Paypal Payflow Pro 2013 Users Guide Fraud Protection Services User’s

2015-07-27

• Payflow Fraud Protection Services User’s Guide
  • Preface
    • Intended Audience
    • Document Conventions
    • Document Organization
    • Customer Service
    • Revision History
  • Overview
    • Growing Problem of Fraud
    • Reducing the Cost of Fraud
  • How Fraud Protection Services Protect You
    • The Threats
      • Hacking
      • Credit Card Fraud
    • Protection Against the Threats—Fraud Filters
      • Example Filter
      • Configuring the Filters
      • Reviewing Suspicious Transactions
    • Special Considerations
      • Merchants With an Instant Fulfillment Model
      • Merchants using the Recurring Billing Service
  • Configuring the Fraud Protection Services Filters
    • Phase 1: Run Test Transactions Against Filter Settings on Test Transaction Security Servers
    • Phase 2: Run Live Transactions on Live Transaction Servers in Observe Mode
    • Phase 3: Run All Transactions Through the Live Transaction Security Servers Using Active Mode
  • Assessing Transactions that Triggered Filters
    • Reviewing Suspicious Transactions
      • Acting on Transactions that Triggered Filters
      • Rejecting Transactions
    • Fine-tuning Filter Settings—Using the Filter Scorecard
      • Ensuring Meaningful Data on the Filter Scorecard
    • Re-running Transactions That Were Not Screened
  • Activating and Configuring the Buyer Authentication Service
    • Building Customer Confidence
    • Enrolling in the Buyer Authentication Service
    • Downloading the Payflow SDK (Including APIs and API Documentation)
    • Configuring Buyer Authentication
      • Generate Transaction Request Software
    • Testing and Activating the Service
  • Performing Buyer Authentication Transactions Using the SDK
    • Testing the Buyer Authentication Service
    • Buyer Authentication Transaction Overview
    • Buyer Authentication Terminology
    • Buyer Authentication Server URLs
    • Detailed Buyer Authentication Transaction Flow
      • Call 1: Verify that the cardholder is enrolled in the 3-D Secure program
      • Call 2: POST the authentication request to and redirect the customer’s browser to the ACS URL
      • Call 3: Validate the PARES authentication data returned by the ACS server
      • Call 4: Submit the intended transaction request to the Payflow server
    • Example Buyer Authentication Transactions
      • Example Verify Enrollment Transaction
      • Example Verify Enrollment Response
      • Example Validate Authentication Transaction
      • Example Payflow Authorization or Sale Transaction
    • Buyer Authentication Transaction Parameters and Return Values
      • Transaction Parameters
      • Verify Enrollment Transaction Name-Value Pairs
      • Validate Authentication Transaction Name-Value Pairs
      • Standard Payflow Sale or Authorization Transaction
    • ECI Values
    • Logging Transaction Information
      • Audit Trail and Transaction Logging
  • Screening Transactions Using the Payflow SDK
    • Downloading the Payflow SDK (Including APIs and API Documentation)
    • Transaction Data Required by Filters
    • Transaction Parameters Unique to the Filters
    • Existing Payflow Parameters Used by the Filters
    • Response Strings for Transactions that Trigger Filters
      • RESULT Values Specific to Fraud Protection Services
      • Changing the Verbosity Setting
      • Example Response for an Authentication Transaction With Verbosity=Low
      • Example Response for an Authentication Transaction With Verbosity=Medium
    • Accepting or Rejecting Transactions That Trigger Filters
    • Logging Transaction Information
  • Responses to Credit Card Transaction Requests
    • An Example Response String
    • Contents of a Response to a Credit Card Transaction Request
    • PNREF Value
      • PNREF Format
    • RESULT Codes and RESPMSG Values
      • RESULT Values for Transaction Declines or Errors
      • RESULT Values for Communications Errors
  • Fraud Filter Reference
    • Filters Included with the Fraud Protection Services
      • Filters Included with the Basic Fraud Protection Services Option
      • Filters Included with the Advanced Fraud Protection Services Option
      • Special Case: Buyer Authentication Failure Filter
    • About the Fraud Risk Lists
      • Filters Applied After Processing
      • Transaction Data Required by Filters
    • Unusual Order Filters
      • Total Purchase Price Ceiling Filter
      • Total Item Ceiling Filter
      • Shipping/Billing Mismatch Filter
      • Product Watch List Filter
    • High-risk Payment Filters
      • AVS Failure Filter
      • Card Security Code Failure Filter
      • Buyer Authentication Failure Filter
      • BIN Risk List Match Filter
      • Account Number Velocity Filter
    • High-risk Address Filters
      • ZIP Risk List Match Filter
      • USPS Address Validation Failure Filter
      • IP Address Match Filter
      • Email Service Provider Risk List Match Filter
      • Geo-location Failure Filter
      • IP Address Velocity Filter
    • High-risk Customer Filters
      • Bad Lists
    • International Order Filters
      • Country Risk List Match Filter
      • International Shipping/Billing Address Filter
      • International IP Address Filter
      • International AVS Filter
    • Accept Filters
      • Good Lists
      • Total Purchase Price Floor Filter
    • Custom Filters
  • Testing the Transaction Security Filters
    • Good and Bad Lists
    • AVS Failure Filter
    • BIN Risk List Match Filter
    • Country Risk List Match Filter
    • Email Service Provider Risk List Match Filter
    • Geo-location Failure Filter
      • International AVS Filter
    • International IP Address Filter
    • International Shipping/Billing Address Filter
    • IP Address Match Filter
    • Shipping/Billing Mismatch Filter
    • Total Item Ceiling Filter
    • Total Purchase Price Ceiling Filter
    • Total Purchase Price Floor Filter
    • USPS Address Validation Failure Filter
    • ZIP Risk List Match Filter
  • Deactivating Fraud Protection Services
  • Index