Doro 5516 Instructions For Use En
User Manual: doro 5516 - Instructions for Use Free User Guide for Doro Mobile Phone, Manual
Open the PDF directly: View PDF .
Page Count: 70
- Congratulations on your purchase
- Get started
- Insert SIM card, memory card and the battery
- Get to know your phone
- Assistive functions
- Calls
- Make a call
- Phonebook
- Add contact
- Assistance button
- Make an assistance call
- Messages
- Create and send text message (SMS)
- Camera
- Camera (take photos)
- Connectivity
- Bluetooth®
- Sound & Display
- Audio setup
- My Doro Manager®
- Create account
- Internet
- Use the web browser
- Organiser
- Alarm
- More
- FM radio
- Weather
- Status
- Additional functions
- Display status symbols
- Safety instructions
- Network services and costs
- Care and maintenance
- Warranty
- Specifications
- Copyright and other notices

(QJOLVK
'RUR

3
2
1
4
5
7
6
8
9
10
16
14
15
13
11
12
17
20
19
18
21

22
7KH LWHPV VXSSOLHG ZLWK \RXU SKRQH PLJKW YDU\ GHSHQGLQJ RQ WKH VRIW
ZDUH DQG DFFHVVRULHV DYDLODEOH LQ \RXU UHJLRQ RU RIIHUHG E\ \RXU VHUYLFH
SURYLGHU <RX FDQ REWDLQ DGGLWLRQDO DFFHVVRULHV IURP \RXU ORFDO 'RUR GHDO
HU 7KH VXSSOLHG DFFHVVRULHV SURYLGH WKH EHVW SHUIRUPDQFH ZLWK \RXU
SKRQH
+HDGVHW VRFNHW
&KDUJLQJ VRFNHW
(DUSLHFH
/HIW VHOHFWLRQ EXWWRQ
&DOO EXWWRQ
&DPHUD VKRUWFXW
7RS VKRUWFXW
9RLFH PDLO
0LFURSKRQH
.H\SDG ORFN,QWHUQDWLRQDO
SUHIL[6\PEROV
,QSXW PHWKRG6LOHQW
7RUFK VKRUWFXW
0HVVDJH VKRUWFXW
(QG FDOO3RZHU RQRII
5LJKW VHOHFWLRQ EXWWRQ
$UURZ EXWWRQV1DYLJDWLRQ
EXWWRQV
6HFRQG PLFURSKRQH
&DPHUD OHQV
&DPHUD IODVK7RUFK
$VVLVWDQFH EXWWRQ
/RXGVSHDNHU
&KDUJLQJ VWDQG

(QJOLVK
&RQWHQWV
&RQJUDWXODWLRQV RQ \RXU SXUFKDVH
*HW VWDUWHG
,QVHUW 6,0 FDUG PHPRU\ FDUG DQG WKH EDWWHU\
&KDUJH WKH SKRQH
*HW WR NQRZ \RXU SKRQH
$VVLVWLYH IXQFWLRQV
7XUQ WKH SKRQH RQ DQG RII
6WDUWXS ZL]DUG
1DYLJDWH WKH SKRQH
(QWHU WH[W
9ROXPH FRQWURO
+HDULQJ DLG FRPSDWLEOH
3KRQH VHWWLQJV
&DOOV
0DNH D FDOO
&DOO IURP WKH SKRQHERRN
5HFHLYH D FDOO
&DOO LQIRUPDWLRQ
&DOO RSWLRQV
6SHHG GLDO
626 FDOOV
&DOO ORJ
&DOO VHWWLQJV
3KRQHERRN
$GG FRQWDFW
0DQDJH SKRQHERRN FRQWDFWV
3KRQHERRN VHWWLQJV
,&( ,Q &DVH RI (PHUJHQF\
$VVLVWDQFH EXWWRQ
0DNH DQ DVVLVWDQFH FDOO
$FWLYDWLRQ
1XPEHU OLVW
$FWLYDWH WH[W PHVVDJHV 606
$VVLVWDQFH VHWWLQJV
0HVVDJHV
&UHDWH DQG VHQG WH[W PHVVDJH 606

(QJOLVK
&UHDWH DQG VHQG SLFWXUH PHVVDJH 006
&UHDWH DQG VHQG YRLFH PHVVDJH
&UHDWH DQG VHQG HPDLO
,QER[ 2XWER[ DQG 6HQW
0HVVDJH VHWWLQJV
&DPHUD
&DPHUD WDNH SKRWRV
9LGHR FDPHUD
3LFWXUH JDOOHU\ DQG 9LGHR JDOOHU\
&DPHUD VHWWLQJV
&RQQHFWLYLW\
%OXHWRRWK
,QWHUQHW SURILOH
0RELOH GDWD GDWD FRXQWHU DQG GDWD URDPLQJ
1HWZRUN VHWXS
&RQQHFW WKH SKRQH WR D FRPSXWHU
6RXQG 'LVSOD\
$XGLR VHWXS
7RQH VHWXS ULQJWRQH
5LQJWRQH YROXPH
6LOHQW
$OHUW W\SH
([WUD WRQH
0DLQ PHQX
:DOOSDSHU
7H[W VL]H
,GOH GLVSOD\
7KHPHV
/&' EDFNOLJKW
%ULJKWQHVV
0\ 'RUR 0DQDJHU
&UHDWH DFFRXQW
/RJ LQ/RJ RXW
2SWLRQV
6\QF LQWHUYDOV
$FFRXQW GHWDLOV
)LOH PDQDJHU
,QWHUQHW
8VH WKH ZHE EURZVHU

(QJOLVK
2UJDQLVHU
$ODUP
&DOHQGDU
'DLO\ UHPLQGHU
1RWHV
0RUH
)0 UDGLR
7RUFK
&DOFXODWRU
*DPHV
:HDWKHU
6WDWXV
$GGLWLRQDO IXQFWLRQV
'LVSOD\ VWDWXV V\PEROV
'LVSOD\ PDLQ V\PEROV
5HVHW VHWWLQJV
6DIHW\ LQVWUXFWLRQV
1HWZRUN VHUYLFHV DQG FRVWV
2SHUDWLQJ HQYLURQPHQW
0HGLFDO XQLWV
$UHDV ZLWK H[SORVLRQ ULVN
/LLRQ EDWWHU\
3URWHFW \RXU KHDULQJ
(PHUJHQF\ FDOOV
*36/RFDWLRQ EDVHG IXQFWLRQV
9HKLFOHV
3URWHFW \RXU SHUVRQDO GDWD
0DOZDUH DQG YLUXVHV
&DUH DQG PDLQWHQDQFH
:DUUDQW\
6SHFLILFDWLRQV
&RS\ULJKW DQG RWKHU QRWLFHV
+HDULQJ DLG FRPSDWLELOLW\
6SHFLILF $EVRUSWLRQ 5DWH 6$5
&RUUHFW GLVSRVDO RI WKLV SURGXFW
&RUUHFW GLVSRVDO RI EDWWHULHV LQ WKLV SURGXFW
'HFODUDWLRQ RI &RQIRUPLW\

(QJOLVK
&RQJUDWXODWLRQV RQ \RXU SXUFKDVH
'RUR LV DQ HDV\ WR XVH FDPHUD SKRQH LQ D FODVVLF EDU VW\OH GHVLJQ
6HSDUDWHG NH\V DQG D ODUJH GLVSOD\ PDNH FDOOLQJ DQG WH[WLQJ HDVLHU 7KHUH
DUH VKRUWFXW NH\V IRU WKH FDPHUD IDYRXULWH FRQWDFWV WRUFK DQG PHV
VDJHV DQG \RX FDQ DOVR HDVLO\ VHQG SKRWRV DQG YLGHRV UHDG HPDLOV RU
EURZVH WKH LQWHUQHW ,QFOXGHV D ZHEEDVHG GHYLFH PDQDJHU IRU VHFXUHO\
XSGDWLQJ DQG DXWRPDWLFDOO\ EDFNLQJ XS FRQWHQW VWRUHG RQ \RXU SKRQH )RU
PRUH LQIRUPDWLRQ DERXW DFFHVVRULHV RU RWKHU 'RUR SURGXFWV SOHDVH YLVLW
ZZZGRURFRP
*HW VWDUWHG
,QVHUW 6,0 FDUG PHPRU\ FDUG DQG WKH EDWWHU\
,03257$17
7XUQ RII WKH SKRQH DQG GLVFRQQHFW WKH FKDUJHU EHIRUH UHPRYLQJ WKH
EDWWHU\ FRYHU
1
GB
2
3
4
5HPRYH WKH EDWWHU\ FRYHU %H FDUHIXO QRW WR GDPDJH \RXU ILQJHUQDLOV
ZKHQ \RX UHPRYH WKH FRYHU 'R QRW EHQG RU WZLVW WKH FRYHU H[FHV
VLYHO\ DV LW PD\ EH GDPDJHG 5HPRYH WKH EDWWHU\ LI LW LV DOUHDG\
LQVWDOOHG
2SWLRQDO /RFDWH WKH 6' FDUG KROGHU DQG JHQWO\ VOLGH WKH FDUG LQ WKH
KROGHU 7KH GHYLFH ZRUNV ZLWK RU ZLWKRXW D 6' FDUG LQVWDOOHG &RP
SDWLEOH FDUG W\SH PLFUR6' PLFUR6'+&
/RFDWH WKH 6,0 FDUG KROGHU DQG JHQWO\ VOLGH WKH FDUG LQ WKH KROGHU
6HH WKH ODEHO ULJKW QH[W WR WKH KROGHU IRU JXLGDQFH RQ KRZ WR LQVHUW
WKH FDUG 7KLV GHYLFH DFFHSWV PLFUR 6,0 RU )) 6,0 FDUG ,I \RX KDYH
SUREOHP WR UHPRYHUHSODFH WKH 6,0 FDUG XVH DGKHVLYH WDSH RQ WKH
H[SRVHG SDUW RI WKH 6,0 FDUG WR SXOO LW RXW

(QJOLVK
,QVHUW WKH EDWWHU\ E\ VOLGLQJ LW LQWR WKH EDWWHU\ FRPSDUWPHQW ZLWK WKH
FRQWDFWV IDFLQJ GRZQZDUGV WR WKH ULJKW 5HSODFH WKH EDWWHU\ FRYHU
,03257$17
7KLV GHYLFH DFFHSWV PLFUR 6,0 RU )) 6,0 FDUG 8VH RI LQFRPSDWLEOH
6,0 FDUGV PD\ GDPDJH WKH FDUG RU WKH GHYLFH DQG PD\ FRUUXSW GDWD
VWRUHG RQ WKH FDUG
,03257$17
8VH RQO\ FRPSDWLEOH PHPRU\ FDUGV IRU XVH ZLWK WKLV GHYLFH &RPSDWLEOH
FDUG W\SH PLFUR6' PLFUR6'+&
,QFRPSDWLEOH FDUGV PD\ GDPDJH WKH FDUG LWVHOI WKH GHYLFH DQG FRUUXSW
GDWD VWRUHG RQ WKH FDUG 'HSHQGLQJ RQ WKH PDUNHW VRPH SKRQHV PD\
KDYH D SUHLQVWDOOHG PHPRU\ FDUG
&KDUJH WKH SKRQH
&$87,21
2QO\ XVH EDWWHULHV FKDUJHUV DQG DFFHVVRULHV WKDW KDYH EHHQ DSSURYHG
IRU XVH ZLWK WKLV SDUWLFXODU PRGHO &RQQHFWLQJ RWKHU DFFHVVRULHV PD\
EH GDQJHURXV DQG PD\ LQYDOLGDWH WKH SKRQHV W\SH DSSURYDO DQG
ZDUUDQW\
:KHQ WKH EDWWHU\ LV UXQQLQJ ORZ LV GLVSOD\HG DQG D ZDUQLQJ VLJQDO LV
KHDUG
&RQQHFW WKH PDLQV DGDSWHU WR D ZDOO VRFNHW DQG WR WKH FKDUJLQJ
VRFNHW H 7KH EDWWHU\ FKDUJH LQGLFDWRU LV DQLPDWHG ZKLOH FKDUJ
LQJ ,W WDNHV DSSUR[LPDWHO\ KRXUV WR IXOO\ FKDUJH WKH EDWWHU\ :KHQ
WKH FKDUJHU LV FRQQHFWHG WR WKH SKRQH LV GLVSOD\HG EULHIO\ DQG
ZKHQ LW LV GLVFRQQHFWHG
:KHQ FKDUJLQJ LV FRPSOHWHG LV GLVSOD\HG RQ WKH VFUHHQ
,I WKH SKRQH LV WXUQHG RII ZKHQ WKH FKDUJHU LV FRQQHFWHG WR WKH
SKRQH RQO\ WKH EDWWHU\ FKDUJH LQGLFDWRU ZLOO EH VKRZQ RQ WKH GLVSOD\
1RWH 7R VDYH SRZHU WKH /&' EDFNOLJKW JRHV RII DIWHU D ZKLOH 3UHVV DQ\
EXWWRQ WR LOOXPLQDWH WKH GLVSOD\ )XOO EDWWHU\ FDSDFLW\ ZLOO QRW EH UHDFKHG
XQWLO WKH EDWWHU\ KDV EHHQ FKDUJHG ² WLPHV %DWWHULHV GHJUDGH RYHU
WLPH ZKLFK PHDQV WKDW FDOO WLPH DQG VWDQGE\ WLPH ZLOO QRUPDOO\
GHFUHDVH ZLWK UHJXODU XVH

(QJOLVK
6DYH HQHUJ\
:KHQ \RX KDYH IXOO\ FKDUJHG WKH EDWWHU\ DQG GLVFRQQHFWHG WKH FKDUJHU
IURP WKH GHYLFH XQSOXJ WKH FKDUJHU IURP WKH ZDOO VRFNHW
*HW WR NQRZ \RXU SKRQH
$VVLVWLYH IXQFWLRQV
8VH WKH V\PEROV EHORZ WR JXLGH \RX WKURXJK VXSSRUWLQJ VHFWLRQV LQ WKH
PDQXDO
6HHLQJ +DQGOLQJ
+HDULQJ 6DIHW\
7XUQ WKH SKRQH RQ DQG RII
3UHVV DQG KROG RQ WKH SKRQH WR WXUQ LW RQ RU RII &RQILUP ZLWK <HV
WR SRZHU RII
,I WKH 6,0 FDUG LV YDOLG EXW SURWHFWHG ZLWK D 3,1 FRGH 3HUVRQDO ,GHQ
WLILFDWLRQ 1XPEHU 3,1 LV GLVSOD\HG (QWHU WKH 3,1 FRGH DQG SUHVV
2. XSSHU OHIW FRUQHU RI NH\SDG 'HOHWH ZLWK &OHDU XSSHU
ULJKW FRUQHU RI NH\SDG
1RWH ,I 3,1 DQG 38. FRGHV ZHUH QRW SURYLGHG ZLWK \RXU 6,0 FDUG SOHDVH
FRQWDFW \RXU VHUYLFH SURYLGHU
$WWHPSWV VKRZV WKH QXPEHU RI 3,1 DWWHPSWV OHIW :KHQ QR PRUH DW
WHPSWV UHPDLQ 3,1 EORFNHG LV GLVSOD\HG 7KH 6,0 FDUG PXVW WKHQ EH XQ
ORFNHG ZLWK WKH 38. FRGH 3HUVRQDO 8QEORFNLQJ .H\
(QWHU WKH 38. FRGH DQG FRQILUP ZLWK 2.
(QWHU D QHZ 3,1 FRGH DQG FRQILUP ZLWK 2.
5HHQWHU QHZ 3,1 FRGH DQG FRQILUP ZLWK 2.
6WDUWXS ZL]DUG
:KHQ VWDUWLQJ WKH SKRQH IRU WKH ILUVW WLPH \RX FDQ XVH WKH 6WDUWXS ZL]
DUG WR VHW VRPH EDVLF VHWWLQJV
3UHVV <HV WR FKDQJH RU 1R LI \RX GR QRW ZDQW WR FKDQJH
7KH GHIDXOW ODQJXDJH LV GHWHUPLQHG E\ WKH 6,0 FDUG 6HH 3KRQH VHWWLQJV
S RQ KRZ WR FKDQJH ODQJXDJH WLPH DQG GDWH

(QJOLVK
7LS <RX FDQ UXQ WKH VWDUWXS ZL]DUG ODWHU LI \RX ZDQW )URP VWDQGE\
PRGH SUHVV 0HQX 6HWWLQJV *HQHUDO 6WDUWXS ZL]DUG
1DYLJDWH WKH SKRQH
6WDQGE\ LGOH PRGH
:KHQ WKH SKRQH LV UHDG\ WR XVH DQG \RX KDYH QRW NH\HG LQ DQ\ FKDUDF
WHUV WKH SKRQH LV LQ VWDQGE\
3UHVV WR UHWXUQ WR VWDQGE\ PRGH
3UHVV OHIW VHOHFWLRQ EXWWRQ WR DFFHVV WKH SKRQH 0HQX RU ULJKW
VHOHFWLRQ EXWWRQ 1DPH WR DFFHVV \RXU VDYHG FRQWDFWV LQ WKH
SKRQHERRN
7LS <RX FDQ DOZD\V SUHVV WR UHWXUQ WR VWDQGE\
6FUROO
8VH WKH DUURZ EXWWRQV WR VFUROO LQ PHQXV
6WHSE\VWHS LQVWUXFWLRQV
7KH DUURZ LQGLFDWHV QH[W DFWLRQ LQ VWHSE\VWHS LQVWUXFWLRQV 7R FRQ
ILUP DQ DFWLRQ SUHVV 2. 7R VHOHFW DQ LWHP VFUROO RU KLJKOLJKW WKH LWHP XV
LQJ DQG WKHQ SUHVV 2.
([DPSOH
3UHVV 0HQX 3KRQHERRN 1HZ FRQWDFW $GG
7R SHUIRUP WKH H[DPSOH RQ \RXU 'RUR \RX VKRXOG GR WKH IROORZLQJ
3UHVV 0HQX VFUROO WR 3KRQHERRN DQG SUHVV 2.
6HOHFW 1HZ FRQWDFW DQG SUHVV $GG
(QWHU WH[W
(QWHU WH[W PDQXDOO\
6HOHFW FKDUDFWHU
3UHVV D QXPHULFDO NH\ UHSHDWHGO\ XQWLO WKH GHVLUHG FKDUDFWHU LV
VKRZQ :DLW D IHZ VHFRQGV EHIRUH HQWHULQJ WKH QH[W FKDUDFWHU
6SHFLDO FKDUDFWHUV
3UHVV IRU D OLVW RI VSHFLDO FKDUDFWHUV
6HOHFW WKH GHVLUHG FKDUDFWHU ZLWK DQG SUHVV 2. WR FRQILUP

(QJOLVK
0RYH WKH FXUVRU ZLWKLQ WH[W
8VH WR PRYH WKH FXUVRU ZLWKLQ WKH WH[W
8SSHU FDVH ORZHU FDVH DQG QXPHUDOV
3UHVV WR FKRRVH EHWZHHQ XSSHU FDVH ORZHU FDVH DQG QXPHUDOV
6HH ,QSXW PRGH S
&KDQJH ZULWLQJ ODQJXDJH
3UHVV DQG KROG IRU D OLVW RI DYDLODEOH ODQJXDJHV
6HOHFW ODQJXDJH ZLWK DQG SUHVV 2. WR FRQILUP
(QWHU WH[W ZLWK SUHGLFWLYH WH[W
,Q VRPH ODQJXDJHV \RX FDQ XVH DQ LQSXW PHWKRG ZKLFK XVHV D GLFWLRQDU\
WR VXJJHVW ZRUGV
3UHVV HDFK NH\ RQFH HYHQ LI WKH GLVSOD\HG FKDUDFWHU LV QRW WKH RQH
\RX ZDQW 7KH GLFWLRQDU\ ZLOO VXJJHVW ZRUGV EDVHG RQ WKH NH\V \RX
KDYH SUHVVHG
([DPSOH
3UHVV WR ZULWH WKH ZRUG ´)UHGµ &RPSOHWH WKH ZRUG EH
IRUH ORRNLQJ DW WKH VXJJHVWLRQV
8VH WR YLHZ WKH VXJJHVWHG ZRUGV
3UHVV 6HOHFW DQG FRQWLQXH ZLWK WKH QH[W ZRUG
$OWHUQDWLYHO\ SUHVV WR FRQWLQXH ZLWK WKH QH[W ZRUG
,I QRQH RI WKH VXJJHVWHG ZRUGV DUH FRUUHFW XVH PDQXDO LQSXW PRGH
7R WHPSRUDULO\ VZLWFK EHWZHHQ SUHGLFWLYH WH[W DQG PDQXDO LQSXW
PRGH SUHVV DQG KROG
1RWH 6HH 3UHGLFWLYH WH[W S IRU PRUH LQIRUPDWLRQ
,QSXW PRGH
3UHVV WR FKDQJH LQSXW PRGH 7KH LFRQ RQ WKH WRS OHIW RI WKH GLV
SOD\ LQGLFDWHV WKH LQSXW PRGH

(QJOLVK
$EF 6HQWHQFH FDVH ZLWK SUHGLFWLYH WH[W
$%& 833(5 &$6( ZLWK SUHGLFWLYH WH[W
DEF ORZHU FDVH ZLWK SUHGLFWLYH WH[W
$EF 6HQWHQFH FDVH
$%& 833(5 &$6(
DEF ORZHU FDVH
1XPHUDOV
9ROXPH FRQWURO
'XULQJ D FDOO
8VH WR DGMXVW WKH VRXQG YROXPH 7KH YROXPH OHYHO LV LQGL
FDWHG RQ WKH GLVSOD\
,I \RX XVH D KHDULQJ DLG RU KDYH KHDULQJ GLIILFXOWLHV ZKHQ XVLQJ WKH WHOH
SKRQH LQ D QRLV\ HQYLURQPHQW \RX FDQ DGMXVW WKH SKRQHV DXGLR VHWWLQJV
VHH $XGLR VHWXS S
6LOHQW
6LOHQW LV D IL[HG SURILOH ZLWK .H\SDG WRQH 0HVVDJH WRQH DQG 5LQJWRQH GLV
DEOHG ZKLOH 9LEUDWLRQ 7DVNV 'DLO\ UHPLQGHU DQG $ODUP DUH XQFKDQJHG
3UHVV DQG KROG VKRUWFXW EXWWRQ WR DFWLYDWH RU GHDFWLYDWH VLOHQW
PRGH
+HDGVHW
:KHQ D KHDGVHW LV FRQQHFWHG WKH LQWHUQDO PLFURSKRQH LQ WKH SKRQH LV
DXWRPDWLFDOO\ GLVFRQQHFWHG ,I DYDLODEOH XVH WKH DQVZHU NH\ RQ WKH KHDG
VHW WR DQVZHU DQG HQG FDOOV
&$87,21
8VLQJ D KHDGVHW DW KLJK YROXPH PD\ GDPDJH \RXU KHDULQJ $GMXVW WKH
YROXPH OHYHO FDUHIXOO\ ZKHQ XVLQJ D KHDGVHW
+HDULQJ DLG FRPSDWLEOH
7KLV SKRQH LV KHDULQJ DLG FRPSDWLEOH +HDULQJ DLG FRPSDWLELOLW\ LV QRW D
JXDUDQWHH WKDW D VSHFLILF KHDULQJ DLG ZLOO ZRUN ZLWK D VSHFLILF SKRQH 0R
ELOH SKRQHV FRQWDLQ UDGLR WUDQVPLWWHUV WKDW PD\ LQWHUIHUH ZLWK KHDULQJ DLG
SHUIRUPDQFH 7KLV SKRQH KDV EHHQ WHVWHG IRU XVH ZLWK KHDULQJ DLGV IRU
VRPH RI WKH ZLUHOHVV WHFKQRORJLHV WKDW LW XVHV EXW WKHUH PD\ EH VRPH

(QJOLVK
QHZHU ZLUHOHVV WHFKQRORJLHV WKDW KDYH QRW EHHQ WHVWHG \HW IRU XVH ZLWK
KHDULQJ DLGV 7R HQVXUH WKDW D VSHFLILF KHDULQJ DLG ZRUNV ZHOO ZLWK WKLV
SKRQH WHVW WKHP WRJHWKHU EHIRUH PDNLQJ D SXUFKDVH
7KH VWDQGDUG IRU KHDULQJ DLG FRPSDWLELOLW\ FRQWDLQV WZR W\SHV RI UDWLQJV
0 7R XVH \RXU KHDULQJ DLG LQ WKLV PRGH PDNH VXUH WKDW \RXU KHDULQJ
DLG LV VHW WR 0PRGH RU DFRXVWLF FRXSOLQJ PRGH DQG SRVLWLRQ WKH
SKRQHV UHFHLYHU QHDU WKH KHDULQJ DLG·V EXLOWLQ PLFURSKRQH )RU WKH
EHVW UHVXOWV WU\ XVLQJ WKH SKRQH LQ GLIIHUHQW SRVLWLRQV UHODWLYH WR \RXU
KHDULQJ DLG³IRU H[DPSOH SODFLQJ WKH UHFHLYHU VOLJKWO\ DERYH WKH HDU
PD\ UHVXOW LQ EHWWHU SHUIRUPDQFH IRU KHDULQJ DLGV ZLWK PLFURSKRQHV
SRVLWLRQHG EHKLQG WKH HDU
7 7R XVH \RXU KHDULQJ DLG LQ WKLV PRGH PDNH VXUH WKDW \RXU KHDULQJ
DLG LV VHW WR 7PRGH RU WHOHFRLO FRXSOLQJ PRGH QRW DOO KHDULQJ DLGV
KDYH WKLV PRGH )RU WKH EHVW UHVXOWV WU\ XVLQJ WKH SKRQH LQ GLIIHUHQW
SRVLWLRQV UHODWLYH WR \RXU KHDULQJ DLG³IRU H[DPSOH SODFLQJ WKH UH
FHLYHU VOLJKWO\ EHORZ RU LQ IURQW RI WKH HDU PD\ UHVXOW LQ EHWWHU
SHUIRUPDQFH
6HH DOVR $XGLR VHWXS S RQ KRZ \RX FDQ DGMXVW WKH DXGLR VHWWLQJV
3KRQH VHWWLQJV
7LPH GDWH
6HW WKH WLPH DQG GDWH
3UHVV 0HQX 6HWWLQJV *HQHUDO 7LPH GDWH
6HW WLPH WR HQWHU WKH WLPH ++00
6HW GDWH WR HQWHU WKH GDWH ''00<<<<
3UHVV 2. WR FRQILUP
7LS <RX FDQ DOVR VHW WKH SKRQH WR DXWRPDWLFDOO\ XSGDWH WKH WLPH DQG
GDWH DFFRUGLQJ WR WKH FXUUHQW WLPH ]RQH ,Q 7LPH GDWH VHOHFW $XWR WLPH
2Q $XWRPDWLF XSGDWH RI GDWH DQG WLPH GRHV QRW FKDQJH WKH WLPH \RX
KDYH VHW IRU WKH DODUP FORFN RU WKH FDOHQGDU 7KH\ DUH LQ ORFDO WLPH
8SGDWLQJ PD\ FDXVH VRPH DODUPV \RX KDYH VHW WR H[SLUH GHSHQGLQJ RQ
QHWZRUN VXSSRUW DQG VXEVFULSWLRQ
6HW WKH WLPH DQG GDWH IRUPDW
3UHVV 0HQX 6HWWLQJV *HQHUDO 7LPH GDWH 6HW
IRUPDW

(QJOLVK
7LPH IRUPDW KRXUV RU KRXUV
'DWH IRUPDW DQG VHOHFW WKH GHVLUHG GDWH IRUPDW
3UHVV 2. WR FRQILUP
/DQJXDJH
7KH GHIDXOW ODQJXDJH IRU WKH SKRQH PHQXV PHVVDJHV HWF LV GHWHUPLQHG
E\ WKH 6,0 FDUG <RX FDQ FKDQJH WKLV WR DQ\ RWKHU ODQJXDJH VXSSRUWHG E\
WKH SKRQH
3UHVV 0HQX 6HWWLQJV *HQHUDO /DQJXDJH
8VH WR VHOHFW D ODQJXDJH
3UHVV 2. WR FRQILUP
%ORFN IXQFWLRQ
3UHVV 0HQX 6HWWLQJV *HQHUDO %ORFN IXQFWLRQ
6HOHFW HDFK IXQFWLRQ \RX ZDQW WR GLVDEOH DQG SUHVV 2II
3UHVV 'RQH WR FRQILUP
3,1 FRGH RSWLRQV
3UHVV 0HQX 6HWWLQJV 6HFXULW\ 6,0 ORFN
2Q WR DFWLYDWH WKH 3,1 FRGH <RX QHHG WR HQWHU WKH 3,1 FRGH
HYHU\ WLPH WKH SKRQH LV VWDUWHG
2II WR GHDFWLYDWH WKH 3,1 FRGH
,03257$17
,I HQDEOLQJ 2IIPRGH DQG WKH 6,0 FDUG LV ORVW RU VWROHQ LW LV
XQSURWHFWHG
$XWRPDWLF WR VWDUW WKH SKRQH ZLWKRXW WKH 3,1 FRGH 7KH SKRQH
UHPHPEHUV LW DXWRPDWLFDOO\ EXW LI WKH 6,0 FDUG LV PRYHG WR DQ
RWKHU SKRQH ORVW RU VWROHQ WKH 3,1 FRGH QHHGV WR EH HQWHUHG
ZKHQ WKH SKRQH LV VWDUWHG
3UHVV 2. WR FRQILUP
&KDQJH 3,1 FRGH
3UHVV 0HQX 6HWWLQJV 6HFXULW\ 3DVVZRUGV 3,1
(QWHU FXUUHQW 3,1 FRGH DQG SUHVV 2.
(QWHU QHZ 3,1 DQG SUHVV 2. 5HSHDW WR FRQILUP

(QJOLVK
3KRQH ORFN
7KH SKRQH ORFN SURWHFWV \RXU SKRQH IURP XQZDQWHG XVDJH ,I DFWLYDWHG
SKRQH LV ORFNHG DIWHU UHVWDUW DQG WKH SKRQH FRGH QHHGV WR EH HQWHUHG WR
XQORFN
3UHVV 0HQX 6HWWLQJV 6HFXULW\ 3KRQH ORFN
6HOHFW 2Q WR HQDEOH RU 2II WR GLVDEOH
3UHVV 2. WR FRQILUP
1RWH <RX QHHG WR HQWHU FXUUHQW SKRQH FRGH 'HIDXOW SKRQH FRGH LV
:KLWHOLVW
$ ZKLWHOLVW ZRUNV PXFK OLNH D VSDP ILOWHU RQFH DFWLYDWHG \RX FDQ RQO\ UH
FHLYH LQFRPLQJ FDOOV IURP FRQWDFWV VDYHG LQ WKH SKRQHERRN 3HRSOH QRW
VWRUHG LQ WKH SKRQHERRN JHWV D EXV\ VLJQDO ZKHQ WU\LQJ WR FDOO \RX
3UHVV 0HQX 6HWWLQJV 3KRQHERRN :KLWHOLVW
6HOHFW 2Q WR HQDEOH RU 2II WR GLVDEOH
3UHVV 2. WR FRQILUP
%ODFNOLVW
<RX FDQ FRPSLOH D EODFNOLVW RI SKRQH QXPEHUV VR WKDW DQ\ SKRQH QXPEHU
RQ \RXU EODFNOLVW LV EORFNHG ZKHQ FDOOLQJ RU WH[WLQJ \RX
<RX FDQ DGG QXPEHUV GLUHFWO\ IURP \RXU FDOO ORJ MXVW SUHVV 2SWLRQV
%ORFN <HV
$FWLYDWH WKH IXQFWLRQ DGG UHPRYH RU HGLW EODFNOLVW QXPEHUV
3UHVV 0HQX 6HWWLQJV 3KRQHERRN %ODFNOLVW
6HOHFW $FWLYDWLRQ
2Q WR DFWLYDWH WKH IXQFWLRQ
2II WR GHDFWLYDWH WKH IXQFWLRQ
6HOHFW 1XPEHU OLVW
6HOHFW $GG 3KRQHERRN WR DGG D FRQWDFW IURP WKH SKRQHERRN
$OWHUQDWLYHO\ SUHVV 0DQXDO WR DGG QDPHV RU QXPEHUV PDQXDOO\
6HOHFW WKH SKRQH QXPEHU DQG SUHVV (GLW RU 8QEORFN
3UHVV 2. WR FRQILUP

(QJOLVK
&DOOV
0DNH D FDOO
(QWHU WKH SKRQH QXPEHU LQFOXGLQJ WKH DUHD FRGH 'HOHWH ZLWK &OHDU
3UHVV WR PDNH D FDOO 3UHVV $ERUW WR FDQFHO WKH FDOO
3UHVV WR HQG WKH FDOO
7LS )RU LQWHUQDWLRQDO FDOOV DOZD\V XVH EHIRUH WKH FRXQWU\ FRGH IRU EHVW
RSHUDWLRQ 3UHVV WZLFH IRU WKH LQWHUQDWLRQDO SUHIL[
&DOO IURP WKH SKRQHERRN
3UHVV 1DPH WR RSHQ WKH SKRQHERRN
8VH WR VFUROO WKURXJK WKH SKRQHERRN RU TXLFN VHDUFK E\
SUHVVLQJ WKH NH\ FRUUHVSRQGLQJ WR WKH ILUVW OHWWHU RI WKH HQWU\ VHH (Q
WHU WH[W S
3UHVV 2SWLRQV &DOO WR GLDO WKH VHOHFWHG HQWU\ ,I QHHGHG VHOHFW
WKH QXPEHU
$OWHUQDWLYHO\ SUHVV WR GLDO
3UHVV $ERUW RU WR FDQFHO WKH FDOO
5HFHLYH D FDOO
3UHVV WR DQVZHU RU SUHVV 6LOHQW WR VZLWFK RII WKH ULQJVLJQDO DQG
WKHQ 5HMHFW WR UHMHFW WKH FDOO EXV\ VLJQDO
$OWHUQDWLYHO\ SUHVV WR UHMHFW WKH FDOO GLUHFWO\
3UHVV WR HQG WKH FDOO
&DOO LQIRUPDWLRQ
'XULQJ D FDOO WKH RXWJRLQJ RU LQFRPLQJ SKRQH QXPEHU DQG WKH HODSVHG
FDOO WLPH LV GLVSOD\HG ,I WKH LGHQWLW\ RI WKH FDOOHU LV ZLWKKHOG 8QNQRZQ LV
GLVSOD\HG
&DOO RSWLRQV
'XULQJ D FDOO WKH VHOHFWLRQ EXWWRQV JLYH DFFHVV WR DGGLWLRQDO
IXQFWLRQV
6HOHFWLRQ EXWWRQV KDYH PXOWLSOH IXQFWLRQV 7KH FXUUHQW IXQFWLRQ LV VKRZQ
DERYH WKH VHOHFWLRQ EXWWRQ RQ WKH GLVSOD\

(QJOLVK
2SWLRQV OHIW VHOHFWLRQ EXWWRQ
9ROXPH WR DGMXVW WKH YROXPH
+ROG5HWULHYH WR KROGUHWULHYH WKH FXUUHQW FDOO
(QG VLQJOH FDOO WR HQG WKH FXUUHQW FDOO VDPH DV
1HZ FDOO WR FDOO DQRWKHU QXPEHU &RQIHUHQFH
3KRQHERRN WR VHDUFK WKH SKRQHERRN
0HVVDJHV WR ZULWH RU UHDG WH[W PHVVDJHV
0XWH WR GLVDEOH WKH PLFURSKRQH
63. RQ ULJKW VHOHFWLRQ EXWWRQ
7KH ORXGVSHDNHU DOORZV \RX WR VSHDN ZLWKRXW KROGLQJ WKH SKRQH FORVH WR
WKH HDU
3UHVV 63. RQ WR DFWLYDWH 6SHDN FOHDUO\ LQWR WKH SKRQH PLFURSKRQH
DW D PD[LPXP GLVWDQFH RI P 8VH WR DGMXVW WKH ORXG
VSHDNHU YROXPH
3UHVV 63. RII WR UHWXUQ WR QRUPDO PRGH
1RWH /RXG EDFNJURXQG QRLVHV PXVLF HWF PD\ LQWHUIHUH ZLWK WKH VRXQG
TXDOLW\
6SHHG GLDO
8VH DQG ²WR VSHHG GLDO DQ HQWU\ IURP VWDQGE\
3UHVV DQG KROG WKH FRUUHVSRQGLQJ NH\
$GG VSHHG GLDO QXPEHUV
3UHVV 0HQX 6HWWLQJV 3KRQHERRN 6SHHG GLDO
6HOHFW $GG DQG VHOHFW DQ HQWU\ IURP WKH SKRQHERRN
3UHVV 2. WR FRQILUP
5HSHDW WR DGG VSHHG GLDO HQWULHV IRU EXWWRQV ²
7LS 7R HGLW RU GHOHWH DQ H[LVWLQJ HQWU\ VHOHFW LW DQG SUHVV 2SWLRQV
(GLW RU 'HOHWH
626 FDOOV
$V ORQJ DV WKH SKRQH LV VZLWFKHG RQ LW LV DOZD\V SRVVLEOH WR SODFH DQ 626
FDOO E\ HQWHULQJ WKH PDLQ ORFDO HPHUJHQF\ QXPEHU IRU \RXU SUHVHQW ORFD
WLRQ IROORZHG E\

(QJOLVK
6RPH QHWZRUNV DFFHSW FDOOV WR HPHUJHQF\ QXPEHUV ZLWKRXW D YDOLG 6,0
FDUG &RQWDFW \RXU VHUYLFH SURYLGHU IRU PRUH LQIRUPDWLRQ
&DOO ORJ
5HFHLYHG PLVVHG DQG PDGH FDOOV DUH VDYHG LQ D FRPELQHG FDOO ORJ
FDOOV RI HDFK W\SH FDQ EH VWRUHG LQ WKH ORJ )RU PXOWLSOH FDOOV UHODWHG WR
WKH VDPH QXPEHU RQO\ WKH PRVW UHFHQW FDOO LV VDYHG
3UHVV
$OWHUQDWLYHO\ SUHVV 0HQX &DOO ORJ
8VH WR VHOHFW
5HFHLYHG FDOO
'LDOOHG FDOO
0LVVHG FDOO
3UHVV WR FDOO RU 2SWLRQV
&DOO WR FDOO WKH FRQWDFW
9LHZ WR VKRZ GHWDLOV IRU WKH VHOHFWHG FDOO
6HQG 606 WR VHQG D WH[W PHVVDJH
6HQG 006 WR VHQG D SLFWXUH PHVVDJH
'HOHWH WR GHOHWH WKH FDOO
'HOHWH DOO WR GHOHWH DOO FDOOV LQ WKH FDOO ORJ
6DYH WR VDYH WKH QXPEHU LQ WKH SKRQHERRN &UHDWH QHZ FUH
DWH QHZ FRQWDFW RU 8SGDWH XSGDWH H[LVWLQJ FRQWDFW
%ORFN WR EORFN WKLV QXPEHU IURP FDOOLQJ RU WH[WLQJ \RX
&DOO VHWWLQJV
&DOO WLPH
'XULQJ D FDOO WKH GXUDWLRQ RI WKH FDOO LV VKRZQ <RX FDQ FKHFN WKH GXUD
WLRQ RI \RXU FDOOV
3UHVV 0HQX 6HWWLQJV &DOOV &DOO WLPH
/DVW FDOO WR VKRZ WKH HODSVHG WLPH RI WKH PRVW UHFHQW FDOO
2XWJRLQJ FDOOV WR VKRZ WKH HODSVHG WLPH RI DOO PDGH FDOOV
5HFHLYHG FDOOV WR VKRZ WKH HODSVHG WLPH RI DOO UHFHLYHG FDOOV
5HVHW DOO <HV WR UHVHW DOO

(QJOLVK
3UHVV 2. WR FRQILUP
$QVZHU PRGH
3UHVV 0HQX 6HWWLQJV &DOOV $QVZHU PRGH
6HOHFW $Q\ NH\ 2Q WR EH DEOH WR DQVZHU LQFRPLQJ FDOOV E\ SUHVV
LQJ DQ\ EXWWRQ H[HPSWLRQ
3UHVV 2. WR FRQILUP
&DOOHU ,'
'LVSOD\ RU KLGH \RXU SKRQH QXPEHU RQ WKH UHFLSLHQWV SKRQH ZKHQ \RX
FDOO
3UHVV 0HQX 6HWWLQJV &DOOV &DOO VHWXS &DOOHU ,'
6HW E\ QHWZRUN WR XVH GHIDXOW VHWWLQJ E\ WKH QHWZRUN
+LGH ,' WR QHYHU VKRZ \RXU QXPEHU
6HQG ,' WR DOZD\V VKRZ \RXU QXPEHU
3UHVV 2. WR FRQILUP
&DOO ZDLWLQJ
<RX FDQ KDQGOH PRUH WKDQ RQH FDOO DW D WLPH SXW WKH FXUUHQW FDOO RQ KROG
DQG DQVZHU WKH LQFRPLQJ FDOO :KHQ DFWLYDWHG DQ DOHUW WRQH LV KHDUG LI
WKHUH LV DQ LQFRPLQJ FDOO ZKLOH WDONLQJ
'XULQJ D FDOO SUHVV 2SWLRQV $QVZHU
$FWLYDWH FDOO ZDLWLQJ
3UHVV 0HQX 6HWWLQJV &DOOV &DOO VHWXS
6HOHFW &DOO ZDLWLQJ $FWLYDWH
3UHVV 2. WR FRQILUP
7LS 5HSHDW DQG VHOHFW 'HDFWLYDWH WR GLVDEOH FDOO ZDLWLQJ RU 4XHU\ VWDWXV
WR GLVSOD\ LI FDOO ZDLWLQJ LV DFWLYH RU QRW
&DOO GLYHUW
<RX FDQ GLYHUW FDOOV WR DQ DQVZHULQJ VHUYLFH RU WR DQRWKHU SKRQH QXPEHU
6HW XS ZKLFK FDOOV VKRXOG EH GLYHUWHG 6HOHFW D FRQGLWLRQ DQG SUHVV 2.
WKHQ VHOHFW $FWLYDWH'HDFWLYDWH RU 4XHU\ VWDWXV IRU HDFK
3UHVV 0HQX 6HWWLQJV &DOOV &DOO VHWXS &DOO GLYHUW
9RLFH FDOOV WR GLYHUW DOO YRLFH FDOOV

(QJOLVK
8QUHDFKDEOH WR GLYHUW LQFRPLQJ FDOOV LI WKH SKRQH LV WXUQHG RII
RU RXW RI UDQJH
1R UHSO\ WR GLYHUW LQFRPLQJ FDOOV LI XQDQVZHUHG
,I EXV\ WR GLYHUW LQFRPLQJ FDOOV LI WKH OLQH LV EXV\
&DQFHO GLYHUWV WR FDQFHO DOO FDOO GLYHUW VHWWLQJV
3UHVV 2. WR FRQILUP
&DOO EDUULQJ
<RXU SKRQH FDQ EH UHVWULFWHG WR GLVDOORZ FHUWDLQ W\SHV RI FDOOV
1RWH $ SDVVZRUG LV QHHGHG WR DSSO\ FDOO EDUULQJ &RQWDFW \RXU VHUYLFH
SURYLGHU WR JHW WKH SDVVZRUG
3UHVV 0HQX 6HWWLQJV &DOOV &DOO VHWXS &DOO EDUULQJ
6HOHFW 2XWJRLQJ FDOOV
$OO FDOOV WR DQVZHU LQFRPLQJ FDOOV EXW QRW FDOOLQJ
,QWHUQDWFDOOV WR EORFN FDOOV WR LQWHUQDWLRQDO QXPEHUV
,QW H[FHSW KRPH WR EORFN LQWHUQDWLRQDO FDOOV H[FHSW WR WKH FRXQ
WU\ DVVRFLDWHG ZLWK WKH 6,0 FDUG
3UHVV 2. WR FRQILUP
6HOHFW ,QFRPLQJ FDOOV
$OO FDOOV WR FDOO EXW QRW WR UHFHLYH LQFRPLQJ FDOOV
:KHQ URDPLQJ WR EORFN LQFRPLQJ FDOOV ZKLOH URDPLQJ RSHUDWLQJ
LQ RWKHU QHWZRUNV
3UHVV 2. WR FRQILUP
6HOHFW &DQFHO DOO WR FDQFHO DOO FDOO EDUULQJ SDVVZRUG QHHGHG 3UHVV
2. WR FRQILUP
6LJQDO /('
3UHVV 0HQX 6HWWLQJV &DOOV 6LJQDO /('
6HOHFW 2Q WR HQDEOH QRWLILFDWLRQ OLJKW ZKHQ LQFRPLQJ FDOO DQG QHZ
PHVVDJH
3UHVV 2. WR FRQILUP
)L[HG GLDO )'1
<RX FDQ OLPLW FDOOV WR FHUWDLQ QXPEHUV VDYHG RQ WKH 6,0 FDUG 7KH OLVW RI
DOORZHG QXPEHUV LV SURWHFWHG E\ \RXU 3,1FRGH

(QJOLVK
1RWH 7KH 3,1FRGH LV QHHGHG WR DSSO\ IL[HG GLDO &RQWDFW \RXU VHUYLFH
SURYLGHU WR JHW WKH 3,1FRGH
3UHVV 0HQX 6HWWLQJV 6HFXULW\ )L[HG GLDO
0RGH 2Q WR HQDEOH RU 2II WR GLVDEOH
)L[HG QXPEHUV $GG DQG HQWHU WKH ILUVW DOORZHG QXPEHU
$OWHUQDWLYHO\ VHOHFW DQ HQWU\ DQG SUHVV 2SWLRQV $GG(GLW RU
'HOHWH
,I QHHGHG HQWHU 3,1 DQG SUHVV 2. WR FRQILUP
1RWH <RX FDQ VDYH SDUWV RI SKRQH QXPEHUV )RU H[DPSOH LI \RX VDYH
DOORZV FDOOV WR DOO QXPEHUV VWDUWLQJ ZLWK ,W LV SRVVLEOH WR
SODFH DQ 626 FDOO E\ HQWHULQJ WKH PDLQ ORFDO HPHUJHQF\ QXPEHU IROORZHG
E\ HYHQ ZKHQ IL[HG GLDO LV DFWLYDWHG :KHQ IL[HG GLDO LV DFWLYDWHG \RX
DUH QRW DOORZHG WR YLHZ RU PDQDJH DQ\ SKRQH QXPEHUV VDYHG RQ WKH 6,0
FDUG <RX DUH QRW DEOH WR VHQG DQ\ WH[W PHVVDJHV HLWKHU
3KRQHERRN
$GG FRQWDFW
3UHVV 0HQX 3KRQHERRN 1HZ FRQWDFW $GG
(QWHU D 1DPH IRU WKH FRQWDFW VHH (QWHU WH[W S 'HOHWH ZLWK
&OHDU
8VH WR VHOHFW 0RELOH+RPH RU 2IILFH DQG HQWHU WKH
SKRQH QXPEHUV LQFOXGLQJ WKH DUHD FRGH
6HOHFW (PDLO WR DVVRFLDWH HPDLO DGGUHVV WR WKH FRQWDFW VHH (
PDLO VHWWLQJV S
6HOHFW 3LFWXUH (GLW WR DVVRFLDWH SLFWXUH WR WKH FRQWDFW VHH
3KRQHERRN SLFWXUH S
7DNH SLFWXUH WR XVH WKH FDPHUD WR WDNH D SLFWXUH
0\ SLFWXUHV WR VHOHFW DQ H[LVWLQJ SLFWXUH
6HOHFW 5LQJWRQH (GLW WR DVVRFLDWH ULQJWRQH WR WKH FRQWDFW VHH
7RQH VHWXS ULQJWRQH S
6\VWHP WR VHOHFW IURP SUHLQVWDOOHG ILOHV
8VHU WR VHOHFW IURP \RXU GRZQORDGV
3UHVV 6DYH

(QJOLVK
7LS )RU LQWHUQDWLRQDO FDOOV DOZD\V XVH EHIRUH WKH FRXQWU\ FRGH IRU EHVW
RSHUDWLRQ 3UHVV WZLFH IRU WKH LQWHUQDWLRQDO SUHIL[
0DQDJH SKRQHERRN FRQWDFWV
3UHVV 0HQX 3KRQHERRN
6HOHFW D FRQWDFW WKHQ SUHVV 2SWLRQV
9LHZ WR VKRZ GHWDLOV IRU WKH VHOHFWHG FRQWDFW 3KRQH VWRU
DJH VHW WR 3KRQH DQG 6,0 VWRUDJH VHW WR 6,0 VHH 3KRQH
ERRN VWRUDJH S
(GLW WR HGLW WKH FRQWDFW 8VH WR VFUROO 'HOHWH ZLWK &OHDU
3UHVV 6DYH ZKHQ GRQH
7RS WR VHW WKH HQWU\ DV RQH RI WKH ILUVW FRQWDFWV OLVWHG LQ
WKH SKRQHERRN 6HH 7RS S
&DOO WR FDOO WKH FRQWDFW
$GG WR DGG FRQWDFW 6HH $GG FRQWDFW S
6HQG 606 WR FUHDWH WH[W PHVVDJH VHH &UHDWH DQG VHQG WH[W
PHVVDJH 606 S
6HQG 006 WR FUHDWH SLFWXUH PHVVDJH VHH &UHDWH DQG VHQG SLF
WXUH PHVVDJH 006 S
6HQG HPDLO WR FUHDWH HPDLO PHVVDJH VHH &UHDWH DQG VHQG H
PDLO S
'HOHWH WR GHOHWH WKH VHOHFWHG FRQWDFW 3UHVV <HV WR FRQILUP RU
1R WR DERUW
'HOHWH DOO )URP 6,0)URP SKRQH WR GHOHWH DOO SKRQHERRN
FRQWDFWV IURP WKH 6,0 FDUG RU SKRQH PHPRU\ (QWHU WKH SKRQH
FRGH DQG SUHVV 2. WR FRQILUP 7KH GHIDXOW SKRQH FRGH LV
&RS\ DOO )URP 6,0 WR FRS\ DOO SKRQHERRN FRQWDFWV IURP WKH
6,0 FDUG WR WKH SKRQH PHPRU\ RU )URP SKRQH WR FRS\ DOO FRQ
WDFWV IURP WKH SKRQH PHPRU\ WR WKH 6,0 FDUG 3UHVV <HV WR FRQ
ILUP RU 1R WR DERUW
6HQG Y&DUG
6HQG E\ 606 VHH &UHDWH DQG VHQG WH[W PHVVDJH 606
S
6HQG E\ 006 VHH &UHDWH DQG VHQG SLFWXUH PHVVDJH
006 S
6HQG E\ %OXHWRRWK VHH %OXHWRRWK S
6HQG E\ HPDLO VHH &UHDWH DQG VHQG HPDLO S

(QJOLVK
3UHVV 2. WR FRQILUP
3KRQHERRN VHWWLQJV
2ZQHU QXPEHU
7KH SKRQH QXPEHU DVVLJQHG WR \RXU 6,0 FDUG LV VDYHG DV 2ZQHU QXPEHU
LI WKLV LV DOORZHG E\ WKH FDUG
$GG QXPEHUV
3UHVV 0HQX 3KRQHERRN 2ZQHU QXPEHU (PSW\ $GG
(QWHU QDPH DQG QXPEHU VHH (QWHU WH[W S
:KHQ GRQH SUHVV 2.
3KRQHERRN VWRUDJH
3UHVV 0HQX 6HWWLQJV 3KRQHERRN 6WRUDJH
6,0 WR VDYH XS WR SKRQH QXPEHUV DQG RQH HPDLO DGGUHVV SHU
FRQWDFW
3KRQH WR VDYH FRQWDFWV ZLWK SKRQH QXPEHUV HDFK 0R
ELOH+RPH2IILFH $V ZHOO DV RQH HPDLO DGGUHVV DQG 3KRQH
ERRN SLFWXUH WR DVVLJQ LPDJHV WR FRQWDFWV DQG 5LQJWRQH WR
DVVLJQ VSHFLILF ULQJWRQHV WR FRQWDFWV
3UHVV 2. WR FRQILUP
1RWH 1XPEHU DQG OHQJWK RI WKH SKRQH QXPEHUVFRQWDFWV WKDW FDQ EH
VWRUHG ZLOO YDU\ GHSHQGLQJ RQ 6,0 FDUGVHUYLFH SURYLGHU SUHIHUHQFHV
3KRQHERRN SLFWXUH
<RX FDQ FKDQJH WKH SKRQHERRN YLHZ PRGH
3UHVV 0HQX 6HWWLQJV 3KRQHERRN 3KRQHERRN SLFWXUH
2Q WR GLVSOD\ WKH FRQWDFW·V DVVRFLDWH SLFWXUH LI H[LVWLQJ
2II WR GLVSOD\ RQO\ WKH QDPHV RI FRQWDFWV
3UHVV 2. WR FRQILUP
9RLFH PDLO
,I \RXU VXEVFULSWLRQ LQFOXGHV DQ DQVZHULQJ VHUYLFH FDOOHUV FDQ OHDYH D
YRLFH PDLO PHVVDJH ZKHQ \RX DUH XQDEOH WR DQVZHU D FDOO 9RLFH PDLO LV D
QHWZRUN VHUYLFH DQG \RX PD\ QHHG WR VXEVFULEH WR LW ILUVW )RU PRUH LQIRU
PDWLRQ DQG IRU WKH YRLFH PDLO QXPEHU FRQWDFW \RXU VHUYLFH SURYLGHU

(QJOLVK
3UHVV 0HQX 6HWWLQJV 3KRQHERRN 9RLFH PDLO
6HOHFW (PSW\ $GG
3KRQHERRN WR DGG D FRQWDFW IURP WKH 3KRQHERRN 3UHVV 2. WR
FRQILUP
0DQXDO DQG HQWHU QDPH DQG QXPEHU
3UHVV 2. WR FRQILUP
7R HGLW RU GHOHWH DQ H[LVWLQJ HQWU\ VHOHFW LW DQG SUHVV 2SWLRQV (GLW RU
'HOHWH
&DOO YRLFH PDLO
3UHVV DQG KROG VKRUWFXW EXWWRQ
7RS
6HW DQ HQWU\ DV RQH RI WKH ILUVW FRQWDFWV OLVWHG LQ WKH SKRQHERRN
3UHVV WKH VKRUWFXW EXWWRQ
RU SUHVV 0HQX 6HWWLQJV 3KRQHERRN 7RS
6HOHFW RQH RI WKH HPSW\ HQWULHV DQG SUHVV $GG
8VH WR VFUROO WKURXJK WKH SKRQHERRN RU TXLFN VHDUFK E\
SUHVVLQJ WKH NH\ FRUUHVSRQGLQJ WR WKH ILUVW OHWWHU RI WKH HQWU\
3UHVV 2. WR VDYH WKH VHOHFWHG HQWU\ RU SUHVV %DFN WR GLVFDUG
FKDQJHV
7R HGLW RU GHOHWH DQ H[LVWLQJ HQWU\ VHOHFW 2SWLRQV (GLW RU 'HOHWH
7LS <RX FDQ DOVR DGG DQ HQWU\ IURP WKH SKRQHERRN 6HOHFW WKH
FRQWDFW DQG SUHVV 2SWLRQV 7RS
,&( ,Q &DVH RI (PHUJHQF\
)LUVW UHVSRQGHUV FDQ DFFHVV DGGLWLRQDO LQIRUPDWLRQ VXFK DV PHGLFDO LQIRU
PDWLRQ IURP WKH YLFWLPV SKRQH LQ FDVH RI HPHUJHQF\ ,Q WKH HYHQW
RI D WUDXPD LW LV FULWLFDO WR KDYH WKLV LQIRUPDWLRQ DV HDUO\ DV SRVVLEOH WR LQ
FUHDVH WKH FKDQFHV RI VXUYLYDO $OO ILHOGV DUH RSWLRQDO EXW WKH PRUH LQIRU
PDWLRQ SURYLGHG WKH EHWWHU
3UHVV 0HQX 3KRQHERRN ,&(
8VH WR VFUROO WKH OLVW RI HQWULHV
3UHVV (GLW WR DGG RU HGLW LQIRUPDWLRQ LQ HDFK HQWU\ VHH (QWHU WH[W
S 'HOHWH ZLWK &OHDU

(QJOLVK
,'
1DPH HQWHU \RXU QDPH
%LUWK HQWHU \RXU GDWH RI ELUWK
+HLJKW HQWHU \RXU KHLJKW
:HLJKW HQWHU \RXU ZHLJKW
$GGUHVV HQWHU \RXU KRPH DGGUHVV
/DQJXDJH HQWHU \RXU SUHIHUUHG ODQJXDJH
,QVXUDQFH HQWHU \RXU LQVXUDQFH SURYLGHU DQG SROLF\ QXPEHU
&RQWDFW &RQWDFW DQG 'RFWRU
3UHVV 2SWLRQV WR $GG RU 'HOHWH D FRQWDFW IURP WKH SKRQHERRN
RU 6DYH WR DFFHSW WKH FXUUHQW HQWU\
,I SRVVLEOH DGG \RXU UHODWLRQVKLS WR \RXU ,&( FRQWDFWV LQ WKH
SKRQHERRN VXFK DV ´,&( :LIH 0DU\ 6PLWKµ
,PSRUWDQW LQIR
&RQGLWLRQ HQWHU DQ\ PHGLFDO FRQGLWLRQV RU PHGLFDO GHYLFHV HJ
GLDEHWLF SDFHPDNHU
$OOHUJLHV HQWHU DQ\ NQRZQ DOOHUJLHV HJ SHQLFLOOLQ EHH VWLQJV
%ORRG W\SH HQWHU \RXU EORRG W\SH
9DFFLQDWLRQ HQWHU DQ\ UHOHYDQW YDFFLQDWLRQ
0HGLFDWLRQ HQWHU DQ\ PHGLFDWLRQ WKDW \RX DUH WUHDWHG ZLWK
2WKHU LQIR HQWHU RWKHU LQIRUPDWLRQ HJ RUJDQ GRQRU OLYLQJ ZLOO
FRQVHQW WR WUHDW
:KHQ GRQH SUHVV 6DYH
$VVLVWDQFH EXWWRQ
&$87,21
:KHQ DQ DVVLVWDQFH FDOO LV DFWLYDWHG WKH SKRQH LV SUHVHW WR KDQGVIUHH
VSHDNHUSKRQH PRGH 'R QRW KROG WKH GHYLFH QHDU \RXU HDU ZKHQ WKH
KDQGVIUHH PRGH LV LQ XVH EHFDXVH WKH YROXPH PD\ EH H[WUHPHO\ ORXG
7KH DVVLVWDQFH EXWWRQ DOORZV HDV\ DFFHVV WR FRQWDFW \RXU SUHGHILQHG KHOS
QXPEHUV 1XPEHU OLVW VKRXOG \RX QHHG KHOS 0DNH VXUH WKDW WKH DVVLV
WDQFH IXQFWLRQ LV DFWLYDWHG EHIRUH XVH HQWHU UHFLSLHQWV LQ WKH QXPEHUV
OLVW DQG HGLW WKH WH[W PHVVDJH

(QJOLVK
0DNH DQ DVVLVWDQFH FDOO
:KHQ KHOS LV QHHGHG SUHVV DQG KROG WKH DVVLVWDQFH EXWWRQ IRU
VHFRQGV RU SUHVV LW WZLFH ZLWKLQ VHFRQG
7KH DVVLVWDQFH FDOO EHJLQV DIWHU D GHOD\ RI VHFRQGV ,Q WKLV WLPH
\RX FDQ SUHYHQW D SRVVLEOH IDOVH DODUP E\ SUHVVLQJ
$Q DVVLVWDQFH WH[W PHVVDJH 606 LV VHQW WR DOO UHFLSLHQWV
7KH ILUVW UHFLSLHQW LQ WKH OLVW LV FDOOHG ,I WKH FDOO LV QRW DQVZHUHG ZLWK
LQ VHFRQGV WKH QH[W QXPEHU LV FDOOHG &DOOLQJ LV UHSHDWHG WLPHV
RU XQWLO WKH FDOO LV DQVZHUHG RU XQWLO LV SUHVVHG
1RWH 6RPH SULYDWH VHFXULW\ FRPSDQLHV FDQ DFFHSW DXWRPDWLF FDOOV IURP
WKHLU FOLHQWV $OZD\V FRQWDFW WKH VHFXULW\ FRPSDQ\ EHIRUH XVLQJ WKHLU
SKRQH QXPEHU
7LS 7KH DVVLVWDQFH IXQFWLRQ PD\ EH FRQILJXUHG VR WKDW WKH UHFLSLHQW RI
WKH FDOO PXVW SUHVV ]HUR WR FRQILUP LQ RUGHU WR VWRS WKH DODUP
VHTXHQFH 6HH &RQILUP ZLWK S
,03257$17
,QIRUPDWLRQ WR WKH UHFLSLHQW RI DQ DVVLVWDQFH FDOO ZKHQ &RQILUP ZLWK
LV DFWLYDWHG
$IWHU UHFHLYLQJ WKH DVVLVWDQFH PHVVDJH HDFK QXPEHU LQ WKH
1XPEHU OLVW LV FDOOHG VHTXHQWLDOO\
7R FRQILUP WKH DVVLVWDQFH FDOO WKH UHFLSLHQW QHHGV WR SUHVV
,I WKH UHFLSLHQW GRHVQ·W SUHVV ZLWKLQ VHFRQGV DIWHU
DQVZHULQJ WKH FDOO ZLOO EH GLVFRQQHFWHG DQG WKH QH[W QXPEHU
LQ WKH VHTXHQFH ZLOO EH FDOOHG
,I WKH UHFLSLHQW SUHVVHV ZLWKLQ VHFRQGV WKH FDOO LV
FRQILUPHG DQG QR IXUWKHU FDOO DWWHPSWV ZLOO EH PDGH
DVVLVWDQFH VHTXHQFH LQWHUUXSWHG
$FWLYDWLRQ
6HOHFW KRZ WR DFWLYDWH WKH DVVLVWDQFH IXQFWLRQ XVLQJ WKH DVVLVWDQFH
EXWWRQ
3UHVV 0HQX 6HWWLQJV $VVLVWDQFH $FWLYDWLRQ

(QJOLVK
2Q 1RUPDO WR SUHVV DQG KROG WKH EXWWRQ IRU DSSUR[LPDWHO\
VHFRQGV RU SUHVV LW WZLFH ZLWKLQ VHFRQG
2Q WR SUHVV WKH EXWWRQ WLPHV ZLWKLQ VHFRQG
2II WR GLVDEOH WKH DVVLVWDQFH EXWWRQ
3UHVV 2. WR FRQILUP
1XPEHU OLVW
$GG QXPEHUV WR WKH OLVW WKDW LV FDOOHG ZKHQ WKH DVVLVWDQFH EXWWRQ LV
SUHVVHG
,03257$17
$OZD\V LQIRUP UHFLSLHQWV LQ WKH 1XPEHU OLVW WKDW WKH\ DUH OLVWHG DV \RXU
DVVLVWDQFH FRQWDFWV
3UHVV 0HQX 6HWWLQJV $VVLVWDQFH 1XPEHU OLVW
6HOHFW (PSW\ $GG 3KRQHERRN WR DGG D FRQWDFW IURP WKH
SKRQHERRN
$OWHUQDWLYHO\ SUHVV 0DQXDO WR DGG QDPHV RU QXPEHUV PDQXDOO\ 6HH
$GG FRQWDFW S
3UHVV 2. WR FRQILUP
5HSHDW XQWLO \RX KDYH FRQWDFWV PD[LPXP
7LS 7R HGLW RU GHOHWH DQ H[LVWLQJ HQWU\ VHOHFW LW DQG SUHVV 2SWLRQV
(GLW RU 'HOHWH
$FWLYDWH WH[W PHVVDJHV 606
$ WH[W PHVVDJH FDQ EH VHQW WR WKH FRQWDFWV LQ WKH QXPEHUV OLVW ZKHQ WKH
DVVLVWDQFH EXWWRQ LV SUHVVHG
$FWLYDWLRQ
3UHVV 0HQX 6HWWLQJV $VVLVWDQFH 606 $FWLYDWLRQ
2Q WR VHQG D WH[W PHVVDJH EHIRUH FDOOLQJ
2II WR FDOO ZLWKRXW VHQGLQJ D WH[W PHVVDJH ILUVW
3UHVV 2. WR FRQILUP
&UHDWH DVVLVWDQFH PHVVDJH
3UHVV 0HQX 6HWWLQJV $VVLVWDQFH 606 0HVVDJH
6HOHFW (GLW DQG ZULWH WKH PHVVDJH VHH (QWHU WH[W S
3UHVV 2. WR FRQILUP

(QJOLVK
1RWH <RX PXVW ZULWH D PHVVDJH LI \RX DFWLYDWH WKH 606 IXQFWLRQ
$VVLVWDQFH VHWWLQJV
&RQILUP ZLWK
<RX FDQ DFWLYDWH WKH &RQILUP ZLWK IXQFWLRQ 7KLV LV HVSHFLDOO\ UHFRP
PHQGHG LI WKHUH LV D ULVN WKDW WKH DVVLVWDQFH FDOO LV DQVZHUHG E\ D YRLFH
PDLO RU DQVZHULQJ VHUYLFH ,I WKH UHFLSLHQW GRHVQ·W SUHVV ZLWKLQ VHF
RQGV WKH FDOO ZLOO EH GLVFRQQHFWHG DQG WKH QH[W QXPEHU LQ WKH VHTXHQFH
ZLOO EH FDOOHG ,I WKH UHFLSLHQW SUHVVHV ZLWKLQ VHFRQGV WKH FDOO LV
FRQILUPHG DQG QR IXUWKHU FDOO DWWHPSWV ZLOO EH PDGH DVVLVWDQFH VH
TXHQFH LQWHUUXSWHG
3UHVV 0HQX 6HWWLQJV $VVLVWDQFH &RQILUP ZLWK
6HOHFW 2Q WR HQDEOH RU 2II WR GLVDEOH
3UHVV 2. WR FRQILUP
6LJQDO W\SH
6HOHFW WKH QRWLILFDWLRQ VLJQDO W\SH IRU WKH DVVLVWDQFH VHTXHQFH
3UHVV 0HQX 6HWWLQJV $VVLVWDQFH 6LJQDO W\SH
+LJK WR XVH ORXG VLJQDOV GHIDXOW
/RZ WR XVH RQH ORZ VLJQDO
6LOHQW QR VRXQG LQGLFDWLRQ OLNH D QRUPDO FDOO
3UHVV 2. WR FRQILUP
0HVVDJHV
&UHDWH DQG VHQG WH[W PHVVDJH 606
1RWH %HIRUH \RX FDQ VHQG DQ\ WH[W PHVVDJHV \RX QHHG WR VDYH \RXU
PHVVDJH FHQWUH QXPEHU 7KH QXPEHU WR \RXU VHUYLFH FHQWUH LV VXSSOLHG
E\ \RXU VHUYLFH SURYLGHU DQG LV XVXDOO\ VHW RQ WKH 6,0 FDUG ,I QRW \RX FDQ
HQWHU WKH QXPEHU \RXUVHOI 6HH 606 FHQWUH S
3UHVV VKRUWFXW EXWWRQ
RU SUHVV 0HQX 0HVVDJHV &UHDWH QHZ 606
:ULWH \RXU PHVVDJH VHH (QWHU WH[W S WKHQ SUHVV 7R
6HOHFW D UHFLSLHQW IURP 3KRQHERRN
$OWHUQDWLYHO\ VHOHFW (QWHU QXPEHU WR DGG UHFLSLHQW PDQXDOO\ DQG
SUHVV 'RQH

(QJOLVK
3UHVV $GG WR DGG PRUH UHFLSLHQWV
7LS <RX FDQ PRGLI\ WKH UHFLSLHQWV E\ VHOHFWLQJ RQH SUHVV 2SWLRQV
(GLW'HOHWH'HOHWH DOO
:KHQ GRQH SUHVV 6HQG
1RWH ,I \RX FKRRVH WR DGG PXOWLSOH UHFLSLHQWV \RX ZLOO EH FKDUJHG IRU
HDFK UHFLSLHQW PD[LPXP )RU LQWHUQDWLRQDO FDOOV DOZD\V XVH
EHIRUH WKH FRXQWU\ FRGH IRU EHVW RSHUDWLRQ 3UHVV WZLFH IRU WKH
LQWHUQDWLRQDO SUHIL[
&UHDWH DQG VHQG SLFWXUH PHVVDJH 006
$ SLFWXUH PHVVDJH FDQ FRQWDLQ WH[W DQG PHGLD REMHFWV VXFK DV SLFWXUHV
VRXQG UHFRUGLQJV DQG YLGHR %RWK \RX DQG WKH UHFLSLHQW PXVW KDYH VXE
VFULSWLRQV WKDW VXSSRUW SLFWXUH PHVVDJH 7KH VHWWLQJV IRU SLFWXUH PHV
VDJH DUH VXSSOLHG E\ \RXU VHUYLFH SURYLGHU DQG FDQ EH VHQW WR \RX
DXWRPDWLFDOO\ YLD WH[W PHVVDJH ,I QRW VHH 006 VHWWLQJV S RQ KRZ WR
VHW \RXU 006 SURILOH
3UHVV VKRUWFXW EXWWRQ
RU SUHVV 0HQX 0HVVDJHV &UHDWH QHZ 006
:ULWH \RXU PHVVDJH VHH (QWHU WH[W S
3UHVV 2SWLRQV $GG SLFWXUH
0\ SLFWXUHV WR VHOHFW D ILOH
7DNH SLFWXUH WR XVH WKH FDPHUD WR WDNH D SLFWXUH
1RWH ,I \RX DGG PRUH WKDQ RQH SLFWXUH WKH IROORZLQJ SLFWXUHV
DUH LQFUHDVLQJO\ FRPSUHVVHG E\ WKH SKRQH VFDOHG GRZQ 7KLV
WR DOORZ \RX WR VHQG PRUH SLFWXUHV LQ RQH PHVVDJH 7R NHHS
EHVW SLFWXUH TXDOLW\ VHQG RQO\ RQH SLFWXUH SHU PHVVDJH
<RX FDQ DOVR $GG VRXQG$GG YLGHR DQG 3UHYLHZ 006 XVLQJ WKH 2S
WLRQV PHQX
3UHVV 2SWLRQV $GG VXEMHFW DQG HQWHU \RXU VXEMHFW WKHQ SUHVV
'RQH
3UHVV 2SWLRQV 7R DQG VHOHFW UHFLSLHQW IURP 3KRQHERRN
$OWHUQDWLYHO\ VHOHFW (QWHU QXPEHU WR DGG UHFLSLHQW PDQXDOO\ DQG
SUHVV 'RQH
3UHVV $GG WR DGG PRUH UHFLSLHQWV

(QJOLVK
3UHVV 6HQG WR VHQG
&UHDWH DQG VHQG YRLFH PHVVDJH
$ YRLFH PHVVDJH XVHV WKH VDPH WHFKQRORJ\ DV D SLFWXUH PHVVDJH %RWK
\RX DQG WKH UHFLSLHQW PXVW KDYH VXEVFULSWLRQV WKDW VXSSRUW SLFWXUH PHV
VDJH 7KH VHWWLQJV IRU SLFWXUH PHVVDJH DUH VXSSOLHG E\ \RXU VHUYLFH SUR
YLGHU DQG FDQ EH VHQW WR \RX DXWRPDWLFDOO\ YLD WH[W PHVVDJH ,I QRW VHH
006 VHWWLQJV S RQ KRZ WR VHW \RXU 006 SURILOH
3UHVV WKH VKRUWFXW EXWWRQ
RU SUHVV 0HQX 0HVVDJHV
6HOHFW &UHDWH QHZ 9RLFH PHVVDJH
5HFRUGLQJ VWDUWV LPPHGLDWHO\ 3UHVV 6WRS ZKHQ GRQH DQG SUHVV <HV
WR VDYH
6HOHFW UHFLSLHQW IURP 3KRQHERRN
$OWHUQDWLYHO\ VHOHFW (QWHU QXPEHU WR DGG UHFLSLHQW PDQXDOO\ DQG
SUHVV 'RQH
3UHVV $GG WR DGG PRUH UHFLSLHQWV
3UHVV 6HQG WR VHQG
&UHDWH DQG VHQG HPDLO
,03257$17
8VLQJ GDWD VHUYLFHV FDQ EH FRVWO\ :H UHFRPPHQG WKDW \RX FKHFN \RXU
GDWD UDWHV ZLWK \RXU VHUYLFH SURYLGHU
<RX FDQ VHQG RU YLHZ HPDLO PHVVDJHV XVLQJ \RXU SHUVRQDO RU FRPSDQ\ H
PDLO DFFRXQW 6HH (PDLO VHWWLQJV S RQ KRZ WR VHWXS \RXU HPDLO
3UHVV WKH VKRUWFXW EXWWRQ
RU SUHVV 0HQX 0HVVDJHV &UHDWH QHZ (PDLO
:ULWH \RXU PHVVDJH VHH (QWHU WH[W S
6HOHFW 2SWLRQV
6HOHFW 7R DQG VHOHFW UHFLSLHQW IURP 3KRQHERRN
$OWHUQDWLYHO\ VHOHFW (QWHU UHFLSLHQW WR DGG UHFLSLHQW PDQXDOO\ DQG
SUHVV 'RQH
3UHVV $GG WR DGG PRUH UHFLSLHQWV
3UHVV %DFN
)URP 2SWLRQV $GG VXEMHFW

(QJOLVK
)URP 2SWLRQV $GG SLFWXUH
0\ SLFWXUHV WR VHOHFW D ILOH
7DNH SLFWXUH WR XVH WKH FDPHUD WR WDNH D SLFWXUH
<RX FDQ DOVR $GG VRXQG DQG $GG YLGHR XVLQJ WKH 2SWLRQV PHQX
3UHVV 6HQG WR VHQG
6ZLWFK EHWZHHQ DFFRXQWV
,I \RX FUHDWH PRUH WKDQ WZR HPDLO DFFRXQWV \RX FDQ VZLWFK EHWZHHQ
WKHP
3UHVV 0HQX 0HVVDJHV (PDLO &KDQJH DFFRXQW
$FFRXQWV
8VH WR VHOHFW DFFRXQW
'RZQORDG HPDLO
3UHVV 0HQX 0HVVDJHV (PDLO ,QER[
1RWH $IWHU FRQILJXULQJ \RXU DFFRXQW \RX FDQ YLHZ SUHYLRXVO\ UHWULHYHG H
PDLO RIIOLQH RU FRQQHFW WR WKH HPDLO VHUYHU WR YLHZ QHZ PHVVDJHV $IWHU
\RX UHWULHYH HPDLO PHVVDJHV \RX FDQ YLHZ WKHP RIIOLQH
,QER[ 2XWER[ DQG 6HQW
3UHVV VKRUWFXW EXWWRQ
$OWHUQDWLYHO\ SUHVV 0HQX 0HVVDJHV
6HOHFW ,QER[2XWER[ RU 6HQW
6HOHFW D PHVVDJH DQG SUHVV 5HDG 8VH WR VFUROO XSGRZQ
3UHVV 2SWLRQV
9LHZ 006 RQO\ WR YLHZ WKH PHVVDJH
&DOO WR FDOO WKH FRQWDFW
5HVHQG WR VHQG DJDLQ WR WKH VDPH UHFLSLHQW
5HSO\ WR ZULWH \RXU UHSO\ WKHQ SUHVV 6HQG 7KH PHVVDJH LV VHQW
LPPHGLDWHO\
'HOHWH WR GHOHWH 3UHVV <HV WR GHOHWH RU 1R WR UHWXUQ
'RZQORDG&DQFHO GRZQORDG ,I WKH PHVVDJH LV QRW GRZQORDGHG
\HW SUHVV 'RZQORDG
(GLW WR HGLW WKH PHVVDJH WKHQ SUHVV 6HQG
)RUZDUG WR IRUZDUG WKH PHVVDJH (GLW WKH PHVVDJH LI GHVLUHG
WKHQ SUHVV 6HQG

(QJOLVK
8VH DGGUHVV WR GLVSOD\ HPDLO DGGUHVVHV FRQWDLQHG LQ WKH
PHVVDJH
2SWLRQV 6DYH &UHDWH QHZ RU 8SGDWH
2SWLRQV 6HQG PDLO WR ZULWH D QHZ HPDLO
8VH QXPEHU WR GLVSOD\ DOO SKRQH QXPEHUV FRQWDLQHG LQ WKH
PHVVDJH DV ZHOO DV WKH VHQGHUV QXPEHU
&DOO WR FDOO WKH VHOHFWHG QXPEHU
6DYH WR VDYH WKH QXPEHU LQ WKH SKRQHERRN
6HQG 606 WR ZULWH D QHZ WH[W PHVVDJH
6HQG 006 WR ZULWH D QHZ SLFWXUH PHVVDJH
6DYH REMHFWV 006 RQO\ WR VDYH WH[W DQG PHGLD REMHFWV VXFK
DV SLFWXUHV VRXQG UHFRUGLQJV DQG YLGHR
'HWDLOV 006 RQO\ WR YLHZ GHWDLOV RI WKH PHVVDJH
3UHVV 2. WR FRQILUP
0HVVDJH VHWWLQJV
3UHGLFWLYH WH[W
3UHVV 0HQX 6HWWLQJV 0HVVDJHV 3UHGLFWLYH WH[W
6HOHFW 2Q GHIDXOW WR HQDEOH RU 2II WR GLVDEOH
3UHVV 2. WR FRQILUP
:ULWLQJ ODQJXDJH
3UHVV 0HQX 6HWWLQJV 0HVVDJHV :ULWLQJ ODQJXDJH
8VH WR VHOHFW D ODQJXDJH
3UHVV 2. WR FRQILUP
:ULWH VSHHG
<RX FDQ FKDQJH WKH VSHHG DW ZKLFK NH\SDG FKDUDFWHUV UHSHDW EHIRUH WKH
FXUVRU PRYHV RQ WR WKH QH[W FKDUDFWHU
3UHVV 0HQX 6HWWLQJV 0HVVDJHV
6HOHFW :ULWH VSHHG 6ORZ1RUPDO RU )DVW
3UHVV 2. WR FRQILUP
606 VHWWLQJV
3UHVV 0HQX 6HWWLQJV 0HVVDJHV 606 VHWWLQJV

(QJOLVK
0HPRU\ VWDWXV
)URP 606 VHWWLQJV VHOHFW 0HPRU\ VWDWXV WR GLVSOD\ WKH PHPRU\
VSDFH XVHG RQ WKH 6,0 FDUG DQG LQ WKH SKRQH PHPRU\ 3KRQH PHP
RU\ FDQ VWRUH XS WR PHVVDJHV
3UHVV %DFN WR UHWXUQ
6WRUDJH
)URP 606 VHWWLQJV VHOHFW 6WRUDJH
6,0 GHIDXOW WR VWRUH PHVVDJHV RQ WKH 6,0 FDUG
3KRQH WR VWRUH PHVVDJHV LQ WKH SKRQH PHPRU\
3UHVV 2. WR FRQILUP
606 FHQWUH
)URP 606 VHWWLQJV VHOHFW 606 FHQWUH (GLW
(QWHU WKH VHUYLFH FHQWUH QXPEHU 3UHVV &OHDU WR GHOHWH
3UHVV 2. WR FRQILUP
&HOO EURDGFDVW
<RX FDQ UHFHLYH PHVVDJHV RQ YDULRXV WRSLFV IURP \RXU VHUYLFH SURYLGHU
VXFK DV ZHDWKHU RU WUDIILF FRQGLWLRQV LQ D SDUWLFXODU UHJLRQ )RU DYDLODEOH
FKDQQHOV DQG UHOHYDQW FKDQQHO VHWWLQJV FRQWDFW \RXU VHUYLFH SURYLGHU
&HOO EURDGFDVW PHVVDJHV FDQQRW EH UHFHLYHG ZKHQ WKH GHYLFH LV URDPLQJ
)URP 606 VHWWLQJV VHOHFW &HOO EURDGFDVW
$FWLYDWLRQ WR WXUQ LQIRUPDWLRQ 2Q RU 2II
5HDG PHVVDJHV WR UHDG WKH PHVVDJH
/DQJXDJHV WR VHOHFW ODQJXDJH 2Q RU 2II
&KDQQHO VHWWLQJV WR VHOHFW IURP ZKLFK FKDQQHOV WR UHFHLYH RU
VXEVFULEH PHVVDJHV 8VH WKH RSWLRQV 6XEVFULEH&DQFHO VXE
VFULSWLRQ$GG(GLW DQG 'HOHWH WR GHILQH \RXU FKDQQHOV
3UHVV 2. WR FRQILUP
,QSXW PHWKRG
:LWK ,QSXW PHWKRG \RX FDQ VHOHFW WR ZULWH \RXU WH[W PHVVDJHV ZLWK VSH
FLDO GLVWLQJXLVKLQJ ODQJXDJH VSHFLILF FKDUDFWHUV 8QLFRGH RU WR ZULWH ZLWK
PRUH VLPSOH FKDUDFWHUV $XWRPDWLF DOORZV VSHFLDO FKDUDFWHUV 6SHFLDO
FKDUDFWHUV WDNHV XS PRUH VSDFH DQG WKH VL]H RI HDFK PHVVDJH LV UH
GXFHG WR FKDUDFWHUV *60 DOSKDEHW FRQYHUWV DQ\ VSHFLDO FKDUDFWHU WR

(QJOLVK
SODLQ DOSKDEHW FKDUDFWHUV HJ Í EHFRPHV , (DFK PHVVDJH FDQ FRQWDLQ
FKDUDFWHUV
)URP 606 VHWWLQJV VHOHFW ,QSXW PHWKRG
$XWRPDWLF GHIDXOW WR DOORZ VSHFLDO FKDUDFWHUV
*60 DOSKDEHW WR FRQYHUW DQ\ VSHFLDO FKDUDFWHU WR SODLQ DOSKD
EHW FKDUDFWHUV
,QIRUPDWLRQ IXQFWLRQ GHVFULSWLRQ
3UHVV 2. WR FRQILUP
006 VHWWLQJV
3UHVV 0HQX 6HWWLQJV 0HVVDJHV 006 VHWWLQJV
0HPRU\ VWDWXV
)URP 006 VHWWLQJV VHOHFW 0HPRU\ VWDWXV WR GLVSOD\ WKH PHPRU\
VSDFH XVHG RQ WKH PHPRU\ FDUG LI LQVHUWHG DQG LQ WKH SKRQH PHP
RU\ 3KRQH PHPRU\ FDQ VWRUH XS WR 0%
3UHVV %DFN WR UHWXUQ
6WRUDJH
3LFWXUH PHVVDJHV DUH VDYHG E\ GHIDXOW LQ WKH SKRQH PHPRU\ :KHQ WKH
PHPRU\ EHFRPHV IXOO \RX ZLOO QHHG WR HLWKHU GHOHWH D SLFWXUH PHVVDJH
VHH ,QER[ 2XWER[ DQG 6HQW S RU VHOHFW WR VDYH \RXU SLFWXUH PHV
VDJHV WR WKH PHPRU\ FDUG :KHQ WKH PHPRU\ LV IXOO \RX ZLOO VHH D PHV
VDJH ZKHQ \RX WU\ WR VHQG RU UHFHLYH D SLFWXUH PHVVDJH
1RWH 0DNH VXUH WR LQVHUW D FRPSDWLEOH PHPRU\ FDUG EHIRUH VDYLQJ WR LW
VHH ,QVHUW 6,0 FDUG PHPRU\ FDUG DQG WKH EDWWHU\ S 7KH VWRUDJH
PHQX RQO\ DSSHDUV LI \RX KDYH LQVHUWHG D FDUG
)URP 006 VHWWLQJV VHOHFW 6WRUDJH
3KRQH WR VWRUH LQ WKH SKRQH PHPRU\
0HPRU\ FDUG WR VWRUH SLFWXUH PHVVDJHV WR WKH PHPRU\ FDUG
3UHVV 2. WR FRQILUP
006 SURILOH
7KHVH VHWWLQJV DUH QHHGHG WR XVH WKH SLFWXUH PHVVDJHV IXQFWLRQ 7KH VHW
WLQJV IRU SLFWXUH PHVVDJHV LV VXSSOLHG E\ \RXU VHUYLFH SURYLGHU DQG FDQ
EH VHQW WR \RX DXWRPDWLFDOO\

(QJOLVK
)URP 006 VHWWLQJV VHOHFW 006 SURILOH
6HOHFW \RXU VHUYLFH SURYLGHU DQG SUHVV 2SWLRQV $FWLYDWH
$GG QHZ 006 SURILOH
)ROORZ WKH VWHSV EHORZ LI \RXU VHUYLFH SURYLGHU LV QRW LQ WKH OLVW &RQWDFW
\RXU VHUYLFH SURYLGHU IRU FRUUHFW VHWWLQJV
)URP 006 SURILOH VHOHFW $GG
$FFRXQW QDPH WR DGG DFFRXQW QDPH
$31 WR DGG $31 $FFHVV 3RLQW 1DPH
8VHU QDPH WR DGG XVHU QDPH
3DVVZRUG WR DGG SDVVZRUG
+RPHSDJH WR DGG KRPHSDJH
&RQQHFWLRQ W\SH XVH WKH VLGH EXWWRQV WR VHOHFW FRQQHFWLRQ
HQWHU +773 RU :$3
3UR[\ DGGUHVV WR DGG SUR[\ DGGUHVV
3UR[\ SRUW WR DGG SUR[\ SRUW
8VHU QDPH WR DGG SUR[\ XVHU QDPH
3DVVZRUG WR DGG SUR[\ SDVVZRUG
3UHVV 2. WR FRQILUP
3UHVV <HV WR VDYH RU 1R WR H[LW ZLWKRXW VDYLQJ
6HOHFW \RXU QHZ SURILOH DQG SUHVV 2SWLRQV $FWLYDWH
3UHVV 2. WR FRQILUP
7R HGLW RU GHOHWH DQ H[LVWLQJ HQWU\ VHOHFW LW DQG SUHVV 2SWLRQV (GLW RU
'HOHWH
1RWH 6RPH VHUYLFH SURYLGHUV UHTXLUH \RX WR VHQG D SLFWXUH PHVVDJH
EHIRUH \RX ZLOO EH DEOH WR UHFHLYH RQH 6HQG D SLFWXUH PHVVDJH ZLWK WH[W
RQO\ WR DFWLYDWH WKH VHUYLFH 6RPH VHUYLFH SURYLGHUV UHTXLUH WKDW \RX
FRQWDFW WKHP EHIRUH HQDEOLQJ SLFWXUH PHVVDJH IRU \RXU DFFRXQW &RQWDFW
\RXU VHUYLFH SURYLGHU·V &XVWRPHU 6HUYLFH 3UHVV GXULQJ VHW XS WR H[LW
ZLWKRXW VDYLQJ

(QJOLVK
(PDLO VHWWLQJV
,03257$17
8VLQJ GDWD VHUYLFHV FDQ EH FRVWO\ :H UHFRPPHQG WKDW \RX FKHFN \RXU
GDWD UDWHV ZLWK \RXU VHUYLFH SURYLGHU EHIRUH VHOHFWLQJ DQ\ RI EHORZ
LQWHUYDOV
(QDEOHV \RX WR UHYLHZ DQG FUHDWH HPDLOV XVLQJ \RXU SHUVRQDO RU FRPSDQ\
HPDLO DFFRXQW ,Q RUGHU WR XWLOL]H WKH HPDLO VHUYLFH RQ \RXU 'RUR
\RX QHHG WR KDYH DQ DOUHDG\ FRQILJXUHG HPDLO DFFRXQW VXFK DV *RRJOH
0DLO <DKRR RU +RWPDLO
1RWH <RX FDQ DGG XS WR GLIIHUHQW HPDLO DFFRXQWV
3UHVV 0HQX 6HWWLQJV 0HVVDJHV (PDLO
7KH ILUVW WLPH \RX FRQILJXUH DQ DFFRXQW \RX DUH SURPSWHG 6WDUW WR FUHDWH
DFFRXQW" 3UHVV <HV
6HW XS JHQHUDO HPDLO DFFRXQWV
)RU JHQHUDO HPDLO DFFRXQWV VXFK DV *RRJOH 0DLO <DKRR RU +RWPDLO
)URP (PDLO 6HOHFW
*PDLO
+RWPDLO
<DKRR
(QWHU \RXU (PDLO DGGUHVV DQG \RXU 3DVVZRUG
3UHVV 2. WR FRQILUP
6HW XS RWKHU DFFRXQWV
)ROORZ WKH VWHSV EHORZ LI \RXU VHUYLFH SURYLGHU LV QRW LQ WKH OLVW &RQWDFW
\RXU VHUYLFH SURYLGHU IRU FRUUHFW VHWWLQJV
)URP (PDLO 6HOHFW
6HOHFW 2WKHU HPDLO DFFRXQWV
(QWHU (PDLO DGGUHVV
6HOHFW 323 RU ,0$3
(QWHU ,QFRPLQJ VHUYHU
(QWHU 2XWJRLQJ VHUYHU
(QWHU 8VHU QDPH

(QJOLVK
(QWHU 3DVVZRUG
(QWHU $FFRXQW QDPH
6HOHFW &KHFN LQWHUYDO
2II LV GHIDXOW
PLQ
PLQ
KRXU
KRXUV
3UHVV 2. WR FRQILUP
7R HGLW RU GHOHWH DQ H[LVWLQJ HQWU\ VHOHFW LW DQG SUHVV 2SWLRQV (GLW
'HOHWH 6HOHFW (PDLO VHWXS ZL]DUG WR FRQILJXUH QHZ DFFRXQWV
5HPLQGHU
7KH UHPLQGHU DOHUWV \RX RQFH LI \RX KDYHQW FKHFNHG \RXU PHVVDJHV RU
OLVWHQHG WR \RXU YRLFH PDLO ZLWKLQ PLQXWHV IURP UHFHLSW :KHQ QRWLILHG
SUHVV WR HQG WKH QRWLILFDWLRQ DQG QR PRUH UHPLQGHU LV KHDUG
3UHVV 0HQX 6HWWLQJV 0HVVDJHV 5HPLQGHU
6HOHFW 2Q WR HQDEOH RU 2II WR GLVDEOH
3UHVV 2. WR FRQILUP
9LEUDWLRQ
6HW KRZ WKH SKRQH VKRXOG YLEUDWH ZKHQ D QHZ PHVVDJH LV UHFHLYHG
3UHVV 0HQX 6HWWLQJV 0HVVDJHV 9LEUDWLRQ
6HOHFW 0HVVDJHV RU (PDLO
6KRUW VHFRQGV
/RQJ VHFRQGV
3UHVV 2. WR FRQILUP
1RWH ,I 6RXQG$OHUW W\SH LV VHW WR 5LQJ RQO\ WKH SKRQH ZLOO QRW YLEUDWH
'HOLYHU\ UHSRUW
<RX FDQ VHOHFW LI \RX ZDQW WKH SKRQH WR QRWLI\ \RX ZKHQ \RXU WH[W PHV
VDJH KDV UHDFKHG WKH UHFLSLHQW
1RWH &RQWDFW \RXU VHUYLFH SURYLGHU IRU GHWDLOHG VXEVFULSWLRQ FRVWV EHIRUH
DFWLYDWLQJ

(QJOLVK
3UHVV 0HQX 6HWWLQJV 0HVVDJHV 'HOLYHU\ UHSRUW
6HOHFW 2Q WR HQDEOH RU 2II WR GLVDEOH
3UHVV 2. WR FRQILUP
'HOHWH
'HOHWH DOO PHVVDJHV RU DOO ZLWKLQ D IROGHU
3UHVV 0HQX 6HWWLQJV 0HVVDJHV 'HOHWH
6HOHFW ,QER[2XWER[6HQW RU 'HOHWH DOO <HV WR GHOHWH DOO
PHVVDJHV
&DPHUD
<RX FDQ WDNH SKRWRV UHFRUG YLGHRV DQG YLHZ \RXU SKRWRV DQG YLGHRV XV
LQJ WKH &DPHUD PHQX
&DPHUD WDNH SKRWRV
7R JHW VKDUS SKRWRV ZLSH WKH OHQV FOHDQ ZLWK D GU\ FORWK
3UHVV VKRUWFXW EXWWRQ
$OWHUQDWLYHO\ SUHVV 0HQX &DPHUD &DPHUD
3UHVV WR WDNH SKRWR
3UHVV 2SWLRQV
6HQG 6HQG E\ 006 VHH &UHDWH DQG VHQG SLFWXUH PHVVDJH
006 S
6HQG 6HQG E\ %OXHWRRWK VHH %OXHWRRWK S
6HQG 6HQG E\ HPDLO VHH &UHDWH DQG VHQG HPDLO S
'HOHWH WR GHOHWH 3UHVV <HV WR FRQILUP RU 1R WR UHWXUQ
8VH :DOOSDSHU WR VDYH DV GLVSOD\ EDFNJURXQG
8VH 3KRQHERRN SLFWXUH WR VDYH DV SKRQHERRN FRQWDFW
3UHVV %DFN WR WDNH D QHZ SKRWR
,I \RX GR QRW PDNH DQ\ VHOHFWLRQ WKH SLFWXUH LV VDYHG
$GMXVWPHQWV
3UHVV OHIW VHOHFWLRQ EXWWRQ WR FKDQJH EHWZHHQ =RRP(9 DQG
)ODVK
8VH WR ]RRP LQ DQG RXW DQG WR DGMXVW (9/LJKW VHQVLWLYLW\
1RWH =RRP PD\ UHGXFH SLFWXUH TXDOLW\

(QJOLVK
9LGHR FDPHUD
7R JHW VKDUS YLGHRV ZLSH WKH OHQV FOHDQ ZLWK D GU\ FORWK
3UHVV 0HQX &DPHUD 9LGHR FDPHUD
3UHVV WR VWDUW UHFRUGLQJ
3UHVV WR VWRS UHFRUGLQJ 6HOHFW <HV WR VDYH
3UHVV 2SWLRQV
3OD\
6HQG 6HQG E\ 006 VHH &UHDWH DQG VHQG SLFWXUH PHVVDJH
006 S
6HQG 6HQG E\ HPDLO VHH &UHDWH DQG VHQG HPDLO S
6HQG 6HQG E\ %OXHWRRWK VHH %OXHWRRWK S
'HOHWH WR GHOHWH 3UHVV <HV WR FRQILUP RU 1R WR UHWXUQ
3UHVV %DFN WR UHWXUQ
$GMXVWPHQWV
3UHVV OHIW VHOHFWLRQ EXWWRQ WR FKDQJH EHWZHHQ =RRP(9 DQG
/DPS
8VH WR ]RRP LQ DQG RXW DQG WR DGMXVW (9/LJKW VHQVLWLYLW\
1RWH =RRP PD\ UHGXFH SLFWXUH TXDOLW\
)RU PRUH YLGHR FDPHUD VHWWLQJV VHH &DPHUD VHWWLQJV S
3LFWXUH JDOOHU\ DQG 9LGHR JDOOHU\
9LHZ \RXU VDYHG SLFWXUHV RU YLGHRV
3UHVV 0HQX &DPHUD 3LFWXUH JDOOHU\ RU 9LGHR JDOOHU\
8VH WR VHOHFW D SLFWXUH RU YLGHR
3UHVV 2SWLRQV
9LHZ IRU VLQJOH YLHZ 3UHVV %DFN WR UHWXUQ
8VH WR SOD\ DQG VWRS WKH YLGHR YLGHR RQO\
6HQG
6HQG E\ 006 WR VHQG DV SLFWXUH PHVVDJH 6HH &UHDWH DQG
VHQG SLFWXUH PHVVDJH 006 S
6HQG E\ %OXHWRRWK WR VHQG WR D %OXHWRRWK GHYLFH VHH %OXH
WRRWK S
6HQG E\ HPDLO VHH &UHDWH DQG VHQG HPDLO S

(QJOLVK
6WRUDJH WR YLHZ SLFWXUHV DQG YLGHRV RQ 3KRQH RU 0HPRU\ FDUG
'HOHWH WR GHOHWH 3UHVV <HV WR FRQILUP RU 1R WR UHWXUQ
8VH SLFWXUH RQO\ :DOOSDSHU WR VDYH DV GLVSOD\ EDFNJURXQG
8VH SLFWXUH RQO\ 3KRQHERRN SLFWXUH WR VDYH DV SKRQHERRN
FRQWDFW
'HWDLOV WR YLHZ GHWDLOHG LQIRUPDWLRQ DERXW WKH ILOH HJ GDWH
VL]H FRS\ULJKW
5HQDPH WR UHQDPH SLFWXUH
%URZVH VW\OH SLFWXUH RQO\ WR FKDQJH YLHZ 6HOHFW /DUJH/LVW RU
*ULG
3UHVV 2. WR FRQILUP
&DPHUD VHWWLQJV
3UHVV 0HQX 6HWWLQJV &DPHUD
(9 LQIRUPDWLRQ 6HOHFW (9 $GMXVW (9/LJKW VHQVLWLYLW\ ZLWK XS
DQG GRZQ LQ FDPHUD PRGH
=RRP LQIRUPDWLRQ 6HOHFW =RRP =RRP LQ DQG RXW ZLWK XS DQG
GRZQ LQ FDPHUD PRGH
)ODVK WR VHW DV $XWR2II2Q RU 5HGH\H UHGXFWLRQ
6WRUDJH WR VDYH SLFWXUHV DQG YLGHRV RQ 3KRQH RU 0HPRU\ FDUG
1RWH 7KLV RSWLRQ LV RQO\ DYDLODEOH ZKHQ D FRPSDWLEOH H[WHUQDO
PHPRU\ LV LQVHUWHG LQ WKH GHYLFH
%URZVH VW\OH WR FKDQJH YLHZ 6HOHFW /DUJH/LVW RU *ULG
6RUW E\ WR VRUW SLFWXUHV DQG YLGHRV E\ 1DPH RU 7LPH
'HOHWH DOO WR GHOHWH DOO VDYHG SLFWXUHV DQG YLGHRV
,PDJH VL]H WR VHW DV 6PDOO ORZHVW TXDOLW\ 03 RU 03 KLJK
HVW TXDOLW\
9LGHR FDPHUD 4XDOLW\ WR VHW DV +LJK RU /RZ
9LGHR FDPHUD 5HFRUG WLPH WR VHW DV 1R OLPLW RU PLQ
6KXWWHU VRXQG 2II/RZ RU +LJK
3UHVV 2. WR FRQILUP
1RWH :LWK KLJKHU TXDOLW\ OHVV SLFWXUHV RU YLGHRV FDQ EH VWRUHG LQ WKH
LQWHUQDO PHPRU\

(QJOLVK
,I \RX LQVHUW D FRPSDWLEOH H[WHUQDO PHPRU\ PLFUR 6' FDUG LQWR \RXU 'RUR
\RX FDQ FKDQJH WKH GHIDXOW VWRUDJH ORFDWLRQ VHH 6WRUDJH S
7KLV DOORZV \RX WR VDYH PRUH ILOHV RQ \RXU GHYLFH OLNH SLFWXUHV DQG YLGHRV
&RQQHFWLYLW\
%OXHWRRWK
&$87,21
:KHQ \RX DUH QRW XVLQJ %OXHWRRWK FRQQHFWLYLW\ VHOHFW )XQFWLRQ RQRII
2II RU VHOHFW 9LVLELOLW\ 2II 'R QRW SDLU ZLWK DQ XQNQRZQ GHYLFH
$FWLYDWH %OXHWRRWK
3UHVV 0HQX 6HWWLQJV &RQQHFWLYLW\ %OXHWRRWK
$FWLYDWLRQ
6HOHFW 2Q WR HQDEOH RU 2II WR GLVDEOH
3UHVV 2. WR FRQILUP
%OXHWRRWK VHWWLQJV
3UHVV 0HQX 6HWWLQJV &RQQHFWLYLW\ %OXHWRRWK
9LVLELOLW\ WR VHOHFW 2Q WR PDNH \RXU GHYLFH YLVLEOH WR RWKHU GHYL
FHV RU 2II WR EH LQYLVLEOH
1RWH 7R SUHYHQW RWKHU GHYLFHV IURP ILQGLQJ \RXU GHYLFH VHOHFW
2II (YHQ LI \RX VHOHFW 2II SDLUHG GHYLFHV FDQ VWLOO GHWHFW \RXU
GHYLFH
'HYLFH QDPH WR HQWHU WKH QDPH \RXU 'RUR VKRXOG DSSHDU
ZLWK IRU RWKHU %OXHWRRWK GHYLFHV
6HDUFK GHYLFH WR VHOHFW D GHYLFH IURP WKH OLVW DQG SUHVV %RQG WR
FRQQHFW
,I %OXHWRRWK LV QRW HQDEOHG SUHVV <HV WR DFWLYDWH :KHQ FRQ
QHFWLQJ WR DQRWKHU %OXHWRRWK GHYLFH \RX QHHG D VKDUHG SDVV
ZRUG (QWHU WKH SDVVZRUG DQG SUHVV 2.
0\ GHYLFHV WR VHOHFW D GHYLFH IURP WKH OLVW DQG SUHVV 2SWLRQV
&RQQHFW'LVFRQQHFW WR FRQQHFWGLVFRQQHFW ZLWK WKH VH
OHFWHG GHYLFH 7KLV PD\ UHTXLUH D SURILOH XVXDOO\ D KHDGVHW
5HQDPH WR FKDQJH WKH QDPH RI WKH GHYLFH
'HOHWH WR GHOHWH WKH GHYLFH IURP WKH OLVW

(QJOLVK
'HOHWH DOO WR GHOHWH DOO GHYLFHV IURP WKH OLVW
6HFXULW\ WR VHOHFW DQ RSWLRQ
$XGLR SDWK WR VHOHFW
3KRQH WR DQVZHU LQFRPLQJ FDOOV ZLWK WKH SKRQH
)RUZDUG %7 WR IRUZDUG LQFRPLQJ FDOOV WR WKH %OXHWRRWK
GHYLFH
6HFXULW\
1RUPDO $OO SDLUHG GHYLFHV DUH DOORZHG IXOO DFFHVV
DXWRPDWLFDOO\
+LJK &RQILUPDWLRQ PD\ EH QHHGHG IRU IXOO DFFHVV IRU
SDLUHG GHYLFHV
,QIRUPDWLRQ
3UHVV 2. WR FRQILUP
3RUWDEOH DODUP EXWWRQ 'RUR
7KH DODUP EXWWRQ LV D FRPIRUWDEOH VPDOO DQG GLVFUHHW DODUP WUDQV
PLWWHU WKDW ZRUNV ZLWK \RXU 'RUR 7KH DODUP EXWWRQ DOORZV
\RX WR LQLWLDWH DQ DVVLVWDQFH DODUP E\ SUHVVLQJ WKH EXWWRQ 7KH DODUP EXW
WRQ LV ZDWHUUHVLVWDQW DFFRUGLQJ WR WKH ,3 VWDQGDUGV ZKLFK PHDQV WKDW
LW FDQ ZLWKVWDQG FRQWLQXRXV LPPHUVLRQ LQ ZDWHU
&RQQHFW 'RUR WR \RXU SKRQH
+ROG GRZQ WKH EXWWRQ RQ IRU PRUH WKDQ VHFRQGV XQWLO OLJKW
VWDUWV WR IODVK
2Q WKH SKRQH VHDUFK DQG SDLU ZLWK '252
&KHFN WKH WKDW WKH DVVLVWDQFH VHWWLQJV DUH FRUUHFWO\ GRQH DQG WHVW
'RUR 6HH $VVLVWDQFH EXWWRQ S
,03257$17
7KH UDQJH RI WKH YDULHV GHSHQGLQJ RQ WKH HQYLURQPHQW LQ ZKLFK LW
LV XVHG :DOOV IORRUV IXUQLWXUH DQG RWKHU REVWDFOHV PD\ OLPLW FRQWDFW EH
WZHHQ WKH DQG WKH SKRQH 7HVW WKDW WKH FDQ FRQQHFW ZLWK WKH
SKRQH E\ DFWLYDWLQJ WKH DODUP LQ GLIIHUHQW SODFHV DURXQG WKH SUHPLVHV
,QWHUQHW SURILOH
7KH ,QWHUQHW VHWWLQJV DUH XVHG E\ VHUYLFHV WKDW FRPPXQLFDWHV XVLQJ ,QWHU
QHW 7KH ,QWHUQHW VHWWLQJV IRU PRVW PDMRU VHUYLFH SURYLGHUV DUH DOUHDG\

(QJOLVK
LQVHUWHG IURP VWDUW $QRWKHU ZD\ LV WR DVN \RXU VHUYLFH SURYLGHU WR VHQG
WKH VHWWLQJV GLUHFWO\ WR \RXU SKRQH
)ROORZ WKH VWHSV EHORZ LI \RXU VHUYLFH SURYLGHU SURILOH LV QRW LQ WKH OLVW
&RQWDFW \RXU VHUYLFH SURYLGHU IRU FRUUHFW VHWWLQJV
3UHVV 0HQX 6HWWLQJV &RQQHFWLYLW\ ,QWHUQHW SURILOH
8VH WR VHOHFW D SURILOH
3UHVV 2SWLRQV (GLW WR HQWHU VHWWLQJV IRU \RXU VHUYLFH SURYLGHU
$FFRXQW QDPH WR HQWHU WKH DFFRXQW QDPH
$31 WR HQWHU WKH $31 DGGUHVV
8VHU QDPH WR HQWHU XVHU QDPH
3DVVZRUG WR HQWHU SDVVZRUG
+RPHSDJH WR HQWHU KRPHSDJH
&RQQHFWLRQ W\SH VHOHFW +773:$3
3UR[\ DGGUHVV WR HQWHU SUR[\ DGGUHVV
3UR[\ SRUW WR HQWHU SUR[\ SRUW
8VHU QDPH WR HQWHU XVHU QDPH
3DVVZRUG WR HQWHU SDVVZRUG
3UHVV 2. DQG SUHVV <HV WR VDYH RU 1R WR UHWXUQ
6HOHFW \RXU QHZ SURILOH DQG SUHVV 2SWLRQV $FWLYDWH
<RX FDQ DOVR DFWLYDWHPRGLI\ D SURILOH E\ VHOHFWLQJ RQH DQG SUHVV 2SWLRQV
$FWLYDWH(GLW'HOHWH
0RELOH GDWD GDWD FRXQWHU DQG GDWD URDPLQJ
,03257$17
8VLQJ GDWD VHUYLFHV FDQ EH FRVWO\ :H UHFRPPHQG WKDW \RX FKHFN \RXU
GDWD UDWHV ZLWK \RXU VHUYLFH SURYLGHU
)XQFWLRQ RQ RU RII
5HVWULFWV IHDWXUHV OLNH LQWHUQHW EURZVHU )DFHERRN &RQQHFW &DUH
:HDWKHU 0\ 'RUR 0DQDJHU 006 DQG HPDLO 6HOHFW 2II WR DYRLG GDWD
FKDUJHV
3UHVV 0HQX 6HWWLQJV &RQQHFWLYLW\ 0RELOH GDWD )XQF
WLRQ RQRII
6HOHFW 2Q WR HQDEOH RU 2II WR GLVDEOH

(QJOLVK
3UHVV 2. WR FRQILUP
'DWD FRXQWHU
7KH GDWD FRXQWHU JDWKHUV WUDIILF LQIRUPDWLRQ IURP LQWHUQHW EURZVHU
:HDWKHU 0\ 'RUR 0DQDJHU 006 DQG HPDLO
3UHVV 0HQX 6HWWLQJV &RQQHFWLYLW\ 0RELOH GDWD 'DWD
FRXQWHU
6HQW
5HFHLYHG
5HVHW DOO
'DWD URDPLQJ
<RXU SKRQH DXWRPDWLFDOO\ VHOHFWV \RXU VHUYLFH SURYLGHUV KRPH QHWZRUN
LI ZLWKLQ UDQJH ,I QRW ZLWKLQ UDQJH \RX FDQ XVH DQRWKHU QHWZRUN SURYLGHG
\RXU QHWZRUN RSHUDWRU KDV DQ DJUHHPHQW WKDW DOORZV \RX WR GR VR 7KLV LV
FDOOHG URDPLQJ &RQWDFW \RXU VHUYLFH SURYLGHU IRU PRUH LQIRUPDWLRQ
3UHVV 0HQX 6HWWLQJV &RQQHFWLYLW\ 0RELOH GDWD 'DWD
URDPLQJ
6HOHFW 2Q WR HQDEOH RU 2II WR GLVDEOH
3UHVV 2. WR FRQILUP
,03257$17
8VLQJ GDWD VHUYLFHV ZKLOH URDPLQJ FDQ EH FRVWO\ &RQWDFW \RXU VHUYLFH
SURYLGHU IRU GDWD URDPLQJ UDWHV EHIRUH \RX XVH GDWD URDPLQJ
1HWZRUN VHWXS
3UHVV 0HQX 6HWWLQJV *HQHUDO 1HWZRUN VHWXS
6HOHFW QHWZRUN
1HZ VHDUFK WR SHUIRUP QHZ VHDUFK LI FRQQHFWLRQ LV ORVW
6HOHFW QHWZRUN WR YLHZ DYDLODEOH QHWZRUN D OLVW RI DYDLODEOH QHW
ZRUN RSHUDWRUV LV GLVSOD\HG DIWHU D VKRUW GHOD\ 6HOHFW GHVLUHG
RSHUDWRU
1HWZRUN PRGH WR VHOHFW DQRWKHU QHWZRUN 6HOHFW $XWRPDWLF WR
VHOHFW QHWZRUN DXWRPDWLFDOO\ RU 0DQXDO WR VHOHFW QHWZRUN
PDQXDOO\

(QJOLVK
6HUYLFH VHOHFWLRQ
*60 VHUYLFH RQO\
* VHUYLFH RQO\
$XWRPDWLF VZLWFK EHWZHHQ *60 DQG * IRU EHVW VHUYLFH
,03257$17
,I \RX VHW \RXU SKRQH WR XVH *60 RQO\ RU * RQO\ \RX ZLOO QRW
EH DEOH WR PDNH DQ\ FDOOV LQFOXGLQJ HPHUJHQF\ FDOOV RU XVH
RWKHU IHDWXUHV UHTXLULQJ D QHWZRUN FRQQHFWLRQ LI WKH VHOHFWHG
QHWZRUN LV XQDYDLODEOH
1HWZRUN LQIRUPDWLRQ
9LHZ \RXU FXUUHQW QHWZRUN VHWWLQJV
6HUYLFHV
7KLV PHQX PD\ FRQWDLQ SUHSURJUDPPHG VHUYLFHV IURP \RXU QHWZRUN SUR
YLGHU GHSHQGLQJ RQ QHWZRUN VXSSRUW DQG VXEVFULSWLRQ
3UHVV 0HQX 6HWWLQJV *HQHUDO 6HUYLFHV
&RQQHFW WKH SKRQH WR D FRPSXWHU
&RQQHFW WKH SKRQH WR D FRPSXWHU DQG VWDUW WUDQVIHUULQJ SLFWXUHV PXVLF
DQG RWKHU ILOH W\SHV $OO \RX KDYH WR GR LV FRQQHFW D 86% FDEOH EHWZHHQ
WKH SKRQH DQG FRPSXWHU )URP \RXU FRPSXWHUV ILOH H[SORUHU \RX FDQ
GUDJ DQG GURS FRQWHQW EHWZHHQ \RXU SKRQH DQG WKH FRPSXWHU
1RWH <RX PLJKW QRW EH DEOH WR WUDQVIHU VRPH FRS\ULJKW SURWHFWHG
PDWHULDO
'UDJ DQG GURS FRQWHQW EHWZHHQ SKRQH DQG D FRPSXWHU
&RQQHFW \RXU SKRQH WR D FRPSXWHU XVLQJ D 86% FDEOH
:DLW XQWLO WKH SKRQH RU PHPRU\ FDUG DSSHDUV DV H[WHUQDO GLVNV LQ
WKH ILOH H[SORUHU
'UDJ DQG GURS VHOHFWHG ILOHV EHWZHHQ WKH SKRQH DQG WKH FRPSXWHU
1RWH <RX FDQ WUDQVIHU ILOHV XVLQJ D 86% FDEOH RQ PRVW GHYLFHV DQG
RSHUDWLQJ V\VWHPV VXSSRUWLQJ D 86% 0DVV 6WRUDJH LQWHUIDFH
'LVFRQQHFW WKH 86% FDEOH VDIHO\
0DNH VXUH WR HQDEOH WKH KDUGZDUH WR EH VDIHO\ UHPRYHG
'LVFRQQHFW WKH 86% FDEOH

(QJOLVK
1RWH &RPSXWHU LQVWUXFWLRQV PD\ YDU\ GHSHQGLQJ RQ \RXU RSHUDWLQJ
V\VWHP 6HH WKH GRFXPHQWDWLRQ RI \RXU FRPSXWHUV RSHUDWLQJ V\VWHP IRU
PRUH LQIRUPDWLRQ
6RXQG 'LVSOD\
1RWH 6LOHQW QHHGV WR EH VHW WR 2II WR DFFHVV 7RQH VHWXS 9ROXPH $OHUW
W\SH DQG ([WUD WRQH
$XGLR VHWXS
,I \RX XVH D KHDULQJ DLG RU KDYH KHDULQJ GLIILFXOWLHV ZKHQ XVLQJ WKH GHYLFH
LQ D QRLV\ HQYLURQPHQW \RX FDQ DGMXVW WKH DXGLR VHWWLQJV
3UHVV 0HQX 6HWWLQJV 6RXQG $XGLR VHWXS
1RUPDO IRU QRUPDO KHDULQJ LQ QRUPDO FRQGLWLRQV GHIDXOW
+LJK IRU PRGHUDWH KHDULQJ LPSDLUPHQW RU XVH LQ D YHU\ QRLV\
HQYLURQPHQW
+$& PRGH IRU XVH ZLWK KHDULQJ DLG
3UHVV 2. WR FRQILUP
1RWH 7U\ GLIIHUHQW VHWWLQJV WR ILQG WKH RQH WKDW VXLWV \RXU KHDULQJ WKH
EHVW
7RQH VHWXS ULQJWRQH
6HOHFW D ULQJWRQH ZLWK WKH EHVW WRQH FXUYH DGMXVWPHQWV DQG IUHTXHQFLHV
WR EHVW ILW \RXU QHHGV
3UHVV 0HQX 6HWWLQJV 6RXQG 7RQH VHWXS 5LQJWRQH
6\VWHP WR VHOHFW IURP SUHLQVWDOOHG ILOHV
8VHU WR VHOHFW IURP \RXU GRZQORDGV
8VH WR VHOHFW RQH RI WKH DYDLODEOH PHORGLHV WKH PHORG\ ZLOO
EH SOD\HG
3UHVV 2. WR FRQILUP RU %DFN WR GLVFDUG FKDQJHV
7LS 6HW XS WKH $ODUP0HVVDJH WRQH(PDLO WRQH.H\SDG WRQH3RZHU
RQ DQG 3RZHU RII LQ WKH VDPH ZD\
5LQJWRQH YROXPH
3UHVV 0HQX 6HWWLQJV 6RXQG 9ROXPH
8VH WR FKDQJH WKH ULQJWRQH YROXPH

(QJOLVK
3UHVV 2. WR FRQILUP
6LOHQW
3UHVV 0HQX 6HWWLQJV 6RXQG 6LOHQW
6HOHFW 2Q WR HQDEOH RU 2II WR GLVDEOH
3UHVV 2. WR FRQILUP
7LS )URP VWDQGE\ PRGH SUHVV DQG KROG VKRUWFXW EXWWRQ WR DFWLYDWH RU
GHDFWLYDWH VLOHQW PRGH
$OHUW W\SH
6HOHFW WR XVH ULQJWRQH DQGRU YLEUDWLRQ IRU LQFRPLQJ FDOOV
3UHVV 0HQX 6HWWLQJV 6RXQG $OHUW W\SH
5LQJ RQO\ IRU ULQJWRQH RQO\
9LE RQO\ IRU YLEUDWLRQ RQO\
9LE DQG ULQJ IRU YLEUDWLRQ DQG ULQJWRQH
9LE WKHQ ULQJ WR VWDUW ZLWK YLEUDWLRQ DQG DGGV ULQJWRQH DIWHU D
VKRUW ZKLOH
6LOHQW IRU QR VRXQG RU YLEUDWLRQ WKH GLVSOD\ OLJKW LV OLW
3UHVV 2. WR FRQILUP
([WUD WRQH
<RX FDQ VHOHFW WR HQDEOH ZDUQLQJ DQG HUURU WRQHV WR DOHUW \RX RI ORZ EDW
WHU\ SRZHU SKRQH DQG 6,0 FDUG HUURUV HWF
3UHVV 0HQX 6HWWLQJV 6RXQG
6HOHFW ([WUD WRQH :DUQLQJ RU (UURU
6HOHFW 2Q WR HQDEOH RU 2II WR GLVDEOH
3UHVV 'RQH WR VDYH
0DLQ PHQX
<RX FDQ VHOHFW GLIIHUHQW VW\OHV IRU WKH PDLQ PHQX
3UHVV 0HQX 6HWWLQJV 'LVSOD\ 0DLQ PHQX
6HOHFW /DUJH RU /LVW
3UHVV 2. WR FRQILUP

(QJOLVK
:DOOSDSHU
3UHVV 0HQX 6HWWLQJV 'LVSOD\ :DOOSDSHU
6\VWHP WR VHOHFW SUHGHILQHG LPDJHV
8VHU WR VHOHFW XVHU GHILQHG LPDJHV VHH )LOH PDQDJHU S
8VH WR GLVSOD\ DYDLODEOH ZDOOSDSHUV
3UHVV 2. WR FRQILUP
7H[W VL]H
<RX FDQ DGMXVW WKH WH[W VL]H IRU WKH PHQX DQG PHVVDJHV
3UHVV 0HQX 6HWWLQJV 'LVSOD\
6HOHFW 7H[W VL]H 1RUPDO RU /DUJH
3UHVV 2. WR FRQILUP
,GOH GLVSOD\
,Q VWDQGE\ PRGH WKH GLVSOD\ FDQ VKRZ FORFN RQO\ FORFN DQG WKH VHUYLFH
SURYLGHU RU DOO LQIRUPDWLRQ
3UHVV 0HQX 6HWWLQJV 'LVSOD\
6HOHFW ,GOH GLVSOD\ &ORFN RQO\&ORFN 2SHUDWRU RU $OO LQIR
3UHVV 2. WR FRQILUP
7KHPHV
<RX FDQ VHOHFW GLIIHUHQW WKHPHV WR DGMXVW WKH SKRQHV WH[WV DQG
EDFNJURXQG
3UHVV 0HQX 6HWWLQJV 'LVSOD\ 7KHPHV
8VH WR VHOHFW D WKHPH
3UHVV 2. WR FRQILUP
/&' EDFNOLJKW
6HOHFW WKH GHOD\ WLPH IRU WKH GLVSOD\ EDFNOLJKW
3UHVV 0HQX 6HWWLQJV 'LVSOD\
6HOHFW /&' EDFNOLJKW VHF VHF RU PLQ
3UHVV 2. WR FRQILUP
%ULJKWQHVV
<RX FDQ DGMXVW WKH EULJKWQHVV RI WKH GLVSOD\

(QJOLVK
3UHVV 0HQX 6HWWLQJV 'LVSOD\
6HOHFW %ULJKWQHVV /HYHO /HYHO RU /HYHO
3UHVV 2. WR FRQILUP
0\ 'RUR 0DQDJHU
&UHDWH DQ 'RUR ([SHULHQFHDFFRXQW WR JHW WKH PRVW RXW RI \RXU SKRQH
$FFHVV WKH SKRQH XVLQJ DQ\ ZHE EURZVHU ZZZGRURFRP (DVLO\ YLHZ DQG
VKDUH \RXU SKRWRV RU YLGHRV
1RWH <RX QHHG WR KDYH ,QWHUQHW DFFHVV WR XVH PRVW RI WKH IHDWXUHV LQ 0\
'RUR 0DQDJHU 'HSHQGLQJ RQ KRZ \RX XVH \RXU SKRQH LW FDQ XVH XS D
ORW RI ,QWHUQHW EDQGZLGWK UHDOO\ TXLFNO\ DQG LW FDQ EH FRVWO\ %HIRUH \RX
XVH \RXU SKRQH ZH VWURQJO\ UHFRPPHQG WKDW \RX FRQWDFW \RXU VHUYLFH
SURYLGHU DERXW GDWD UDWHV
&UHDWH DFFRXQW
3UHVV 0HQX 6HWWLQJV 0\ 'RUR 0DQDJHU &UHDWH DFFRXQW
<RXU XVHUQDPH LV DXWRPDWLFDOO\ VHW WR \RXU SKRQH QXPEHURZQHU
QXPEHU
7KH RZQHU QXPEHU LV VXSSOLHG E\ \RXU VHUYLFH SURYLGHU DQG LV XVXDOO\
VHW RQ WKH 6,0 FDUG ,I QRW \RX FDQ HQWHU WKH QXPEHU \RXUVHOI
(QWHU SDVVZRUG DQG SUHVV
5HHQWHU WKH SDVVZRUG LQ WKH ILHOG EHORZ DQG SUHVV 2.
1RWH 7KH XVHUQDPH PD\ FRQWDLQ OHWWHUV D] DQG QXPEHUV EXW
LV QRW DOORZHG
.HHS WKH RZQHU QXPEHU LQ D VDIH SODFH VLQFH LW ZLOO EH QHHGHG LI \RX
QHHG WR UHVHW
/RJ LQ/RJ RXW
3UHVV 0HQX 6HWWLQJV 0\ 'RUR 0DQDJHU /RJ LQ
(QWHU \RXU SKRQH QXPEHU DV XVHU QDPH
(QWHU \RXU SDVVZRUG DQG SUHVV /RJ LQ
2SWLRQV
<RX FDQ VHOHFW WR V\QFKURQLVH \RXU SKRQH ZLWK 0\ 'RUR 0DQDJHU
3UHVV 0HQX 6HWWLQJV 0\ 'RUR 0DQDJHU 2SWLRQV

(QJOLVK
0LQLPDO V\QFKURQLVDWLRQ WR V\QFKURQLVH \RXU FRQWDFWV FDOHQGDU
DQG SKRQH VHWWLQJV
)XOO V\QFKURQLVDWLRQ WR V\QFKURQLVH WKH VDPH FRQWHQW DV DERYH
DQG SKRWRV
,QIRUPDWLRQ WR YLHZ PRUH LQIRUPDWLRQ
3UHVV 2. WR FRQILUP
6\QF LQWHUYDOV
<RX FDQ VHOHFW GLIIHUHQW V\QFKURQLVDWLRQ LQWHUYDOV
3UHVV 0HQX 6HWWLQJV 0\ 'RUR 0DQDJHU 6\QF LQWHUYDOV
0DQXDO WR V\QFKURQLVH PDQXDOO\ 1R DXWRPDWLF V\QFKURQLVLQJ
(YHU\ PLQXWHV WR V\QFKURQLVH DXWRPDWLFDOO\ HYHU\
PLQXWHV
+RXUO\ WR V\QFKURQLVH DXWRPDWLFDOO\ HYHU\ KRXU
'DLO\ WR V\QFKURQLVH DXWRPDWLFDOO\ HYHU\ GD\
3UHVV 2. WR FRQILUP
7LS <RX FDQ DOVR V\QFKURQLVH PDQXDOO\ E\ SUHVVLQJ 6\QFKURQLVH QRZ
$FFRXQW GHWDLOV
7LS ,I \RX PLVSODFH RU IRUJHW \RXU DFFRXQW GHWDLOV VXFK DV XVHU QDPH DQG
\RX SDVVZRUG \RX FDQ DOZD\V IROORZ WKHVH LQVWUXFWLRQV WR UHWULHYH LW
3UHVV 0HQX 6HWWLQJV 0\ 'RUR 0DQDJHU
6HOHFW $FFRXQW WR YLHZ \RXU DFFRXQW LQIRUPDWLRQ GHWDLOV
(QWHU WKH SKRQH FRGH DQG SUHVV 2. WR FRQILUP 7KH GHIDXOW SKRQH
FRGH LV
3UHVV %DFN WR UHWXUQ
)LOH PDQDJHU
0DQDJH WKH FRQWHQWV DQG SURSHUWLHV RI ILOHV <RX FDQ RSHQ GHOHWH PRYH
FRS\ DQG UHQDPH ILOHV
6XSSRUWHG LPDJH IRUPDW %03*,)-3*31* 3KRWRV WDNHQ ZLWK WKH EXLOW
LQ FDPHUD DUH VDYHG DV -3*
6XSSRUWHG DXGLR IRUPDW :$9$050,',03$$&$$& 5HFRUGLQJV
PDGH ZLWK WKH EXLOW LQ VRXQG UHFRUGHU DUH VDYHG DV $05

(QJOLVK
6XSSRUWHG YLGHR IRUPDW $9,03*33 2QO\ SOD\EDFN LV SRVVLEOH
3UHVV 0HQX 6HWWLQJV )LOH PDQDJHU
6HOHFW 3KRQH0HPRU\ FDUG 2SHQ
6HOHFW D IROGHU HJ 3KRWRV DQG SUHVV 2SHQ
6HOHFW D ILOH DQG SUHVV 2SWLRQV
3OD\ DXGLRYLGHRPXVLF SUHVV WR 3OD\ RU WR 6WRS
9LHZ SKRWRVLPDJHV IRU VLQJOH YLHZ
6HQG 6HQG E\ 006 WR VHQG DV SLFWXUH PHVVDJH &UHDWH
DQG VHQG SLFWXUH PHVVDJH 006 S6HQG E\ %OXHWRRWK WR
VHQG WR D %OXHWRRWK GHYLFH %OXHWRRWK S6HQG E\ HPDLO
&UHDWH DQG VHQG HPDLO S
'HWDLOV WR YLHZ GHWDLOHG LQIRUPDWLRQ DERXW WKH ILOH HJ GDWH
VL]H FRS\ULJKW SURWHFWLRQ
8VH :DOOSDSHU WR VDYH DV GLVSOD\ EDFNJURXQG3KRQHERRN
SLFWXUH WR VHQG WR D SKRQHERRN FRQWDFW
5HQDPH WR UHQDPH WKH ILOH
'HOHWH WR GHOHWH WKH ILOH
'HOHWH DOO WR GHOHWH DOO ILOHV LQ VHOHFWHG IROGHU
6RUW E\ 1DPH7LPH
&RS\0RYH 3KRQH0HPRU\ FDUG 2SWLRQV 2SHQ 6H
OHFW D IROGHU HJ 3KRWRV DQG SUHVV 2SWLRQV 3DVWH
3UHVV 2. WR FRQILUP
6XSSRUWHG IRUPDWV
3LFWXUH IRUPDW %03*,)-3*31* 3KRWRV WDNHQ ZLWK WKH EXLOW LQ
FDPHUD DUH VDYHG DV -3*
$XGLR IRUPDW :$9$050,',03$$&$$& 5HFRUGLQJV PDGH
ZLWK WKH EXLOW LQ VRXQG UHFRUGHU DUH VDYHG DV $05
9LGHR IRUPDW $9,03*33
,QWHUQHW
,03257$17
7KLV VHUYLFH UHTXLUHV DQ ,QWHUQHW FRQQHFWLRQ 8VLQJ GDWD VHUYLFHV FDQ
EH FRVWO\ :H UHFRPPHQG WKDW \RX FKHFN \RXU GDWD UDWHV ZLWK \RXU
VHUYLFH SURYLGHU

(QJOLVK
8VH WKH ZHE EURZVHU
3UHVV 0HQX ,QWHUQHW %URZVHU
3UHVV $FFHSW WR DFFHSW WKH (QG 8VHU /LFHQVH IRU XVLQJ WKH 2SHUD
0RELOH EURZVHU ,I QRW SUHVV ([LW
1DYLJDWH WKH ZHE EURZVHU
,Q RUGHU WR QDYLJDWH WKH ZHE EURZVHU VFUROO XS DQG GRZQ ZLWK WKH
EXWWRQV XVH WKH &DPHUD EXWWRQ WR VFUROO WR WKH OHIW DQG
WKH 0HVVDJH EXWWRQ WR VFUROO WR WKH ULJKW 7KH EOXH IUDPH VKRZV
WKH VHOHFWHG DUHD 7R VHOHFW DQ REMHFW RU FOLFN D OLQN XVH WKH 7RS
EXWWRQ VWDU
(QWHU ZHEVLWH DGGUHVV 85/
6HOHFW ZZZ DQG SUHVV WR VHOHFW (GLW (QWHU D ZHEVLWH DGGUHVV
85/ DQG SUHVV *R
6HDUFK
3UHVV WR VHOHFW ORFDWHG WR WKH ULJKW RI WKH VFUHHQ WR VHDUFK
WKH ZHE (QWHU \RXU VHDUFK DQG SUHVV 6HDUFK
2SWLRQV PHQX
3UHVV 0HQX WR DFFHVV
A B D EC
$WR FORVH WKH FXUUHQW WDE LI PXOWLSOH WDEV DUH XVHG
%WR JR WR SUHYLRXV RU QH[W ZHEVLWH
&WR DFFHVV %RRNPDUNV+LVWRU\6DYHG 3DJHV'RZQORDGV6HW
WLQJV)LQG LQ 3DJH+RPHSDJH DQG +HOS
'WR UHIUHVK FXUUHQW ZHEVLWH
(WR H[LW WKH ZHE EURZVHU 3UHVV <HV WR FRQILUP
ORFDWHG DW WKH WRS ULJKW FRUQHU WR RSHQ QHZ WDE 8VH WKH QDYL
JDWLRQ EXWWRQV WR VZLWFK EHWZHHQ WDEV

(QJOLVK
$GG EURZVHU VSHHG GLDOV
8VH WKH QDYLJDWLRQ EXWWRQV WR VHOHFW DQG SUHVV $GG
3UHVV (GLW WR HQWHU D ZHE DGGUHVV RU XVH WKH QDYLJDWLRQ EXWWRQV WR
VFUROO WKH OLVW RI YLVLWHG SDJHV DQG VHOHFW 'RQH
7LS 6HOHFW WKH EURZVHU VSHHG GLDO DQG SUHVV 2SHQ WR YLHZ
2UJDQLVHU
7KH 2UJDQL]HU PHQX FRQWDLQV
$ODUP 'DLO\ UHPLQGHU
&DOHQGDU 1RWHV
$ODUP
3UHVV 0HQX 2UJDQLVHU $ODUP 2Q
(QWHU WKH DODUP WLPH XVLQJ WKH NH\SDG
)RU D VLQJOH RFFXUUHQFH VHOHFW 6LQJOH
)RU D UHSHDWHG DODUP VHOHFW 5HSHDWHG 6FUROO WKURXJK WKH OLVW RI
GD\V DQG SUHVV 2Q WR HQDEOH RU 2II WR GLVDEOH WKH DODUP IRU
HDFK GD\
3UHVV 6DYH WR FRQILUP
6QRR]H RU WXUQ RII
:KHQ WKH DODUP JRHV RII D VLJQDO ZLOO VRXQG 3UHVV 6WRS WR WXUQ RII
WKH DODUP RU SUHVV 6QRR]H WR UHSHDW WKH DODUP DIWHU PLQXWHV
1RWH 7KH DODUP ZLOO ZRUN HYHQ ZKHQ WKH SKRQH LV VZLWFKHG RII 'R QRW
SUHVV <HV WR SRZHU RQ LI ZLUHOHVV SKRQH XVH LV SURKLELWHG RU ZKHQ LW PD\
FDXVH LQWHUIHUHQFH RU GDQJHU
7LS 7R HGLW DQ DODUP SUHVV (GLW RU 2II WR VWRS WKH DODUP
&DOHQGDU
$GG WDVN
3UHVV 0HQX 2UJDQLVHU &DOHQGDU 2SWLRQV $GG WDVN
(QWHU GDWH WKHQ SUHVV
(QWHU WLPH WKHQ SUHVV

(QJOLVK
(QWHU VXEMHFW VHH (QWHU WH[W S
:KHQ GRQH SUHVV 2.
2SWLRQV
3UHVV 0HQX 2UJDQLVHU &DOHQGDU 2SWLRQV
6HOHFW 9LHZ WR VKRZ WDVNV IRU WKH VHOHFWHG GDWH
6HOHFW -XPS WR GDWH DQG HQWHU WKH GDWH
3UHVV 2. WR FRQILUP
9LHZ DOO
3UHVV 0HQX 2UJDQLVHU &DOHQGDU
6HOHFW D WDVN DQG SUHVV 2SWLRQV 9LHZ DOO
3UHVV 2SWLRQV (GLW'HOHWH RU 'HOHWH DOO
3UHVV 2. WR FRQILUP
1RWH 7KH FDOHQGDU UHPLQGHUV ZLOO ZRUN HYHQ ZKHQ WKH SKRQH LV SRZHUHG
RII 'R QRW SRZHU RQ \RXU SKRQH LI ZLUHOHVV SKRQH XVH LV SURKLELWHG RU
ZKHQ LW PD\ FDXVH LQWHUIHUHQFH RU GDQJHU
'DLO\ UHPLQGHU
3UHVV 0HQX 2UJDQLVHU 'DLO\ UHPLQGHU $GG
(QWHU WLPH WKHQ SUHVV
(QWHU VXEMHFW VHH (QWHU WH[W S
3UHVV 2. WR FRQILUP
6QRR]H RU VWRS
:KHQ WKH DODUP VRXQGV
6HOHFW 6WRS WR VWRS
6HOHFW 6QRR]H WR UHSHDW DIWHU PLQXWHV
1RWH 7KH UHPLQGHU ZLOO ZRUN HYHQ ZKHQ WKH SKRQH LV SRZHUHG RII 'R QRW
SRZHU RQ \RXU SKRQH LI ZLUHOHVV SKRQH XVH LV SURKLELWHG RU ZKHQ LW PD\
FDXVH LQWHUIHUHQFH RU GDQJHU
7LS )RU PRUH RSWLRQV VHOHFW DQ H[LVWLQJ HQWU\ DQG SUHVV 2SWLRQV 6NLS
UHPLQGHU$GG(GLW'HOHWH RU 'HOHWH DOO

(QJOLVK
1RWHV
3UHVV 0HQX 2UJDQLVHU 1RWHV $GG
(QWHU \RXU QRWH XVLQJ WKH NH\SDG VHH (QWHU WH[W S
3UHVV 2. WR FRQILUP
7LS )RU PRUH RSWLRQV VHOHFW DQ H[LVWLQJ HQWU\ DQG SUHVV 2SWLRQV
9LHZ(GLW'HOHWH RU 'HOHWH DOO
0RUH
7KH 0RUH PHQX FRQWDLQV
)0 UDGLR 7RUFK
&DOFXODWRU *DPHV
)0 UDGLR
7KH )0 UDGLR KDV D IUHTXHQF\ UDQJH IURP WR 0+] 7R OLV
WHQ WR WKH UDGLR \RX QHHG WR FRQQHFW D FRPSDWLEOH KHDGVHW WKDW ZRUNV DV
DQWHQQD
7XUQLQJ WKH UDGLR RQ
&RQQHFW D KHDGVHW WR WKH KHDGVHW VRFNHW
3UHVV 0HQX )0 UDGLR 7KH UDGLR LV WXUQHG RQ 7KH WXQHG IUH
TXHQF\ LV GLVSOD\HG
6HOHFW FKDQQHO XVLQJ RU
7LS 3UHVV WR UHWXUQ WR VWDQGE\ PRGH 7KH UDGLR ZLOO FRQWLQXH WR SOD\
9ROXPH
3UHVV 0HQX )0 UDGLR 2SWLRQV 9ROXPH
8VH RU WR DGMXVW WKH YROXPH
3UHVV 2. WR FRQILUP
6DYH IUHTXHQF\
3UHVV 0HQX )0 UDGLR 2SWLRQV 6DYH IUHTXHQF\
(QWHU D QDPH IRU WKH QHZ FKDQQHO VHH (QWHU WH[W S
:KHQ GRQH SUHVV 2.

(QJOLVK
6ZLWFK RII
3UHVV 0HQX )0 UDGLR 2SWLRQV 6ZLWFK RII
7LS 'LVFRQQHFWLQJ WKH KHDGVHW ZLOO DOVR WXUQ RII WKH UDGLR
/RXGVSHDNHU
3UHVV 0HQX )0 UDGLR 2SWLRQV /RXGVSHDNHU 2Q
6HOHFW 2Q
8VH WR DGMXVW WKH VRXQG YROXPH
7R WXUQ RII VHOHFW 2II
&KDQQHO OLVW HGLWLQJ WKH FKDQQHO OLVW
3UHVV 0HQX )0 UDGLR 2SWLRQV &KDQQHO OLVW
6HOHFW WKH FKDQQHO \RX ZLVK WR HGLW DQG SUHVV 2SWLRQV
3OD\ WR SOD\ WKH VHOHFWHG FKDQQHO
'HOHWH WR GHOHWH WKH FKDQQHO 3UHVV <HV WR FRQILUP RU 1R WR UH
WXUQ WR WKH FKDQQHO OLVW
(GLW WR HGLW WKH FKDQQHO QDPH WKHQ SUHVV WR HGLW WKH IUH
TXHQF\ XVH WR HQWHU WKH GHFLPDO SRLQW :KHQ GRQH SUHVV
6DYH
3UHVV <HV WR FRQILUP
0DQXDO LQSXW FKDQJH WKH VHDUFK PRGH
3UHVV 0HQX )0 UDGLR 2SWLRQV 0DQXDO LQSXW
)LQH WXQH WR WXQH PDQXDOO\ ZLWK RU
$XWR VHDUFK WR XVH DXWRPDWLF VWDWLRQ VHDUFK ZLWK RU
3UHVV 2. WR FRQILUP
1RWH 7KLV ZLOO RYHUZULWH DOO SUHYLRXVO\ VDYHG FKDQQHOV
$XWR VDYH
3UHVV 0HQX )0 UDGLR 2SWLRQV
6HOHFW $XWR VDYH WR DXWRPDWLFDOO\ LQVWDOO DYDLODEOH UDGLR VWDWLRQV LQ
FKDQQHOV
3UHVV 2. WR FRQILUP
1RWH 7KLV ZLOO RYHUZULWH DOO SUHYLRXVO\ VDYHG FKDQQHOV
7RUFK
<RX FDQ VWDUW WKH WRUFK LQ WZR GLIIHUHQW ZD\V

(QJOLVK
$FFHVV YLD WKH VKRUWFXW EXWWRQ
7KH WRUFK LV OLW DV ORQJ DV WKH EXWWRQ LV SUHVVHG
3UHVV DQG KROG VKRUWFXW EXWWRQ WR WXUQ RQ WKH WRUFK
5HOHDVH WR WXUQ RII
$FFHVV YLD WKH PDLQ PHQX
7KH WRUFK LV OLW DFFRUGLQJ WR \RXU FKRLFHV LQ 6HWWLQJV
3UHVV 0HQX 0RUH 7RUFK
6HOHFW 2II WR WXUQ RII
6HW XS WKH DXWRPDWLF VZLWFK RII WLPH
2QO\ UHOHYDQW ZKHQ \RX ODXQFK WKH WRUFK IURP WKH PDLQ PHQX QRW IURP
WKH VKRUWFXW EXWWRQ
3UHVV 0HQX 6HWWLQJV *HQHUDO 7RUFK 7LPH
PLQ WR WXUQ RII DXWRPDWLFDOO\ DIWHU PLQ
PLQ WR WXUQ RII DXWRPDWLFDOO\ DIWHU PLQ
1R OLPLW WR WXUQ RII PDQXDOO\
3UHVV 2. WR FRQILUP
6RXQG DW VWDUWXS
3UHVV 0HQX 6HWWLQJV *HQHUDO 7RUFK 6RXQG VHOHFW
2Q2II
&DOFXODWRU
7KH &DOFXODWRU FDQ SHUIRUP EDVLF PDWKHPDWLFDO RSHUDWLRQV
3UHVV 0HQX 0RUH &DOFXODWRU
(QWHU WKH ILUVW QXPEHU 8VH WR HQWHU GHFLPDO SRLQWV
8VH WKH DUURZ EXWWRQV WR VHOHFW DQ RSHUDWLRQ [ ¸ DQG SUHVV 2.
(QWHU WKH QH[W QXPEHU DQG SUHVV 2.
5HSHDW VWHSV ² DV QHFHVVDU\
6HOHFW DQG SUHVV 2. WR FDOFXODWH WKH UHVXOW
*DPHV
7KH *DPHV PHQX FRQWDLQV JDPHV
3UHVV 0HQX 0RUH *DPHV
6HOHFW D JDPH

(QJOLVK
&RQWLQXH WR FRQWLQXH JDPH
6WDUW JDPH WR VWDUW D QHZ JDPH
*DPH OHYHO WR VHOHFW GLIILFXOW\ OHYHO
%HVW JUDGHV WR YLHZ \RXU EHVW UHVXOWV 3UHVV %DFN WR UHWXUQ RU
5HVHW WR UHVHW WKH VFRUHV
+HOS WR YLHZ LQVWUXFWLRQV IRU WKH JDPH 3UHVV %DFN WR UHWXUQ
6HWWLQJV 6RXQG HIIHFW DQG XVH RU WR VHOHFW 2Q2II
6HWWLQJV 9ROXPH WR DGMXVW WKH VRXQG YROXPH XVLQJ WKH VLGH
EXWWRQV RU
3UHVV 2. WR FRQILUP
:HDWKHU
,03257$17
8VLQJ GDWD VHUYLFHV FDQ EH FRVWO\ :H UHFRPPHQG WKDW \RX FKHFN \RXU
GDWD UDWHV ZLWK \RXU VHUYLFH SURYLGHU
9LHZ WKH :HDWKHU IRU \RXU FKRVHQ FLW\
3UHVV 0HQX :HDWKHU
3UHVV %DFN WR UHWXUQ WR VWDQGE\ PRGH
1RWH ,Q RUGHU WR VHH WKH ZHDWKHU \RX PXVW ILUVW VHOHFW D FLW\
:HDWKHU VHWWLQJV
3UHVV 0HQX 6HWWLQJV :HDWKHU
6HOHFW &LW\ DQG HQWHU WKH QDPH RI WKH FLW\
8VH RU WR VHOHFW WKH FLW\ LQ WKH OLVW
6HOHFW :DOOSDSHU DQG VHOHFW 2Q WR YLHZ WKH ZHDWKHU LQ VWDQGE\
PRGH
3UHVV 2. WR FRQILUP
)RU PRUH RSWLRQV VHOHFW DQ H[LVWLQJ HQWU\ DQG SUHVV 2SWLRQV (GLW RU
'HOHWH
6WDWXV
6FUROO WKURXJK WKH 6WDWXV OLVW WR JHW IXUWKHU LQIRUPDWLRQ DERXW WKH
LFRQV VKRZQ RQ WRS RI \RXU GLVSOD\ ,FRQV VKRZQ RQ WKH GLVSOD\ YDULHV GH
SHQGLQJ RQ \RXU SKRQH VWDWXV

(QJOLVK
3UHVV 0HQX 6WDWXV
8VH WR VFUROO WKH OLVW
3UHVV %DFN WR UHWXUQ WR VWDQGE\ PRGH
$GGLWLRQDO IXQFWLRQV
'LVSOD\ VWDWXV V\PEROV
6LJQDO VWUHQJWK 1R QHWZRUN FRYHUDJH
5LQJ RQO\ 'DWD WUDQVPLVVLRQ
5LQJ YLEUDWLRQ $ODUP DFWLYH
9LEUDWLRQ RQO\ %DWWHU\ OHYHO
6LOHQW &DOO GLYHUW DFWLYDWHG
5RDPLQJ LQ RWKHU QHWZRUN %OXHWRRWK RQ YLVLEOH WR
RWKHUV
0LVVHG FDOO %OXHWRRWK RQ LQYLVLEOH WR
RWKHUV
+HDGVHW FRQQHFWHG %OXHWRRWK FRQQHFWHG
9RLFH PDLO PHVVDJH
UHFHLYHG 8QUHDG WH[W PHVVDJH606
8QUHDG HPDLO 8QUHDG SLFWXUH PHVVDJH
006
'LVSOD\ PDLQ V\PEROV
0XWH &KDUJHU FRQQHFWHG
0HVVDJH VHQGLQJ VXFFHVV &KDUJHU UHPRYHG
0HVVDJH VHQGLQJ IDLOHG +HDGVHW LQ
(UURU +HDGVHW RXW
:DUQLQJ 6SHDNHU RQ
4XHU\ 6SHDNHU RII
'RQH FRQILUPHG ,QFRPLQJ FDOO
1HZ PHVVDJH 2XWJRLQJ FDOO
%DWWHU\ OHYHO ORZ &DOO HQGHG

(QJOLVK
6HDUFKLQJ 0LVVHG FDOO 3UHVV 5HDG WR
VHH WKH PLVVHG FDOOV
Y&DUG PHVVDJH &DOO RQKROG
9ROXPH FRQWURO 626 FDOOV RQO\
3URFHVVLQJ SOHDVH ZDLW $VVLVWDQFH EXWWRQ FDOO
606006 XQUHDG 606006 UHDG
606006 XQVHQW 606006 VHQW
(PDLO ZLWKRXW DQG ZLWK DW
WDFKPHQW XQUHDG (PDLO ZLWKRXW DQG ZLWK DW
WDFKPHQW UHDG
5HVHW VHWWLQJV
3UHVV 0HQX 6HWWLQJV 6HFXULW\
6HOHFW 5HVHW VHWWLQJV WR UHVHW WKH SKRQH VHWWLQJV $OO WKH FKDQJHV
WKDW \RX KDYH PDGH WR WKH SKRQH VHWWLQJV ZLOO EH UHVHW WR GHIDXOW
VHWWLQJV
(QWHU WKH SKRQH FRGH DQG SUHVV 2. WR UHVHW
7LS 7KH GHIDXOW SKRQH FRGH LV
5HVHW DOO
3UHVV 0HQX 6HWWLQJV 6HFXULW\
6HOHFW 5HVHW DOO WR GHOHWH SKRQH VHWWLQJV DQG FRQWHQW VXFK DV FRQ
WDFWV QXPEHU OLVWV DQG PHVVDJHV 6,0 PHPRU\ LV QRW DIIHFWHG
(QWHU WKH SKRQH FRGH DQG SUHVV 2. WR UHVHW
7LS 7KH GHIDXOW SKRQH FRGH LV
6DIHW\ LQVWUXFWLRQV
&$87,21
7KH XQLW DQG WKH DFFHVVRULHV FDQ FRQWDLQ VPDOO SDUWV .HHS DOO RI WKH HTXLSPHQW RXW
RI WKH UHDFK RI VPDOO FKLOGUHQ
7KH PDLQV DGDSWHU LV WKH GLVFRQQHFW GHYLFH EHWZHHQ WKH SURGXFW DQG PDLQV SRZHU
7KH PDLQV VRFNHW RXWOHW PXVW EH FORVH WR WKH HTXLSPHQW DQG HDVLO\ DFFHVVLEOH

(QJOLVK
1HWZRUN VHUYLFHV DQG FRVWV
<RXU GHYLFH LV DSSURYHG IRU XVH RQ WKH :&'0$ 0+] *60
0+] QHWZRUNV 7R XVH WKH GHYLFH \RX QHHG D VXEVFULSWLRQ ZLWK D VHUYLFH SURYLGHU
8VLQJ QHWZRUN VHUYLFHV PD\ UHVXOW LQ WUDIILF FRVWV 6RPH SURGXFW IHDWXUHV UHTXLUH VXS
SRUW IURP WKH QHWZRUN DQG \RX PD\ QHHG WR VXEVFULEH WR WKHP
2SHUDWLQJ HQYLURQPHQW
)ROORZ WKH UXOHV DQG ODZV WKDW DSSO\ ZKHUHYHU \RX DUH DQG DOZD\V WXUQ RII WKH XQLW
ZKHQHYHU LWV XVH LV SURKLELWHG RU FDQ FDXVH LQWHUIHUHQFH RU KD]DUGV 2QO\ XVH WKH XQLW LQ
LWV QRUPDO XVHU SRVLWLRQ
3DUWV RI WKH XQLW DUH PDJQHWLF 7KH XQLW FDQ DWWUDFW PHWDO REMHFWV 'R QRW NHHS FUHGLW
FDUGV RU RWKHU PDJQHWLF PHGLD QHDU WKH XQLW 7KHUH LV D ULVN WKDW LQIRUPDWLRQ VWRUHG RQ
WKHP FDQ EH HUDVHG
0HGLFDO XQLWV
7KH XVH RI HTXLSPHQW WKDW WUDQVPLWV UDGLR VLJQDOV IRU H[DPSOH PRELOH SKRQHV FDQ LQ
WHUIHUH ZLWK LQVXIILFLHQWO\ SURWHFWHG PHGLFDO HTXLSPHQW &RQVXOW D GRFWRU RU WKH PDQX
IDFWXUHU RI WKH HTXLSPHQW WR GHWHUPLQH LI LW KDV DGHTXDWH SURWHFWLRQ DJDLQVW H[WHUQDO
UDGLR VLJQDOV RU LI \RX KDYH DQ\ TXHVWLRQV ,I QRWLFHV KDYH EHHQ SXW XS DW KHDOWK FDUH ID
FLOLWLHV LQVWUXFWLQJ \RX WR WXUQ RII WKH XQLW ZKLOH \RX DUH WKHUH \RX VKRXOG FRPSO\ +RVSL
WDOV DQG RWKHU KHDOWK FDUH IDFLOLWLHV VRPHWLPHV XVH HTXLSPHQW WKDW FDQ EH VHQVLWLYH WR
H[WHUQDO UDGLR VLJQDOV
,PSODQWHG PHGLFDO GHYLFHV
7R DYRLG SRWHQWLDO LQWHUIHUHQFH PDQXIDFWXUHUV RI LPSODQWHG PHGLFDO GHYLFHV UHFRP
PHQG D PLQLPXP VHSDUDWLRQ RI FP EHWZHHQ D ZLUHOHVV GHYLFH DQG WKH PHGLFDO GH
YLFH 3HUVRQV ZKR KDYH VXFK GHYLFHV VKRXOG
$OZD\V NHHS WKH ZLUHOHVV GHYLFH PRUH WKDQ FP IURP WKH PHGLFDO GHYLFH
6KRXOG QRW FDUU\ WKH SKRQH LQ D EUHDVW SRFNHW
+ROG WKH ZLUHOHVV GHYLFH WR WKH HDU RSSRVLWH WKH PHGLFDO GHYLFH
,I \RX KDYH DQ\ UHDVRQ WR VXVSHFW WKDW LQWHUIHUHQFH LV WDNLQJ SODFH WXUQ WKH SKRQH RII
LPPHGLDWHO\ ,I \RX KDYH DQ\ TXHVWLRQV DERXW XVLQJ \RXU ZLUHOHVV GHYLFH ZLWK DQ LP
SODQWHG PHGLFDO GHYLFH FRQVXOW \RXU KHDOWK FDUH SURYLGHU
$UHDV ZLWK H[SORVLRQ ULVN
$OZD\V WXUQ RII WKH XQLW ZKHQ \RX DUH LQ DQ DUHD ZKHUH WKHUH LV D ULVN RI H[SORVLRQ )RO
ORZ DOO VLJQV DQG LQVWUXFWLRQV 7KHUH LV D ULVN RI H[SORVLRQ LQ SODFHV WKDW LQFOXGH DUHDV
ZKHUH \RX DUH QRUPDOO\ UHTXHVWHG WR WXUQ RII \RXU FDU HQJLQH ,Q WKHVH DUHDV VSDUNV
FDQ FDXVH H[SORVLRQ RU ILUH ZKLFK FDQ OHDG WR SHUVRQDO LQMXU\ RU HYHQ GHDWK
7XUQ RII WKH XQLW DW ILOOLQJ VWDWLRQV DQG DQ\ RWKHU SODFH WKDW KDV IXHO SXPSV DQG DXWR UH
SDLU IDFLOLWLHV

(QJOLVK
)ROORZ WKH UHVWULFWLRQV WKDW DSSO\ WR WKH XVH RI UDGLR HTXLSPHQW QHDU SODFHV ZKHUH IXHO
LV VWRUHG DQG VROG FKHPLFDO IDFWRULHV DQG SODFHV ZKHUH EODVWLQJ LV LQ SURJUHVV
$UHDV ZLWK ULVN IRU H[SORVLRQ DUH RIWHQ ² EXW QRW DOZD\V ² FOHDUO\ PDUNHG 7KLV DOVR DS
SOLHV WR EHORZ GHFNV RQ VKLSV WKH WUDQVSRUW RU VWRUDJH RI FKHPLFDOV YHKLFOHV WKDW XVH
OLTXLG IXHO VXFK DV SURSDQH RU EXWDQH DUHDV ZKHUH WKH DLU FRQWDLQV FKHPLFDOV RU SDU
WLFOHV VXFK DV JUDLQ GXVW RU PHWDO SRZGHU
/LLRQ EDWWHU\
7KLV SURGXFW FRQWDLQV D /LLRQ EDWWHU\ 7KHUH LV D ULVN RI ILUH DQG EXUQV LI WKH EDWWHU\ SDFN
LV KDQGOHG LPSURSHUO\
:$51,1*
'DQJHU RI H[SORVLRQ LI EDWWHU\ LV LQFRUUHFWO\ UHSODFHG 7R UHGXFH ULVN RI ILUH RU EXUQV
GR QRW GLVDVVHPEOH FUXVK SXQFWXUH VKRUW H[WHUQDO FRQWDFWV H[SRVH WR WHPSHUDWXUH
DERYH & ) RU GLVSRVH RI LQ ILUH RU ZDWHU 5HF\FOH RU GLVSRVH RI XVHG
EDWWHULHV DFFRUGLQJ WR WKH ORFDO UHJXODWLRQV RU UHIHUHQFH JXLGH VXSSOLHG ZLWK \RXU
SURGXFW
3URWHFW \RXU KHDULQJ
7KLV GHYLFH KDV EHHQ WHVWHG WR FRPSO\ ZLWK WKH 6RXQG 3UHVVXUH /HYHO UHTXLUHPHQW ODLG
GRZQ LQ WKH DSSOLFDEOH (1 DQGRU (1 VWDQGDUGV
:$51,1*
([FHVVLYH H[SRVXUH WR ORXG VRXQGV FDQ FDXVH KHDULQJ GDPDJH ([SRVXUH
WR ORXG VRXQGV ZKLOH GULYLQJ PD\ GLVWUDFW \RXU DWWHQWLRQ DQG FDXVH DQ
DFFLGHQW /LVWHQ WR D KHDGVHW DW D PRGHUDWH OHYHO DQG GR QRW KROG WKH
GHYLFH QHDU \RXU HDU ZKHQ WKH ORXGVSHDNHU LV LQ XVH
(PHUJHQF\ FDOOV
,03257$17
0RELOH SKRQHV XVH UDGLR VLJQDOV WKH PRELOH SKRQH QHWZRUN WKH WHUUHVWULDO QHWZRUN
DQG XVHUSURJUDPPHG IXQFWLRQV 7KLV PHDQV WKDW FRQQHFWLRQ FDQQRW EH JXDUDQWHHG
LQ DOO FLUFXPVWDQFHV 7KHUHIRUH QHYHU UHO\ RQO\ RQ D PRELOH SKRQH IRU YHU\ LPSRUWDQW
FDOOV VXFK DV PHGLFDO HPHUJHQFLHV
*36/RFDWLRQ EDVHG IXQFWLRQV
6RPH SURGXFWV SURYLGH *36/RFDWLRQ EDVHG IXQFWLRQV /RFDWLRQ GHWHUPLQLQJ IXQFWLRQDO
LW\ LV SURYLGHG ´$V LVµ 1R UHSUHVHQWDWLRQ RU ZDUUDQW\ DUH PDGH DV WR WKH DFFXUDF\ RI
VXFK ORFDWLRQ LQIRUPDWLRQ 8VH RI ORFDWLRQEDVHG LQIRUPDWLRQ E\ WKH GHYLFH PD\ QRW EH
XQLQWHUUXSWHG RU HUURU IUHH DQG PD\ DGGLWLRQDOO\ EH GHSHQGHQW RQ QHWZRUN VHUYLFH

(QJOLVK
DYDLODELOLW\ 3OHDVH QRWH WKDW IXQFWLRQDOLW\ PD\ EH UHGXFHG RU SUHYHQWHG LQ FHUWDLQ HQYL
URQPHQWV VXFK DV EXLOGLQJ LQWHULRUV RU DUHDV DGMDFHQW WR EXLOGLQJV
&$87,21
'R QRW XVH *36 IXQFWLRQDOLW\ LQ D PDQQHU ZKLFK FDXVHV GLVWUDFWLRQ IURP GULYLQJ
9HKLFOHV
5DGLR VLJQDOV FDQ DIIHFW HOHFWURQLF V\VWHPV LQ PRWRU YHKLFOHV IRU H[DPSOH HOHFWURQLF
IXHO LQMHFWLRQ $%6 EUDNHV DXWRPDWLF FUXLVH FRQWURO DLU EDJ V\VWHPV WKDW KDYH EHHQ LQ
FRUUHFWO\ LQVWDOOHG RU DUH LQDGHTXDWHO\ SURWHFWHG &RQWDFW WKH PDQXIDFWXUHU RU LWV UHSUH
VHQWDWLYH IRU PRUH LQIRUPDWLRQ DERXW \RXU YHKLFOH RU DQ\ DGGLWLRQDO HTXLSPHQW
'R QRW NHHS RU WUDQVSRUW IODPPDEOH OLTXLGV JDVHV RU H[SORVLYHV WRJHWKHU ZLWK WKH XQLW
RU LWV DFFHVVRULHV )RU YHKLFOHV HTXLSSHG ZLWK DLU EDJV 5HPHPEHU WKDW DLU EDJV ILOO ZLWK
DLU ZLWK FRQVLGHUDEOH IRUFH
'R QRW SODFH REMHFWV LQFOXGLQJ IL[HG RU SRUWDEOH UDGLR HTXLSPHQW LQ WKH DUHD DERYH WKH
DLUEDJ RU WKH DUHD ZKHUH LW PLJKW H[SDQG 6HULRXV LQMXULHV PD\ EH FDXVHG LI WKH PRELOH
SKRQH HTXLSPHQW LV LQFRUUHFWO\ LQVWDOOHG DQG WKH DLUEDJ ILOOV ZLWK DLU
,W LV SURKLELWHG WR XVH WKH XQLW LQ IOLJKW 7XUQ RII WKH XQLW EHIRUH \RX ERDUG D SODQH 8VLQJ
ZLUHOHVV WHOHFRP XQLWV LQVLGH D SODQH FDQ SRVH ULVNV WR DLU VDIHW\ DQG LQWHUIHUH ZLWK WHOH
FRPPXQLFDWLRQV ,W PD\ DOVR EH LOOHJDO
3URWHFW \RXU SHUVRQDO GDWD
3URWHFW \RXU SHUVRQDO GDWD DQG SUHYHQW OHDNDJH RU PLVXVH RI VHQVLWLYH LQIRUPDWLRQ
:KLOH XVLQJ \RXU GHYLFH EH VXUH WR EDFN XS LPSRUWDQW GDWD
:KHQ GLVSRVLQJ RI \RXU GHYLFH EDFN XS DOO GDWD DQG WKHQ UHVHW \RXU GHYLFH WR SUH
YHQW PLVXVH RI \RXU SHUVRQDO LQIRUPDWLRQ
&DUHIXOO\ UHDG WKH SHUPLVVLRQV VFUHHQ ZKHQ GRZQORDGLQJ DSSOLFDWLRQV %H SDUWLFX
ODUO\ FDXWLRXV ZLWK DSSOLFDWLRQV WKDW KDYH DFFHVV WR PDQ\ IXQFWLRQV RU WR D VLJQLIL
FDQW DPRXQW RI \RXU SHUVRQDO LQIRUPDWLRQ
&KHFN \RXU DFFRXQWV UHJXODUO\ IRU XQDSSURYHG RU VXVSLFLRXV XVH ,I \RX ILQG DQ\
VLJQ RI PLVXVH RI \RXU SHUVRQDO LQIRUPDWLRQ FRQWDFW \RXU VHUYLFH SURYLGHU WR GHOHWH
RU FKDQJH \RXU DFFRXQW LQIRUPDWLRQ
,Q WKH HYHQW \RXU GHYLFH LV ORVW RU VWROHQ FKDQJH WKH SDVVZRUGV RQ \RXU DFFRXQWV
WR SURWHFW \RXU SHUVRQDO LQIRUPDWLRQ
$YRLG XVLQJ DSSOLFDWLRQV IURP XQNQRZQ VRXUFHV DQG ORFN \RXU GHYLFH ZLWK D SDWWHUQ
SDVVZRUG RU 3,1
0DOZDUH DQG YLUXVHV
7R SURWHFW \RXU GHYLFH IURP PDOZDUH DQG YLUXVHV IROORZ WKHVH XVDJH WLSV )DLOXUH WR GR
VR PD\ UHVXOW LQ GDPDJHV RU ORVV RI GDWD WKDW PD\ QRW EH FRYHUHG E\ WKH ZDUUDQW\
VHUYLFH
'R QRW GRZQORDG XQNQRZQ DSSOLFDWLRQV

(QJOLVK
'R QRW YLVLW XQWUXVWHG ZHEVLWHV
'HOHWH VXVSLFLRXV PHVVDJHV RU HPDLO IURP XQNQRZQ VHQGHUV
6HW D SDVVZRUG DQG FKDQJH LW UHJXODUO\
'HDFWLYDWH ZLUHOHVV IHDWXUHV VXFK DV %OXHWRRWK ZKHQ QRW LQ XVH
,I WKH GHYLFH EHKDYHV DEQRUPDOO\ UXQ DQ DQWLYLUXV SURJUDP WR FKHFN IRU LQIHFWLRQ
5XQ DQ DQWLYLUXV SURJUDP RQ \RXU GHYLFH EHIRUH \RX ODXQFK QHZO\GRZQORDGHG DS
SOLFDWLRQV DQG ILOHV
'R QRW HGLW UHJLVWU\ VHWWLQJV RU PRGLI\ WKH GHYLFH·V RSHUDWLQJ V\VWHP
&DUH DQG PDLQWHQDQFH
<RXU XQLW LV D WHFKQLFDOO\ DGYDQFHG SURGXFW DQG VKRXOG EH WUHDWHG ZLWK WKH JUHDWHVW FDUH
1HJOLJHQFH PD\ YRLG WKH ZDUUDQW\
3URWHFW WKH XQLW IURP PRLVWXUH 5DLQ VQRZ KXPLGLW\ DQG DOO W\SHV RI OLTXLGV FDQ
FRQWDLQ VXEVWDQFHV WKDW FRUURGH WKH HOHFWURQLF FLUFXLWV ,I WKH XQLW JHWV ZHW \RX
VKRXOG LPPHGLDWHO\ SRZHU RII WKH SKRQH UHPRYH WKH EDWWHU\ DQG DOORZ WKH XQLW WR
GU\ FRPSOHWHO\ EHIRUH \RX UHSODFH LW
'R QRW XVH RU NHHS WKH XQLW LQ GXVW\ GLUW\ HQYLURQPHQWV 7KH XQLW·V PRYLQJ SDUWV
DQG HOHFWURQLF FRPSRQHQWV FDQ EH GDPDJHG
'R QRW NHHS WKH XQLW LQ ZDUP SODFHV +LJK WHPSHUDWXUHV FDQ UHGXFH WKH OLIHVSDQ
IRU HOHFWURQLF HTXLSPHQW GDPDJH EDWWHULHV DQG GLVWRUW RU PHOW FHUWDLQ SODVWLFV
'R QRW NHHS WKH XQLW LQ FROG SODFHV :KHQ WKH XQLW ZDUPV XS WR QRUPDO WHPSHUD
WXUH FRQGHQVDWLRQ FDQ IRUP RQ WKH LQVLGH DQG FDQ GDPDJH WKH HOHFWURQLF FLUFXLWV
'R QRW WU\ WR RSHQ WKH XQLW LQ DQ\ RWKHU ZD\ WKDQ WKDW ZKLFK LV LQGLFDWHG KHUH
'R QRW GURS RU VKDNH WKH XQLW ,I LW LV WUHDWHG URXJKO\ WKH FLUFXLWV DQG SUHFLVLRQ PH
FKDQLFV FDQ EH EURNHQ
'R QRW XVH VWURQJ FKHPLFDOV WR FOHDQ WKH XQLW
'R QRW GLVDVVHPEOH RSHQ FUXVK EHQG GHIRUP SXQFWXUH RU VKUHG
'R QRW PRGLI\ RU UHPDQXIDFWXUH DWWHPSW WR LQVHUW IRUHLJQ REMHFWV LQWR WKH EDWWHU\
LPPHUVH RU H[SRVH WR ZDWHU RU RWKHU OLTXLGV H[SRVH WR ILUH H[SORVLRQ RU RWKHU
KD]DUG
2QO\ XVH WKH EDWWHU\ IRU WKH V\VWHP IRU ZKLFK LW LV VSHFLILHG
2QO\ XVH WKH EDWWHU\ ZLWK D FKDUJLQJ V\VWHP WKDW KDV EHHQ TXDOLILHG ZLWK WKH V\VWHP
SHU ,(((6WG 8VH RI DQ XQTXDOLILHG EDWWHU\ RU FKDUJHU PD\ SUHVHQW D ULVN RI
ILUH H[SORVLRQ OHDNDJH RU RWKHU KD]DUG
'R QRW VKRUW FLUFXLW D EDWWHU\ RU DOORZ PHWDOOLF FRQGXFWLYH REMHFWV WR FRQWDFW EDWWHU\
WHUPLQDOV
5HSODFH WKH EDWWHU\ RQO\ ZLWK DQRWKHU EDWWHU\ WKDW KDV EHHQ TXDOLILHG ZLWK WKH V\V
WHP SHU WKLV VWDQGDUG ,(((6WG 8VH RI DQ XQTXDOLILHG EDWWHU\ PD\ SUHVHQW D
ULVN RI ILUH H[SORVLRQ OHDNDJH RU RWKHU KD]DUG
3URPSWO\ GLVSRVH RI XVHG EDWWHULHV LQ DFFRUGDQFH ZLWK ORFDO UHJXODWLRQV
%DWWHU\ XVDJH E\ FKLOGUHQ VKRXOG EH VXSHUYLVHG
,PSURSHU EDWWHU\ XVH PD\ UHVXOW LQ D ILUH H[SORVLRQ RU RWKHU KD]DUG

(QJOLVK
)RU GHYLFHV WKDW XWLOL]H D 86% SRUW DV D FKDUJLQJ VRXUFH WKH GHYLFHV XVHU PDQXDO VKDOO
LQFOXGH D VWDWHPHQW WKDW WKH GHYLFH VKDOO RQO\ EH FRQQHFWHG WR &7,$ FHUWLILHG DGDSWHUV
SURGXFWV WKDW EHDU WKH 86%,) ORJR RU SURGXFWV WKDW KDYH FRPSOHWHG WKH 86%,) FRPSOL
DQFH SURJUDP
7KH DGYLFH DSSOLHV WR WKH XQLW EDWWHU\ SRZHU DGDSWHU DQG RWKHU DFFHVVRULHV ,I WKH
SKRQH LV QRW ZRUNLQJ DV LW VKRXOG SOHDVH FRQWDFW WKH SODFH RI SXUFKDVH IRU VHUYLFH
'RQ·W IRUJHW WKH UHFHLSW RU D FRS\ RI WKH LQYRLFH
:DUUDQW\
7KLV SURGXFW LV JXDUDQWHHG IRU D SHULRG RI PRQWKV IURP WKH GDWH RI SXUFKDVH ,Q WKH
XQOLNHO\ HYHQW RI D IDXOW RFFXUULQJ GXULQJ WKLV SHULRG SOHDVH FRQWDFW WKH SODFH RI SXU
FKDVH 3URRI RI SXUFKDVH LV UHTXLUHG IRU DQ\ VHUYLFH RU VXSSRUW QHHGHG GXULQJ WKH JXDU
DQWHH SHULRG
7KLV JXDUDQWHH ZLOO QRW DSSO\ WR D IDXOW FDXVHG E\ DQ DFFLGHQW RU D VLPLODU LQFLGHQW RU
GDPDJH OLTXLG LQJUHVV QHJOLJHQFH DEQRUPDO XVDJH QRQPDLQWHQDQFH RU DQ\ RWKHU FLU
FXPVWDQFHV RQ WKH XVHU·V SDUW )XUWKHUPRUH WKLV JXDUDQWHH ZLOO QRW DSSO\ WR DQ\ IDXOW
FDXVHG E\ D WKXQGHUVWRUP RU DQ\ RWKHU YROWDJH IOXFWXDWLRQV $V D PDWWHU RI SUHFDXWLRQ
ZH UHFRPPHQG GLVFRQQHFWLQJ WKH FKDUJHU GXULQJ D WKXQGHUVWRUP
%DWWHULHV DUH FRQVXPDEOHV DQG DUH QRW LQFOXGHG LQ DQ\ JXDUDQWHH
7KLV JXDUDQWHH GRHV QRW DSSO\ LI EDWWHULHV RWKHU WKDQ '252 RULJLQDO EDWWHULHV DUH XVHG
6SHFLILFDWLRQV
1HWZRUN :&'0$ 0+] *60 0+]
'LPHQVLRQV PP [ PP [ PP
:HLJKW J LQFOXGLQJ EDWWHU\
%DWWHU\ 9 P$K /LLRQ EDWWHU\
2SHUDWLQJ DPELHQW
WHPSHUDWXUH
0LQ & )
0D[ & )
&KDUJLQJ DPELHQW
WHPSHUDWXUH
0LQ & )
0D[ & )
6WRUDJH WHPSHUDWXUH 0LQ²& ²)
0D[ & )
&RS\ULJKW DQG RWKHU QRWLFHV
%OXHWRRWKLV D UHJLVWHUHG WUDGHPDUN RI %OXHWRRWK 6,* ,QF
Y&DUG LV D WUDGHPDUN RI WKH ,QWHUQHW 0DLO &RQVRUWLXP
H=L7\SHLV D WUDGHPDUN RI =L &RUSRUDWLRQ
:L)L LV D WUDGHPDUN RU D UHJLVWHUHG WUDGHPDUN RI WKH :L)L $OOLDQFH
PLFUR6' LV D WUDGHPDUN RI 6' &DUG $VVRFLDWLRQ

(QJOLVK
-DYD -0( DQG DOO RWKHU -DYDEDVHG PDUNV DUH WUDGHPDUNV RU UHJLVWHUHG WUDGHPDUNV RI
6XQ 0LFURV\VWHPV ,QF LQ WKH 8QLWHG 6WDWHV DQG RWKHU FRXQWULHV
7KH FRQWHQWV RI WKLV GRFXPHQW DUH SURYLGHG DV LV ([FHSW DV UHTXLUHG E\ DSSOLFDEOH
ODZ QR ZDUUDQWLHV RI DQ\ NLQG HLWKHU H[SUHVV RU LPSOLHG LQFOXGLQJ EXW QRW OLPLWHG WR
WKH LPSOLHG ZDUUDQWLHV RI PHUFKDQWDELOLW\ DQG ILWQHVV IRU D SDUWLFXODU SXUSRVH DUH PDGH
LQ UHODWLRQ WR WKH DFFXUDF\ UHOLDELOLW\ RU FRQWHQWV RI WKLV GRFXPHQW 'RUR UHVHUYHV WKH
ULJKW WR UHYLVH WKLV GRFXPHQW RU ZLWKGUDZ LW DW DQ\ WLPH ZLWKRXW SULRU QRWLFH
*RRJOH *RRJOH 0DSV *PDLO *RRJOH &DOHQGDU *RRJOH &KHFNRXW +DQJRXWV <RX7XEH
WKH <RX7XEH ORJR 3LFDVD DQG $QGURLG DUH WUDGHPDUNV RU UHJLVWHUHG WUDGHPDUNV RI *RR
JOH ,QF
7KLV SURGXFW LV OLFHQVHG XQGHU WKH 03(* YLVXDO DQG $9& SDWHQW SRUWIROLR OLFHQVHV IRU
WKH SHUVRQDO DQG QRQFRPPHUFLDO XVH RI D FRQVXPHU IRU L HQFRGLQJ YLGHR LQ FRPSOL
DQFH ZLWK WKH 03(* YLVXDO VWDQGDUG 03(* YLGHR RU WKH $9& VWDQGDUG $9& YLG
HR DQGRU LL GHFRGLQJ 03(* RU $9& YLGHR WKDW ZDV HQFRGHG E\ D FRQVXPHU
HQJDJHG LQ D SHUVRQDO DQG QRQFRPPHUFLDO DFWLYLW\ DQGRU ZDV REWDLQHG IURP D YLGHR
SURYLGHU OLFHQVHG E\ 03(* /$ WR SURYLGH 03(* DQGRU $9& YLGHR 1R OLFHQVH LV
JUDQWHG RU VKDOO EH LPSOLHG IRU DQ\ RWKHU XVH $GGLWLRQDO LQIRUPDWLRQ LQFOXGLQJ WKDW UHODW
LQJ WR SURPRWLRQDO LQWHUQDO DQG FRPPHUFLDO XVHV DQG OLFHQVLQJ PD\ EH REWDLQHG IURP
03(* /$ //& 6HH ZZZPSHJODFRP 03(* /D\HU DXGLR GHFRGLQJ WHFKQRORJ\ OL
FHQVHG IURP )UDXQKRIHU ,,6 DQG 7KRPVRQ
2WKHU SURGXFW DQG FRPSDQ\ QDPHV PHQWLRQHG KHUHLQ PD\ EH WKH WUDGHPDUNV RI WKHLU
UHVSHFWLYH RZQHUV
$Q\ ULJKWV QRW H[SUHVVO\ JUDQWHG KHUHLQ DUH UHVHUYHG $OO RWKHU WUDGHPDUNV DUH SURSHUW\
RI WKHLU UHVSHFWLYH RZQHUV
7R WKH PD[LPXP H[WHQW SHUPLWWHG E\ DSSOLFDEOH ODZ XQGHU QR FLUFXPVWDQFHV VKDOO 'RUR
RU DQ\ RI LWV OLFHQVRUV EH UHVSRQVLEOH IRU DQ\ ORVV RI GDWD RU LQFRPH RU DQ\ VSHFLDO LQFL
GHQWDO FRQVHTXHQWLDO RU LQGLUHFW GDPDJHV KRZVRHYHU FDXVHG
'RUR GRHV QRW SURYLGH D ZDUUDQW\ IRU RU WDNH DQ\ UHVSRQVLELOLW\ IRU WKH IXQFWLRQDOLW\ FRQ
WHQW RU HQGXVHU VXSSRUW RI WKLUGSDUW\ DSSV SURYLGHG ZLWK \RXU GHYLFH %\ XVLQJ DQ DSS
\RX DFNQRZOHGJH WKDW WKH DSS LV SURYLGHG DV LV 'RUR GRHV QRW PDNH DQ\ UHSUHVHQWD
WLRQV SURYLGH D ZDUUDQW\ RU WDNH DQ\ UHVSRQVLELOLW\ IRU WKH IXQFWLRQDOLW\ FRQWHQW RU HQG
XVHU VXSSRUW RI WKLUGSDUW\ DSSV SURYLGHG ZLWK \RXU GHYLFH
&RQWHQW FRS\ULJKW
7KH XQDXWKRULVHG FRS\LQJ RI FRS\ULJKWHG PDWHULDOV LV FRQWUDU\ WR WKH SURYLVLRQV RI WKH
&RS\ULJKW /DZV RI WKH 8QLWHG 6WDWHV DQG RWKHU FRXQWULHV 7KLV GHYLFH LV LQWHQGHG VROHO\
IRU FRS\LQJ QRQFRS\ULJKWHG PDWHULDOV PDWHULDOV LQ ZKLFK \RX RZQ WKH FRS\ULJKW RU PD
WHULDOV ZKLFK \RX DUH DXWKRULVHG RU OHJDOO\ SHUPLWWHG WR FRS\ ,I \RX DUH XQFHUWDLQ DERXW
\RXU ULJKW WR FRS\ DQ\ PDWHULDO SOHDVH FRQWDFW \RXU OHJDO DGYLVRU
2SHQ VRXUFH OLFHQVHV
<RX DUH HQWLWOHG WR UHFHLYH D FRS\ RI WKH VRXUFH FRGH RI VRIWZDUH OLFHQVHG XQGHU DQ RSHQ
VRXUFH OLFHQVH WKDW JLYHV \RX WKH ULJKW WR UHFHLYH WKH VRXUFH FRGH IRU WKDW VRIWZDUH IRU

(QJOLVK
H[DPSOH *3/ RU /*3/ WR \RX RQ DQ DSSURSULDWH PHGLD DJDLQVW DQ DGPLQLVWUDWLYH IHH
FRYHULQJ 'RUR $%·V FRVW IRU KDQGOLQJ WKH GLVWULEXWLRQ DQG FRVWV IRU PHGLD 3OHDVH GLUHFW
VXFK UHTXHVW WR 'RUR $% 2SHQ 6RXUFH 6RIWZDUH 2SHUDWLRQV 0DJLVWUDWVYDJHQ 6(
/XQG 6ZHGHQ 7R EH YDOLG VXFK D UHTXHVW PXVW EH PDGH ZLWKLQ WKUHH \HDUV
IURP WKH GDWH RI WKH GLVWULEXWLRQ RI WKLV SURGXFW E\ 'RUR $% RU LQ WKH FDVH RI FRGH OL
FHQVHG XQGHU WKH *3/ Y IRU DV ORQJ DV 'RUR $% RIIHUV VSDUH SDUWV RU FXVWRPHU VXSSRUW
IRU WKLV SURGXFW PRGHO
+HDULQJ DLG FRPSDWLELOLW\
1RWH )RU KHDULQJ DLG FRPSDWLELOLW\ WXUQ RII %OXHWRRWK FRQQHFWLYLW\
7KLV SKRQH LV KHDULQJ DLG FRPSDWLEOH +HDULQJ DLG FRPSDWLELOLW\ LV QRW D JXDUDQWHH WKDW
D VSHFLILF KHDULQJ DLG ZLOO ZRUN ZLWK D VSHFLILF SKRQH 0RELOH SKRQHV FRQWDLQ UDGLR
WUDQVPLWWHUV WKDW PD\ LQWHUIHUH ZLWK KHDULQJ DLG SHUIRUPDQFH 7KLV SKRQH KDV EHHQ
WHVWHG IRU XVH ZLWK KHDULQJ DLGV IRU VRPH RI WKH ZLUHOHVV WHFKQRORJLHV WKDW LW XVHV EXW
WKHUH PD\ EH VRPH QHZHU ZLUHOHVV WHFKQRORJLHV WKDW KDYH QRW EHHQ WHVWHG \HW IRU XVH
ZLWK KHDULQJ DLGV 7R HQVXUH WKDW D VSHFLILF KHDULQJ DLG ZRUNV ZHOO ZLWK WKLV SKRQH WHVW
WKHP WRJHWKHU EHIRUH PDNLQJ D SXUFKDVH
7KH VWDQGDUG IRU KHDULQJ DLG FRPSDWLELOLW\ FRQWDLQV WZR W\SHV RI UDWLQJV
0 7R XVH \RXU KHDULQJ DLG LQ WKLV PRGH PDNH VXUH WKDW \RXU KHDULQJ DLG LV VHW WR
0PRGH RU DFRXVWLF FRXSOLQJ PRGH DQG SRVLWLRQ WKH SKRQHV UHFHLYHU QHDU WKH
KHDULQJ DLG·V EXLOWLQ PLFURSKRQH )RU WKH EHVW UHVXOWV WU\ XVLQJ WKH SKRQH LQ GLIIHU
HQW SRVLWLRQV UHODWLYH WR \RXU KHDULQJ DLG³IRU H[DPSOH SODFLQJ WKH UHFHLYHU VOLJKWO\
DERYH WKH HDU PD\ UHVXOW LQ EHWWHU SHUIRUPDQFH IRU KHDULQJ DLGV ZLWK PLFURSKRQHV
SRVLWLRQHG EHKLQG WKH HDU
7 7R XVH \RXU KHDULQJ DLG LQ WKLV PRGH PDNH VXUH WKDW \RXU KHDULQJ DLG LV VHW WR 7
PRGH RU WHOHFRLO FRXSOLQJ PRGH QRW DOO KHDULQJ DLGV KDYH WKLV PRGH )RU WKH EHVW
UHVXOWV WU\ XVLQJ WKH SKRQH LQ GLIIHUHQW SRVLWLRQV UHODWLYH WR \RXU KHDULQJ DLG³IRU H[
DPSOH SODFLQJ WKH UHFHLYHU VOLJKWO\ EHORZ RU LQ IURQW RI WKH HDU PD\ UHVXOW LQ EHWWHU
SHUIRUPDQFH
<RXU GHYLFH PHHWV WKH 07 OHYHO UDWLQJ
6SHFLILF $EVRUSWLRQ 5DWH 6$5
7KLV GHYLFH PHHWV DSSOLFDEOH LQWHUQDWLRQDO VDIHW\ UHTXLUHPHQWV IRU H[SRVXUH WR UDGLR
ZDYHV <RXU PRELOH GHYLFH LV D UDGLR WUDQVPLWWHU DQG UHFHLYHU ,W LV GHVLJQHG QRW WR H[
FHHG WKH OLPLWV IRU H[SRVXUH WR UDGLR ZDYHV UDGLR IUHTXHQF\ HOHFWURPDJQHWLF ILHOGV UHF
RPPHQGHG E\ LQWHUQDWLRQDO JXLGHOLQHV IURP WKH LQGHSHQGHQW VFLHQWLILF RUJDQL]DWLRQ
,&1,53 ,QWHUQDWLRQDO &RPPLVVLRQ RI 1RQ,RQL]LQJ 5DGLDWLRQ 3URWHFWLRQ
7KH UDGLR ZDYH H[SRVXUH JXLGHOLQHV XVH D XQLW RI PHDVXUHPHQW NQRZQ DV WKH 6SHFLILF
$EVRUSWLRQ 5DWH RU 6$5 7KH 6$5 OLPLW IRU PRELOH GHYLFHV LV :NJ DYHUDJHG RYHU
JUDPV RI WLVVXH DQG LQFOXGH D VXEVWDQWLDO VDIHW\ PDUJLQ GHVLJQHG WR DVVXUH WKH VDIHW\
RI DOO SHUVRQV UHJDUGOHVV RI DJH DQG KHDOWK
7HVWV IRU 6$5 DUH FRQGXFWHG XVLQJ VWDQGDUG RSHUDWLQJ SRVLWLRQV ZLWK WKH GHYLFH WUDQV
PLWWLQJ DW LWV KLJKHVW FHUWLILHG SRZHU OHYHO LQ DOO WHVWHG IUHTXHQF\ EDQGV 7KH KLJKHVW
6$5 YDOXHV XQGHU WKH ,&1,53 JXLGHOLQHV IRU WKLV GHYLFH PRGHO DUH

(QJOLVK
+HDG 6$5 :NJ
%RG\ 6$5 :NJ
'XULQJ QRUPDO XVH WKH 6$5 YDOXHV IRU WKLV GHYLFH DUH XVXDOO\ ZHOO EHORZ WKH YDOXHV VWD
WHG DERYH 7KLV LV EHFDXVH IRU SXUSRVHV RI V\VWHP HIILFLHQF\ DQG WR PLQLPL]H LQWHUIHU
HQFH RQ WKH QHWZRUN WKH RXWSXW SRZHU RI \RXU PRELOH GHYLFH LV DXWRPDWLFDOO\ GHFUHDVHG
ZKHQ IXOO SRZHU LV QRW QHHGHG IRU WKH FDOO 7KH ORZHU WKH SRZHU RXWSXW RI WKH GHYLFH WKH
ORZHU LWV 6$5 YDOXH
7KLV GHYLFH PHHWV 5) H[SRVXUH JXLGHOLQHV ZKHQ XVHG DJDLQVW WKH KHDG RU ZKHQ SRVL
WLRQHG DW OHDVW FP DZD\ IURP WKH ERG\ :KHQ D FDUU\ FDVH EHOW FOLS RU RWKHU IRUP RI
GHYLFH KROGHU LV XVHG IRU ERG\ZRUQ RSHUDWLRQ LW VKRXOG QRW FRQWDLQ PHWDO DQG VKRXOG
SURYLGH DW OHDVW WKH DERYH VWDWHG VHSDUDWLRQ GLVWDQFH IURP WKH ERG\
7KH :RUOG +HDOWK 2UJDQL]DWLRQ :+2 KDV VWDWHG WKDW FXUUHQW VFLHQWLILF LQIRUPDWLRQ GRHV
QRW LQGLFDWH WKH QHHG IRU DQ\ VSHFLDO SUHFDXWLRQV ZKHQ XVLQJ PRELOH GHYLFHV ,I \RX DUH
LQWHUHVWHG LQ UHGXFLQJ \RXU H[SRVXUH WKH\ UHFRPPHQG \RX UHGXFH \RXU XVDJH RU XVH D
KDQGVIUHH DFFHVVRU\ WR NHHS WKH GHYLFH DZD\ IURP \RXU KHDG DQG ERG\
&RUUHFW GLVSRVDO RI WKLV SURGXFW
:DVWH (OHFWULFDO (OHFWURQLF (TXLSPHQW
$SSOLFDEOH LQ FRXQWULHV ZLWK VHSDUDWH FROOHFWLRQ V\VWHPV
7KLV PDUNLQJ RQ WKH SURGXFW DFFHVVRULHV RU PDQXDO LQGLFDWHV WKDW WKH SURGXFW DQG LWV
HOHFWURQLF DFFHVVRULHV HJ FKDUJHU KHDGVHW 86% FDEOH VKRXOG QRW EH GLVSRVHG RI ZLWK
RWKHU KRXVHKROG ZDVWH 7R SUHYHQW SRVVLEOH KDUP WR WKH HQYLURQPHQW RU KXPDQ KHDOWK
IURP XQFRQWUROOHG ZDVWH GLVSRVDO SOHDVH VHSDUDWH WKHVH LWHPV IURP RWKHU W\SHV RI
ZDVWH DQG UHF\FOH WKHP UHVSRQVLEO\ WR SURPRWH WKH VXVWDLQDEOH UHXVH RI PDWHULDO UH
VRXUFHV +RXVHKROG XVHUV VKRXOG FRQWDFW HLWKHU WKH UHWDLOHU ZKHUH WKH\ SXUFKDVHG WKLV
SURGXFW RU WKHLU ORFDO JRYHUQPHQW RIILFH IRU GHWDLOV RI ZKHUH DQG KRZ WKH\ FDQ WDNH
WKHVH LWHPV IRU HQYLURQPHQWDOO\ VDIH UHF\FOLQJ %XVLQHVV XVHUV VKRXOG FRQWDFW WKHLU VXS
SOLHU DQG FKHFN WKH WHUPV DQG FRQGLWLRQV RI WKH SXUFKDVH FRQWUDFW 7KLV SURGXFW DQG LWV
HOHFWURQLF DFFHVVRULHV VKRXOG QRW EH PL[HG ZLWK RWKHU FRPPHUFLDO ZDVWHV IRU GLVSRVDO
7KLV SURGXFW LV 5R+6 FRPSOLDQW
&RUUHFW GLVSRVDO RI EDWWHULHV LQ WKLV SURGXFW
$SSOLFDEOH LQ FRXQWULHV ZLWK VHSDUDWH FROOHFWLRQ V\VWHPV
7KH PDUNLQJ RQ WKH EDWWHU\ PDQXDO RU SDFNDJLQJ LQGLFDWHV WKDW WKH EDWWHU\ LQ WKLV SURG
XFW VKRXOG QRW EH GLVSRVHG RI ZLWK RWKHU KRXVHKROG ZDVWH :KHUH PDUNHG WKH FKHPLFDO
V\PEROV +J &G RU 3E LQGLFDWH WKDW WKH EDWWHU\ FRQWDLQV PHUFXU\ FDGPLXP RU OHDG DERYH
WKH UHIHUHQFH OHYHOV LQ (& 'LUHFWLYH ,I EDWWHULHV DUH QRW SURSHUO\ GLVSRVHG RI
WKHVH VXEVWDQFHV FDQ FDXVH KDUP WR KXPDQ KHDOWK RU WKH HQYLURQPHQW

(QJOLVK
7R SURWHFW QDWXUDO UHVRXUFHV DQG WR SURPRWH PDWHULDO UHXVH SOHDVH VHSDUDWH EDWWHULHV
IURP RWKHU W\SHV RI ZDVWH DQG UHF\FOH WKHP WKURXJK \RXU ORFDO IUHH EDWWHU\ UHWXUQ
V\VWHP
'HFODUDWLRQ RI &RQIRUPLW\
'RUR KHUHE\ GHFODUHV WKDW 'RUR FRQIRUPV WR WKH HVVHQWLDO UHTXLUHPHQWV DQG RWKHU
UHOHYDQW UHJXODWLRQV FRQWDLQHG LQ WKH 'LUHFWLYHV (& 577( DQG (8
5R+6 $ FRS\ RI WKH 'HFODUDWLRQ RI &RQIRUPLW\ LV DYDLODEOH DW ZZZGRURFRPGRIF