American Express Global Credit Authorization Guide April 2016 Apr
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- Summary of Changes Table
- Table of Contents
- 1.0 About the Global Credit Authorization Guide
- 2.0 Implementation Planning
- 3.0 Card Acceptance Guidelines
- 4.0 Guidelines for Using the GCAG ISO 8583 Message Formats
- 5.0 Card Acceptance Supported Services
- 6.0 Fraud Prevention Services
- 7.0 ISO 8583 Message Bit Map Table
- 8.0 ISO 8583 Authorization Request/Response Message Formats
- 8.1 1100 Authorization Request
- MESSAGE TYPE IDENTIFIER
- BIT MAP - PRIMARY
- BIT MAP - SECONDARY
- PRIMARY ACCOUNT NUMBER (PAN)
- PROCESSING CODE
- AMOUNT, TRANSACTION
- DATE AND TIME, TRANSMISSION
- SYSTEMS TRACE AUDIT NUMBER
- DATE AND TIME, LOCAL TRANSACTION
- DATE, EFFECTIVE
- DATE, EXPIRATION
- DATE, SETTLEMENT
- MERCHANT TYPE
- COUNTRY CODE, ACQUIRING INSTITUTION
- POINT OF SERVICE DATA CODE
- FUNCTION CODE
- MESSAGE REASON CODE
- CARD ACCEPTOR BUSINESS CODE
- APPROVAL CODE LENGTH
- ACQUIRER REFERENCE DATA
- ACQUIRING INSTITUTION IDENTIFICATION CODE
- FORWARDING INSTITUTION IDENTIFICATION CODE
- TRACK 2 DATA
- RETRIEVAL REFERENCE NUMBER
- CARD ACCEPTOR TERMINAL IDENTIFICATION
- CARD ACCEPTOR IDENTIFICATION CODE
- CARD ACCEPTOR NAME/LOCATION
- TRACK 1 DATA
- ADDITIONAL DATA - NATIONAL
- ADDITIONAL DATA - PRIVATE
- CURRENCY CODE, TRANSACTION
- PERSONAL IDENTIFICATION NUMBER (PIN) DATA
- SECURITY RELATED CONTROL INFORMATION
- INTEGRATED CIRCUIT CARD SYSTEM RELATED DATA
- NATIONAL USE DATA
- NATIONAL USE DATA
- PRIVATE USE DATA
- PRIVATE USE DATA
- KEY MANAGEMENT DATA
- MESSAGE AUTHENTICATION CODE FIELD
- 8.2 1110 Authorization Response
- MESSAGE TYPE IDENTIFIER
- BIT MAP - PRIMARY
- PRIMARY ACCOUNT NUMBER (PAN)
- PROCESSING CODE
- AMOUNT, TRANSACTION
- DATE AND TIME, TRANSMISSION
- SYSTEMS TRACE AUDIT NUMBER
- DATE AND TIME, LOCAL TRANSACTION
- DATE, SETTLEMENT
- AMOUNTS, ORIGINAL
- ACQUIRER REFERENCE DATA
- ACQUIRING INSTITUTION IDENTIFICATION CODE
- PRIMARY ACCOUNT NUMBER, EXTENDED
- PRIMARY ACCOUNT NUMBER, EXTENDED (continued)
- RETRIEVAL REFERENCE NUMBER
- APPROVAL CODE
- ACTION CODE
- CARD ACCEPTOR TERMINAL IDENTIFICATION
- CARD ACCEPTOR IDENTIFICATION CODE
- ADDITIONAL RESPONSE DATA
- CURRENCY CODE, TRANSACTION
- AMOUNTS, ADDITIONAL
- INTEGRATED CIRCUIT CARD SYSTEM RELATED DATA
- NATIONAL USE DATA
- NATIONAL USE DATA
- PRIVATE USE DATA
- PRIVATE USE DATA
- MESSAGE AUTHENTICATION CODE FIELD
- 8.1 1100 Authorization Request
- 9.0 ISO 8583 Reversal Advice Request/Response Message Formats
- 9.1 1420 Reversal Advice Request
- MESSAGE TYPE IDENTIFIER
- BIT MAP - PRIMARY
- PRIMARY ACCOUNT NUMBER (PAN)
- PROCESSING CODE
- AMOUNT, TRANSACTION
- SYSTEMS TRACE AUDIT NUMBER
- DATE AND TIME, LOCAL TRANSACTION
- DATE, EXPIRATION
- COUNTRY CODE, ACQUIRING INSTITUTION
- POINT OF SERVICE DATA CODE
- MESSAGE REASON CODE
- CARD ACCEPTOR BUSINESS CODE
- ACQUIRER REFERENCE DATA
- ACQUIRING INSTITUTION IDENTIFICATION CODE
- FORWARDING INSTITUTION IDENTIFICATION CODE
- RETRIEVAL REFERENCE NUMBER
- CARD ACCEPTOR TERMINAL IDENTIFICATION
- CARD ACCEPTOR IDENTIFICATION CODE
- CURRENCY CODE, TRANSACTION
- ORIGINAL DATA ELEMENTS
- PRIVATE USE DATA
- MESSAGE AUTHENTICATION CODE FIELD
- 9.2 1430 Reversal Advice Response
- MESSAGE TYPE IDENTIFIER
- BIT MAP - PRIMARY
- PRIMARY ACCOUNT NUMBER (PAN)
- PROCESSING CODE
- AMOUNT, TRANSACTION
- SYSTEMS TRACE AUDIT NUMBER
- DATE AND TIME, LOCAL TRANSACTION
- ACQUIRER REFERENCE DATA
- ACQUIRING INSTITUTION IDENTIFICATION CODE
- RETRIEVAL REFERENCE NUMBER
- ACTION CODE
- CARD ACCEPTOR TERMINAL IDENTIFICATION
- CARD ACCEPTOR IDENTIFICATION CODE
- CURRENCY CODE, TRANSACTION
- MESSAGE AUTHENTICATION CODE FIELD
- 9.1 1420 Reversal Advice Request
- 10.0 ISO 8583 Network Management Request/Response Message Formats
- 10.1 1804 Network Management Request
- MESSAGE TYPE IDENTIFIER
- BIT MAP - PRIMARY
- BIT MAP - SECONDARY
- PROCESSING CODE
- SYSTEMS TRACE AUDIT NUMBER
- DATE AND TIME, LOCAL TRANSACTION
- FUNCTION CODE
- MESSAGE REASON CODE
- FORWARDING INSTITUTION IDENTIFICATION CODE
- TRANSACTION DESTINATION INSTITUTION IDENTIFICATION CODE
- TRANSACTION ORIGINATOR INSTITUTION IDENTIFICATION CODE
- KEY MANAGEMENT DATA
- RECEIVING INSTITUTION IDENTIFICATION CODE
- MESSAGE AUTHENTICATION CODE FIELD
- 10.2 1814 Network Management Response
- MESSAGE TYPE IDENTIFIER
- BIT MAP - PRIMARY
- BIT MAP - SECONDARY
- PROCESSING CODE
- SYSTEMS TRACE AUDIT NUMBER
- DATE AND TIME, LOCAL TRANSACTION
- FUNCTION CODE
- FORWARDING INSTITUTION IDENTIFICATION CODE
- ACTION CODE
- TRANSACTION DESTINATION INSTITUTION IDENTIFICATION CODE
- TRANSACTION ORIGINATOR INSTITUTION IDENTIFICATION CODE
- KEY MANAGEMENT DATA
- RECEIVING INSTITUTION IDENTIFICATION CODE
- MESSAGE AUTHENTICATION CODE FIELD
- 10.1 1804 Network Management Request
- 11.0 Examples of Typical Message Formats
- 11.1 1100 Authorization Request Message — Card Present Transaction with AAV & CID/4DBC/4CSC — American Express
- 11.2 1100 Authorization Request Message — Card Not Present Transaction with AAV & CID/4DBC/4CSC — American Express
- 11.3 1110 Authorization Response Message — American Express
- 11.4 1420 Reversal Advice Request Message
- 11.5 1430 Reversal Advice Response Message
- 11.6 1804 Network Management Request Message
- 11.7 1814 Network Management Response Message
- 12.0 Revision Log