRQDU PRGXOH DQG D VXLWDEOH
VRQDU WUDQVGXFHU 7KH VRQDU PRGXOH LQWHUSUHWV VLJQDOV IURP WKH
WUDQVGXFHU DQG EXLOGV XS D GHWDLOHG XQGHUZDWHU YLHZ 9DULRXV
VRQDU WHFKQRORJLHV DUH DYDLODEOH DOO RI ZKLFK ZRUN RQ WKH VDPH
EDVLF SULQFLSOHV
7KH VRQDU WUDQVGXFHU VHQGV SXOVHV RI VRXQG ZDYHV LQWR WKH
ZDWHU DQG PHDVXUHV WKH WLPH LW WDNHV IRU WKH VRXQG ZDYH WR
WUDYHO WR WKH ERWWRP DQG EDFN 7KH UHWXUQLQJ HFKRHV DUH DIIHFWHG
E\ ERWWRP VWUXFWXUH DQG E\ DQ\ RWKHU REMHFWV LQ WKHLU SDWK
IRU H[DPSOH UHHIV ZUHFNV VKRDOV RU ¿VK 7KH 6RQDU PRGXOH
LQWHUSUHWV WKHVH VLJQDOV DQG EXLOGV XS D GHWDLOHG XQGHUZDWHU YLHZ
ZKLFK LV GLVSOD\HG LQ WKH )LVK¿QGHU DSSOLFDWLRQ
7KH )LVK¿QGHU DSSOLFDWLRQ XVHV FRORUV DQG VKDGLQJ WR LQGLFDWH
WKH VWUHQJWK RI WKH UHWXUQV <RX FDQ XVH WKLV LQIRUPDWLRQ WR
GHWHUPLQH WKH ERWWRP VWUXFWXUH WKH VL]H RI ¿VK DQG RWKHU REMHFWV
LQ WKH ZDWHU VXFK DV GHEULV RU DLU EXEEOHV
1RWH 6RPH WUDQVGXFHUV LQFOXGH DGGLWLRQDO VHQVRUV WR
PHDVXUH ZDWHU WHPSHUDWXUH DQGRU VSHHG
 6RQDU WHFKQRORJLHV
7UDGLWLRQDO VRQDU WHFKQRORJ\
7UDGLWLRQDO VRQDU XVHV D VLQJOH FDUULHU IUHTXHQF\ RU FDUULHU ZDYH
IRU WKH VRQDU SLQJ 7KH VRQDU ZRUNV E\ PHDVXULQJ WKH WLPH
LW WDNHV WKH SLQJ HFKR WR UHWXUQ WR WKH WUDQVGXFHU WR GHWHUPLQH
WDUJHW GHSWK
&+,53 WHFKQRORJ\
&+,53 VRQDUV XVH D VZHSW IUHTXHQF\ &+,53 VLJQDO ZKLFK FDQ
GLVWLQJXLVK EHWZHHQ PXOWLSOH FORVH WDUJHWV WKLV HQDEOHV WKH VRQDU
WR GLVSOD\ PXOWLSOH WDUJHWV LQVWHDG RI ODUJH FRPELQHG WDUJHWV WKDW
\RX ZRXOG VHH ZKHQ XVLQJ WUDGLWLRQDO QRQ&+,53 VRQDU
%HQH¿WV RI &+,53 LQFOXGH LPSURYHPHQWV WR WDUJHW UHVROXWLRQ
ERWWRP GHWHFWLRQ HYHQ WKURXJK EDLW EDOOV DQG WKHUPRFOLQHV DQG
GHWHFWLRQ VHQVLWLYLW\
&+,53 6RQDU RYHUYLHZ
&+,53 VRQDU SURGXFHV D FRQLFDO VKDSHG EHDP WKH FRYHUDJH RI
WKH FRQLFDO EHDP LV WKH ZDWHU FROXPQ GLUHFWO\ EHQHDWK WKH YHVVHO
&RQLFDO EHDP
 D 6HULHV  F 6HULHV  H 6HULHV
6RQDU LV HIIHFWLYH DW D UDQJH RI VSHHGV ,Q GHHSHU ZDWHUV WKH
&+,53 EDQGZLGWK LV DXWRPDWLFDOO\ RSWLPL]HG WR LPSURYH ERWWRP
ORFN DQG WKH GHWHFWLRQ RI PRYLQJ REMHFWV HJ ¿VK LQ WKH ZLGHU
ZDWHU FROXPQ
&+,53 VRQDU VFUHHQ H[DPSOH
&+,53 'RZQ9LVLRQ70 RYHUYLHZ
'RZQ9LVLRQ70 SURGXFHV D ZLGH±DQJOH VLGHWRVLGH EHDP DQG D
WKLQ IRUHWRDIW EHDP 7KH FRYHUDJH RI WKH 'RZQ9LVLRQ70 EHDP
LV D ZDWHU FROXPQ GLUHFWO\ EHQHDWK DQG WR WKH VLGHV RI WKH YHVVHO
'RZQ9LVLRQ70 EHDP
'RZQ9LVLRQ70 LV HIIHFWLYH DW ORZHU YHVVHO VSHHGV ,Q GHHSHU
ZDWHUV WKH &+,53 EDQGZLGWK LV DXWRPDWLFDOO\ RSWLPL]HG WR
LPSURYH ERWWRP ORFN DQG WKH GHWHFWLRQ RI PRYLQJ REMHFWV HJ
¿VK LQ WKH ZLGHU ZDWHU FROXPQ
7KH ZLGH WKLQ EHDP SURGXFHV FOHDU WDUJHW UHWXUQV 7KH XVH RI
&+,53 SURFHVVLQJ DQG D KLJKHU RSHUDWLQJ IUHTXHQF\ SURYLGH
D PRUH GHWDLOHG LPDJH PDNLQJ LW HDVLHU WR LGHQWLI\ ERWWRP
VWUXFWXUHV DURXQG ZKLFK ¿VK PD\ UHVLGH
&+,53 'RZQ9LVLRQ70 VFUHHQ H[DPSOH
 5D\PDULQH VRQDU PRGXOHV
<RX FDQ ¿QG GHWDLOV RQ 5D\PDULQH¶V VRQDU PRGXOHV EHORZ
7KH GHSWK VKRZQ EHORZ IRU 'RZQ9LVLRQ70 VRQDU PRGXOHV
LV W\SLFDO DFKLHYDEOH GHSWK GHSHQGLQJ RQ WKH FRQQHFWHG
WUDQVGXFHU LQ RSWLPXP ZDWHU FRQGLWLRQV 7KH GHSWKV VKRZQ IRU
7UDGLWLRQDO DQG &+,53 VRQDU PRGXOHV DUH WKH PD[LPXP GHSWKV
DFKLHYDEOH GHSHQGLQJ RQ FRQQHFWHG WUDQVGXFHU LQ RSWLPXP
ZDWHU FRQGLWLRQV
6RQDU PRGXOH 7HFKQRORJ\  'HVFULSWLRQ
&3& &+,53 H[WHUQDO
&3 'RZQ9LVLRQ70 H[WHUQDO
'UDJRQÀ\ 'RZQ9LVLRQ70 LQWHUQDO
D  D 'RZQ9LVLRQ70 LQWHUQDO
&3 7UDGLWLRQDO H[WHUQDO
D  D 7UDGLWLRQDO LQWHUQDO
F  F 7UDGLWLRQDO LQWHUQDO
H'  H  H 7UDGLWLRQDO LQWHUQDO
'60  '60  '60 /HJDF\ H[WHUQDO
)LVK¿QGHU DSSOLFDWLRQ 
 )LVK¿QGHU RYHUYLHZ
7KH )LVK¿QGHU DSSOLFDWLRQ KHOSV WR LQWHUSUHW ZKDW LV XQGHU WKH
ZDWHU DURXQG \RXU YHVVHO
7KH YDULRXV IXQFWLRQV DQG IHDWXUHV RI WKH ¿VK¿QGHU DSSOLFDWLRQ
LQFOXGH
&KDQQHO VHOHFWLRQ $FWLYH VRQDU PRGXOH DQG IUHTXHQF\
'LVSOD\ PRGHV =RRP $6FRSH RU %RWWRP /RFN
$XWRPDWLF RU PDQXDO UDQJH FRQWURO
6HQVLWLYLW\ VHWWLQJV WR KHOS RSWLPL]H DQG VLPSOLI\ WKH GLVSOD\HG
LPDJH
3DXVLQJ DQG DGMXVWLQJ WKH VSHHG RI WKH VFUROOLQJ LPDJH
8VLQJ ZD\SRLQWV WR PDUN D SRVLWLRQ
'HWHUPLQLQJ GHSWKV DQG GLVWDQFHV RI WDUJHWV
)LVK¿QGHU DODUPV ¿VK GHSWK RU ZDWHU WHPSHUDWXUH
1RWH  7KH GLVSOD\ PRGHV DYDLODEOH DUH GHSHQGHQW RQ WKH
VRQDU FKDQQHO  PRGXOH EHLQJ GLVSOD\HG
)LVK¿QGHU VFUHHQ
7KH )LVK¿QGHU DSSOLFDWLRQ GLVSOD\V D VFUROOLQJ LPDJH IURP ULJKW
WR OHIW DFURVV WKH VFUHHQ RI WKH ZDWHU XQGHU \RXU YHVVHO (DFK
)LVK¿QGHU DSSOLFDWLRQ SDQH FDQ EH LQGHSHQGHQWO\ FRQ¿JXUHG WR
VKRZ D GLIIHUHQW VRQDU PRGXOH  IUHTXHQF\
([DPSOH &+,53 VFUHHQ
([DPSOH 'RZQ9LVLRQ70 VFUHHQ
7KH )LVK¿QGHU ZLQGRZ LQFOXGHV WKH IROORZLQJ IHDWXUHV
7KH ERWWRP WRJHWKHU ZLWK DQ\ ERWWRP VWUXFWXUH VXFK DV UHHIV
DQG VKLSZUHFNV HWF
7DUJHW LPDJHV LQGLFDWLQJ ¿VK
$ VWDWXV EDU LQGLFDWLQJ WKH FXUUHQW VRQDU PRGXOH DQG FKDQQHO
LQ XVH
%RWWRP GHSWK
 2Q6FUHHQ FRQWUROV
1RWH  2QVFUHHQ FRQWUROV DUH RQO\ DYDLODEOH RQ PXOWLIXQFWLRQ
GLVSOD\V ZLWK D WRXFKVFUHHQ DQG DUH GHSHQGHQW RQ WKH VRQDU
PRGXOH DQG FKDQQHO WKDW LV EHLQJ GLVSOD\HG
)LVK¿QGHU DSSOLFDWLRQ SDQHV
$OO SDQHV VKRZLQJ DQ LQVWDQFH RI WKH )LVK¿QGHU DSSOLFDWLRQ LV
LQGHSHQGHQW DQG DQ\ FKDQJHV PDGH WR WKH &KDQQHO VHOHFWLRQ
RU 'LVSOD\ PRGH DUH DXWRPDWLFDOO\ VDYHG DJDLQVW WKDW SDQH RI
WKH DSSOLFDWLRQ
0XOWLSOH SDJHV FDQ EH VHW XS RQ WKH +RPHVFUHHQ ZKLFK FDQ EH
XVHG WR GLVSOD\ GLIIHUHQW FRPELQDWLRQV RI &KDQQHO DQG 'LVSOD\
PRGH
)LVK¿QGHU FRQWH[W PHQX
7KH )LVK¿QGHU DSSOLFDWLRQ FRQWH[W PHQX ZKLFK GLVSOD\V GDWD
DQG VKRUWFXWV WR PHQX LWHPV
7KH FRQWH[W PHQX SURYLGHV WKH GDWD IRU WKH SRVLWLRQ RI WKH FXUVRU
 'HSWK
 5DQJH
7KH FRQWH[W PHQX DOVR SURYLGH WKH IROORZLQJ PHQX LWHPV
3ODFH :D\SRLQW
3ODFH 0DUNHU
0RYH 0DUNHU
(UDVH 0DUNHU
1RWH  2QO\ DYDLODEOH LI D PDUNHU KDV EHHQ SODFHG
$FFHVVLQJ WKH FRQWH[W PHQX
<RX FDQ DFFHVV WKH FRQWH[W PHQX E\ IROORZLQJ WKH VWHSV EHORZ
 1RQWRXFKVFUHHQ DQG +\EULG7RXFK GLVSOD\V
L 6HOHFWLQJ D ORFDWLRQ REMHFW RU WDUJHW RQVFUHHQ DQG
SUHVVLQJ WKH 2N EXWWRQ
 +\EULG7RXFK DQG 7RXFK RQO\ GLVSOD\V
L 6HOHFWLQJ DQ REMHFW RU WDUJHW RQVFUHHQ
LL 6HOHFWLQJ DQG KROGLQJ RQ D ORFDWLRQ RQVFUHHQ
 D 6HULHV  F 6HULHV  H 6HULHV
 0XOWLSOH VRQDU PRGXOH VXSSRUW
<RXU PXOWLIXQFWLRQ GLVSOD\ VXSSRUWV PXOWLSOH DFWLYH VRQDU
PRGXOHV RQ WKH VDPH QHWZRUN
<RX FDQ VHOHFW ZKLFK VRQDU FKDQQHO \RX ZDQW WR EH GLVSOD\HG
RQVFUHHQ 2QO\  FKDQQHO FDQ EH GLVSOD\HG DW D WLPH LQ D
VLQJOH )LVK¿QGHU DSSOLFDWLRQ SDQH 0XOWLSOH FKDQQHOV FDQ EH
GLVSOD\HG DW WKH VDPH WLPH XVLQJ FXVWRP VSOLWVFUHHQ SDJHV
$OWHUQDWLYHO\ PXOWLSOH FXVWRP SDJHV FRXOG EH VHW XS WR VXLW
LQGLYLGXDO UHTXLUHPHQWV
&KDQQHO 'HVFULSWLRQ 6RQDU PRGXOH
$XWR $XWRPDWLFDOO\ VHOHFWV WKH
EHVW IUHTXHQF\ IRU ERWWRP
WUDFNLQJ
&3 &3& 6RQDU
YDULDQW PXOWLIXQFWLRQ
GLVSOD\V
 N+]  
N+]
*RRG IRU GHHSHU ZDWHUV DQG
IRU D ZLGH VRQDU EHDP
&3 &3& 6RQDU
YDULDQW PXOWLIXQFWLRQ
GLVSOD\V
 N+] *RRG GHWDLO DW PRVW GHSWKV
ZLWK PRGHUDWHO\ ZLGH VRQDU
EHDP
&3&
 N+] *LYHV JRRG GHWDLO LQ VKDOORZ
ZDWHUV
&3&
 N+] *LYHV WKH EHVW GHWDLO LQ
VKDOORZ ZDWHUV
&3 6RQDU YDULDQW
PXOWLIXQFWLRQ GLVSOD\V
/RZ &+,53 *RRG WDUJHW VHSDUDWLRQ LQ
GHHS ZDWHU
&3&
0HGLXP
&+,53
*RRG DOO URXQG
SHUIRUPDQFH ZLWK JUHDW
WDUJHW VHSDUDWLRQ
&3&
+LJK &+,53 %HVW IRU FOHDU WDUJHW
VHSDUDWLRQ LQ VKDOORZ
ZDWHUV DQG ERWWRP GHWDLO
&3&
'RZQ9L
VLRQ70
*LYHV SKRWR OLNH LPDJHV RI
ERWWRP VWUXFWXUH
&3 'RZQ9LVLRQ70
YDULDQW PXOWLIXQFWLRQ
GLVSOD\V
6RQDU 
N+] &+,53
7DUJHWV EDLW DQG SUHGDWRU
¿VK ZLWK ZLGH VRQDU EHDP
&3 'RZQ9LVLRQ70
YDULDQW PXOWLIXQFWLRQ
GLVSOD\V
1RWH
 7KH FKDQQHOV DYDLODEOH DUH GHSHQGHQW RQ WKH VRQDU
PRGXOH DQG LWV FRQQHFWHG WUDQVGXFHU
 'RZQ9LVLRQ70 VRQDU PRGXOHV LQFOXGH ERWK D
'RZQ9LVLRQ70 FKDQQHO DQG D WUDGLWLRQDO VRQDU FKDQQHO
6HOHFWLQJ WKH VRQDU FKDQQHO
7R VHOHFW WKH FKDQQHO \RX ZDQW WR GLVSOD\ IROORZ WKH VWHSV EHORZ
)URP WKH )LVK¿QGHU DSSOLFDWLRQ
 6HOHFW 0HQX
 6HOHFW &KDQQHO
7KH &KDQQHO VHOHFWLRQ SDJH LV GLVSOD\HG
 6HOHFW WKH WDE IRU WKH VRQDU PRGXOH \RX ZDQW WR XVH
$ OLVW RI DYDLODEOH FKDQQHOV IRU WKH VHOHFWHG VRQDU PRGXOH
LV GLVSOD\HG
 6HOHFW D FKDQQHO IURP WKH OLVW
7KH &KDQQHO VHOHFWLRQ SDJH ZLOO FORVH DQG WKH )LVK¿QGHU
DSSOLFDWLRQ ZLOO QRZ VKRZ WKH VHOHFWHG FKDQQHO
'LVSOD\LQJ PXOWLSOH VRQDU FKDQQHOV
8S WR  VRQDU FKDQQHOV FDQ EH YLHZHG DW WKH VDPH WLPH E\
FUHDWLQJ D FXVWRP VSOLWVFUHHQ SDJH WKDW LQFOXGHV PXOWLSOH
)LVK¿QGHU DSSOLFDWLRQ LQVWDQFHV
,PSRUWDQW <RXU SLQJ UDWH PD\ EH UHGXFHG LI \RX GLVSOD\
GLIIHUHQW FKDQQHOV IURP WKH VDPH VRQDU PRGXOH DW WKH VDPH
WLPH
 &UHDWH D QHZ VSOLWVFUHHQ SDJH XVLQJ PXOWLSOH LQVWDQFHV RI
WKH )LVK¿QGHU DSSOLFDWLRQ
5HIHU WR WKH &KDQJLQJ DQ H[LVWLQJ SDJH RQ WKH KRPHVFUHHQ
VHFWLRQ WR ¿QG RXW KRZ WR FUHDWH D SDJH
 2SHQ WKH QHZO\ FUHDWHG SDJH
 6HOHFW WKH 2N EXWWRQ LQ RQH RI WKH )LVK¿QGHU SDQHV
 6HOHFW WR FKDQQHO WKDW \RX ZDQW WR YLHZ LQ WKH VHOHFWHG SDQH
5HIHU WR WKH 6HOHFWLQJ WKH VRQDU FKDQQHO VHFWLRQ IRU GHWDLOV
RQ VHOHFWLQJ D VRQDU FKDQQHO
 5HSHDW VWHSV  DQG  IRU HDFK SDQH RQ WKH VSOLWVFUHHQ SDJH
)LVK¿QGHU DSSOLFDWLRQ 
'HSWK GDWD VRXUFH
:KHUH PXOWLSOH VRXUFHV RI GHSWK GDWD H[LVW RQ D V\VWHP DQG
WKH GHSWK 'DWD 6RXUFH LV VHW WR $XWR WKHQ WKH V\VWHP ZLOO
DXWRPDWLFDOO\ VHOHFW WKH RSWLPXP VRXUFH IRU GHSWK GDWD
7KH V\VWHP ZLOO VHW WKH GDWD VRXUFH IRU GHSWK DFFRUGLQJ WR WKH
SULRULW\ WDEOH EHORZ
VW &3& 6HD7DONKV
QG &3 6HD7DONKV
UG '60 6HD7DONKV
WK '60 6HD7DONKV
WK 7UDGLWLRQDO VRQDU
YDULDQW PXOWLIXQFWLRQ
GLVSOD\V
6HD7DONKV  LQWHUQDO
WK 'RZQ9LVLRQ70 YDULDQW
PXOWLIXQFWLRQ GLVSOD\
6HD7DONKV  LQWHUQDO
WK &3 6HD7DONKV
WK ,QVWUXPHQW 
PXOWLIXQFWLRQ GLVSOD\
6HD7DONQJ
WK ,QVWUXPHQW 6HD7DON
WK ,QVWUXPHQW 
PXOWLIXQFWLRQ GLVSOD\
10($ 
,I PXOWLSOH VRQDU PRGXOHV RI WKH VDPH W\SH DUH SUHVHQW RQ D
6HD7DONKV QHWZRUN WKHQ WKH XQLW ZLWK WKH KLJKHVW VHULDO QXPEHU
ZLOO EH VHOHFWHG DV WKH SUHIHUUHG GDWD VRXUFH )RU 6HD7DONQJ DQG
10($  QHWZRUNV WKH XQLW ZLWK WKH KLJKHVW &$1 DGGUHVV
LV VHOHFWHG
,I WKH SUHIHUUHG GHSWK GDWD VRXUFH EHFRPHV XQDYDLODEOH WKHQ WKH
V\VWHP ZLOO DXWRPDWLFDOO\ VHOHFW WKH QH[W KLJKHVW SULRULW\ GDWD
VRXUFH
5HIHU WR WKH 'DWD 6RXUFH PHQX VHFWLRQ IRU GHWDLOV RQ VHOHFWLQJ
SUHIHUUHG GDWD VRXUFHV
,PSRUWDQW 'HSWK RIIVHW PXVW EH VHW IRU DOO LQVWDOOHG
WUDQVGXFHUV WR HQVXUH FRQVLVWHQW DQG DFFXUDWH GDWD VKRZQ
5HIHU WR WKH 'HSWK 2IIVHW VHFWLRQ IRU GHWDLOV
 &XVWRP FKDQQHOV
&XVWRP FKDQQHOV FDQ EH FUHDWHG IURP HDFK VRQDU PRGXOH¶V
GHIDXOW FKDQQHOV H[FOXGLQJ $XWR FKDQQHOV 7KLV HQDEOHV VRPH
VHWWLQJV WR EH FXVWRPL]HG DQG VDYHG DV D VHSDUDWH FKDQQHO
7KHVH FKDQQHOV FDQ WKHQ EH DVVLJQHG WR LQGLYLGXDO )LVK¿QGHU
DSSOLFDWLRQ SDQHV 8S WR  FXVWRP FKDQQHOV FDQ EH FUHDWHG IRU
HDFK FRQQHFWHG VRQDU PRGXOH
:KHQ FKDQJHG WKH IROORZLQJ VHWWLQJV DUH VDYHG WR WKH FKDQQHO
WKDW LV FXUUHQWO\ GLVSOD\HG
6HQVLWLYLW\ VHWWLQJV
5DQJH VHWWLQJV
)UHTXHQF\ WXQLQJ ² 2QO\  IUHTXHQF\ VHWWLQJV FDQ EH VDYHG
SHU WUDQVGXFHU  VRQDU PRGXOH FRPELQDWLRQ
1RWH 3HUIRUPLQJ D 6RQDU 5HVHW ZLOO HUDVH DOO FXVWRP
FKDQQHOV IRU WKH FXUUHQW VRQDU PRGXOH
&UHDWLQJ D FXVWRP FKDQQHO
7R FUHDWH D FXVWRP FKDQQHO IROORZ WKH VWHSV EHORZ
)URP WKH )LVK¿QGHU DSSOLFDWLRQ PHQX
 6HOHFW &KDQQHO
7KH &KDQQHO VHOHFWLRQ SDJH LV GLVSOD\HG
 6HOHFW WKH WDE IRU WKH VRQDU PRGXOH \RX ZDQW WR FUHDWH D
FXVWRP FKDQQHO IRU
 6HOHFW WKH &KDQQHO RSWLRQV LFRQ ORFDWHG QH[W WR WKH FKDQQHO
WKDW \RX ZDQW WR XVH RU
 XVLQJ QRQ±WRXFK FRQWUROV VHOHFW WKH FKDQQHO DQG WKHQ SUHVV
DQG KROG WKH 2N EXWWRQ XQWLO WKH RSWLRQV VFUHHQ LV GLVSOD\HG
 6HOHFW &RS\ &KDQQHO
7KH RQVFUHHQ NH\ERDUG LV GLVSOD\HG
 (QWHU WKH QDPH \RX ZDQW WR DVVLJQ WR \RXU QHZ FKDQQHO
 6HOHFW 6$9(
7KH QHZ FKDQQHO LV QRZ DYDLODEOH LQ WKH FKDQQHO OLVW IRU WKH
UHOHYDQW VRQDU PRGXOH
 6HOHFW WKH QHZ FKDQQHO WR GLVSOD\ LW LQ WKH )LVK¿QGHU
DSSOLFDWLRQ SDQH
&KDQJHV PDGH WR WKH 6HQVLWLYLW\ 5DQJH RU )UHTXHQF\ WXQLQJ
VHWWLQJV DUH DXWRPDWLFDOO\ VDYHG WR WKH FKDQQHO GLVSOD\HG
<RX FDQ QRZ DVVLJQ WKH QHZ FKDQQHO WR D )LVK¿QGHU DSSOLFDWLRQ
SDQH
5HQDPLQJ FXVWRP FKDQQHOV
:LWK WKH &KDQQHO VHOHFWLRQ SDJH GLVSOD\HG
 6HOHFW WKH WDE IRU WKH VRQDU PRGXOH WKDW FRQWDLQV WKH FKDQQHO
\RX ZDQW WR UHQDPH
 6HOHFW WKH &KDQQHO RSWLRQV LFRQ QH[W WR WKH FXVWRP FKDQQHO
7KH FXVWRP FKDQQHO RSWLRQV SDJH LV GLVSOD\HG
 D 6HULHV  F 6HULHV  H 6HULHV
 6HOHFW 5HQDPH
7KH RQVFUHHQ NH\ERDUG LV GLVSOD\HG
 (QWHU WKH QHZ QDPH IRU WKH FKDQQHO
 6HOHFW 6$9(
'HOHWLQJ FXVWRP FKDQQHOV
:LWK WKH &KDQQHO VHOHFWLRQ SDJH GLVSOD\HG
 6HOHFW WKH WDE IRU WKH VRQDU PRGXOH WKDW FRQWDLQV WKH FKDQQHO
\RX ZDQW WR GHOHWH
 6HOHFW WKH &KDQQHO RSWLRQV LFRQ QH[W WR WKH FXVWRP FKDQQHO
 6HOHFW 'HOHWH
$ FRQ¿UPDWLRQ GLDORJ LV GLVSOD\HG
 6HOHFW <HV
7KH FXVWRP FKDQQHO KDV QRZ EHHQ UHPRYHG IURP \RXU V\VWHP
 7KH VRQDU LPDJH
,QWHUSUHWLQJ WKH ERWWRP XVLQJ VRQDU
,W LV LPSRUWDQW WR XQGHUVWDQG KRZ WR FRUUHFWO\ LQWHUSUHW WKH ERWWRP
VWUXFWXUH UHSUHVHQWHG RQVFUHHQ
7KH ERWWRP XVXDOO\ SURGXFHV D VWURQJ HFKR
7KH IROORZLQJ LPDJHV VKRZ KRZ GLIIHUHQW ERWWRP FRQGLWLRQV DUH
UHSUHVHQWHG RQVFUHHQ
,WHP 'HVFULSWLRQ
$ KDUG ERWWRP VDQG SURGXFHV D WKLQ OLQH
$ VRIW ERWWRP PXG RU VHDZHHG FRYHU SURGXFHV D ZLGH
OLQH
$ URFN\ RU XQHYHQ ERWWRP RU D ZUHFN SURGXFHV DQ LUUHJXODU
LPDJH ZLWK SHDNV DQG WURXJKV
7KH GDUN OD\HUV LQGLFDWH D JRRG HFKR WKH OLJKWHU DUHDV LQGLFDWH
ZHDNHU HFKRHV 7KLV FRXOG PHDQ WKDW WKH XSSHU OD\HU LV VRIW
DQG WKHUHIRUH DOORZLQJ VRXQG ZDYHV WR SDVV WR WKH PRUH VROLG
OD\HU EHORZ
,W LV DOVR SRVVLEOH WKDW WKH VRXQG ZDYHV DUH PDNLQJ WZR FRPSOHWH
WULSV ± KLWWLQJ WKH ERWWRP ERXQFLQJ RII WKH YHVVHO WKHQ UHÀHFWLQJ
RII WKH ERWWRP DJDLQ 7KLV FDQ KDSSHQ LI WKH ZDWHU LV VKDOORZ RU
WKH ERWWRP LV KDUG
)DFWRUV LQÀXHQFLQJ WKH VRQDU GLVSOD\
7KH TXDOLW\ DQG DFFXUDF\ RI WKH GLVSOD\ FDQ EH LQÀXHQFHG E\ D
QXPEHU RI IDFWRUV LQFOXGLQJ YHVVHO VSHHG GHSWK REMHFW VL]H
EDFNJURXQG QRLVH DQG WUDQVGXFHU IUHTXHQF\
9HVVHO VSHHG
7KH VKDSH RI WKH WDUJHW FKDQJHV DORQJ ZLWK \RXU VSHHG 6ORZHU
VSHHGV UHWXUQ ÀDWWHU PRUH KRUL]RQWDO PDUNV +LJKHU VSHHGV
FDXVH WKH WDUJHW WR WKLFNHQ DQG DUFK VOLJKWO\ XQWLO DW IDVW VSHHGV
WKH PDUN UHVHPEOHV D GRXEOH YHUWLFDO OLQH
7DUJHW GHSWK
7KH FORVHU WKH WDUJHW WR WKH VXUIDFH WKH ODUJHU WKH PDUN RQ
VFUHHQ
:DWHU GHSWK
$V ZDWHU GHSWK LQFUHDVHV VLJQDO VWUHQJWK GHFUHDVHV UHVXOWLQJ LQ
D OLJKWHU RQVFUHHQ LPDJH RI WKH ERWWRP
6L]H RI WKH WDUJHW
7KH ODUJHU WKH WDUJHW WKH ODUJHU WKH UHWXUQ RQ WKH ¿VK¿QGHU
GLVSOD\ 7KH VL]H RI D ¿VK WDUJHW LV DOVR GHSHQGHQW XSRQ WKH VL]H
RI WKH ¿VK¶V VZLP EODGGHU UDWKHU WKDQ LWV RYHUDOO VL]H 7KH VZLP
EODGGHU YDULHV LQ VL]H EHWZHHQ GLIIHUHQW EUHHGV RI ¿VK
&OXWWHU  %DFNJURXQG QRLVH
7KH ¿VK¿QGHU SLFWXUH PD\ EH LPSDLUHG E\ HFKRHV UHFHLYHG IURP
ÀRDWLQJ RU VXEPHUJHG GHEULV DLU EXEEOHV RU HYHQ WKH YHVVHOV
PRYHPHQW 7KLV LV NQRZQ DV µ1RLVH¶ RU µ&OXWWHU¶ DQG LV FRQWUROOHG
E\ WKH 6HQVLWLYLW\ 6HWWLQJV 7KH V\VWHP FDQ DXWRPDWLFDOO\ FRQWURO
VRPH VHWWLQJV DFFRUGLQJ WR GHSWK DQG ZDWHU FRQGLWLRQV <RX FDQ
DOVR DGMXVW WKH VHWWLQJV PDQXDOO\ LI UHTXLUHG
)LVK¿QGHU DSSOLFDWLRQ 
7UDQVGXFHU IUHTXHQF\
7KH VDPH WDUJHW ZLOO DSSHDU GLIIHUHQWO\ ZKHQ XVLQJ GLIIHUHQW
WUDQVGXFHU IUHTXHQFLHV 7KH ORZHU WKH IUHTXHQF\ WKH EURDGHU
WKH PDUN
5HFRYHULQJ ORVW ERWWRP
,I WKH VHDEHG ÀRRU ERWWRP LV ORVW WKHQ IROORZ WKH VWHSV EHORZ
WR UHFRYHU WKH ERWWRP GHSWK
)URP WKH ¿VK¿QGHU DSSOLFDWLRQ
 (QVXUH \RXU YHVVHO LV LQ FOHDU XQGLVWXUEHG ZDWHU
 ,I UDQJH LV VHW WR 0DQXDO DGMXVW WKH UDQJH WR WKH NQRZQ
FKDUWHG GHSWK RI \RXU ORFDWLRQ RU
 ,I UDQJH LV VHW WR $XWR WKHQ VZLWFK WKH UDQJH WR PDQXDO DQG
DGMXVW WKH UDQJH WR WKH NQRZQ FKDUWHG GHSWK RI \RXU ORFDWLRQ
 2QFH ERWWRP KDV EHHQ UHJDLQHG \RX FDQ VZLWFK UDQJH PRGH
EDFN WR $XWR
 5DQJH
7KH 5DQJH IXQFWLRQ HQDEOHV \RX WR GH¿QH WKH UDQJH RI GHSWK
WKDW \RX VHH LQ WKH )LVK¿QGHU DSSOLFDWLRQ ,Q $XWR 5DQJH WKH
)LVK¿QGHU DSSOLFDWLRQ DXWRPDWLFDOO\ DGMXVWV WKH UDQJH WR HQVXUH
WKH ZDWHU FROXPQ DQG ERWWRP DUH DOZD\V GLVSOD\HG ,Q 0DQXDO
5DQJH \RX FDQ DGMXVW WKH UDQJH GLVSOD\HG RQVFUHHQ WR VXLW
\RXU QHHGV
7KH WDEOH EHORZ VKRZV H[DPSOHV RI WKH 5DQJH IXQFWLRQ XVHG
ZLWK GLIIHUHQW VRQDU W\SHV
7UDGLWLRQDO DQG &+,53
FKDQQHOV 'RZQ9LVLRQ70 FKDQQHO
$XWR 5DQJH
0DQXDO
5DQJH
&KDQJLQJ WKH GHSWK UDQJH
<RX FDQ FKRRVH IURP HLWKHU
$XWRPDWLF DGMXVWPHQW ZKHUHE\ WKH GLVSOD\ DXWRPDWLFDOO\
VKRZV WKH VKDOORZHVW UHTXLUHG UDQJH
0DQXDO DGMXVWPHQW RI WKH GHSWK UDQJH XS WR WKH PD[LPXP
GHSWK DOORZHG E\ WKH )LVK¿QGHU DSSOLFDWLRQ
)URP WKH )LVK¿QGHU DSSOLFDWLRQ PHQX
 6HOHFW 5DQJH
 6HOHFW 5DQJH WR VZLWFK EHWZHHQ $XWR DQG 0DQ
 :LWK PDQXDO PRGH VHOHFWHG \RX FDQ QRZ DGMXVW WKH GHSWK
UDQJH VKRZQ RQVFUHHQ
1RWH :LWK WKH 5DQJH PHQX GLVSOD\HG \RX FDQQRW XVH WKH
5RWDU\ &RQWURO WR UDQJH LQ DQG RXW 7R XVH WKH 5RWDU\
FRQWURO WR UDQJH LQ DQG RXW ¿UVW FORVH WKH 5DQJH PHQX
5DQJH LQ DQG RXW
7KH PHWKRG RI UDQJLQJ LQ DQG RXW RI WKH )LVK¿QGHU DSSOLFDWLRQ LV
GHSHQGHQW XSRQ WKH PXOWLIXQFWLRQ GLVSOD\ YDULDQW EHLQJ XVHG
7KH WDEOH EHORZ VKRZV WKH 5DQJH FRQWUROV DYDLODEOH IRU HDFK
GLVSOD\ YDULDQW
&RQWUROV
0XOWLIXQFWLRQ
GLVSOD\V
5RWDU\ &RQWURO F 6HULHV
H 6HULHV
50. NH\SDG
5DQJH LQ DQG 5DQJH
RXW EXWWRQV
F 6HULHV
H 6HULHV H[FOXGLQJ
H DQG H'
50. NH\SDG
6OLGH WKH VFUHHQ 8S RU
'RZQ
D 6HULHV
H 6HULHV
J6 6HULHV
 D 6HULHV  F 6HULHV  H 6HULHV
5DQJH VKLIW
7KH 5DQJH 6KLIW IXQFWLRQ HQDEOHV D VSHFL¿F DUHD RI WKH ZDWHU
FROXPQ WR EH GLVSOD\HG RQVFUHHQ
,Q WKH EHORZ H[DPSOH WKH WRS  IHHW RI WKH ZDWHU FROXPQ LV QRW
GLVSOD\HG
8VLQJ UDQJH VKLIW
7KH GHIDXOW VHWWLQJ DGMXVWV WKH GLVSOD\ WR NHHS WKH ERWWRP LQ WKH
ORZHU KDOI RI WKH VFUHHQ $OWHUQDWLYHO\ \RX FDQ VKLIW WKH LPDJH
ZLWKLQ WKH FXUUHQW UDQJH
)URP WKH DSSOLFDWLRQ PHQX ZLWK 5DQJH VHW WR 0DQXDO
 6HOHFW 5DQJH
 6HOHFW 5DQJH 6KLIW
7KH UDQJH VKLIW GLDORJ LV GLVSOD\HG
 $GMXVW WKH VHWWLQJ WR WKH UHTXLUHG YDOXH
<RX ZLOO VHH WKH UDQJH FKDQJLQJ RQ WKH VFUHHQ DV \RX DGMXVW
WKH VHWWLQJ
 6HOHFW %DFN RU SUHVV WKH 2N EXWWRQ WR FRQ¿UP WKH VHWWLQJ DQG
FORVH WKH UDQJH VKLIW GLDORJ
 )LVK¿QGHU VFUROOLQJ
7KH ¿VK¿QGHU LPDJH VFUROOV IURP ULJKW WR OHIW <RX FDQ SDXVH WKH
VFUROOLQJ RU DGMXVW WKH VFUROO VSHHG WR HDVH SODFLQJ RI ZD\SRLQWV
RU 950V RQVFUHHQ
6FUROO VSHHG
<RX FDQ DGMXVW WKH VSHHG DW ZKLFK WKH ¿VK¿QGHU LPDJH VFUROOV $
IDVWHU VSHHG SURYLGHV PRUH GHWDLO ZKLFK PD\ EH XVHIXO ZKHQ \RX
DUH ORRNLQJ IRU ¿VK ,I \RX VHOHFW D VORZHU VSHHG WKH LQIRUPDWLRQ
UHPDLQV RQ WKH GLVSOD\ IRU ORQJHU
6FUROO SDXVH
<RX FDQ SDXVH WKH GLVSOD\ WR VHH D µVQDSVKRW¶ RI WKH ¿VK¿QGHU
LPDJH :KHQ WKH LPDJH LV SDXVHG VFUROOLQJ VWRSV EXW WKH GHSWK
LQGLFDWLRQ FRQWLQXHV WR EH XSGDWHG
$GMXVWLQJ WKH VFUROO VSHHG
7KH GHIDXOW VFUROO VSHHG LV  WKH VFUROO VSHHG FDQ EH
DGMXVWHG IROORZLQJ WKH VWHSV EHORZ
)URP WKH )LVK¿QGHU DSSOLFDWLRQ PHQX
 6HOHFW 3UHVHQWDWLRQ
 6HOHFW 6FUROO 6SHHG
7KH 6FUROO VSHHG QXPHULF DGMXVW FRQWURO LV GLVSOD\HG
 $GMXVW WKH VFUROO VSHHG WR WKH UHTXLUHG VHWWLQJ
$GMXVWPHQW LQFUHPHQWV DUH DV IROORZV
 LQFUHPHQWV IRU YDOXHV EHWZHHQ  DQG 
 LQFUHPHQWV IRU YDOXHV EHWZHHQ  DQG 
 6HOHFW %DFN RU 2N WR FRQ¿UP DQG FORVH WKH QXPHULF DGMXVW
FRQWURO
3DXVLQJ WKH VFUHHQ
7KH )LVK¿QGHU DSSOLFDWLRQ FDQ EH SDXVHG
)URP WKH )LVK¿QGHU DSSOLFDWLRQ
 6HOHFW 0HQX
 6HOHFW 6FUROOLQJ VR WKDW 3DXVH LV KLJKOLJKWHG
6HOHFWLQJ 6FUROOLQJ DJDLQ ZLOO UHVXPH WKH VFUROOLQJ
)LVK¿QGHU DSSOLFDWLRQ 
 )LVK¿QGHU GLVSOD\ PRGHV
6HOHFWLQJ D ¿VK¿QGHU GLVSOD\ PRGH
)URP WKH ¿VK¿QGHU DSSOLFDWLRQ
 6HOHFW 0HQX
 6HOHFW 'LVSOD\ 0RGH
 6HOHFW 6HOHFW 0RGH
 6HOHFW WKH UHTXLUHG GLVSOD\ PRGH
 1RQH
 =RRP
 $6FRSH
 %RWWRP /RFN
1RWH  1RW DYDLODEOH RQ WKH 'RZQ9LVLRQ70 FKDQQHO RQ
'RZQ9LVLRQ70 VRQDU PRGXOHV
)LVK¿QGHU ]RRP PRGH
7KH ]RRP GLVSOD\ PRGH PDJQL¿HV D UHJLRQ RI WKH ¿VK¿QGHU
VFUHHQ WR GLVSOD\ PRUH GHWDLO
7KLV ]RRP RSWLRQ HQDEOHV \RX WR
5HSODFH WKH VWDQGDUG ¿VK¿QGHU LPDJH ZLWK WKH ]RRPHG LPDJH
RU GLVSOD\ WKH ]RRPHG LPDJH DORQJVLGH WKH VWDQGDUG ¿VK¿QGHU
LPDJH
6HW WKH ]RRP IDFWRU WR D SUHGH¿QHG OHYHO RU DGMXVW LW PDQXDOO\
5HSRVLWLRQ WKH ]RRPHG SRUWLRQ RI WKH LPDJH WR D GLIIHUHQW SRLQW
LQ WKH GLVSOD\
:KHQ WKH UDQJH LQFUHDVHV WKH DUHD VKRZQ LQ WKH ]RRP ZLQGRZ
DOVR LQFUHDVHV
=RRP VSOLW
:LWK WKH ]RRP GLVSOD\ PRGH \RX FDQ VSOLW WKH VFUHHQ DQG
GLVSOD\ WKH ]RRPHG LPDJH DORQJVLGH WKH VWDQGDUG ¿VK¿QGHU
LPDJH =220 63/,7 7KH ]RRPHG VHFWLRQ LV LQGLFDWHG RQ WKH
VWDQGDUG ¿VK¿QGHU VFUHHQ E\ D ]RRP ER[
6HOHFWLQJ VSOLW VFUHHQ LQ ]RRP PRGH
)URP WKH ¿VK¿QGHU DSSOLFDWLRQ ZLWK WKH ]RRP GLVSOD\ PRGH
VHOHFWHG
 6HOHFW 0HQX
 6HOHFW 'LVSOD\ 0RGH
 6HOHFW =RRP VR WKDW 6SOLW LV KLJKOLJKWHG
6HOHFWLQJ =RRP ZLOO VZLWFK EHWZHHQ 6SOLW DQG )XOO
$GMXVWLQJ WKH ¿VK¿QGHU ]RRP IDFWRU
:KHQ WKH GLVSOD\ PRGH LV VHW WR =RRP \RX FDQ VHOHFW D ]RRP
IDFWRU RU DGMXVW LW PDQXDOO\
)URP WKH )LVK¿QGHU DSSOLFDWLRQ ZLWK WKH GLVSOD\ PRGH VHW WR
=RRP
 6HOHFW 0HQX
 6HOHFW 'LVSOD\ 0RGH
 6HOHFW =RRP )DFWRU
 6HOHFW D SUHVHW =RRP )DFWRU [[[ RU VHOHFW 0DQXDO
2QFH VHOHFWLRQ LV PDGH \RX ZLOO EH UHWXUQHG WR WKH 'LVSOD\
0RGH PHQX
 ,I 0DQXDO LV FKRVHQ VHOHFW 0DQXDO =RRP
7KH PDQXDO ]RRP IDFWRU QXPHULF DGMXVW GLDORJ LV GLVSOD\HG
 $GMXVW WKH VHWWLQJ WR WKH UHTXLUHG YDOXH
 6HOHFW %DFN RU XVH WKH 2N EXWWRQ WR FRQ¿UP WKH VHWWLQJ
$GMXVWLQJ WKH SRVLWLRQ RI WKH ¿VK¿QGHU ]RRPHG DUHD
:KHQ WKH =RRP GLVSOD\ PRGH LV VHOHFWHG WKH V\VWHP
DXWRPDWLFDOO\ VHOHFWV D ]RRP SRVLWLRQ VR WKDW WKH ERWWRP GHWDLOV
DUH DOZD\V VKRZQ LQ WKH ORZHU KDOI RI WKH VFUHHQ ,I UHTXLUHG \RX
FDQ UHSRVLWLRQ WKH SRUWLRQ RI WKH LPDJH WR EH ]RRPHG VR WKDW DQ
DOWHUQDWLYH DUHD LV GLVSOD\HG
)URP WKH )LVK¿QGHU DSSOLFDWLRQ ZLWK =RRP GLVSOD\ PRGH
VHOHFWHG
 6HOHFW 0HQX
 6HOHFW 'LVSOD\ 0RGH
 6HOHFW =RRP 3RVLWLRQ VR WKDW 0DQ LV VHOHFWHG
6HOHFWLQJ WKH ]RRP SRVLWLRQ ZLOO VZLWFK EHWZHHQ 0DQ DQG
$XWR
 6HOHFW 0DQ =RRP 3RV
7KH =RRP SRVLWLRQ QXPHULF DGMXVW FRQWURO LV GLVSOD\HG
 $GMXVW WKH VHWWLQJ WR WKH UHTXLUHG YDOXH
 6HOHFW %DFN RU 2N WR FORVH WKH PHQX
)LVK¿QGHU $6FRSH PRGH
7KH $6FRSH PRGH HQDEOHV \RX WR YLHZ D OLYH UDWKHU WKDQ
KLVWRULFDO LPDJH RI WKH VHDEHG DQG ¿VK GLUHFWO\ EHORZ \RXU
YHVVHO
7KH VWDQGDUG ¿VK¿QGHU GLVSOD\ VKRZV D KLVWRULFDO UHFRUG RI
¿VK¿QGHU HFKRHV ,I UHTXLUHG \RX FDQ GLVSOD\ D OLYH LPDJH RI WKH
ERWWRP VWUXFWXUH DQG WKH ¿VK GLUHFWO\ EHORZ WKH WUDQVGXFHU E\
XVLQJ WKH $6FRSH IHDWXUH 7KH ZLGWK RI WKH ERWWRP FRYHUHG E\
WKH $6FRSH LV LQGLFDWHG DW WKH ERWWRP RI WKH ZLQGRZ $6FRSH
SURYLGHV D PRUH SUHFLVH DQG HDVLHU WR LQWHUSUHW LQGLFDWLRQ RI WKH
WDUJHW VWUHQJWK
7KHUH DUH WKUHH $6FRSH PRGHV
0RGH  0RGH  0RGH 
7KH $VFRSH LPDJH LV
FHQWUHG LQ WKH ZLQGRZ
7KH OHIWKDQG VLGH RI
WKH 0RGH  LPDJH LV
H[SDQGHG WR JLYH D
PRUH GHWDLOHG YLHZ
7KH $VFRSH LPDJH
DQJOHV RXWZDUG DV
VLJQDO ZLGWK LQFUHDVHV
ZLWK GHSWK
7KH QXPEHUV GLVSOD\HG DW WKH ERWWRP ZKHQ LQ $6FRSH PRGH
LQGLFDWH WKH DSSUR[LPDWH GLDPHWHU LQ VHOHFWHG GHSWK XQLWV RI
WKH FRQLFDO EHDP¶V FRYHUDJH RI WKH ERWWRP
6HOHFWLQJ $6FRSH PRGH
)URP WKH ¿VK¿QGHU DSSOLFDWLRQ ZLWK WKH $6FRSH GLVSOD\ PRGH
VHOHFWHG
 D 6HULHV  F 6HULHV  H 6HULHV
 6HOHFW 0HQX
 6HOHFW 'LVSOD\ 0RGH
 6HOHFW 6HOHFW 0RGH
 6HOHFW $6FRSH
 6HOHFW $6FRSH WR GLVSOD\ WKH OLVW RI $6FRSH PRGHV
 6HOHFW WKH UHTXLUHG PRGH
%RWWRP /RFN
7KH %RWWRP /RFN GLVSOD\ PRGH DSSOLHV D ¿OWHU ZKLFK ÀDWWHQV WKH
LPDJH RI WKH ERWWRP DQG PDNHV DQ\ REMHFWV RQ RU MXVW DERYH LW
HDVLHU WR VHH 7KLV IHDWXUH LV SDUWLFXODUO\ XVHIXO IRU ¿QGLQJ ¿VK
WKDW IHHG FORVH WR WKH ERWWRP
$GMXVWLQJ WKH UDQJH RI WKH ERWWRP ORFN LPDJH DOORZV \RX WR YLHZ
PRUH ERWWRP GHWDLOV <RX FDQ DOVR UHSRVLWLRQ WKH LPDJH RQ WKH
VFUHHQ WR DQ\ZKHUH EHWZHHQ WKH ERWWRP RI WKH ZLQGRZ  DQG
WKH PLGGOH RI WKH ZLQGRZ  XVLQJ WKH %RWWRP 6KLIW FRQWURO
$GMXVWLQJ WKH ERWWRP ORFN UDQJHSRVLWLRQ
)URP WKH ¿VK¿QGHU DSSOLFDWLRQ ZLWK ERWWRP ORFN GLVSOD\ PRGH
VHOHFWHG
 6HOHFW 0HQX
 6HOHFW 'LVSOD\ 0RGH
 6HOHFW %RWWRP /RFN WR VZLWFK EHWZHHQ )XOO VFUHHQ DQG 6SOLW
VFUHHQ
 6HOHFW %/RFN 5DQJH
6HOHFWLQJ %RWWRP /RFN 5DQJH ZLOO GLVSOD\ WKH %/RFN 5DQJH
QXPHULF DGMXVW GLDORJ
 $GMXVW WKH VHWWLQJ WR WKH UHTXLUHG YDOXH
 6HOHFW %DFN RU XVH WKH 2N EXWWRQ WR FRQ¿UP WKH VHWWLQJ
 6HOHFW %/RFN 6KLIW WR UHSRVLWLRQ WKH LPDJH RQVFUHHQ
6HOHFWLQJ %RWWRP /RFN 6KLIW ZLOO GLVSOD\ WKH %/RFN 6KLIW
QXPHULF DGMXVW GLDORJ
 $GMXVW WKH VHWWLQJ WR WKH UHTXLUHG YDOXH
 6HOHFW %DFN RU XVH WKH 2N EXWWRQ WR FRQ¿UP WKH VHWWLQJ
 3UHVHQWDWLRQ PHQX RSWLRQV
7KH 3UHVHQWDWLRQ PHQX SURYLGHV DFFHVV WR IHDWXUHV ZKLFK
SURYLGH DGGLWLRQDO RQVFUHHQ GHWDLO
7KH WDEOH EHORZ VKRZV WKH DYDLODEOH 3UHVHQWDWLRQ RSWLRQV
0HQX ,WHP 'HVFULSWLRQ 2SWLRQV
7DUJHW 'HSWK ,' &RQWUROV ZKHWKHU WKH
GHSWK RI LGHQWL¿HG
WDUJHWV DUH GLVSOD\HG
7KH OHYHO RI WDUJHWV
GLVSOD\HG LV GLUHFWO\
OLQNHG WR WKH OHYHO RI
)LVK $ODUP VHQVLWLYLW\
 2Q
 2II
'HSWK /LQHV &RQWUROV ZKHWKHU
KRUL]RQWDO OLQHV
LQGLFDWLQJ GHSWK DUH
GLVSOD\HG
 2Q
 2II
:KLWH /LQH :KHQ VHW WR 2Q WKLV
RSWLRQ GLVSOD\V D ZKLWH
OLQH DORQJ WKH FRQWRXU
RI WKH VHDEHG 7KLV
KHOSV WR GLVWLQJXLVK
REMHFWV FORVH WR WKH
ERWWRP
 2Q
 2II
%RWWRP )LOO :KHQ VHW WR 2Q WKLV
RSWLRQ GLVSOD\V D VROLG
FRORU ¿OO IRU WKH VHDEHG
 2Q
 2II
&RORU 3DOHWWH 9DULRXV FRORU SDOHWWHV
DUH DYDLODEOH WR VXLW
GLIIHUHQW FRQGLWLRQV
DQG \RXU SHUVRQDO
SUHIHUHQFHV
7UDGLWLRQDO  &+,53
VRQDU FKDQQHOV
&ODVVLF %OXH
&ODVVLF %ODFN
&ODVVLF :KLWH
 6XQEXUVW
 *UH\VFDOH
,QYHUVH *UH\VFDOH
 &RSSHU
1LJKW 9LVLRQ
'RZQ9LVLRQ70
FKDQQHOV
 &RSSHU
,QY &RSSHU
6ODWH *UH\
,QY 6ODWH *UH\
6FUROO 6SHHG 6SHFLI\ WKH ¿VK¿QGHU
VFUROO VSHHG
 ² 
*DLQ FRQWUROV &RQWUROV ZKHWKHU RU
QRW WKH RQVFUHHQ
VHQVLWLYLW\ VHWWLQJV DUH
GLVSOD\HG
6KRZ GHIDXOW
 +LGH
'DWDER[HV 6HWXS $OORZV \RX WR VHW XS
DQG GLVSOD\KLGH XS
WR  GDWDER[HV LQ WKH
ERWWRP OHIW FRUQHU RI
WKH VFUHHQ
'DWDER[ 
6HOHFW 'DWD
'DWDER[ 
6HOHFW 'DWD
'DWDER[ 
 2Q
 2II
6HOHFW 'DWD
$OORZV VHOHFWLRQ RI D
GDWD W\SH E\ FDWHJRU\
'DWDER[ 
 2Q
 2II
6HOHFW 'DWD
$OORZV VHOHFWLRQ RI D
GDWD W\SH E\ FDWHJRU\
)LVK¿QGHU DSSOLFDWLRQ 
1RWH
 1RW DYDLODEOH RQ 'RZQ9LVLRQ70 FKDQQHOV
 'HSWK DQG GLVWDQFH
7KH ¿VK¿QGHU DSSOLFDWLRQ SURYLGHV D QXPEHU RI IHDWXUHV WR KHOS
\RX GHWHUPLQH GHSWKV DQG GLVWDQFHV 7KHVH IHDWXUHV GHWDLOHG
EHORZ
'HVFULSWLRQ
'HSWK UHDGLQJ ² FXUUHQW GHSWK RI ERWWRP
'HSWK 7DUJHW ,' ² GHSWKV DUH GLVSOD\HG DJDLQVW UHFRJQL]HG
WDUJHWV 7KH VHQVLWLYLW\ RI WKHVH ,'V LV GLUHFWO\ OLQNHG WR WKH )LVK
$ODUP VHQVLWLYLW\ WKH JUHDWHU WKH ¿VK DODUP VHQVLWLYLW\ WKH JUHDWHU
WKH QXPEHU RI ODEHOOHG WDUJHWV
'HSWK OLQHV ² KRUL]RQWDO GDVKHG OLQHV GUDZQ DW UHJXODU LQWHUYDOV WR
LQGLFDWH WKH GHSWK IURP WKH VXUIDFH
+RUL]RQWDO 950 PDUNHU ² LQGLFDWHV WKH GHSWK RI WKH WDUJHW
9HUWLFDO 950 PDUNHU ² LQGLFDWHV WKH GLVWDQFH EHKLQG \RXU YHVVHO
&XUVRU 'HSWK ² WKLV LV WKH GHSWK RI WKH FXUVRU SRVLWLRQ
&XUVRU 5DQJH ² WKLV LV WKH UDQJH IURP \RXU YHVVHO WR WKH FXUVRU
SRVLWLRQ
'HSWK PDUNHUV ² WKHVH QXPEHUV LQGLFDWH GHSWK
0HDVXULQJ GHSWK DQG GLVWDQFH ZLWK 950
<RX FDQ XVH D 9DULDEOH 5DQJH 0DUNHU 950 WR GHWHUPLQH DQ
REMHFWV GHSWK DQG GLVWDQFH EHKLQG \RXU YHVVHO 7KHVH PDUNHUV
FRQVLVW RI D KRUL]RQWDO GHSWK OLQH DQG D YHUWLFDO GLVWDQFH OLQH
HDFK RI ZKLFK DUH ODEHOOHG ZLWK WKH DSSURSULDWH PHDVXUHPHQW
)URP WKH )LVK¿QGHU DSSOLFDWLRQ
 6HOHFW 0HQX
 6HOHFW 6FUROO VR WKDW 3DXVH LV KLJKOLJKWHG 7KLV PD\ PDNH LW
HDVLHU WR SRVLWLRQ WKH PDUNHU
6HOHFWLQJ 6FUROO ZLOO VZLWFK WKH VFUROO EHWZHHQ 3DXVH DQG
5HVXPH
 6HOHFW WKH ORFDWLRQ \RX ZDQW WR SODFH WKH PDUNHU
 2SHQ WKH )LVK¿QGHU FRQWH[W PHQX
 6HOHFW 3ODFH 0DUNHU
2QFH SODFHG \RX FDQ PRYH WKH PDUNHU E\ VHOHFWLQJ 0RYH
0DUNHU IURP WKH )LVK¿QGHU FRQWH[W PHQX
1RWH 7KH 950 LV RQO\ DYDLODEOH LQ %RWWRP /RFN PRGH ZKHQ
YLHZLQJ WKH GLVSOD\ PRGH LQ 6SOLW VFUHHQ
 D 6HULHV  F 6HULHV  H 6HULHV
 :D\SRLQWV LQ WKH )LVK¿QGHU
DSSOLFDWLRQ
3ODFLQJ D ZD\SRLQW LQ WKH )LVK¿QGHU DSSOLFDWLRQ HQDEOHV \RX WR
PDUN D SRVLWLRQ VR WKDW \RX FDQ UHWXUQ WR LW ODWHU
:KHQ D ZD\SRLQW LV SODFHG LWV GHWDLOV DUH DGGHG WR WKH ZD\SRLQW
OLVW DQG D YHUWLFDO OLQH VKRZLQJ WKH ZD\SRLQW V\PERO LV GLVSOD\HG
RQVFUHHQ 7KH ZD\SRLQWV FDQ WKHQ EH QDYLJDWHG IURP WKH &KDUW
DSSOLFDWLRQ
3ODFLQJ D :D\SRLQW LQ WKH ¿VK¿QGHU
DSSOLFDWLRQ
)URP WKH ¿VK¿QGHU DSSOLFDWLRQ
 6HOHFW DQG KROG WKH UHTXLUHG ORFDWLRQ
7KH ¿VK¿QGHU FRQWH[W PHQX LV GLVSOD\HG
 6HOHFW 3ODFH :D\SRLQW
3ODFLQJ D ZD\SRLQW XVLQJ WKH :37 EXWWRQ RU
LFRQ
)URP WKH ¿VK¿QGHU DSSOLFDWLRQ
 6HOHFW :37
7KH ZD\SRLQW PHQX LV GLVSOD\HG
 :KLOVW WKH ZD\SRLQW PHQX LV RSHQ
6HOHFW :37 DJDLQ WR SODFH D ZD\SRLQW DW \RXU YHVVHOV
SRVLWLRQ RU
6HOHFW WKH DSSURSULDWH RSWLRQ 3ODFH :D\SRLQW $W 9HVVHO
3ODFH :D\SRLQW $W &XUVRU RU 3ODFH :D\SRLQW $W /DWORQ
3ODFLQJ D :D\SRLQW XVLQJ WKH FRQWH[W PHQX
<RX FDQ SODFH D ZD\SRLQW LQ WKH ¿VK¿QGHU DSSOLFDWLRQ XVLQJ WKH
FRQWH[W PHQX
)URP WKH )LVK¿QGHU FRQWH[W PHQX
 6HOHFW 3ODFH :D\SRLQW
7KH :D\SRLQW LV SODFHG DW WKH FXUVRUV ORFDWLRQ DQG WKH QHZ
ZD\SRLQW GLDORJ LV GLVSOD\HG
 6HOHFW 2N WR DFFHSW WKH GHIDXOW ZD\SRLQW GHWDLOV RU
 6HOHFW D ¿HOG WR HGLW WKH QHZ ZD\SRLQW¶V GHWDLOV
 6HQVLWLYLW\ VHWWLQJV
7KH 6HQVLWLYLW\ VHWWLQJV PHQX SURYLGHV DFFHVV WR IHDWXUHV DQG
IXQFWLRQV ZKLFK HQKDQFH ZKDW LV GLVSOD\HG RQVFUHHQ ,Q PRVW
VLWXDWLRQV GHIDXOW YDOXHV VKRXOG EH DGHTXDWH
7KH WDEOH EHORZ VKRZV WKH VHQVLWLYLW\ VHWWLQJV DYDLODEOH IRU HDFK
VRQDU PRGXOH W\SH
'RZQ9L
VLRQ70
&+,53
H[WHUQDO
7UDGL
WLRQDO H[
WHUQDO
7UDGL
WLRQDO LQ
WHUQDO
/HJDF\
H[WHUQDO
*DLQ <HV <HV <HV <HV <HV
$XWR
*DLQ
0RGHV
1R 1R 1R <HV <HV
&RORU
*DLQ 1R <HV <HV <HV <HV
&RQWUDVW <HV 1R 1R 1R 1R
79* 1R <HV <HV <HV <HV
$XWR
79*
0RGHV
1R <HV <HV 1R 1R
1RLVH
)LOWHU <HV 1R 1R 1R 1R
&RORU
7KUHVK
ROG
<HV <HV <HV <HV <HV
3RZHU
0RGH 1R <HV <HV <HV <HV
1RWH  $XWR 79* PRGHV DUH GLVDEOHG ZKHQ 79* LV VHW WR
PDQXDO
*DLQ
7KH JDLQ VHWWLQJV DOWHU WKH ZD\ WKH VRQDU PRGXOH SURFHVVHV
EDFNJURXQG QRLVH $GMXVWLQJ WKH JDLQ VHWWLQJV FDQ LPSURYH
WKH VRQDU LPDJH KRZHYHU IRU RSWLPXP SHUIRUPDQFH LQ PRVW
FRQGLWLRQV ZH UHFRPPHQG WKDW \RX XVH WKH DXWR VHWWLQJV
7KH JDLQ FRQWURO GHWHUPLQHV WKH VWUHQJWK DERYH ZKLFK HFKRHV
DUH GLVSOD\HG RQVFUHHQ
 0DQXDO *DLQ $XWR *DLQ  0DQXDO *DLQ
$XWR
,Q $XWR PRGH WKH VRQDU PRGXOH DXWRPDWLFDOO\ DGMXVWV WKH JDLQ
VHWWLQJ WR VXLW FXUUHQW FRQGLWLRQV
:KHQ FRQQHFWHG WR D /HJDF\ VRQDU PRGXOH RU D 7UDGLWLRQDO
LQWHUQDO VRQDU PRGXOH  $XWR *DLQ PRGHV DUH DYDLODEOH
&UXLVLQJ /RZ
7UROOLQJ 0HG
)LVKLQJ )DVW
0DQXDO
,I QHFHVVDU\ \RX FDQ VHW WKH JDLQ FRQWUROV PDQXDOO\ EHWZHHQ D
YDOXH RI  WR  7KLV YDOXH VKRXOG EH VHW KLJK HQRXJK WR
VHH ¿VK DQG ERWWRP GHWDLO EXW ZLWKRXW WRR PXFK EDFNJURXQG
QRLVH *HQHUDOO\ D KLJK JDLQ LV XVHG LQ GHHS DQGRU FOHDU ZDWHU
D ORZ JDLQ LQ VKDOORZ DQGRU PXUN\ ZDWHU
7KH QHZ YDOXHV UHPDLQ VHW HYHQ ZKHQ \RX VZLWFK RII WKH GLVSOD\
2QVFUHHQ JDLQ FRQWUROV
7RXFK RQO\ DQG +\EULG7RXFK PXOWLIXQFWLRQ GLVSOD\V KDYH
RQVFUHHQ JDLQ FRQWUROV
6HOHFWLQJ WKH RQVFUHHQ JDLQ FRQWURO ZLOO GLVSOD\ WKH JDLQ VHWWLQJV
)LVK¿QGHU DSSOLFDWLRQ 
:KHQ FRQQHFWHG WR D /HJDF\ VRQDU PRGXOH RU D WUDGLWLRQDO
LQWHUQDO VRQDU PRGXOH WKH DXWRPDWLF JDLQ KDV  PRGHV
:KHQ FRQQHFWHG WR H[WHUQDO &+,53 H[WHUQDO 7UDGLWLRQDO RU
'RZQ9LVLRQ70 VRQDU PRGXOHV JDLQ PRGHV DUH QRW UHTXLUHG
:KHQ LQ PDQXDO PRGH WKH VOLGHU EDU FRQWURO LV VKRZQ
(QDEOLQJ DQG GLVDEOLQJ RQVFUHHQ JDLQ FRQWUROV
<RX FDQ HQDEOH DQG GLVDEOH WKH RQVFUHHQ JDLQ FRQWUROV E\
IROORZLQJ WKH VWHSV EHORZ
2Q D WRXFKVFUHHQ PXOWLIXQFWLRQ GLVSOD\ ZLWK WKH UHOHYDQW
DSSOLFDWLRQ GLVSOD\HG
 6HOHFW 0HQX
 6HOHFW 3UHVHQWDWLRQ
 6HOHFW *DLQ &RQWUROV
6HOHFWLQJ *DLQ &RQWUROV ZLOO VZLWFK EHWZHHQ VKRZLQJ DQG
KLGLQJ WKH RQVFUHHQ FRQWUROV
1RWH :KHQ WKH RQVFUHHQ *DLQ FRQWUROV DUH VHW WR +LGGHQ
WKHQ WKH *DLQ VHWWLQJV FDQ EH DFFHVVHG GLUHFWO\ IURP WKH
DSSOLFDWLRQ PHQX 0HQX ! *DLQ
$GMXVWLQJ JDLQ PDQXDOO\ XVLQJ RQVFUHHQ FRQWUROV
 6HOHFW WKH RQVFUHHQ *DLQ FRQWURO ORFDWHG RQ WKH OHIW KDQG
VLGH RI WKH ¿VK¿QGHU DSSOLFDWLRQ
 6HOHFW WKH $XWR ER[ WR VZLWFK EHWZHHQ $XWR DQG 0DQXDO JDLQ
 :LWK $XWR GHVHOHFWHG VHOHFW DQG KROG WKH 6OLGHU DQG PRYH
/HIW WR GHFUHDVH YDOXH RU 5LJKW WR LQFUHDVH YDOXH
6HWWLQJ WKH DXWR JDLQ PRGH XVLQJ WKH RQVFUHHQ
FRQWUROV
 6HOHFW WKH RQVFUHHQ *DLQ FRQWURO ORFDWHG RQ WKH OHIW KDQG
VLGH RI WKH ¿VK¿QGHU DSSOLFDWLRQ
 6HOHFW WKH $XWR ER[ VR WKDW D WLFN LV GLVSOD\HG LQ WKH ER[
 6HOHFW WKH UHTXLUHG $XWR *DLQ 0RGH
$GMXVWLQJ ¿VK¿QGHU JDLQ XVLQJ WKH PHQX
7KH ¿VK¿QGHU JDLQ VHWWLQJ FDQ EH DFFHVVHG IURP WKH ¿VK¿QGHU
PHQX
)URP WKH ¿VK¿QGHU DSSOLFDWLRQ
 6HOHFW 0HQX
 6HOHFW 6HQVLWLYLW\ 6HWWLQJV
 6HOHFW *DLQ
7KH *DLQ DGMXVW GLDORJ LV GLVSOD\HG
 $GMXVW WKH JDLQ FRQWURO WR WKH UHTXLUHG VHWWLQJ RU
 6HOHFW $XWR
$ WLFN LV GLVSOD\HG LQ WKH $XWR ER[ WR VLJQLI\ DXWRPDWLF JDLQ
LV HQDEOHG
6HWWLQJ DXWR JDLQ PRGH XVLQJ WKH PHQX
:KHQ XVLQJ D /HJDF\ VRQDU PRGXOH RU D 7UDGLWLRQDO LQWHUQDO
VRQDU PRGXOH  $XWR *DLQ PRGHV DUH DYDLODEOH 7KH $XWR *DLQ
PRGH FDQ EH VHW E\ IROORZLQJ WKH VWHSV EHORZ
)URP WKH )LVK¿QGHU DSSOLFDWLRQ PHQX
 6HOHFW 6HQVLWLYLW\ 6HWWLQJV
 6HOHFW $XWR *DLQ 0RGH
 6HOHFW WKH UHTXLUHG DXWR JDLQ PRGH
&RORU JDLQ
7UDGLWLRQDO &+,53 DQG /HJDF\ VRQDU FKDQQHOV XVH GLIIHUHQW
FRORUV WR GHWHUPLQH WKH VWUHQJWK RI DQ HFKR <RX FDQ DGMXVW WKH
FRORU JDLQ PDQXDOO\ EHWZHHQ  DQG  RU VHW LW WR DXWRPDWLF
 0DQXDO &RORU
*DLQ
$XWR &RORU *DLQ  0DQXDO &RORU
*DLQ
&RORU JDLQ VHWV WKH ORZHU OLPLW IRU WKH VWURQJHVW HFKR FRORU $OO
HFKRHV ZLWK D VLJQDO VWUHQJWK DERYH WKLV YDOXH DUH GLVSOD\HG
LQ WKH VWURQJHVW FRORU 7KRVH ZLWK D ZHDNHU YDOXH DUH GLYLGHG
HTXDOO\ EHWZHHQ WKH UHPDLQLQJ FRORUV
6HWWLQJ D ORZ YDOXH SURGXFHV D ZLGH EDQG IRU WKH ZHDNHVW
FRORU EXW D VPDOO VLJQDO EDQG IRU WKH RWKHU FRORUV
6HWWLQJ D KLJK YDOXH JLYHV D ZLGH EDQG IRU WKH VWURQJHVW FRORU
EXW D VPDOO VLJQDO EDQG IRU WKH RWKHU FRORUV
$GMXVWLQJ WKH FRORU JDLQ
7R DGMXVW WKH FRORU JDLQ RQ /HJDF\ DQG 7UDGLWLRQDO DQG &+,53
VRQDU FKDQQHOV IROORZ WKH VWHSV EHORZ
)URP WKH )LVK¿QGHU DSSOLFDWLRQ
 6HOHFW 0HQX
 6HOHFW 6HQVLWLYLW\ VHWWLQJV
 6HOHFW &RORU *DLQ
7KH FRORU JDLQ VOLGHU EDU FRQWURO LV GLVSOD\HG
 $GMXVW WKH FRQWURO WR WKH UHTXLUHG YDOXH
 6HOHFW %DFN WR FRQ¿UP VHWWLQJ DQG FORVH VOLGHU EDU RU
 6HOHFW $XWR WR HQDEOH DXWRPDWLF FRORU JDLQ
&RQWUDVW
'RZQ9LVLRQ70 XVHV PRQRFKURPH VKDGLQJ WR GHWHUPLQH WKH
VWUHQJWK RI DQ HFKR <RX FDQ DGMXVW WKH FRQWUDVW PDQXDOO\
EHWZHHQ  DQG  RU VHW LW WR DXWRPDWLF
 0DQXDO &RQWUDVW $XWR &RQWUDVW  0DQXDO &RQWUDVW
&RQWUDVW VHWV WKH ORZHU OLPLW IRU WKH VWURQJHVW HFKR VKDGH $OO
HFKRHV ZLWK D VLJQDO VWUHQJWK DERYH WKLV YDOXH DUH GLVSOD\HG
LQ WKH OLJKWHVW VKDGH 7KRVH ZLWK D ZHDNHU YDOXH DUH GLYLGHG
HTXDOO\ EHWZHHQ WKH UHPDLQLQJ VKDGHV
6HWWLQJ D ORZ YDOXH SURGXFHV D ZLGH EDQG IRU WKH GDUNHVW
VKDGH EXW D VPDOO VLJQDO EDQG IRU WKH RWKHU VKDGHV
6HWWLQJ D KLJK YDOXH JLYHV D ZLGH EDQG IRU WKH OLJKWHVW VKDGH
EXW D VPDOO VLJQDO EDQG IRU WKH RWKHU VKDGHV
$GMXVWLQJ WKH FRQWUDVW
7R DGMXVW WKH FRQWUDVW VHWWLQJ IROORZ WKH VWHSV EHORZ
)URP WKH )LVK¿QGHU DSSOLFDWLRQ
 6HOHFW 0HQX
 6HOHFW 6HQVLWLYLW\ VHWWLQJV
 D 6HULHV  F 6HULHV  H 6HULHV

Navigation menu