Producer Guide Cheat Sheet

User Manual:

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Mexico Auto Insurance
Mexico Home/Condo Insurance
Mexico Watercraft Liability
Multiple A Rated Carriers – ABA Seguros, ACE Seguros, El
Aguila, Grupo Nacional Provincial
Basic Included Coverage
Civil Liability
$500,000 CSL
$300,000 CSL
$100,000 CSL
$50,000 CSL
Bond and Legal Assistance – (Varies by Carrier)
Medical Payments (Varies by Carrier)
Travel Assistance
Physical Damage (Named Perils)
Collision– collision, rollover, glass breakage
Theft– total theft, fire, lightning, explosion, natural phenomena
Deductible Options
Percentage - 2% for collision perils 5% for theft perils (Subject
to company specific minimums. % can vary by product and company)
Fixed - $500 for collision perils $500 or $1000 for theft perils
Extended Coverage Endorsement
Increased Medical Payments
Increased Bond and Legal Assistance
Coverage for Partial Theft and Vandalism $ 500 Deductible
Waiver of deductible if third party is at fault
Increased labor rate if vehicle repaired in the US (up to $100)
Modified GAP Coverage Now Available!
MexVisit
Optional travel assistance – superior to included coverage
Eligible Vehicles
Cars, Trucks, SUVs, Vans
RVs and Travel Trailers
Motorcycles (Medical Payments Excluded)
Registered ATVs or golf carts while on conventional roads
Important Exclusions
US Liability Suits
Passenger Liability
Invalid Driver’s License
Under the influence of Drugs and Alcohol
Off conventional roads
Towed units not listed on the policy for Physical Damage
Race support vehicles or runners
Important Things to Remember/Client Disclosures
All claims must be reported before leaving Mexico
Cancellations must occur before the effective date
Car valuations will be determined according to KBB or NADA
Issuance
Easy to use online issuance system for agents
Online direct-to-consumer Issuance
Daily, Six Month, and Annual Policy Terms
Underwritten by Solid A-Rated Insurer –
Grupo Nacional Provincial
Coverage
Dwelling and Other Structures
- From $5,000 to $1,000,000
- Deductible options starting as low as $500
Personal Property
- Up to $400,000
- Theft Coverage from $1,000 to $250,000
- Deductible options starting as low as $500
Loss of Use/Loss of Rents
- From $1,000 to $200,000
Debris Removal
- From $5,000 to $100,000
Personal Liability
- Up to 1 Million USD*
*Mexico Liability only
Catastrophic Coverage
Earthquake and Volcanic Eruption
Hydrometeorological Events (Hurricane, Wind,
Flood, Tidal Wave)*
* Subject to peril specific deductible and coinsurance
Mandatory Endorsements
15 Day Waiting Period for hurricane Coverage
Ineligible Risks
States of Campeche, Quintana Roo, and Yucatan
Restricted Zip Codes
Assets Exposed to the Elements
Wood frame construction
Other Benefits
Costal Risk are eligible
No storm shutter requirement
Prestigious GNP Online Program
Issuance
Easy to use online issuance system for agents
Online direct-to-consumer Issuance
Underwritten by Solid A-Rated Insurer –
El Aguila Compañía de Seguros
Coverage
Liability Options – Mexico Liability Only
o 50,000/100,000/50,000
o 100,000/300,000/100,000
Bail Bonds/Legal Assistance – $20,000
Eligibility
Use – Commercial use not eligible
Eligible Watercraft – Power Boats, Personal
Watercraft, Sail Boats, Yachts
Eligible Motor Types – Inboard, Outboard,
Inboard/Outboard
Registration - Watercraft must be registered (US
or Mexico is eligible)
Navigational Limits – Coverage is limited to limits
selected at time of issuance and shown on the
declarations. Insured can select one or more
of the following:
Gulf of California/Sea of Cortez
Inland Waters of Mexico
Pacific Ocean
Remainder of Gulf of Mexico
Yucatan Peninsula
Important Exclusions
o Physical Damage to insured Property
o Medical Payments for the Occupants of
the watercraft
o Pain and Suffering
o Races
o Towing of other watercraft
o Invalid Driver’s License
o Under the influence of Drugs and Alcohol
Issuance
Easy to use online issuance system for agents
Online direct-to-consumer Issuance
Daily and annual Policy Terms
Toll Free: 1-888-467-4639 | www.MexicoInsuranceOnline.com | Mexico@MexicoInsuranceOnline.com
ABA
ACE/Chubb
ACE Extended
El Aguila
El Aguila
Extended
GNP
GNP Extended
AM BEST
Ranking
Parent Company
A+
Parent Company A+
Parent Company A+
A-
A-
A-
A-
US Parent
Company
Chubb Group
(formerly ACE-INA)
Chubb Group
(formerly ACE-INA)
Chubb Group
(formerly ACE-INA)
American Financial
Group
American Financial
Group
N/A
N/A
Section I
(collision,
turnover, glass
breakage)
Up to the value appearing on the Declarations page not to exceed Market Value (Subject to deductible)
*GNP includes natural phenomena as a Section II Peril increasing the deductible to $1,000 for losses related to flood, hurricane, etc.
Section II
(theft, fire, natural
phenomena*)
Up to the value appearing on the Declarations page not to exceed Market Value (Subject to deductible)
*GNP includes natural phenomena as a Section II Peril increasing the deductible to $1,000 for losses related to flood, hurricane, etc.
Partial
Theft/Vandalism
NO
NO
YES- $ 500 Ded.
NO
YES-$ 500 Ded.
NO
YES
Fixed Deductible
Optional
Optional
Standard Not
Available
Optional
$500 Section 1
$1,000 Section 2
Optional
$500 Section 1
$500 Section 2
Extension of
Liability to
Tow ed Units
YES
NO
NO
YES
YES
YES
YES
Physical Damage
for Registered
Off-Road Vehicles
YES
NO
NO
YES
YES
YES
YES
Collision
Deductible Waiver
When third party
at fault
NO
NO
NO
NO
YES
NO
YES
Coverage for
Third Party
Liability
$50,000 CSL
$100,000 CSL
$300,000 CSL
$500,000 CSL
$50,000 CSL
$100,000 CSL
$300,000 CSL
$500,000 CSL
$300,000 CSL
$500,000 CSL
$50,000 CSL
$100,000 CSL
$300,000 CSL
$500,000 CSL
$500,000 CSL
$50,000 CSL
$100,000 CSL
$300,000 CSL
$500,000 CSL
$500,000 CSL
Medical Payments
10,000/50,000
2,000/10,000
5,000/25,000
10,000/50,000
15,000/75,000
5,000/25,000
30,000 CSL
Medical Payments
w hen damaged by
an Uninsured
Motorist
10,000/50,000
2,000/10,000
15,000/40,000
10,000/50,000
15,000/75,000
5,000/25,000
30,000 CSL
Physical Damage
to car when
damaged by an
Uninsured Motorist
Subject to
Deductible
Subject to
Deductible
Subject to
Deductible
Subject to
Deductible
Deductible Waived
Subject to
Deductible
Deductible
Waived
Limited GAP
Coverage
NO
NO
NO
NO
Yes- up to 15% over
ACV
NO
NO
Legal Assist/Bail
Bond
Up to Liability limit
$30,000
$50,000
Up to Liability limit
Up to Liability limit
$30,000
$50,000
Roadside
Assistance
Mexvisit Included
ACE Platinum Assist
ACE Platinum Assist
Mexvisit Included
Mexvisit Included
YES
YES
Increased US
Labor Rates
NO
NO
Car/Van/Moto - $50
SUV/Pickups - $70
RV - $75
All others - $50
NO
$100 for all
Vehicles
NO
Car/Van/Mot - $50
SUV/Pickups - $55
RV - $70
All others - $50
Marketing or Service Questions? Visit Our Help Center at MexicoInsuranceOnline.com/helpcenter, call us toll Free at 1-888-467-4639 or email us at
Mexico@MexicoInsuranceOnline.com

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