HTC KSJ PDA Phone User Manual BOOK Kaiser HTC English Manual indb indb

HTC Corporation PDA Phone BOOK Kaiser HTC English Manual indb indb

HTC English Manual KAIS140

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BOUFOOBBSFBXIFOUIFQIPOFJT*/64&PQUJNJ[FTUIFBOUFOOBQFSGPSNBODF
BOEUIFCBUUFSZMJGF
"OUFOOBMPDBUJPO
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r )FFETFSWJDFNBSLJOHT
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EPDVNFOUBUJPOEPOPUTFSWJDFBOZQSPEVDUZPVSTFMG4FSWJDFOFFEFE
PODPNQPOFOUTJOTJEFUIFTFDPNQBSUNFOUTTIPVMECFEPOFCZBO
BVUIPSJ[FETFSWJDFUFDIOJDJBOPSQSPWJEFS
r %BNBHFSFRVJSJOHTFSWJDF
6OQMVHUIFQSPEVDUGSPNUIFFMFDUSJDBMPVUMFUBOESFGFSTFSWJDJOHUP
BOBVUIPSJ[FETFSWJDFUFDIOJDJBOPSQSPWJEFSVOEFSUIFGPMMPXJOH
DPOEJUJPOT
r -JRVJEIBTCFFOTQJMMFEPSBOPCKFDUIBTGBMMFOJOUPUIFQSPEVDU
r 5IFQSPEVDUIBTCFFOFYQPTFEUPSBJOPSXBUFS
r 5IFQSPEVDUIBTCFFOESPQQFEPSEBNBHFE
r 5IFSFBSFOPUJDFBCMFTJHOTPGPWFSIFBUJOH
r 5IFQSPEVDUEPFTOPUPQFSBUFOPSNBMMZXIFOZPVGPMMPXUIF
PQFSBUJOHJOTUSVDUJPOT
r "WPJEIPUBSFBT
5IFQSPEVDUTIPVMECFQMBDFEBXBZGSPNIFBUTPVSDFTTVDIBT
SBEJBUPSTIFBUSFHJTUFSTTUPWFTPSPUIFSQSPEVDUTJODMVEJOHCVU
MJNJUFEUPBNQMJGJFSTUIBUQSPEVDFIFBU
r "WPJEXFUBSFBT
/FWFSVTFUIFQSPEVDUJOBXFUMPDBUJPO
r "WPJEVTJOHZPVSEFWJDFBGUFSBESBNBUJDDIBOHFJOUFNQFSBUVSF
8IFOZPVNPWFZPVSEFWJDFCFUXFFOFOWJSPONFOUTXJUIWFSZ
EJGGFSFOUUFNQFSBUVSFBOEPSIVNJEJUZSBOHFT'PSFYBNQMFGSPN
XBSNJOEPPSDPOEJUJPOTJOBDPUUBHFPOBNPVOUBJOUPGSFF[JOH
PVUEPPSDPOEJUJPOTDPOEFOTBUJPONBZGPSNPOPSXJUIJOUIFEFWJDF
5PBWPJEEBNBHJOHUIFEFWJDFBMMPXTVGGJDJFOUUJNFGPSUIFNPJTUVSF
UPFWBQPSBUFCFGPSFVTJOHUIFEFWJDF
/05*$&8IFOUBLJOHUIFEFWJDFGSPNMPXUFNQFSBUVSFDPOEJUJPOTJOUPB
XBSNFSFOWJSPONFOUPSGSPNIJHIUFNQFSBUVSFDPOEJUJPOTJOUP
BDPPMFSFOWJSPONFOUBMMPXUIFEFWJDFUPBDDMJNBUFUPSPPN
UFNQFSBUVSFCFGPSFUVSOJOHPOQPXFS

r "WPJEQVTIJOHPCKFDUTJOUPQSPEVDU
/FWFSQVTIPCKFDUTPGBOZLJOEJOUPDBCJOFUTMPUTPSPUIFSPQFOJOHT
JOUIFQSPEVDU4MPUTBOEPQFOJOHTBSFQSPWJEFEGPSWFOUJMBUJPO5IFTF
PQFOJOHTNVTUOPUCFCMPDLFEPSDPWFSFE
r .PVOUJOHBDDFTTPSJFT
%POPUVTFUIFQSPEVDUPOBOVOTUBCMFUBCMFDBSUTUBOEUSJQPE
PSCSBDLFU"OZNPVOUJOHPGUIFQSPEVDUTIPVMEGPMMPXUIF
NBOVGBDUVSFSTJOTUSVDUJPOTBOETIPVMEVTFBNPVOUJOHBDDFTTPSZ
SFDPNNFOEFECZUIFNBOVGBDUVSFS
r "WPJEVOTUBCMFNPVOUJOH
%POPUQMBDFUIFQSPEVDUXJUIBOVOTUBCMFCBTF
r 6TFQSPEVDUXJUIBQQSPWFEFRVJQNFOU
5IJTQSPEVDUTIPVMECFVTFEPOMZXJUIQFSTPOBMDPNQVUFSTBOE
PQUJPOTJEFOUJGJFEBTTVJUBCMFGPSVTFXJUIZPVSFRVJQNFOU
r "EKVTUUIFWPMVNF
5VSOEPXOUIFWPMVNFCFGPSFVTJOHIFBEQIPOFTPSPUIFSBVEJP
EFWJDFT
r $MFBOJOH
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MJRVJEDMFBOFSTPSBFSPTPMDMFBOFST6TFBEBNQDMPUIGPSDMFBOJOHCVU
/&7&3VTFXBUFSUPDMFBOUIF-$%TDSFFO

$POUFOUT
$IBQUFS (FUUJOH4UBSUFE 
 (FUUJOHUP,OPX:PVS1%"1IPOFBOE"DDFTTPSJFT 
 *OTUBMMJOHUIF64*.4*.$BSEBOE#BUUFSZ 
 *OTUBMMJOHB4UPSBHF$BSE 
 4UBSUJOH6Q 
 5IF5PEBZ4DSFFO 
 5IF4UBSU.FOV 
 2VJDL.FOV 
 )5$)PNF 
 'JOHFS4DSPMMJOHBOE'JOHFS1BOOJOH 
 4UBUVT*DPOT 
 1SPHSBNT 
 4FUUJOHT 
$IBQUFS &OUFSJOHBOE4FBSDIJOH
*OGPSNBUJPO 
 6TJOHUIF)BSEXBSF,FZCPBSE 
 &OUFSJOH*OGPSNBUJPO 
 6TJOHUIF0OTDSFFO,FZCPBSE 
 6TJOH-FUUFS3FDPHOJ[FS 
 6TJOH#MPDL3FDPHOJ[FS 

 6TJOH5SBOTDSJCFS 
 6TJOH4ZNCPM1BE 
 6TJOH/PUFTUP%SBX8SJUFBOE3FDPSE7PJDF/PUFT 
 4FBSDIJOH*OGPSNBUJPO 
$IBQUFS 6TJOH1IPOF'FBUVSFT 
 6TJOHUIF1IPOF 
 .BLJOHB$BMM 
 3FDFJWJOHB$BMM 
 .BLJOHB7JEFP$BMM 
 3FDFJWJOHB7JEFP$BMM 
 4NBSU%JBMJOH 
 "EEJUJPOBM%JBMJOH*OGPSNBUJPO 
 4FUUJOH6Q#MVFUPPUI4*."DDFTTGPS$BS,JU1IPOFT 
$IBQUFS 4FUUJOH6Q:PVS1%"1IPOF 
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 1FSTPOBMJ[JOHUIF5PEBZ4DSFFO 
 $VTUPNJ[JOH1IPOF4FUUJOHTBOE4FSWJDFT 
 1SPUFDUJOH:PVS%FWJDF 
 0UIFS4FUUJOHT 
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$IBQUFS 4ZODISPOJ[JOH*OGPSNBUJPO8JUI
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 "CPVU4ZODISPOJ[BUJPO 
 4FUUJOH6Q8JOEPXT.PCJMF¡%FWJDF$FOUFS
PO8JOEPXT7JTUB 
 4FUUJOH6Q"DUJWF4ZOD¡PO8JOEPXT91 
 4ZODISPOJ[JOH8JUI:PVS$PNQVUFS 
 4ZODISPOJ[JOHWJB#MVFUPPUI 
 4ZODISPOJ[JOH.VTJDBOE7JEFP 
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 .BOBHJOH:PVS1IPOFCPPL 
 $POUBDUT 
 4*..BOBHFS 
 $BMFOEBS 
 5BTLT 
 /PUFT 
 7PJDF3FDPSEFS 
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 .FTTBHJOH 
 5FYU.FTTBHFT 
 ..4 

 5ZQFTPG&NBJM"DDPVOUT 
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 6TJOH&NBJM 
 6TJOH,FZCPBSE4IPSUDVUT 
$IBQUFS 8PSLJOH8JUI$PNQBOZ&NBJMT
BOE.FFUJOH"QQPJOUNFOUT 
 4ZODISPOJ[JOH:PVS%FWJDFXJUIUIF&YDIBOHF4FSWFS
 8PSLJOH8JUI$PNQBOZ&NBJMT 
 .BOBHJOH.FFUJOH3FRVFTUT 
 'JOEJOH$POUBDUTJOUIF$PNQBOZ%JSFDUPSZ 
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BOE'JMFT 
 .JDSPTPGU¡0GGJDF.PCJMF 
 "EPCF¡3FBEFS¡-& 
 $PQZJOHBOE.BOBHJOH'JMFT 
 ;*1 
 #BDLJOH6Q%BUB 
$IBQUFS (FUUJOH$POOFDUFE 
 $PNN.BOBHFS 
 $POOFDUJPO4FUVQ 
 8BZTPG$POOFDUJOHUPUIF*OUFSOFU 

 8J'J 
 (134 
 %JBMVQBOE0UIFS$POOFDUJPOT 
 4UBSUJOHB%BUB$POOFDUJPO 
 *OUFSOFU&YQMPSFS¡.PCJMF 
 6TJOH:PVS%FWJDFBTB.PEFN*OUFSOFU4IBSJOH 
#MVFUPPUI 
8JOEPXT-JWF 
$IBQUFS 6TJOH(14 
 (VJEFMJOFTBOE1SFQBSBUJPOGPS6TJOH(14 
 %PXOMPBEJOH4BUFMMJUF%BUBWJB2VJDL(14 
 6TJOH5PN5PN/"7*("503 
 (14$POUSPMT 
$IBQUFS &YQFSJFODJOH.VMUJNFEJB 
 $BNFSB 
 1JDUVSFT7JEFPT 
 8JOEPXT.FEJB¡1MBZFS.PCJMF 
 4USFBNJOH.FEJB1MBZFS 
 "VEJP.BOBHFS 
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$IBQUFS .BOBHJOH:PVS1%"1IPOF 
 "EEJOHBOE3FNPWJOH1SPHSBNT 
 .BOBHJOH.FNPSZ 
 5BTL.BOBHFS 
 3FTFUUJOH:PVS%FWJDF 
 $IFDLJOH4ZTUFN*OGPSNBUJPO 
 8JOEPXT6QEBUF 
 #BUUFSZ4BWJOH5JQT 
$IBQUFS 6TJOH0UIFS"QQMJDBUJPOT 
 7PJDF4QFFE%JBM 
 +BWB 
 4QC(134.POJUPS 
 8PSME$BSE.PCJMF 
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SVOOJOHQSPHSBNT
)5$)PNF
)5$)PNFJTB5PEBZTDSFFOQMVHJOUIBUHJWFTZPVVQUPEBUFMPDBM
JOGPSNBUJPOBUBHMBODFTVDIBTUJNFEBZBOEXFBUIFSJOGPSNBUJPOBOE
TIPXTOFXNFTTBHFTBOENJTTFEDBMMT
)5$)PNFBMTPIBTPUIFSUBCTUIBUMFUZPVRVJDLMZBDDFTTZPVSGSFRVFOUMZ
DBMMFEDPOUBDUTPGUFOVTFEPSBDDFTTFEQSPHSBNTPSEFWJDFTFUUJOHTBOE
SJOHUPOFTFUUJOHT
)5$)PNFIBTGJWFDPNQPOFOUT)PNF'BWPSJUF1FPQMF8FBUIFS
-BVODIFSBOE4PVOE"UUIFCPUUPNPG)5$)PNFUIFSFJTBUPPMCBSUIBU
BMMPXTZPVUPTXJUDICFUXFFOUIFTFDPNQPOFOUT
(FUUJOH4UBSUFE
)5$)PNF
5PPMCBS
)PNF
8FBUIFS -BVODIFS
'BWPSJUF1FPQMF
4PVOE
5PTXJUDICFUXFFOUIFEJGGFSFOUDPNQPOFOUTPG)5$)PNF
%PBOZPGUIFGPMMPXJOH
r 5BQUIFUBCTJOUIFUPPMCBS
r 6TFUIF/"7*("5*0/$POUSPM*GUIFUPPMCBSJTOPUTFMFDUFEQSFTT
/"7*("5*0/VQEPXOGJSTUUPTFMFDUUIFUPPMCBS1SFTT/"7*("5*0/
MFGUSJHIUUPTFMFDUBUBCBOEUIFOQSFTT&/5&3
)PNF
)PNFEJTQMBZTUIFDVSSFOUEBZEBUFBOEMPDBMUJNF8IFOZPVIBWFOFX
JODPNJOHNFTTBHFTBOEDBMMTJUTIPXTZPVUIFOVNCFSPGOFXFNBJMT
4.4..4NFTTBHFTBOENJTTFEDBMMT*GZPVIBWFTFUVQUIFBMBSNJUBMTP
TIPXTUIF"MBSNJDPO
/VNCFSPGOFXFNBJMT
5BQUIJTJDPOUPWJFX
ZPVSFNBJMT
/VNCFSPGOFX4.4..4NFTTBHFT
5BQUIJTJDPOUPWJFXZPVS4.4BOE..4NFTTBHFT
"MBSNJDPO
/VNCFSPGNJTTFEDBMMT
5BQUIJTJDPOUPWJFXUIF
$BMM)JTUPSZ
5JNFEJTQMBZ
5BQUIJTEJTQMBZBSFB
XIFOZPVXBOUUP
DIBOHFUIFEBUFPSUJNF
PSUPFOBCMFUIFBMBSN
$VSSFOUEBZBOEEBUF
(FUUJOH4UBSUFE
'BWPSJUF1FPQMF
'BWPSJUF1FPQMFBMMPXTZPVUPBEEGSFRVFOUMZDBMMFEDPOUBDUTHJWJOHZPV
FBTZBDDFTTUPUIFTFDPOUBDUTXIFOFWFSZPVOFFEUPDBMMUIFN
/PUF 5PBEEDPOUBDUTUIBUBSFJOZPVS4*.DBSEDPQZUIFDPOUBDUGJSTUUPZPVS
$POUBDUTMJTU
5BQUP
BVUPNBUJDBMMZ
DBMMUIFDPOUBDU
5BQBOFNQUZTMPUUP
BEEBDPOUBDU 5BQBDPOUBDUUPSFNPWFJU
3FUVSO
5BQUPSFNPWFBDPOUBDU
GSPNUIF'BWPSJUF1FPQMFMJTU
$POUBDU
XJUIPVUQJDUVSF
TFU
/PUF 5PSFQMBDFBDPOUBDUZPVOFFEUPEFMFUFJUGJSTUBOEUIFODIPPTFBOFX
DPOUBDUUPSFQMBDFUIFDPOUBDUUIBUXBTEFMFUFE
8FBUIFS
8FBUIFSTIPXTZPVUIFDVSSFOUXFBUIFSBTXFMMBTXFBUIFSJOGPSNBUJPOPG
UIFOFYUGPVSEBZTPGUIFXFFL5IFGJSTUUJNFZPVVTFUIJTGFBUVSFZPVOFFE
UPTFMFDUZPVSDJUZGJSTUUPHFUUIFXFBUIFSJOGPSNBUJPOPGZPVSDJUZ
5PTFMFDUZPVSDJUZ
(FUUJOH4UBSUFE
 4FMFDUUIF8FBUIFSUBC 
 5BQUIFBSFBUIBUTIPXT4FMFDUZPVSDJUZIFSF
 0OUIF4FMFDU$JUZTDSFFOUZQFJOUIFDJUZOBNFXIPTFXFBUIFS
JOGPSNBUJPOZPVXBOUUPUSBDLUIFOUBQ'JOE
5JQ :PVDBOBMTPCSPXTFUISPVHIUIFMJTUPGDJUJFTUPDIPPTFZPVSDJUZ
 4FMFDUUIFDJUZPOUIFMJTUBOEUBQ4FMFDU
5PWJFXXFBUIFSJOGPSNBUJPO
"GUFSTFMFDUJOHZPVSDJUZZPVSEFWJDFBVUPNBUJDBMMZDPOOFDUTUPUIF*OUFSOFU
WJB(134BOEEPXOMPBETXFBUIFSJOGPSNBUJPOPGUIFDVSSFOUEBZBOEUIF
OFYUGPVSEBZTPGUIFXFFL5IFDVSSFOUUFNQFSBUVSFUIFIJHIFTUBOEMPXFTU
UFNQFSBUVSFTBOEBWJTVBMJOEJDBUPSPGUIFDMJNBUFTIPXJOHJGJUTBDMPVEZ
PSSBJOZEBZFUDXJMMCFEJTQMBZFEJOUIF8FBUIFSUBC
8FBUIFSGPSUIFOFYUEBZT
5BQUIJTBSFB
UPSFUVSOUP
UIFDVSSFOU
EBZTXFBUIFS
$VSSFOUEBZTXFBUIFS
5BQUIJTBSFBUPWJFX
XFBUIFSJOGPSNBUJPOPGUIF
OFYUGPVSEBZTPGUIFXFFL
5BQUIJTBSFB
JGZPVXBOUUP
TFMFDUBOPUIFS
DJUZ
4IPXTUIFUJNFPSEBZTUIBUIBWF
QBTTFETJODFUIFMBTUEPXOMPBE
PGXFBUIFSJOGPSNBUJPO5BQUIJT
JUFNUPEPXOMPBEUIFMBUFTU
XFBUIFSEBUB
5JQ :PVDBOBMTPVTFUIF8J'JDPOOFDUJPOPGZPVSEFWJDFUPEPXOMPBEXFBUIFS
EBUB'PSNPSFJOGPSNBUJPOBCPVUVTJOH8J'JTFF$IBQUFS
/PUF *GZPVIBWFOPUDPOOFDUFEUPUIF*OUFSOFUBOEEPXOMPBEFEXFBUIFS
JOGPSNBUJPOGPSGJWFEBZTUIFGPMMPXJOHFSSPSNFTTBHFXJMMCFEJTQMBZFE
6OBCMFUPSFUSJFWFEBUBGPSTFMFDUFEDJUZ4FMFDUIFSFUPSFUSZ6TF(134PS
8J'JUPDPOOFDUZPVSEFWJDFUPUIF*OUFSOFUUIFOUBQUIFBSFBUIBUTIPXTUIF
FSSPSNFTTBHFUPEPXOMPBEXFBUIFSEBUB
(FUUJOH4UBSUFE
5PDVTUPNJ[FXFBUIFSTFUUJOHT
 5BQUIFBSFBUIBUTIPXTUIFDJUZOBNF
 0OUIF4FMFDU$JUZTDSFFOTFMFDU.FOV8FBUIFS0QUJPOT
 :PVDBOFOBCMFPSEJTBCMFUIFGPMMPXJOHPQUJPOT
r%PXOMPBEXFBUIFSEBUBBVUPNBUJDBMMZ8IFOUIJTDIFDLCPYJT
TFMFDUFEXFBUIFSJOGPSNBUJPOXJMMBVUPNBUJDBMMZCFEPXOMPBEFE
GSPNUIF"DDV8FBUIFS8FCTJUFXIFOFWFSZPVTFMFDUUIF8FBUIFS
UBCJGUIFEBUBIBTOPUCFFOVQEBUFEXJUIJOUIFMBTUUISFFIPVST
8FBUIFSEBUBXJMMBMTPCFEPXOMPBEFEFWFSZUJNFBO"DUJWF4ZOD
DPOOFDUJPOPDDVSTUISPVHIPWFSUIFBJSPS64#DPOOFDUJPO
$MFBSUIJTDIFDLCPYJGZPVQSFGFS
UPNBOVBMMZEPXOMPBEXFBUIFS
JOGPSNBUJPO
r%PXOMPBEXIFOSPBNJOH
4FMFDUUIJTDIFDLCPYPOMZ
JGXBOUUPBMMPXBVUPNBUJD
EPXOMPBEPGXFBUIFSEBUBXIFO
ZPVSFSPBNJOH5IJTNBZJODVS
BEEJUJPOBMDPTUT
r5FNQFSBUVSF4DBMF$IPPTF
XIFUIFSUPEJTQMBZUFNQFSBUVSFJO
$FMTJVTPS'BISFOIFJU
5JQ 5PDIFDLGPSNPSFEFUBJMFEXFBUIFSJOGPSNBUJPOPOUIF"DDV8FBUIFS8FC
TJUFTFMFDU.FOV"CPVU8FBUIFSPOUIF4FMFDU$JUZTDSFFOBOEUIFOUBQ
UIFMJOLUIBUTIPXT"DDV8FBUIFSDPN*OUFSOFU&YQMPSFS.PCJMFUIFOPQFOT
BOECSJOHTZPVUPUIF"DDV8FBUIFS8FCTJUF
(FUUJOH4UBSUFE
-BVODIFS
-BVODIFSBMMPXTZPVUPBEERVJDLTIPSUDVUTUPZPVSGBWPSJUFQSPHSBNT
BOETFUUJOHTGPSPOFUBQBDDFTT2VJDLTFUUJOHTTVDIBT"EKVTU#BDLMJHIU
3PUBUF4DSFFOBOE-PDL%FWJDFBOEBGFXQSPHSBNTIPSUDVUTBSFBEEFECZ
EFGBVMU5IFZDBOCFSFQMBDFEXJUIZPVSQSFGFSSFETFUUJOHTBOEQSPHSBNT
3FNPWFTIPSUDVUT
5BQBRVJDL
TIPSUDVUUPPQFO
UIFBTTPDJBUFE
QSPHSBNPSBQQMZ
UIFBTTPDJBUFE
TFUUJOH
5BQBOFNQUZTMPUUPBEEB
TIPSUDVUUPBTFUUJOHPSZPVS
GBWPSJUFQSPHSBN 5BQBTIPSUDVUUPSFNPWFJU
3FUVSO
/PUF 5PSFQMBDFBTIPSUDVUZPVOFFEUPEFMFUFJUGJSTUBOEUIFOBEEBTIPSUDVUUP
ZPVSGBWPSJUFQSPHSBNPSTFUUJOH
4PVOE
4PVOEMFUTZPVRVJDLMZTFUUIFEFWJDFWPMVNFBOEDIBOHFUIFSJOHUPOFPG
ZPVSEFWJDF
5BQBCVUUPOUPTFUUIF
EFWJDFWPMVNF
5BQUPPQFOUIF
QIPOFTPVOE
TFUUJOHT
5BQ UPTFUUIFEFWJDFWPMVNFUP"VUPNBUJD*G"VUPNBUJDJTTFMFDUFE
UIFEFWJDFXJMMWJCSBUFEVSJOHBTDIFEVMFEFWFOUJOZPVSDBMFOEBSXIFO
UIFSFJTOPTDIFEVMFEFWFOUJOZPVSDBMFOEBSUIFEFWJDFXJMMVTFUIF/PSNBM
NPEFTFUUJOHT
/PUF 5PMFBSONPSFBCPVUTFUUJOHEFWJDFWPMVNFTFF$IBQUFS
(FUUJOH4UBSUFE
'JOHFS4DSPMMJOHBOE'JOHFS1BOOJOH
:PVDBOVTFGJOHFSTDSPMMJOHBOEGJOHFSQBOOJOHXIFOWJFXJOHDPOUFOUUIBU
DBOOPUCFGJUFOUJSFMZPOUIFTDSFFOTVDIBT8FCQBHFTEPDVNFOUTBOE
NFTTBHFT'JOHFSTDSPMMJOHDBOBMTPCFVTFEUPTDSPMMVQBOEEPXOMJTUTTVDI
BTUIFDPOUBDUTMJTUGJMFMJTUNFTTBHFMJTUDBMFOEBSBQQPJOUNFOUTMJTUBOE
NPSF
/PUF 'JOHFSTDSPMMJOHBOEQBOOJOHXPSLTJOCPUIQPSUSBJUBOEMBOETDBQFNPEFT
5PVTFGJOHFSTDSPMMJOH
r 4MJEFZPVSGJOHFSEPXOXBSEUPTDSPMMVQUIFTDSFFO
r 4MJEFZPVSGJOHFSVQXBSEUPTDSPMMEPXOUIFTDSFFO
8IFOGJOHFS
TDSPMMJOHVQ
BOEEPXOTMJEF
BOZXIFSFXJUIJO
UIJTBSFB
r 5PTDSPMMUPXBSETUIFMFGUTMJEFZPVSGJOHFSUPUIFSJHIU
r 5PTDSPMMUPXBSETUIFSJHIUTMJEFZPVSGJOHFSUPUIFMFGU
r 8IJMFUIFTDSFFOJTTDSPMMJOHZPVDBOTUPQUIFTDSPMMJOHCZQSFTTJOH
ZPVSGJOHFSPOUIFUPVDITDSFFO
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TDSPMMMFGUBOESJHIUPOMZXIFOUIFSFhTBIPSJ[POUBMTDSPMMCBS
5PVTFGJOHFSQBOOJOH
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ZPVSGJOHFSVQXBSE5PQBOVQXBSEUPVDIBOEIPMEPOUIFUPVDI
TDSFFOUIFOESBHZPVSGJOHFSEPXOXBSE
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ESBHZPVSGJOHFSUPUIFMFGU5PQBOUPXBSETUIFMFGUUPVDIBOEIPMEPO
UIFUPVDITDSFFOUIFOESBHZPVSGJOHFSUPUIFSJHIU
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7PJDF3FDPSEFS3FDPSEZPVSWPJDFQMBZJUCBDLUIFOTFOEJUWJBFNBJM
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8JOEPXT-JWF6TFUIJTNPCJMFWFSTJPOPG8JOEPXT-JWFUPGJOE
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8JOEPXT.FEJB1MBZFS.PCJMF1MBZCBDLBVEJPBOEWJEFPGJMFT
8PSME$BSE.PCJMF-FUTZPVDBQUVSFOBNFDBSETVTJOHUIFEFWJDFhT
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5PTFUVQGVSUIFSDBMMJOHPQUJPOTGPS7JEFP$BMMUBQUIF4FSWJDFTUBC0O
UIF4FSWJDFTTDSFFOTFMFDUUIFEFTJSFETFSWJDFGSPNUIFMJTUUIFOUBQ(FU
4FUUJOHTUPBDDFTTJUTTFUUJOHT
6TJOH1IPOF'FBUVSFT
3FDFJWJOHB7JEFP$BMM
5PBOTXFSPSSFKFDUBOJODPNJOHWJEFPDBMM
r 5PBOTXFSUIFWJEFPDBMMUBQ"OTXFSPSQSFTT5"-,POZPVSEFWJDF
r 5PSFKFDUUIFWJEFPDBMMUBQ*HOPSFPSQSFTT&/%POZPVSEFWJDF
5PFOEBWJEFPDBMM
0ODFBOJODPNJOHPSPVUHPJOHWJEFPDBMMJTJOQSPHSFTTQSFTT&/%POUIF
EFWJDFUPIBOHVQ
4NBSU%JBMJOH
4NBSU%JBMJOHNBLFTJUFBTZGPSZPV
UPEJBMBQIPOFOVNCFS
8IFOZPVTUBSUFOUFSJOHBQIPOF
OVNCFSPSDPOUBDUOBNF4NBSU
%JBMJOHXJMMBVUPNBUJDBMMZTFBSDIBOE
TPSUUIFDPOUBDUFOUSJFTPOUIF4*.
DBSEJO$POUBDUTBOEUIFQIPOF
OVNCFSTJO$BMM)JTUPSZJODMVEJOH
JODPNJOHPVUHPJOHBOENJTTFE
DBMMT:PVDBOUIFOTFMFDUUIFEFTJSFE
OVNCFSPSDPOUBDUGSPNUIFGJMUFSFE
MJTUUPEJBM
4NBSU
%JBMJOH
QBOFM
5JQTPOVTJOH4NBSU%JBMJOH
4NBSU%JBMJOHTUBSUTMPPLJOHGPSOVNCFSTPSDPOUBDUTUIBUNBUDIUIF
TFRVFODFZPVIBWFFOUFSFE#FMPXBSFTPNFUJQTPOIPXUPVTF4NBSU
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)JTUPSZ
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GSPNUIFTBWFEDPOUBDUTPOZPVSEFWJDFBOE64*.4*.DBSE
6TJOH1IPOF'FBUVSFT
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%JBMJOHXJMMTFBSDIGPSUIFMFUUFSTUBSUJOHGSPNUIFGJSTUDIBSBDUFSPGBDPOUBDU
OBNFBTXFMMBTGSPNUIFDIBSBDUFSUIBUBQQFBSTBGUFSBTQBDFEBTIPS
VOEFSTDPSFJOBDPOUBDUOBNF'PSFYBNQMFJGZPVUBQOVNCFSiuXIJDIJT
BTTPDJBUFEXJUI<BCD>POUIF1IPOFLFZQBEDPOUBDUOBNFTTVDIBTUIF
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FOUFSBOPUIFSMFUUFS6TJOHUIFTBNFFYBNQMFBCPWFJGZPVDPOUJOVFUP
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 #FHJOFOUFSJOHUIFGJSTUGFXOVNCFSTPSDIBSBDUFST
8IFOZPVTUBSUFOUFSJOHBOVNCFSPSMFUUFSUIF4NBSU%JBMJOHQBOFM
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TUZMVTVQPSEPXOPSCZQSFTTJOH/"7*("5*0/VQPSEPXO
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DPOUBDUBOEUBQ4FOE5FYU.FTTBHF
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DPOUBDUUBQBOEIPMEUIFTFMFDUFEDPOUBDUBOEUBQUIFQIPOF
OVNCFSZPVXBOUUPDBMM
6TJOH1IPOF'FBUVSFT
5BQBOEIPMEUIFDPOUBDUUPQPQVQUIFTIPSUDVUNFOV
5JQ
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DPOUBDUTOBNFPOUIFTIPSUDVUNFOVBQQMJFTPOMZUPFOUSJFTTUPSFEJO
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4FUVQ4NBSU%JBMJOH
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r 4FMFDUUIF"VUPNBUJDBMMZFYQBOETFMFDUFEDPOUBDUDIFDLCPYUP
FOBCMFBDPOUBDUTOBNFBOEQIPOFOVNCFSUPCFEJTQMBZFEXIFO
UIFDPOUBDUJTTFMFDUFEJOUIFNBUDIJOHMJTU
r 4FMFDUUIF&OBCMFESBHTDSPMMDIFDLCPYUPTDSPMMJOUIFNBUDIFE
MJTUCZESBHHJOH
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WPJDFDBMMCZEPVCMFUBQQJOHUIFJUFNJOUIFNBUDIFEMJTU
6TJOH1IPOF'FBUVSFT
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.BLFBOFNFSHFODZDBMM
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5JQ "EEJUJPOBMFNFSHFODZOVNCFSTNBZCFJODMVEFEJOZPVS64*.4*.DBSE
$POUBDUZPVSTFSWJDFQSPWJEFSGPSEFUBJMT
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BQQFBST5IFSFQMBDFTUIFJOUFSOBUJPOBMQSFGJYPGUIFDPVOUSZUIBU
ZPVBSFDBMMJOH
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QIPOFOVNCFSJODMVEFTDPVOUSZDPEFBSFBDPEFXJUIPVUUIFMFBEJOH
[FSPJGBOZBOEQIPOFOVNCFS
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GSPNZPVSEFWJDFUPUIFDBSLJUQIPOF:PVDBOBMTPVTFUIFDBSLJUQIPOFUP
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UIFEFWJDFBSFTUPSFEJOUIF64*.4*.DBSEBOEOPUJOUIFEFWJDFNFNPSZ
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DIFDLCPYUIFOUBQ%POF
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5PFOUFSPXOFSJOGPSNBUJPO
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5PEJTQMBZPXOFSJOGPSNBUJPOXIFOUIFEFWJDFJTUVSOFEPO
:PVDBOTFUZPVSEFWJDFUPEJTQMBZUIFANZJOGPTDSFFOXIFOQPXFSJTUVSOFE
PO5IJTTDSFFOTIPXTZPVSDPNQMFUFQFSTPOBMJOGPSNBUJPO
 5BQ4UBSU4FUUJOHT1FSTPOBMUBC0XOFS*OGPSNBUJPO
 0OUIF0QUJPOTUBCTFMFDUUIF*EFOUJGJDBUJPOJOGPSNBUJPODIFDLCPY
 *GZPVXBOUBEEJUJPOBMUFYUEJTQMBZFEUBQUIF/PUFTUBCBOEFOUFSUIF
UFYUGPSJOTUBODF3FXBSEJGGPVOE
 0OUIF0QUJPOTUBCTFMFDUUIF/PUFTDIFDLCPYUIFOUBQ0,
5JNFBOEEBUF
5PTFUUIFUJNFBOEEBUF
 5BQ4UBSU4FUUJOHT4ZTUFNUBC$MPDL"MBSNT5JNFUBC
 4FMFDUUIFDPSSFDUUJNF[POFBOEDIBOHFUIFEBUFPSUJNF
/PUF%VSJOHTZODISPOJ[BUJPOUIFUJNFPOZPVSEFWJDFJTVQEBUFEXJUIUIFUJNFPO
ZPVS1$
5PTFUUIFUJNFBOEEBUFGPSBEJGGFSFOUMPDBUJPO
*GZPVWJTJUPSDPNNVOJDBUFXJUITPNFPOFJOBQBSUJDVMBSUJNF[POFPGUFO
ZPVDBOTFMFDUJUBTZPVSWJTJUJOHUJNF[POF
 5BQ4UBSU4FUUJOHT4ZTUFNUBC$MPDL"MBSNT5JNFUBC
 5BQ7JTJUJOH
 4FMFDUUIFDPSSFDUUJNF[POFBOEDIBOHFUIFUJNFPSEBUF
4FUUJOH6Q:PVS1%"1IPOF
3FHJPOBMTFUUJOHT
5IFTUZMFJOXIJDIOVNCFSTDVSSFODZEBUFTBOEUJNFTBSFEJTQMBZFEJT
TQFDJGJFEJOSFHJPOBMTFUUJOHT
 5BQ4UBSU4FUUJOHT4ZTUFNUBC3FHJPOBM4FUUJOHT
 0OUIF3FHJPOUBCTFMFDUZPVSSFHJPOGSPNUIFMJTU
/PUF5IJTEPFTOPUDIBOHFUIF0QFSBUJOH4ZTUFNMBOHVBHFPGZPVSEFWJDF
 5IFSFHJPOZPVTFMFDUEFUFSNJOFTXIJDIPQUJPOTXJMMCFBWBJMBCMFPO
UIFPUIFSUBCT
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EFTJSFEPQUJPOT
1FSTPOBMJ[JOHUIF5PEBZ4DSFFO
5IF5PEBZTDSFFOTIPXTZPVSVQDPNJOHBQQPJOUNFOUTBDUJWFUBTLTBOE
JOGPSNBUJPOBCPVUJODPNJOHNFTTBHFT:PVDBODVTUPNJ[FXIBUUPEJTQMBZ
POUIF5PEBZTDSFFO
5PDVTUPNJ[FUIF5PEBZTDSFFO
 5BQ4UBSU4FUUJOHT1FSTPOBMUBC5PEBZ
 0OUIF"QQFBSBODFUBCTFMFDUUIFEFTJSFEUIFNFGPSUIFCBDLHSPVOE
PGUIF5PEBZTDSFFO
 0OUIF*UFNTUBCTFMFDUUIFJUFNTZPVXBOUUPBQQFBSPOUIF5PEBZ
TDSFFO
5JQ5PDIBOHFUIFPSEFSPGJUFNTEJTQMBZFEPOUIF5PEBZTDSFFOUBQUIFJUFN
BOEUBQ.PWF6QPS.PWF%PXO
5PVTFBDVTUPNCBDLHSPVOEJNBHF
:PVDBOVTFPOFPGZPVSPXOQJDUVSFTBTUIFCBDLHSPVOEJNBHFPOUIF
5PEBZTDSFFO#FBXBSFUIBUQJDUVSFTDBOBGGFDUUIFSFBEBCJMJUZPGUFYUPOUIF
5PEBZTDSFFO
 5BQ4UBSU4FUUJOHT1FSTPOBMUBC5PEBZ
 4FMFDUUIF6TFUIJTQJDUVSFBTUIFCBDLHSPVOEDIFDLCPYBOEUBQ
#SPXTFUPWJFXBMJTUPGZPVSQJDUVSFñMFT
4FUUJOH6Q:PVS1%"1IPOF
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*GZPVIBWFBMBSHFOVNCFSPGBQQPJOUNFOUTZPVNBZXBOUUPTQFDJGZUIF
LJOEPGBQQPJOUNFOUTUIBUBSFEJTQMBZFEPOUIF5PEBZTDSFFO
 5BQ4UBSU4FUUJOHT1FSTPOBMUBC5PEBZ
 5BQUIF*UFNTUBC
 4FMFDU$BMFOEBSBOEUBQ0QUJPOT
 %PBOZPGUIFGPMMPXJOH
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JOZPVSTDIFEVMFPS6QDPNJOHBQQPJOUNFOUTUPTIPXNVMUJQMF
BQQPJOUNFOUT
r $MFBSUIF%JTQMBZBMMEBZFWFOUTDIFDLCPYJGZPVEPOPUXBOUUP
EJTQMBZBMMEBZFWFOUT
'PSNPSFJOGPSNBUJPOBCPVUVTJOH$BMFOEBSTFF$IBQUFSBOE
5PTFUPQUJPOTGPSEJTQMBZJOHUBTLTPOUIF5PEBZTDSFFO
*GZPVIBWFBMBSHFOVNCFSPGUBTLTZPVNBZXBOUUPTQFDJGZUIFLJOEPG
UBTLTUIBUBSFEJTQMBZFEPOUIF5PEBZTDSFFO
 5BQ4UBSU4FUUJOHT1FSTPOBMUBC5PEBZ
 5BQUIF*UFNTUBC
 4FMFDU5BTLTBOEUBQ0QUJPOT
 %PBOZPGUIFGPMMPXJOH
r 6OEFS%JTQMBZOVNCFSPGTFMFDUUIFUZQFPGUBTLTZPVXBOUUP
BQQFBSPOUIF5PEBZTDSFFO
r *OUIF$BUFHPSZMJTUTFMFDUXIFUIFSUPEJTQMBZPOMZUBTLTBTTJHOFE
UPBTQFDJGJDDBUFHPSZPSUPEJTQMBZBMMUBTLT
'PSNPSFJOGPSNBUJPOBCPVUDSFBUJOHUBTLTPOZPVSEFWJDFTFF$IBQUFS
4FUUJOH6Q:PVS1%"1IPOF
$VTUPNJ[FUIF4UBSUNFOV
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 5BQ4UBSU4FUUJOHT1FSTPOBMUBC.FOVT
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NFOV:PVDBOTFMFDUVQUPTFWFOJUFNT
5JQ$SFBUFGPMEFSTBOETIPSUDVUTJOTJEFUIFGPMEFST1SPHSBNTBOE0GGJDF
.PCJMFPOUIF4UBSUNFOV6TJOH8JOEPXT&YQMPSFSPOZPVS1$OBWJHBUF
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EFWJDFUIFODSFBUFUIFGPMEFSTBOETIPSUDVUTUIBUZPVXBOU:PVXJMMTFFUIF
BEEFEJUFNTPOZPVSEFWJDFBGUFSZPVTZODISPOJ[F'PSJOGPSNBUJPOBCPVU
TZODISPOJ[JOHZPVSEFWJDFXJUIUIFDPNQVUFSTFF$IBQUFS
$VTUPNJ[JOH1IPOF4FUUJOHTBOE4FSWJDFT
:PVDBODVTUPNJ[FQIPOFTFUUJOHTTVDIBTUIFSJOHUZQFBOESJOHUPOFUP
CFVTFEGPSJODPNJOHDBMMTBOEUIFLFZQBEUPOFUPCFVTFEXIFOFOUFSJOH
QIPOFOVNCFST:PVDBOBMTPTFUVQZPVSEFWJDFUPVTFQIPOFTFSWJDFTTVDI
BT$BMM8BJUJOH$BMM'PSXBSEJOHBOENPSF
5PBDDFTTQIPOFTFUUJOHTBOETFSWJDFT
r 5BQ.FOV0QUJPOTPOUIF1IPOFTDSFFOPS
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3JOHFSTFUUJOHT
5PDIBOHFUIFSJOHUPOFBOESJOHUZQF
 0OUIF1IPOFTDSFFOUBQ.FOV0QUJPOT1IPOFUBC
 *OUIF3JOHUPOFMJTUUBQUIFTPVOEZPVXBOUUPVTF
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,FZQBEUPOF
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UIFOVNCFSPOUIFLFZQBEJTQSFTTFE6TFUIJTTFUUJOHJGZPVBSFIBWJOH
USPVCMFBDDPNQMJTIJOHUBTLTUIBUSFMZPOUPOFTGSPNZPVSEFWJDFTVDIBT
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 0OUIF1IPOFTDSFFOUBQ.FOV0QUJPOT1IPOFUBC
 *OUIF,FZQBEMJTUUBQUIFPQUJPOZPVXBOU
1IPOFTFSWJDFT
:PVSEFWJDFDBOEJSFDUMZMJOLUPUIFNPCJMFQIPOFOFUXPSLBOEBMMPX
ZPVUPBDDFTTBOEDIBOHFUIFTFUUJOHTPGWBSJPVTQIPOFTFSWJDFTGPSZPVS
EFWJDF1IPOFTFSWJDFTNBZJODMVEF$BMM'PSXBSEJOH$BMM8BJUJOH7PJDFNBJM
BOENPSF$POUBDUZPVSXJSFMFTTTFSWJDFQSPWJEFSUPGJOEPVUBCPVUUIF
BWBJMBCJMJUZPGQIPOFTFSWJDFTGPSZPVSEFWJDF
5PBDDFTTBOEDIBOHFTFUUJOHTPGQIPOFTFSWJDFT
 5BQ4UBSU4FUUJOHT1FSTPOBMUBC1IPOF4FSWJDFTUBC
 4FMFDUUIFTFSWJDFZPVXBOUUPVTFUIFOUBQ(FU4FUUJOHT
 $IPPTFZPVSEFTJSFEPQUJPOTUIFOUBQ0,
'PSNPSFJOGPSNBUJPOBCPVUDVTUPNJ[JOHTFUUJOHTPGQIPOFTFSWJDFTTFF
)FMQPOZPVSEFWJDF
/FUXPSLT
:PVDBOWJFXPOZPVSEFWJDFXIJDINPCJMFQIPOFOFUXPSLTBSFBWBJMBCMF
UPZPVBOEBSSBOHFUIFNJOUIFPSEFSUIBUZPVXBOUZPVSEFWJDFUPBDDFTT
UIFN'PSFYBNQMFJGZPVSGJSTUQSFGFSSFEOFUXPSLJTVOBWBJMBCMFZPVSEFWJDF
XJMMUSZUPBDDFTTZPVSTFDPOEQSFGFSSFEOFUXPSL
5PWJFXBWBJMBCMFOFUXPSLT
 5BQ4UBSU4FUUJOHT1FSTPOBMUBC1IPOF/FUXPSLUBC
 6OEFS/FUXPSLTFMFDUJPOTFMFDU.BOVBM5IFMJTUPGBWBJMBCMF
OFUXPSLTJTUIFOEJTQMBZFE
4FUUJOH6Q:PVS1%"1IPOF
5PTFUQSFGFSSFEOFUXPSLT
 5BQ4UBSU4FUUJOHT1FSTPOBMUBC1IPOF/FUXPSLUBC
 5BQ4FU/FUXPSLTBOEGPMMPXUIFJOTUSVDUJPOTPOUIFTDSFFOUP
BSSBOHFUIFOFUXPSLTBDDPSEJOHUPZPVSQSFGFSFODF
 "GUFSBSSBOHJOHUIFOFUXPSLTJOUIFQSFGFSSFEPSEFSUBQ0,UPSFUVSO
UPUIF/FUXPSLUBC
 *OUIF/FUXPSLTFMFDUJPOMJTUTFMFDU"VUPNBUJD
 5BQ0,
1SPUFDUJOH:PVS%FWJDF
1SPUFDUZPVS64*.4*.DBSEXJUIB1*/
:PVDBOQSPUFDUZPVS64*.4*.DBSEGSPNVOBVUIPSJ[FEVTFCZBTTJHOJOHB
1*/QFSTPOBMJEFOUJGJDBUJPOOVNCFS:PVSGJSTU1*/XJMMCFHJWFOUPZPVCZ
ZPVSXJSFMFTTTFSWJDFQSPWJEFSZPVDBODIBOHFUIF1*/MBUFS
 0OUIF1IPOFTDSFFOUBQ.FOV0QUJPOT1IPOFUBC
 4FMFDUUIF3FRVJSF1*/XIFOQIPOFJTVTFEDIFDLCPY
 5PDIBOHFUIF1*/BUBOZUJNFUBQ$IBOHF1*/
5JQ&NFSHFODZDBMMTDBOCFQMBDFEBUBOZUJNFXJUIPVUSFRVJSJOHB1*/
1SPUFDUZPVSEFWJDFXJUIBQBTTXPSE
:PVDBOIFMQLFFQZPVSEBUBNPSFTFDVSFCZSFRVJSJOHBQBTTXPSEFWFSZ
UJNFUIFEFWJDFJTUVSOFEPO:PVDSFBUFZPVSPXOQBTTXPSEXIFOZPV
CFHJOVTJOHZPVSEFWJDF
5PTFUBEFWJDFQBTTXPSE
 5BQ4UBSU4FUUJOHT1FSTPOBMUBC-PDL
 4FMFDUUIF1SPNQUJGEFWJDFVOVTFEGPSDIFDLCPYBOEJOUIFCPYUP
UIFSJHIUTFMFDUIPXMPOHZPVSEFWJDFNVTUCFJEMFCFGPSFBQBTTXPSE
JTSFRVJSFE*OUIF1BTTXPSEUZQFCPYTFMFDUUIFUZQFPGQBTTXPSE
ZPVXPVMEMJLFUPVTF&OUFSBOEDPOñSNUIFQBTTXPSE
*GZPVSEFWJDFJTDPOñHVSFEUPDPOOFDUUPBOFUXPSLVTFBO
BMQIBOVNFSJDQBTTXPSEGPSJODSFBTFETFDVSJUZGPSZPVSEFWJDF
4FUUJOH6Q:PVS1%"1IPOF
 0OUIF)JOUUBCFOUFSBQISBTFUIBUXJMMIFMQZPVSFNFNCFSZPVS
QBTTXPSECVUEPFTOPUBMMPXPUIFSTUPHVFTTZPVSQBTTXPSE
 5BQ0,5IFOFYUUJNFUIFEFWJDFJTUVSOFEPOZPVXJMMCFQSPNQUFE
UPFOUFSZPVSQBTTXPSE
/PUFTr 5PFOTVSFZPVDBOBMXBZTNBLFFNFSHFODZDBMMTEPOPUCFHJOZPVS
QBTTXPSEXJUIUIFEJHJUTPGZPVSMPDBMFNFSHFODZOVNCFS
r5IFIJOUXJMMCFEJTQMBZFEBGUFSUIFXSPOHQBTTXPSEJTFOUFSFEGJWFUJNFT
5PVOMPDLZPVSEFWJDF
 &OUFSZPVSEFWJDFQBTTXPSEXIFOZPVBSFQSPNQUFE
 5BQ6OMPDL
/PUF *GZPVGPSHFUZPVSQBTTXPSEZPVDBOIBSESFTFUPSDMFBSUIFEFWJDFNFNPSZ
#FGPSFZPVEPUIJTNBLFTVSFZPVCBDLVQZPVSEBUBBOEGJMFTUPZPVS1$TP
UIBUZPVDBOSFTUPSFUIFNCBDLUPZPVSEFWJDF4FF$IBQUFSGPSEFUBJMT
&ODSZQUEBUBPOZPVSTUPSBHFDBSE
 0OUIF5PEBZTDSFFOUBQ4UBSU4FUUJOHT4ZTUFNUBC
&ODSZQUJPO
 4FMFDU&ODSZQUGJMFTQMBDFEPOTUPSBHFDBSET
/PUFTr &ODSZQUFEGJMFTDBOCFSFBEPOMZPOUIFEFWJDFUIBUFODSZQUFEUIFN
r&ODSZQUFEGJMFTBSFPQFOFEKVTUMJLFPUIFSGJMFTQSPWJEFEZPVBSFVTJOHUIF
EFWJDFUIBUFODSZQUFEUIFN5IFSFJTOPTFQBSBUFTUFQGPSZPVUPUBLFUP
SFBEUIFTFGJMFT
*NQPSUBOU*G&ODSZQUGJMFTQMBDFEPOTUPSBHFDBSETJTPSXBTFOBCMFECFGPSFUIFO
CBDLVQBMMGJMFTGSPNUIFTUPSBHFDBSECFGPSFVTJOH$MFBS4UPSBHFIBSE
SFTFUPSVQEBUJOHUIF30.TZTUFNTPGUXBSF0UIFSXJTFZPVXJMMOPMPOHFS
CFBCMFUPBDDFTTUIFFODSZQUFEGJMFTPOUIFTUPSBHFDBSE6TF"DUJWF4ZOD
PS8JOEPXT.PCJMF%FWJDF$FOUFSUPUSBOTGFSGJMFTCFUXFFOZPVSTUPSBHF
DBSEBOEDPNQVUFS"GUFSUIFQSPDFEVSFDPQZZPVSGJMFTCBDLUPUIF
TUPSBHFDBSE
4FUUJOH6Q:PVS1%"1IPOF
0UIFS4FUUJOHT
%FWJDFOBNF
5IFEFWJDFOBNFJTVTFEUPJEFOUJGZZPVSEFWJDFJOUIFGPMMPXJOHTJUVBUJPOT
r 4ZODISPOJ[JOHXJUIB1$
r $POOFDUJOHUPBOFUXPSL
r 3FTUPSJOHJOGPSNBUJPOGSPNBCBDLVQ
/PUF*GZPVTZODISPOJ[FNVMUJQMFEFWJDFTXJUIUIFTBNF1$FBDIEFWJDFNVTUIBWF
BVOJRVFOBNF
5PDIBOHFUIFEFWJDFOBNF
 5BQ4UBSU4FUUJOHT4ZTUFNUBC"CPVU
 5BQUIF%FWJDF*%UBC
 &OUFSBOBNF
/PUF5IFEFWJDFOBNFNVTUCFHJOXJUIBMFUUFSDPOTJTUPGMFUUFSTGSPN"UP
;OVNCFSTGSPNUPBOEDBOOPUDPOUBJOTQBDFT6TFUIFVOEFSTDPSF
DIBSBDUFSUPTFQBSBUFXPSET
%JTQMBZTFUUJOHT
5PBEKVTUTDSFFOCSJHIUOFTT
 5BQ4UBSU4FUUJOHT4ZTUFNUBC#BDLMJHIU
 0OUIF#SJHIUOFTTUBCNPWFUIFTMJEFSSJHIUUPJODSFBTFUIF
CSJHIUOFTTPSMFGUUPEFDSFBTFUIFCSJHIUOFTT
5PTFUUIFCBDLMJHIUUPEJNBGUFSBUJNFEFMBZ
 5BQ4UBSU4FUUJOHT4ZTUFNUBC#BDLMJHIU
 5BQUIF#BUUFSZQPXFSUBCPSUIF&YUFSOBMQPXFSUBC
 4FMFDUUIF5VSOPGGCBDLMJHIUJGEFWJDFJTOPUVTFEGPSDIFDLCPYBOE
TQFDJGZUIFUJNFEFMBZ
4FUUJOH6Q:PVS1%"1IPOF
5PJODSFBTFPSEFDSFBTFUIFTJ[FPGUFYUPOUIFTDSFFO
 5BQ4UBSU4FUUJOHT4ZTUFNUBC4DSFFO5FYU4J[FUBC
 .PWFUIFTMJEFSUPJODSFBTFPSEFDSFBTFUIFUFYUTJ[F
#VUUPOTFUUJOHT
5PSFBTTJHOQSPHSBNTPSTIPSUDVUTUPQSPHSBNCVUUPOT
:PVSEFWJDFNBZDPNFXJUIQSPHSBNTBMSFBEZBTTJHOFEUPIBSEXBSF
CVUUPOT:PVDBODVTUPNJ[FUIFTFCVUUPOTUPPQFOUIFQSPHSBNTZPV
VTFNPTUPSUPQFSGPSNDFSUBJOTIPSUDVUTTVDIBTDIBOHJOHUIFTDSFFO
PSJFOUBUJPOPQFOJOHUIF5PEBZTDSFFOPSPQFOJOH*OQVU1BOFM
 5BQ4UBSU4FUUJOHT1FSTPOBMUBC#VUUPOT
 "MJTUPGCVUUPOTBOEUIFJSDVSSFOUBTTJHONFOUTBSFEJTQMBZFEPOUIF
1SPHSBN#VUUPOTUBC
 5BQUIFCVUUPOZPVXBOUUPSFBTTJHO5PIFMQZPVJEFOUJGZUIFCVUUPOT
UIFSFBSFOVNCFSTBOEJDPOTSFQSFTFOUJOHUIFPSJHJOBMGVODUJPOPGUIF
CVUUPO
 *OUIF"TTJHOBQSPHSBNCPYUBQUIFQSPHSBNPSTIPSUDVUZPVXBOU
UPBTTJHO
 5BQ0,
8PSEDPNQMFUJPOPQUJPOT
8PSEDPNQMFUJPOIFMQTZPVFOUFSUFYUGBTUFSCZTVHHFTUJOHXPSETBTZPV
FOUFSMFUUFSTVTJOHUIFIBSEXBSFLFZCPBSEPSJOQVUNFUIPET:PVDBOTFU
UIFOVNCFSPGTVHHFTUFEXPSETUPEJTQMBZXIFOUPTIPXUIFXPSEMJTUBOE
NPSF
 5BQ4UBSU4FUUJOHT1FSTPOBMUBC*OQVU8PSE$PNQMFUJPOUBC
 .BLFTVSFUIF4VHHFTUXPSETXIFOFOUFSJOHUFYUDIFDLCPYJT
TFMFDUFE
 #ZEFGBVMUUIFTVHHFTUFEXPSEMJTUBQQFBSTXIFOFWFSZPVFOUFSB
TQBDF5PNBLFUIFXPSEMJTUBQQFBSBGUFSMFUUFSTBSFFOUFSFETFMFDU
UIFOVNCFSPGMFUUFSTUIBUZPVXBOUUPCFFOUFSFECFGPSFEJTQMBZJOH
UIFXPSEMJTU
4FUUJOH6Q:PVS1%"1IPOF
 5IFTVHHFTUFEXPSEMJTUTIPXTVQUPGPVSXPSETCZEFGBVMU:PVDBO
DIBOHFUIFOVNCFSPGXPSETUPEJTQMBZJOUIFTVHHFTUFEMJTU
 .BLFTVSFUIF&OBCMF"VUP$PSSFDUDIFDLCPYJTTFMFDUFEJGZPVXBOU
NJTUZQFEXPSETUPCFDPSSFDUFEBVUPNBUJDBMMZ
5JQ 5IFXPSEEBUBCBTFMFBSOTBOEBEETNPSFXPSETBTZPVFOUFSOFXXPSET
EVSJOHUFYUFOUSZ5PEFMFUFUIFBEEFEXPSETBOESFTFUUIFEBUBCBTFCBDLUP
UIFEFGBVMUUBQ$MFBS4UPSFE&OUSJFT
,FZCPBSETMJEJOHTPVOE
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r 64*.4*.DPOUBDUT$POUBDUTUIBUBSFTUPSFEPOUIF64*.4*.DBSE
0OMZUIFOBNFBOEBQIPOFOVNCFSDBOCFTUPSFEGPSFBDIFOUSZ
r 8JOEPXT-JWFDPOUBDUT$POUBDUTUIBUZPVDPNNVOJDBUFXJUIVTJOH
8JOEPXT-JWF.FTTFOHFSPS.4/+VTUMJLF0VUMPPLDPOUBDUTZPV
DBOBMTPFOUFSDPNQMFUFJOGPSNBUJPOGPSB8JOEPXT-JWFDPOUBDU'PS
NPSFJOGPSNBUJPOTFFi"EE8JOEPXT-JWFDPOUBDUTuJO$IBQUFS
/PUF :PVDBOPOMZBEE8JOEPXT-JWFDPOUBDUTBGUFSZPVIBWFTFUVQ
8JOEPXT-JWFPOZPVSEFWJDF
0SHBOJ[JOH$POUBDUT"QQPJOUNFOUT5BTLTBOE0UIFS*OGPSNBUJPO
"EEOFXDPOUBDUT
5PBEEBDPOUBDUPOZPVSEFWJDF
 5BQ4UBSU$POUBDUT
 5BQ/FXTFMFDU0VUMPPL$POUBDUBOEFOUFSUIFDPOUBDUJOGPSNBUJPO
 *OUIF'JMFBTñFMEDIPPTFIPXZPVXBOUUIFDPOUBDUOBNFUPBQQFBS
JOUIFDPOUBDUMJTU
 5PBEEBQIPUPPGUIFDPOUBDUUBQ4FMFDUBQJDUVSFUIFOTFMFDU
UIFQJDUVSFñMFPSUBQ$BNFSBUPUBLFBQIPUPPGUIFDPOUBDU5IJT
QIPUPBQQFBSTPOUIF1IPOFTDSFFOXIFOZPVSFDFJWFBDBMMGSPNUIF
DPOUBDU
0SHBOJ[JOH$POUBDUT"QQPJOUNFOUT5BTLTBOE0UIFS*OGPSNBUJPO
 5PBTTJHOBSJOHUPOFUPUIFDPOUBDUUBQUIF3JOHUPOFñFMETDSPMM
UISPVHIUIFMJTUPGUPOFTUIFOTFMFDUBEFTJSFEUPOF
 8IFOñOJTIFEUBQ0,
5JQTr *GTPNFPOFXIPJTOPUJOZPVSMJTUPGDPOUBDUTDBMMTZPVZPVDBODSFBUFB
DPOUBDUGSPN$BMM)JTUPSZCZUBQQJOHBOEIPMEJOHBQIPOFOVNCFSBOE
UIFOUBQQJOH4BWFUP$POUBDUTGSPNUIFTIPSUDVUNFOV
r5PTBWFBQIPOFOVNCFSUIBUJTDPOUBJOFEJOBNFTTBHFUBQUIFQIPOF
OVNCFSUIFOUBQ.FOV4BWFUP$POUBDUT
r5PFEJUDPOUBDUJOGPSNBUJPOUBQUIFDPOUBDUOBNFUIFOUBQ.FOV&EJU
:PVDBOBMTPVTF8PSME$BSE.PCJMFUPBEEDPOUBDUTUPZPVSEFWJDFTFF
$IBQUFSGPSEFUBJMT
5PBEEBDPOUBDUUPZPVS64*.4*.DBSE
 5BQ4UBSU$POUBDUT
 5BQ/FXUIFOTFMFDU4*.$POUBDU
 &OUFSBDPOUBDUOBNFBOEQIPOFOVNCFS
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4*.DBSE'PSNPSFJOGPSNBUJPOTFF4*..BOBHFSMBUFSJOUIJTDIBQUFS
0SHBOJ[FBOETFBSDI
5PHSPVQTJNJMBSDPOUBDUT
:PVDBOHSPVQTJNJMBSDPOUBDUTGPSFBTJFSNBOBHFNFOUCZBTTJHOJOHUIFN
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DSFBUFZPVSPXODBUFHPSZ
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DBUFHPSZ
0SHBOJ[JOH$POUBDUT"QQPJOUNFOUT5BTLTBOE0UIFS*OGPSNBUJPO
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BVUPNBUJDBMMZBTTJHOFEXIFOZPVDSFBUFBOFXDPOUBDU
5PXPSLXJUIUIFDPOUBDUMJTU
5IFSFBSFTFWFSBMXBZTUPVTFBOEDVTUPNJ[FUIFDPOUBDUMJTU)FSFBSFBGFX
UJQT
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r *O/BNFWJFXZPVDBOTFBSDIGPSBDPOUBDUCZFOUFSJOHBOBNF
PSOVNCFSPSCZVTJOHUIFBMQIBCFUJDBMJOEFY5PTXJUDIUP/BNF
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'SPNUIFSFZPVDBOBMTPNBLFBDBMMPSTFOEBNFTTBHF
r 5PTFFBMJTUPGBWBJMBCMFBDUJPOTGPSBDPOUBDUUBQBOEIPMEUIF
DPOUBDU
r 5PTFFBMJTUPGDPOUBDUTFNQMPZFECZBTQFDJGJDDPNQBOZUBQ
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5PGJOEBDPOUBDUPOZPVSEFWJDF
5IFSFBSFTFWFSBMXBZTUPGJOEBDPOUBDUXIFOZPVSDPOUBDUMJTUJTMPOH
 5BQ4UBSU$POUBDUT
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r #FHJOFOUFSJOHBDPOUBDUOBNFJOUIFQSPWJEFEUFYUCPYVOUJMUIF
DPOUBDUZPVXBOUJTEJTQMBZFE5PTIPXBMMDPOUBDUTBHBJODMFBSUIF
UFYUCPY
r 6TFUIFBMQIBCFUJDBMJOEFYEJTQMBZFEBUUIFUPQPGUIFDPOUBDUMJTU
r 'JMUFSUIFMJTUCZDBUFHPSJFT*OUIFDPOUBDUMJTUUBQ.FOV'JMUFS
UIFOUBQBDBUFHPSZZPVWFBTTJHOFEUPBDPOUBDU5PTIPXBMM
DPOUBDUTBHBJOTFMFDU"MM$POUBDUT
0SHBOJ[JOH$POUBDUT"QQPJOUNFOUT5BTLTBOE0UIFS*OGPSNBUJPO
4IBSFDPOUBDUJOGPSNBUJPO
5PCFBNBDPOUBDUTEFUBJMT
:PVDBORVJDLMZTFOEDPOUBDUJOGPSNBUJPOUPBOPUIFSNPCJMFQIPOFPS
EFWJDFUISPVHI#MVFUPPUICFBNJOH
 5BQ4UBSU$POUBDUTUIFOTFMFDUBDPOUBDU
 5BQ.FOV4FOE$POUBDU#FBN
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/PUF #FGPSFZPVDBOCFBNNBLFTVSF#MVFUPPUIJTUVSOFEPOBOETFUUPWJTJCMF
NPEFPOZPVSEFWJDFBOEUIFUBSHFUNPCJMFEFWJDF:PVDBOBMTPCFBN
DPOUBDUJOGPSNBUJPOUPZPVS1$'PSNPSFJOGPSNBUJPOTFF#MVFUPPUIJO
$IBQUFS
5PTFOEDPOUBDUJOGPSNBUJPOWJBUFYUNFTTBHJOH
 5BQ4UBSU$POUBDUTUIFOTFMFDUBDPOUBDU
 5BQ.FOV4FOE$POUBDU4.4=..4
 4FMFDUUIFDPOUBDUJOGPSNBUJPOZPVXBOUUPTFOEUIFOUBQ%POF
 *OUIFOFXUFYUNFTTBHFFOUFSUIFNPCJMFQIPOFOVNCFSPGUIF
SFDJQJFOUUIFOUBQ4FOE
5PTFOEDPOUBDUJOGPSNBUJPOBTBW$BSE
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DPOUBDUJOGPSNBUJPOW$BSEGJMFTDBOCFFYQPSUFEUP0VUMPPLPOUIF1$'SPN
ZPVSEFWJDFZPVDBOTFOEBW$BSEDPOUBJOJOHDPOUBDUJOGPSNBUJPOBTBGJMF
BUUBDINFOUJOBO..4NFTTBHF
 5BQ4UBSU$POUBDUTUIFOTFMFDUBDPOUBDU
 5BQ.FOV4FOEBTW$BSE
 "OFX..4NFTTBHFJTDSFBUFEXJUIUIFWDBSEñMFBUUBDIFE&OUFS
UIFNPCJMFQIPOFOVNCFSPSFNBJMBEESFTTPGUIFSFDJQJFOUUIFOUBQ
4FOE
'PSNPSFJOGPSNBUJPOTFFi..4uJO$IBQUFS
0SHBOJ[JOH$POUBDUT"QQPJOUNFOUT5BTLTBOE0UIFS*OGPSNBUJPO
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USBOTGFSDPOUBDUTGSPNZPVS64*.4*.DBSEUPZPVSEFWJDFPSWJDFWFSTBBOE
NBLFBDBMMUPB64*.4*.DPOUBDU
5PDSFBUFBDPOUBDUPOZPVS64*.4*.DBSE
 5BQ4UBSU1SPHSBNT4*..BOBHFS
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 5BQ4BWFUPTBWFUIFJOGPSNBUJPOPOZPVS64*.4*.DBSE
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5PDPQZ64*.4*.DPOUBDUTUPZPVSEFWJDF
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5PDPQZDPOUBDUTUPUIF64*.4*.DBSE
0OMZPOFQIPOFOVNCFSQFSDPOUBDUOBNFDBOCFTUPSFEPOB64*.4*.
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64*.4*.DBSE4*..BOBHFSTBWFTFBDIOVNCFSVOEFSBTFQBSBUFOBNF
5PTBWFFBDIOVNCFSVOEFSBEJGGFSFOUDPOUBDUOBNFPOUIF64*.4*.DBSE
4*..BOBHFSBQQFOETBOJOEJDBUPSBUUIFFOEPGFBDIOBNF#ZEFGBVMU
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 5BQUIFUBTLZPVXBOUUPDIBOHFUIFQSJPSJUZGPS
0SHBOJ[JOH$POUBDUT"QQPJOUNFOUT5BTLTBOE0UIFS*OGPSNBUJPO
 5BQ&EJUBOEJOUIF1SJPSJUZCPYUBQBQSJPSJUZMFWFM
 5BQ0,UPSFUVSOUPUIFUBTLMJTU
/PUF"MMOFXUBTLTBSFBTTJHOFEB/PSNBMQSJPSJUZCZEFGBVMU
5PTFUBEFGBVMUSFNJOEFSGPSBMMOFXUBTLT
:PVDBOIBWFBSFNJOEFSBVUPNBUJDBMMZUVSOFEPOGPSBMMOFXUBTLTZPV
DSFBUF
 5BQ4UBSU1SPHSBNT5BTLT
 5BQ.FOV0QUJPOT
 4FMFDUUIF4FUSFNJOEFSTGPSOFXJUFNTDIFDLCPY
 5BQ0,UPSFUVSOUPUIFUBTLMJTU
/PUF5IFOFXUBTLTNVTUIBWFEVFEBUFTTFUJOPSEFSGPSUIFSFNJOEFSUPUBLF
FGGFDU
5PTIPXTUBSUBOEEVFEBUFTJOUIFUBTLMJTU
 5BQ4UBSU1SPHSBNT5BTLT
 5BQ.FOV0QUJPOT
 4FMFDUUIF4IPXTUBSUBOEEVFEBUFTDIFDLCPY
 5BQ0,
5PMPDBUFBUBTL
8IFOZPVSMJTUPGUBTLTJTMPOHZPVDBOEJTQMBZBTVCTFUPGUIFUBTLTPSTPSU
UIFMJTUUPRVJDLMZGJOEBTQFDJGJDUBTL
 5BQ4UBSU1SPHSBNT5BTLT
 *OUIFUBTLMJTUEPPOFPGUIFGPMMPXJOH
r 4PSUUIFMJTU5BQ.FOV4PSU#ZBOEUBQBTPSUPQUJPO
r 'JMUFSUIFMJTUCZDBUFHPSZ5BQ.FOV'JMUFSBOEUBQUIFDBUFHPSZ
ZPVXBOUEJTQMBZFE
5JQ5PGJMUFSZPVSUBTLTGVSUIFSUBQ.FOV'JMUFS"DUJWF5BTLTPS$PNQMFUFE
5BTLT
0SHBOJ[JOH$POUBDUT"QQPJOUNFOUT5BTLTBOE0UIFS*OGPSNBUJPO
5PTFOEUBTLJOGPSNBUJPOBTBW$BMFOEBS
5BQ.FOV4FOEBTW$BMFOEBSUPTFOEBW$BMFOEBSDPOUBJOJOHUBTLEFUBJMT
BTBGJMFBUUBDINFOUJOBO..4NFTTBHF'PSNPSFJOGPSNBUJPOTFFi..4u
JO$IBQUFS
/PUFT
/PUFTIFMQTZPVUPRVJDLMZDBQUVSFUIPVHIUTRVFTUJPOTSFNJOEFSTUPEP
MJTUTBOENFFUJOHOPUFT:PVDBODSFBUFIBOEXSJUUFOBOEUZQFEOPUFT
SFDPSEWPJDFOPUFTDPOWFSUIBOEXSJUUFOOPUFTUPUFYUGPSFBTZSFBEBCJMJUZ
BOETFOEOPUFTUPPUIFST
&OUFSJOGPSNBUJPOJO/PUFT
5IFSFBSFTFWFSBMXBZTUPFOUFSJOGPSNBUJPOJOBOPUF:PVDBOFOUFSUZQFE
UFYUCZVTJOHUIFPOTDSFFOLFZCPBSEPSIBOEXSJUJOHSFDPHOJUJPOTPGUXBSF
:PVDBOVTFUIFTUZMVTUPXSJUFPSESBXEJSFDUMZPOUIFTDSFFO
5PTFUUIFEFGBVMUJOQVUNPEFGPS/PUFT
*GZPVGSFRVFOUMZBEEESBXJOHTUPZPVSOPUFTZPVNBZGJOEJUIFMQGVMUPTFU
8SJUJOHBTUIFEFGBVMUJOQVUNPEF*GZPVQSFGFSUZQFEUFYUTFMFDU5ZQJOH
 5BQ4UBSU1SPHSBNT/PUFT
 *OUIFOPUFMJTUUBQ.FOV0QUJPOT
 *OUIF%FGBVMUNPEFCPYUBQPOFPGUIFGPMMPXJOH
r 8SJUJOHJGZPVXBOUUPESBXPSFOUFSIBOEXSJUUFOUFYUJOBOPUF
r 5ZQJOHJGZPVXBOUUPDSFBUFBUZQFEOPUF
 5BQ0,
5PDSFBUFBOPUF
 5BQ4UBSU1SPHSBNT/PUFT*OUIFOPUFMJTUUBQ/FX
 5BQUIF*OQVU4FMFDUPSBSSPXOFYUUPUIF*OQVU.FUIPEJDPOPOUIF
NFOVCBSUBQUIFJOQVUNFUIPEZPVXBOUBOEFOUFSZPVSUFYU
 *GUIF*OQVU4FMFDUPSBSSPXJTOPUEJTQMBZFEUBQUIF*OQVU.FUIPE
JDPO
 8IFOñOJTIFEUBQ0,UPSFUVSOUPUIFOPUFMJTU
0SHBOJ[JOH$POUBDUT"QQPJOUNFOUT5BTLTBOE0UIFS*OGPSNBUJPO
/PUFTr
5PTFMFDUIBOEXSJUUFOUFYUUBQBOEIPMEOFYUUPUIFXSJUJOH"TTPPOBT
EPUTBQQFBSBOECFGPSFUIFZGPSNBDPNQMFUFDJSDMFRVJDLMZESBHBDSPTT
UIFXSJUJOH
r *GBMFUUFSDSPTTFTUISFFSVMFEMJOFTJUJTUSFBUFEBTBESBXJOHSBUIFSUIBO
UFYU
5PESBXJOBOPUF
 5BQ4UBSU1SPHSBNT/PUFT
 *OUIFOPUFMJTUUBQ/FX
 5PESBXPOUIFTDSFFOVTFUIFTUZMVTMJLFBQFO

 %SBXJOHPOUIFTDSFFO
 "TFMFDUJPOCPYBQQFBSTBSPVOEZPVSESBXJOH
 8IFOñOJTIFEUBQ0,UPSFUVSOUPUIFOPUFMJTU
/PUF 5PTFMFDUBESBXJOHGPSFYBNQMFUPDPQZPSEFMFUFJUUBQBOEIPMEUIF
ESBXJOHCSJFGMZ8IFOZPVMJGUUIFTUZMVTUIFESBXJOHJTTFMFDUFE
0SHBOJ[JOH$POUBDUT"QQPJOUNFOUT5BTLTBOE0UIFS*OGPSNBUJPO
3FDPSEBWPJDFOPUF
:PVDBODSFBUFBTUBOEBMPOFSFDPSEJOHWPJDFOPUFPSZPVDBOBEEB
SFDPSEJOHUPBOPUF
5PDSFBUFBWPJDFOPUF
 5BQ4UBSU1SPHSBNT/PUFT
 %PPOFPGUIFGPMMPXJOH
r 5PDSFBUFBTUBOEBMPOFSFDPSEJOHSFDPSEGSPNUIFOPUFMJTU
r 5PBEEBSFDPSEJOHUPBOPUFDSFBUFPSPQFOBOPUF
 *GZPVEPOPUTFFUIF3FDPSEJOHUPPMCBSUBQ.FOV7JFX3FDPSEJOH
5PPMCBS
 5BQUIF3FDPSEJDPO UPCFHJOSFDPSEJOH
 )PMEZPVSEFWJDFTNJDSPQIPOFOFBSZPVSNPVUIPSPUIFSTPVSDFPG
TPVOE
 5BQUIF4UPQJDPO XIFOñOJTIFESFDPSEJOH
 *GZPVBSFBEEJOHBSFDPSEJOHUPBOPUFUBQ0,UPSFUVSOUPUIFOPUF
MJTUXIFOñOJTIFE
 *GZPVBSFSFDPSEJOHJOBOPQFOOPUFBOJDPOXJMMBQQFBSJOUIFOPUF
 *GZPVBSFDSFBUJOHBTUBOEBMPOFSFDPSEJOHUIFSFDPSEJOHXJMMBQQFBS
JOUIFOPUFMJTU
5PDIBOHFSFDPSEJOHGPSNBUT
 5BQ4UBSU4FUUJOHT1FSTPOBMUBC*OQVU
 5BQUIF0QUJPOTUBCBOETFMFDUUIFEFTJSFEGPSNBUZPVXBOUJOUIF
7PJDFSFDPSEJOHGPSNBUMJTU
 5BQ0,
/PUF
:PVDBOBMTPDIBOHFSFDPSEJOHGPSNBUTGSPNXJUIJO/PUFT*OUIFOPUFMJTUUBQ
.FOV0QUJPOT(MPCBM*OQVU0QUJPOTMJOLBUUIFCPUUPNPGUIFQBHF
UIFOUBQUIF0QUJPOTUBC
0SHBOJ[JOH$POUBDUT"QQPJOUNFOUT5BTLTBOE0UIFS*OGPSNBUJPO
7PJDF3FDPSEFS
7PJDF3FDPSEFSMFUTZPVSFDPSEZPVSWPJDFBOEUIFORVJDLMZTFOEJUJOBO
..4PSFNBJMCFBNJUPSTFUUIFSFDPSEFEWPJDFBTZPVSSJOHUPOF
/PUF
7PJDF3FDPSEFSTBWFTWPJDFSFDPSEJOHTJO".3/#"EBQUJWF.VMUJ3BUF
/BSSPXCBOEGPSNBUPOMZ5IJTJTBDPNNPOTQFFDIBVEJPGPSNBUVTFEJO
NPCJMFEFWJDFT
5PSFDPSEZPVSWPJDF
 5BQ4UBSU1SPHSBNT7PJDF3FDPSEFS
 )PMEUIFEFWJDFTNJDSPQIPOFOFBSZPVSNPVUI
 5BQ3FDPSEPS UPTUBSUSFDPSEJOHBWPJDFDMJQ:PVDBOUBQ1BVTF
UPUFNQPSBSJMZTUPQSFDPSEJOH8IFOZPVXBOUUPDPOUJOVFSFDPSEJOH
UBQ3FTVNF
 5BQ4UPQUPTUPQSFDPSEJOH
"MMSFDPSEJOHTBSFTBWFEJOUIF.Z7PJDFTGPMEFSCZEFGBVMU:PVDBODIPPTF
BOPUIFSGPMEFSUPTBWFWPJDFSFDPSEJOHTCZUBQQJOHCFTJEFUIFGPMEFSOBNF
POUIFUPQMFGUPGUIFTDSFFOBOEUIFOJOUIFNFOVDIPPTFUIFGPMEFSXIFSF
UPTBWFGVUVSFSFDPSEJOHT
5PQMBZCBDLBWPJDFSFDPSEJOH
 0OUIF7PJDF3FDPSEFSTDSFFOTFMFDUUIFWPJDFSFDPSEJOHZPVXBOUUP
QMBZCBDL
 5BQ :PVDBOBMTPEPVCMFUBQUIFWPJDFSFDPSEJOHUPQMBZJUCBDL
/PUFTr
5BQ UPJODSFBTFUIFWPMVNF5BQ UPEFDSFBTFUIFWPMVNF
r 5BQ UPUPHHMFCFUXFFONVUJOHBOEVONVUJOHUIFWPMVNF
5PTFOEUIFWPJDFSFDPSEJOHUISPVHI..4
 0OUIF7PJDF3FDPSEFSTDSFFOTFMFDUUIFWPJDFSFDPSEJOHZPVXBOUUP
TFOE
 5BQ.FOV4FOEWJB..4"OFX..4NFTTBHFJTUIFODSFBUFE
XJUIUIFWPJDFSFDPSEJOHBVUPNBUJDBMMZJOTFSUFEBTBOBVEJPDMJQ
4FFi..4uJO$IBQUFSUPMFBSOIPXUPDPNQPTFBOETFOE..4NFTTBHFT
0SHBOJ[JOH$POUBDUT"QQPJOUNFOUT5BTLTBOE0UIFS*OGPSNBUJPO
5PTFOEUIFWPJDFSFDPSEJOHWJBFNBJM
 0OUIF7PJDF3FDPSEFSTDSFFOTFMFDUUIFWPJDFSFDPSEJOHZPVXBOUUP
TFOE
 5BQ.FOV4FOE0VUMPPL&NBJM5IJTPQFOT0VUMPPL&NBJMXJUI
UIFWPJDFSFDPSEJOHBVUPNBUJDBMMZJOTFSUFEBTBñMFBUUBDINFOUJOB
OFXFNBJMNFTTBHF
4FFi6TJOH&NBJMuJO$IBQUFSUPMFBSOIPXUPDPNQPTFBOETFOEFNBJM
NFTTBHFT
5PCFBNUIFWPJDFSFDPSEJOH
 0OUIF7PJDF3FDPSEFSTDSFFOTFMFDUUIFWPJDFSFDPSEJOHTZPVXBOU
UPCFBN
 5BQ.FOV#FBN'JMF
 5BQUIFEFWJDFZPVXBOUUPTFOEUIFWPJDFSFDPSEJOHTUP
 0OUIFPUIFSEFWJDFBDDFQUUIFñMFUSBOTGFSUPSFDFJWFUIFñMF
5PTFUUIFWPJDFSFDPSEJOHBTBSJOHUPOF
 0OUIF7PJDF3FDPSEFSTDSFFOTFMFDUUIFWPJDFSFDPSEJOHZPVXBOUUP
TFUBTZPVSEFWJDFTSJOHUPOF
 5BQ.FOV4FUBT3JOHUPOF
5PSFOBNFPSNPWFBSFDPSEJOH
 0OUIF7PJDF3FDPSEFSTDSFFOTFMFDUUIFWPJDFSFDPSEJOHZPVXBOUUP
SFOBNFPSNPWFUPBOPUIFSMPDBUJPO
 5BQ.FOV3FOBNF.PWF
 &OUFSUIFOFX/BNFGPSUIFWPJDFSFDPSEJOH
 5PNPWFUIFWPJDFSFDPSEJOHTFMFDUUIFOFXEFTUJOBUJPO'PMEFSBOE
-PDBUJPO
 5BQ0,
5JQ
*GNVMUJQMFWPJDFSFDPSEJOHTBSFTFMFDUFEZPVDBOPOMZNPWFUIFGJMFTCVUOPU
SFOBNFUIFN
$IBQUFS
&YDIBOHJOH.FTTBHFT
.FTTBHJOH
5FYU.FTTBHFT
..4
5ZQFTPG&NBJM"DDPVOUT
&NBJM4FUVQ8J[BSE
6TJOH&NBJM
6TJOH,FZCPBSE4IPSUDVUT
&YDIBOHJOH.FTTBHFT
.FTTBHJOH
.FTTBHJOHJTXIFSFZPVSUFYUNFTTBHFT4.4NVMUJNFEJBNFTTBHFT
..4BOEFNBJMTBSFMPDBUFE8IFOZPVSFDFJWFOFXNFTTBHFTZPVDBO
PQFOUIFNGSPNUIF5PEBZTDSFFO4JNQMZUBQUIFUZQFPGNFTTBHFUIBUZPV
XBOUUPPQFO
/FXNFTTBHFT
5PTFMFDUBNFTTBHJOHBDDPVOU
%PPOFPGUIFGPMMPXJOH
r 5BQ4UBSU.FTTBHJOH5IF
"DDPVOU1JDLFSTDSFFOUIFOBQQFBST
XIFSFZPVDBOTFMFDUBOBDDPVOU
r 8IJMFZPVBSFJOBNFTTBHFMJTUPGB
DFSUBJOBDDPVOUGPSFYBNQMF4.4=
..4UBQ.FOV(P5PUPTXJUDIUP
PUIFSUZQFTPGNFTTBHJOHBDDPVOUT
5PDPOGJHVSFNFTTBHFBDDPVOUTFUUJOHT
r 5BQ.FOV0QUJPOTPOUIF
"DDPVOU1JDLFSTDSFFOPS
r 5BQ.FOV5PPMT0QUJPOTXIJMF
ZPVSFJOBNFTTBHFMJTU
"DDPVOU1JDLFSTDSFFO
&YDIBOHJOH.FTTBHFT
5FYU.FTTBHFT
4FOETIPSUUFYUNFTTBHFT4.4VQUPDIBSBDUFSTMPOHUPPUIFSNPCJMF
QIPOFT'PSRVJDLFSBOEFBTJFSUZQJOHVTFUIFTMJEJOHLFZCPBSEUPFOUFS
ZPVSNFTTBHF
4FOEUFYUNFTTBHFT
5PDPNQPTFBOETFOEBUFYUNFTTBHF
 5BQ4UBSU.FTTBHJOH4.4=..4
 5BQ.FOV/FX4.4

&OUFSUIFNPCJMFQIPOFOVNCFSPGPOF
PSNPSFSFDJQJFOUTTFQBSBUJOHUIFNXJUI
BTFNJDPMPO5PBDDFTTNPCJMFQIPOF
OVNCFSTGSPN$POUBDUTUBQ5P
 &OUFSZPVSNFTTBHF
r
5PRVJDLMZBEEDPNNPONFTTBHFT
UBQ.FOV.Z5FYUBOEUBQB
EFTJSFENFTTBHF
r 5PDIFDLUIFTQFMMJOHUBQ.FOV
4QFMM$IFDL
 5BQ4FOE
5JQT r 5PFOUFSTZNCPMTUBQ4IJGUVTJOHUIFPOTDSFFOLFZCPBSEUIFOUBQB
TZNCPMPSVTFUIF4ZNCPM1BE'PSNPSFJOGPSNBUJPOBCPVUFOUFSJOHUFYU
BOETZNCPMTTFF$IBQUFS
r*GZPVXBOUUPLOPXXIFOBUFYUNFTTBHFJTSFDFJWFECFGPSFTFOEJOHUIF
NFTTBHFUIBUZPVBSFDPNQPTJOHUBQ.FOV.FTTBHF0QUJPOTUIFO
TFMFDUUIF3FRVFTUNFTTBHFEFMJWFSZOPUJGJDBUJPODIFDLCPY
5PBMXBZTSFDFJWFBEFMJWFSZOPUJGJDBUJPOUBQ.FOV5PPMT0QUJPOTJO
UIFUFYUNFTTBHFMJTUUBQ4.4=..4UIFOTFMFDUUIF3FRVFTUEFMJWFSZ
OPUJGJDBUJPOTDIFDLCPY
&YDIBOHJOH.FTTBHFT
3FDFJWFUFYUNFTTBHFT
5FYUNFTTBHFTBSFBVUPNBUJDBMMZSFDFJWFEXIFOUIFQIPOFGVODUJPOJT
UVSOFEPO8IFOUIFQIPOFJTUVSOFEPGGUFYUNFTTBHFTBSFIFMECZ
ZPVSXJSFMFTTTFSWJDFQSPWJEFSVOUJMUIFOFYUUJNFUIFQIPOFJTUVSOFEPO
$PQZUFYUNFTTBHFTGSPNBOEUPUIF4*.DBSE
 5BQ4UBSU.FTTBHJOH4.4=..4
 *OUIFNFTTBHFMJTUTFMFDUUIFUFYUNFTTBHFZPVXBOUUPDPQZ
 %PPOFPGUIFGPMMPXJOH
r 5PDPQZBUFYUNFTTBHFUPUIF4*.DBSEUBQ.FOV$PQZUP4*.
r 5PDPQZBUFYUNFTTBHFGSPNUIF4*.DBSEUPZPVSEFWJDFUBQ
.FOV$PQZUP1IPOF
/PUF 5FYUNFTTBHFTTUPSFEPOZPVS4*.DBSEBSFBVUPNBUJDBMMZEJTQMBZFEJOUIF
*OCPYGPMEFS$PQZJOHUIFNUPZPVSEFWJDFSFTVMUTJOEVQMJDBUFNFTTBHFTJO
UIF*OCPYGPMEFSXIFOZPVS4*.DBSEJTJOVTF
..4
4FOEJOH..4NFTTBHFTUPZPVSGSJFOETBOEGBNJMZJTGVOBOEFBTZ:PVDBO
JODMVEFQJDUVSFTWJEFPBOEBOBVEJPDMJQJOBO..4NFTTBHF
/PUFTr 1MFBTFOPUFUIBU..4JTBDIBSHFETFSWJDFBOEIBTUPCFQSPWJTJPOFEPO
ZPVSNPCJMFBDDPVOU1MFBTFDPOUBDUZPVSXJSFMFTTTFSWJDFQSPWJEFSUPIBWF
..4QSPWJTJPOFEBTQBSUPGZPVSDBMMJOHQMBO
r 1MFBTFNBLFTVSFUIFTJ[FPG..4NFTTBHFTUIBUZPVTFOEJTXJUIJOUIF
MJNJUTBMMPXFECZZPVSXJSFMFTTTFSWJDFQSPWJEFS
5PBDDFTT..4NFTTBHFTPOZPVSEFWJDF
5BQ4UBSU.FTTBHJOH4.4=..4
$IBOHF..4TFUUJOHT
8IFOZPVQVSDIBTFZPVSEFWJDFJUJTBMSFBEZQSFTFUXJUIZPVSXJSFMFTT
TFSWJDFQSPWJEFST..4TFUUJOHT*GZPVBDDJEFOUBMMZMPTUUIFQSFTFUTFUUJOHT
PSZPVXBOUUPBEEBOPUIFSXJSFMFTTTFSWJDFQSPWJEFSZPVDBODPOGJHVSFUIF
TFUUJOHTXIJMFDPNQPTJOHBO..4NFTTBHF
&YDIBOHJOH.FTTBHFT
5PDPOGJHVSF..4TFUUJOHT
 5BQ4UBSU.FTTBHJOH4.4=..4
 5BQ.FOV..40QUJPOT5IF4FUUJOHTTDSFFOUIFOBQQFBST
 *OUIF1SFGFSFODFTUBCTFMFDUPSDMFBSUIFQSPWJEFEDIFDLCPYFT
BDDPSEJOHUPZPVSOFFET:PVDBODIPPTFUPEPXOMPBE..4NFTTBHFT
JOCPUIZPVSIPNFBOESPBNJOHOFUXPSLLFFQUSBDLPGZPVS..4
NFTTBHFTSFRVFTUBEFMJWFSZPSSFBESFDFJQUSFQPSUTFUUIFSFTPMVUJPO
GPSJNBHFTUIBUZPVTFOEBOENPSF
 5BQUIF4FSWFSTUBCBOEDIFDLJGZPVSEFWJDFJTQSFTFUXJUI..4
TFSWFSTFUUJOHT
*GUIFSFBSFOPQSFTFUTFUUJOHTUBQ/FXBOEFOUFSUIFGPMMPXJOH
JOGPSNBUJPOXIJDIZPVDBOHFUGSPNZPVSPUIFSXJSFMFTTTFSWJDF
QSPWJEFS

r 4FSWFSOBNF"EFTDSJQUJWFOBNFTVDIBTZPVSXJSFMFTTTFSWJDF
QSPWJEFSOBNF
r (BUFXBZ-PDBUJPOPGUIF..4TFSWFSXIJDIJTVTVBMMZJOUIFGPSN
PGBO*1BEESFTT
r 1PSUOVNCFS)551QPSUOVNCFSVTFEGPSDPOOFDUJOHUPUIF..4
TFSWFSBOEGPSGJMFUSBOTGFS
r 4FSWFSBEESFTT63-BEESFTTPGUIFTFSWFSXIFSF..4NFTTBHFT
BSFTUPSFE
r $POOFDUWJB4FMFDUUIFDPOOFDUJPOUIBUZPVSEFWJDFVTFTGPS..4
NFTTBHFT
&YDIBOHJOH.FTTBHFT
r 4FOEJOHTJ[FMJNJUBUJPO4FMFDUUIFNBYJNVN..4NFTTBHFTJ[F
BMMPXFECZZPVSXJSFMFTTTFSWJDFQSPWJEFS
r 8"1WFSTJPO4FMFDUFJUIFS8"1PS8"1EFQFOEJOHPO
XIJDIPOFJTCFJOHVTFECZZPVSPUIFSXJSFMFTTTFSWJDFQSPWJEFS
 5BQ0,
/PUFr *GZPVSEFWJDFBMSFBEZIBTQSFTFU..4TFUUJOHTJUJTSFDPNNFOEFEUIBU
ZPVEPOPUDIBOHFUIFTFTFUUJOHT*GZPVDIBOHFUIFQSFTFUTFUUJOHTZPVS
EFWJDFNBZOPUCFBCMFUPTFOEBOESFDFJWF..4NFTTBHFT
r*GZPVBEETFWFSBM..4NFTTBHFTFSWJDFQSPWJEFSTUPUIF4FUUJOHTTDSFFO
ZPVDBODIPPTFPOFBTZPVSEFGBVMUQSPWJEFS4FMFDUUIFQSPWJEFShTOBNF
JOUIFMJTUUIFOUBQ4FU"T%FGBVMU
$SFBUFBOETFOE..4NFTTBHFT
:PVDBODPNQPTF..4NFTTBHFTJOBDPNCJOBUJPOPGTMJEFTXIFSFFBDI
TMJEFDBODPOTJTUPGBQIPUPWJEFPPSBVEJPDMJQBOEPSUFYU
5PDPNQPTFBO..4NFTTBHF
 5BQ4UBSU.FTTBHJOH4.4=..4
 5BQ.FOV/FX..4
 8IFOZPVTFFUIF$IPPTFB..4TDSFFOUBQBQSFTFUUFNQMBUFPSUBQ
$VTUPNUPPQFOBCMBOL..4NFTTBHF
/PUF *GZPVQSFGFSUPBMXBZTDSFBUFBCMBOL..4NFTTBHFTFMFDUUIF"MXBZT
DIPPTFDVTUPNDIFDLCPY
 *O5PFOUFSUIFSFDJQJFOUTQIPOFOVNCFSPSFNBJMBEESFTTEJSFDUMZ
PSUBQ5P$DPS#DDUPDIPPTFBQIPOFOVNCFSPSBOFNBJMBEESFTT
GSPN$POUBDUT
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 5BQ4JHOJOUP8JOEPXT-JWF
 0OUIFOFYUTDSFFOUBQUIFMJOLTUPSFBE
UIF8JOEPXT-JWF5FSNPG6TFBOE
UIF.JDSPTPGU1SJWBDZ4UBUFNFOU"GUFS
SFWJFXJOHUIFNUBQ"DDFQU
 &OUFSZPVS8JOEPXT-JWF.BJMPS
)PUNBJMBEESFTTBOEQBTTXPSETFMFDU
UIF4BWFQBTTXPSEDIFDLCPYUIFOUBQ
/FYU
 $IPPTFXIFUIFSPSOPUUPTIPX
8JOEPXT-JWFTTFBSDICBSBOE
BQQMJDBUJPOTPOUIF5PEBZTDSFFOUIFO
UBQ/FYU
 $IPPTFXIBUJOGPSNBUJPOZPVXBOUUPTZODPOMJOFXJUIZPVSEFWJDF
(FUUJOH$POOFDUFE
*GZPVTZOD$POUBDUTBOE
.FTTFOHFSZPVS8JOEPXT-JWF
DPOUBDUTXJMMCFBEEFEUPUIF
DPOUBDUMJTUBOEUP-JWF.FTTFOHFS
POZPVSEFWJDF
*GZPVTZOD&NBJMZPVS8JOEPXT
-JWF.BJMPS)PUNBJMJOCPYNFTTBHFT
XJMMCFEPXOMPBEFEUPZPVSEFWJDF
 5BQ/FYU
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UBQ%POF
5IF8JOEPXT-JWFJOUFSGBDF
0OUIFNBJOJOUFSGBDFPG8JOEPXT-JWFZPVXJMMTFFBTFBSDICBSOBWJHBUJPO
CBSBOEBOBSFBXIFSFZPVDBODVTUPNJ[FUPTIPXZPVSQJDUVSF
5IJTJTUIF-JWF4FBSDI#BS
5BQUIF-FGUPS3JHIUBSSPXUPTXJUDI
CFUXFFO8JOEPXT-JWF.FTTFOHFS
-JWF.BJMBOE4ZODTUBUVT
5BQUPBDDFTT8JOEPXT-JWF
.FTTFOHFSTFUUJOHT
5BQ.FOVUPBDDFTTBOEDIBOHF
TFUUJOHT
5JQ *GZPVDIPTFUPEJTQMBZUIFTFBSDICBSBOE8JOEPXT-JWFBQQMJDBUJPOTPOUIF
5PEBZTDSFFOXIFOZPVXFSFTFUUJOHVQ8JOEPXT-JWFZPVMMBMTPTFFUIFN
POUIF5PEBZTDSFFO5PTIPXPSIJEFUIFNGSPNUIF5PEBZTDSFFOPQFO
8JOEPXT-JWFBOEUBQ.FOV0QUJPOT5PEBZTDSFFOPQUJPOT
(FUUJOH$POOFDUFE
8JOEPXT-JWF.FTTFOHFS
8JUIUIJTNPCJMFWFSTJPOPG8JOEPXT-JWF.FTTFOHFSZPVFOKPZNBOZPG
UIFTBNFDPPMGFBUVSFTUIBUZPVHFUGSPNUIFEFTLUPQWFSTJPOXIJDIJODMVEF
UIFGPMMPXJOH
r *OTUBOUNFTTBHJOHWJBUFYUBOEWPJDF
r .VMUJQMFDPOWFSTBUJPOT
r "EEFNPUJDPOT
r $POUBDUMJTUXJUIQSFTFODF
r 4FOEBOESFDFJWFñMFTJODMVEJOH
QIPUPT
r $IBOHFTUBUVTEJTQMBZOBNF
r 7JFXDPOUBDUTCZPOMJOFTUBUVT
HSPVQTBOENPSF
r 4FOENFTTBHFTFWFOXIFOBDPOUBDU
JTPðJOF
/PUF #FGPSFZPVDBOVTF8JOEPXT-JWF.FTTFOHFS.PCJMFZPVSEFWJDFNVTUCF
DPOOFDUFEUPUIF*OUFSOFU'PSJOGPSNBUJPOBCPVUTFUUJOHVQBO*OUFSOFU
DPOOFDUJPOTFFi8BZTPG$POOFDUJOHUPUIF*OUFSOFUuJOUIJTDIBQUFS
-BVODIUIFNFTTFOHFSBOETJHOJO
5PPQFO8JOEPXT-JWF.FTTFOHFS.PCJMF
r 5BQ4UBSU1SPHSBNT.FTTFOHFSPS
r 0O8JOEPXT-JWFPSUIF5PEBZTDSFFOUBQUIF-FGUPS3JHIUBSSPX
VOUJMZPVTFF.FTTFOHFSUIFOUBQJU
5PTJHOJOBOEPVU
 5BQ4JHOJOPOUIFNFTTFOHFSTDSFFO
 *GUIJTJTZPVSñSTUUJNFUPTJHOJOBNFTTBHFBQQFBSTUPJOGPSNZPV
UIBUZPVSNFTTFOHFSDPOUBDUTXJMMCFBEEFEUPUIFDPOUBDUMJTUPOZPVS
EFWJDF5BQ0,UPBEEUIFN
4JHOJOHJONBZUBLFTFWFSBMNJOVUFTEFQFOEJOHPOZPVSDPOOFDUJPO
TQFFE
 5PTJHOPVUUBQ.FOV4JHO0VU
(FUUJOH$POOFDUFE
5PTUBSUBOEFOEDPOWFSTBUJPOT
 *OUIFDPOUBDUMJTUTFMFDUBDPOUBDUUIFOUBQ4FOE*.UPPQFOB
NFTTBHFTDSFFO
 &OUFSZPVSUFYUNFTTBHFJOUIFUFYUFOUSZBSFBPGUIFNFTTBHFTDSFFO
 5PBEEBOFNPUJDPOUBQ.FOV"EEFNPUJDPOUIFOUBQBOJDPO
GSPNUIFMJTUPGFNPUJDPOT
 5BQ4FOE
 5PFOEBDPOWFSTBUJPOXJUIUIFDVSSFOUDPOUBDUUBQ.FOV&OE
DPOWFSTBUJPO
5JQTr 5PTFOEBGJMFUBQ.FOV4FOE:PVDBODIPPTFUPTFOEBQJDUVSFWPJDF
DMJQPSBOZGJMF
r5PJOWJUFPOFPSNPSFDPOUBDUTUPUIFDPOWFSTBUJPOUBQ.FOV0QUJPOT
"EEQBSUJDJQBOU
r5PTFOEBWPJDFNFTTBHFUBQ7PJDF$MJQPOBNFTTBHFTDSFFOUIFOTUBSU
UBMLJOH"GUFSZPVIBWFTQPLFOBNFTTBHFUBQ4FOE
"EE8JOEPXT-JWFDPOUBDUT
:PVDBOBEEOFX8JOEPXT-JWFDPOUBDUTJO-JWF.FTTFOHFSPSJO$POUBDUT
5PBEEB8JOEPXT-JWFDPOUBDUJO-JWF.FTTFOHFS
 5BQ.FOV"EEOFXDPOUBDU
 &OUFSUIFFNBJMBEESFTTPGUIFDPOUBDUUIFOUBQ0,
5PBEEB8JOEPXT-JWFDPOUBDUJO$POUBDUT
 5BQ4UBSU$POUBDUT
 5BQ/FXUIFOUBQ8JOEPXT-JWF
 *OUIF*.CPYFOUFSUIFFNBJMBEESFTTPGUIFDPOUBDUXIJDIDBOCFB
8JOEPXT-JWF*%PSBOZPUIFSFNBJMBEESFTT
5JQ :PVDBOGJMMJOPUIFSJOGPSNBUJPOBCPVUUIFDPOUBDUJGEFTJSFE5IJTJT
OPUBCTPMVUFMZOFDFTTBSZJGZPVXJMMDPNNVOJDBUFXJUIUIFDPOUBDUPOMZ
UISPVHI8JOEPXT-JWF.FTTFOHFSPS-JWF.BJM
 5BQ0,
 'PMMPXUIFSFNBJOJOHJOTUSVDUJPOTUPBEEUIFOFXDPOUBDUUPZPVS
8JOEPXT-JWFDPOUBDUMJTU
(FUUJOH$POOFDUFE
$IBQUFS
6TJOH(14
(VJEFMJOFTBOE1SFQBSBUJPOGPS6TJOH(14
%PXOMPBEJOH4BUFMMJUF%BUBWJB2VJDL(14
6TJOH5PN5PN/"7*("503
(14$POUSPMT
6TJOH(14
 (VJEFMJOFTBOE1SFQBSBUJPOGPS6TJOH(14
r%POPUPQFSBUFUIF(14TZTUFNXIJMFESJWJOH
r5IFQMPUUFE(14SPVUFJTPOMZGPSESJWJOHSFGFSFODFT*UTIPVMEOPU
BíFDUBDUVBMESJWJOHCFIBWJPS
r1MFBTFVTFUIF(14TZTUFNDBVUJPVTMZ6TFSTTIBMMCFMJBCMFGPSBOZ
EBNBHFTSFTVMUJOHGSPNOFHMJHFOUPQFSBUJPOPGUIFTZTUFN
r8IFOVTJOHJOTJEFBWFIJDMFQMFBTFVUJMJTFUIFDBSIPMEFSUPNPVOUUIF
EFWJDFTFDVSFMZJOQMBDF1MFBTFBWPJEUIFBSFBTTIPXOJOUIFGPMMPXJOH
EJBHSBN
 %POPUQMBDFXIFSFJUXJMMCMPDLUIFESJWFSTWJTJPO
 %POPUQMBDFBUXIFSFUIFBJSCBHTBSF
 %POPUQMBDFBOZXIFSFJOUIFWFIJDMFXJUIPVUTFDVSJOHJOUIF
IPMEFS
 %POPUQMBDFXIFSFUIFBJSCBHTDPVMEEFQMPZ
6TJOH(14
r 5IF(14TJHOBMDBOOPUQBTTUISPVHITPMJEOPOUSBOTQBSFOUPCKFDUT
4JHOBMSFDFQUJPONBZCFBíFDUFEEVFUPPCTUSVDUJPOTTVDIBTIJHI
SJTFCVJMEJOHTUVOOFMTCSJEHFTGPSFTUTCBEXFBUIFSSBJOZPSDMPVEZ
EBZTFUD
r 4JHOBMSFDFQUJPONBZCFBíFDUFECZPCTUSVDUJPOTTVDIBTIJHISJTF
CVJMEJOHTUVOOFMTCSJEHFTGPSFTUTXFBUIFSSBJOZPSDMPVEZEBZT
FUD*GUIFWFIJDMFTWJTPSDPOUBJOTNFUBMJUXJMMCFEJîDVMUGPSUIF(14
TJHOBMUPQBTTUISPVHI5PIBWFCFUUFSTJHOBMSFDFQUJPOUSZDPOOFDUJOH
ZPVSEFWJDFUPBOFYUFSOBM(14BOUFOOB

&YUFSOBM(14
BOUFOOBDPOOFDUPS
r 5IF(MPCBM1PTJUJPOJOH4ZTUFN(14JTCVJMUBOEPQFSBUFECZUIF64
%FGFOTF%FQBSUNFOU5IF%FQBSUNFOUJTSFTQPOTJCMFGPSUIFBDDVSBDZ
BOENBJOUFOBODFPGUIFTZTUFN"OZDIBOHFTUIBUUIF%FQBSUNFOU
NBLFTNBZBíFDUUIFBDDVSBDZBOEGVODUJPOPGUIF(14TZTUFN
r 8JSFMFTTDPNNVOJDBUJPOQSPEVDUTTVDIBTNPCJMFQIPOFTPSSBEBS
EFUFDUJOHEFWJDFTNBZJOUFSGFSFXJUIUIFTBUFMMJUFTJHOBMSFTVMUJOHJO
VOTUBCMFTJHOBMSFDFQUJPO
r 1MFBTFEPOPUMFBWFZPVSEFWJDFJOUIFWFIJDMFBOEFYQPTFUPEJSFDU
TVOMJHIUUPBWPJEPWFSIFBUJOHUIFCBUUFSZUIBUDPVMEQPTFEBNBHFUP
UIFEFWJDFPSSJTLUPUIFWFIJDMF
6TJOH(14
 %PXOMPBEJOH4BUFMMJUF%BUBWJB2VJDL(14
#FGPSFZPVTUBSUUPVTFZPVSEFWJDFGPS(14OBWJHBUJPOPQFOUIF2VJDL(14
QSPHSBNGJSTUUPEPXOMPBE&QIFNFSJTEBUBDVSSFOUTBUFMMJUFQPTJUJPOBOE
UJNJOHJOGPSNBUJPOPOUPZPVSEFWJDF5IJTEBUBJTOFFEFEUPEFUFSNJOFUIF
(14QPTJUJPOPGZPVSDVSSFOUMPDBUJPO
2VJDL(14EPXOMPBET&QIFNFSJTEBUBGSPNB8FCTFSWFSJOTUFBEPG
GSPNUIFTBUFMMJUFTVTJOHUIF*OUFSOFUDPOOFDUJPOPOZPVSEFWJDFXIJDI
DBOCFWJB"DUJWF4ZODPS(1345IJTTJHOJGJDBOUMZTQFFETVQUIFUJNFGPS
EFUFSNJOJOHZPVS(14QPTJUJPO
5PPQFO2VJDL(14
5BQ4UBSU1SPHSBNT2VJDL(14
5PEPXOMPBEEBUB
5BQ%PXOMPBEPOUIF2VJDL(14TDSFFO
ÜFfUIFTDSFFOJOJUJBMMZZPVXJMMTFFUIF7BMJEUJNFPGUIFEPXOMPBEFE
EBUBUPCFEBZT"TEBZTBOEUJNFQBTTUIFSFNBJOJOHEBZTBOEUJNF
PGWBMJEJUZXJMMCFTIPXO
ÜKgTQFFEVQ(14QPTJUJPOJOHEPXOMPBEUIFMBUFTU&QIFNFSJTEBUB
XIFOUIFWBMJEJUZPGUIFEBUBFYQJSFT
6TJOH(14
%PXOMPBEPQUJPOT
5PDPOGJHVSFEPXOMPBEUJNFTUBQ.FOV0QUJPOTBOEDIPPTFGSPNUIF
GPMMPXJOHPQUJPOT
r3FNJOENFXIFOEBUBFYQJSFT&OBCMFTZPVSEFWJDFUPEJTQMBZ
BSFNJOEFSNFTTBHFXIFOUIFWBMJEJUZPGUIF&QIFNFSJTEBUBIBT
FYQJSFE
8IFOZPVTFFUIFSFNJOEFSNFTTBHFUBQ.FOVUPEJTNJTTUIF
SFNJOEFSPSUPTFUUIFTOPP[FUJNFTPUIBUZPVXJMMCFSFNJOEFE
BHBJO5BQ0,UPPQFOUIF2VJDL(14QSPHSBNBOEEPXOMPBEUIF
MBUFTUEBUB
r"VUPEPXOMPBEXIFOEBUBFYQJSFT"MMPXT&QIFNFSJTEBUBUPCF
BVUPNBUJDBMMZVQEBUFEPOUPZPVSEFWJDFXIFOUIFEBUBIBTFYQJSFE
r"VUPEPXOMPBEXIFODPOOFDUFEUP1$WJB"DUJWF4ZOD"MMPXT
&QIFNFSJTEBUBUPCFBVUPNBUJDBMMZEPXOMPBEFEWJB"DUJWF4ZODUP
ZPVSEFWJDFXIFOZPVSEFWJDFJTDPOOFDUFEUPZPVSDPNQVUFS:PVS
DPNQVUFSNVTUCFDPOOFDUFEUPUIF*OUFSOFUJOPSEFSUPEPXOMPBE
EBUB
/PUF 5IF&QIFNFSJTEBUBBSFTUPSFEPO)5$8FCTFSWFST2VJDL(14JT
QSFDPOGJHVSFEUPDPOOFDUUPUIFTFTFSWFST
6TJOH(14
 6TJOH5PN5PN/"7*("503
5PN5PN/"7*("503JTB(14OBWJHBUJPOTPGUXBSFUIBUQSPWJEFTDMFBS
SPVUJOHEJSFDUJPOTBOEWPDBMJOTUSVDUJPOTUPHVJEFZPVJOZPVSKPVSOFZ
CBTFEPOUIFEFTUJOBUJPOBEESFTTZPVTQFDJGJFEBDPOUBDUZPVTFMFDUFEB
QPJOUPGJOUFSFTUFUD*UHJWFTZPVTFWFSBMDIPJDFTPGSPVUFTUPTFMFDUGSPN
XIFOZPVQMBOZPVSKPVSOFZJOBEWBODF1MBDFTUIBUZPVGSFRVFOUMZHPUP
DBOCFBEEFEBTGBWPSJUFT
#FGPSFZPVTUBSUPOBKPVSOFZVTFUIF.BQ#SPXTFSUPGBNJMJBSJ[FZPVSTFMG
GJSTUXJUIUIFSPVUF"EWBODFEQMBOOJOHJTBMTPPOFPGUIFTPGUXBSFTDPPM
GFBUVSFTXIJDIBMMPXTZPVUPGJOEPVUGJSTUXIJDIPOFJTUIFGBTUFTUPS
TIPSUFTUSPVUFGPSBUSJQ0UIFSGFBUVSFTJODMVEFBMUFSOBUJWFSPVUFDBMDVMBUJPO
JUJOFSBSZQMBOOJOHBOENPSF
5PJOTUBMM5PN5PN/"7*("503
*OTUBMM5PN5PN/"7*("503GSPNUIF"QQMJDBUJPOT%JTDUIBUDBNFXJUIUIF
EFWJDF
5PPQFO5PN5PN/"7*("503
5PPQFO5PN5PN/"7*("503EPPOFPGUIFGPMMPXJOH
r 5BQ4UBSU1SPHSBNT5PN5PN/"7*("503
r 5BQ POUIF5PEBZTDSFFO
'JSTUUJNFVTF
5IFGJSTUUJNFZPVVTF5PN5PN/"7*("503B4FUVQ8J[BSEPQFOTBOEBTLT
ZPVBGFXRVFTUJPOTUPTFUVQ5PN5PN/"7*("503"OTXFSFBDIRVFTUJPO
CZUBQQJOHZPVSEFTJSFEBOTXFSPOUIFTDSFFO
"%PXOMPBE8J[BSEUIFOPQFOTBOEBMMPXTZPVUPEPXOMPBEBNBQPGZPVS
DIPJDFGPSGSFF"GUFSUIFEPXOMPBEJTDPNQMFUFEUIFNBQJTBVUPNBUJDBMMZ
BEEFEUP5PN5PN/"7*("503
5PEFUFSNJOFZPVSDVSSFOUQPTJUJPO
:PVNVTUCFPVUEPPSTXJUIZPVSEFWJDFTPUIBUUIFCVJMUJO(14SFDFJWFSDBO
EFUFSNJOFZPVSDVSSFOUQPTJUJPO5IFGJSTUUJNFZPVTUBSU/"7*("503JUDBO
UBLFVQUPNJOVUFTUPGJOEZPVSDVSSFOUQPTJUJPO*GJUUBLFTMPOHFSUIBO
NJOVUFTNBLFTVSFUIBUZPVBSFJOBOPQFOQMBDFXJUIPVUUBMMCVJMEJOHT
6TJOH(14
PSUSFFTBSPVOEZPV*OUIFGVUVSFZPVSQPTJUJPOXJMMCFGPVOENVDIGBTUFS
OPSNBMMZXJUIJOBGFXTFDPOET
5JQ 'PSZPVS(14SFDFJWFSUPEFUFSNJOFZPVSDVSSFOUQPTJUJPOGBTUFSVTF
2VJDL(14GJSTUUPEPXOMPBEUIFMBUFTU&QIFNFSJTEBUBUPZPVSEFWJDF'PS
NPSFJOGPSNBUJPOBCPVU2VJDL(14TFFi%PXOMPBEJOH4BUFMMJUF%BUBWJB
2VJDL(14iFBSMJFSJOUIJTDIBQUFS
%SJWJOH7JFX
"GUFSZPVIBWFDPNQMFUFEUIF4FUVQ8J[BSEBOE%PXOMPBE8J[BSE
/"7*("503EJTQMBZTUIF%SJWJOH7JFX5IF%SJWJOH7JFXJTTIPXOJOCMBDL
BOEXIJUFVOUJMZPVSEFWJDFT(14SFDFJWFSMPDBUFTZPVSDVSSFOUQPTJUJPO
0ODFZPVSDVSSFOUQPTJUJPOJTEFUFSNJOFEUIF%SJWJOH7JFXJTTIPXOJOGVMM
DPMPSBOETIPXTZPVSQPTJUJPOPOUIFNBQ
5BQUP[PPNJOPOZPVSDVSSFOU
QPTJUJPO
4IPXTUIFOBNFPGUIFOFYUNBKPS
SPBEPSSPBETJHOJOGPSNBUJPOJG
BQQMJDBCMF
5BQUP[PPNPVUPOZPVSDVSSFOU
QPTJUJPO
*OEJDBUFTZPVSDVSSFOUQPTJUJPO
4IPXTBOBSSPXUIBUJOEJDBUFTUIF
EJSFDUJPOUIBUZPVTIPVMEGPMMPXBOE
TIPXTUIFEJTUBODFGSPNZPVSDVSSFOU
QPTJUJPOUPUIFOFYUUVSOPGUIFSPBE
:PVDBOBMTPUBQUIJTBSFBUPSFQFBU
UIFMBTUTQPLFOJOTUSVDUJPOBOEUP
BEKVTUUIFWPMVNF
4IPXTUIFOBNFPGUIFOFYUTUSFFUUP
UVSOPOUP
4IPXTJOGPSNBUJPOBCPVUZPVS
KPVSOFZBOEUIFTUSFOHUIPGUIF(14
TJHOBM5BQUIJTBSFBUPWJFXBSPVUF
TVNNBSZ
6TJOH(14
.BJO.FOV
5BQBOZXIFSFPOUIFNBQJOUIF%SJWJOH7JFXTDSFFOUPPQFOUIF.BJO
.FOV5IF.BJO.FOVIBTUISFFTDSFFOTPGJDPOT5BQUIF/FYUJDPO UP
TXJUDICFUXFFOUIFNFOVTDSFFOT
r/BWJHBUFUP-FUTZPVTFMFDUB
EFTUJOBUJPO
r'JOEBMUFSOBUJWF$BMDVMBUFTBO
BMUFSOBUJWFSPVUFJGZPVXBOUUPBWPJE
TPNFBSFBT
r5PN5PN5SBGGJD5PHHMFTCFUXFFO
FOBCMJOHBOEEJTBCMJOHUSBGGJD
JOGPSNBUJPO5IJTJTBTVCTDSJQUJPO
TFSWJDF
r"EE'BWPSJUF"MMPXTZPVUPBEE
GSFRVFOUMZWJTJUFEQMBDFTBTGBWPSJUFT
r$IBOHFQSFGFSFODFT0QFOTUIF
1SFGFSFODFTNFOVXIFSFZPVDBO
DVTUPNJ[FTFUUJOHT
r"EWBODFEQMBOOJOH"MMPXTZPVUPQMBOKPVSOFZTJOBEWBODFCZ
TFMFDUJOHBTUBSUJOHQPJOUBOEEFTUJOBUJPO*UIFMQTUPEFUFSNJOFIPX
MPOHBKPVSOFZXJMMUBLFBOEUIFSPVUFPGUIFKPVSOFZ
r#SPXTFNBQ0QFOTUIF.BQ#SPXTFSXIFSFZPVDBOWJFXBOFOUJSF
NBQ
r$MFBSSPVUF%FMFUFTUIFDVSSFOUSPVUF
r7JFXSPVUF4IPXTZPVSSPVUFJOEFUBJM
r*UJOFSBSZQMBOOJOH"MMPXTZPVUPQMBOBKPVSOFZXJUINPSFTUPQT
UIBOKVTUZPVSñOBMEFTUJOBUJPO
r5PN5PN8FBUIFS3FQPSUTVQUPEBUFXFBUIFSDPOEJUJPOTPOB
MPDBUJPO
r5PN5PN1-64TFSWJDFT1SPWJEFTFYUSBTFSWJDFTUIBUZPVDBO
TVCTDSJCFUPBOEBMMPXTZPVUPEPXOMPBENBQTBOEWPJDFTUPZPVS
EFWJDFBGUFSZPVIBWFQVSDIBTFEUIFN
6TJOH(14
r$BMMOVNCFS"MMPXTZPVUPTFBSDIGPSQIPOFOVNCFSTPGUIFQMBDFT
UIBUBSFDBUFHPSJ[FEVOEFSQPJOUPGJOUFSFTUT
r(VJEFEUPVST-FUTZPVDIPPTFBGVODUJPOBOEWJFXBHVJEFEUPVSPO
IPXUPVTFUIFGVODUJPO
r&YJUBQQMJDBUJPO$MPTFT/"7*("503BOEFOETUIF(14OBWJHBUJPO
4FMFDUBEFTUJOBUJPO
8IFOZPVUBQ/BWJHBUFUPPOUIF.BJO.FOVZPVBSFHJWFOTFWFSBMPQUJPOT
UPTFUZPVSEFTUJOBUJPO5BQUIF/FYUJDPO UPCSPXTFUISPVHIUIF
WBSJPVTUZQFTPGEFTUJOBUJPOT
4PNFPGUIFDPNNPOEFTUJOBUJPOTZPVNBZXBOUUPHPUPJODMVEFUIF
GPMMPXJOH
r)PNF:PVS)PNFMPDBUJPO:PVOFFEUP
TQFDJGZZPVS)PNFMPDBUJPOñSTUVOEFS
1SFGFSFODFT
r'BWPSJUF"GSFRVFOUMZWJTJUFEQMBDF
UIBUZPVDSFBUFEBTBGBWPSJUF'PSNPSF
JOGPSNBUJPOTFFi'BWPSJUFTu
r"EESFTT"OBEESFTTXJUITUSFFUBOE
IPVTFOVNCFSPSBMPDBUJPOTPNFXIFSF
JOBDJUZXJUIJOBQPTUDPEFPS
JOUFSTFDUJPO
r3FDFOUEFTUJOBUJPO"QMBDFZPVIBWF
SFDFOUMZWJTJUFE
r1PJOUPGJOUFSFTU6TFGVMQMBDFTTVDIBT
SFTUBVSBOUTHBTTUBUJPOTFUD
r1PJOUPONBQ"MPDBUJPOPOUIFNBQ
UIBUJTTIPXOCZUIF.BQ#SPXTFS
r$POUBDU5IFBEESFTTPGBTFMFDUFE
DPOUBDUUIBUJTTUPSFEPOZPVSEFWJDF
6TJOH(14
"GUFSZPVIBWFTFUZPVSEFTUJOBUJPO/"7*("503BTLTZPVXIFUIFSZPVOFFE
UPBSSJWFBUBQBSUJDVMBSUJNF"GUFSZPVUBQ:&4BOEFOUFSBOBSSJWBMUJNF
/"7*("503TIPXTZPVXIFUIFSZPVXJMMBSSJWFPOUJNFPSOPU
/"7*("503UIFODBMDVMBUFTUIFSPVUFBOEEJTQMBZTUIF3PVUF4VNNBSZ
5BQ%POF/"7*("503UIFOEJTQMBZTBHBJOUIF%SJWJOH7JFXTDSFFOBOE
TUBSUTHVJEJOHZPVUPZPVSEFTUJOBUJPOXJUITQPLFOJOTUSVDUJPOTBOEWJTVBM
JOTUSVDUJPOT
5JQTä
5BQ%FUBJMTPOUIF3PVUF4VNNBSZTDSFFOPSUBQ7JFX3PVUFPOUIF.BJO
.FOVUPWJFXUIFSPVUFPOUIF.BQ#SPXTFSWJFXBSPVUFEFNPFUD
ä
"GUFSBSPVUFIBTCFFOQMBOOFEZPVNBZXBOUUPDIBOHFTPNFUIJOHPO
UIFSPVUFUPBWPJEBSPBECMPDLBWPJEBMJOFPGUSBGGJDPSTUPQCZBOPUIFS
MPDBUJPOBMPOHUIFXBZ5PDIBOHFUIFSPVUFUBQ'JOEBMUFSOBUJWFPOUIF
.BJO.FOVUIFODIPPTFIPXZPVXBOUUPSFDBMDVMBUFUIFSPVUFTVDIBT
"WPJESPBECMPDL5SBWFMWJBBOPUIFSSPBE.JOJNJ[FUSBGGJDEFMBZTFUD
"EE'BWPSJUF
"EE'BWPSJUFBMMPXTZPVUPBEEQMBDFTBTGBWPSJUFT5IJTJTVTFGVMGPSQMBDFT
ZPVQMBOUPWJTJUPGUFO
5PDSFBUFBGBWPSJUF
 5BQUIF%SJWJOH7JFXTDSFFOUPPQFOUIF.BJO.FOV
 5BQ"EE'BWPSJUF
6TJOH(14
 :PVDBOUIFOTFMFDUPOFPGUIFGPMMPXJOHMPDBUJPOBTBGBWPSJUF)PNF
"EESFTT3FDFOUEFTUJOBUJPOPS1PJOUPGJOUFSFTU
 6TFUIFEFGBVMUOBNFPSFOUFSBOBNFGPSUIFGBWPSJUF
 5BQ%POF
5POBWJHBUFUPBGBWPSJUF
 5BQUIF%SJWJOH7JFXTDSFFOUPPQFOUIF.BJO.FOV
 5BQ/BWJHBUFUPUIFOUBQ'BWPSJUF
 4FMFDUBGBWPSJUFGSPNUIFMJTU/"7*("503UIFODBMDVMBUFTUIFSPVUFGPS
ZPV
 "GUFSUIFSPVUFJTDBMDVMBUFEUBQ%POF
 /"7*("503XJMMJNNFEJBUFMZTUBSUHVJEJOHZPVUPZPVSEFTUJOBUJPO
XJUITQPLFOJOTUSVDUJPOTBOEWJTVBMJOTUSVDUJPOTPOUIFTDSFFO
5PSFOBNFPSEFMFUFBGBWPSJUF
 5BQUIF%SJWJOH7JFXTDSFFOUPPQFOUIF.BJO.FOV
 5BQ$IBOHFQSFGFSFODFT
 5BQUIF/FYUJDPO UIFOUBQ.BOBHF'BWPSJUFT
 5BQUIFGBWPSJUFZPVXBOUUPSFOBNFPSEFMFUF
 %PPOFPGUIFGPMMPXJOH
r5PSFOBNFUIFGBWPSJUFUBQ3FOBNF$IBOHFUIFOBNFBOEUBQ
%POF
r5BQ%FMFUFUIFOUBQ:&4UPDPOGJSNUIBUZPVXBOUUPSFNPWFJU
 5BQ%POF
1PJOUT0G*OUFSFTU10*
1PJOUTPG*OUFSFTUPS10*TBSFVTFGVMQMBDFTTVDIBTQFUSPMTUBUJPOT
SFTUBVSBOUTIPUFMTQBSLJOHHBSBHFTBOENPSF
/"7*("503HSPVQTQPJOUTPGJOUFSFTUJOUPMPDBUJPOTBOEDBUFHPSJFT8IFO
ZPVTFMFDUBEFTUJOBUJPOPSDSFBUFBGBWPSJUFZPVBSFBMXBZTQSPNQUFEUP
TFMFDUBMPDBUJPOBOEDBUFHPSZGJSTUUIFODIPPTFBQPJOUPGJOUFSFTU
6TJOH(14
8FMMLOPXOQPJOUTPGJOUFSFTUTBSFJODMVEFEXJUIUIFNBQUIBUZPVBSF
DVSSFOUMZVTJOHPO/"7*("503:PVDBOBEENPSFQPJOUTPGJOUFSFTUJG
EFTJSFE
10*MPDBUJPOT 10*DBUFHPSJFT
5PBEEBQPJOUPGJOUFSFTU
 5BQUIF%SJWJOH7JFXTDSFFOUPPQFOUIF.BJO.FOV
 5BQ$IBOHFQSFGFSFODFT.BOBHF10*T
 #FGPSFZPVDBOBEEB10*ZPVIBWFUPDSFBUFBDBUFHPSZñSTU:PVDBO
POMZBEEZPVS10*TUPB10*DBUFHPSZZPVIBWFDSFBUFEZPVSTFMG
5PBEEBDBUFHPSZUBQ"EE10*DBUFHPSZ
 &OUFSBOBNFGPSZPVS10*DBUFHPSZGPSFYBNQMFA'BWPSJUFSFTUBVSBOUT
UIFOTFMFDUBNBSLFSGPSZPVS10*DBUFHPSZ5IJTNBSLFSXJMMCFTIPXO
POBNBQXIFOZPVFOBCMF10*TUPCFEJTQMBZFEPOUIFNBQ
 5BQ"EE10*
 5BQUPTFMFDUUIF10*DBUFHPSZZPVXBOUUPBEEUIF10*UP
 4FMFDUUIFMPDBUJPOPGZPVS10*UIFTBNFXBZBTZPVDIPPTFB
EFTUJOBUJPOGPSFYBNQMFDIPPTF)PNF"EESFTTFUD
5JQ :PVDBODVTUPNJ[F/"7*("503UPBMFSUZPVXJUIBOPUJGJDBUJPOTPVOEXIFO
ZPVBSFOFBSBQPJOUPGJOUFSFTU0OUIF.BJO.FOVUBQ$IBOHF1SFGFSFODFT
.BOBHF10*T8BSOXIFOOFBS10*:PVDBOTQFDJGZIPXDMPTFUIF10*
TIPVMECFXIFOZPVSFDFJWFUIFOPUJGJDBUJPOBOETFMFDUBOPUJGJDBUJPOTPVOE
UPVTF
6TJOH(14
"EWBODFEQMBOOJOH
*UJTSFDPNNFOEFEUPQMBOJOBEWBODFCFGPSFZPVTUBSUPOUIFKPVSOFZ:PV
DBOVTFUIF"EWBODFEQMBOOJOHGVODUJPOUPGJOEPVUXIJDIJTUIFGBTUFTUPS
TIPSUFTUSPVUFCFUXFFOZPVSTUBSUJOHQPJOUBOEEFTUJOBUJPO
5PQMBOBSPVUFJOBEWBODF
 5BQUIF%SJWJOH7JFXTDSFFOUPPQFOUIF.BJO.FOV
 5BQUIF/FYUJDPO UIFOUBQ"EWBODFEQMBOOJOH
 4FMFDUUIFTUBSUJOHQPJOUGPSZPVSKPVSOFZJOUIFTBNFXBZBTZPV
XPVMEOPSNBMMZTFMFDUZPVSEFTUJOBUJPO
 4FUUIFEFTUJOBUJPOGPSZPVSKPVSOFZ
 $IPPTFUIFUZQFPGSPVUFUIBUTIPVME
CFQMBOOFETVDIBT
r'BTUFTUSPVUF3PVUFXIJDIUBLFT
UIFMFBTUUJNF
r4IPSUFTUSPVUF4IPSUFTUEJTUBODF
CFUXFFOUIFMPDBUJPOTZPVIBWFTFU
CVUUIJTNBZOPUCFUIFRVJDLFTU
SPVUFEFQFOEJOHPOXIFSFZPV
QBTTUISPVHIBOEPOUIFSPBE
DPOEJUJPOT
 5BQ%POF
/"7*("503UIFOQMBOTUIFSPVUFBOEEJTQMBZTUIF3PVUF4VNNBSZ5BQ
%FUBJMTUPCSPXTFUIFNBQPGUIFSPVUFWJFXBSPVUFEFNPBOENPSF
.BQ#SPXTFS
6TFUIF.BQ#SPXTFSUPWJFXBSPVUFPOUIFNBQPSGJOEXIFSFPOUIFNBQ
BQBSUJDVMBSQMBDFJTMPDBUFE
5PPQFOUIF.BQ#SPXTFS
 5BQUIF%SJWJOH7JFXTDSFFOUPPQFOUIF.BJO.FOV
 5BQUIF/FYUJDPO UIFOUBQ#SPXTFNBQ
5PQBOBSPVOEBOETFFPUIFSQBSUTPGUIFNBQUBQBOEESBHBDSPTTUIF
TDSFFO
6TJOH(14
5IJT4DBMF#BSTIPXTUIF
EJTUBODFSBOHFTIPXOPOUIF
NBQCBTFEPOUIFDVSSFOU[PPN
TDBMF
5IJTJTZPVSDVSSFOUQPTJUJPO
POUIFNBQ5BQPOBOPUIFS
MPDBUJPOUPNPWFUPBEJGGFSFOU
QBSUPGUIFNBQ
5BQUPDFOUFSUIFNBQPOZPVS
DVSSFOUQPTJUJPO
5IJTJTUIF;PPN#BS$IBOHF
UIFTDBMFPGUIFNBQCZNPWJOH
UIF;PPN#BSVQPSEPXO
5BQUPDIPPTFXIBUJUFNTUP
TIPXPOUIFNBQTVDIBTQPJOUT
PGJOUFSFTUGBWPSJUFTTUSFFU
OBNFTBOENPSF
5BQUPGJOETQFDJGJDBEESFTTFTBOEQPJOUTPGJOUFSFTUPOUIFNBQ
5IJTJTUIF$VSTPSCVUUPO5BQUPOBWJHBUFUPUIFDVSTPSQPTJUJPOJOUIFNBQ
NBLFBGBWPSJUFPGUIFDVSTPSQPTJUJPOGJOEBQPJOUPGJOUFSFTUPGUIBUDVSSFOU
QPTJUJPOBEEUIFDVSTPSQPTJUJPOBTBGBWPSJUFDBMMUIF10*BUUIBUDVSTPS
QPTJUJPOPSBEEUIFDVSTPSQPTJUJPOBTBXBZQPJOUGPSUIFDVSSFOUMZQMBOOFE
KPVSOFZ
1SFGFSFODFT
:PVDBODIBOHFUIFXBZ5PN5PN/"7*("503MPPLTBOECFIBWFT5BQ
$IBOHFQSFGFSFODFTPOUIF.BJO.FOVUPBDDFTTBOEBEKVTUUIFTFUUJOHT
5IFGPMMPXJOHBSFTPNFPGUIFTFUUJOHTUIBUZPVNBZXBOUUPDVTUPNJ[FGPS
/"7*("503
4FUUJOH %FTDSJQUJPO
6TFOJHIU
DPMPST
3FEVDFTUIFCSJHIUOFTTPGUIFTDSFFOBOEVTFTEBSLFS
DPMPSTPOUIFNBQ6TFUIJTTFUUJOHXIFOZPVBSFJOBEBSL
FOWJSPONFOU
5PDIBOHFCBDLUPCSJHIUFSDPMPSTUBQ6TFEBZDPMPST
6TJOH(14
4FUUJOH %FTDSJQUJPO
5VSOPGG%
EJTQMBZ
%JTQMBZTUIFNBQJOUXPEJNFOTJPOBMWJFX:PVDBODIPPTF
XIFUIFSUIFNBQTIPXTZPVSEJSFDUJPOPGUSBWFMBUUIFUPQ
PSLFFQOPSUIBUUIFUPQ*GZPVDIPPTFUPLFFQOPSUIBU
UIFUPQUIFNBQXJMMOPUNPWFBTZPVSEJSFDUJPOPGUSBWFM
DIBOHFT
5PTXJUDICBDLUPTFFJOHUIFNBQGSPNZPVSQFSTQFDUJWFBT
ZPVESJWFUBQ5VSOPO%EJTQMBZ
4BGFUZ
QSFGFSFODFT
"MMPXTZPVUPFOBCMF4BGFUZMPDLXIJDIUFNQPSBSJMZIJEFT
TPNFCVUUPOTBOEGFBUVSFTPG/"7*("503XIJMFZPVSF
ESJWJOHBOEHJWFTZPVUIFPQUJPOUPUFNQPSBSJMZ5VSOPGG
NBQEJTQMBZTPUIBUZPVTFFPOMZUIFJOGPSNBUJPOBCPVUUIF
OFYUJOTUSVDUJPO
&OBCMF
EJTBCMF10*T
"MMPXTZPVUPDIPPTFXIJDIDBUFHPSJFTPGQPJOUTPGJOUFSFTU
UPEJTQMBZPOUIFNBQ
5VSOPGG
TPVOE
5VSOTUIFTQPLFOJOTUSVDUJPOTBOE10*XBSOJOHTJG
BQQMJDBCMFPGG5PUVSOUIFWPJDFCBDLPOUBQ5VSOPO
TPVOE
.BOBHF
'BWPSJUFT
-FUTZPVSFOBNFEFMFUFBOEGJOEGBWPSJUFT
$IBOHF
)PNF
MPDBUJPO
"MMPXTZPVUPTFUZPVS)PNFMPDBUJPOXIJDIDBOCFZPVS
BDUVBMIPNFPSBOZQMBDFZPVPGUFOHPUPTVDIBTZPVS
PGGJDF
.BOBHF
NBQT
"MMPXTZPVUPEPXOMPBEPSEFMFUFBNBQPSTXJUDIUP
BOPUIFSNBQ
.BOBHF
10*T
"MMPXTZPVUPBEEFEJUPSEFMFUFB10*PSBDBUFHPSZ:PVDBO
BMTPFOBCMFBOPUJGJDBUJPOTPVOEUPBMFSUZPVXIFOZPVSF
DMPTFUPB10*
1MBOOJOH
QSFGFSFODFT
4FUTUIFLJOEPGSPVUFQMBOOFEXIFOZPVTFMFDUB
EFTUJOBUJPO#ZEFGBVMUUIFGBTUFTUSPVUFJTQMBOOFE
5PMMSPBE
QSFGFSFODFT
4FUTIPX/"7*("503IBOEMFTUPMMSPBETJGUIFZBSFPOUIF
SPVUFUPZPVSTQFDJGJFEEFTUJOBUJPO:PVDBODIPPTFUP
BMXBZTBWPJEUPMMSPBETOFWFSUPBWPJEUIFNPSUPCFBTLFE
XIBUUPEPJGBUPMMSPBEJTGPVOE
$PNQBTT
QSFGFSFODFT
-FUTZPVDIPPTFXIFUIFSUPEJTQMBZBDPNQBTT
$IBOHFNBQ
DPMPST
4FUTUIFDPMPSTDIFNFTVTFEGPSEBZBOEOJHIUNBQDPMPST
6TJOH(14
4FUUJOH %FTDSJQUJPO
/BNF
QSFGFSFODFT
-FUTZPVTFMFDUUIFJOGPSNBUJPOUPTIPXPOUIFNBQJOUIF
%SJWJOH7JFXTDSFFO
4UBUVTCBS
QSFGFSFODFT
-FUTZPVTFMFDUUIFJOGPSNBUJPOUPTIPXPOUIF4UBUVT#BSJO
UIF%SJWJOH7JFXTDSFFO
4FUVOJUT 4FUUIFVOJUTVTFEGPSEJTUBODFTUJNFMBUJUVEFTBOE
MPOHJUVEFTFUD
$IBOHF
WPJDF
"MMPXTZPVUPDIPPTFBOPUIFSWPJDFGPSUIFTQPLFO
JOTUSVDUJPOT"WBJMBCMFPOMZXIFOZPVWFJOTUBMMFETFWFSBM
WPJDFTJOUP/"7*("503
$IBOHF
MBOHVBHF
-FUTZPVTFMFDUUIFMBOHVBHFVTFEGPSUIF5PN5PN
/"7*("503JOUFSGBDF
 (14$POUSPMT
8IFOBNBQPSNFOVJTTIPXOPOUIF(14TPGUXBSFVTFUIFGPMMPXJOH
DPOUSPMTPOZPVSEFWJDFUPOBWJHBUF
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/"7*("5*0/EPXOUP[PPNPVUPOBNBQ
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1SFTTUIF&/5&3CVUUPOUPTFMFDUBNFOVJUFNBOEPQFOUIF
DPSSFTQPOEJOHTDSFFO
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/"7*("5*0/EPXOUP[PPNPVUPOBNBQ
$IBQUFS
&YQFSJFODJOH.VMUJNFEJB
$BNFSB
1JDUVSFT7JEFPT
8JOEPXT.FEJB¡1MBZFS.PCJMF
4USFBNJOH.FEJB1MBZFS
"VEJP.BOBHFS
&YQFSJFODJOH.VMUJNFEJB
 $BNFSB
5BLJOHQIPUPTBOESFDPSEJOHWJEFPDMJQTBMPOHXJUIBVEJPBSFFBTZXJUI
ZPVSEFWJDFTCVJMUJODBNFSB
5PPQFOUIF$BNFSBTDSFFO
r 1SFTTUIF$".&3"CVUUPOBMMUIFXBZPO
ZPVSEFWJDFPS
r 5BQ4UBSU1SPHSBNT$BNFSB
5IFTDSFFOPSJFOUBUJPOBVUPNBUJDBMMZTXJUDIFT
UPMBOETDBQFNPEFXIFOZPVPQFO$BNFSB
5PFYJUUIF$BNFSB
5BQUIF&YJUJDPO POUIF$BNFSBTDSFFO
$".&3"CVUUPO
$BQUVSFNPEFT
5IFDBNFSBPOZPVSEFWJDFBMMPXTZPVUPDBQUVSFQJDUVSFTBOEWJEFPDMJQTCZ
VTJOHWBSJPVTCVJMUJONPEFTXJUIGMFYJCJMJUZ5IF$BNFSBNPEFJTTFUUPUIF
1IPUPDBQUVSFNPEFCZEFGBVMU5IFVQQFSMFGUDPSOFSPGUIFTDSFFOEJTQMBZT
UIFBDUJWFDBQUVSFNPEF
5PDIBOHFUIFDBQUVSFNPEF
$VSSFOUDBQUVSF
NPEF
5BQUPDIBOHFUIFDBQUVSFNPEF
:PVDBOBMTPQSFTT/"7*("5*0/SJHIUPSMFGUUPDIBOHFUIFDBQUVSFNPEF
&YQFSJFODJOH.VMUJNFEJB
5IFBWBJMBCMFDBQUVSFNPEFTPGUIFDBNFSBBSFBTGPMMPXT
r 1IPUP$BQUVSFTTUBOEBSETUJMMJNBHFT
r 7JEFP$BQUVSFTWJEFPDMJQTXJUIPSXJUIPVUBDDPNQBOZJOHBVEJP
r ..47JEFP$BQUVSFTWJEFPDMJQTTVJUBCMFGPSTFOEJOHXJUI..4
NFTTBHFT
r $POUBDUT1JDUVSF$BQUVSFTBTUJMMJNBHFBOEHJWFTZPVUIFPQUJPOUP
JNNFEJBUFMZBTTJHOJUBTB1IPUP*%GPSBDPOUBDU
r 1JDUVSF5IFNF$BQUVSFTTUJMMJNBHFTBOEQMBDFTUIFNXJUIJOGSBNFT
r 1BOPSBNB$BQUVSFTBTFRVFODFPGTUJMMJNBHFTDPOUJOVPVTMZJOPOF
EJSFDUJPOBOEBMMPXTTUJUDIJOHPGBMMUIFJNBHFTUPDSFBUFBQBOPSBNJD
WJFXPGBTDFOFSZ
r 4QPSUT$BQUVSFTBTFRVFODFPGTUJMMJNBHFTPS
BVUPNBUJDBMMZ
r #VSTU$BQUVSFTBTFRVFODFPGTUJMMJNBHFTNBYJNVNBTMPOH
BTUIF$".&3"CVUUPOPOUIFEFWJDFPSUIF&/5&3CVUUPOPOUIF
/"7*("5*0/$POUSPMJTLFQUQSFTTFE
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7JEFP$POUBDUT1JDUVSFBOE1JDUVSF5IFNFNPEFT
'JMFGPSNBUTTVQQPSUFE
6TJOHUIFBWBJMBCMFDBQUVSFNPEFTUIFDBNFSBJOZPVSEFWJDFDBQUVSFTGJMFT
JOUIFGPMMPXJOHGPSNBUT
$BQUVSFUZQF 'PSNBU
1IPUP$POUBDU1JDUVSF1JDUVSF
5IFNF1BOPSBNB#VSTU4QPSUT
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7JEFP..47JEFP .1&(NQ)HQ
&YQFSJFODJOH.VMUJNFEJB
$BNFSBDPOUSPMT
5IFDBNFSBDPNFTXJUIBOBVUPGPDVTGVODUJPOUPMFUZPVDBQUVSFTIBSQ
BOEDSJTQQIPUPTBOEWJEFPTPGZPVSTVCKFDUT%FQFOEJOHPOUIFPQUJPOZPV
IBWFDIPTFOJO4IPPU0QUJPOZPVXJMMOFFEUPFJUIFSQSFTTUIF$".&3"
CVUUPOIBMGXBZPSBMMUIFXBZUPUBLFBQIPUPPSUPTUBSUDBQUVSJOHWJEFP
8IFOZPVQSFTTUIF$".&3"PS&/5&3CVUUPOUIF$BNFSBTUBSUTUPGPDVT
POUIFTVCKFDUJOEJDBUFECZBGMBTIJOHCSBDLFU 8IFOGPDVTJTTFUUIF
CSBDLFUDIBOHFTUPBTUFBEZHSFFOCSBDLFU 
/PUF 5IF4IPPU0QUJPOPOMZBQQMJFTUPUIF$".&3"CVUUPO1SFTTJOHUIF&/5&3
CVUUPOBVUPNBUJDBMMZUBLFTUIFTIPU
5BLJOHQIPUPT
r 1SFTTUIF$".&3"CVUUPOPSUIF&/5&3CVUUPOUPUBLFBQIPUPPS
DPOUBDUTQJDUVSF
r 1SFTTUIF$".&3"CVUUPOPSUIF&/5&3CVUUPOFBDIUJNFXIFOUBLJOH
QIPUPTGPSBQJDUVSFUIFNFPSQBOPSBNB
r 5PUBLFDPOTFDVUJWFTIPUTJO4QPSUTNPEFQSFTTUIF$".&3"CVUUPO
PSUIF&/5&3CVUUPOTIPSUMZUIFONPWFZPVSEFWJDFUPGPMMPXUIF
NPWFNFOUPGZPVSTVCKFDU
r 1SFTTBOEIPMEUIF$".&3"CVUUPOPSUIF&/5&3CVUUPOXIFOUBLJOH
DPOTFDVUJWFTIPUTJO#VSTUNPEF
/PUF 'PS4QPSUTBOE#VSTUNPEFTBVUPGPDVTJTPOMZBQQMJFEUPUIFGJSTUTIPU
$BQUVSJOHWJEFP
1SFTTUIF$".&3"CVUUPOPSUIF&/5&3CVUUPOUPTUBSUSFDPSEJOHWJEFP
QSFTTJUBHBJOUPTUPQSFDPSEJOH
&YQFSJFODJOH.VMUJNFEJB
0OTDSFFODPOUSPMTBOEJOEJDBUPST
7JEFPNPEF

1IPUPNPEF
 .PEF4XJUDIJOHDPOUSPM5BQQJOHUIFMFGUSJHIUBSSPX  POUIF
TDSFFOBMMPXTZPVUPTXJUDIUIFDBQUVSFNPEF
"VUPGPDVTJOEJDBUPS%JTQMBZTBóBTIJOHCSBDLFU XIFO
GPDVTJOH8IFOGPDVTJTTFUUIFGMBTIJOHCSBDLFUDIBOHFTUPBTUFBEZ
HSFFOCSBDLFU 
 3FNBJOJOHJOGPSNBUJPOJOEJDBUPS*O1IPUP$POUBDUT1JDUVSF1JDUVSF
5IFNF1BOPSBNB4QPSUTBOE#VSTUNPEFTUIJTTIPXTUIFSFNBJOJOH
BWBJMBCMFTIPUTPGQJDUVSFTCBTFEPODVSSFOUTFUUJOHT*O7JEFPBOE
..47JEFPNPEFTUIJTTIPXTUIFSFNBJOJOHEVSBUJPOUIBUDBOCF
SFDPSEFE8IJMFSFDPSEJOHWJEFPUIJTTIPXTUIFSFDPSEFEEVSBUJPO
 &YJU5BQ UPFYJUUIF$BNFSBQSPHSBN
 ;PPNDPOUSPM5BQQJOHUIFVQEPXOBSSPX  PSUBQQJOH
 POUIFTDSFFOBMMPXTZPVUP[PPNJOPS[PPNPVU
/PUF 5IJTDPOUSPMPOMZBQQFBSTXIFO[PPNJOHJTTVQQPSUFECZUIF
3FTPMVUJPOZPVIBWFTFMFDUFE
 "MCVN5BQUPPQFO1JDUVSFT7JEFPT
 .FOV5BQUPPQFOUIF$BNFSB4FUUJOHTTDSFFO
3FDPSEJOHJOEJDBUPS5IJTTIPXTBSFECMJOLJOHJOEJDBUPSXIJMFWJEFP
SFDPSEJOHJTJOQSPHSFTT
&YQFSJFODJOH.VMUJNFEJB
1JDUVSF5IFNFNPEF


5FNQMBUF4FMFDUPSJDPO*O1JDUVSF5IFNFNPEFUBQUPUPHHMF
BNPOHUIFEJíFSFOUUFNQMBUFT"GUFSUBLJOHUIFñSTUQIPUPUIJTJDPO
TXJUDIFTUP1SPHSFTTJOEJDBUPS

1SPHSFTTJOEJDBUPS*O1JDUVSF5IFNF1BOPSBNB4QPSUTBOE#VSTU
NPEFTUIJTTIPXTUIFUPUBMOVNCFSPGDPOTFDVUJWFTIPUT
2VJDL4FUUJOHT1BOFM
5IF2VJDL4FUUJOHT1BOFMQSPWJEFTBRVJDLXBZPGBEKVTUJOHTPNFDBNFSB
TFUUJOHT5BQPOUIFTDSFFOUPPQFOUIFNFOVUBQBHBJOUPDMPTF
/PUF 5IFBWBJMBCMFTFUUJOHTPOUIFNFOVEFQFOEPOUIF$BQUVSFNPEFTFMFDUFE
 3FTPMVUJPO5IFSFTPMVUJPOJDPO      JOEJDBUFT
UIFDVSSFOUSFTPMVUJPO5BQUPUPHHMFBNPOHUIFEJíFSFOUSFTPMVUJPOT
 8IJUF#BMBODF5BQUPUPHHMFBNPOHUIFEJíFSFOUXIJUFCBMBODF
TFUUJOHT"VUP %BZMJHIU /JHIU *ODBOEFTDFOU 
BOE'MVPSFTDFOU 
&YQFSJFODJOH.VMUJNFEJB
 &75BQQJOHUIFNJOVTQMVTJDPO  EFDSFBTFTPSJODSFBTFTUIF
CSJHIUOFTTMFWFM
 4UPSBHF5BQUPUPHHMFCFUXFFOTBWJOHDBQUVSFEQIPUPTPSWJEFPDMJQT
POUIFEFWJDFNFNPSZ PSPOUIFNFNPSZDBSE 
$BNFSB5IFDBNFSBJDPO   JOEJDBUFTUIFDVSSFOUDBNFSB
CFJOHVTFE5BQUPUPHHMFCFUXFFOUIFEJíFSFOUDBNFSBT
 4FMGUJNFS5BQUPTFUUIF4FMGUJNFSUPTFDPOETTFDPOETPSPí
XIFOJOUIF1IPUPPS$POUBDUT1JDUVSFNPEF8IFOZPVQSFTTUIF
&/5&3CVUUPOPSUIF$".&3"CVUUPOUPDBQUVSFBTUJMMJNBHFJUTUBSUT
UPDPVOUEPXOBOEUIFODBQUVSFTBTUJMMJNBHFBGUFSUIFBTTJHOFEUJNF
TFDPOETPSTFDPOET
;PPNJOH
#FGPSFDBQUVSJOHBTUJMMJNBHFPSBWJEFPDMJQZPVDBO[PPNJOUPNBLFUIF
PCKFDUJOGPDVTNPWFDMPTFSPS[PPNPVUUPNBLFUIFPCKFDUNPWFGBSUIFS
BXBZ
5P[PPNJO
r 1SFTT/"7*("5*0/VQPOZPVSEFWJDFPS
r 5BQUIFUSJBOHVMBS6QBSSPXBCPWFUIF;PPN3BUJPJOEJDBUPS8IFO
UIF[PPNJOHMJNJUJTSFBDIFEZPVXJMMIFBSBCFFQ
/PUF 5IF[PPNDPOUSPMPOMZBQQFBSTPOTDSFFOXIFO[PPNJOHJTTVQQPSUFE
CZUIF3FTPMVUJPOZPVIBWFTFMFDUFE
5P[PPNPVU
r 1SFTT/"7*("5*0/EPXOPS
r 5BQUIF%PXOBSSPXCFMPXUIF;PPN3BUJPJOEJDBUPS
/PUF 5IF[PPNDPOUSPMPOMZBQQFBSTPOTDSFFOXIFO[PPNJOHJTTVQQPSUFE
CZUIF3FTPMVUJPOZPVIBWFTFMFDUFE
5IFDBNFSB[PPNSBOHFGPSBQJDUVSFPSBWJEFPDMJQEFQFOETPOUIFDBQUVSF
NPEFBOEDBQUVSFTJ[F5IFGPMMPXJOHUBCMFJTBTVNNBSZXIFOUIF.BJO
DBNFSBJTVTFE
&YQFSJFODJOH.VMUJNFEJB
$BQUVSFNPEF $BQUVSFTJ[FTFUUJOH ;PPNSBOHF
1IPUP
.Y /P[PPNJOHBWBJMBCMF
.Y /P[PPNJOHBWBJMBCMF
.Y YUPY
-BSHFY YUPY
.FEJVNY YUPY
4NBMMY YUPY
7JEFP
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-BSHFY YBOEY
.FEJVNY YBOEY
4NBMMY YBOEY
..47JEFP .FEJVNY YBOEY
4NBMMY YBOEY
$POUBDUT
1JDUVSF
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.FEJVNY YUPY
1JDUVSF5IFNF %FUFSNJOFECZUIFDVSSFOU
UFNQMBUF
%FQFOETPOUIFTJ[FPGUIF
UFNQMBUFDVSSFOUMZMPBEFE
1BOPSBNB -BSHFY YBOEY
.FEJVNY YYBOEY
4QPSUT -BSHFY YBOEY
.FEJVNY YYBOEY
#VSTU -BSHFY YBOEY
.FEJVNY YYBOEY
'PSDBQUVSFTJ[FTFUUJOHTBOE[PPNSBOHFTXIFOVTJOHUIFOEDBNFSB
QMFBTFSFGFSUPUIFPOMJOFIFMQ
&YQFSJFODJOH.VMUJNFEJB
5IF3FWJFXTDSFFO
3FWJFXTDSFFO
"GUFSUBLJOHBTUJMMJNBHFPSSFDPSEJOH
BWJEFPDMJQZPVDBOWJFXUIFJNBHFPS
WJEFPDMJQPOUIF3FWJFXTDSFFO
:PVDBOBMTPUBQUIFGPMMPXJOHJDPOTBUUIFCPUUPNPGUIF3FWJFXTDSFFO
*DPO 'VODUJPO
#BDL (PCBDLUPUIFMJWF$BNFSBTDSFFO
%FMFUF 3FNPWFUIFDBQUVSFEJNBHFPSWJEFP
4FOE 4FOEWJBFNBJMPS..4
7JFX
7JFXUIFJNBHFJOUIF1JDUVSFT7JEFPTQSPHSBNPS
QMBZUIFDBQUVSFEWJEFPJO8JOEPXT.FEJB¡1MBZFS
.PCJMF
"TTJHOUP$POUBDUT "TTPDJBUFUIFQIPUPUPBTFMFDUFEDPOUBDU
#SPXTF
"GUFSDBQUVSJOHJO4QPSUTPS#VSTUNPEFUIFUPUBM
OVNCFSPGDPOTFDVUJWFTIPUTJTTIPXOJOUIFMPXFS
SJHIUDPSOFSPGUIF3FWJFXTDSFFO5BQUIFVQEPXO
BSSPXUPCSPXTFUISPVHIUIFTFRVFODFPGQIPUPT
5PDIBOHFUIFEJTQMBZEVSBUJPOPGUIF3FWJFXTDSFFO
 5BQ UPPQFOUIF$BNFSB4FUUJOHTTDSFFO
 0OUIF$BNFSB4FUUJOHTTDSFFOUBQ 5IF"EWBODFENFOVUIFO
BQQFBST
 5BQ3FWJFX%VSBUJPOUIFOUBQUIFEFTJSFEUJNFMFOHUIGPSEJTQMBZJOH
DBQUVSFTPOUIF3FWJFXTDSFFO
&YQFSJFODJOH.VMUJNFEJB
$BNFSBTFUUJOHT
8IJMFDBQUVSJOHBTUJMMJNBHFPSWJEFPDMJQVTJOHBOZDBQUVSFNPEFTUBQUIF.FOVJDPO
 UPBDDFTTUIF$BNFSB4FUUJOHTTDSFFO5IF$BNFSB4FUUJOHTTDSFFOBMMPXTZPV
UPDPOGJHVSFDBQUVSFTFUUJOHT
$BNFSB4FUUJOHTTDSFFOJO1IPUPNPEF
8IFOZPVUBQUIFJDPOTBUUIFCPUUPNPGUIF$BNFSB4FUUJOHTTDSFFO
EJGGFSFOUNFOVTXJMMBQQFBS4PNFNFOVTBOEPQUJPOTNBZCFBWBJMBCMF
POMZJODFSUBJODBQUVSFNPEFT
:PVDBOFJUIFSUBQPOTDSFFOPSQSFTTUIF/BWJHBUJPO$POUSPMCVUUPOTUP
OBWJHBUFUIF$BNFSB4FUUJOHTTDSFFO
4FMGUJNFSNFOV
r 4FMGUJNFS4FMFDUUIF4FMGUJNFSPQUJPOGPSDBQUVSJOHJNBHFT0GG
TFDPOETPSTFDPOET4FMFDUJOHTFDPOETPSTFDPOET
EFMBZTUIFDBQUVSJOHCZUIFTQFDJñFEUJNFBGUFSZPVQSFTTUIF
$".&3"CVUUPOPSUIF&/5&3CVUUPO
5FNQMBUFNFOV
r 5FNQMBUF4FMFDUBUFNQMBUFJO1JDUVSF5IFNFNPEFPOMZ
4QPSUT#VSTU4FUUJOHTNFOV
r $BQUVSF4QFFE5IJTEFUFSNJOFTUIFJOUFSWBMCFUXFFOTIPUT'BTU
DBQUVSFTDPOTFDVUJWFTIPUTBUUIFTIPSUFTUJOUFSWBM
r 4OBQTIPUT4FMFDUUIFOVNCFSPGDPOTFDVUJWFTIPUTUPDBQUVSFJO
4QPSUTNPEFPOMZ
&YQFSJFODJOH.VMUJNFEJB
4UPSBHFNFOV
r 4UPSBHF4FMFDUXIFSFZPVXBOUUPTBWFZPVSGJMFT:PVDBOFJUIFS
TBWFUIFGJMFTUPUIFNBJONFNPSZPSBTUPSBHFDBSE
1BOPSBNB4FUUJOHTNFOV
r %JSFDUJPO$IPPTFJOXIBUEJSFDUJPOJNBHFTXJMMCFTUJUDIFEJOB
QBOPSBNB
r 4UJUDI$PVOU4FMFDUUIFEFTJSFEOVNCFSPGTOBQTIPUTUPCFUBLFO
BOETUJUDIFEJOUPBQBOPSBNB
r "VUP4UJUDI8IFOUIF"VUP4UJUDIJT0OUIFDBNFSBBVUPNBUJDBMMZ
TUJUDIFTTOBQTIPUTJOUPPOFTJOHMFGJMF*G"VUP4UJUDIJT0GGUIF
TOBQTIPUTBSFTBWFEBTTFQBSBUFGJMFT
"NCJFODFNFOV
r 8IJUF#BMBODF4FMFDUBXIJUFCBMBODFTFUUJOHUZQFTVDIBT
'MVPSFTDFOU/JHIUFUDUPTVJUZPVSMJHIUJOHFOWJSPONFOU
r &GGFDU$IPPTFBTQFDJBMFíFDUTVDIBT(SBZTDBMF4FQJBFUDUP
BQQMZUPZPVSQIPUPTPSWJEFPDMJQT
/PUF8IJUF#BMBODFDBOOPUCFBQQMJFEJGBO&GGFDUIBTBMSFBEZCFFOBQQMJFE
$BQUVSF4FUUJOHTNFOV
r 3FTPMVUJPO4FMFDUUIFEFTJSFEJNBHFPSWJEFPTJ[F
r $BNFSB4FMFDUXIJDIDBNFSBUPVTF:PVDBODIPPTFGSPN.BJO
$BNFSBOE$BNFSBPSOE$BNFSB'MJQ
r 2VBMJUZ4FMFDUUIF+1&(JNBHFRVBMJUZMFWFMGPSBMMDBQUVSFETUJMM
JNBHFT:PVDBODIPPTFGSPN#BTJD/PSNBM'JOFBOE4VQFS
'JOF
r .FUFSJOH.PEF4FMFDUBNFUFSJOHNPEFUPBMMPXUIFDBNFSBUP
NFBTVSFUIFBNPVOUPGMJHIUJOUIFDFOUFSBOEBSPVOEUIFJNBHF
BOEDBMDVMBUFUIFCFTUGJUFYQPTVSFWBMVFCFGPSFDBQUVSJOH$IPPTF
FJUIFS$FOUFS"SFBUPNFBTVSFMJHIUVTJOHUIFDFOUFSBSFBPGUIF
JNBHFPS"WFSBHFUPNFBTVSFMJHIUVTJOHUIFBSFBBMMBSPVOEUIF
JNBHF
r 5JNF4UBNQ1IPUP4QPSUTBOE#VSTUNPEFT$IPPTFXIFUIFSPS
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3FHJPOBMTFUUJOHT
3FHVMBUPSZOPUJDFT
3FQMZNFTTBHF
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4DSPMMJOH
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4FUUJOHT
4FUUJOHT$POOFDUJPOTUBC
#FBN
#MVFUPPUI
$POOFDUJPOT
$4%-JOF5ZQF
(1344FUUJOH
)4%1"
/FUXPSL8J[BSE
4.44FSWJDF
64#UP1$
8J'J
8JSFMFTT-"/
4FUUJOHT1FSTPOBMUBC
#VUUPOT
*OQVU
,FZCPBSE4MJEJOH4PVOE
-PDL
.FOVT
0XOFS*OGPSNBUJPO
1IPOF
4PVOET/PUJñDBUJPOT
5PEBZ
7PJDF4QFFE%JBM
4FUUJOHT4ZTUFNUBC
"CPVU
#BDLMJHIU
$FSUJñDBUFT
$MFBS4UPSBHF
$MPDL"MBSNT
%FWJDF*OGPSNBUJPO
&ODSZQUJPO
&SSPS3FQPSUJOH
(14
,FZ-PDL
.FNPSZ
.JDSPQIPOF"($
1PXFS
3FHJPOBM4FUUJOHT
3FNPWF1SPHSBNT
4DSFFO
5BTL.BOBHFS
4FUNVTJDBTSJOHUPOF
4IPSUDVUT
4*."DDFTT1SPGJMF4"1
4*.DBSE
4*..BOBHFS
DPQZDPOUBDUTUP4*.DBSE
DPQZ4*.DPOUBDUTUPEFWJDF
DSFBUF4*.DPOUBDU
NBLFDBMM
PWFSWJFX
4NBSU%JBMJOH
4.4
4PGUSFTFU
4PVOET/PUJGJDBUJPOT
4QC(134.POJUPS
*OEFY
4QFBLFSQIPOF
4QFDJGJDBUJPOT
4QFFE%JBM
4QPSUTDBQUVSFNPEF
4QSJUF#BDLVQ
4UBSUNFOV
45,4*.5PPM,JU4FSWJDF
4UPSBHFDBSE
DIFDLBWBJMBCMFTQBDF
DPQZñMFT
4USFBNJOH.FEJB
4XBQTXJUDIDBMMT
4ZODISPOJ[F
"DUJWF4ZOD
DIBOHFJOGPSNBUJPOUZQFT
0VUMPPLJOGPSNBUJPOXJUIDPNQVUFS

TDIFEVMFTZODISPOJ[BUJPOXJUI
&YDIBOHF4FSWFS
WJB#MVFUPPUI
8JOEPXT.FEJB1MBZFS
8JOEPXT.FEJB1MBZFS.PCJMF
4ZODDPOOFDUJPOQSPCMFN
4ZTUFNJOGPSNBUJPO
5
5BTLT
5BTLTTFBSDI
5FYUNFTTBHFT
5FYUTJ[F
TDSFFO
5PEBZTDSFFO
5PN5PN/"7*("503
5SBOTDSJCFS
5SPVCMFTIPPU8JOEPXT.FEJB1MBZFS
.PCJMF
5VSOEFWJDFPOBOEPGG
5VSOQIPOFGVODUJPOPOBOEPGG

6
64#NPEFN
64#UP1$
6TJOH5BTL.BOBHFS
7
7FSJGZEJHJUBMTJHOBUVSF
7JCSBUF
7JCSBUJPO
7JEFPDBMM
7JEFPDBQUVSFNPEF
7JFX
..4
7PJDFNBJM
7PJDFDBMM
7PJDF3FDPSEFS
7PJDF4QFFE%JBM
DSFBUF
WPJDFUBHGPSQIPOFOVNCFS
WPJDFUBHGPSQSPHSBN
NBLFDBMMPSMBVODIQSPHSBN
PWFSWJFX
7PJDFUBH
DSFBUF
GPSQIPOFOVNCFS
GPSQSPHSBN
NBLFDBMMPSMBVODIQSPHSBN
7PMVNF
8
8FBUIFS
8J'J
8JOEPXT-JWF
8JOEPXT-JWF.FTTFOHFS
8JOEPXT-JWF.PCJMF
8JOEPXT.FEJB1MBZFS.PCJMF
ñMFGPSNBUT
NFOVT
PWFSWJFX
QMBZMJTUT
USPVCMFTIPPU
8JOEPXT.PCJMF%FWJDF$FOUFS
8JOEPXT6QEBUF
8PSE.PCJMF
8PSME$BSE.PCJMF
;
;*1
DSFBUFBSDIJWF
PQFO[JQñMFBOEFYUSBDUñMFT
PWFSWJFX
;PPN$BNFSB

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