Producer Guide Cheat Sheet

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Mexico Auto Insurance

Mexico Home/Condo Insurance

Mexico Watercraft Liability

Multiple A Rated Carriers – ABA Seguros, ACE Seguros, El
Aguila, Grupo Nacional Provincial
Basic Included Coverage

Civil Liability

$500,000 CSL

$300,000 CSL

$100,000 CSL

$50,000 CSL

Bond and Legal Assistance – (Varies by Carrier)

Medical Payments (Varies by Carrier)

Travel Assistance
Physical Damage (Named Perils)

Collision– collision, rollover, glass breakage

Theft– total theft, fire, lightning, explosion, natural phenomena
Deductible Options

Percentage - 2% for collision perils 5% for theft perils ( Subject

Underwritten by Solid A-Rated Insurer –
Grupo Nacional Provincial

Underwritten by Solid A-Rated Insurer –
El Aguila Compañía de Seguros

to company specific minimums. % can vary by product and company)






Fixed - $500 for collision perils $500 or $1000 for theft perils
Extended Coverage Endorsement

Increased Medical Payments

Increased Bond and Legal Assistance

Coverage for Partial Theft and Vandalism $ 500 Deductible

Waiver of deductible if third party is at fault

Increased labor rate if vehicle repaired in the US (up to $100)

Modified GAP Coverage Now Available!
MexVisit
Optional travel assistance – superior to included coverage
Eligible Vehicles

Cars, Trucks, SUVs, Vans

RVs and Travel Trailers

Motorcycles (Medical Payments Excluded)

Registered ATVs or golf carts while on conventional roads
Important Exclusions

US Liability Suits

Passenger Liability

Invalid Driver’s License

Under the influence of Drugs and Alcohol

Off conventional roads

Towed units not listed on the policy for Physical Damage

Race support vehicles or runners
Important Things to Remember/Client Disclosures

All claims must be reported before leaving Mexico

Cancellations must occur before the effective date

Car valuations will be determined according to KBB or NADA
Issuance
Easy to use online issuance system for agents
Online direct-to-consumer Issuance
Daily, Six Month, and Annual Policy Terms

Coverage
Dwelling and Other Structures
From $5,000 to $1,000,000
Deductible options starting as low as $500
Personal Property
Up to $400,000
Theft Coverage from $1,000 to $250,000
Deductible options starting as low as $500
Loss of Use/Loss of Rents
From $1,000 to $200,000
Debris Removal
From $5,000 to $100,000
Personal Liability
Up to 1 Million USD*
*Mexico Liability only
Catastrophic Coverage

Earthquake and Volcanic Eruption

Hydrometeorological Events (Hurricane, Wind,
Flood, Tidal Wave)*
* Subject to peril specific deductible and coinsurance
Mandatory Endorsements

15 Day Waiting Period for hurricane Coverage
Ineligible Risks

States of Campeche, Quintana Roo, and Yucatan

Restricted Zip Codes

Assets Exposed to the Elements

Wood frame construction
Other Benefits

Costal Risk are eligible

No storm shutter requirement

Prestigious GNP Online Program
Issuance

Easy to use online issuance system for agents

Online direct-to-consumer Issuance

Coverage
Liability Options – Mexico Liability Only
o
o

50,000/100,000/50,000
100,000/300,000/100,000

Bail Bonds/Legal Assistance – $20,000
Eligibility
Use – Commercial use not eligible
Eligible Watercraft – Power Boats, Personal
Watercraft, Sail Boats, Yachts
Eligible Motor Types – Inboard, Outboard,
Inboard/Outboard
Registration - Watercraft must be registered (US
or Mexico is eligible)
Navigational Limits – Coverage is lim ited to limits
selected at time of issuance and shown on the
declarations. Insured can select one or more
of the following:
Gulf of California/Sea of Cortez
Inland Waters of Mexico
Pacific Ocean
Remainder of Gulf of Mexico
Yucatan Peninsula
Important Exclusions
o Physical Damage to insured Property
o Medical Payments for the Occupants of
the watercraft
o Pain and Suffering
o Races
o Towing of other watercraft
o Invalid Driver’s License
o Under the influence of Drugs and Alcohol
Issuance
 Easy to use online issuance system for agents
 Online direct-to-consumer Issuance
 Daily and annual Policy Terms

Toll Free: 1-888-467-4639 | www.MexicoInsuranceOnline.com | Mexico@MexicoInsuranceOnline.com

ABA
AM BEST
Ranking
US Parent
Company

Parent Company
A+
Chubb Group
(formerly ACE-INA)

Section I
(collision,
turnover, glass
breakage)

ABA Extended

ACE/Chubb

ACE Extended

El Aguila

El Aguila
Extended

GNP

GNP Extended

Parent Company A+

Parent Company A+

Parent Company A+

A-

A-

A-

A-

Chubb Group
(formerly ACE-INA)

Chubb Group
(formerly ACE-INA)

Chubb Group
(formerly ACE-INA)

American Financial
Group

American Financial
Group

N/A

N/A

Up to the value appearing on the Declarations page not to exceed Market Value (Subject to deductible)

*GNP i ncl udes natural phenomena as a Section II Peril i ncreasing the deductible to $1,000 for l osses related to flood, hurricane, etc.

Section II
(theft, fire, natural
phenomena*)

Up to the value appearing on the Declarations page not to exceed Market Value (Subject to deductible)

*GNP i ncl udes natural phenomena as a Section II Peril i ncreasing the deductible to $1,000 for l osses related to flood, hurricane, etc.

Partial
Theft/Vandalism

NO

YES $ 500 Ded.

NO

YES- $ 500 Ded.

NO

YES-$ 500 Ded.

NO

YES

Fixed Deductible

Optional

$500 Section 1
$1,000 Section 2

Optional

Standard Not
Available

Optional

$500 Section 1
$1,000 Section 2

Optional

$500 Section 1
$500 Section 2

YES

YES

NO

NO

YES

YES

YES

YES

YES

YES

NO

NO

YES

YES

YES

YES

NO

YES

NO

NO

NO

YES

NO

YES

$300,000 CSL
$500,000 CSL

$50,000 CSL
$100,000 CSL
$300,000 CSL
$500,000 CSL

$500,000 CSL

$50,000 CSL
$100,000 CSL
$300,000 CSL
$500,000 CSL

$500,000 CSL

Extension of
Liability to
Tow ed Units
Physical Damage
for Registered
Off-Road Vehicles
Collision
Deductible Waiver
When third party
at fault
Coverage for
Third Party
Liability

$50,000 CSL
$100,000 CSL
$300,000 CSL
$500,000 CSL

$500,000 CSL

$50,000 CSL
$100,000 CSL
$300,000 CSL
$500,000 CSL

Medical Payments

10,000/50,000

15,000/75,000

2,000/10,000

5,000/25,000

10,000/50,000

15,000/75,000

5,000/25,000

30,000 CSL

Medical Payments
w hen damaged by
an Uninsured
Motorist

10,000/50,000

15,000/75,000

2,000/10,000

15,000/40,000

10,000/50,000

15,000/75,000

5,000/25,000

30,000 CSL

Physical Damage
to car when
damaged by an
Uninsured Motorist

Subject to
Deductible

Deductible Waived

Subject to
Deductible

Subject to
Deductible

Subject to
Deductible

Deductible Waived

Subject to
Deductible

Deductible
Waived

Limited GAP
Coverage

NO

Yes- up to 15% over
ACV

NO

NO

NO

Yes- up to 15% over
ACV

NO

NO

Legal Assist/Bail
Bond

Up to Liability limit

Up to Liability limit

$30,000

$50,000

Up to Liability limit

Up to Liability limit

$30,000

$50,000

Roadside
Assistance

Mexvisit Included

Mexvisit Included

ACE Platinum Assist

ACE Platinum Assist

Mexvisit Included

Mexvisit Included

YES

YES

NO

$100 for all
Vehicles

NO

$100 for all
Vehicles

NO

Car/Van/Mot - $50
SUV/Pickups - $55
RV - $70
All others - $50

Increased US
Labor Rates

NO

Car/Van/Moto - $50
SUV/Pickups - $70
RV - $75
All others - $50

Marketing or Service Questions? Visit Our Help Center at MexicoInsuranceOnline.com/helpcenter, call us toll Free at 1-888-467-4639 or email us at
Mexico@MexicoInsuranceOnline.com



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