Microsoft RM-84 GSM 900/1800/1900 w BT User Manual Manual 1

Microsoft Mobile Oy GSM 900/1800/1900 w BT Manual 1

Manual 1

Download: Microsoft RM-84 GSM 900/1800/1900 w BT User Manual Manual 1
Mirror Download [FCC.gov]Microsoft RM-84 GSM 900/1800/1900 w BT User Manual Manual 1
Document ID573210
Application IDeciRN3QxIHL4hJHYRFVIKA==
Document DescriptionManual 1
Short Term ConfidentialNo
Permanent ConfidentialNo
SupercedeNo
Document TypeUser Manual
Display FormatAdobe Acrobat PDF - pdf
Filesize157.63kB (1970395 bits)
Date Submitted2005-08-19 00:00:00
Date Available2005-08-19 00:00:00
Creation Date2005-08-03 14:50:04
Producing SoftwareAcrobat Distiller 5.0.5 (Windows)
Document Lastmod2005-08-18 19:01:12
Document TitleManual 1

1RNLD1
%&$-"3"5*0/0'$0/'03.*5:
8F /0,*"$03103"5*0/EFDMBSFVOEFSPVSTPMF
SFTQPOTJCJMJUZUIBUUIFQSPEVDU3.JTJODPOGPSNJUZ
XJUIUIFQSPWJTJPOTPGUIFGPMMPXJOH$PVODJM%JSFDUJWF
&$"DPQZPGUIF%FDMBSBUJPOPG$POGPSNJUZ
DBOCFGPVOEBUIUUQXXXOPLJBDPNQIPOFT
EFDMBSBUJPO@PG@DPOGPSNJUZ
$PQZSJHIU¦/PLJB"MMSJHIUTSFTFSWFE
3FQSPEVDUJPO USBOTGFS EJTUSJCVUJPOPSTUPSBHFPGQBSUPSBMMPGUIFDPOUFOUTJOUIJT
EPDVNFOUJOBOZGPSNXJUIPVUUIFQSJPSXSJUUFOQFSNJTTJPOPG/PLJBJTQSPIJCJUFE
/PLJB /PLJB$POOFDUJOH1FPQMF /PLJB/ BOE1PQ1PSUBSFUSBEFNBSLTPS
SFHJTUFSFEUSBEFNBSLTPG/PLJB$PSQPSBUJPO0UIFSQSPEVDUBOEDPNQBOZOBNFT
NFOUJPOFEIFSFJONBZCFUSBEFNBSLTPSUSBEFOBNFTPGUIFJSSFTQFDUJWFPXOFST
/PLJBUVOFJTBTPVOENBSLPG/PLJB$PSQPSBUJPO
7JTVBM3BEJPJTBTPVOENBSLPG/PLJB$PSQPSBUJPO
#MVFUPPUIJTBSFHJTUFSFEUSBEFNBSLPG#MVFUPPUI4*( *OD
5IJTQSPEVDUJODMVEFTTPGUXBSFMJDFOTFEGSPN4ZNCJBO4PGUXBSF-UE D 
  4ZNCJBOBOE4ZNCJBO04BSFUSBEFNBSLTPG4ZNCJBO-UE
5IJTQSPEVDUJTMJDFOTFEVOEFSUIF.1&(7JTVBM1BUFOU1PSUGPMJP-JDFOTF J GPS
QFSTPOBMBOEOPODPNNFSDJBMVTFJODPOOFDUJPOXJUIJOGPSNBUJPOXIJDIIBTCFFO
FODPEFEJODPNQMJBODFXJUIUIF.1&(7JTVBM4UBOEBSECZBDPOTVNFSFOHBHFEJO
BQFSTPOBMBOEOPODPNNFSDJBMBDUJWJUZBOE JJ GPSVTFJODPOOFDUJPOXJUI.1&(
WJEFPQSPWJEFECZBMJDFOTFEWJEFPQSPWJEFS/PMJDFOTFJTHSBOUFEPSTIBMMCFJNQMJFE
GPSBOZPUIFSVTF"EEJUJPOBMJOGPSNBUJPO JODMVEJOHUIBUSFMBUFEUPQSPNPUJPOBM 
JOUFSOBM BOEDPNNFSDJBMVTFT NBZCFPCUBJOFEGSPN.1&(-" --$4FFIUUQ
XXXNQFHMBDPN
5IFJOGPSNBUJPODPOUBJOFEJOUIJTVTFSHVJEFXBTXSJUUFOGPSUIF/PLJB/
QSPEVDU/PLJBPQFSBUFTBQPMJDZPGPOHPJOHEFWFMPQNFOU/PLJBSFTFSWFTUIFSJHIU
UPNBLFDIBOHFTUPBOZPGUIFQSPEVDUTEFTDSJCFEJOUIJTEPDVNFOUXJUIPVUQSJPS
OPUJDF
6/%&3/0$*3$6.45"/$&44)"--/0,*"#&3&410/4*#-&'03"/:-0440'
%"5"03*/$0.&03"/:41&$*"- */$*%&/5"- "/%$0/4&26&/5*"-03
*/%*3&$5%"."(&4)0840&7&3$"64&%
5)&$0/5&/540'5)*4%0$6.&/5"3&1307*%&%"4*4&9$&15"43&26*3&%
#:"11-*$"#-&-"8 /08"33"/5*&40'"/:,*/% &*5)&3&913&4403*.1-*&% 
*/$-6%*/( #65/05-*.*5&%50 5)&*.1-*&%8"33"/5*&40'
.&3$)"/5"#*-*5:"/%'*5/&44'03"1"35*$6-"3163104& "3&."%&*/
3&-"5*0/505)&"$$63"$:"/%3&-*"#*-*5:03$0/5&/540'5)*4%0$6.&/5
/0,*"3&4&37&45)&3*()5503&7*4&5)*4%0$6.&/5038*5)%3"8*5"5"/:
5*.&8*5)06513*03/05*$&
&91035$0/530-4
5IJTEFWJDFNBZDPOUBJODPNNPEJUJFT UFDIOPMPHZ PSTPGUXBSFTVCKFDUUPFYQPSU
MBXTBOESFHVMBUJPOTGSPNUIF64BOEPUIFSDPVOUSJFT%JWFSTJPODPOUSBSZUPMBXJT
QSPIJCJUFE
+BWBªBOEBMM+BWBCBTFENBSLTBSFUSBEFNBSLTPSSFHJTUFSFEUSBEFNBSLTPG4VO
.JDSPTZTUFNT *OD
4UBD› -;4› ¦ 4UBD *OD ¦.JDSPTPGU$PSQPSBUJPO*ODMVEFTPOF
PSNPSF641BUFOUT/P    BOE
0UIFSQBUFOUTQFOEJOH
)JGO› -;4› ¦ )JGO*ODMVEFTPOFPSNPSF641BUFOUT/P 
   BOE0UIFSQBUFOUTQFOEJOH
1BSUPGUIFTPGUXBSFJOUIJTQSPEVDUJT¦$PQZSJHIU"/5-UE"MMSJHIUT
SFTFSWFE
641BUFOU/PBOEPUIFSQFOEJOHQBUFOUT5UFYUJOQVUTPGUXBSF
$PQZSJHIU $ 5FHJD$PNNVOJDBUJPOT *OD"MMSJHIUTSFTFSWFE
'$$*/%6453:$"/"%"/05*$&
:PVSEFWJDFNBZDBVTF57PSSBEJPJOUFSGFSFODF GPSFYBNQMF XIFOVTJOHB
UFMFQIPOFJODMPTFQSPYJNJUZUPSFDFJWJOHFRVJQNFOU 5IF'$$PS*OEVTUSZ$BOBEB
DBOSFRVJSFZPVUPTUPQVTJOHZPVSUFMFQIPOFJGTVDIJOUFSGFSFODFDBOOPUCF
FMJNJOBUFE*GZPVSFRVJSFBTTJTUBODF DPOUBDUZPVSMPDBMTFSWJDFGBDJMJUZ5IJTEFWJDF
DPNQMJFTXJUIQBSUPGUIF'$$SVMFT0QFSBUJPOJTTVCKFDUUPUIFDPOEJUJPOUIBU
UIJTEFWJDFEPFTOPUDBVTFIBSNGVMJOUFSGFSFODF
&OHMJTI*TTVF 9999999
$POUFOUT
For your safety 6
'PSZPVSTBGFUZ
8FMDPNF  
"DDFTTJCJMJUZTPMVUJPOT
3FHJTUFSZPVSEFWJDF 
$PQZSJHIUQSPUFDUJPO 
'JOEJOGPSNBUJPOBCPVUZPVS EFWJDF
$POUBDUZPVSTFSWJDFQSPWJEFS
6QEBUFT 
/PLJBTVQQPSUBOEDPOUBDUJOGPSNBUJPO 
:PVS/PLJB/  
*OTFSUUIF 6 4*.DBSEBOECBUUFSZ 
*OTFSUUIFNFNPSZDBSE 
&KFDUUIFNFNPSZDBSE
$IBSHFUIFCBUUFSZ
)FBETFU
8SJTUTUSBQ
,FZTBOEQBSUT
4XJUDIUIFEFWJDFPO
"CPVUUIFEJTQMBZ 
..4BOE*OUFSOFUTFUUJOHT  
&TTFOUJBMJOEJDBUPST
,FZQBEMPDL LFZHVBSE 
5JQTGPSFGGJDJFOUVTF 
.PCJMFTFSWJDF  
)FMQ 
5VUPSJBM
4IPSUDVUT 
$MPDL 
7PMVNFBOEMPVETQFBLFSDPOUSPM
'JMFNBOBHFS
.FNPSZDBSEUPPM 
1FSTPOBMJ[FZPVSEFWJDF 
1SPGJMFT‰TFUUPOFT 
5SBOTGFSDPOUFOUGSPNBOPUIFSEFWJDF 
$IBOHFUIFMPPLPGZPVSEFWJDF  
"DUJWFTUBOECZNPEF
.BLFDBMMT 
$BMM 
"OTXFSPSEFDMJOFBDBMM 
-PH
TU
OF
UO
TU
OF
UO
$POUBDUT
4BWFOBNFTBOEOVNCFST 
$PQZDPOUBDUT  
"EESJOHJOHUPOFTGPSDPOUBDUT  
$SFBUFDPOUBDUHSPVQT  
$BNFSBBOE(BMMFSZ 
$BNFSB 
(BMMFSZ  
*NBHJOH 
*NBHFQSJOU  
3FBM1MBZFS 
.PWJFEJSFDUPS 
.FTTBHJOH
8SJUFUFYU 
8SJUFBOETFOENFTTBHFT  
*OCPY‰SFDFJWFNFTTBHFT 
.ZGPMEFST  
.BJMCPY  
0VUCPY‰NFTTBHFTXBJUJOHUPCFTFOU  
7JFXNFTTBHFTPOB4*.DBSE  
.FTTBHJOHTFUUJOHT 
3BEJP 
-JTUFOUPUIFSBEJP 
7JFXWJTVBMDPOUFOU 
4BWFETUBUJPOT 
4FUUJOHT 
$BMFOEBS 
$SFBUFDBMFOEBSFOUSJFT  
$BMFOEBSWJFXT 
3FNPWFDBMFOEBSFOUSJFT 
$BMFOEBSTFUUJOHT  
8FC
"DDFTTUIF8FC  
#PPLNBSLTWJFX 
.BLFBDPOOFDUJPO  
#SPXTF 
%PXOMPBEBOEQVSDIBTFJUFNT 
&OEBDPOOFDUJPO  
8FCTFUUJOHT 
.ZPXO
(BNFT 
.VTJDQMBZFS  
(PUP‰BEETIPSUDVUT 
*.‰JOTUBOUNFTTBHJOH DIBU  
$POOFDUJWJUZ 
#MVFUPPUIDPOOFDUJPO
1$DPOOFDUJPOT
$POOFDUJPONBOBHFS 
3FNPUFTZODISPOJ[BUJPO
%FWJDFNBOBHFS 
0GGJDF  
$BMDVMBUPS 
$POWFSUFS 
5PEP
/PUFT
3FDPSEFS
&OIBODFNFOUT 
1PXFS
%BUB
"VEJP
"DDFTTJCJMJUZ 
$BS 
*NBHJOHBOEMJGFTUZMF
Battery information 117
#BUUFSZJOGPSNBUJPO  
$IBSHJOHBOEEJTDIBSHJOH
/PLJBCBUUFSZBVUIFOUJDBUJPOHVJEFMJOFT
5PPMT  Care and maintenance 119
4FUUJOHT 
7PJDFDPNNBOET  $BSFBOENBJOUFOBODF  
"QQMJDBUJPONBOBHFS  
"DUJWBUJPOLFZT‰IBOEMFDPQZSJHIUQSPUFDUFEGJMFT 
5SPVCMFTIPPUJOH  
Additional safety information 120
"EEJUJPOBMTBGFUZJOGPSNBUJPO 
TU
OF
UO
'PSZPVSTBGFUZ
3FBEUIFTFTJNQMFHVJEFMJOFT/PUGPMMPXJOHUIFNNBZCF
EBOHFSPVTPSJMMFHBM3FBEUIFDPNQMFUFVTFSHVJEFGPS
GVSUIFSJOGPSNBUJPO
48*5$)0''8)&/3&'6&-*/(%POPUVTF
UIFEFWJDFBUBSFGVFMJOHQPJOU%POPUVTFOFBS
GVFMPSDIFNJDBMT
48*5$)0/4"'&-:%POPUTXJUDIUIFEFWJDF
48*5$)0''/&"3#-"45*/('PMMPXBOZ
30"%4"'&5:$0.&4'*3450CFZBMMMPDBM
64&4&/4*#-:6TFPOMZJOUIFOPSNBM
POXIFOXJSFMFTTQIPOFVTFJTQSPIJCJUFEPS
XIFOJUNBZDBVTFJOUFSGFSFODFPSEBOHFS
MBXT"MXBZTLFFQZPVSIBOETGSFFUPPQFSBUF
UIFWFIJDMFXIJMFESJWJOH:PVSGJSTU
DPOTJEFSBUJPOXIJMFESJWJOHTIPVMECFSPBE
TBGFUZ
*/5&3'&3&/$&"MMXJSFMFTTEFWJDFTNBZCF
TVTDFQUJCMFUPJOUFSGFSFODF XIJDIDPVMEBGGFDU
QFSGPSNBODF
48*5$)0''*/)041*5"-4'PMMPXBOZ
SFTUSJDUJPOT4XJUDIUIFEFWJDFPGGOFBSNFEJDBM
FRVJQNFOU
48*5$)0''*/"*3$3"'5'PMMPXBOZ
SFTUSJDUJPOT8JSFMFTTEFWJDFTDBODBVTF
JOUFSGFSFODFJOBJSDSBGU
SFTUSJDUJPOT%POPUVTFUIFEFWJDFXIFSF
CMBTUJOHJTJOQSPHSFTT
QPTJUJPOBTFYQMBJOFEJOUIFQSPEVDU
EPDVNFOUBUJPO%POPUUPVDIUIFBOUFOOB
VOOFDFTTBSJMZ
26"-*'*&%4&37*$&0OMZRVBMJGJFEQFSTPOOFM
NBZJOTUBMMPSSFQBJSUIJTQSPEVDU
&/)"/$&.&/54"/%#"55&3*&46TFPOMZ
BQQSPWFEFOIBODFNFOUTBOECBUUFSJFT%POPU
DPOOFDUJODPNQBUJCMFQSPEVDUT
8"5&33&4*45"/$&:PVSEFWJDFJTOPU
XBUFSSFTJTUBOU,FFQJUESZ
#"$,61$01*&43FNFNCFSUPNBLF
CBDLVQDPQJFTPSLFFQBXSJUUFOSFDPSEPGBMM
JNQPSUBOUJOGPSNBUJPO
$0//&$5*/(5005)&3%&7*$&48IFO
8BSOJOH5PVTFBOZGFBUVSFTJOUIJTEFWJDF PUIFS
DPOOFDUJOHUPBOZPUIFSEFWJDF SFBEJUTVTFS
UIBOUIFBMBSNDMPDL UIFEFWJDFNVTUCFTXJUDIFE
HVJEFGPSEFUBJMFETBGFUZJOTUSVDUJPOT%POPU
PO%POPUTXJUDIUIFEFWJDFPOXIFOXJSFMFTT
DPOOFDUJODPNQBUJCMFQSPEVDUT
EFWJDFVTFNBZDBVTFJOUFSGFSFODFPSEBOHFS
&.&3(&/$:$"--4&OTVSFUIFQIPOF
GVODUJPOPGUIFEFWJDFJTTXJUDIFEPOBOEJO
TFSWJDF1SFTTUIFFOELFZBTNBOZUJNFTBT
/FUXPSLTFSWJDFT
OFFEFEUPDMFBSUIFEJTQMBZBOESFUVSOUPUIF
5PVTFUIFQIPOFZPVNVTUIBWFTFSWJDFGSPNBXJSFMFTT
TUBSUTDSFFO&OUFSUIFFNFSHFODZOVNCFS 
TFSWJDFQSPWJEFS.BOZPGUIFGFBUVSFTJOUIJTEFWJDF
UIFOQSFTTUIFDBMMLFZ(JWFZPVSMPDBUJPO%P
EFQFOEPOGFBUVSFTJOUIFXJSFMFTTOFUXPSLUPGVODUJPO
OPUFOEUIFDBMMVOUJMHJWFOQFSNJTTJPOUPEP
5IFTFOFUXPSLTFSWJDFTNBZOPUCFBWBJMBCMFPOBMM
TP
OFUXPSLTPSZPVNBZIBWFUPNBLFTQFDJGJDBSSBOHFNFOUT
XJUIZPVSTFSWJDFQSPWJEFSCFGPSFZPVDBOVUJMJ[FOFUXPSL
"CPVUZPVSEFWJDF
5IFXJSFMFTTEFWJDFEFTDSJCFEJOUIJTHVJEFJTBQQSPWFEGPS
VTFPOUIF&(4.OFUXPSLT$POUBDUZPVS
TFSWJDFQSPWJEFSGPSNPSFJOGPSNBUJPOBCPVUOFUXPSLT
8IFOVTJOHUIFGFBUVSFTJOUIJTEFWJDF PCFZBMMMBXT BOE
SFTQFDUQSJWBDZBOEMFHJUJNBUFSJHIUTPGPUIFST
TFSWJDFT:PVSTFSWJDFQSPWJEFSNBZOFFEUPHJWFZPV
BEEJUJPOBMJOTUSVDUJPOTGPSUIFJSVTFBOEFYQMBJOXIBU
DIBSHFTXJMMBQQMZ4PNFOFUXPSLTNBZIBWFMJNJUBUJPOT
UIBUBGGFDUIPXZPVDBOVTFOFUXPSLTFSWJDFT'PSJOTUBODF 
TPNFOFUXPSLTNBZOPUTVQQPSUBMMMBOHVBHFEFQFOEFOU
DIBSBDUFSTBOETFSWJDFT
:PVSTFSWJDFQSPWJEFSNBZIBWFSFRVFTUFEUIBUDFSUBJO
GFBUVSFTCFEJTBCMFEPSOPUBDUJWBUFEJOZPVSEFWJDF*GTP 
8IFOUBLJOHBOEVTJOHJNBHFTPSWJEFPDMJQT PCFZBMM
UIFZXJMMOPUBQQFBSPOZPVSEFWJDFNFOV:PVSEFWJDFNBZ
MBXT BOESFTQFDUMPDBMDVTUPNTBTXFMMBTQSJWBDZBOE
BMTPIBWFCFFOTQFDJBMMZDPOGJHVSFE5IJTDPOGJHVSBUJPO
MFHJUJNBUFSJHIUTPGPUIFST
NBZJODMVEFDIBOHFTJONFOVOBNFT NFOVPSEFS BOE
JDPOT$POUBDUZPVSTFSWJDFQSPWJEFSGPSNPSFJOGPSNBUJPO
5IJTEFWJDFTVQQPSUT8"1QSPUPDPMT )551BOE44- UIBU
SVOPO5$1*1QSPUPDPMT4PNFGFBUVSFTPGUIJTEFWJDF TVDI
BT..4 CSPXTJOH FNBJM BOEDPOUFOUEPXOMPBEJOHVTJOH
BCSPXTFSPSPWFS..4 SFRVJSFOFUXPSLTVQQPSUGPSUIFTF
UFDIOPMPHJFT
'PSBWBJMBCJMJUZPGBQQSPWFEFOIBODFNFOUT QMFBTFDIFDL
XJUIZPVSEFBMFS8IFOZPVEJTDPOOFDUUIFQPXFSDPSEPG
BOZFOIBODFNFOU HSBTQBOEQVMMUIFQMVH OPUUIFDPSE
'PSBWBJMBCJMJUZBOEJOGPSNBUJPOPOVTJOH4*.DBSETFSWJDFT 
DPOUBDUZPVS4*.DBSEWFOEPS5IJTNBZCFUIFTFSWJDF
QSPWJEFS OFUXPSLPQFSBUPS PSPUIFSWFOEPS
&OIBODFNFOUT CBUUFSJFT BOE
DIBSHFST
"MXBZTTXJUDIUIFEFWJDFPGG BOEEJTDPOOFDUUIFDIBSHFS
CFGPSFSFNPWJOHUIFCBUUFSZ
$IFDLUIFNPEFMOVNCFSPGBOZDIBSHFSCFGPSFVTFXJUI
UIJTEFWJDF5IJTEFWJDFJTJOUFOEFEGPSVTFXIFOTVQQMJFE
XJUIQPXFSGSPNB%$ "$ PS"$DIBSHFS BOEGSPN
BO"$1 "$1 PS"$1DIBSHFSXIFOVTFEXJUIUIF
$"DIBSHFSBEBQUFS
5IFCBUUFSZJOUFOEFEGPSVTFXJUIUIJTEFWJDFJT#-$
8BSOJOH6TFPOMZCBUUFSJFT DIBSHFST BOE
FOIBODFNFOUTBQQSPWFECZ/PLJBGPSVTFXJUIUIJT
QBSUJDVMBSNPEFM5IFVTFPGBOZPUIFSUZQFTNBZ
JOWBMJEBUFBOZBQQSPWBMPSXBSSBOUZ BOENBZCF
EBOHFSPVT
9
8FMDPNF
$POHSBUVMBUJPOTPOZPVSQVSDIBTFPGUIF/PLJB/:PVS
EFWJDFQSPWJEFTNBOZGVODUJPOTUIBUBSFQSBDUJDBMGPSEBJMZ
VTF TVDIBTBDBMFOEBS BDMPDL BOBMBSNDMPDL BOEB
CVJMUJODBNFSB6TFUIFDBNFSBUPSFDPSEWJEFPDMJQTBOE
UBLFQJDUVSFT:PVDBOVTFUIFQJDUVSFTBTXBMMQBQFSJOUIF
TUBOECZNPEFPSBTUIVNCOBJMQJDUVSFTJO$POUBDUT4FF
$BNFSBuQ BOE(BMMFSZuQ 
3FHJTUFSZPVSEFWJDF
:PVDBOQFSTPOBMJ[FZPVSEFWJDFXJUISJOHJOHUPOFTBOE
UIFNFT4FF1FSTPOBMJ[FZPVSEFWJDFuQ 
$PQZSJHIUQSPUFDUJPO
0UIFSGFBUVSFTPOZPVSEFWJDFBSFUIFGPMMPXJOH
t *OTUBOUNFTTBHFT4FF*.‰JOTUBOUNFTTBHJOH DIBU u
Q 
t 3FBM1MBZFS4FF3FBM1MBZFSuQ 
t #MVFUPPUIUFDIOPMPHZ4FF$POOFDUJWJUZuQ 
t +.&ª +BWB1MBUGPSN .JDSP&EJUJPO 
4FF "QQMJDBUJPONBOBHFSuQ 
t 8FCCSPXTFS4FF8FCuQ 
"DDFTTJCJMJUZTPMVUJPOT
/PLJBJTDPNNJUUFEUPNBLJOHNPCJMFEFWJDFTFBTZUP
VTF GPSBMMJOEJWJEVBMT JODMVEJOHUIPTFXJUIEJTBCJMJUJFT
'PS NPSFJOGPSNBUJPO WJTJUXXXOPLJBBDDFTTJCJMJUZDPN
.BLFTVSFUPSFHJTUFSZPVSEFWJDFBU
XXXXBSSBOUZOPLJBVTBDPNPS/0,*"6
 TPUIBUXFDBOTFSWFZPVSOFFET
CFUUFS JGZPVOFFEUPDBMMUIFDFOUFSPSIBWFZPVS EFWJDF
SFQBJSFE
FN
PDM
$PQZSJHIUQSPUFDUJPOTNBZQSFWFOUTPNFJNBHFT NVTJD
JODMVEJOHSJOHJOHUPOFT BOEPUIFSDPOUFOUGSPNCFJOH
DPQJFE NPEJGJFE USBOTGFSSFE PSGPSXBSEFE
'JOEJOGPSNBUJPOBCPVU
ZPVS EFWJDF
*OGPSNBUJPOBCPVUZPVSEFWJDFJTQSPWJEFEPOUIFEFWJDF
MBCFM XIJDIJTPOUIFCBDLPGUIFEFWJDFVOEFSUIFCBUUFSZ
5IFMBCFMDPOUBJOTUIFNPEFMBOETFSJBMOVNCFST BTXFMM
BTUIFGPMMPXJOH
t %FWJDFUZQF TVDIBT3.
t %FWJDFNPEFM TVDIBT/PLJB /

FN
PDM
t *OUFSOBUJPOBMNPCJMFFRVJQNFOUJEFOUJUZ *.&*
t '$$*%OVNCFS
$POUBDUZPVSTFSWJDFQSPWJEFS
*ONBOZDBTFT UIFTFSWJDFQSPWJEFSXJMMNBLFBWBJMBCMF
EFTDSJQUJPOTPGJUTTFSWJDFTBOEJOTUSVDUJPOTGPSVTJOH
GFBUVSFT TVDIBTUIFGPMMPXJOH
t 7PJDFNBJMBOEWPJDFQSJWBDZ
t $BMMXBJUJOH DBMMGPSXBSEJOH BOEDBMMFS*%
t .FTTBHJOH
t /FXTBOEJOGPSNBUJPOTFSWJDFT
t 4FMFDUFE*OUFSOFUTFSWJDFT
4FSWJDFQSPWJEFSTNBZEJGGFSJOUIFJSTVQQPSUPGGFBUVSFT
#FGPSFZPVTJHOVQXJUIBTFSWJDFQSPWJEFS NBLFTVSFUIBU
UIFTFSWJDFQSPWJEFSTVQQPSUTUIFGFBUVSFTUIBUZPVOFFE
6QEBUFT
'SPNUJNFUPUJNF /PLJBNBZVQEBUFUIJTHVJEFUP
SFGMFDU DIBOHFT5IFMBUFTUWFSTJPONBZCFBWBJMBCMFBU
XXXOPLJBVTBDPN"MTP BOJOUFSBDUJWFUVUPSJBMNBZ
CF BWBJMBCMFBUXXXOPLJBVTBDPN

/PLJBTVQQPSUBOEDPOUBDU
JOGPSNBUJPO
$IFDLXXXOPLJBVTBDPNTVQQPSUPSZPVSMPDBM/PLJB
8FCTJUFGPSUIFMBUFTUWFSTJPOPGUIJTHVJEF BEEJUJPOBM
JOGPSNBUJPO EPXOMPBET BOETFSWJDFTSFMBUFEUPZPVS/PLJB
QSPEVDU
0OUIF8FCTJUF ZPVDBOHFUJOGPSNBUJPOPOUIFVTFPG
/PLJBQSPEVDUTBOETFSWJDFT*GZPVOFFEUPDPOUBDU
DVTUPNFSTFSWJDF DIFDLUIFMJTUPGMPDBM/PLJB$BSFDPOUBDU
DFOUFSTBUXXXOPLJBDPNDVTUPNFSTFSWJDF
'PSNBJOUFOBODFTFSWJDFT DIFDLZPVSOFBSFTU/PLJB$BSF
TFSWJDFTMPDBUJPOBUXXXOPLJBVTBDPNTVQQPSU
:PVS/PLJB/
.PEFMOVNCFS/
)FSFJOBGUFSSFGFSSFEUPBTUIF/PLJB/
*OTFSUUIF 6 4*.DBSEBOE
CBUUFSZ
*OTFSUUIF 6 4*.DBSE
 .BLFTVSFUIBU
UIFDPOUBDUBSFBPO
UIFDBSEJTGBDJOHUIF
DPOOFDUPSTPOUIF
EFWJDFBOEUIF
CFWFMFEDPSOFSPOUIF
DBSEJTGBDJOHUIFCBTF
PGUIFEFWJDF
$MPTFUIFIPMEFS BOE
MPDLJUJOUPQMBDF
*OTFSUUIFCBUUFSZ  
3FQMBDFUIFCBDL
DPWFS
B
JL
S
VP
,FFQBMM4*.DBSETPVUPGUIFSFBDIPGTNBMMDIJMESFO
"MXBZTTXJUDIUIFEFWJDFPGG BOEEJTDPOOFDUUIFDIBSHFS 
CFGPSFSFNPWJOHUIFCBUUFSZ
 8JUIUIFCBDLPGUIF
EFWJDFGBDJOHZPV 
QSFTTUIFSFMFBTF
CVUUPO  BOETMJEF
UIFDPWFSJOUIF
*OTFSUUIF
EJSFDUJPOPGUIFBSSPX

NFNPSZDBSE
 -JGUUIFDPWFS  
 5PSFMFBTFUIF 6 4*.
6TFPOMZDPNQBUJCMF3FEVDFE4J[F.VMUJ.FEJB$BSET
DBSEIPMEFS MJGUUIF
34..$ XJUIUIJTEFWJDF0UIFSNFNPSZDBSET TVDIBT
IPMEFSVQ  
4FDVSF%JHJUBM 4% DBSET EPOPUGJUJOUIFNFNPSZDBSE
TMPUBOEBSFOPUDPNQBUJCMFXJUIUIJTEFWJDF6TJOHBO
JODPNQBUJCMFNFNPSZDBSENBZEBNBHFUIFNFNPSZDBSE


B
JL
S
VP
BTXFMMBTUIFEFWJDF BOEEBUBTUPSFEPOUIFJODPNQBUJCMF
DBSENBZCFDPSSVQUFE
6TFZPVSNFNPSZDBSEUPTBWFUIFNFNPSZPOZPVSEFWJDF
:PVDBOBMTPCBDLVQJOGPSNBUJPOGSPNZPVSEFWJDFUPUIF
NFNPSZDBSE*GOPUJODMVEFEJOZPVSTBMFTQBDLBHF 
DPOUBDUZPVSEFBMFSGPSBWBJMBCJMJUZPGUIFNFNPSZDBSE
BOENVMUJNFEJBDBSEBEBQUFS
.FNPSZDBSE 3FEVDFE4J[F.VMUJ.FEJB$BSE
34..$ 
.VMUJ.FEJB$BSE ..$ BEBQUFS
:PVEPOPUOFFEUIFBEBQUFSXIFOZPVVTFUIF34..$
JOZPVS/PLJB/5IFBEBQUFSBMMPXTZPVUPVTFUIF
34..$JOBOPUIFSDPNQBUJCMFEFWJDFUIBUIBTBGVMMTJ[F
..$TMPU
5PJOTFSUUIFNFNPSZ
DBSE PQFOUIFEPPSPG
UIFNFNPSZDBSETMPU
 1MBDFZPVSGJOHFS
JOUIFSFDFTTPOUPQPG
UIFEPPS BOEMJGUPVU
UIFEPPS
*OTFSUUIFNFNPSZ
DBSEJOUIFTMPU  
.BLFTVSFUIBUUIF
DPOUBDUBSFBPOUIF
DBSEJTGBDJOHVQBOE
UIFCFWFMFEDPSOFSJT
GBDJOHUIFCBTFPGUIF
EFWJDF
1VTIUIFDBSEJO  :PVIFBSB
DMJDLXIFOUIFDBSEMPDLTJOUP
QMBDF
$MPTFUIFEPPS:PVDBOOPUVTF
UIFNFNPSZDBSEJGUIFEPPSJT
PQFO
&KFDUUIFNFNPSZDBSE
0QFOUIFEPPSPGUIFNFNPSZ
DBSETMPU
1SFTTUIFNFNPSZDBSEUPSFMFBTF
JUGSPNUIFTMPU
3FNPWFUIFNFNPSZDBSE*GUIF
EFWJDFJTTXJUDIFEPO TFMFDU
0,
*NQPSUBOU
%POPUSFNPWF
UIFNFNPSZDBSEJOUIFNJEEMFPGBOPQFSBUJPO
XIFOUIFDBSEJTCFJOHBDDFTTFE3FNPWJOHUIFDBSE

JOUIFNJEEMFPGBOPQFSBUJPONBZEBNBHFUIFNFNPSZ
DBSEBTXFMMBTUIFEFWJDF BOEEBUBTUPSFEPOUIFDBSENBZ
CFDPSSVQUFE
$IBSHFUIFCBUUFSZ
 $POOFDUBDPNQBUJCMF
DIBSHFSUPBXBMM
PVUMFU
 $POOFDUUIFQPXFS
DPSEUPUIFEFWJDF5IF
CBUUFSZJOEJDBUPSCBS
TUBSUTTDSPMMJOH5IF
EFWJDFDBOCFVTFE
XIJMFDIBSHJOH*GUIFCBUUFSZJTDPNQMFUFMZEJTDIBSHFE 
JUNBZUBLFBGFXNJOVUFTCFGPSFUIFDIBSHJOHJOEJDBUPS
JTTIPXO
 8IFOUIFCBUUFSZJTGVMMZDIBSHFE UIFCBSTUPQT
TDSPMMJOH%JTDPOOFDUUIFDIBSHFS GJSTUGSPNUIFEFWJDF 
UIFOGSPNUIFXBMMPVUMFU
)FBETFU
$POOFDUUIFDPNQBUJCMF
IFBETFUUPUIF1PQ1PSU5.
DPOOFDUPSPGZPVSEFWJDF
8BSOJOH8IFO
ZPVVTFUIFIFBETFU ZPVSBCJMJUZUPIFBSPVUTJEF
TPVOETNBZCFBGGFDUFE%POPUVTFUIFIFBETFU
XIFSFJUDBOFOEBOHFSZPVSTBGFUZ
B
JL
S
VP
8SJTUTUSBQ
5ISFBEUIFTUSBQBTTIPXO
JOUIFQJDUVSF BOE
UJHIUFOJU
5IF#-$CBUUFSZQSPWJEFTVQUPIPVSTPGUBMLUJNFBOEVQUP
EBZTPGTUBOECZUJNF0QFSBUJPOUJNFTBSFFTUJNBUFTBOENBZ
WBSZEFQFOEJOHPOOFUXPSLDPOEJUJPOT DIBSHJOH BOEEFWJDF
VTF$IBSHJOHUIFCBUUFSZXJUIUIF"$1DIBSHFSUBLFT
BQQSPYJNBUFMZIPVSBOENJOVUFTXIJMFUIFEFWJDFJTJO
TUBOECZNPEF


B
JL
S
VP
,FZTBOEQBSUT

1PXFSLFZ
-PVETQFBLFS
PVUMFU 
-JHIUTFOTPS  
DPOTUBOUMZ
PCTFSWFTUIF
MJHIUJOH
DPOEJUJPOT.BZ
DBVTFUIFEJTQMBZ
BOELFZQBEUP
GMBTIJOMPX
MJHIU
4FMFDUJPOLFZT
 UPTFMFDU
DPNNBOETBOE
JUFNT
$BMMLFZ 
XBZTDSPMMLFZ  UPNPWFBSPVOEUIFNFOVT
1SFTTUIFTDSPMMLFZJOUIFNJEEMF
UPTFMFDU 
BDDFQU PSBDUJWBUF
.FOVLFZ  PQFOTUIFNBJONFOV
&EJULFZ  PQFOTBMJTUPGDPNNBOETXIFOZPV
FEJUUFYU
.JDSPQIPOF 
t 1SFTTBOEIPME
  BTBTIPSUDVUUPB8FC
DPOOFDUJPO
$MFBSLFZ  EFMFUFTUFYUBOEJUFNT
.VMUJNFEJBLFZ  JTBTIPSUDVUUPBQQMJDBUJPOT
&OELFZ 
t $BNFSBTIVUUFSLFZ  GPSTUJMMJNBHFDBQUVSFXJUIUIF
DBNFSB
t .FNPSZDBSE
TMPU 
t &BSQJFDF 
t 0QFOUIF
DBNFSBMFOT
DPWFS  UP
BDUJWBUFUIF
DBNFSB
t #BDLDBNFSB
 GPSIJHI
SFTPMVUJPOJNBHF
DBQUVSFPSWJEFP
SFDPSEJOH
t -&%GMBTI 
t $IBSHFS
DPOOFDUPS 
t 1PQ1PSU5.
DPOOFDUPS  
GPSUIF64#EBUB
DBCMF IFBETFU BOEPUIFSFOIBODFNFOUT
4XJUDIUIFEFWJDFPO
1SFTTBOEIPMEUIFQPXFSLFZ
/PUF"TXJUIBOZPUIFSSBEJPUSBOTNJUUJOHEFWJDF 
EPOPUUPVDIUIFBOUFOOBVOOFDFTTBSJMZXIFOUIF
EFWJDFJTTXJUDIFEPO$POUBDUXJUIUIFBOUFOOB
*GUIFEFWJDFBTLTGPSB1*/
DPEF 61*/DPEF PSMPDL
DPEF FOUFSUIFDPEF
EJTQMBZFEBT
BOE
QSFTT
 0, 5IF
6 1*/DPEFJTVTVBMMZ
TVQQMJFEXJUIUIF 6 4*.
DBSE5IFGBDUPSZTFUUJOH
'PSNPSFJOGPSNBUJPOPOUIF
BGGFDUTDBMMRVBMJUZBOENBZDBVTFUIFEFWJDFUP
PQFSBUFBUBIJHIFSQPXFSMFWFMUIBOPUIFSXJTF
OFFEFE"WPJEJOHDPOUBDUXJUIUIFBOUFOOBBSFB
XIFOPQFSBUJOHUIFEFWJDFPQUJNJ[FTUIFBOUFOOB
QFSGPSNBODFBOEUIFCBUUFSZMJGF
8IFOZPVTXJUDIPOUIFEFWJDFGPSUIFGJSTUUJNF JUNBZ
4FMFDUDVSSFOU
DJUZ 5JNF BOE%BUF6TFUIFTDSPMMLFZ BOEUIF
BTLZPVUPTFUUIFGPMMPXJOHJOGPSNBUJPO
GPSUIFMPDLDPEFJT
OVNCFSLFZT5PGJOEUIFDJUZ FOUFSUIFGJSTUMFUUFSTPGUIF
BDDFTTDPEFT TFF4FDVSJUZuQ 
DJUZOBNF5IFDJUZZPVTFMFDUBMTPEFGJOFTUIFUJNF[POF
6TFUIFEFWJDFPOMZJOJUTOPSNBMPQFSBUJOHQPTJUJPO
:PVSEFWJDFIBTBOJOUFSOBMBOUFOOB
B
JL
S
VP
GPSUIFDMPDLJOZPVSEFWJDF
1SFTT
 NFOVLFZ UPPQFOUIFNBJONFOV
:PVSTFSWJDFQSPWJEFSNBZIBWFSFRVFTUFEUIBUDFSUBJO
GFBUVSFTCFEJTBCMFEPSOPUBDUJWBUFEJOZPVSEFWJDF*GTP 
UIFZXJMMOPUBQQFBSPOZPVSEFWJDFNFOV:PVSEFWJDFNBZ
BMTPIBWFCFFOTQFDJBMMZDPOGJHVSFE5IJTDPOGJHVSBUJPO
NBZJODMVEFDIBOHFTJONFOVOBNFT NFOVPSEFS BOE
JDPOT$POUBDUZPVSTFSWJDFQSPWJEFSGPSNPSFJOGPSNBUJPO
"CPVUUIFEJTQMBZ
3FNPWFUIFQSPUFDUJWFQMBTUJDGJMNDPWFSJOHUIFEJTQMBZ


B
JL
S
VP
"TNBMMOVNCFSPGNJTTJOH EJTDPMPSFE PSCSJHIUEPUTNBZ
BQQFBSPOUIFTDSFFO5IJTJTBDIBSBDUFSJTUJDPGUIJTUZQF
PGEJTQMBZ4PNFEJTQMBZTNBZDPOUBJOQJYFMTPSEPUTUIBU
SFNBJOPOPSPGG5IJTJTOPSNBM OPUBGBVMU
..4BOE*OUFSOFUTFUUJOHT
:PVS/PLJB/OPSNBMMZIBT..4 (134 TUSFBNJOH BOE
*OUFSOFUTFUUJOHTBVUPNBUJDBMMZDPOGJHVSFEJOUIFEFWJDF 
CBTFEVQPOZPVSTFSWJDFQSPWJEFSPSOFUXPSLPQFSBUPS
JOGPSNBUJPO
&TTFOUJBMJOEJDBUPST
5IFEFWJDFJTCFJOHVTFEJOB(4.OFUXPSL
:PVIBWFSFDFJWFEPOFPSTFWFSBMNFTTBHFTUPUIF
*OCPYGPMEFSJO.FTTBHJOH
5IFSFBSFNFTTBHFTXBJUJOHUPCFTFOUJOUIF0VUCPY
GPMEFS
:PVIBWFNJTTFEDBMMT
4IPXOJG3JOHJOHUZQFJTTFUUP4JMFOUBOE.FTTBHF
BMFSUUPOF *.BMFSUUPOF BOE&NBJMBMFSUUPOFBSFTFU
UP0GG
5IFEFWJDFLFZQBEJTMPDLFE
"DMPDLBMBSNJTBDUJWF

5IFTFDPOEQIPOFMJOFJTCFJOHVTFE
"MMDBMMTUPUIFEFWJDFBSFGPSXBSEFEUPBOPUIFS
OVNCFS*GZPVIBWFUXPQIPOFMJOFT UIFJOEJDBUPSGPSUIF
GJSTUMJOFJT
BOEGPSUIFTFDPOE
"IFBETFUJTDPOOFDUFEUPUIFEFWJDF
"MPPQTFUJTDPOOFDUFEUPUIFEFWJDF
5IFDPOOFDUJPOUPBIFBETFUXJUI#MVFUPPUIIBTCFFO
MPTU
"EBUBDBMMJTBDUJWF
"(134PS&%(&QBDLFUEBUBDPOOFDUJPOJTBWBJMBCMF
"(134PS&%(&QBDLFUEBUBDPOOFDUJPOJTBDUJWF
"(134PS&%(&QBDLFUEBUBDPOOFDUJPOJTPOIPME
#MVFUPPUIDPOOFDUJWJUZJTPO
%BUBJTCFJOHUSBOTNJUUFEVTJOHB#MVFUPPUI
DPOOFDUJPO
"64#DPOOFDUJPOJTBDUJWF
"OFNBJMUIBUIBTCFFOSFBEJTXBJUJOHGPSZPVUP
SFUSJFWFUPZPVSEFWJDF
"OFNBJMUIBUIBTOPUCFFOSFBEJTXBJUJOHGPSZPVUP
SFUSJFWFUPZPVSEFWJDF
,FZQBEMPDL LFZHVBSE
6TFUIFLFZQBEMPDLUPQSFWFOUUIFLFZTGSPNCFJOH
BDDJEFOUBMMZQSFTTFE
5PMPDL*OUIFTUBOECZNPEF QSFTT
UIFO 8IFO
UIFLFZTBSFMPDLFE 
JTTIPXOPOUIFEJTQMBZ
5PVOMPDL1SFTT
UIFO 
8IFOUIFLFZQBEMPDLJTPO DBMMTNBZCFQPTTJCMFUPUIF
PGGJDJBMFNFSHFODZOVNCFSQSPHSBNNFEJOUPZPVSEFWJDF
0QFOJOHUIFDBNFSBMFOTDPWFSEFBDUJWBUFTUIFLFZQBE
MPDL JGJUJTPO$MPTJOHUIFDBNFSBMFOTDPWFSSFUVSOTUIF
EFWJDFUPUIFQSFWJPVTNPEF BOELFZQBEMPDLJT
SFBDUJWBUFE JGJUXBTPO
5PUVSOPOUIFEJTQMBZMJHIUXIFOUIFLFZQBEMPDLJTPO 
QSFTT 
5JQTGPSFGGJDJFOUVTF
t 8IFOZPVUBLFBQJDUVSFPSSFDPSEBWJEFP QSFTT UP
TFOEUIFJUFNBTBNVMUJNFEJBNFTTBHF:PVDBOOPU
TFOEWJEFPDMJQTUIBUBSFTBWFEJOUIFNQGPSNBUJOB
NVMUJNFEJBNFTTBHF
t 5PTFOEUIFNFTTBHFZPVBSFXSJUJOH QSFTT 
t *OUIFTUBOECZNPEF QSFTT UPPQFOUIFMBTUEJBMFE
OVNCFSTMJTU
t 5PTXJUDICFUXFFO/PSNBMBOE4JMFOUQSPGJMFT QSFTT
BOEIPME
*GZPVIBWFUXPQIPOFMJOFT UIJTBDUJPO
TXJUDIFTCFUXFFOUIFUXPMJOFT
'PSNPSFTIPSUDVUT TFF4IPSUDVUTuQ 
.PCJMFTFSWJDF
6TF.PCJMF4FSWJDFUPDPOGJHVSFTFUUJOHTGPSXJSFMFTT
B
JL
S
VP
TFSWJDFT5IFPOMJOFTFSWJDFNBZCFPGGFSFECZZPVS
OFUXPSLPQFSBUPSPS/PLJB BOEBWBJMBCMFTFUUJOHTEFQFOE
POUIFQSPWJEFS5PDPOOFDUUPUIFPOMJOFTFSWJDF QSFTT
5PPMT
BOETFMFDU
.PCJMF4FSWJDF'PMMPXUIFJOTUSVDUJPOT
POUIFEJTQMBZUPSFUSJFWFUIFEFTJSFETFUUJOHT5IFTFSWJDF
NBZBMTPQSPWJEFTVQQPSUNBUFSJBMTGPSVTJOHZPVSEFWJDF
)FMQ
:PVSEFWJDFIBTDPOUFYUTFOTJUJWFIFMQ:PVDBOBDDFTTUIF
IFMQGSPNBOBQQMJDBUJPOPSGSPNUIFNBJONFOV
8IFOBOBQQMJDBUJPOJTPQFO UPBDDFTTIFMQGPSUIFDVSSFOU
0QUJPOT )FMQ
WJFX TFMFDU

'PSFYBNQMF UPWJFX
JOTUSVDUJPOTPOIPXUPDSFBUFBDPOUBDUDBSE TUBSUUP
0QUJPOT )FMQ
DSFBUFBDPOUBDUDBSE BOETFMFDU



B
JL
S
VP
8IFOZPVBSFSFBEJOHUIFJOTUSVDUJPOT UPTXJUDICFUXFFO
IFMQBOEUIFBQQMJDBUJPOUIBUJTPQFOJOUIFCBDLHSPVOE 
QSFTTBOEIPME 
5PPQFOIFMQGSPNUIFNBJONFOV TFMFDU5PPMT )FMQ
4FMFDUUIFEFTJSFEBQQMJDBUJPOUPWJFXBMJTUPGIFMQUPQJDT
5PTFBSDIGPSIFMQUPQJDTVTJOHLFZXPSET TFMFDU0QUJPOT 
4FBSDICZLFZXPSE
8IFOZPVBSFSFBEJOHBIFMQUPQJD UPWJFXPUIFSSFMBUFE
UPQJDT QSFTT PS 
5VUPSJBM
5IFUVUPSJBMHJWFTZPVJOGPSNBUJPOBCPVUTPNFPGUIF
GFBUVSFTPGZPVSEFWJDF5PBDDFTTUIFUVUPSJBMJOUIFNFOV 
QSFTT BOETFMFDU.ZPXO 5VUPSJBMBOEUIFTFDUJPO
ZPVXBOUUPWJFX5PFOTVSFZPVIBWFBDDFTTUPBMMUVUPSJBM
DPOUFOUT JOTFSUUIFNFNPSZDBSEJOUPUIFEFWJDF
4IPSUDVUT
6TFTIPSUDVUTUPRVJDLMZHFUUIFNPTUGSPNZPVSEFWJDF
3FGFSUPUIFSFMFWBOUTFDUJPOTJOUIJTVTFSHVJEFGPSGVSUIFS
EFUBJMTPGUIFGVODUJPOT
5BLFQJDUVSFT
t 5PBEKVTUJNBHFTFUVQTFUUJOHTCFGPSFUBLJOHBQJDUVSF 
QSFTT 

t "GUFSUBLJOHBQJDUVSF UPTFOEUIFJNBHF7JB
NVMUJNFEJB 7JBFNBJM PS7JB#MVFUPPUI QSFTT

'PSNPSFJOGPSNBUJPO TFF.FTTBHJOHuQ BOE
#MVFUPPUIDPOOFDUJPOuQ 
t 5PEFMFUFBOJNBHF QSFTT 
t 5PUBLFBOFXQJDUVSF QSFTT PSUIFDBNFSBTIVUUFS
LFZ
3FDPSEWJEFPDMJQT
t 5PBEKVTUWJEFPTFUVQTFUUJOHTCFGPSFSFDPSEJOHWJEFP 
QSFTT 
t "GUFSSFDPSEJOHBWJEFPDMJQ UPTFOEUIFWJEFP7JB
NVMUJNFEJB 7JBFNBJM PS7JB#MVFUPPUI QSFTT

:PVDBOOPUTFOEWJEFPDMJQTTBWFEJOUIFNQGPSNBU
JOBNVMUJNFEJBNFTTBHF'PSNPSFJOGPSNBUJPO TFF
.FTTBHJOHuQ BOE#MVFUPPUIDPOOFDUJPOuQ 
t 5PEFMFUFBWJEFPDMJQ QSFTT 
&EJUUFYUBOEMJTUT
t 5PNBSLBOJUFNJOBMJTU TDSPMMUPJU BOEQSFTT BOE
BUUIFTBNFUJNF
t 5PNBSLNVMUJQMFJUFNTJOBMJTU QSFTTBOEIPME 
XIJMFZPVQSFTT PS 5PFOEUIFTFMFDUJPO SFMFBTF
UIFOSFMFBTF 
t 5PTFMFDUMFUUFSTBOEXPSETUPDPQZBOEQBTUF QSFTTBOE
IPME "UUIFTBNFUJNF QSFTT PS "TUIF
TFMFDUJPONPWFT UFYUJTIJHIMJHIUFE5PDPQZUIFUFYUUP
DMJQCPBSE XIJMFTUJMMIPMEJOH
TFMFDU$PQZ5PJOTFSU
UIFUFYUJOUPBEPDVNFOU QSFTTBOEIPME
BOE
TFMFDU1BTUF
8IFOUIFLFZQBEMPDLJTPO DBMMTNBZCFQPTTJCMFUPUIF
PGGJDJBMFNFSHFODZOVNCFSQSPHSBNNFEJOUPZPVSEFWJDF
4UBOECZNPEF
$MPDL
5PTXJUDICFUXFFOBQQMJDBUJPOTUIBUBSFPQFO QSFTT
BOEIPME
*GNFNPSZJTMPX UIFEFWJDFNBZDMPTF
TPNFBQQMJDBUJPOT5IFEFWJDFTBWFTBOZVOTBWFEEBUB
-FBWJOHBQQMJDBUJPOTSVOOJOHJOUIFCBDLHSPVOE
UIFCBUUFSZMJGF
5PTXJUDICFUXFFO

0QUJPOT
0,
BMBSNUJNF BOETFMFDU
(FOFSBM
BOETFMFDUBQSPGJMF
BOE
4JMFOU
QSPGJMFT QSFTT
*GZPVIBWFUXPQIPOFMJOFT UIJTBDUJPO
5PPQFOUIFMBTUEJBMFEOVNCFSTMJTU QSFTT
5PVTFWPJDFDPNNBOET QSFTTBOEIPME
5PTUBSUBDPOOFDUJPOUP
8FC
JT
4UPQ
4OPP[F
5PUVSOPGGUIFBMBSN TFMFDU
8IFOUIFBMBSNUPOF
TPVOET QSFTTBOZLFZ PSTFMFDU
UPTUPQUIFBMBSN
NBYJNVNPGGJWFUJNFT
QSFTTBOEIPME
*GUIFBMBSNUJNFJTSFBDIFEXIJMFUIFEFWJDFJTTXJUDIFE
4FF
PGG UIFEFWJDFTXJUDIFTJUTFMGPOBOETUBSUTTPVOEJOHUIF
4UPQ
8FCuQ 
BMBSNUPOF*GZPVTFMFDU
'PSGVSUIFSTIPSUDVUTBWBJMBCMFJOUIFTUBOECZNPEF TFF
:FT
TFMFDU
,FZQBEMPDL LFZHVBSE
UIFEFWJDFBTLTXIFUIFSZPV
/P
XBOUUPBDUJWBUFUIFEFWJDFGPSDBMMT4FMFDU
:FT
PGGUIFEFWJDFPS
"DUJWFTUBOECZNPEFuQ 
UPTXJUDI
UPNBLFBOESFDFJWFDBMMT%POPU
XIFOXJSFMFTTQIPOFVTFNBZDBVTF
JOUFSGFSFODFPSEBOHFS
5PMPDL*OUIFTUBOECZNPEF QSFTT
5PVOMPDL1SFTT
UIFO
$MPDL
5PDBODFMBOBMBSN TFMFDU
UIFO
5PUVSOPOUIFEJTQMBZMJHIUXIFOUIFLFZQBEMPDLJTPO 
QSFTT
&OUFSUIF
GPSNJOVUFT BGUFSXIJDIJUSFTVNFT:PVDBOEPUIJTB
TXJUDIFTCFUXFFOUIFUXPMJOFT
4FUBMBSN

8IFOUIFBMBSNJTBDUJWF 
TIPXO
5PDIBOHFUIFQSPGJMF QSFTT
BOEIPME
BOETFMFDU
5PTFUBOFXBMBSN TFMFDU
JODSFBTFTUIFEFNBOEPOCBUUFSZQPXFSBOESFEVDFT
$MPDL
1SFTT
CFGPSFDMPTJOHBOBQQMJDBUJPO
B
JL
S
VP
BMBSN

0QUJPOT
3FNPWF



B
JL
S
VP
$MPDLTFUUJOHT
0QUJPOT "EEDJUZ
0QUJPOT 4FUUJOHTJO
5JNFPS%BUF
5PDIBOHFUIFDMPDLTFUUJOHT TFMFDU

UIFDMPDL5PDIBOHFUIFUJNFPSEBUF TFMFDU
5PDIBOHFUIFDMPDLTIPXOJOUIFTUBOECZNPEF TDSPMM
EPXO BOETFMFDU

PS
$MPDLUZQF "OBMPH
%JHJUBM
5PBMMPXUIFNPCJMFQIPOFOFUXPSLUPVQEBUFUIFUJNF 
EBUF BOEUJNF[POFJOGPSNBUJPOUPZPVSEFWJDF OFUXPSL
TFSWJDF TDSPMMEPXO BOETFMFDU
'PS
UIF
TFUUJOHUPUBLFFGGFDU UIFEFWJDF
SFTUBSUT
"VUPUJNFVQEBUF
"VUPUJNFVQEBUF
$MPDL
5PDIBOHFUIFBMBSNUPOF TDSPMMEPXO BOETFMFDU
BMBSNUPOF
5PDIBOHFUIFEBZMJHIUTBWJOHUJNFTUBUVT TDSPMMEPXO 
BOETFMFDU
4FMFDU UPBEEIPVSUP
UIF
UJNF4FFA8PSMEDMPDL Q8IFO
UIFEBZMJHIUTBWJOHJTBDUJWF 
JTTIPXOJOUIFDMPDL
NBJOWJFX5IJTTFUUJOHJTOPUTIPXOJG
JTPO
%BZMJHIUTBWJOH
.ZDVSSFOUDJUZ
0O
"VUPUJNFVQEBUF
8PSMEDMPDL
$MPDL
0QFO
BOEQSFTT
UPPQFOUIFXPSMEDMPDLWJFX
*OUIFXPSMEDMPDLWJFX ZPVDBOWJFXUIFUJNFJOEJGGFSFOU
DJUJFT
5PBEEDJUJFTUPUIFMJTU TFMFDU

&OUFS
UIFGJSTUMFUUFSTPGUIFDJUZOBNF5IFTFBSDIGJFMEBQQFBST
BVUPNBUJDBMMZ BOEUIFNBUDIJOHDJUJFTBSFEJTQMBZFE
4FMFDUBDJUZ:PVDBOBEEBNBYJNVNPGDJUJFTUPUIF
MJTU
5PTFUZPVSDVSSFOUDJUZ TDSPMMUPBDJUZ BOETFMFDU

5IFDJUZJTEJTQMBZFEJOUIF
DMPDLNBJOWJFX BOEUIFUJNFJOZPVSEFWJDFJTDIBOHFE
BDDPSEJOHUPUIFDJUZTFMFDUFE$IFDLUIBUUIFUJNFJT
DPSSFDUBOENBUDIFTZPVSUJNF[POF
0QUJPOT .ZDVSSFOUDJUZ
7PMVNFBOEMPVETQFBLFSDPOUSPM
5PJODSFBTFPSEFDSFBTFUIF
WPMVNFMFWFMXIFOZPVIBWF
BOBDUJWFDBMMPSBSFMJTUFOJOH
UPBTPVOE QSFTT
PS
5IFCVJMUJOMPVETQFBLFSBMMPXTZPVUPTQFBLBOEMJTUFO
GSPNBTIPSUEJTUBODFXJUIPVUIBWJOHUPIPMEUIFEFWJDFUP
ZPVSFBS4PVOEBQQMJDBUJPOTVTFUIFMPVETQFBLFSCZ
EFGBVMU
8BSOJOH%POPUIPMEUIFEFWJDFOFBSZPVSFBS
XIFOUIFMPVETQFBLFSJTJOVTF CFDBVTFUIFWPMVNF
NBZCFFYUSFNFMZMPVE
5PVTFUIFMPVETQFBLFSEVSJOHBDBMM TUBSUBDBMM BOETFMFDU

0QUJPOT "DUJWBUFMPVETQ

5PUVSOPGGUIFMPVETQFBLFSXIFOZPVIBWFBOBDUJWFDBMM
PSBSFMJTUFOJOHUPBTPVOE TFMFDU

IBOETFU
0QUJPOT "DUJWBUF
'JMFNBOBHFS
.BOZGFBUVSFTPGUIFEFWJDFVTFNFNPSZUPTUPSFEBUB
5IFTFGFBUVSFTJODMVEFDPOUBDUT NFTTBHFT JNBHFT SJOHJOH
UPOFT DBMFOEBSBOEUPEPOPUFT EPDVNFOUT BOE
EPXOMPBEFEBQQMJDBUJPOT5IFGSFFNFNPSZBWBJMBCMF
EFQFOETPOIPXNVDIEBUBJTBMSFBEZTBWFEJOUIFEFWJDF
NFNPSZ:PVDBOVTFBNFNPSZDBSEBTFYUSBTUPSBHF
TQBDF.FNPSZDBSETBSFSFXSJUBCMF TPZPVDBOEFMFUFBOE
TBWFEBUBPOBNFNPSZDBSE
5PCSPXTFGJMFTBOEGPMEFSTJOUIFEFWJDFNFNPSZPSPOB
NFNPSZDBSE JGJOTFSUFE QSFTT BOETFMFDU5PPMT 'JMF
NHS5IFEFWJDFNFNPSZWJFX
PQFOT1SFTT UP
PQFOUIFNFNPSZDBSEWJFX
5PNPWFPSDPQZGJMFTUPBGPMEFS QSFTT BOE BUUIF
TBNFUJNFUPNBSLBGJMF BOETFMFDU0QUJPOT .PWFUP
GPMEFSPS$PQZUPGPMEFS
5PGJOEBGJMF TFMFDU0QUJPOT 'JOEBOEUIFNFNPSZGSPN
XIJDIUPTFBSDI BOEFOUFSBTFBSDIUFYUUIBUNBUDIFTUIF
GJMFOBNF
:PVDBOVTF/PLJB1IPOF#SPXTFSBWBJMBCMFJO/PLJB1$
4VJUFUPWJFXUIFEJGGFSFOUNFNPSJFTJOZPVSEFWJDF4FF
UIF$%30. JGTVQQMJFEJOUIFTBMFTQBDLBHF
7JFXNFNPSZDPOTVNQUJPO
5PWJFXXIBUUZQFTPGEBUBZPVIBWFJOUIFEFWJDFBOEIPX
NVDINFNPSZUIFEJGGFSFOUEBUBUZQFTDPOTVNF TFMFDU

4DSPMMEPXOUP
UPWJFXUIFBNPVOUPGGSFFNFNPSZJOUIFEFWJDF
0QUJPOT .FNPSZEFUBJMT
'SFFNFNPSZ
B
JL
S
VP
5PWJFXUIFBNPVOUPGGSFFNFNPSZPOUIFNFNPSZDBSE 
JGZPVIBWFBDBSEJOTFSUFEJOUIFEFWJDF QSFTT
UPPQFO
UIFNFNPSZDBSEWJFX BOETFMFDU

EFUBJMT
0QUJPOT .FNPSZ
.FNPSZMPX‰GSFFNFNPSZ
5IFEFWJDFOPUJGJFTZPVJGUIFEFWJDFNFNPSZPSNFNPSZ
DBSENFNPSZJTHFUUJOHMPX
5PGSFFEFWJDFNFNPSZ USBOTGFSEBUBUPBNFNPSZDBSEJO
UIFGJMFNBOBHFS.BSLGJMFTUPCFNPWFE TFMFDU

BOEBGPMEFS
GPMEFS .FNPSZDBSE
.PWFUP
5PGSFFNFNPSZGSPNUIFEFWJDFPSGSPNUIFNFNPSZDBSE 
VTF*NBHF4UPSFBWBJMBCMFJO/PLJB1$4VJUFUPUSBOTGFS
JNBHFTBOEWJEFPDMJQTUPBDPNQBUJCMF1$4FFUIF
$%30. JGTVQQMJFEJOUIFTBMFTQBDLBHF


B
JL
S
VP
SFTQFDUJWFBQQMJDBUJPO'PSFYBNQMF ZPVDBOSFNPWFUIF
BOETFMFDU5PPMT 
.FNPSZ:PVDBOVTFB
GPMMPXJOH
NFNPSZDBSEBTFYUSBTUPSBHF
5PSFNPWFEBUBUPGSFFNFNPSZ VTF'JMFNHS PSHPUPUIF
*OCPY %SBGUT BOE4FOUGPMEFSTJO
.FTTBHFTGSPN
.FTTBHJOH
3FUSJFWFEFNBJMNFTTBHFTGSPNUIFEFWJDFNFNPSZ
4BWFE8FCQBHFT
4BWFEJNBHFT WJEFPT PSTPVOEGJMFT
$POUBDUJOGPSNBUJPO
$BMFOEBSOPUFT
%PXOMPBEFEBQQMJDBUJPOT4FFBMTP"QQMJDBUJPO
NBOBHFSuQ 
1SFTT
TQBDF*UJTBMTPHPPEUP
SFHVMBSMZCBDLVQUIF
JOGPSNBUJPOJOUIFEFWJDF
NFNPSZUPUIFNFNPSZDBSE
5IFJOGPSNBUJPODBOCF
SFTUPSFEUPUIFEFWJDFMBUFS
:PVDBOOPUVTFUIFNFNPSZ
DBSEJGUIFEPPSPGUIF
NFNPSZDBSETMPUJTPQFO
"OZPUIFSEBUBUIBUZPVOPMPOHFSOFFE
*NQPSUBOU%POPUSFNPWFUIFNFNPSZDBSEJOUIF
.FNPSZDBSEUPPM
NJEEMFPGBOPQFSBUJPOXIFOUIFDBSEJTCFJOH
BDDFTTFE3FNPWJOHUIFDBSEJOUIFNJEEMFPGBO
PQFSBUJPONBZEBNBHFUIFNFNPSZDBSEBTXFMMBT
UIFEFWJDF BOEEBUBTUPSFEPOUIFDBSENBZCF
5IJTEFWJDFVTFTB3FEVDFE4J[F%VBM7PMUBHF 7 
DPSSVQUFE
.VMUJ.FEJB$BSE 34..$ 5PFOTVSFJOUFSPQFSBCJMJUZ 
VTFPOMZEVBMWPMUBHF34..$T$IFDLUIFDPNQBUJCJMJUZ
PGBO34..$XJUIJUTNBOVGBDUVSFSPSQSPWJEFS
5PCBDLVQJOGPSNBUJPOGSPNEFWJDFNFNPSZUPBNFNPSZ
0QUJPOT #BDLVQQIPOFNFN
DBSE TFMFDU
5PSFTUPSFJOGPSNBUJPOGSPNUIFNFNPSZDBSEUPUIFEFWJDF
0QUJPOT 3FTUPSFGSPNDBSE
NFNPSZ TFMFDU
0QUJPOT .FNPSZDBSE
5PSFOBNFBNFNPSZDBSE TFMFDU
OBNF

'PSNBUBNFNPSZDBSE
8IFOBNFNPSZDBSEJTSFGPSNBUUFE BMMEBUBPOUIFDBSE
JTQFSNBOFOUMZMPTU
4PNFNFNPSZDBSETBSFTVQQMJFEQSFGPSNBUUFEBOEPUIFST
SFRVJSFGPSNBUUJOH$POTVMUZPVSSFUBJMFSUPGJOEPVUJGZPV
NVTUGPSNBUUIFNFNPSZDBSECFGPSFZPVDBOVTFJU
5PGPSNBUBNFNPSZDBSE TFMFDU0QUJPOT 'PSNBUNFN
DBSEBOE:FTUPDPOGJSN8IFOGPSNBUUJOHJTDPNQMFUF 
FOUFSBOBNFGPSUIFNFNPSZDBSE BOETFMFDU0,
B
JL
S
VP

FD
JW
E
PZ
F
[J
MB
PT
SF

1FSTPOBMJ[FZPVSEFWJDF
:PVSTFSWJDFQSPWJEFSNBZIBWFSFRVFTUFEUIBUDFSUBJO
GFBUVSFTCFEJTBCMFEPSOPUBDUJWBUFEJOZPVSEFWJDF*GTP 
UIFZXJMMOPUBQQFBSPOZPVSEFWJDFNFOV:PVSEFWJDF
NBZBMTPIBWFCFFOTQFDJBMMZDPOGJHVSFEGPSZPVSOFUXPSL
QSPWJEFS5IJTDPOGJHVSBUJPONBZJODMVEFDIBOHFTJONFOV
OBNFT NFOVPSEFS BOEJDPOT$POUBDUZPVSTFSWJDF
QSPWJEFSGPSNPSFJOGPSNBUJPO
t 5PVTFUIFTUBOECZEJTQMBZGPSGBTUBDDFTTUPZPVSNPTU
GSFRVFOUMZVTFEBQQMJDBUJPOT TFF"DUJWFTUBOECZ
NPEFuQ 
t 5PDIBOHFUIFTUBOECZ
NPEFCBDLHSPVOEJNBHF
PSXIBUJTTIPXOJOUIF
QPXFSTBWFS TFF$IBOHF
UIFMPPLPGZPVSEFWJDFu
Q 
t 5PDVTUPNJ[FUIFSJOHJOH
UPOFT TFF1SPGJMFT‰TFU
UPOFTuQ 
t 5PDIBOHFUIFTIPSUDVUT
BTTJHOFEGPSUIFEJGGFSFOU
QSFTTFTPGUIFTDSPMMLFZ
BOEMFGUBOESJHIUTFMFDUJPOLFZTJOUIFTUBOECZNPEF 
TFF4UBOECZNPEFuQ 5IFTDSPMMLFZTIPSUDVUT
BSFOPUBWBJMBCMFJGUIFBDUJWFTUBOECZJTPO
t 5PDIBOHFUIFDMPDLTIPXOJOUIFTUBOECZNPEF QSFTT
BOETFMFDU$MPDL 0QUJPOT 4FUUJOHT$MPDL
UZQF"OBMPHPS%JHJUBM
t 5PDIBOHFUIFDMPDLBMBSNUPOF QSFTT BOETFMFDU
$MPDL 0QUJPOT4FUUJOHT$MPDL"MBSNUPOFBOEB
UPOF
t 5PDIBOHFUIFDBMFOEBSBMBSNUPOF QSFTT BOETFMFDU
$BMFOEBS 0QUJPOT4FUUJOHT $BMFOEBSBMBSN
UPOFBOEBUPOF
t 5PDIBOHFUIFXFMDPNFOPUFUPBUFYUPSBOJNBHF 
QSFTT BOETFMFDU5PPMT 4FUUJOHT1IPOF
(FOFSBM8FMDPNFOPUFPSMPHP
t 5PBTTJHOBOJOEJWJEVBMSJOHJOHUPOFUPBDPOUBDU QSFTT
BOETFMFDU$POUBDUT4FF"EESJOHJOHUPOFTGPS
DPOUBDUTuQ 
t 5PBTTJHOBUPVDIEJBMUPBDPOUBDU QSFTTBOVNCFS
LFZJOUIFTUBOECZNPEF
JTSFTFSWFEGPSUIFWPJDF
NBJMCPY BOEQSFTT
4FMFDU:FT UIFOTFMFDUB
DPOUBDU
t 5PSFBSSBOHFUIFNBJONFOV JOUIFNBJONFOV TFMFDU
0QUJPOT .PWF .PWFUPGPMEFS PS/FXGPMEFS:PV
DBONPWFMFTTVTFEBQQMJDBUJPOTJOUPGPMEFST BOEQMBDF
BQQMJDBUJPOTUIBUZPVVTFNPSFPGUFOJOUPUIFNBJO
NFOV
1SPGJMFT‰TFUUPOFT
5PTFUBOEDVTUPNJ[FUIFSJOHJOHUPOFT NFTTBHFBMFSU
UPOFT BOEPUIFSUPOFTGPSEJGGFSFOUFWFOUT FOWJSPONFOUT 
PSDBMMFSHSPVQT QSFTT
BOETFMFDU5PPMT 1SPGJMFT*G
UIFDVSSFOUMZTFMFDUFEQSPGJMFJTPUIFSUIBO/PSNBM UIF
QSPGJMFOBNFJTTIPXOBUUIFUPQPGUIFEJTQMBZJOUIF
TUBOECZNPEF
5PDIBOHFUIFQSPGJMF QSFTT JOUIFTUBOECZNPEF
4DSPMMUPUIFQSPGJMFZPVXBOUUPBDUJWBUF BOETFMFDU0,
5PNPEJGZBQSPGJMF QSFTT BOETFMFDU5PPMT 1SPGJMFT
4DSPMMUPUIFQSPGJMF BOETFMFDU0QUJPOT $VTUPNJ[F
4DSPMMUPUIFTFUUJOHZPVXBOUUPDIBOHF BOEQSFTT UP
PQFOUIFDIPJDFT5POFTTUPSFEPOUIFNFNPSZDBSEBSF
JOEJDBUFEXJUI :PVDBOTDSPMMUISPVHIUIFUPOFMJTU
BOEMJTUFOUPFBDIPOFCFGPSFZPVNBLFZPVSTFMFDUJPO
1SFTTBOZLFZUPTUPQUIFTPVOE
8IFOZPVDIPPTFBUPOF 5POFEPXOMPBETPQFOTBMJTUPG
CPPLNBSLT:PVDBOTFMFDUBCPPLNBSLBOETUBSU
DPOOFDUJPOUPB8FCQBHFUPEPXOMPBEUPOFT
5PDSFBUFBOFXQSPGJMF TFMFDU0QUJPOT $SFBUFOFX
0GGMJOFQSPGJMF
DPOOFDUJOHUPUIFXJSFMFTTOFUXPSL8IFOZPVBDUJWBUF
UIF0GGMJOFQSPGJMF UIFDPOOFDUJPOUPUIFXJSFMFTTOFUXPSL
JTUVSOFEPGG BTJOEJDBUFECZ JOUIFTJHOBMTUSFOHUI
JOEJDBUPSBSFB"MMXJSFMFTTQIPOFTJHOBMTUPBOEGSPNUIF
EFWJDFBSFQSFWFOUFE*GZPVUSZUPTFOENFTTBHFT UIFZBSF
QMBDFEJOUIFPVUCPYUPCFTFOUMBUFS
8BSOJOH*OUIF0GGMJOFQSPGJMFZPVDBOOPUNBLF
PSSFDFJWFBOZDBMMT FYDFQUNBLFDBMMTUPDFSUBJO
FNFSHFODZOVNCFST PSVTFPUIFSGFBUVSFTUIBU
SFRVJSFOFUXPSLDPWFSBHF5PNBLFDBMMT ZPVNVTU
GJSTUBDUJWBUFUIFQIPOFGVODUJPOCZDIBOHJOH
QSPGJMFT*GUIFEFWJDFIBTCFFOMPDLFE FOUFSUIF
MPDLDPEF
8BSOJOH:PVSEFWJDFNVTUCFTXJUDIFEPOUPVTF
0GGMJOFQSPGJMF%POPUTXJUDIUIFEFWJDFPOXIFO
XJSFMFTTEFWJDFVTFJTQSPIJCJUFEPSXIFOJUNBZ
DBVTFJOUFSGFSFODFPSEBOHFS
5PMFBWFUIF0GGMJOFQSPGJMF QSFTT BOETFMFDUBOPUIFS
QSPGJMF5IFEFWJDFSFFOBCMFTXJSFMFTTUSBOTNJTTJPOT
QSPWJEJOHUIFSFJTTVGGJDJFOUTJHOBMTUSFOHUI *GB
#MVFUPPUIDPOOFDUJPOJTBDUJWBUFECFGPSFFOUFSJOHUIF
0GGMJOFQSPGJMF JUXJMMCFEFBDUJWBUFE"#MVFUPPUI
DPOOFDUJPOJTBVUPNBUJDBMMZSFBDUJWBUFEBGUFSMFBWJOHUIF
0GGMJOFQSPGJMF4FF#MVFUPPUIDPOOFDUJPOTFUUJOHTuQ 
FD
JW
S
Z
F[
MJB
TS
5IF0GGMJOFQSPGJMFMFUTZPVVTFUIFEFWJDFXJUIPVU

FD
JW
E
PZ
F
[J
MB
PT
SF
5SBOTGFSDPOUFOUGSPN
BOPUIFSEFWJDF
:PVDBODPQZDPOUBDUT DBMFOEBS JNBHFT WJEFP BOETPVOE
DMJQTVTJOHB#MVFUPPUIDPOOFDUJPO GSPNBDPNQBUJCMF
/PLJB4FSJFTEFWJDF
:PVDBOVTFZPVS/PLJB/XJUIPVUB4*.DBSE5IF
PGGMJOFQSPGJMFJTBVUPNBUJDBMMZBDUJWBUFEXIFOUIFEFWJDF
JTTXJUDIFEPOXJUIPVUB4*.DBSE5IJTBMMPXTZPVUPVTF
UIF4*.DBSEJOBOPUIFSEFWJDF
5PBWPJEEVQMJDBUFFOUSJFT ZPVDBOUSBOTGFSUIFTBNFUZQF
PGJOGPSNBUJPO GPSFYBNQMF DPOUBDUT GSPNUIFPUIFS
EFWJDFUPZPVS/PLJB/POMZPODF
#FGPSFTUBSUJOHUIFUSBOTGFS ZPVNVTUBDUJWBUF#MVFUPPUI
DPOOFDUJWJUZPOCPUIEFWJDFT0OFBDIEFWJDF QSFTT
BOETFMFDU$POOFDU #MVFUPPUI4FMFDU#MVFUPPUI 0O
(JWFBOBNFUPFBDIEFWJDF
5PUSBOTGFSDPOUFOU
 1SFTT BOETFMFDU5PPMT 5SBOTGFSPOZPVS
/PLJB /'PMMPXUIFJOTUSVDUJPOTPOUIFTDSFFO
 5IFEFWJDFTFBSDIFTGPSPUIFSEFWJDFTXJUI#MVFUPPUI
DPOOFDUJWJUZ8IFOJUIBTGJOJTIFEUIFTFBSDI TFMFDU
ZPVSPUIFSEFWJDFGSPNUIFMJTU
 :PVBSFBTLFEUPFOUFSBDPEFPOZPVS/PLJB /
&OUFSBDPEF EJHJUT BOETFMFDU0,&OUFSUIF
TBNFDPEFPOUIFPUIFSEFWJDF BOETFMFDU0,

 5IF5SBOTGFSBQQMJDBUJPOJTTFOUUPUIFPUIFSEFWJDFBT
BNFTTBHF
 0QFOUIFNFTTBHFUPJOTUBMM5SBOTGFSPOUIFPUIFS
EFWJDF BOEGPMMPXUIFJOTUSVDUJPOTPOUIFTDSFFO
 'SPNZPVS/PLJB/ TFMFDUUIFDPOUFOUZPVXBOUUP
DPQZGSPNUIFPUIFSEFWJDF
$POUFOUJTDPQJFEGSPNUIFNFNPSZBOENFNPSZDBSEPG
UIFPUIFSEFWJDFUPZPVS/PLJB/BOENFNPSZDBSE
$PQZJOHUJNFEFQFOETPOUIFBNPVOUPGEBUBUPCF
USBOTGFSSFE:PVDBODBODFMDPQZJOHBOEDPOUJOVFMBUFS5IF
5SBOTGFSBQQMJDBUJPOJTBEEFEUPUIFNBJONFOVPGUIF
PUIFSEFWJDF
$IBOHFUIFMPPLPGZPVS
EFWJDF
5PDIBOHFUIFMPPLPGUIFEJTQMBZ TVDIBTUIFXBMMQBQFS
BOEJDPOT QSFTT
BOETFMFDU5PPMT 5IFNFT5IFBDUJWF
UIFNFJTJOEJDBUFECZ
*O5IFNFTZPVDBOHSPVQ
UPHFUIFSFMFNFOUTGSPNPUIFSUIFNFTPSTFMFDUJNBHFT
GSPNUIF(BMMFSZUPQFSTPOBMJ[FUIFNFTGVSUIFS5IF
UIFNFTPOUIFNFNPSZDBSEBSFJOEJDBUFECZ
5IF
UIFNFTPOUIFNFNPSZDBSEBSFOPUBWBJMBCMFJGUIF
NFNPSZDBSEJTOPUJOTFSUFEJOUIFEFWJDF*GZPVXBOUUP
VTFUIFUIFNFTTBWFEJOUIFNFNPSZDBSEXJUIPVUUIF
NFNPSZDBSE TBWFUIFUIFNFTJOUIFEFWJDFNFNPSZGJSTU
5PPQFOBCSPXTFSDPOOFDUJPOBOEEPXOMPBENPSFUIFNFT 
TFMFDU5IFNFEPXOMPBET
0QUJPOT 
5PBDUJWBUFBUIFNF TDSPMMUPJU BOETFMFDU
"QQMZ
0QUJPOT 
TIPXOXJUIEFGBVMU
BQQMJDBUJPOTBDSPTTUIFUPQPG
0QUJPOT 
5PFEJUUIFNFT TDSPMMUPBUIFNF BOETFMFDU
&EJUUPDIBOHFUIFGPMMPXJOHPQUJPOT
TUBOECZPOPSPGG
5IFBDUJWFTUBOECZEJTQMBZJT
5PQSFWJFXBUIFNF TDSPMMUPJU BOETFMFDU
1SFWJFX
TFMFDU5PPMT 4FUUJOHT 1IPOF4UBOECZ
NPEF"DUJWFTUBOECZ BOEQSFTT UPTXJUDIUIFBDUJWF
1SFTT
8BMMQBQFS‰5IFJNBHFUPCFTIPXOBTBCBDLHSPVOEJNBHF
JOUIFTUBOECZNPEF
1PXFSTBWFS‰5IFQPXFSTBWFSUZQFPOUIFEJTQMBZEBUF
BOEUJNF PSBUFYUZPVIBWFXSJUUFOZPVSTFMG
4FF %JTQMBZuQ 
UIFTDSFFO BOEDBMFOEBS 
UPEP BOEQMBZFSFWFOUT
MJTUFECFMPX
4DSPMMUPBOBQQMJDBUJPOPS
FWFOU BOEQSFTT
5IFTUBOEBSETDSPMMLFZ
TIPSUDVUTBWBJMBCMFJOUIF
TUBOECZNPEFDBOOPUCF
*NBHFJOh(PUPh‰5IFCBDLHSPVOEJNBHFGPSUIF(PUP
VTFEXIFOUIFBDUJWFTUBOECZNPEFJTPO
BQQMJDBUJPO
5PDIBOHFUIFEFGBVMUBQQMJDBUJPOTTIPSUDVUT EPUIF
5PSFTUPSFUIFTFMFDUFEUIFNFCBDLUPJUTPSJHJOBMTFUUJOHT 
 1SFTT
0QUJPOT 3FTUPSFPSJHUIFNFXIFOZPVFEJUB
TFMFDU
UIFNF
"DUJWFTUBOECZNPEF
6TFZPVSTUBOECZEJTQMBZGPSGBTUBDDFTTUPZPVSNPTU
GSFRVFOUMZVTFEBQQMJDBUJPOT#ZEFGBVMU UIFBDUJWF
FD
JW
S
Z
F[
MJB
TS
GPMMPXJOH
TFMFDU5PPMT 4FUUJOHT1IPOF4UBOECZ
NPEF"DUJWFTUBOECZBQQT BOEQSFTT 
 )JHIMJHIUBTIPSUDVUUPBOBQQMJDBUJPO BOETFMFDU
0QUJPOT $IBOHF
 4FMFDUBOFXBQQMJDBUJPOGSPNUIFMJTU BOEQSFTT
4PNFTIPSUDVUTNBZCFGJYFE BOEZPVBSFOPUBCMFUP
DIBOHFUIFN
TUBOECZNPEFJTPO

MTB
DF
LB
.BLFDBMMT
$BMM
5PJODSFBTFPSEFDSFBTFUIFWPMVNFEVSJOHBDBMM QSFTT
PS
*GZPVIBWFTFUUIFWPMVNFUP
ZPVDBOOPU
BEKVTUUIFWPMVNFXJUIUIFTDSPMMLFZ5PBEKVTUUIF
WPMVNF TFMFDU
BOEUIFOQSFTT
PS

.VUF
6ONVUF
*OUIFTUBOECZNPEF FOUFSUIFQIPOFOVNCFS 
JODMVEJOHUIFBSFBDPEF1SFTT
UPSFNPWFB
OVNCFS
'PSJOUFSOBUJPOBMDBMMT QSFTT
UXJDFGPSUIF 
DIBSBDUFS SFQMBDFTUIFJOUFSOBUJPOBMBDDFTTDPEF BOE
FOUFSUIFDPVOUSZDPEF BSFBDPEF PNJUUIFMFBEJOH
[FSPJGOFDFTTBSZ BOEQIPOFOVNCFS
1SFTT
UPDBMMUIFOVNCFS
1SFTT
UPFOEUIFDBMM PSUPDBODFMUIFDBMM
BUUFNQU 
1SFTTJOH
BMXBZTFOETBDBMM FWFOJGBOPUIFS
BQQMJDBUJPOJTBDUJWF
$POUBDUT
5PNBLFBDBMMGSPN
QSFTT
BOETFMFDU
4DSPMMUPUIFEFTJSFEOBNFPSFOUFSUIFGJSTU
MFUUFSTPGUIFOBNFUPUIFTFBSDIGJFME.BUDIJOHDPOUBDUT
BSFMJTUFE1SFTT
UPDBMM4FMFDUUIFDBMMUZQF
$POUBDUT
7PJDFDBMM

:PVNVTUDPQZUIFDPOUBDUTGSPNZPVS4*.DBSEUP
CFGPSFZPVDBONBLFBDBMMUIJTXBZ4FF$PQZ
DPOUBDUTuQ 
$POUBDUT
5PDBMMZPVSWPJDFNBJMCPY OFUXPSLTFSWJDF QSFTTBOEIPME
JOUIFTUBOECZNPEF4FFBMTP$BMMGPSXBSEJOHu
Q 
5PDIBOHFUIFQIPOFOVNCFSPGZPVSWPJDFNBJMCPY QSFTT
BOETFMFDU



&OUFSUIFOVNCFS PCUBJOFEGSPNZPVSTFSWJDF
QSPWJEFS BOETFMFDU
OVNCFS
5PPMT 7PJDFNBJM 0QUJPOT $IBOHF
0,
5PDBMMBSFDFOUMZEJBMFEOVNCFSJOUIFTUBOECZNPEF QSFTT
UPBDDFTTBMJTUPGUIFMBTUOVNCFSTZPVDBMMFEPS
BUUFNQUFEUPDBMM4DSPMMUPUIFOVNCFSZPVXBOU BOEQSFTT
UPDBMMUIFOVNCFS
.BLFBDPOGFSFODFDBMM
.BLFBDBMMUPUIFGJSTUQBSUJDJQBOU
5PNBLFBDBMMUPBOPUIFSQBSUJDJQBOU TFMFDU0QUJPOT 
/FXDBMM5IFGJSTUDBMMJTBVUPNBUJDBMMZQVUPOIPME
 8IFOUIFOFXDBMMJTBOTXFSFE UPKPJOUIFGJSTU
QBSUJDJQBOUJOUIFDPOGFSFODFDBMM TFMFDU0QUJPOT 
$POGFSFODF
5PBEEBOFXQFSTPOUPUIFDBMM SFQFBUTUFQ BOE
TFMFDU



0QUJPOT $POGFSFODF "EEUPDPOGFSFODF
5IFEFWJDFTVQQPSUTDPOGFSFODFDBMMTCFUXFFOB
NBYJNVNPGTJYQBSUJDJQBOUT JODMVEJOHZPVSTFMG
5PIBWFBQSJWBUFDPOWFSTBUJPOXJUIPOFPGUIF
QBSUJDJQBOUT TFMFDU0QUJPOT $POGFSFODF1SJWBUF
4FMFDUBQBSUJDJQBOU BOETFMFDU1SJWBUF5IFDPOGFSFODF
DBMMJTQVUPOIPMEPOZPVSEFWJDF5IFPUIFS
QBSUJDJQBOUTDBOTUJMMDPOUJOVFUIFDPOGFSFODFDBMM
"GUFSZPVGJOJTIUIFQSJWBUFDPOWFSTBUJPO TFMFDU
0QUJPOT "EEUPDPOGFSFODFUPSFUVSOUPUIF
DPOGFSFODFDBMM
5PESPQBQBSUJDJQBOU TFMFDU0QUJPOT $POGFSFODF
%SPQQBSUJDJQBOU TDSPMMUPUIFQBSUJDJQBOU BOETFMFDU
%SPQ
 5PFOEUIFBDUJWFDPOGFSFODFDBMM QSFTT 
UPVDIEJBMBQIPOFOVNCFS
5PBDUJWBUFUPVDIEJBMJOH QSFTT
BOETFMFDU5PPMT 
4FUUJOHT$BMMUPVDIEJBMJOH0O 
5PBTTJHOBQIPOFOVNCFSUPPOFPGUIFUPVDIEJBMJOH
LFZT
‰
QSFTT
BOETFMFDU5PPMT UPVDI
4DSPMMUPUIFLFZUPXIJDIZPVXBOUUPBTTJHOUIFQIPOF
OVNCFS BOETFMFDU0QUJPOT "TTJHO
JTSFTFSWFEGPS
UIFWPJDFNBJMCPY
5PDBMMJOUIFTUBOECZNPEF QSFTTUIFUPVDIEJBMLFZBOE
7PJDFEJBMJOH
:PVSEFWJDFTVQQPSUTFOIBODFEWPJDFDPNNBOET
&OIBODFEWPJDFDPNNBOETBSFOPUEFQFOEFOUPOUIF
TQFBLFSTWPJDF TPUIFVTFSEPFTOPUSFDPSEWPJDFUBHTJO
BEWBODF*OTUFBE UIFEFWJDFDSFBUFTBWPJDFUBHGPSUIF
FOUSJFTJODPOUBDUT BOEDPNQBSFTUIFTQPLFOWPJDFUBHUP
JU5IFWPJDFSFDPHOJUJPOJOUIFEFWJDFBEBQUTUPUIFNBJO
VTFSTWPJDFUPSFDPHOJ[FUIFWPJDFDPNNBOETCFUUFS
MTB
DF
LB
5IFWPJDFUBHGPSBDPOUBDUJTUIFOBNFPSOJDLOBNFUIBU
JTTBWFEPOUIFDPOUBDUDBSE5PMJTUFOUPUIFTZOUIFTJ[FE
WPJDFUBH PQFOBDPOUBDUDBSE BOETFMFDU0QUJPOT 1MBZ
WPJDFUBH
.BLFBDBMMXJUIBWPJDFUBH
/PUF6TJOHWPJDFUBHTNBZCFEJGGJDVMUJOBOPJTZ
FOWJSPONFOUPSEVSJOHBOFNFSHFODZ TPZPV
TIPVMEOPUSFMZTPMFMZVQPOWPJDFEJBMJOHJOBMM
DJSDVNTUBODFT
8IFOZPVVTFWPJDFEJBMJOH UIFMPVETQFBLFSJTJOVTF)PME
UIFEFWJDFBUBTIPSUEJTUBODFBXBZXIFOZPVTBZUIF
WPJDFUBH

MTB
DF
LB
5PTUBSUWPJDFEJBMJOH QSFTTBOEIPME
*GZPVBSF
VTJOHBDPNQBUJCMFIFBETFUXJUIUIFIFBETFULFZ QSFTT
BOEIPMEUIFIFBETFULFZUPTUBSUWPJDFEJBMJOH
"TIPSUUPOFJTQMBZFE BOE4QFBLOPXJTEJTQMBZFE4BZ
DMFBSMZUIFOBNFPSOJDLOBNFUIBUJTTBWFEPOUIF
DPOUBDUDBSE
5IFEFWJDFQMBZTBTZOUIFTJ[FEWPJDFUBHGPSUIF
SFDPHOJ[FEDPOUBDUJOUIFTFMFDUFEEFWJDFMBOHVBHF 
BOEEJTQMBZTUIFOBNFBOEOVNCFS"GUFSBUJNFPVU
PGTFDPOET UIFEFWJDFEJBMTUIFOVNCFS
*GUIFSFDPHOJ[FEDPOUBDUXBTOPUDPSSFDU TFMFDU/FYU
UPWJFXBMJTUPGPUIFSNBUDIFT PS2VJUUPDBODFMWPJDF
EJBMJOH
*GTFWFSBMOVNCFSTBSFTBWFEVOEFSUIFOBNF UIFEFWJDF
TFMFDUTUIFEFGBVMUOVNCFS JGJUIBTCFFOTFU0UIFSXJTF
UIFEFWJDFTFMFDUTUIFGJSTUBWBJMBCMFOVNCFSPGUIF
GPMMPXJOH.PCJMF .PCJMF IPNF .PCJMF XPSL 
5FMFQIPOF 5FM IPNF BOE5FM XPSL 
"OTXFSPSEFDMJOFBDBMM
5PBOTXFSUIFDBMM QSFTT

5PNVUFUIFSJOHJOHUPOFXIFOBDBMMDPNFTJO TFMFDU
4JMFODF
*GBDPNQBUJCMFIFBETFUJTDPOOFDUFEUPUIFEFWJDF UP
BOTXFSBOEFOEBDBMM QSFTTUIFIFBETFULFZ

*GZPVEPOPUXBOUUPBOTXFSBDBMM QSFTT
UPEFDMJOF
JU5IFDBMMFSIFBSTBMJOFCVTZUPOF*GZPVIBWFBDUJWBUFE
UIF$BMMGPSXBSETFUUJOHT *GCVTZGVODUJPOUPGPSXBSE
DBMMT SFKFDUJOHBOJODPNJOHDBMMBMTPGPSXBSETUIFDBMM4FF
$BMMGPSXBSEJOHuQ 
8IFOZPVEFDMJOFBOJODPNJOHDBMM ZPVDBOBMTPTFOEB
UFYUNFTTBHFUPUIFDBMMFSJOGPSNJOHXIZZPVDBOOPU
BOTXFSUIFDBMM4FMFDU0QUJPOT 4FOEUFYUNFTTBHF:PV
DBOFEJUUIFUFYUCFGPSFTFOEJOHJU4FFBMTP3FKFDUDBMM
XJUI4.4 wQ
$BMMXBJUJOH
:PVDBOBOTXFSBDBMMXIJMFZPVIBWFBOPUIFSDBMMJO
QSPHSFTTJGZPVIBWFBDUJWBUFE$BMMXBJUJOHJO5PPMT 
4FUUJOHT$BMM$BMMXBJUJOH OFUXPSLTFSWJDF 
5PDIBOHFUIFEFWJDFUPOFTGPSEJGGFSFOUFOWJSPONFOUTBOE
FWFOUT GPSFYBNQMF XIFOZPVXBOUZPVSEFWJDFUPCF
TJMFOU TFF1SPGJMFT‰TFUUPOFTuQ 
5PBOTXFSUIFXBJUJOHDBMM QSFTT
POIPME
5IFGJSTUDBMMJTQVU
5PTXJUDICFUXFFOUIFUXPDBMMT TFMFDU4XBQ4FMFDU
0QUJPOT 5SBOTGFSUPDPOOFDUBOJODPNJOHDBMMPSBDBMM
POIPMEXJUIBOBDUJWFDBMMBOEUPEJTDPOOFDUZPVSTFMGGSPN
UIFDBMMT5PFOEUIFBDUJWFDBMM QSFTT
5PFOECPUI
DBMMT TFMFDU0QUJPOT &OEBMMDBMMT
0QUJPOTEVSJOHBDBMM
.BOZPGUIFPQUJPOTUIBUZPVDBOVTFEVSJOHBWPJDFDBMM
BSFOFUXPSLTFSWJDFT4FMFDU0QUJPOTEVSJOHBDBMMGPSTPNF
PGUIFGPMMPXJOHPQUJPOT.VUFPS6ONVUF "OTXFS 
%FDMJOF 4XBQ )PMEPS6OIPME "DUJWBUFIBOETFU 
"DUJWBUFMPVETQ PS"DUJWBUFIBOETGSFF JGBDPNQBUJCMF
IFBETFUXJUI#MVFUPPUIDPOOFDUJWJUZJTBUUBDIFE &OE
BDUJWFDBMMPS&OEBMMDBMMT /FXDBMM $POGFSFODF BOE
5SBOTGFS4FMFDUGSPNUIFGPMMPXJOH
3FQMBDF‰5PFOEBOBDUJWFDBMMBOESFQMBDFJUCZBOTXFSJOH
UIFXBJUJOHDBMM
4FOEUPVDIUPOFT‰5PTFOEUPVDIUPOFTUSJOHT GPS
FYBNQMF BQBTTXPSE&OUFSUIFUPVDIUPOFTUSJOHPSTFBSDI
GPSJUJO$POUBDUT5PFOUFSBXBJUDIBSBDUFS X PSBQBVTF
DIBSBDUFS Q QSFTT SFQFBUFEMZ4FMFDU0,UPTFOEUIF
UPOF
:PVDBOBEEUPVDIUPOFTUPUIF1IPOFOVNCFSPS5PVDI
UPOFTGJFMETJOBDPOUBDUDBSE
-PH
3FDFOUDBMMT
5PNPOJUPSUIFQIPOFOVNCFSTPGNJTTFE SFDFJWFE BOE
EJBMFEDBMMT QSFTT
BOETFMFDU


5IFEFWJDFSFHJTUFSTNJTTFEBOESFDFJWFEDBMMTPOMZJG
UIFOFUXPSLTVQQPSUTUIFTFGVODUJPOT UIFEFWJDFJT
TXJUDIFEPO BOEXJUIJOUIFOFUXPSLTFSWJDFBSFB
.ZPXO -PH 3FDFOU
DBMMT
MTB
DF
LB
8IFOZPVTFFBOPUFJOUIFTUBOECZNPEFBCPVUNJTTFE
DBMMT TFMFDU
UPBDDFTTUIFMJTUPGNJTTFEDBMMT5PDBMM
CBDL TDSPMMUPBOBNFPSOVNCFS BOEQSFTT
4IPX
0QUJPOT $MFBSSFDFOU
5PDMFBSBMMSFDFOUDBMMMJTUT TFMFDU

JOUIFSFDFOUDBMMTNBJOWJFX5PDMFBSPOFPGUIFDBMM
SFHJTUFST PQFOUIFSFHJTUFSZPVXBOUUPFSBTF BOETFMFDU

5PDMFBSBOJOEJWJEVBMFWFOU PQFOB
SFHJTUFS TDSPMMUPUIFFWFOU BOEQSFTT
DBMMT
0QUJPOT $MFBSMJTU
$BMMUJNFST
5PNPOJUPSUIFBQQSPYJNBUFEVSBUJPOPGZPVSJODPNJOH
BOEPVUHPJOHDBMMT QSFTT
BOETFMFDU


.ZPXO -PH
$BMMUJNFST
/PUF5IFBDUVBMUJNFJOWPJDFEGPSDBMMTCZZPVS
TFSWJDFQSPWJEFSNBZWBSZ EFQFOEJOHPOOFUXPSL
GFBUVSFT SPVOEJOHPGGGPSCJMMJOH BOETPGPSUI
0QUJPOT $MFBSUJNFST
5PDMFBSDBMMUJNFST TFMFDU

5PEP
UIJT ZPVOFFEUIFMPDLDPEF4FF4FDVSJUZuQ BOE
1IPOFBOE4*.uQ 

MTB
DF
LB
1BDLFUEBUB
5PDIFDLUIFBNPVOUPGEBUBTFOUBOESFDFJWFEEVSJOH
QBDLFUEBUBDPOOFDUJPOT QSFTT
BOETFMFDU


'PSFYBNQMF ZPVNBZCFDIBSHFEGPS
ZPVSQBDLFUEBUBDPOOFDUJPOTCZUIFBNPVOUPGEBUBTFOU
BOESFDFJWFE
-PH 1BDLFUEBUB
.ZPXO
.POJUPSBMMDPNNVOJDBUJPOFWFOUT
-PH
*DPOTJO
*ODPNJOH
0VUHPJOH
.JTTFEDPNNVOJDBUJPOFWFOUT
5PNPOJUPSBMMWPJDFDBMMT 
UFYUNFTTBHFT PSEBUB
DPOOFDUJPOTSFHJTUFSFECZ
UIFEFWJDF QSFTT
TFMFDU

BOETDSPMM
SJHIUUPPQFOUIFHFOFSBMMPH
'PSFBDIDPNNVOJDBUJPO
FWFOU ZPVDBOTFFUIF
TFOEFSPSSFDJQJFOUOBNF 
QIPOFOVNCFS OBNFPGUIF
TFSWJDFQSPWJEFS PSBDDFTT
QPJOU:PVDBOGJMUFSUIF
HFOFSBMMPHUPWJFXKVTUPOFUZQFPGFWFOUBOEDSFBUFOFX
DPOUBDUDBSETCBTFEPOUIFMPHJOGPSNBUJPO
.ZPXO -PH

*GZPVXBOUUPTFFUIFEVSBUJPOPGBWPJDFDBMMPOUIFNBJO
EJTQMBZEVSJOHBOBDUJWFDBMM TFMFDU



4IPXDBMMEVSBUJPO :FT
0QUJPOT 4FUUJOHT
5PWJFXBMJTUPGTFOUNFTTBHFT QSFTT

.FTTBHJOH 4FOU
BOETFMFDU
4VCFWFOUT TVDIBTBUFYUNFTTBHFTFOUJONPSFUIBOPOF
QBSUBOEQBDLFUEBUBDPOOFDUJPOT BSFMPHHFEBTPOF
DPNNVOJDBUJPOFWFOU$POOFDUJPOTUPZPVSNBJMCPY 
NVMUJNFEJBNFTTBHJOHDFOUFS PS8FCQBHFTBSFTIPXOBT
QBDLFUEBUBDPOOFDUJPOT
0QUJPOT 'JMUFSBOEBGJMUFS
5PGJMUFSUIFMPH TFMFDU
5PFSBTFUIFDPOUFOUTPGUIFMPH SFDFOUDBMMTSFHJTUFS BOE
NFTTBHJOHEFMJWFSZSFQPSUTQFSNBOFOUMZ TFMFDU

BOE
UPDPOGJSN
0QUJPOT
:FT
5PTFUUIF-PHEVSBUJPO TFMFDU0QUJPOT 4FUUJOHT-PH
EVSBUJPO5IFMPHFWFOUTSFNBJOJOUIFEFWJDFNFNPSZGPS
BTFUOVNCFSPGEBZTBGUFSXIJDIUIFZBSFBVUPNBUJDBMMZ
FSBTFEUPGSFFNFNPSZ*GZPVTFMFDU/PMPH BMMUIFMPH
$MFBSMPH
DPOUFOUT SFDFOUDBMMTSFHJTUFS BOENFTTBHJOHEFMJWFSZ
SFQPSUTBSFQFSNBOFOUMZEFMFUFE
5PWJFXUIFEFUBJMTPGBDPNNVOJDBUJPOFWFOU JOUIF
HFOFSBMMPHWJFXTDSPMMUPBOFWFOU BOEQSFTTUIFTDSPMMLFZ
*OUIFEFUBJMTWJFXZPVDBODPQZBQIPOFOVNCFSUPUIF
DMJQCPBSE BOEQBTUFJUUPBUFYUNFTTBHF GPSFYBNQMF
4FMFDU

0QUJPOT $PQZ/VNCFS
1BDLFUEBUBDPVOUFSBOEDPOOFDUJPOUJNFS5PWJFXIPX
NVDIEBUB NFBTVSFEJOLJMPCZUFT JTUSBOTGFSSFEBOEIPX
MPOHBDFSUBJOQBDLFUEBUBDPOOFDUJPOMBTUT TDSPMMUPBO
1BDL BOETFMFDU
JODPNJOHPSPVUHPJOHFWFOUJOEJDBUFECZ
0QUJPOT 7JFXEFUBJMT
MTB
DF
LB

TU
DB
UO
$POUBDUT
1SFTT BOETFMFDU$POUBDUT*O$POUBDUTZPVDBOBEEB
QFSTPOBMSJOHJOHUPOFPSBUIVNCOBJMJNBHFUPBDPOUBDU
DBSE:PVDBOBMTPDSFBUFDPOUBDUHSPVQT XIJDIBMMPXZPV
UPTFOEUFYUNFTTBHFTPSFNBJMUPNBOZSFDJQJFOUTBUUIF
TBNFUJNF:PVDBOBEESFDFJWFEDPOUBDUJOGPSNBUJPO
CVTJOFTTDBSET UPDPOUBDUT4FF%BUBBOETFUUJOHTu
Q $POUBDUJOGPSNBUJPODBOPOMZCFTFOUUPPSSFDFJWFE
GSPNDPNQBUJCMFEFWJDFT
3FHVMBSMZCBDLVQUIFJOGPSNBUJPOPOUIFEFWJDFUPUIF
NFNPSZDBSE:PVDBOSFTUPSFUIFJOGPSNBUJPO TVDIBT
DPOUBDUT UPUIFEFWJDFMBUFS4FF.FNPSZDBSEUPPMu
Q :PVDBOBMTPVTF/PLJB1$4VJUFUPCBDLVQZPVS
DPOUBDUTUPBDPNQBUJCMF1$4FFUIF$%30. JGTVQQMJFE
JOUIFTBMFTQBDLBHF
4BWFOBNFTBOEOVNCFST
 4FMFDU0QUJPOT /FXDPOUBDU
 'JMMJOUIFGJFMETUIBUZPVXBOU BOETFMFDU%POF
5PFEJUDPOUBDUDBSETJO$POUBDUT TDSPMMUPUIFDPOUBDU
DBSEZPVXBOUUPFEJU BOETFMFDU0QUJPOT &EJU
5PEFMFUFBDPOUBDUDBSEJO$POUBDUT TFMFDUBDBSE BOE
QSFTT 5PEFMFUFTFWFSBMDPOUBDUDBSETBUUIFTBNFUJNF 

QSFTT BOE
EFMFUF
UPNBSLUIFDPOUBDUT BOEQSFTT UP
5PBEEBOEFEJUDPOUBDUDBSET ZPVDBOVTF/PLJB$POUBDUT
&EJUPSBWBJMBCMFJO/PLJB1$4VJUF4FFUIF$%30. JG
TVQQMJFEJOUIFTBMFTQBDLBHF
5PBUUBDIBTNBMMUIVNCOBJMJNBHFUPBDPOUBDUDBSE PQFO
UIFDPOUBDUDBSE BOETFMFDU0QUJPOT &EJU0QUJPOT
"EEUIVNCOBJM5IFUIVNCOBJMJNBHFJTTIPXOXIFOUIF
DPOUBDUDBMMT
5PTFOEDPOUBDUJOGPSNBUJPO TFMFDUUIFDBSEZPVXBOUUP
TFOE4FMFDU0QUJPOT 4FOE7JBUFYUNFTTBHF 7JB
NVMUJNFEJB PS7JB#MVFUPPUI4FF.FTTBHJOHuQ BOE
4FOEEBUBVTJOH#MVFUPPUIXJSFMFTTUFDIOPMPHZuQ 
%FGBVMUOVNCFSTBOEBEESFTTFT
:PVDBOBTTJHOEFGBVMUOVNCFSTPSBEESFTTFTUPBDPOUBDU
DBSE*OUIJTXBZJGBDPOUBDUIBTTFWFSBMOVNCFSTPS
BEESFTTFT ZPVDBOFBTJMZDBMMPSTFOEBNFTTBHFUPUIF
DPOUBDUUPBDFSUBJOOVNCFSPSBEESFTT5IFEFGBVMU
OVNCFSJTBMTPVTFEJOWPJDFEJBMJOH
 *ODPOUBDUT TFMFDUBDPOUBDU BOEQSFTT 
 4FMFDU0QUJPOT %FGBVMUT
 4FMFDUBEFGBVMUUPXIJDIZPVXBOUUPBEEBOVNCFSPS
BOBEESFTT BOETFMFDU"TTJHO
 4FMFDUBOVNCFSPSBOBEESFTTZPVXBOUUPTFUBTB
EFGBVMU
4*.EJSFDUPSZ0OMZUIFDPOUBDUDBSEGJFMETTVQQPSUFECZ
ZPVS4*.DBSEBSFDPQJFE
:PVDBOTZODISPOJ[FZPVSDPOUBDUTUPBDPNQBUJCMF1$
XJUI/PLJB1$4VJUF4FFUIF$%30. JGTVQQMJFEJOUIF
5IFEFGBVMUEFUBJMJTVOEFSMJOFEJOUIFDPOUBDUDBSE
4*.EJSFDUPSZBOEPUIFS4*.TFSWJDFT
$PQZDPOUBDUT
*GZPVIBWFQIPOFOVNCFSTTUPSFEPOUIF4*.DBSE DPQZ
$POUBDUT&OUSJFTUIBUBSFTBWFEPOMZPOUIF4*.
UIFNUP
DBSEBSFOPUTIPXOJOUIFDPOUBDUTEJSFDUPSZ BOEGPS
JODPNJOHDBMMTBOENFTTBHFT UIFEFWJDFDBOOPUNBUDIUIF
OVNCFSUPUIFOBNF
8IFOBOFX4*.DBSEJTJOTFSUFEJOUIFEFWJDFBOEZPV
$POUBDUTGPSUIFGJSTUUJNF ZPVBSFBTLFEJGZPVXBOU
PQFO
UPDPQZUIFDPOUBDUFOUSJFTPOUIF4*.DBSEUPUIFEFWJDF
:FTUPDPQZUIFFOUSJFTUPZPVSDPOUBDUT
NFNPSZ4FMFDU
EJSFDUPSZ
5PDPQZJOEJWJEVBMOBNFTBOEOVNCFSTGSPNB4*.DBSEUP
ZPVSEFWJDF QSFTT
TBMFTQBDLBHF
TU
DB
UO
$POUBDUT 0QUJPOT
BOETFMFDU
4*.DPOUBDUT4*.EJSFDUPSZ4FMFDUUIFOBNFTZPVXBOU
UPDPQZBOE0QUJPOT $PQZUP$POUBDUT
5PDPQZDPOUBDUTUPZPVS4*.DBSE QSFTT
BOETFMFDU
$POUBDUT4FMFDUUIFOBNFTZPVXBOUUPDPQZBOE
0QUJPOT $PQZUP4*.EJSFDU PS0QUJPOT $PQZ5P
'PSBWBJMBCJMJUZBOEJOGPSNBUJPOPOVTJOH4*.DBSE
TFSWJDFT DPOUBDUZPVS4*.DBSEWFOEPS5IJTNBZCFUIF
TFSWJDFQSPWJEFS OFUXPSLPQFSBUPS PSPUIFSWFOEPS
1SFTT
BOETFMFDU$POUBDUT 0QUJPOT4*.
DPOUBDUT 4*.EJSFDUPSZUPTFFUIFOBNFTBOEOVNCFST
TUPSFEPOUIF4*.DBSE*OUIF4*.EJSFDUPSZZPVDBOBEE 
FEJU PSDPQZOVNCFSTUPDPOUBDUT BOEZPVDBONBLFDBMMT
5PWJFXUIFMJTUPGGJYFEEJBMJOHOVNCFST TFMFDU0QUJPOT 
4*.DPOUBDUT 'JYFEEJBMJOHDPOUBDUT5IJTTFUUJOHJT
POMZTIPXOJGTVQQPSUFECZZPVS4*.DBSE
5PSFTUSJDUDBMMTGSPNZPVSEFWJDFUPTFMFDUFEQIPOF
OVNCFST TFMFDU0QUJPOT "DUJWGJYFEEJBMJOH5PBEE
OFXOVNCFSTUPUIFGJYFEEJBMJOHMJTU TFMFDU0QUJPOT 
/FX4*.DPOUBDU:PVOFFEUIF1*/DPEFGPSUIFTF
GVODUJPOT
8IFOZPVVTF'JYFEEJBMJOH QBDLFUEBUBDPOOFDUJPOTBSF
OPUQPTTJCMF FYDFQUXIFOTFOEJOHUFYUNFTTBHFTPWFSB
QBDLFUEBUBDPOOFDUJPO*OUIJTDBTF UIFNFTTBHFDFOUFS

TU
DB
UO
OVNCFSBOEUIFSFDJQJFOUTQIPOFOVNCFSNVTUCF
JODMVEFEPOUIFGJYFEEJBMJOHMJTU
8IFOGJYFEEJBMJOHJTBDUJWBUFE DBMMTNBZCFQPTTJCMFUP
UIFPGGJDJBMFNFSHFODZOVNCFSQSPHSBNNFEJOUPZPVS
EFWJDF
"EESJOHJOHUPOFTGPSDPOUBDUT
8IFOBDPOUBDUPSHSPVQNFNCFSDBMMTZPV UIFEFWJDF
QMBZTUIFDIPTFOSJOHJOHUPOF JGUIFDBMMFSTUFMFQIPOF
OVNCFSJTTFOUXJUIUIFDBMMBOEZPVSEFWJDFSFDPHOJ[FT
JU 
 1SFTT UPPQFOBDPOUBDUDBSE PSHPUPUIFHSPVQT
MJTU BOETFMFDUBDPOUBDUHSPVQ
 4FMFDU0QUJPOT 3JOHJOHUPOF"MJTUPGSJOHJOHUPOFT
PQFOT
 4FMFDUUIFSJOHJOHUPOFZPVXBOUUPVTFGPSUIF
JOEJWJEVBMDPOUBDUPSUIFTFMFDUFEHSPVQ
5PSFNPWFUIFSJOHJOHUPOF TFMFDU%FGBVMUUPOFGSPNUIF
MJTUPGSJOHJOHUPOFT
$SFBUFDPOUBDUHSPVQT

$POUBDUT
0QUJPOT /FXHSPVQ
*O
4FMFDU
QSFTT

UPPQFOUIFHSPVQTMJTU

8SJUFBOBNFGPSUIFHSPVQPSVTFUIFEFGBVMUOBNF
(SPVQ/
BOETFMFDU
0,

0QFOUIFHSPVQ BOETFMFDU
0QUJPOT "EENFNCFST

4DSPMMUPBDPOUBDU BOEQSFTT
UPNBSLJU5PBEE
NVMUJQMFNFNCFSTBUBUJNF SFQFBUUIJTBDUJPOPOBMM
UIFDPOUBDUTZPVXBOUUPBEE
0,
4FMFDU
UPBEEUIFDPOUBDUTUPUIFHSPVQ
0QUJPOT 3FOBNF
5PSFOBNFBHSPVQ TFMFDU
0,
OFXOBNF BOETFMFDU

FOUFSUIF
3FNPWFNFNCFSTGSPNBHSPVQ
*OUIFHSPVQTMJTU PQFOUIFHSPVQZPVXBOUUPNPEJGZ
0QUJPOT 3FNPWF
GSPNHSPVQ
 4FMFDU:FTUPSFNPWFUIFDPOUBDUGSPNUIFHSPVQ
4DSPMMUPUIFDPOUBDU BOETFMFDU
5PDIFDLUPXIJDIHSPVQTBDPOUBDUCFMPOHT TDSPMMUPUIF
DPOUBDU BOETFMFDU0QUJPOT #FMPOHTUPHSPVQT
$BNFSBBOE(BMMFSZ
$BNFSB
5BLFQJDUVSFT
5PNBLFMJHIUJOHBOEDPMPSBEKVTUNFOUTCFGPSFUBLJOHB
$BNFSB ZPVDBOUBLFQJDUVSFTBOESFDPSEWJEFPT5P
*O
NPWFCFUXFFOTUJMMJNBHFBOEWJEFPDBQUVSF TFMFDU
0QUJPOT *NBHFNPEFPS7JEFPNPEF
5PBDUJWBUFUIFDBNFSB PQFOUIFDBNFSBMFOTDPWFSPOUIF
$BNFSBBQQMJDBUJPOTUBSUTXIFOB
CBDLPGUIFEFWJDF5IF
0QUJPOT *NBHFTFUVQ4DFOF 'MBTI 
8IJUFCBMBODF PS$PMPSUPOF4FF"EKVTUDPMPSBOE
QJDUVSF TFMFDU
MJHIUJOHuQ BOE4DFOFTuQ 
5PDBQUVSFTUJMMJNBHFT QSFTTUIF
LFZPSVTFUIFDBNFSB
TIVUUFSLFZ MPDBUFEPOUIFSJHIUTJEFPGUIFEFWJDF 
DBNFSBJTBDUJWBUFE BOEZPVDBOTFFUIFWJFXUPCF
$BNFSBJOEJDBUPSTTIPXUIFGPMMPXJOH
DBQUVSFE
FYUFOTJPO
/PSNBMBOE4IBSJOHWJEFPRVBMJUZNPEFT PSJO
)JHIWJEFPRVBMJUZNPEF 4FF7JEFP
TFUUJOHTuQ :PVDBOBMTPTFOEJNBHFTPSBWJEFPJOB
BOENFNPSZDBSE
5IFJNBHFTJOEJDBUPS  FTUJNBUFTIPXNBOZJNBHFT 
EFQFOEJOHPOUIFTFMFDUFEJNBHFRVBMJUZ DBOGJUJOUIF
BSFSFDPSEFEJOUIFHQQGJMFGPSNBUXJUIUIFHQGJMF
UIFNQGJMFGPSNBU
5IFEFWJDFNFNPSZ
JOEJDBUPST  TIPXXIFSFJNBHFTBSFTBWFE
5IFJNBHFTBOEWJEFPDMJQTBSFBVUPNBUJDBMMZTBWFEJOUIF
(BMMFSZ5IFDBNFSBQSPEVDFTKQFHJNBHFT BOEWJEFPDMJQT
ZS
FMM
E
OB
B
SF
SFNBJOJOHNFNPSZPGZPVSEFWJDFPSUIFNFNPSZDBSE
5IFTDFOFJOEJDBUPS  TIPXTUIFBDUJWFTDFOF4FF
4DFOFTuQ 
NVMUJNFEJBNFTTBHFBTBOFNBJMBUUBDINFOU PSXJUI
#MVFUPPUIXJSFMFTTUFDIOPMPHZ
:PVDBOJOTFSUBOJNBHFJOUPBDPOUBDUDBSE4FF4BWF
OBNFTBOEOVNCFSTuQ 
:PVS/PLJB/TVQQPSUTBOJNBHFDBQUVSFSFTPMVUJPOPG
VQUPYQJYFMT5IFJNBHFSFTPMVUJPOJOUIFTF
NBUFSJBMTNBZBQQFBSEJGGFSFOU

ZS
FMM
E
OB
B
SF
t 5IFGMBTIJOEJDBUPS  
TIPXTJGUIFGMBTIJTTFUUP
"VUPNBUJD
PS0GG
'PSDFE
5IFSFTPMVUJPOJOEJDBUPS
 TIPXTUIFTFMFDUFE
JNBHFRVBMJUZ4FF
QJDUVSFT QSFTT
*GZPVEPOPUXBOUUPLFFQUIFJNBHF QSFTT
5PTFOEUIFJNBHF
UJNFSuQ 
4BWJOHUIFDBQUVSFEJNBHFNBZUBLFMPOHFSJGZPVDIBOHF
UIF[PPN MJHIUJOH PSDPMPSTFUUJOHT
8IFOUBLJOHBQJDUVSF OPUFUIFGPMMPXJOH
*UJTSFDPNNFOEFEUPVTFCPUIIBOETUPLFFQUIF
DBNFSBTUJMM
5PUBLFJNBHFTPSSFDPSEWJEFPJOEJGGFSFOU
FOWJSPONFOUT VTFUIFDPSSFDUTDFOFGPSFBDI
FOWJSPONFOU4FF4DFOFTuQ 
5IFRVBMJUZPGB[PPNFEQJDUVSFJTMPXFSUIBOUIBUPGB
OPO[PPNFEQJDUVSF

0QUJPOT 4FOEUPDBMMFS
0QUJPOT &EJU4FF&EJU
5PFEJUUIFQJDUVSF TFMFDU
JNBHFTuQ 
5IFTFMGUJNFSJOEJDBUPS  TIPXTUIBUUIF
TFMGUJNFSJTBDUJWBUFE4FF:PVJOUIFQJDUVSF‰TFMG
5PTFOEBOJNBHFUPUIFPUIFSQBSUZEVSJOHBOBDUJWF
DBMM TFMFDU
UIFTFRVFODFNPEFJT
'PSNPSFJOGPSNBUJPO TFF
5IJTPQUJPOJTOPUBWBJMBCMFEVSJOHBOBDUJWFDBMM
5IFTFRVFODFNPEF
BDUJWF4FF5BLFQJDUVSFTJOBTFRVFODFuQ 
#MVFUPPUI QSFTT
7JBNVMUJNFEJB 7JBFNBJM PS7JB
.FTTBHJOHuQ  BOE#MVFUPPUIDPOOFDUJPOuQ 
DBNFSBTFUUJOHTuQ 
JOEJDBUPS  TIPXTUIBU
"GUFSUIFJNBHFJTUBLFO OPUFUIFGPMMPXJOH
"EKVTUTUJMMJNBHF
5IFDBNFSBHPFTJOUPUIFCBUUFSZTBWJOHNPEFJGUIFSF
BSFOPLFZQSFTTFTXJUIJOBNJOVUF5PDPOUJOVFUBLJOH
0QUJPOT 1SJOU4FF*NBHF
5PQSJOUUIFQJDUVSF TFMFDU
QSJOUuQ 
5BLFQJDUVSFTJOBTFRVFODF
5PTFUUIFDBNFSBUPUBLFQJDUVSFTJOBTFRVFODFXJUIB
TJOHMFQSFTTPGUIF
LFZPSUIFDBNFSBTIVUUFSLFZ TFMFDU
0QUJPOT 4FRVFODFNPEF*GZPVQSFTTBOEIPMEUIF
LFZPSUIFDBNFSBTIVUUFSLFZ JNBHFDBQUVSFDPOUJOVFT
VOUJMZPVSFMFBTFUIFLFZ5IFOVNCFSPGQJDUVSFTZPVDBO
DBQUVSFEFQFOETPOUIFBWBJMBCMFNFNPSZ
"DUJWBUF
TFMGUJNFS4FF:PVJOUIFQJDUVSF‰TFMGUJNFSuQ *G
:PVDBOBMTPVTFUIFTFRVFODFNPEFXJUIUIF

Source Exif Data:
File Type                       : PDF
File Type Extension             : pdf
MIME Type                       : application/pdf
PDF Version                     : 1.4
Linearized                      : No
Page Count                      : 39
Has XFA                         : No
XMP Toolkit                     : XMP toolkit 2.9.1-14, framework 1.6
About                           : uuid:9992eca5-dd66-49c1-b42f-806d27341a99
Producer                        : Acrobat Distiller 5.0.5 (Windows)
Create Date                     : 2005:08:03 14:50:04Z
Modify Date                     : 2005:08:18 19:01:12-07:00
Metadata Date                   : 2005:08:18 19:01:12-07:00
Document ID                     : uuid:afba3d1f-a8db-4dfc-817b-c6cb927ae6f0
Format                          : application/pdf
EXIF Metadata provided by EXIF.tools
FCC ID Filing: QFXRM-84

Navigation menu