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February 1, 2012 - The Reflector - Page B5 PROBATE NOTICE TO CREDITORS RCW 11.40.030 Case No. 12-4-00005-1 SUPERIOR COURT OF WASHINGTON FOR CLARK COUNTY IN THE MATTER OF THE ESTATE OF PATRICIA ALBERTA ALLEYN, De-ceased. The Personal Representative named below has been appointed as Personal Representative of this estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the Personal Representative or the Personal Representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court in which the probate proceedings were commenced. The claim must be presented within the later of: (1) thirty (30) days after the Personal Representative served or mailed the notice to the creditor as provided under RCW 11.40.020(1)(c); or (2) four (4) months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and nonprobate assets. DATE OF FIRST PUBLICATION: January 25, 2012 PERSONAL REPRESENTATIVE: Michael Alleyn ATTORNEY FOR PERSONAL REPRESENTATIVE: Elizabeth A. Perry, WSBA #07234, Of LANDERHOLM, P.S. ADDRESS FOR MAILING OR SERVICE: 805 Broadway Street, Suite 1000, P.O. Box 1086, Vancouver, WA 986661086. 360-696-3312 Court of probate proceedings: Superior Court of Washington for Clark County Cause number: 12-400005-1 LANDERHOLM Legal advisors. Trusted advocates 805 Broadway Street Suite 1000 P.O. Box 1086 Vancouver, WA 98666-1086 T: 360-816-2487 T: 503-283-3393 F: 360-816-2488 Jan25,Feb1,8 PROBATE NOTICE TO CREDITORS (RCW 11.40.030) Cause No. 12 4 00021 3 IN THE SUPERIOR COURT OF WASHINGTON FOR CLARK COUNTY PROBATE DEPARTMENT In the Mater of the Estate of Douglas W. Anderson, Deceased. PLEASE TAKE NOTICE: The Personal Representative named below has been appointed as Personal Representative of this estate. Any person having a claim against the decedent must, before the time the claim would be bared by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the Personal Representative or the Personal Representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court in which the probate proceedings were commenced. The claim must be presented within the later of: (1) Thirty days after the Personal Representative served or mailed the notice to the creditor as provided under RCW 11.40.020(1)(c); or (2) four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and nonprobate assets. Date of First Publication: January 25, 2012 SUSAN E. ANDERSON Personal Representative 18004 NE 81st Circle Vancouver, WA 98682 Attorney for the Personal Representative: Louis A. Santiago Holland & Knight Court of Probate Proceedings and Cause No.: Superior Court of Washington for Clark County, No. 12-400021-3 HOLLAND & KNIGHT, LLP 2300 U.S. Bancorp Tower 111 S.W. Fifth Avenue Portland, Oregon 97204 Telephone: 503-243-2300 Facsimile: 503-241-8014 Jan25,Feb1,8 TS No.: WA-09-331476-SH APN No.: 164340-10 NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. I. NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee will on 3/2/2012, at 11:00 AM At the main entrance under the gazebo to the CLARK County Government Building 1300 Franklin, Vancouver, WA sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or state chartered banks, at the time of sale the following described real property, situated in the County of Clark, State of Washington, to wit: LOT 45, DAVANNA TERRACE, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME 311 OF PLATS, PAGE 169, RECORDS OF CLARK COUNTY, WASHINGTON. Commonly known as: 2425 NE 166TH PLACE VANCOUVER, WA 98684 which is subject to that certain Deed of Trust dated 12/30/2008 recorded 12/31/2008, under Auditor’s File No. 4519535, records of Clark County, Washington, from KENNETH BLACKWELL, A MARRIED MAN, as Grantor(s), to FIDELITY NATIONAL TITLE COMPANY, as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR METLIFE HOME LOANS, A DIVISION OF METLIFE BANK N.A., as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR METLIFE HOME LOANS, A DIVISION OF METLIFE BANK, N.A. (or by its successors-ininterest and/or assigns, if any), to MetLife Home Loans, a division of MetLife Bank, N.A. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $49,612.52 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $223,237.04, together with interest as provided in the Note from the 8/1/2009, and such other costs and fees as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by said Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 3/2/2012. The defaults referred to in Paragraph III must be cured by 2/20/2012 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 2/20/2012 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated at any time after the 2/20/2012 (11 days before the sale date) and before the Sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME KENNETH BLACKWELL, A MARRIED MAN ADDRESS 2425 NE 166TH PLACE VANCOUVER, WA 98684 by both first class and certified mail on 12/15/2009, proof of which is in the possession of the Trustee, and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property, described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS OR TENANTS- The purchaser at the Trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060 If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 11/28/2011 Quality Loan Service Corp. of Washington, as Trustee By: Brook Frank, Assistant Secretary For NonSale, Payoff & Reinstatement info Quality Loan Service Corp of Washington 2141 Fifth Avenue San Diego, CA 92101 (866) 645-7711 Sale Line: 714-573-1965 or Login to: www.priorityposting.com For Service of Process on Trustee: Quality Loan Service Corp. of Washington 19735 10TH Avenue NE Suite N-200 Poulsbo, WA 98370 (866) 645-7711 P900933 2/1, 02/22/2012 PROBATE NOTICE TO CREDITORS RCW 11.40.020, 11.40.030 Case No. 12-4-00043-4 SUPERIOR COURT OF WASHINGTON FOR CLARK COUNTY In the Estate of: ETHEL PAULINE BUSSEY, De-ceased. The Personal Representative named below has been appointed as Personal Representative of this estate. Any person having a claim against the decedent must, prior to the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the Personal Representative or the Personal Representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the Court. The claim must be presented within the latter of: (1) Thirty days after the Personal Representative served or mailed the notice to the creditor as provided under RCW 11.40.020(3); or (2) Four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and RCW 11.40.060. This bar is effective as to claims against both the probate assets and nonprobate assets of the decedent. DATE OF FIRST PUBLICATION: January 25, 2012. Delbert F. Bussey, Jr. Personal Representative Juliet C. Laycoe WSBA #28275 Attorney for Personal Representative Laycoe & Bogdon PC 1112 Daniels Street, Suite 100 Vancouver, Washington 98660 Phone: (360) 693-1630 Laycoe & Bogdon PC Attorneys at Law 1112 Daniels Street, Suite 100 Vancouver, Washington 98660 Phone: 360-693-1630 Fax: 360-693-2030 Jan25,Feb1,8 PROBATE NOTICE TO CREDITORS (RCW 11.40.030) No. 12 4 00035 3 IN THE SUPERIOR COURT OF CLARK COUNTY, WASHINGTON In the Matter of the Estate of Samuel Caltagirone, Deceased. The Personal Representative named below has been appointed and has qualified as Personal Representative of this estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the Personal Representative or the Personal Representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court. The claim must be presented within the later of: (1) Thirty days after the Personal Representative served or mailed the notice to the creditor as provided under RCW 11.40.020(3); or (2) four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and nonprobate assets. DATE OF FILING COPY OF NOTICE TO CREDITORS WITH CLERK OF THE COURT: January 13, 2012 DATE OF FIRST PUBLICATION: January 25, 2012 SAMUEL S. CALTAGIRONE Personal Representative c/o JILL R. KURTZ Attorney for the Estate JACKSON, JACKSON & KURTZ, INC., P.S. PO Box 340 Battle Ground, WA 98604 Phone: 360-687-7106 FAX: 360-687-3121 JACKSON, JACKSON & KURTZ, INC., P.S. Attorneys at Law 704 East Main Street Suite 102 P.O. Box 340 Battle Ground, Washington 98604 360-687-7106 Jan25,Feb1,8 NOTICE OF HEARING ON PETITION FOR DECREE OF DISTRIBUTION No. 11 4 00159 9 SUPERIOR COURT OF WASHINGTON FOR CLARK COUNTY In Re the Matter of the Estate of: Darrell L. Carlile, Deceased. TO: The Clerk of the Superior Court AND TO: The heirs, legatees and devisees of the Estate of Darrell L. Carlile PLEASE TAKE NOTICE that: 1. The Personal Representative, Diana L. Dissen has filed her final Report and Petition for Decree of Distribution with the Superior Court of the State of Washington Clark County, for the entry of a Decree of Distribution and a hearing on that petition will be held on Friday, the 24th day of February, 2010 at 1:30 o’clock p.m. in the presiding courtroom of the Probate Department of the Superior Court of Clark County located at 1200 Franklin Street, Vancouver, Washington 98660; and 2. The Personal Representative’s Final Report and Petition for Decree of Distribution has been filed with the court; and 3. A person entitled to notice has the right to appear at the time of the hearing on the Personal Representative’s Final Report and Petition for Decree of Distribution and to object to the granting of the Decree of Distribution in writing no later than 5-days prior to the hearing. This notice is issued pursuant to RCW 11.76.040 and is being published in The Reflector no earlier than 20-days before the aforesaid hearing. DATED this 26th day of January, 2012. DONALD A. ESAU WSBA #14728 Attorney for Petitioner DONALD A. ESAU, P.S. Attorney at Law P.O. Box 822050 7711 NE 110th Ave. Vancouver, WA 98682-0047 360-694-9982 Fax: 360-253-5296 Feb1 TS No.: WA-10-393645-SH APN No.: 110294-120 NOTICE OF TRUSTEE’S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. I. NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 2/10/2012, at 11:00 AM at At the main entrance under the gazebo to the Clark County Government Building 1300 Franklin, Vancouver, W A sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of CLARK, State of Washington, towit: LOT 60, ROYAL HIGHLANDS NO. 3, ACCORDING TO THE PLAT THEREOF, RECORDED IN VOLUME “G” OF PLATS, PAGE 104, RECORDS OF CLARK COUNTY, WASHINGTON. Commonly known as: 8000 Ne Royal Street Vancouver, WA 98662 which is subject to that certain Deed of Trust dated 2/22/2007, recorded 2/28/2007, under Auditor’s File No. 4291404 records of CLARK County, Washington, from JANA A. DEBUHR, AN UNMARRIED WOMAN, as Grantor(s), to CHICAGO TITLE INSURANCE COMPANY, as Trustee, to secure an obligation in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR LOWNHOME FINANCIAL HOLDINGS, LLC. A LIMITED LIABILITY COMPANY, as Beneficiary, the beneficial interest in which was assigned by MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR LOWNHOME FINANCIAL HOLDINGS, LLC. A LIMITED LIABILITY COMPANY (or by its successors-in-interest and/or assigns, if any), to Deutsche Bank National Trust Company as Trustee for GSAA Home Equity Trust 2007-5, AssetBacked Certificates, Series 2007-5. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $27,861.42 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $176,000.00, together with interest as provided in the Note from the 2/1/2010, and such other costs and fees as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by said Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 2/10/2012. The defaults referred to in Paragraph III must be cured by 1/30/2012 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 1/30/2012 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated at any time after the 1/30/2012 (11 days before the sale date) and before the Sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/ or Deed of Trust. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME JANA A. DEBUHR, AN UNMARRIED WOMAN ADDRESS 8000 Ne Royal Street Vancouver, WA 98662 by both first class and certified mail on 10/12/2010, proof of which is in the possession of the Trustee, and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property, described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTSThe purchaser at the Trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060 If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 11/7/2011 Brooke Frank Quality Loan Service Corp. of Washington, as Trustee By: Brooke Frank, Assistant Secretary For NonSale, Payoff & Reinstatement info Quality Loan Service Corp of Washington 2141 Fifth Avenue San Diego, CA 92101 (866) 645-7711 Sale Line: 714-573-1965 or Login to: www.priorityposting.com For Service of Process on Trustee: Quality Loan Service Corp. of Washington 19735 10TH Avenue NE Suite N-200 Poulsbo, WA 98370 (866) 645-7711 P895460 1/11, 02/01/2012 PROBATE NOTICE TO CREDITORS RCW 11.20.020 No. 11 4 00931 0 IN THE SUPERIOR COURT OF THE STATE OF WASHINGTON FOR CLARK COUNTY Estate of Rose Marie Flodin, Deceased. The Personal Representative named below has been appointed as Personal Representative of this estate. Any person having a claim against the decedent must, before the time the claim would be barred by any otherwise applicable statute of limitations, present the claim in the manner as provided in RCW 11.40.070 by serving on or mailing to the Personal Representative or the Personal Representative’s attorney at the address stated below a copy of the claim and filing the original of the claim with the court. The claim must be presented within the later of: (1) Thirty days after the Personal Representative served or mailed the notice to the creditor as provided under RCW 11.40.020(1)(c); or (2) four months after the date of first publication of the notice. If the claim is not presented within this time frame, the claim is forever barred, except as otherwise provided in RCW 11.40.051 and 11.40.060. This bar is effective as to claims against both the decedent’s probate and nonprobate assets. DATE FIRST PUBLISHED: January 18, 2012 TERESA A. FLODIN Personal Representative ATTORNEY FOR PERSONAL REPRESENTATIVE: JUNE M. WIYRICK FLORES WSBA #30452 of Ater Wynne LLP Address for Mailing or Service: Ater Wynne LLP 601 Union Street Suite 1501 Seattle, WA 98101 ATER WYNNE, LLP 601 Union Street, Suite 1501 Seattle, WA 98101 206-623-4711 Jan18,25,Feb1 NOTICE OF TRUSTEE’S SALE I. NOTICE IS HEREBY GIVEN that the undersigned Trustee Lee M. Hess will on Friday, the 2d day of March 2012 at the hour of 11:00 am, at the following location: In front of the Clark County Public Service Center near the corner of Franklin and 13th Street in the City of Vancouver, State of Washington, sell (subject to any conditions imposed by the Trustee) at public auction to the highest and best bidder, payable at the time of sale, the following described real property, situated in the County of Clark, State of Washington, to wit: The East one-third (1/3) of that portion of the Southwest quarter of the Northeast quarter of Section 15, Township 2 North, Range 3 East of the Willamette Meridian, Clark County, Washington, described as follows: BEGINNING at the Northwest corner of the East half of the East half of the Southwest quarter of the Northeast quarter of said Section 15, as conveyed to Charles W. McDonald, Sr., et al, by deed recorded under Auditor’s File No. 7802270129; thence West, along the North line of said Southwest quarter of the Northeast quarter, 660 feet to the East line of Short Plat recorded in Book 1 of Short Plats, at page 472, records of Clark County, Washington; thence South along the East line of said Short Plat, 1,003 feet, more or less, to the North line of that tract conveyed to Dennis R. Lund, et ux, by Contract recorded under Auditor’s File No. 8010080146; thence East, along the North line of said Lund Tract, 666 feet, more or less, to the West line of said McDonald Tract; thence North along the West line of said McDonald Tract, 1,002 feet, more or less, to the POINT OF BEGINNING. EXCEPT NE 53rd Street Parcel II A non-exclusive easement for ingress, egress and utilities 60 feet in width, the centerline of which being the South line of that tract conveyed to Dennis R. Lund, et ux, by Contract recorded under Auditor’s File No 8010080146, records of Clark County, Washington. Parcel III An easement for road and utility purposes over the easement area as shown on Short Plat, recorded in Book 1 of Short Plats, at page 472, records of Clark County, Washington Abbreviated Legal Description: Section: Tax Account No.: 171258000 Section: 15 Township: 2N Range: 3E Tax Lot: #15 (Commonly known as 24502 NE 50th Street, Vancouver, Washington 98682) The afore described real property is subject to that certain Deed of Trust dated April 15, 2005 and recorded on April 15, 2005 under Auditor’s File No.3973808 records of Clark County, Washington, from Viktor Goldinov and Natalya P. Goldinov as grantors to Fidelity National Title Company of Washington, Inc. as trustee to secure an obligation in favor of CIT Small Business Lending Corporation, as beneficiary. II No action commenced by the beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s Grantor’s or any successor in interest’s default on the obligation secured by the Deed of Trust. III The defaults for which this foreclosure is made are as follows: Failure to pay when due the following amounts which are now in arrears: The dates and amounts due for each payment are: 11/21/08 = $41,975.10 (one payment totaling $41,975.10) Interest continues to run on the unpaid payment amount at the rate of $5.77/day. The total amount of principal and interest due as of 10/15/11 = $48,258.63. Total past due Principal, Interest and Late Charges amount as of 10/15/11=$48,258.63 Payments of 2011 general taxes of $9,872.05 Special Assessment for Clean Water program Amount $26.40 Special Assessment for Fire Patrol Amount $17.90 Special Assessment for Mosquito Control Amount $3.45 1. OTHER CHARGES, COSTS AND FEES In addition to the amounts in arrears specified above, you are or may be obliged to pay the following estimated charges, costs and fees to reinstate the Deed of Trust if reinstatement is made before the recordation of the Notice of Trustee’s Sale: Trustee’s or Attorney’s Fees $3818.00 Title Report $530.18 Recording Fees $0.00 Search Charges $00.00 Inspection $0.00 Appraisal &Environmental $300.00 Postal Costs $25.00 Estimated Photocopies $0.00 Long Distance Telephone Charges $0.00 Service/Posting of Notice of Default $150.00 Estimated Total Costs and Fees $4,823.18 Estimated Total Breach Amounts $48,258.63 Estimated Total Reinstatement Amount $53,081.81 The estimated amounts that will be due to reinstate February 20, 2012 (11 days before sale date): 11/21/08 = $41,975.10 (one payment totaling $41,975.10) Interest continues to run on the unpaid payment amount at the rate of $5.77/day. Total additional interest from October 15, 2011 to February 2, 2012 = $680.86. The total amount of principal and interest due as of February 2, 2012 = $48,939.49 Total past due Principal, Interest and Late Charges amount as of February 2, 2012 = $48,939.49 Estimated Additional Costs and Fees Trustee’s or Attorney’s Fees $3,500.00 Title Report $150.00 Recording Fees $75.00 Search Charges $100.00 Inspection $0.00 Appraisal &Environmental $0.00 Publication $1500.00 Postal Costs $150.00 Estimated Photocopies $150.00 Long Distance Telephone Charges $0.00 Service/Posting $150.00 Estimated Total Additional Costs and Fees $5,775.00 Total Estimated additional interest, late charges costs and fees: $6,455.86 Total Estimated Total Reinstatement Amount as of February 20, 2012 (11 days before sale): $59,537.67 IV The sum owing on the obligation secured by the Deed of Trust is $41,975.10 together with interest as provided in the underlying Note and such other costs and fees are due under the Note and Deed of Trust and as provided by statute. Of course, as time passes other payments may become due and any further payments coming due and any additional late charges must be added to the reinstating payment. Any new defaults not involving payment of money that occur after the date of this notice must also be cured in order to effect reinstatement. In addition, because some of the charges can only be estimated at this time and because the amount necessary to reinstate may include presently unknown expenditures required to preserve the property, or to comply with state or local laws, it is necessary for you to contact the Trustee before the time you tender reinstatement so that you may be advised of the exact amount you will be required to pay. Tender of payment of performance must be in the full amount by certified funds or cash equivalent to the Trustee whose address is: Lee M. Hess, Lee M. Hess, P.C., 4804 NW Bethany Blvd., Suite I-2, #322, Portland, OR 972299260 V The above described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. The Sale will be made without warranty express or implied, regarding title, possession, or encumbrances on the 2nd day of March, 2012. The defaults referred to in paragraph III must be cured by February 20, 2012, 11 days prior to the sale date, to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time on or before February 20, 2012 (11 days before the sale date) the defaults as set forth in paragraph III are cured and the Trustee’s fees and costs are paid. The sale may be terminated any time after February 20, 2012 (11 days before the sale date) and before the sale by the Borrower, Grantor any Guarantor, any successor in interest, or the holder of any recorded junior lien encumbrance paying the entire principal and interest secured by the Deed of Trust, plus costs, fees, and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust, and curing all other defaults. This is an attempt to collect a debt and any information obtained will be used for that purpose. VI A written Notice of Default was transmitted by the Trustee to the Borrower, Grantor, and any successor at the following addresses: Viktor Goldinov, Grantor, 24602 NE 53rd St., Vancouver, Washington 98682 Natalya Goldinov, Grantor, 24602 NE 53rd St., Vancouver, Washington 98682 Viktor Goldinov, Grantor, 496 E Valley Rd., Skamokawa, Washington 98647 Natalya Goldinov, Grantor 496 E Valley Rd., Skamokawa, Washington 98647 Viktor Goldinov, Grantor, 24502 NE 50th Street, Vancouver, Washington 98682 Natalya Goldinov, Grantor, 24502 NE 50th Street, Vancouver, Washington 98682 Gavrilova Evelina, Successor, 24502 NE 50th Street, Vancouver, Washington 98682 Gavrilova Evelina, Successor, 14002 NE 45th Street, Vancouver, Washington 98682 by both first class and certified mail on August 15, 2011 proof of which is in the possession of the Trustee, and on August 16, 2011 the Borrowers, Grantors, and any successor in interest were personally served with written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above and the Trustee has possession of proof of such service or posting. VII The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above described property. IX Anyone having any objection to the sale on any grounds whatsoever are afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to the Revised Code of Washington Chapter 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s Sale. Service of process of any lawsuit or legal action may be made on the Trustee, Lee M. Hess whose address is: Lee M. Hess, c/o Hess Law Office, 312 North Second, Walla Walla, Washington 99362. Phone: 509 525 4744 X NOTICE TO OCCUPANTS OR TENANTS The purchaser at the trustee’s sale is entitled to possession of the property on the 20th day following the sale, as against the grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060; XI. Notice to Guarantors 1) The Guarantor may be liable for a deficiency judgment to the extent the sale price obtained at the Trustee’s Sale is less than the debt secured by the Deed of Trust. 2) The Guarantor has the same rights to reinstate the debt, cure the default, or repay the debt as is given to the Grantor in order to avoid the Trustee’s Sale. 3) The Guarantor will have no right to redeem the property after the trustee’s sale. 4) Subject to such longer periods as are provided in the Washington Deed of Trust Act, 64.24 RCW, any action to enforce a guaranty must be commenced within one year after the Trustee’s sale, or the last trustee’s sale under any deed of trust granted to secure the same debt. 5) In any action for a deficiency, the Guarantor will have the right to establish the fair value of the property as of the date of the Trustee’s Sale, less prior liens and encumbrances, and to limit its liability for a deficiency to the difference between the debt and the greater of such fair value or the sale price paid at the trustee’s sale, plus interest and costs. DATED this 18th day of October, 2011. Lee M. Hess, Trustee Lee M. Hess Lee M. Hess, P.C. 4804 NW Bethany Blvd Suite I-2, #322 Portland, OR 97229-9260 Phone: 503 273 8674 STATE OF OREGON ) ) SS. County of Washington ) I certify that I know or have satisfactory evidence that Lee M. Hess is the person who appeared before me, and said person acknowledged that he signed this instrument and on oath stated that he was authorized to execute the instrument and acknowledged it as the free and voluntary act of such party for the uses and purposes mentioned in the instrument. DATED this 18th day of October, 2011. CRAIG EDWARD SHIPPEY Notary Public for Oregon. My Commission expires: 6-7-2013 Feb1,22 NOTICE OF TRUSTEE S SALE PURSUANT TO THE REVISED CODE OF WASHINGTON CHAPTER 61.24 ET. SEQ. TS No.: WA-10401389-SH APN No.: 104906022 I. NOTICE IS HEREBY GIVEN that Quality Loan Service Corp. of Washington, the undersigned Trustee, will on 3/2/2012, at 11:00 AM at At the Public Service Center Gazebo, 1300 Franklin Street, Vancouver, WA 98660 sell at public auction to the highest and best bidder, payable, in the form of cash, or cashier’s check or certified checks from federally or State chartered banks, at the time of sale the following described real property, situated in the County of CLARK, State of Washington, to-wit: LOT 11 OF WALNUT MANOR I, ACCORDING TO THE PLAT THEREOF, RECORDED IN BOOK 311, PAGE 313, RECORDS OF CLARK COUNTY, WASHINGTON. Commonly known as: 8319 61STST NE, VANCOUVER, WA 98662 which is subject to that certain Deed of Trust dated 9/22/2006, recorded 9/27/2006, under Auditor’s File No. 4227971 records of CLARK County, Washington, from KATHLEEN E MARTIN , A MARRIED WOMAN AS HER SEPARATE ESTATE, as Grantorfs), to NORTHWEST TRUSTEE SERVICES LLC, as Trustee, to secure an obligation in favor of WELLS FARGO BANK, N.A. A NATIONAL ASSOCIATION, as Beneficiary, the beneficial interest in which was assigned by WELLS FARGO BANK, N.A. A NATIONAL ASSOCIATION (or by its successors-in-interest and/or assigns, if any), to HSBC BANK USA, NATIONAL ASSOCIATION AS TRUSTEE FOR WELLS FARGO ASSET SECURITIES CORPORATION, MORTGAGE PASS THROUGH CERTIFICATES, SERIES 2006-18.. II. No action commenced by the Beneficiary of the Deed of Trust is now pending to seek satisfaction of the obligation in any Court by reason of the Borrower’s or Grantor’s default on the obligation secured by the Deed of Trust/Mortgage. III. The default(s) for which this foreclosure is made is/are as follows: Failure to pay when due the following amounts which are now in arrears: $59,757.05 IV. The sum owing on the obligation secured by the Deed of Trust is: The principal sum of $319,596.66, together with interest as provided in the Note from the 2/1/2010, and such other costs and fees as are provided by statute. V. The above-described real property will be sold to satisfy the expense of sale and the obligation secured by the Deed of Trust as provided by statute. Said sale will be made without warranty, expressed or implied, regarding title, possession or encumbrances on 3/2/2012. The defaults referred to in Paragraph III must be cured by 2/20/2012 (11 days before the sale date) to cause a discontinuance of the sale. The sale will be discontinued and terminated if at any time before 2/20/2012 (11 days before the sale) the default as set forth in Paragraph III is cured and the Trustee’s fees and costs are paid. Payment must be in cash or with cashiers or certified checks from a State or federally chartered bank. The sale may be terminated any time after the 2/20/2012 (11 days before the sale date) and before the sale, by the Borrower or Grantor or the holder of any recorded junior lien or encumbrance by paying the principal and interest, plus costs, fees and advances, if any, made pursuant to the terms of the obligation and/or Deed of Trust. VI. A written Notice of Default was transmitted by the Beneficiary or Trustee to the Borrower and Grantor at the following address(es): NAME KATHLEEN E MARTIN , A MARRIED WOMAN AS HER SEPARATE ESTATE ADDRESS 8319 61STST NE, VANCOUVER, WA 98662 by both first class and certified mail on 3/25/2011, proof of which is in the possession of the Trustee; and the Borrower and Grantor were personally served, if applicable, with said written Notice of Default or the written Notice of Default was posted in a conspicuous place on the real property described in Paragraph I above, and the Trustee has possession of proof of such service or posting. VII. The Trustee whose name and address are set forth below will provide in writing to anyone requesting it, a statement of all costs and fees due at any time prior to the sale. VIII. The effect of the sale will be to deprive the Grantor and all those who hold by, through or under the Grantor of all their interest in the above-described property. IX. Anyone having any objections to this sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the sale pursuant to RCW 61.24.130. Failure to bring such a lawsuit may result in a waiver of any proper grounds for invalidating the Trustee’s sale. NOTICE TO OCCUPANTS OR TENANTS - The purchaser at the Trustee’s Sale is entitled to possession of the property on the 20th day following the sale, as against the Grantor under the deed of trust (the owner) and anyone having an interest junior to the deed of trust, including occupants who are not tenants. After the 20th day following the sale the purchaser has the right to evict occupants who are not tenants by summary proceedings under Chapter 59.12 RCW. For tenant-occupied property, the purchaser shall provide a tenant with written notice in accordance with RCW 61.24.060. If the sale is set aside for any reason, including if the Trustee is unable to convey title, the Purchaser at the sale shall be entitled only to a return of the monies paid to the Trustee. This shall be the Purchaser’s sole and exclusive remedy. The purchaser shall have no further recourse against the Trustor, the Trustee, the Beneficiary, the Beneficiary’s Agent, or the Beneficiary’s Attorney. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. Dated: 11/28/2011 Quality Loan Service Corp. of Washington, as Trustee By: Brooke Frank, Assistant Secretary For Non-Sale, Payoff and Reinstatement info Quality Loan Service Corp of Washington 2141 Fifth Avenue San Diego, CA92101 (866) 645-7711 Sale Line: 714-7302727 or Login to: www.lpsasap. com For Service of Process on Trustee: Quality Loan Service Corp., of Washington 19735 10th Avenue NE Suite N-200 Poulsbo,WA 98370 (866)6457711 ASAP# 4142001 02/01/2012, 02/22/2012
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