ID TECH PISCES PISCES User Manual ViVOpay 8800 User Guide
ID TECH PISCES ViVOpay 8800 User Guide
ID TECH >
Users Manual
PISCES - POS PIN PAD
User
Guide
Copyright
Copyright 2016, International Technologies and Systems Corporation. All rights reserved.
ID TECH
10721 Walker Street
Cypress, CA 90630
USA
This document, as well as the hardware and software it describes, is furnished under license and may only be
used in accordance with the terms of such license. The content of this paper is furnished for informational
use, subject to change without notice, and not to be construed as a commitment by ID TECH. ID TECH
assumes no responsibility or liability for any errors or inaccuracies that may appear in this document.
Except as permitted by such license, no part of this publication may be reproduced or transmitted by
electronic, mechanical, recorded, or any other method, or translated into another language or language
form without the express written consent of ID TECH. ID TECH is a registered trademark of International
Technologies and Systems Corporation. ViVOpay and Value through Innovation are trademarks of
International Technologies and Systems Corporation. Other trademarks are the property of the respective
owner.
Warranty Disclaimer: The services and hardware are provided "as is" and "as-available" and the use of these
services and hardware are at the user’s own risk. ID TECH does not make, and hereby disclaims, any and all
other express or implied warranties, including, but not limited to warranties of merchantability, title, fitness
for a particular purpose, and any warranties arising from any course of dealing, usage, or trade practice. ID
TECH does not warrant that the services or hardware will be uninterrupted, error-free, or completely secure.
FCC Regulatory Compliance
Notices Class B Equipment
This equipment has been tested and found to comply with the limits for a Class B digital device pursuant to Part 15
of the FCC Rules. These limits are designed to provide reasonable protection against harmful interference in a
residential installation. This equipment generates, uses, and can radiate radio frequency energy and, if not installed
and used in accordance with the instructions, may cause harmful interference to radio communications. However,
there is no guarantee that interference will not occur in a particular installation. This device complies with part 15
of the FCC rules. Operation is subject to two conditions: (1) This device may not cause harmful interference, and (2)
this device must accept any interference received, including interference that may cause undesired operation.
If this equipment does cause harmful interference to radio or television reception, which can be determined by
turning the equipment off and on, the user is encouraged to try to correct the interference by one or more of the
following measures:
Reorient or relocate the receiving antenna.
Increase the separation between the equipment and the receiver.
Connect the equipment into an outlet on a circuit different from that to which the receiver is connected.
Consult the dealer or an experienced radio/TV technician for help.
Changes or modifications to the ViVOpay PISCES not expressly approved by ID TECH could void the user's
authority to operate the ViVOpay PISCES.
This device complies with Part 15 of the FCC Rules. Operation is subject to the following
two conditions:
1. This device may not cause harmful interference and
2. This device must accept any interference received, including interference that may cause undesired
operation of the device.
Cautions and Warnings
Caution: The ViVOpay PISCES should be mounted 1 foot (30 cm) away from other
ViVOpay PISCES. Can be adjusted based on lane setup.
Caution: Danger of Explosion if battery is incorrectly replaced. Replace only with
same or equivalent type recommended by the manufacturer. Discard used batteries
according to the manufacturer’s instructions.
Warning: Avoid close proximity to radio transmitters which may reduce the ability
of the reader.
ViVOpay 8850 User Guide
iv
Table of Contents
Chapter 1
Getting Started . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1
Overview . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1
Features . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1
Unpacking
the
ViVOpay
PISCES. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 2
Chapter 2
Installing the ViVOpay PISCES. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3
Overview . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3
Site
Planning
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3
PCI PED Compliance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3
Verifying PCI Compliance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 3
Radio Frequency Interference . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4
Installing
the
ViVOpay
PISCES. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5
Connecting the ViVOpay PISCES . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5
Accessing the Connectors . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5
Connecting Power, and Data Cables . . . . . .. . . . . . . . . . . . . . . . . . . 6
Testing
the Installation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8
Transaction Test . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8
Chapter 3
Troubleshooting and Maintenance . . . . . . . . . . . . . . . . . . . . . . . . . . . . 09
Troubleshooting . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10
Onboard Diagnostics . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10
Maintenance . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11
Replacing the Stylus . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11
Upgrading the Firmware. . .. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12
Appendix A
Specifications . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. 13
ViVOpay PISCES Specifications
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
.
14
Glossary . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15
ViVOpay PISCES User Guide
1
Overview
Chapter 1
Getting Started
The
ViVOpay PISCES seamlessly integrates
with
existing POS systems
and
requires minimal
counter
space
at
checkout stands.
The
ViVOpay PISCES
is a PCI 4.1
certified counter-top
contactless
reader with
integrated color display, MSR, signature capture
and PIN
pad.
This
device
features serial
RS-232 and
USB
2.0
communications
to
POS
systems.
ViVOpay PISCES supports
the
following contactless payment
applications:
Support for Apple Pay VAS L1 protocol
Support for Google Android Pay/ SmartTap
Support for Samsung Pay
Support for Mifare cards:
Mifare classic
Mifare Ultralight
Mifare DESFire EV1
Support for Secure SoftSAM(s)
Support for Payment Card Brands:
VISA – VCPS MSD, qVSDC
MasterCard – MCL
AMEX – Expresspay
Discover –DPAS
Interac flash
JCB
China Union Pay(International)
This document assumes that users are familiar with their host POS systems and
all
related
functions.
Features
The
following features
are supported:
• PCI 4.1 certified
• ISO14443 type A/B and Mifare based contactless payment transactions
• ISO 18092 support for peer-to-peer NFC devices and smartphones
• Support for NFC devices
• PIN entry for PIN debit transactions
• Magnetic stripe card transactions
• Electronic signature capture
• Three SAM card slot provided.
• One SD card slot provided
• RJ-45 connector at User
ViVOpay PISCES User Guide
2
Getting
Started
Unpacking the ViVOpay PISCES
The ViVOpay PISCES requires
a
data cable and
a
power supply
if
the data cable is not supplying
power.
Data cable
and
power supply
are not
included
with the
ViVOpay PISCES
and
should
be
purchased
separately from TDTECH. Verify
that you
have
all the
required components
for the
installation.
PISCES (P/N:IDPP-138)
Data cable (varies by POS and length)
• Serial Data Cable (P/N 80143236-00X)
• USB Data Cable (P/N 80143234-00X)
• USB and RJ-45 Data Cable (P/N 80143235-00X)
-
These cables are recommended and approved by
ViVOtech to comply with FCC rules and regulations.
Power supply, if required
(P/N AC005R)
This power supply recommended and approved by
ViVOtech to comply with FCC rules and regulations.
You may also
need
the following:
• Additional SAM card
• Contactless test card (ViVOcard Contactless Test Card P/N 241-0015-03)
• Magnetic stripe test card
The ViVOtech data cables and power supply are specifically designed
to
meet FCC requirements.
If
you are
using other cables
or
power supply,
you
must install ferrites available from ViVOtech.
For
your
free
ferrite core
kit with
installation instructions, please contact ViVOtech
support.
ViVOpay PISCES User Guide
3
Chapter 2
Installing the ViVOpay PISCES
Overview
Before you connect and mount the ViVOpay PISCES, you should plan the installation
to
conform
to
PCI
4.1 requirements and minimize radio frequency interference. Once you have determined the
location
and
mounting
of the
ViVOpay PISCES,
you can
connect
it to
power
and the
POS terminal.
Finally,
you
should
test the
ViVOpay PISCES
to
make sure
the
installation
is successful.
Site Planning
Two
environmental considerations affect
how you
install
the
ViVOpay PISCES.
PCI
certification
has
specific restrictions
on how the
reader
is
positioned
to
prevent
PIN
theft.
You
should
also
consider
objects
and
devices near
the
reader
that may
affect
the
performance
of the
contactless
radio
frequency
antenna.
PCI PED Compliance
The ViVOpay PISCES
is a
PCI 4.1 certified PIN/Debit payment device. PCI 4.1 certification requires
that
sufficient protection be provided
to
ensure that entering
a
PIN number CANNOT be viewed by
a
third
party (such
as
another customer standing nearby,
the
cashier,
or a
security
camera).
The
ViVOpay PISCES
has
design elements, such
as a
recessed keypad,
that
meet some
of
these
requirements. However,
to fully
implement
PCI 4.1
make sure
you
consider
the following.
1. The ViVOpay PISCES must be in a location that will NOT force a customer to enter a PIN
that can be viewed by a third party (for example, a customer must tilt or rotate the device
for better accessibility due to objects blocking a card swipe).
2. If the ViVOpay PISCES is elevated on a mounting stand, shielding must be provided on
the mount to prevent a PIN being viewed by a third party.
3. If the ViVOpay PISCES is mounted on a counter top, additional shielding (which can
include other devices such as a cash register as long as conditions in (1) above is met)
must be provided to ensure that the PIN cannot be viewed by a third party (including
cashier and security camera).
WARNING: PCI requires that the device be mounted so that the PIN entry cannot be
observed by a third party (such as another customer standing in line, the cashier at the
counter, or a security camera mounted in the ceiling to observe the cash register area). If
the PIN entry can be observed, the store owner may be responsible for any losses
incurred by the customer if it can be determined that the customer’s PIN was stolen at
this location.
Verifying PCI Compliance
Before completing
the
installation,
you
must verify
the
ViVOpay PISCES
is
positioned
so that the
PIN
entry
is
not visible to other customers, the cashier behind the counter, or video surveillance
cameras.
If PIN
entry
is
visible,
the
ViVOpay PISCES must
be
repositioned
or
shielding added
until
PIN entry
cannot
be observed.
These tests usually require
at
least
two
people—one
to
simulate entering
the PIN
while
the other
attempts
to
view
the keypad.
ViVOpay PISCES User Guide
4
Installing the ViVOpay PISCES
ESS
Can Another Customer View the PIN?
While one person stands
at
the ViVOpay PISCES with their hand positioned
to
enter the PIN, the
other
tester should
try to
observe
the
keypad from behind
and
beside
the first person.
Can the Cashier View the PIN?
While one person stands
at
the ViVOpay PISCES with their hand positioned
to
enter the PIN, the
other
tester should stand behind the counter and try
to
observe the PIN keypad. The second tester
should move around
a little to see if
there
is a
position where
they can
observe
PIN entry.
Can the Video Camera View the PIN?
While one person stands
at
the ViVOpay PISCES with their hand positioned
to
enter the PIN, the
other
tester should observe what
is
being recorded by any video camera with
a
view
of
the ViVOpay
PISCES
. This may
require playing back
a
recording
to see if PIN
entry
is
visible.
If the
video
camera
is
moveable, the second person should move the video camera to determine
if
there is a
position
where PIN
entry
can be observed.
Retesting Requirements
If PIN
entry
on the
ViVOpay PISCES
is
observable
in any of the
above tests,
you
must reposition
the
ViVOpay PISCES
and
completely retest
all
locations
to
verify
that PIN
entry
is not
visible.
Consider
placing
a
display
to
block observation from
that position.
Repositioning
the
ViVOpay PISCES
to
block observance
of PIN
entry
at one
location may expose
PIN
entry
to
observation
at
another location.
PCI
requires
that you
reposition
the
ViVOpay
PISCES
and
retest
until PIN
entry
is
secure from
observation.
Radio Frequency Interference
To
perform contactless transactions,
the
ViVOpay
PISCES
uses
a
radio frequency antenna. The
range
(reading distance) and performance
of
the reader can
be
affected
by
other radio frequency
emitters
and
proximity
to metal.
For best
performance, adhere
to the
following
guidelines:
• Do not position the ViVOpay PISCES closer than 1 foot (30 cm) to other
RF-emitting devices. Some environments may require greater distances.
• Avoid placing the ViVOpay PISCES on or near large metal objects.
• Do not position the ViVOpay PISCES near radio transmitters.
ViVOpay PISCES User Guide
5
Installing the ViVOpay PISCES
ESS
Installing the ViVOpay PISCES
This
section describes
how to
install
the
ViVOpay PISCES.
The
basic steps
are:
• Connect to power and POS
• Mount if required
• Test the installation
Connecting the ViVOpay PISCES
Accessing the Connectors
The
ViVOpay PISCES connectors
are
beneath
a
cover
on the
bottom
of the reader.
To access the connectors
1. Turn over the ViVOpay PISCESso that the connector cover is visible.
2. Open to connector cover.
ViVOpay PISCES User Guide
6
Installing the ViVOpay PISCES
ESS
3. Insert the data cable into the HDMI connector directly
4. Close the cover
5. Turn the ViVOpay PISCES keypad side up.
6. Place the stylus in the holder at the side face of the ViVOpay POSCES.
7. Attach the data cable from the ViVOpay PISCES to the appropriate port on the POS.
ViVOpay PISCES User Guide
7
Installing the ViVOpay PISCES
ESS
8. Plug in the power supply. The ViVOpay PISCES the left LED illuminates.
The ViVOpay PISCES may take up to 30 seconds to finish booting.
The ViVOpay PISCES displays the opening set
of
screens before
it
displays the
Welcome
screen.
The
opening screens
include:
• ViVOtech screen
• Copyright screen
• Firmware version screen
It
should then display
Welcome
or
Please present card
or
similar wording, depending upon
the
POS
application.
If
the unit fails
to
power up,
try
reseating the power connector
(or
change
to a
different power outlet).
If the unit still fails to
power
up, try
replacing
the
power supply.
If the unit still fails to
power
up, and
the
power supply
is
definitely good, contact your local support representative.
For more
troubleshooting information,
see
“Troubleshooting”
on page 9.
ViVOpay PISCES User Guide
8
Installing the ViVOpay PISCES
ESS
Testing the Installation
After
you
have completed
the
installation
and
have checked
for PCI 4.1
conformance,
run the
Onboard Diagnostic program
as
described
in
“Onboard Diagnostics”
on page 10.
Then check
that
the
ViVOpay PISCES
and the
POS
are
communicating correctly
by
performing
a
sample
transaction. The
following
test
assumes
that the host
POS
is
already programmed
to
communicate
with the
ViVOpay
PISCES.
Transaction Test
The
exact wording
that
appears
on the
ViVOpay PISCES depends
on the
POS
application.
To test a transaction
1. Ring up a transaction on the POS. The ViVOpay PISCES may show Welcome or
similar wording.
2. Present a
card/fob/phone
in close proximity to the reader or swipe a magnetic stripe card.
3. A single beep and LED flash indicates that the card has been validated. The ViVOpay
PISCES may display Processing or similar wording while the transaction is
being processed.
4. If the POS software requires a PIN entry, you will see Please enter PIN. Use the keypad
to enter the PIN.
5. If the POS application requires a signature, you will see Please sign below. Use the
stylus to enter your signature on the touch screen.
6. A receipt is printed by the POS with the purchase amount. The ViVOpay PISCES may
show Thank You or similar wording for a successful transaction.
9
Chapter 3
Troubleshooting and Maintenance
Troubleshooting
The ViVOpay PISCES readers are reliable and easy
to
troubleshoot. The components that may
require
troubleshooting include
the
power supply,
the
reader
and the
data
cable.
Symptom
Possible Cause
Probable Cause and Remedy
General Issues
Reader does not appear to be
powered on—no LEDs lit, no
LCD display.
• Reader not powered on.
• Incorrect power supply used.
• Check cable connections.
• Verify that power is on and correct voltage and
current are present.
• Replace the power supply.
• Verify that power cable plug is fully inserted.
• Replace the power supply.
• Replace the reader.
Reading Cards/Fobs/Phones
LEDs do not light and beeper is
not audible when
card/fob/phone is presented.
• Card/fob/phone not properly
presented.
• Metal or RF interference.
• Wrong Firmware issue (contact your
local support representative).
• Reader not powered on or incorrect
voltage.
• Incorrect power supply used.
• Unsupported card/fob/phone used.
• Present card/fob/phone closer to the reader
and ensure it’s parallel to the reader touch
screen.
• Verify that the card/fob/phone is valid/current.
• Test with “ViVOcard Contactless Test Card”
part number 241-0015-03.
• Try a different card/fob/phone.
• Verify that the unit is not near any large metal
objects.
• Verify that correct firmware is loaded (local
support representative only).
• Verify that power is on and correct voltage and
current are present.
• Verify that power cable plug is fully inserted.
• Replace the reader.
Some cards/fobs/phones read,
but not all.
• Wrong firmware (contact your local
support representative).
• Possible bad card/fob/phone.
• Unsupported card used.
• Verify that correct firmware is loaded on
reader (local support representative only).
• Check to see if card/fob/phone is damaged.
• Try a different card/fob/phone.
On power-up, display sticks on
firmware version.
SAM card isn’t seated properly.
Remove power from unit, remove back cover and
reseat SAM card. If unsure, contact ViVOtech
Support for assistance.
Troubleshooting and Maintenance
10
Symptom
Possible Cause
Probable Cause and Remedy
Communication to POS/ECR
No data is received, or data is
garbled.
• Faulty or incorrect cable connections.
• Unsupported card used.
• Contactless application is not
installed on terminal (for serial
connections only).
• Magstripe card not swiped correctly.
• Magstripe card not level during card
swipe.
• The POS application is not using the
correct communications parameters.
• Check that the cable connection is secure and
in the correct port on the POS/ECR.
• Check that the POS/ECR has the correct
software application to accept data from the
contactless reader (may need assistance from
the POS vendor).
• Try a different card/fob/phone or magstripe
card if testing the magstripe reader.
• If testing with the magstripe card, try turning
the card around; make sure that the card is
level during the card swipe.
• Contact the payment processor for an
application upgrade.
• Check that the cable is correctly attached to
the back of the ViVOpay PISCES
• Check the POS application.
Onboard Diagnostics
Onboard diagnostics (OBD) tests
the
following components
of the
ViVOpay
PISCES. Is
there
a
smart card
test?
Test
Possible Results
LCD Test
Pass/Fail
TouchScreen Test
Pass/Fail
Keypad Test
Pass/Fail 1234567890<cancel><backspace><enter>* #
LEDs Test
Pass/Fail virtual leds MSR ICC Keypad backlight
Tone Test
Pass/Fail
Magstripe Test
Pass Tracks 1 or 2 or 3/Fail
RFID Test
Pass Type A or B/Fail
ICC Test
Pass T = 0 or T = 1/Fail
Ethernet Test
Pass/Fail
SAMs Test
Pass SAM1 SAM2 SAM3/Fail
Accessing the OBD Tests
To enter the onboard diagnostics
1. Power off the ViVOpay PISCES by removing the power supply from the power receptacle.
2. Plug the power supply back into the power receptacle.
Troubleshooting and Maintenance
11
3. After applying power. Please press key "1" and then press press key "#" within 3 sec after
LCD display "Welcome". If you input correctly, The ViVOpay AR Diagnostics will appears on
the screen and prompt alarm will sound.
The menu first page as below:
ViVOpay AR Diagnostics
0 Test Results Summary
1 Test Al l
2 LCD
3 Touch Screen
4 Keypad
5 LEDs
6 Tone
7 Magstripe
8 RFID and Antenna
9 ICC
O: Next Page X: Exit
The menu second page as below:
ViVOpay AR Diagnostics
0 Ethernet
1 SAMs
<: Prev Page X: Exit
Troubleshooting and Maintenance
12
Maintenance
The ViVOpay PISCES contains no user-serviceable parts within its enclosure. Do not open the
ViVOpay
PISCES
enclosure.
WARNING: Attempting to open the ViVOpay PISCES enclosure will trigger PCI
security measures and it will stop functioning even after reassembly!
You can
replace
the
stylus without violating
PCI
security measures.
You can also
upgrade
the
ViVOpay
PISCES’s firmware if required.
Replacing the Stylus
It is
important
that only the
stylus
be
used
for
writing
on the
touch screen.
If the
stylus
is lost or the
lanyard broken, you can obtain
a
replacement from your ViVOpay PISCES
distributor
To replace the stylus
1. Turn the ViVOpay PISCES upside down and unscrew the screw for the tether wire of
stylus.
2. Remove the old stylus with the new one. Then fasten the screw.
3. Turn the ViVOpay PISCES back and place the new stylus in its holder.
Troubleshooting and Maintenance
13
Upgrading the Firmware
You can upgrade the firmware
of
the ViVOpay PISCES
if required for your application. You will
need the following from your
ViVOpay
PISCES distributor:
• New ViVOpay firmware
ViVOpay download utility
USB data cable
You also
need
a PC with a
USB port.
The PC
should have
the
required USB driver
HID.DLL file.
If
not, it is
available
for
download from Microsoft’s
website.
To upgrade the firmware
1 Copy the firmware image and ViVOpay download utility to the PC you are using for
the upgrade.
2 Connect the USB data cable to the ViVOpay PISCES and PC (see “Connecting
Power, Stylus, and Data Cables” on page 6).
3 Double click the ViVOpay download utility icon or .exe to start the utility.
4 Power on the ViVOpay PISCES. The bootloader version will appear.
5 According to the image type to click the corresponding bottom.
5.1 Click Download Bootloader to download bootloader.
5.2 Click Download Image to download firmware.
6 When prompted, locate and select the bootloader or firmware image to download
and click OK.
7 When the download is complete, disconnect the ViVOpay PISCES from the PC and
power. The new bootloader or firmware will be active next time you apply power to
the ViVOpay
PISCES.
8 Reconnect power.
ViVOpay 8850 User Guide
14
Appendix A
Specifications
ViVOpay PISCES Specifications
For
detailed specifications,
see the
ViVOpay PISCES Technical
Specifications.
RF Interface
Frequency
13.56 MHz
Standard
ISO 14443 Type A&B, Mifare, ISO 18092
Reading distance
MAX 4cm
Physical
Length
175 mm
Width
95 mm maximum
Depth
58 mm maximum
Weight
0.4Kg
Environmental
Operating Temp.
0 to 55° C (32 to 131° F)
Storage Temp.
-25 to 65° C (-13 to 149° F)
Relative Humidity
10 to 95% non-condensing
Operating Environment
Indoor only
Power
Voltage
5 Vdc regulated, +/- 10%
Consumption
6 W maximum
Power supply
The PISCES shall be powered by an external
power source (P/N AC005R)
(power-pack AC 85-265)
ViVOpay PISCES User Guide
15
Glossary
Electronic Cash Register (ECR)
The combination of a traditional cash register and a POS terminal, often PC-based.
ExpressPay from American Express
American Express contactless payment product that utilizes contactless technology.
Firmware
Fob
Software that is embedded in a hardware device that allows reading and executing the
software, but does not allow modification, e.g., writing or deleting data by an end user.
Example: Firmware is a computer program in a read-only memory (ROM) integrated circuit
chip. A hardware configuration is usually used to represent the software.
Example: Firmware is a program embedded in an erasable programmable read-only memory
(EPROM) chip, which program may be modified by special external hardware, but not by an
application program.
A key chain device or other non-standard credit card sized form factor that has an embedded
radio frequency (RF) chip.
MasterCard PayPass
MasterCard's contactless payment product that utilizes contactless technology.
NFC
NFC Phone
PCI 4.1
Near Field Communications.
Near Field Communications (NFC) phone. A technology that enables communication between a
secure element in a mobile device and a contactless reader to make credit/debit payments.
Also see UICC.
The Payment Card Industry Security Standards Council (PCI SSC) mission is to enhance
payment account data security. PCI 4.1 is a set of standards created by PCI SSC to increase
the security of card data.
Point of Sale (POS)
Refers to terminals used in retail stores with a magnetic stripe reader, keyboard, display and
autodialer modem or IP connection, connected to the telephone/internet network and used for
on-line credit/debit authorization. Can also be connected to a host computer, which handles all
transaction processing including item price look-up, data collection, and credit/debit
authorization.
Proximity Payments
Payment method utilizing contactless technology such as RF, Infrared (IrDA) or Near Field
Communications (NFC).
Radio Frequency (RF)
Any frequency that corresponds to radio signals, including those used by cellular telephones
and wireless networks.
RF Reader
The Point of Sale device that receives the RF transmission from a card, fob or NFC phone.
Visa Contactless
Visa's contactless payment product that utilizes contactless technology.
Symbol Explanations:
EMV Contactless Symbol